Home > Bow Mills Bank and Trust > Assets and Liabilities
Bow Mills Bank and Trust, Assets and Liabilities
| 2007-03-31 | Rank | |
| # of Employees: | 47 | 3,538 |
| Assets and Liabilities | ||
| Total Assets: | $123,614,000 | 4,436 |
| Cash and due from depository institutions | $6,136,000 | 3,538 |
| Interest-bearing balances | $3,195,000 | 1,540 |
| Securities | $15,937,000 | 5,093 |
| Federal funds sold & reverse repurchase agreements | $4,350,000 | 3,638 |
| Net loans & leases | $90,680,000 | 4,109 |
| Loan loss allowance | $1,212,000 | 3,662 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,497,000 | 5,175 |
| Other real estate owned | $0 | 3,538 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $5,014,000 | 2,964 |
| Life insurance assets | $2,997,000 | 1,743 |
| Total liabilities and capital | $123,614,000 | 4,436 |
| Total liabilities | $113,603,000 | 4,343 |
| Total deposits | $113,110,000 | 4,112 |
| Interest-bearing deposits | $97,802,000 | 4,060 |
| Deposits held in domestic offices | $113,110,000 | 4,111 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $493,000 | 5,594 |
| Total equity capital | $10,011,000 | 5,401 |
| Total bank equity capital | $10,011,000 | 5,401 |
| Perpetual preferred stock | $567,000 | 83 |
| Common stock | $2,571,000 | 1,627 |
| Surplus | $6,919,000 | 3,233 |
| Undivided profits | $-46,000 | 7,829 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $472,000 | 4,073 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $582,000 | 5,588 |
| Earning assets | $114,162,000 | 4,422 |
| Long-term assets (5+ years) | $3,809,000 | 6,200 |
| Average Assets, year-to-date | $124,166,500 | 4,387 |
| Average Assets, quarterly | $124,166,500 | 4,387 |
| Volatile liabilities | $8,411,000 | 6,468 |
| Insider loans | $2,906,000 | 2,317 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $495,000 | 1,250 |
| Unused loan commitments | $20,322,000 | 3,338 |
| Tier 1 (core) risk-based capital | $10,057,000 | 5,294 |
| Tier 2 risk-based capital | $1,176,000 | 3,590 |
| Total risk weighted assets | $94,039,000 | 4,175 |
| Total unused commitments | $20,322,000 | 3,339 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 49 | 3,424 |
| Assets and Liabilities | ||
| Total Assets: | $124,719,000 | 4,377 |
| Cash and due from depository institutions | $5,005,000 | 3,424 |
| Interest-bearing balances | $818,000 | 2,692 |
| Securities | $15,854,000 | 5,164 |
| Federal funds sold & reverse repurchase agreements | $4,070,000 | 3,235 |
| Net loans & leases | $91,507,000 | 4,062 |
| Loan loss allowance | $1,097,000 | 3,899 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,577,000 | 5,045 |
| Other real estate owned | $623,000 | 3,424 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $6,083,000 | 2,594 |
| Life insurance assets | $2,907,000 | 1,746 |
| Total liabilities and capital | $124,719,000 | 4,377 |
| Total liabilities | $114,659,000 | 4,282 |
| Total deposits | $114,151,000 | 4,041 |
| Interest-bearing deposits | $98,303,000 | 3,990 |
| Deposits held in domestic offices | $114,151,000 | 4,039 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $508,000 | 5,478 |
| Total equity capital | $10,060,000 | 5,325 |
| Total bank equity capital | $10,060,000 | 5,325 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $566,000 | 3,921 |
| Surplus | $2,560,000 | 5,204 |
| Undivided profits | $6,934,000 | 3,934 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $70,000 | 6,371 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $548,000 | 5,886 |
| Earning assets | $112,249,000 | 4,422 |
| Long-term assets (5+ years) | $4,562,000 | 5,955 |
| Average Assets, year-to-date | $125,001,200 | 4,250 |
| Average Assets, quarterly | $124,507,000 | 4,345 |
| Volatile liabilities | $6,769,000 | 6,893 |
| Insider loans | $2,946,000 | 2,272 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $160,000 | 1,544 |
| Unused loan commitments | $26,039,000 | 2,847 |
| Tier 1 (core) risk-based capital | $10,124,000 | 5,239 |
| Tier 2 risk-based capital | $1,097,000 | 3,749 |
| Total risk weighted assets | $96,376,000 | 4,073 |
| Total unused commitments | $26,039,000 | 2,847 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 54 | 3,155 |
| Assets and Liabilities | ||
| Total Assets: | $124,295,000 | 4,365 |
| Cash and due from depository institutions | $5,162,000 | 3,155 |
| Interest-bearing balances | $1,160,000 | 2,267 |
| Securities | $18,917,000 | 4,735 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $92,791,000 | 4,021 |
| Loan loss allowance | $1,225,000 | 3,648 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,656,000 | 4,929 |
| Other real estate owned | $0 | 3,155 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $5,769,000 | 2,707 |
| Life insurance assets | $2,794,000 | 1,765 |
| Total liabilities and capital | $124,295,000 | 4,365 |
| Total liabilities | $114,174,000 | 4,276 |
| Total deposits | $113,919,000 | 4,009 |
| Interest-bearing deposits | $95,686,000 | 4,014 |
| Deposits held in domestic offices | $113,919,000 | 4,005 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $255,000 | 7,035 |
| Total equity capital | $10,121,000 | 5,284 |
| Total bank equity capital | $10,121,000 | 5,284 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $560,000 | 3,957 |
| Surplus | $2,428,000 | 5,308 |
| Undivided profits | $7,133,000 | 3,894 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,058,000 | 2,456 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $71,000 | 831 |
| Income earned, not collected on loans | $561,000 | 5,880 |
| Earning assets | $112,868,000 | 4,393 |
| Long-term assets (5+ years) | $4,770,000 | 5,893 |
| Average Assets, year-to-date | $125,071,750 | 4,265 |
| Average Assets, quarterly | $126,354,500 | 4,280 |
| Volatile liabilities | $6,090,000 | 7,123 |
| Insider loans | $3,319,000 | 2,025 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $24,532,000 | 2,985 |
| Tier 1 (core) risk-based capital | $10,227,000 | 5,187 |
| Tier 2 risk-based capital | $1,166,000 | 3,573 |
| Total risk weighted assets | $93,224,000 | 4,143 |
| Total unused commitments | $24,532,000 | 2,985 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 57 | 3,050 |
| Assets and Liabilities | ||
| Total Assets: | $128,414,000 | 4,245 |
| Cash and due from depository institutions | $8,552,000 | 3,050 |
| Interest-bearing balances | $3,468,000 | 1,291 |
| Securities | $20,651,000 | 4,487 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $93,026,000 | 3,966 |
| Loan loss allowance | $1,190,000 | 3,700 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,738,000 | 4,773 |
