Home > Bowen State Bank > Income and Expense
Bowen State Bank, Income and Expense
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $896,000 | 8,483 |
| Total interest expense | $186,000 | 8,513 |
| Net interest income | $710,000 | 8,425 |
| Provision for loan and lease losses | $76,000 | 5,388 |
| Total noninterest income | $56,000 | 8,530 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $41,000 | 7,422 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $15,000 | 8,368 |
| Total noninterest expense | $576,000 | 8,569 |
| Salaries and employee benefits | $350,000 | 8,463 |
| Premises and equipment expense | $49,000 | 8,613 |
| Additional noninterest expense | $177,000 | 8,445 |
| Pre-tax net operating income | $114,000 | 8,065 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $4,000 | 6,965 |
| Income before extraordinary items | $110,000 | 8,042 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $110,000 | 8,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 2,861 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $110,000 | 8,002 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $669,000 | 8,539 |
| Total interest expense | $140,000 | 8,559 |
| Net interest income | $529,000 | 8,468 |
| Provision for loan and lease losses | $36,000 | 5,817 |
| Total noninterest income | $42,000 | 8,580 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $31,000 | 7,464 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,000 | 8,414 |
| Total noninterest expense | $429,000 | 8,571 |
| Salaries and employee benefits | $257,000 | 8,484 |
| Premises and equipment expense | $38,000 | 8,614 |
| Additional noninterest expense | $134,000 | 8,434 |
| Pre-tax net operating income | $106,000 | 8,094 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $9,000 | 6,807 |
| Income before extraordinary items | $97,000 | 8,087 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $97,000 | 8,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 2,525 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $97,000 | 8,035 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $451,000 | 8,591 |
| Total interest expense | $95,000 | 8,607 |
| Net interest income | $356,000 | 8,515 |
| Provision for loan and lease losses | $4,000 | 6,726 |
| Total noninterest income | $30,000 | 8,604 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $22,000 | 7,457 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $8,000 | 8,431 |
| Total noninterest expense | $286,000 | 8,624 |
| Salaries and employee benefits | $171,000 | 8,539 |
| Premises and equipment expense | $24,000 | 8,676 |
| Additional noninterest expense | $91,000 | 8,449 |
| Pre-tax net operating income | $96,000 | 7,951 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $15,000 | 6,460 |
| Income before extraordinary items | $81,000 | 7,959 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $81,000 | 7,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 2,468 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $81,000 | 7,899 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $223,000 | 8,646 |
| Total interest expense | $49,000 | 8,633 |
| Net interest income | $174,000 | 8,575 |
| Provision for loan and lease losses | $4,000 | 6,169 |
| Total noninterest income | $14,000 | 8,663 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $11,000 | 7,439 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $3,000 | 8,561 |
| Total noninterest expense | $147,000 | 8,632 |
| Salaries and employee benefits | $85,000 | 8,586 |
| Premises and equipment expense | $12,000 | 8,685 |
| Additional noninterest expense | $50,000 | 8,398 |
| Pre-tax net operating income | $37,000 | 8,090 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $3,000 | 6,752 |
| Income before extraordinary items | $34,000 | 8,076 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $34,000 | 8,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 2,824 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $34,000 | 8,013 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,017,000 | 8,568 |
| Total interest expense | $241,000 | 8,633 |
| Net interest income | $776,000 | 8,448 |
| Provision for loan and lease losses | $70,000 | 5,822 |
| Total noninterest income | $66,000 | 8,638 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $47,000 | 7,480 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $19,000 | 8,467 |
| Total noninterest expense | $537,000 | 8,784 |
| Salaries and employee benefits | $334,000 | 8,648 |
| Premises and equipment expense | $50,000 | 8,765 |
| Additional noninterest expense | $153,000 | 8,743 |
| Pre-tax net operating income | $235,000 | 7,700 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $48,000 | 6,313 |
| Income before extraordinary items | $187,000 | 7,825 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $187,000 | 7,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $187,000 | 7,696 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $769,000 | 8,645 |
| Total interest expense | $186,000 | 8,724 |
| Net interest income | $583,000 | 8,526 |
| Provision for loan and lease losses | $16,000 | 6,921 |
| Total noninterest income | $50,000 | 8,721 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $35,000 | 7,554 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $15,000 | 8,465 |
| Total noninterest expense | $395,000 | 8,826 |
| Salaries and employee benefits | $245,000 | 8,676 |
| Premises and equipment expense | $38,000 | 8,797 |
| Additional noninterest expense | $112,000 | 8,800 |
| Pre-tax net operating income | $222,000 | 7,608 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $51,000 | 6,185 |
| Income before extraordinary items | $171,000 | 7,783 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $171,000 | 7,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $171,000 | 7,638 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $511,000 | 8,698 |
| Total interest expense | $127,000 | 8,774 |
| Net interest income | $384,000 | 8,579 |
| Provision for loan and lease losses | $12,000 | 6,682 |
