Home > Bowling Green Bank & Trust Company > Income and Expense
Bowling Green Bank & Trust Company, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,923,000 | 2,533 |
| Total interest expense | $4,733,000 | 3,079 |
| Net interest income | $8,190,000 | 2,150 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $5,259,000 | 913 |
| Gross Fiduciary activities income | $1,111,000 | 445 |
| Service charges on deposit accounts | $1,281,000 | 1,039 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,867,000 | 920 |
| Total noninterest expense | $6,351,000 | 2,138 |
| Salaries and employee benefits | $2,965,000 | 2,365 |
| Premises and equipment expense | $1,022,000 | 2,004 |
| Additional noninterest expense | $2,364,000 | 1,851 |
| Pre-tax net operating income | $7,098,000 | 1,093 |
| Securities gains (losses) | $-5,000 | 9,083 |
| Applicable income taxes | $2,251,000 | 1,107 |
| Income before extraordinary items | $4,842,000 | 1,131 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,842,000 | 1,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 9,896 |
| Cash dividends | $5,180,000 | 636 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,845,400 | 1,113 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,643,000 | 2,584 |
| Total interest expense | $5,111,000 | 2,933 |
| Net interest income | $7,532,000 | 2,267 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $2,571,000 | 1,510 |
| Gross Fiduciary activities income | $836,000 | 502 |
| Service charges on deposit accounts | $985,000 | 1,261 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $750,000 | 2,267 |
| Total noninterest expense | $6,339,000 | 2,075 |
| Salaries and employee benefits | $2,581,000 | 2,623 |
| Premises and equipment expense | $772,000 | 2,533 |
| Additional noninterest expense | $2,986,000 | 1,459 |
| Pre-tax net operating income | $3,764,000 | 1,935 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,074,000 | 2,181 |
| Income before extraordinary items | $2,690,000 | 1,944 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,690,000 | 1,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-508,000 | 10,423 |
| Cash dividends | $2,100,000 | 1,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,690,000 | 1,871 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,796,000 | 2,781 |
| Total interest expense | $5,244,000 | 2,853 |
| Net interest income | $6,552,000 | 2,656 |
| Provision for loan and lease losses | $90,000 | 5,371 |
| Total noninterest income | $2,090,000 | 1,704 |
| Gross Fiduciary activities income | $615,000 | 591 |
| Service charges on deposit accounts | $897,000 | 1,438 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $578,000 | 2,552 |
| Total noninterest expense | $5,968,000 | 2,143 |
| Salaries and employee benefits | $2,511,000 | 2,628 |
| Premises and equipment expense | $945,000 | 2,087 |
| Additional noninterest expense | $2,512,000 | 1,687 |
| Pre-tax net operating income | $2,584,000 | 2,836 |
| Securities gains (losses) | $-9,000 | 9,978 |
| Applicable income taxes | $702,000 | 3,229 |
| Income before extraordinary items | $1,873,000 | 2,736 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,873,000 | 2,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-223,000 | 10,831 |
| Cash dividends | $275,000 | 4,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,879,570 | 2,674 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,768,000 | 3,050 |
| Total interest expense | $5,059,000 | 2,973 |
| Net interest income | $5,709,000 | 3,097 |
| Provision for loan and lease losses | $180,000 | 3,640 |
| Total noninterest income | $1,913,000 | 1,912 |
| Gross Fiduciary activities income | $578,000 | 660 |
| Service charges on deposit accounts | $940,000 | 1,432 |
| Trading account gains and fees | $-2,000 | 4,636 |
| Additional Noninterest Income | $397,000 | 3,417 |
| Total noninterest expense | $5,983,000 | 2,297 |
| Salaries and employee benefits | $2,468,000 | 2,736 |
| Premises and equipment expense | $891,000 | 2,236 |
| Additional noninterest expense | $2,624,000 | 1,938 |
| Pre-tax net operating income | $1,459,000 | 4,442 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $287,000 | 5,982 |
| Income before extraordinary items | $1,171,000 | 3,949 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,171,000 | 3,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-412,000 | 11,406 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,171,800 | 3,901 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,273,000 | 2,953 |