| Other real estate owned | $0 | 3,050 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $4,447,000 | 3,257 |
| Life insurance assets | $2,728,000 | 1,768 |
| Total liabilities and capital | $128,414,000 | 4,245 |
| Total liabilities | $118,527,000 | 4,136 |
| Total deposits | $118,280,000 | 3,883 |
| Interest-bearing deposits | $97,790,000 | 3,940 |
| Deposits held in domestic offices | $118,280,000 | 3,880 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $247,000 | 6,862 |
| Total equity capital | $9,887,000 | 5,234 |
| Total bank equity capital | $9,887,000 | 5,234 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $560,000 | 3,953 |
| Surplus | $2,405,000 | 5,304 |
| Undivided profits | $6,922,000 | 3,812 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $98,000 | 6,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $94,000 | 768 |
| Income earned, not collected on loans | $462,000 | 6,082 |
| Earning assets | $117,145,000 | 4,263 |
| Long-term assets (5+ years) | $5,287,000 | 5,701 |
| Average Assets, year-to-date | $125,330,670 | 4,267 |
| Average Assets, quarterly | $126,080,500 | 4,277 |
| Volatile liabilities | $6,462,000 | 7,010 |
| Insider loans | $3,355,000 | 1,983 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $232,000 | 1,456 |
| Unused loan commitments | $22,227,000 | 3,176 |
| Tier 1 (core) risk-based capital | $10,067,000 | 5,176 |
| Tier 2 risk-based capital | $1,168,000 | 3,547 |
| Total risk weighted assets | $93,381,000 | 4,104 |
| Total unused commitments | $22,227,000 | 3,177 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 50 | 3,344 |
| Assets and Liabilities | ||
| Total Assets: | $123,747,000 | 4,342 |
| Cash and due from depository institutions | $3,180,000 | 3,344 |
| Interest-bearing balances | $19,000 | 6,162 |
| Securities | $21,804,000 | 4,383 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $92,431,000 | 3,937 |
| Loan loss allowance | $1,173,000 | 3,716 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,813,000 | 4,637 |
| Other real estate owned | $0 | 3,344 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $4,519,000 | 3,134 |
| Life insurance assets | $2,550,000 | 1,801 |
| Total liabilities and capital | $123,747,000 | 4,342 |
| Total liabilities | $114,221,000 | 4,235 |
| Total deposits | $109,200,000 | 4,106 |
| Interest-bearing deposits | $92,176,000 | 4,085 |
| Deposits held in domestic offices | $109,200,000 | 4,102 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $4,740,000 | 3,676 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $281,000 | 6,508 |
| Total equity capital | $9,526,000 | 5,323 |
| Total bank equity capital | $9,526,000 | 5,323 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $560,000 | 3,939 |
| Surplus | $2,405,000 | 5,239 |
| Undivided profits | $6,561,000 | 3,968 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $136,000 | 5,760 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $99,000 | 747 |
| Income earned, not collected on loans | $503,000 | 5,673 |
| Earning assets | $114,254,000 | 4,332 |
| Long-term assets (5+ years) | $5,275,000 | 5,687 |
| Average Assets, year-to-date | $123,789,000 | 4,311 |
| Average Assets, quarterly | $123,789,000 | 4,311 |
| Volatile liabilities | $10,087,000 | 6,059 |
| Insider loans | $3,517,000 | 1,861 |
| FHLB advances | $4,740,000 | 3,542 |
| Loans and leases held for sale | $162,000 | 1,484 |
| Unused loan commitments | $22,409,000 | 3,124 |
| Tier 1 (core) risk-based capital | $9,721,000 | 5,213 |
| Tier 2 risk-based capital | $1,159,000 | 3,543 |
| Total risk weighted assets | $92,735,000 | 4,072 |
| Total unused commitments | $22,409,000 | 3,125 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 53 | 3,204 |
| Assets and Liabilities | ||
| Total Assets: | $123,831,000 | 4,321 |
| Cash and due from depository institutions | $3,279,000 | 3,204 |
| Interest-bearing balances | $3,000 | 6,668 |
| Securities | $22,758,000 | 4,278 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $91,853,000 | 3,939 |
| Loan loss allowance | $1,139,000 | 3,765 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,864,000 | 4,557 |
| Other real estate owned | $0 | 3,204 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,077,000 | 3,359 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $123,831,000 | 4,321 |
| Total liabilities | $114,452,000 | 4,221 |
| Total deposits | $104,999,000 | 4,209 |
| Interest-bearing deposits | $87,829,000 | 4,181 |
| Deposits held in domestic offices | $104,999,000 | 4,206 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $9,010,000 | 2,824 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $443,000 | 5,394 |
| Total equity capital | $9,379,000 | 5,362 |
| Total bank equity capital | $9,379,000 | 5,362 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $559,000 | 3,963 |
| Surplus | $2,405,000 | 5,227 |
| Undivided profits | $6,415,000 | 4,022 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $160,000 | 5,620 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $101,000 | 739 |
| Income earned, not collected on loans | $483,000 | 5,864 |
| Earning assets | $114,614,000 | 4,293 |
| Long-term assets (5+ years) | $4,769,000 | 5,864 |
| Average Assets, year-to-date | $120,433,800 | 4,260 |
| Average Assets, quarterly | $123,591,500 | 4,285 |
| Volatile liabilities | $13,042,000 | 5,473 |
| Insider loans | $3,532,000 | 1,843 |
| FHLB advances | $9,010,000 | 2,690 |
| Loans and leases held for sale | $1,103,000 | 835 |
| Unused loan commitments | $22,684,000 | 3,054 |
| Tier 1 (core) risk-based capital | $9,595,000 | 5,225 |
| Tier 2 risk-based capital | $1,139,000 | 3,555 |
| Total risk weighted assets | $91,825,000 | 4,080 |
| Total unused commitments | $22,684,000 | 3,055 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 53 | 3,198 |
| Assets and Liabilities | ||
| Total Assets: | $123,352,000 | 4,274 |
| Cash and due from depository institutions | $5,092,000 | 3,198 |
| Interest-bearing balances | $1,395,000 | 2,335 |
| Securities | $22,984,000 | 4,223 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $89,416,000 | 3,981 |
| Loan loss allowance | $1,139,000 | 3,734 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,928,000 | 4,453 |
| Other real estate owned | $0 | 3,198 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $3,932,000 | 3,374 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $123,352,000 | 4,274 |
| Total liabilities | $114,235,000 | 4,162 |
| Total deposits | $110,410,000 | 3,980 |
| Interest-bearing deposits | $91,143,000 | 4,020 |