| Total noninterest income | $33,000 | 8,738 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $22,000 | 7,601 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $11,000 | 8,392 |
| Total noninterest expense | $262,000 | 8,851 |
| Salaries and employee benefits | $163,000 | 8,708 |
| Premises and equipment expense | $24,000 | 8,843 |
| Additional noninterest expense | $75,000 | 8,799 |
| Pre-tax net operating income | $143,000 | 7,652 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $32,000 | 6,289 |
| Income before extraordinary items | $111,000 | 7,837 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $111,000 | 7,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $111,000 | 7,667 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $257,000 | 8,758 |
| Total interest expense | $65,000 | 8,834 |
| Net interest income | $192,000 | 8,616 |
| Provision for loan and lease losses | $6,000 | 6,408 |
| Total noninterest income | $18,000 | 8,694 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $11,000 | 7,586 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,228 |
| Total noninterest expense | $129,000 | 8,899 |
| Salaries and employee benefits | $81,000 | 8,757 |
| Premises and equipment expense | $12,000 | 8,854 |
| Additional noninterest expense | $36,000 | 8,896 |
| Pre-tax net operating income | $75,000 | 7,607 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $16,000 | 6,250 |
| Income before extraordinary items | $59,000 | 7,706 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $59,000 | 7,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $59,000 | 7,557 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,085,000 | 8,781 |
| Total interest expense | $318,000 | 8,855 |
| Net interest income | $767,000 | 8,637 |
| Provision for loan and lease losses | $20,000 | 7,508 |
| Total noninterest income | $65,000 | 8,809 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $43,000 | 7,632 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $22,000 | 8,461 |
| Total noninterest expense | $518,000 | 8,956 |
| Salaries and employee benefits | $311,000 | 8,855 |
| Premises and equipment expense | $60,000 | 8,752 |
| Additional noninterest expense | $147,000 | 8,906 |
| Pre-tax net operating income | $294,000 | 7,565 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $75,000 | 6,223 |
| Income before extraordinary items | $219,000 | 7,735 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $219,000 | 7,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,624 |
| Cash dividends | $100,000 | 5,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $219,000 | 7,647 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,156,000 | 9,024 |
| Total interest expense | $502,000 | 9,011 |
| Net interest income | $654,000 | 8,934 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $62,000 | 9,022 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $34,000 | 7,909 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $28,000 | 8,414 |
| Total noninterest expense | $469,000 | 9,238 |
| Salaries and employee benefits | $283,000 | 9,127 |
| Premises and equipment expense | $55,000 | 9,043 |
| Additional noninterest expense | $131,000 | 9,189 |
| Pre-tax net operating income | $247,000 | 7,655 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $53,000 | 6,661 |
| Income before extraordinary items | $194,000 | 7,783 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $194,000 | 7,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,648 |
| Cash dividends | $100,000 | 5,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $194,000 | 7,666 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,092,000 | 9,329 |
| Total interest expense | $514,000 | 9,222 |
| Net interest income | $578,000 | 9,324 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $59,000 | 9,195 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 8,033 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 8,667 |
| Total noninterest expense | $438,000 | 9,518 |
| Salaries and employee benefits | $259,000 | 9,430 |
| Premises and equipment expense | $61,000 | 9,156 |
| Additional noninterest expense | $118,000 | 9,500 |
| Pre-tax net operating income | $199,000 | 8,365 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $43,000 | 7,354 |
| Income before extraordinary items | $156,000 | 8,379 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $156,000 | 8,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,699 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $156,000 | 8,379 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $994,000 | 9,621 |
| Total interest expense | $464,000 | 9,520 |
| Net interest income | $530,000 | 9,636 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $53,000 | 9,549 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $27,000 | 8,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 9,007 |
| Total noninterest expense | $424,000 | 9,819 |
| Salaries and employee benefits | $248,000 | 9,731 |
| Premises and equipment expense | $61,000 | 9,406 |
| Additional noninterest expense | $115,000 | 9,810 |
| Pre-tax net operating income | $159,000 | 8,764 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $31,000 | 7,987 |
| Income before extraordinary items | $128,000 | 8,794 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $128,000 | 8,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 9,311 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $128,000 | 8,757 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $948,000 | 9,895 |
| Total interest expense | $462,000 | 9,778 |
| Net interest income | $486,000 | 9,951 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $56,000 | 9,756 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $31,000 | 8,487 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 9,238 |
| Total noninterest expense | $461,000 | 9,900 |
| Salaries and employee benefits | $283,000 | 9,707 |
| Premises and equipment expense | $71,000 | 9,346 |
| Additional noninterest expense | $107,000 | 10,077 |
| Pre-tax net operating income | $81,000 | 9,496 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $3,000 | 9,247 |