| Total interest expense | $5,383,000 | 2,842 |
| Net interest income | $5,890,000 | 3,022 |
| Provision for loan and lease losses | $1,572,000 | 687 |
| Total noninterest income | $1,724,000 | 2,066 |
| Gross Fiduciary activities income | $421,000 | 791 |
| Service charges on deposit accounts | $790,000 | 1,716 |
| Trading account gains and fees | $-2,000 | 4,799 |
| Additional Noninterest Income | $515,000 | 2,818 |
| Total noninterest expense | $5,552,000 | 2,447 |
| Salaries and employee benefits | $2,383,000 | 2,808 |
| Premises and equipment expense | $643,000 | 3,031 |
| Additional noninterest expense | $2,526,000 | 1,979 |
| Pre-tax net operating income | $490,000 | 8,486 |
| Securities gains (losses) | $31,000 | 1,605 |
| Applicable income taxes | $-44,000 | 11,625 |
| Income before extraordinary items | $565,000 | 6,814 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $565,000 | 6,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,760,000 | 618 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $534,000 | 6,989 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,499,000 | 2,895 |
| Total interest expense | $4,174,000 | 2,930 |
| Net interest income | $6,325,000 | 2,859 |
| Provision for loan and lease losses | $1,437,000 | 729 |
| Total noninterest income | $1,744,000 | 2,038 |
| Gross Fiduciary activities income | $321,000 | 883 |
| Service charges on deposit accounts | $707,000 | 1,904 |
| Trading account gains and fees | $-2,000 | 4,800 |
| Additional Noninterest Income | $718,000 | 2,291 |
| Total noninterest expense | $10,382,000 | 1,412 |
| Salaries and employee benefits | $2,310,000 | 2,863 |
| Premises and equipment expense | $591,000 | 3,316 |
| Additional noninterest expense | $7,481,000 | 861 |
| Pre-tax net operating income | $-3,750,000 | 12,568 |
| Securities gains (losses) | $7,000 | 2,440 |
| Applicable income taxes | $-1,526,000 | 12,542 |
| Income before extraordinary items | $-2,217,000 | 12,503 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-2,217,000 | 12,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,143,000 | 795 |
| Cash dividends | $1,000,000 | 1,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-2,221,480 | 12,503 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,512,000 | 4,040 |
| Total interest expense | $3,008,000 | 4,104 |
| Net interest income | $4,504,000 | 3,933 |
| Provision for loan and lease losses | $1,075,000 | 1,238 |
| Total noninterest income | $1,371,000 | 2,621 |
| Gross Fiduciary activities income | $399,000 | 844 |
| Service charges on deposit accounts | $608,000 | 2,264 |
| Trading account gains and fees | $-1,000 | 5,052 |
| Additional Noninterest Income | $365,000 | 3,997 |
| Total noninterest expense | $3,660,000 | 3,767 |
| Salaries and employee benefits | $1,573,000 | 4,101 |
| Premises and equipment expense | $410,000 | 4,612 |
| Additional noninterest expense | $1,677,000 | 3,178 |
| Pre-tax net operating income | $1,140,000 | 5,375 |
| Securities gains (losses) | $-4,000 | 12,523 |
| Applicable income taxes | $308,000 | 5,974 |
| Income before extraordinary items | $828,000 | 5,417 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $828,000 | 5,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,003,000 | 1,136 |
| Cash dividends | $825,000 | 2,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $830,920 | 5,163 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,944,000 | 3,206 |
| Total interest expense | $4,702,000 | 3,491 |
| Net interest income | $6,242,000 | 2,918 |
| Provision for loan and lease losses | $542,000 | 2,823 |
| Total noninterest income | $1,487,000 | 2,405 |
| Gross Fiduciary activities income | $500,000 | 765 |
| Service charges on deposit accounts | $714,000 | 1,893 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $273,000 | 4,700 |
| Total noninterest expense | $4,441,000 | 3,198 |
| Salaries and employee benefits | $1,727,000 | 3,700 |
| Premises and equipment expense | $585,000 | 3,441 |
| Additional noninterest expense | $2,129,000 | 2,657 |
| Pre-tax net operating income | $2,746,000 | 2,252 |
| Securities gains (losses) | $88,000 | 3,220 |
| Applicable income taxes | $760,000 | 2,736 |
| Income before extraordinary items | $2,074,000 | 2,208 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,074,000 | 2,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 3,660 |
| Cash dividends | $1,200,000 | 1,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,009,760 | 2,111 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.