| Deposits held in domestic offices | $110,410,000 | 3,975 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $3,500,000 | 4,172 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $325,000 | 6,248 |
| Total equity capital | $9,117,000 | 5,442 |
| Total bank equity capital | $9,117,000 | 5,442 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $557,000 | 3,959 |
| Surplus | $2,384,000 | 5,229 |
| Undivided profits | $6,176,000 | 4,146 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $164,000 | 5,718 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $104,000 | 758 |
| Income earned, not collected on loans | $446,000 | 6,102 |
| Earning assets | $113,795,000 | 4,264 |
| Long-term assets (5+ years) | $5,313,000 | 5,755 |
| Average Assets, year-to-date | $119,584,500 | 4,285 |
| Average Assets, quarterly | $122,097,500 | 4,278 |
| Volatile liabilities | $6,529,000 | 6,896 |
| Insider loans | $3,564,000 | 1,810 |
| FHLB advances | $3,500,000 | 4,003 |
| Loans and leases held for sale | $52,000 | 1,808 |
| Unused loan commitments | $26,483,000 | 2,724 |
| Tier 1 (core) risk-based capital | $9,295,000 | 5,295 |
| Tier 2 risk-based capital | $1,133,000 | 3,543 |
| Total risk weighted assets | $90,651,000 | 4,071 |
| Total unused commitments | $26,483,000 | 2,725 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 53 | 3,181 |
| Assets and Liabilities | ||
| Total Assets: | $120,843,000 | 4,304 |
| Cash and due from depository institutions | $6,183,000 | 3,181 |
| Interest-bearing balances | $998,000 | 2,749 |
| Securities | $21,291,000 | 4,464 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $87,505,000 | 3,965 |
| Loan loss allowance | $1,127,000 | 3,708 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,996,000 | 4,333 |
| Other real estate owned | $0 | 3,181 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,868,000 | 3,302 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $120,843,000 | 4,304 |
| Total liabilities | $111,883,000 | 4,178 |
| Total deposits | $111,584,000 | 3,907 |
| Interest-bearing deposits | $90,615,000 | 3,996 |
| Deposits held in domestic offices | $111,584,000 | 3,904 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $299,000 | 6,170 |
| Total equity capital | $8,960,000 | 5,452 |
| Total bank equity capital | $8,960,000 | 5,452 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $557,000 | 3,951 |
| Surplus | $2,385,000 | 5,207 |
| Undivided profits | $6,018,000 | 4,181 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $154,000 | 5,686 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $108,000 | 762 |
| Income earned, not collected on loans | $415,000 | 6,048 |
| Earning assets | $109,794,000 | 4,328 |
| Long-term assets (5+ years) | $5,721,000 | 5,697 |
| Average Assets, year-to-date | $118,328,670 | 4,303 |
| Average Assets, quarterly | $119,040,500 | 4,310 |
| Volatile liabilities | $2,004,000 | 8,225 |
| Insider loans | $4,055,000 | 1,576 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $198,000 | 1,539 |
| Unused loan commitments | $21,601,000 | 3,031 |
| Tier 1 (core) risk-based capital | $9,099,000 | 5,290 |
| Tier 2 risk-based capital | $1,108,000 | 3,548 |
| Total risk weighted assets | $88,623,000 | 4,069 |
| Total unused commitments | $21,601,000 | 3,032 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 53 | 3,154 |
| Assets and Liabilities | ||
| Total Assets: | $117,238,000 | 4,375 |
| Cash and due from depository institutions | $3,415,000 | 3,154 |
| Interest-bearing balances | $3,000 | 6,701 |
| Securities | $21,317,000 | 4,538 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $86,515,000 | 3,975 |
| Loan loss allowance | $1,092,000 | 3,799 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,051,000 | 4,250 |
| Other real estate owned | $0 | 3,154 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,940,000 | 3,232 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $117,238,000 | 4,375 |
| Total liabilities | $108,592,000 | 4,282 |
| Total deposits | $103,614,000 | 4,130 |
| Interest-bearing deposits | $89,104,000 | 4,075 |
| Deposits held in domestic offices | $103,614,000 | 4,126 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,683,000 | 3,658 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $295,000 | 6,100 |
| Total equity capital | $8,646,000 | 5,505 |
| Total bank equity capital | $8,646,000 | 5,505 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $550,000 | 3,976 |
| Surplus | $2,339,000 | 5,249 |
| Undivided profits | $5,757,000 | 4,219 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $160,000 | 5,728 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $111,000 | 750 |
| Income earned, not collected on loans | $459,000 | 5,620 |
| Earning assets | $107,835,000 | 4,379 |
| Long-term assets (5+ years) | $6,361,000 | 5,601 |
| Average Assets, year-to-date | $117,071,500 | 4,362 |
| Average Assets, quarterly | $117,071,500 | 4,362 |
| Volatile liabilities | $7,568,000 | 6,465 |
| Insider loans | $3,615,000 | 1,704 |
| FHLB advances | $4,683,000 | 3,523 |
| Loans and leases held for sale | $226,000 | 1,429 |
| Unused loan commitments | $18,799,000 | 3,274 |
| Tier 1 (core) risk-based capital | $8,871,000 | 5,335 |
| Tier 2 risk-based capital | $1,083,000 | 3,619 |
| Total risk weighted assets | $86,602,000 | 4,090 |
| Total unused commitments | $18,799,000 | 3,276 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 51 | 3,287 |
| Assets and Liabilities | ||
| Total Assets: | $116,905,000 | 4,369 |
| Cash and due from depository institutions | $4,908,000 | 3,287 |
| Interest-bearing balances | $1,852,000 | 2,151 |
| Securities | $19,696,000 | 4,769 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $86,495,000 | 3,949 |
| Loan loss allowance | $1,055,000 | 3,864 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,079,000 | 4,197 |
| Other real estate owned | $0 | 3,287 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,727,000 | 3,298 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $116,905,000 | 4,369 |
| Total liabilities | $108,273,000 | 4,267 |
| Total deposits | $103,190,000 | 4,112 |
| Interest-bearing deposits | $87,192,000 | 4,113 |
| Deposits held in domestic offices | $103,190,000 | 4,108 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $4,800,000 | 3,667 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $283,000 | 6,110 |
| Total equity capital | $8,632,000 | 5,505 |
| Total bank equity capital | $8,632,000 | 5,505 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $550,000 | 3,985 |
| Surplus | $2,339,000 | 5,229 |