| Income before extraordinary items | $78,000 | 9,474 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $78,000 | 9,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,720 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $78,000 | 9,409 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $954,000 | 10,347 |
| Total interest expense | $462,000 | 10,192 |
| Net interest income | $492,000 | 10,386 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $56,000 | 10,178 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 8,837 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 9,735 |
| Total noninterest expense | $405,000 | 10,454 |
| Salaries and employee benefits | $273,000 | 10,134 |
| Premises and equipment expense | $41,000 | 10,416 |
| Additional noninterest expense | $91,000 | 10,604 |
| Pre-tax net operating income | $143,000 | 9,887 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $33,000 | 9,518 |
| Income before extraordinary items | $110,000 | 9,901 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $110,000 | 9,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,725 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $110,000 | 9,858 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $955,000 | 10,881 |
| Total interest expense | $469,000 | 10,686 |
| Net interest income | $486,000 | 10,919 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $53,000 | 10,797 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 9,384 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 10,237 |
| Total noninterest expense | $378,000 | 11,032 |
| Salaries and employee benefits | $248,000 | 10,729 |
| Premises and equipment expense | $39,000 | 10,933 |
| Additional noninterest expense | $91,000 | 11,150 |
| Pre-tax net operating income | $161,000 | 10,021 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $50,000 | 9,685 |
| Income before extraordinary items | $111,000 | 10,128 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $111,000 | 10,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,098 |
| Cash dividends | $100,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $111,000 | 10,069 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $937,000 | 11,380 |
| Total interest expense | $434,000 | 11,238 |
| Net interest income | $503,000 | 11,392 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $51,000 | 11,332 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 9,747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 10,950 |
| Total noninterest expense | $370,000 | 11,533 |
| Salaries and employee benefits | $241,000 | 11,226 |
| Premises and equipment expense | $37,000 | 11,447 |
| Additional noninterest expense | $92,000 | 11,684 |
| Pre-tax net operating income | $184,000 | 10,561 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $56,000 | 10,067 |
| Income before extraordinary items | $128,000 | 10,674 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $128,000 | 10,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,680 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $128,000 | 10,649 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $848,000 | 11,986 |
| Total interest expense | $359,000 | 11,789 |
| Net interest income | $489,000 | 12,042 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $52,000 | 11,897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 10,321 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 11,301 |
| Total noninterest expense | $375,000 | 12,133 |
| Salaries and employee benefits | $234,000 | 11,802 |
| Premises and equipment expense | $36,000 | 12,088 |
| Additional noninterest expense | $105,000 | 12,257 |
| Pre-tax net operating income | $166,000 | 11,154 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $57,000 | 10,297 |
| Income before extraordinary items | $109,000 | 11,302 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $109,000 | 11,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,447 |
| Cash dividends | $100,000 | 6,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $109,000 | 11,341 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $855,000 | 12,573 |
| Total interest expense | $375,000 | 12,332 |
| Net interest income | $480,000 | 12,606 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $44,000 | 12,688 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $27,000 | 10,831 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 12,255 |
| Total noninterest expense | $362,000 | 12,788 |
| Salaries and employee benefits | $225,000 | 12,412 |
| Premises and equipment expense | $37,000 | 12,642 |
| Additional noninterest expense | $100,000 | 12,934 |
| Pre-tax net operating income | $162,000 | 11,386 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $54,000 | 10,851 |
| Income before extraordinary items | $108,000 | 11,719 |
| Extraordinary gains, net | $88,000 | 1,693 |
| Net income | $196,000 | 10,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 11,785 |
| Cash dividends | $125,000 | 6,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $108,000 | 11,519 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $925,000 | 13,147 |
| Total interest expense | $453,000 | 12,956 |
| Net interest income | $472,000 | 13,168 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $50,000 | 13,106 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 11,061 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 12,557 |
| Total noninterest expense | $374,000 | 13,288 |
| Salaries and employee benefits | $229,000 | 12,842 |
| Premises and equipment expense | $35,000 | 13,246 |
| Additional noninterest expense | $110,000 | 13,433 |
| Pre-tax net operating income | $148,000 | 11,549 |
| Securities gains (losses) | $-2,000 | 12,861 |
| Applicable income taxes | $39,000 | 11,559 |
| Income before extraordinary items | $107,000 | 11,849 |
| Extraordinary gains, net | $39,000 | 1,068 |
| Net income | $146,000 | 11,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $50,000 | 7,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $108,460 | 11,529 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.