Home > Bowling Green Bank & Trust Company > Assets and Liabilities
Bowling Green Bank & Trust Company, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 85 | 2,031 |
| Assets and Liabilities | ||
| Total Assets: | $200,672,000 | 2,348 |
| Cash and due from depository institutions | $12,309,000 | 2,031 |
| Interest-bearing balances | $31,000 | 5,763 |
| Securities | $33,241,000 | 3,303 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $146,949,000 | 2,039 |
| Loan loss allowance | $3,174,000 | 1,215 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,964,000 | 1,713 |
| Other real estate owned | $0 | 2,031 |
| Goodwill and other intangibles | $824,000 | 1,590 |
| All other assets | $2,385,000 | 3,435 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $200,672,000 | 2,348 |
| Total liabilities | $184,032,000 | 2,320 |
| Total deposits | $154,199,000 | 2,496 |
| Interest-bearing deposits | $111,241,000 | 2,935 |
| Deposits held in domestic offices | $154,199,000 | 2,493 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,823,000 | 751 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,181,000 | 2,767 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $829,000 | 3,753 |
| Total equity capital | $16,640,000 | 2,661 |
| Total bank equity capital | $16,640,000 | 2,661 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,500,000 | 2,361 |
| Surplus | $14,976,000 | 1,160 |
| Undivided profits | $164,000 | 8,911 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $474,000 | 3,782 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $889,000 | 2,604 |
| Earning assets | $180,221,000 | 2,406 |
| Long-term assets (5+ years) | $20,113,000 | 3,296 |
| Average Assets, year-to-date | $192,405,000 | 2,342 |
| Average Assets, quarterly | $195,488,500 | 2,378 |
| Volatile liabilities | $31,617,000 | 2,454 |
| Insider loans | $17,932,000 | 231 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $387,000 | 1,017 |
| Unused loan commitments | $29,659,000 | 1,749 |
| Tier 1 (core) risk-based capital | $16,024,000 | 2,751 |
| Tier 2 risk-based capital | $1,900,280 | 1,789 |
| Total risk weighted assets | $150,748,980 | 2,032 |
| Total unused commitments | $29,659,000 | 1,751 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 85 | 2,040 |
| Assets and Liabilities | ||
| Total Assets: | $190,591,000 | 2,405 |
| Cash and due from depository institutions | $17,968,000 | 2,040 |
| Interest-bearing balances | $53,000 | 5,505 |
| Securities | $36,349,000 | 3,073 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $127,613,000 | 2,200 |
| Loan loss allowance | $3,125,000 | 1,185 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,427,000 | 1,817 |
| Other real estate owned | $1,036,000 | 2,040 |
| Goodwill and other intangibles | $1,077,000 | 1,396 |
| All other assets | $2,121,000 | 3,373 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $190,591,000 | 2,405 |
| Total liabilities | $173,392,000 | 2,384 |
| Total deposits | $158,146,000 | 2,403 |
| Interest-bearing deposits | $119,131,000 | 2,748 |
| Deposits held in domestic offices | $158,146,000 | 2,397 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,205,000 | 956 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,973,000 | 3,335 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,068,000 | 3,328 |
| Total equity capital | $17,199,000 | 2,603 |
| Total bank equity capital | $17,199,000 | 2,603 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,500,000 | 2,331 |
| Surplus | $14,976,000 | 1,107 |
| Undivided profits | $723,000 | 8,658 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $61,000 | 7,929 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $815,000 | 2,809 |
| Earning assets | $164,015,000 | 2,584 |
| Long-term assets (5+ years) | $13,730,000 | 3,984 |
| Average Assets, year-to-date | $181,227,600 | 2,393 |
| Average Assets, quarterly | $185,282,000 | 2,428 |
| Volatile liabilities | $19,350,000 | 3,083 |
| Insider loans | $15,994,000 | 226 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $730,000 | 1,150 |
| Unused loan commitments | $32,335,000 | 1,571 |
| Tier 1 (core) risk-based capital | $16,109,000 | 2,652 |
| Tier 2 risk-based capital | $1,746,750 | 1,822 |
| Total risk weighted assets | $138,361,650 | 2,049 |