| Undivided profits | $5,743,000 | 4,294 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $162,000 | 5,779 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $113,000 | 718 |
| Income earned, not collected on loans | $424,000 | 5,877 |
| Earning assets | $108,043,000 | 4,349 |
| Long-term assets (5+ years) | $7,973,000 | 5,251 |
| Average Assets, year-to-date | $117,550,400 | 4,242 |
| Average Assets, quarterly | $117,406,000 | 4,322 |
| Volatile liabilities | $9,020,000 | 6,059 |
| Insider loans | $3,378,000 | 1,798 |
| FHLB advances | $4,800,000 | 3,513 |
| Loans and leases held for sale | $451,000 | 1,188 |
| Unused loan commitments | $17,767,000 | 3,248 |
| Tier 1 (core) risk-based capital | $8,742,000 | 5,337 |
| Tier 2 risk-based capital | $1,055,000 | 3,651 |
| Total risk weighted assets | $84,703,000 | 4,141 |
| Total unused commitments | $17,767,000 | 3,251 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 49 | 3,404 |
| Assets and Liabilities | ||
| Total Assets: | $117,907,000 | 4,308 |
| Cash and due from depository institutions | $6,173,000 | 3,404 |
| Interest-bearing balances | $2,395,000 | 1,881 |
| Securities | $21,816,000 | 4,476 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $84,268,000 | 3,968 |
| Loan loss allowance | $1,042,000 | 3,902 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,157,000 | 4,062 |
| Other real estate owned | $0 | 3,404 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $3,493,000 | 3,406 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $117,907,000 | 4,308 |
| Total liabilities | $109,444,000 | 4,194 |
| Total deposits | $109,090,000 | 3,905 |
| Interest-bearing deposits | $94,313,000 | 3,835 |
| Deposits held in domestic offices | $109,090,000 | 3,902 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $354,000 | 5,781 |
| Total equity capital | $8,463,000 | 5,585 |
| Total bank equity capital | $8,463,000 | 5,585 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $548,000 | 4,030 |
| Surplus | $2,317,000 | 5,225 |
| Undivided profits | $5,598,000 | 4,380 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $231,000 | 5,387 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $429,000 | 5,995 |
| Earning assets | $108,479,000 | 4,310 |
| Long-term assets (5+ years) | $8,222,000 | 5,302 |
| Average Assets, year-to-date | $117,711,750 | 4,241 |
| Average Assets, quarterly | $118,425,000 | 4,269 |
| Volatile liabilities | $4,596,000 | 7,407 |
| Insider loans | $3,014,000 | 1,939 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $209,000 | 1,485 |
| Unused loan commitments | $20,995,000 | 2,899 |
| Tier 1 (core) risk-based capital | $8,503,000 | 5,407 |
| Tier 2 risk-based capital | $1,042,000 | 3,661 |
| Total risk weighted assets | $83,499,000 | 4,148 |
| Total unused commitments | $20,995,000 | 2,903 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 53 | 3,196 |
| Assets and Liabilities | ||
| Total Assets: | $118,943,000 | 4,262 |
| Cash and due from depository institutions | $5,307,000 | 3,196 |
| Interest-bearing balances | $623,000 | 3,326 |
| Securities | $28,829,000 | 3,762 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 4,415 |
| Net loans & leases | $78,087,000 | 4,137 |
| Loan loss allowance | $1,033,000 | 3,918 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,216,000 | 3,979 |
| Other real estate owned | $0 | 3,196 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,504,000 | 3,389 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $118,943,000 | 4,262 |
| Total liabilities | $110,828,000 | 4,135 |
| Total deposits | $110,600,000 | 3,865 |
| Interest-bearing deposits | $95,268,000 | 3,808 |
| Deposits held in domestic offices | $110,600,000 | 3,861 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $228,000 | 6,518 |
| Total equity capital | $8,115,000 | 5,608 |
| Total bank equity capital | $8,115,000 | 5,608 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $548,000 | 4,059 |
| Surplus | $2,317,000 | 5,225 |
| Undivided profits | $5,250,000 | 4,387 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $107,000 | 6,458 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $441,000 | 5,699 |
| Earning assets | $108,539,000 | 4,284 |
| Long-term assets (5+ years) | $8,996,000 | 5,246 |
| Average Assets, year-to-date | $117,646,670 | 4,253 |
| Average Assets, quarterly | $120,381,500 | 4,199 |
| Volatile liabilities | $5,041,000 | 7,215 |
| Insider loans | $3,077,000 | 1,886 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $754,000 | 1,021 |
| Unused loan commitments | $20,690,000 | 2,940 |
| Tier 1 (core) risk-based capital | $8,289,000 | 5,447 |
| Tier 2 risk-based capital | $994,000 | 3,750 |
| Total risk weighted assets | $79,498,000 | 4,249 |
| Total unused commitments | $20,690,000 | 2,943 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 54 | 3,131 |
| Assets and Liabilities | ||
| Total Assets: | $121,820,000 | 4,171 |
| Cash and due from depository institutions | $8,372,000 | 3,131 |
| Interest-bearing balances | $4,739,000 | 1,368 |
| Securities | $29,487,000 | 3,712 |
| Federal funds sold & reverse repurchase agreements | $4,060,000 | 3,215 |
| Net loans & leases | $74,073,000 | 4,211 |
| Loan loss allowance | $1,005,000 | 3,943 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,299,000 | 3,849 |
| Other real estate owned | $0 | 3,131 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,529,000 | 3,216 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $121,820,000 | 4,171 |
| Total liabilities | $113,526,000 | 4,058 |
| Total deposits | $113,121,000 | 3,798 |
| Interest-bearing deposits | $98,059,000 | 3,724 |
| Deposits held in domestic offices | $113,121,000 | 3,793 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $405,000 | 5,439 |
| Total equity capital | $8,294,000 | 5,598 |
| Total bank equity capital | $8,294,000 | 5,598 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $543,000 | 4,070 |
| Surplus | $2,304,000 | 5,226 |
| Undivided profits | $5,447,000 | 4,457 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $112,000 | 6,554 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $470,000 | 5,419 |
| Earning assets | $112,359,000 | 4,162 |
| Long-term assets (5+ years) | $8,929,000 | 5,201 |
| Average Assets, year-to-date | $116,998,500 | 4,278 |
| Average Assets, quarterly | $116,998,500 | 4,278 |
| Volatile liabilities | $4,839,000 | 7,231 |
| Insider loans | $3,122,000 | 1,825 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $427,000 | 1,351 |
| Unused loan commitments | $18,690,000 | 3,081 |
| Tier 1 (core) risk-based capital | $8,125,000 | 5,467 |
| Tier 2 risk-based capital | $961,000 | 3,792 |
| Total risk weighted assets | $76,796,000 | 4,285 |
| Total unused commitments | $18,690,000 | 3,087 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 55 | 3,096 |
| Assets and Liabilities | ||
| Total Assets: | $112,177,000 | 4,417 |
| Cash and due from depository institutions | $4,141,000 | 3,096 |
| Interest-bearing balances | $571,000 | 3,522 |
| Securities | $26,873,000 | 4,016 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,004 |
| Net loans & leases | $73,376,000 | 4,221 |
| Loan loss allowance | $983,000 | 4,011 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,338,000 | 3,787 |
| Other real estate owned | $0 | 3,096 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,449,000 | 3,296 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,177,000 | 4,417 |
| Total liabilities | $104,055,000 | 4,312 |
| Total deposits | $103,714,000 | 4,036 |
| Interest-bearing deposits | $90,256,000 | 3,943 |
| Deposits held in domestic offices | $103,714,000 | 4,033 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $341,000 | 5,742 |
| Total equity capital | $8,122,000 | 5,596 |
| Total bank equity capital | $8,122,000 | 5,596 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $541,000 | 4,103 |
| Surplus | $2,282,000 | 5,237 |
| Undivided profits | $5,299,000 | 4,469 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $112,000 | 6,604 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $412,000 | 5,986 |
| Earning assets | $102,820,000 | 4,414 |
| Long-term assets (5+ years) | $9,671,000 | 5,072 |
| Average Assets, year-to-date | $106,796,600 | 4,467 |
| Average Assets, quarterly | $110,072,500 | 4,455 |
| Volatile liabilities | $4,620,000 | 7,336 |
| Insider loans | $3,122,000 | 1,796 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $539,000 | 1,107 |
| Unused loan commitments | $17,298,000 | 3,139 |
| Tier 1 (core) risk-based capital | $8,006,000 | 5,472 |
| Tier 2 risk-based capital | $908,000 | 3,950 |
| Total risk weighted assets | $72,795,000 | 4,447 |
| Total unused commitments | $17,298,000 | 3,141 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 49 | 3,447 |
| Assets and Liabilities | ||
| Total Assets: | $107,968,000 | 4,526 |
| Cash and due from depository institutions | $4,679,000 | 3,447 |
| Interest-bearing balances | $773,000 | 3,342 |
| Securities | $24,105,000 | 4,246 |
| Federal funds sold & reverse repurchase agreements | $2,330,000 | 4,101 |
| Net loans & leases | $72,132,000 | 4,255 |
| Loan loss allowance | $989,000 | 4,006 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,892,000 | 4,335 |
| Other real estate owned | $0 | 3,447 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,830,000 | 3,803 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,968,000 | 4,526 |
| Total liabilities | $99,968,000 | 4,425 |
| Total deposits | $99,676,000 | 4,141 |
| Interest-bearing deposits | $85,977,000 | 4,088 |
| Deposits held in domestic offices | $99,676,000 | 4,138 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $292,000 | 6,500 |
| Total equity capital | $8,000,000 | 5,633 |
| Total bank equity capital | $8,000,000 | 5,633 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $534,000 | 4,150 |
| Surplus | $2,262,000 | 5,223 |
| Undivided profits | $5,204,000 | 4,559 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $87,000 | 7,024 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $397,000 | 6,296 |
| Earning assets | $99,340,000 | 4,510 |
| Long-term assets (5+ years) | $29,556,000 | 2,820 |
| Average Assets, year-to-date | $105,451,500 | 4,519 |
| Average Assets, quarterly | $108,164,000 | 4,497 |
| Volatile liabilities | $4,843,000 | 7,288 |
| Insider loans | $2,778,000 | 1,970 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $1,349,000 | 993 |
| Unused loan commitments | $19,450,000 | 2,892 |
| Tier 1 (core) risk-based capital | $7,879,000 | 5,534 |
| Tier 2 risk-based capital | $885,000 | 4,019 |
| Total risk weighted assets | $70,657,000 | 4,518 |
| Total unused commitments | $19,450,000 | 2,894 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 48 | 3,506 |
| Assets and Liabilities | ||
| Total Assets: | $108,360,000 | 4,500 |
| Cash and due from depository institutions | $5,704,000 | 3,506 |
| Interest-bearing balances | $924,000 | 3,317 |
| Securities | $23,397,000 | 4,236 |
| Federal funds sold & reverse repurchase agreements | $4,575,000 | 3,146 |
| Net loans & leases | $70,148,000 | 4,336 |
| Loan loss allowance | $914,000 | 4,182 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,778,000 | 4,477 |
| Other real estate owned | $0 | 3,506 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,758,000 | 3,742 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,360,000 | 4,500 |
| Total liabilities | $100,479,000 | 4,389 |
| Total deposits | $100,193,000 | 4,131 |
| Interest-bearing deposits | $86,341,000 | 4,069 |
| Deposits held in domestic offices | $100,193,000 | 4,129 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $286,000 | 6,618 |
| Total equity capital | $7,881,000 | 5,666 |
| Total bank equity capital | $7,881,000 | 5,666 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $534,000 | 4,158 |
| Surplus | $2,262,000 | 5,200 |
| Undivided profits | $5,085,000 | 4,663 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $48,000 | 7,491 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $412,000 | 6,032 |
| Earning assets | $99,044,000 | 4,507 |
| Long-term assets (5+ years) | $29,458,000 | 2,682 |
| Average Assets, year-to-date | $104,612,670 | 4,545 |
| Average Assets, quarterly | $106,705,500 | 4,521 |
| Volatile liabilities | $4,789,000 | 7,325 |
| Insider loans | $2,816,000 | 1,937 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $1,269,000 | 1,347 |
| Unused loan commitments | $18,186,000 | 2,999 |
| Tier 1 (core) risk-based capital | $7,652,000 | 5,558 |
| Tier 2 risk-based capital | $872,000 | 4,026 |
| Total risk weighted assets | $69,683,000 | 4,538 |
| Total unused commitments | $18,186,000 | 3,008 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 48 | 3,475 |
| Assets and Liabilities | ||
| Total Assets: | $105,051,000 | 4,559 |
| Cash and due from depository institutions | $11,811,000 | 3,475 |
| Interest-bearing balances | $7,290,000 | 1,129 |
| Securities | $21,191,000 | 4,489 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $67,610,000 | 4,413 |
| Loan loss allowance | $866,000 | 4,307 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,635,000 | 4,669 |