| Total unused commitments | $32,335,000 | 1,575 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 80 | 2,224 |
| Assets and Liabilities | ||
| Total Assets: | $175,748,000 | 2,551 |
| Cash and due from depository institutions | $10,055,000 | 2,224 |
| Interest-bearing balances | $1,000 | 6,547 |
| Securities | $34,236,000 | 3,245 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $114,054,000 | 2,427 |
| Loan loss allowance | $2,617,000 | 1,416 |
| Trading account assets | $8,999,000 | 95 |
| Bank premises and fixed assets | $4,202,000 | 1,885 |
| Other real estate owned | $1,036,000 | 2,224 |
| Goodwill and other intangibles | $1,331,000 | 1,187 |
| All other assets | $1,835,000 | 3,767 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $175,748,000 | 2,551 |
| Total liabilities | $159,134,000 | 2,539 |
| Total deposits | $137,522,000 | 2,709 |
| Interest-bearing deposits | $107,064,000 | 3,004 |
| Deposits held in domestic offices | $137,522,000 | 2,703 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,729,000 | 775 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,201,000 | 2,763 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $682,000 | 4,765 |
| Total equity capital | $16,614,000 | 2,672 |
| Total bank equity capital | $16,614,000 | 2,672 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,500,000 | 2,360 |
| Surplus | $14,976,000 | 1,101 |
| Undivided profits | $138,000 | 10,057 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $216,000 | 6,157 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $827,000 | 2,793 |
| Earning assets | $157,290,000 | 2,620 |
| Long-term assets (5+ years) | $19,647,000 | 2,813 |
| Average Assets, year-to-date | $176,031,000 | 2,434 |
| Average Assets, quarterly | $175,000,000 | 2,519 |
| Volatile liabilities | $26,576,000 | 2,354 |
| Insider loans | $4,934,000 | 837 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $23,144,000 | 1,888 |
| Tier 1 (core) risk-based capital | $15,265,000 | 2,777 |
| Tier 2 risk-based capital | $1,560,330 | 1,927 |
| Total risk weighted assets | $123,769,830 | 2,252 |
| Total unused commitments | $23,144,000 | 1,894 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 84 | 2,234 |
| Assets and Liabilities | ||
| Total Assets: | $171,083,000 | 2,708 |
| Cash and due from depository institutions | $12,167,000 | 2,234 |
| Interest-bearing balances | $3,000 | 6,497 |
| Securities | $38,871,000 | 3,120 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $101,996,000 | 2,733 |
| Loan loss allowance | $2,304,000 | 1,676 |
| Trading account assets | $8,999,000 | 101 |
| Bank premises and fixed assets | $4,661,000 | 1,705 |
| Other real estate owned | $1,036,000 | 2,234 |
| Goodwill and other intangibles | $1,584,000 | 1,045 |
| All other assets | $1,769,000 | 4,025 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $171,083,000 | 2,708 |
| Total liabilities | $156,054,000 | 2,671 |
| Total deposits | $128,693,000 | 2,963 |
| Interest-bearing deposits | $96,093,000 | 3,408 |
| Deposits held in domestic offices | $128,693,000 | 2,955 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,727,000 | 738 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $2,503,000 | 2,453 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,131,000 | 3,214 |
| Total equity capital | $15,029,000 | 2,951 |
| Total bank equity capital | $15,029,000 | 2,951 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,500,000 | 2,495 |
| Surplus | $14,976,000 | 1,146 |
| Undivided profits | $-1,447,000 | 11,283 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $774,000 | 3,240 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $693,000 | 3,327 |
| Earning assets | $149,869,000 | 2,815 |
| Long-term assets (5+ years) | $20,310,000 | 2,639 |
| Average Assets, year-to-date | $160,874,600 | 2,739 |
| Average Assets, quarterly | $166,568,500 | 2,733 |
| Volatile liabilities | $34,496,000 | 1,853 |
| Insider loans | $4,167,000 | 1,031 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $794,000 | 824 |
| Unused loan commitments | $22,936,000 | 1,857 |
| Tier 1 (core) risk-based capital | $13,414,000 | 3,206 |
| Tier 2 risk-based capital | $1,374,720 | 2,218 |
| Total risk weighted assets | $109,047,920 | 2,571 |