| Other real estate owned | $0 | 3,475 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,804,000 | 3,668 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,051,000 | 4,559 |
| Total liabilities | $97,419,000 | 4,439 |
| Total deposits | $97,071,000 | 4,180 |
| Interest-bearing deposits | $84,297,000 | 4,137 |
| Deposits held in domestic offices | $97,071,000 | 4,177 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $348,000 | 6,145 |
| Total equity capital | $7,632,000 | 5,703 |
| Total bank equity capital | $7,632,000 | 5,703 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $534,000 | 4,171 |
| Surplus | $2,262,000 | 5,181 |
| Undivided profits | $4,836,000 | 4,709 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $270,000 | 5,529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $437,000 | 5,863 |
| Earning assets | $96,091,000 | 4,566 |
| Long-term assets (5+ years) | $26,977,000 | 2,780 |
| Average Assets, year-to-date | $102,739,000 | 4,612 |
| Average Assets, quarterly | $102,739,000 | 4,612 |
| Volatile liabilities | $5,009,000 | 7,267 |
| Insider loans | $2,600,000 | 2,051 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $376,000 | 1,654 |
| Unused loan commitments | $18,353,000 | 2,858 |
| Tier 1 (core) risk-based capital | $7,459,000 | 5,587 |
| Tier 2 risk-based capital | $853,000 | 4,050 |
| Total risk weighted assets | $67,939,000 | 4,565 |
| Total unused commitments | $18,353,000 | 2,869 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 44 | 3,714 |
| Assets and Liabilities | ||
| Total Assets: | $100,427,000 | 4,674 |
| Cash and due from depository institutions | $6,263,000 | 3,714 |
| Interest-bearing balances | $3,134,000 | 1,907 |
| Securities | $21,750,000 | 4,394 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $68,398,000 | 4,364 |
| Loan loss allowance | $814,000 | 4,430 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,556,000 | 4,776 |
| Other real estate owned | $0 | 3,714 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,460,000 | 4,012 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,427,000 | 4,674 |
| Total liabilities | $92,968,000 | 4,540 |
| Total deposits | $92,667,000 | 4,270 |
| Interest-bearing deposits | $80,288,000 | 4,238 |
| Deposits held in domestic offices | $92,667,000 | 4,265 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $301,000 | 6,621 |
| Total equity capital | $7,459,000 | 5,739 |
| Total bank equity capital | $7,459,000 | 5,739 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $534,000 | 4,176 |
| Surplus | $2,262,000 | 5,145 |
| Undivided profits | $4,663,000 | 4,798 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $266,000 | 5,395 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $463,000 | 5,868 |
| Earning assets | $93,282,000 | 4,616 |
| Long-term assets (5+ years) | $27,061,000 | 2,738 |
| Average Assets, year-to-date | $92,738,600 | 4,763 |
| Average Assets, quarterly | $98,222,000 | 4,681 |
| Volatile liabilities | $5,023,000 | 7,314 |
| Insider loans | $2,547,000 | 2,060 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $2,855,000 | 919 |
| Unused loan commitments | $13,050,000 | 3,471 |
| Tier 1 (core) risk-based capital | $7,254,000 | 5,638 |
| Tier 2 risk-based capital | $814,000 | 4,145 |
| Total risk weighted assets | $66,950,000 | 4,575 |
| Total unused commitments | $13,050,000 | 3,475 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 41 | 3,973 |
| Assets and Liabilities | ||
| Total Assets: | $86,857,000 | 5,028 |
| Cash and due from depository institutions | $7,212,000 | 3,973 |
| Interest-bearing balances | $3,460,000 | 1,639 |
| Securities | $14,031,000 | 5,570 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $61,846,000 | 4,579 |
| Loan loss allowance | $799,000 | 4,285 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,511,000 | 4,811 |
| Other real estate owned | $0 | 3,973 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,257,000 | 4,217 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,857,000 | 5,028 |
| Total liabilities | $80,715,000 | 4,911 |
| Total deposits | $80,428,000 | 4,658 |
| Interest-bearing deposits | $66,692,000 | 4,758 |
| Deposits held in domestic offices | $80,428,000 | 4,653 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $287,000 | 7,027 |
| Total equity capital | $6,142,000 | 6,350 |
| Total bank equity capital | $6,142,000 | 6,350 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $521,000 | 4,289 |
| Surplus | $2,188,000 | 5,206 |
| Undivided profits | $3,433,000 | 5,364 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $184,000 | 6,108 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $381,000 | 6,823 |
| Earning assets | $79,337,000 | 5,023 |
| Long-term assets (5+ years) | $8,014,000 | 5,271 |
| Average Assets, year-to-date | $82,219,200 | 5,041 |
| Average Assets, quarterly | $85,405,000 | 5,045 |
| Volatile liabilities | $3,673,000 | 7,962 |
| Insider loans | $2,548,000 | 1,927 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $1,540,000 | 1,008 |
| Unused loan commitments | $10,547,000 | 3,815 |
| Tier 1 (core) risk-based capital | $6,146,000 | 6,162 |
| Tier 2 risk-based capital | $784,000 | 4,081 |
| Total risk weighted assets | $62,709,000 | 4,694 |
| Total unused commitments | $10,547,000 | 3,826 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 42 | 3,908 |
| Assets and Liabilities | ||
| Total Assets: | $79,692,000 | 5,196 |
| Cash and due from depository institutions | $5,609,000 | 3,908 |
| Interest-bearing balances | $2,343,000 | 1,528 |
| Securities | $12,974,000 | 6,004 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $58,418,000 | 4,678 |
| Loan loss allowance | $766,000 | 4,293 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,689,000 | 4,502 |
| Other real estate owned | $0 | 3,908 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,002,000 | 6,148 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,692,000 | 5,196 |
| Total liabilities | $74,416,000 | 5,073 |
| Total deposits | $74,205,000 | 4,799 |
| Interest-bearing deposits | $62,702,000 | 4,875 |
| Deposits held in domestic offices | $74,205,000 | 4,793 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $211,000 | 8,177 |
| Total equity capital | $5,276,000 | 6,879 |
| Total bank equity capital | $5,276,000 | 6,879 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $521,000 | 4,422 |
| Surplus | $2,189,000 | 5,220 |
| Undivided profits | $2,566,000 | 6,022 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $56,000 | 7,403 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $301,000 | 6,913 |
| Earning assets | $73,735,000 | 5,180 |
| Long-term assets (5+ years) | $4,389,000 | 6,250 |
| Average Assets, year-to-date | $74,145,600 | 5,274 |
| Average Assets, quarterly | $77,368,000 | 5,248 |
| Volatile liabilities | $7,378,000 | 6,486 |
| Insider loans | $2,186,000 | 2,145 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $222,000 | 1,168 |
| Unused loan commitments | $12,347,000 | 3,270 |
| Tier 1 (core) risk-based capital | $5,289,000 | 6,740 |
| Tier 2 risk-based capital | $724,460 | 4,206 |
| Total risk weighted assets | $57,915,560 | 4,808 |
| Total unused commitments | $12,347,000 | 3,272 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 37 | 4,461 |
| Assets and Liabilities | ||
| Total Assets: | $73,618,000 | 5,510 |
| Cash and due from depository institutions | $6,311,000 | 4,461 |
| Interest-bearing balances | $3,177,000 | 1,213 |
| Securities | $13,590,000 | 6,136 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $51,142,000 | 5,019 |
| Loan loss allowance | $670,000 | 4,690 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,686,000 | 4,499 |
| Other real estate owned | $13,000 | 4,461 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $876,000 | 6,615 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,618,000 | 5,510 |
| Total liabilities | $69,103,000 | 5,351 |
| Total deposits | $68,854,000 | 5,103 |
| Interest-bearing deposits | $58,947,000 | 5,094 |
| Deposits held in domestic offices | $68,854,000 | 5,099 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $249,000 | 7,510 |
| Total equity capital | $4,515,000 | 7,369 |
| Total bank equity capital | $4,515,000 | 7,369 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $521,000 | 4,556 |
| Surplus | $2,188,000 | 5,251 |
| Undivided profits | $1,806,000 | 6,709 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $84,000 | 7,100 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $228,000 | 7,432 |
| Earning assets | $67,909,000 | 5,464 |
| Long-term assets (5+ years) | $6,391,000 | 5,837 |
| Average Assets, year-to-date | $66,303,000 | 5,743 |
| Average Assets, quarterly | $70,962,000 | 5,592 |
| Volatile liabilities | $2,515,000 | 8,680 |
| Insider loans | $1,710,000 | 2,533 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $86,000 | 1,358 |
| Unused loan commitments | $6,081,000 | 4,959 |
| Tier 1 (core) risk-based capital | $4,625,000 | 7,304 |
| Tier 2 risk-based capital | $630,520 | 4,548 |
| Total risk weighted assets | $50,401,920 | 5,180 |
| Total unused commitments | $6,081,000 | 4,962 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 30 | 5,321 |
| Assets and Liabilities | ||
| Total Assets: | $62,759,000 | 6,115 |
| Cash and due from depository institutions | $4,453,000 | 5,321 |
| Interest-bearing balances | $2,235,000 | 2,034 |
| Securities | $13,920,000 | 6,048 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $42,227,000 | 5,513 |
| Loan loss allowance | $564,000 | 5,188 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,284,000 | 5,242 |
| Other real estate owned | $13,000 | 5,321 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $862,000 | 6,447 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,759,000 | 6,115 |
| Total liabilities | $58,849,000 | 5,933 |
| Total deposits | $58,425,000 | 5,732 |
| Interest-bearing deposits | $50,756,000 | 5,664 |
| Deposits held in domestic offices | $58,425,000 | 5,729 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $424,000 | 6,340 |
| Total equity capital | $3,910,000 | 8,000 |
| Total bank equity capital | $3,910,000 | 8,000 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $519,000 | 4,605 |
| Surplus | $2,174,000 | 5,157 |
| Undivided profits | $1,217,000 | 7,929 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $259,000 | 5,534 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $204,000 | 7,854 |
| Earning assets | $58,382,000 | 6,071 |
| Long-term assets (5+ years) | $5,078,000 | 6,200 |
| Average Assets, year-to-date | $57,245,600 | 6,252 |
| Average Assets, quarterly | $61,064,000 | 6,145 |
| Volatile liabilities | $2,282,000 | 8,785 |
| Insider loans | $1,392,000 | 2,797 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,706,000 | 5,500 |
| Tier 1 (core) risk-based capital | $3,919,000 | 7,881 |
| Tier 2 risk-based capital | $523,670 | 5,045 |
| Total risk weighted assets | $41,853,370 | 5,729 |
| Total unused commitments | $4,706,000 | 5,507 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 24 | 6,393 |
| Assets and Liabilities | ||
| Total Assets: | $50,538,000 | 7,018 |
| Cash and due from depository institutions | $3,794,000 | 6,393 |
| Interest-bearing balances | $2,134,000 | 1,698 |
| Securities | $7,619,000 | 8,213 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $36,985,000 | 6,103 |
| Loan loss allowance | $446,000 | 6,142 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,263,000 | 5,273 |
| Other real estate owned | $141,000 | 6,393 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $736,000 | 7,204 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,538,000 | 7,018 |
| Total liabilities | $47,129,000 | 6,834 |
| Total deposits | $46,884,000 | 6,643 |
| Interest-bearing deposits | $41,274,000 | 6,551 |
| Deposits held in domestic offices | $46,884,000 | 6,639 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $86,000 | 4,814 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $159,000 | 9,490 |
| Total equity capital | $3,409,000 | 8,623 |
| Total bank equity capital | $3,409,000 | 8,623 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $519,000 | 4,776 |
| Surplus | $2,174,000 | 5,157 |
| Undivided profits | $716,000 | 9,066 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $125,000 | 7,297 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $106,000 | 915 |
| Income earned, not collected on loans | $181,000 | 8,555 |
| Earning assets | $46,738,000 | 6,984 |
| Long-term assets (5+ years) | $1,830,000 | 7,807 |
| Average Assets, year-to-date | $47,756,400 | 7,044 |
| Average Assets, quarterly | $50,218,000 | 6,981 |
| Volatile liabilities | $1,351,000 | 9,865 |
| Insider loans | $647,000 | 4,708 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $296,000 | 1,210 |
| Unused loan commitments | $3,962,000 | 5,796 |
| Tier 1 (core) risk-based capital | $3,412,000 | 8,511 |
| Tier 2 risk-based capital | $446,000 | 5,585 |
| Total risk weighted assets | $36,328,500 | 6,307 |
| Total unused commitments | $3,962,000 | 5,805 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 23 | 6,897 |
| Assets and Liabilities | ||
| Total Assets: | $45,908,000 | 7,607 |