| Total unused commitments | $22,936,000 | 1,872 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 78 | 2,481 |
| Assets and Liabilities | ||
| Total Assets: | $157,204,000 | 2,934 |
| Cash and due from depository institutions | $10,782,000 | 2,481 |
| Interest-bearing balances | $12,000 | 6,371 |
| Securities | $34,890,000 | 3,632 |
| Federal funds sold & reverse repurchase agreements | $8,300,000 | 1,752 |
| Net loans & leases | $90,404,000 | 2,960 |
| Loan loss allowance | $1,712,000 | 2,214 |
| Trading account assets | $4,941,000 | 130 |
| Bank premises and fixed assets | $3,624,000 | 2,143 |
| Other real estate owned | $1,036,000 | 2,481 |
| Goodwill and other intangibles | $1,838,000 | 900 |
| All other assets | $1,389,000 | 4,982 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $157,204,000 | 2,934 |
| Total liabilities | $143,374,000 | 2,904 |
| Total deposits | $137,536,000 | 2,828 |
| Interest-bearing deposits | $106,715,000 | 3,095 |
| Deposits held in domestic offices | $137,536,000 | 2,818 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,437,000 | 2,444 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $2,905,000 | 2,112 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,496,000 | 2,651 |
| Total equity capital | $13,830,000 | 3,193 |
| Total bank equity capital | $13,830,000 | 3,193 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,500,000 | 2,568 |
| Surplus | $14,976,000 | 1,147 |
| Undivided profits | $-2,646,000 | 11,853 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $448,000 | 4,549 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $694,000 | 3,405 |
| Earning assets | $138,547,000 | 3,039 |
| Long-term assets (5+ years) | $14,209,000 | 3,203 |
| Average Assets, year-to-date | $161,280,000 | 2,752 |
| Average Assets, quarterly | $158,000,500 | 2,877 |
| Volatile liabilities | $10,229,000 | 4,507 |
| Insider loans | $1,778,000 | 2,395 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $12,216,000 | 2,830 |
| Tier 1 (core) risk-based capital | $11,989,000 | 3,543 |
| Tier 2 risk-based capital | $1,213,530 | 2,464 |
| Total risk weighted assets | $96,583,530 | 2,811 |
| Total unused commitments | $12,216,000 | 2,841 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 82 | 2,436 |
| Assets and Liabilities | ||
| Total Assets: | $166,396,000 | 2,733 |
| Cash and due from depository institutions | $11,516,000 | 2,436 |
| Interest-bearing balances | $35,000 | 6,272 |
| Securities | $29,104,000 | 4,378 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $115,372,000 | 2,348 |
| Loan loss allowance | $1,900,000 | 2,060 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,320,000 | 2,236 |
| Other real estate owned | $1,866,000 | 2,436 |
| Goodwill and other intangibles | $2,091,000 | 769 |
| All other assets | $3,127,000 | 2,567 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $166,396,000 | 2,733 |
| Total liabilities | $153,470,000 | 2,709 |
| Total deposits | $134,187,000 | 2,838 |
| Interest-bearing deposits | $103,208,000 | 3,159 |
| Deposits held in domestic offices | $134,187,000 | 2,828 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,779,000 | 1,176 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $3,387,000 | 2,071 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $4,117,000 | 1,044 |
| Total equity capital | $12,926,000 | 3,163 |
| Total bank equity capital | $12,926,000 | 3,163 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,500,000 | 2,652 |
| Surplus | $14,976,000 | 1,078 |
| Undivided profits | $-3,550,000 | 12,458 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $235,000 | 6,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $880,000 | 2,279 |
| Earning assets | $144,511,000 | 2,872 |
| Long-term assets (5+ years) | $19,268,000 | 2,628 |
| Average Assets, year-to-date | $164,179,200 | 2,696 |
| Average Assets, quarterly | $167,117,000 | 2,713 |
| Volatile liabilities | $21,137,000 | 2,427 |
| Insider loans | $3,561,000 | 1,176 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $19,374,000 | 1,971 |
| Tier 1 (core) risk-based capital | $11,171,000 | 3,685 |
| Tier 2 risk-based capital | $1,500,120 | 2,039 |
| Total risk weighted assets | $119,609,620 | 2,251 |
| Total unused commitments | $19,374,000 | 1,983 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 81 | 2,575 |
| Assets and Liabilities | ||
| Total Assets: | $153,022,000 | 2,993 |
| Cash and due from depository institutions | $5,794,000 | 2,575 |
| Interest-bearing balances | $453,000 | 4,505 |
| Securities | $26,122,000 | 5,039 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 9,053 |
| Net loans & leases | $105,740,000 | 2,486 |
| Loan loss allowance | $1,606,000 | 2,485 |
| Trading account assets | $6,948,000 | 142 |
| Bank premises and fixed assets | $2,809,000 | 2,611 |
| Other real estate owned | $1,577,000 | 2,575 |
| Goodwill and other intangibles | $2,345,000 | 640 |
| All other assets | $1,187,000 | 5,371 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $153,022,000 | 2,993 |
| Total liabilities | $139,543,000 | 2,988 |
| Total deposits | $133,590,000 | 2,931 |
| Interest-bearing deposits | $102,200,000 | 3,323 |
| Deposits held in domestic offices | $133,590,000 | 2,922 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,535,000 | 2,431 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,899,000 | 1,911 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,519,000 | 2,279 |
| Total equity capital | $13,479,000 | 2,997 |
| Total bank equity capital | $13,479,000 | 2,997 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,500,000 | 2,712 |
| Surplus | $11,976,000 | 1,243 |
| Undivided profits | $3,000 | 12,187 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $548,000 | 4,674 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $735,000 | 2,438 |
| Earning assets | $139,763,000 | 3,012 |
| Long-term assets (5+ years) | $20,886,000 | 2,569 |
| Average Assets, year-to-date | $149,261,200 | 2,994 |
| Average Assets, quarterly | $154,674,000 | 2,946 |
| Volatile liabilities | $13,580,000 | 3,240 |
| Insider loans | $2,452,000 | 1,690 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $13,970,000 | 2,440 |
| Tier 1 (core) risk-based capital | $11,134,000 | 3,596 |
| Tier 2 risk-based capital | $1,364,940 | 2,175 |
| Total risk weighted assets | $108,953,840 | 2,414 |
| Total unused commitments | $13,970,000 | 2,461 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 76 | 2,835 |
| Assets and Liabilities | ||
| Total Assets: | $144,412,000 | 3,218 |
| Cash and due from depository institutions | $10,221,000 | 2,835 |
| Interest-bearing balances | $62,000 | 7,597 |
| Securities | $22,708,000 | 5,574 |
| Federal funds sold & reverse repurchase agreements | $1,600,000 | 7,252 |
| Net loans & leases | $104,339,000 | 2,564 |
| Loan loss allowance | $1,485,000 | 2,725 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,649,000 | 2,762 |
| Other real estate owned | $1,641,000 | 2,835 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,254,000 | 5,315 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $144,412,000 | 3,218 |
| Total liabilities | $133,652,000 | 3,190 |
| Total deposits | $128,725,000 | 3,170 |
| Interest-bearing deposits | $99,102,000 | 3,566 |
| Deposits held in domestic offices | $128,725,000 | 3,162 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,240,000 | 1,950 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,239,000 | 1,867 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $448,000 | 6,309 |
| Total equity capital | $10,760,000 | 3,595 |
| Total bank equity capital | $10,760,000 | 3,595 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,500,000 | 2,815 |
| Surplus | $3,000,000 | 3,950 |
| Undivided profits | $6,260,000 | 3,472 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $831,000 | 4,164 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $752,000 | 2,648 |
| Earning assets | $128,709,000 | 3,302 |
| Long-term assets (5+ years) | $23,110,000 | 2,317 |
| Average Assets, year-to-date | $136,038,000 | 3,344 |
| Average Assets, quarterly | $139,617,500 | 3,315 |
| Volatile liabilities | $17,114,000 | 2,689 |
| Insider loans | $982,000 | 857 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $15,702,000 | 2,138 |
| Tier 1 (core) risk-based capital | $10,760,000 | 3,541 |
| Tier 2 risk-based capital | $1,386,380 | 2,201 |
| Total risk weighted assets | $110,811,780 | 2,457 |
| Total unused commitments | $15,702,000 | 2,154 |
| Derivatives | $0 | 651 |