| Cash and due from depository institutions | $2,012,000 | 6,897 |
| Interest-bearing balances | $12,000 | 6,139 |
| Securities | $5,036,000 | 9,758 |
| Federal funds sold & reverse repurchase agreements | $1,565,000 | 5,484 |
| Net loans & leases | $34,513,000 | 6,421 |
| Loan loss allowance | $318,000 | 7,657 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,364,000 | 5,009 |
| Other real estate owned | $747,000 | 6,897 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $671,000 | 7,798 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,908,000 | 7,607 |
| Total liabilities | $42,993,000 | 7,389 |
| Total deposits | $42,907,000 | 7,225 |
| Interest-bearing deposits | $38,491,000 | 7,057 |
| Deposits held in domestic offices | $42,907,000 | 7,219 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $86,000 | 10,806 |
| Total equity capital | $2,915,000 | 9,338 |
| Total bank equity capital | $2,915,000 | 9,338 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $519,000 | 5,072 |
| Surplus | $2,418,000 | 4,896 |
| Undivided profits | $-22,000 | 10,840 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $144,000 | 7,435 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $192,000 | 8,596 |
| Earning assets | $41,126,000 | 7,680 |
| Long-term assets (5+ years) | $1,401,000 | 8,362 |
| Average Assets, year-to-date | $42,538,200 | 7,747 |
| Average Assets, quarterly | $44,339,500 | 7,693 |
| Volatile liabilities | $1,146,000 | 10,357 |
| Insider loans | $610,000 | 4,968 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,198,000 | 6,250 |
| Tier 1 (core) risk-based capital | $2,914,000 | 9,285 |
| Tier 2 risk-based capital | $318,000 | 7,003 |
| Total risk weighted assets | $32,074,300 | 6,853 |
| Total unused commitments | $3,198,000 | 6,267 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 23 | 7,163 |
| Assets and Liabilities | ||
| Total Assets: | $38,665,000 | 8,523 |
| Cash and due from depository institutions | $1,431,000 | 7,163 |
| Interest-bearing balances | $38,000 | 5,888 |
| Securities | $4,900,000 | 10,263 |
| Federal funds sold & reverse repurchase agreements | $2,130,000 | 5,354 |
| Net loans & leases | $27,659,000 | 7,324 |
| Loan loss allowance | $245,000 | 8,819 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,110,000 | 5,686 |
| Other real estate owned | $1,052,000 | 7,163 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $383,000 | 10,026 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,665,000 | 8,523 |
| Total liabilities | $36,042,000 | 8,344 |
| Total deposits | $35,452,000 | 8,238 |
| Interest-bearing deposits | $32,426,000 | 7,963 |
| Deposits held in domestic offices | $35,452,000 | 8,234 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $500,000 | 3,419 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $90,000 | 11,262 |
| Total equity capital | $2,623,000 | 9,947 |
| Total bank equity capital | $2,623,000 | 9,947 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $519,000 | 5,341 |
| Surplus | $2,091,000 | 5,379 |
| Undivided profits | $13,000 | 11,294 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $147,000 | 7,429 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $166,000 | 9,417 |
| Earning assets | $34,727,000 | 8,606 |
| Long-term assets (5+ years) | $2,276,000 | 7,619 |
| Average Assets, year-to-date | $35,132,400 | 8,748 |
| Average Assets, quarterly | $38,151,000 | 8,524 |
| Volatile liabilities | $1,225,000 | 10,563 |
| Insider loans | $635,000 | 4,961 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,619,000 | 6,726 |
| Tier 1 (core) risk-based capital | $2,602,000 | 9,879 |
| Tier 2 risk-based capital | $245,000 | 8,137 |
| Total risk weighted assets | $27,999,100 | 7,441 |
| Total unused commitments | $2,619,000 | 6,739 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 19 | 8,329 |
| Assets and Liabilities | ||
| Total Assets: | $31,580,000 | 9,575 |
| Cash and due from depository institutions | $1,033,000 | 8,329 |
| Interest-bearing balances | $10,000 | 6,691 |
| Securities | $5,447,000 | 10,643 |
| Federal funds sold & reverse repurchase agreements | $1,370,000 | 4,753 |
| Net loans & leases | $22,017,000 | 8,338 |
| Loan loss allowance | $309,000 | 8,283 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,034,000 | 5,981 |
| Other real estate owned | $439,000 | 8,329 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $240,000 | 11,638 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,580,000 | 9,575 |
| Total liabilities | $29,533,000 | 9,405 |
| Total deposits | $29,467,000 | 9,248 |
| Interest-bearing deposits | $26,880,000 | 8,952 |
| Deposits held in domestic offices | $29,467,000 | 9,243 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $66,000 | 11,842 |
| Total equity capital | $2,047,000 | 10,876 |
| Total bank equity capital | $2,047,000 | 10,876 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $514,000 | 5,637 |
| Surplus | $1,720,000 | 6,127 |
| Undivided profits | $-187,000 | 11,817 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $728,000 | 3,343 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $105,000 | 10,769 |
| Earning assets | $28,844,000 | 9,549 |
| Long-term assets (5+ years) | $3,146,000 | 7,259 |
| Average Assets, year-to-date | $28,838,000 | 9,849 |
| Average Assets, quarterly | $30,709,000 | 9,660 |
| Volatile liabilities | $503,000 | 11,878 |
| Insider loans | $568,000 | 5,284 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $300,000 | 969 |
| Unused loan commitments | $2,232,000 | 7,184 |
| Tier 1 (core) risk-based capital | $2,164,000 | 10,764 |
| Tier 2 risk-based capital | $271,480 | 7,908 |
| Total risk weighted assets | $21,610,880 | 8,654 |
| Total unused commitments | $2,232,000 | 7,195 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 16 | 9,438 |
| Assets and Liabilities | ||
| Total Assets: | $26,834,000 | 10,614 |
| Cash and due from depository institutions | $1,243,000 | 9,438 |
| Interest-bearing balances | $19,000 | 7,312 |
| Securities | $4,088,000 | 11,691 |
| Federal funds sold & reverse repurchase agreements | $1,350,000 | 6,993 |
| Net loans & leases | $18,377,000 | 9,200 |
| Loan loss allowance | $355,000 | 7,936 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $954,000 | 6,321 |
| Other real estate owned | $691,000 | 9,438 |
| Goodwill and other intangibles | $1,000 | 3,065 |
| All other assets | $130,000 | 12,894 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,834,000 | 10,614 |
| Total liabilities | $24,806,000 | 10,511 |
| Total deposits | $24,731,000 | 10,408 |
| Interest-bearing deposits | $22,747,000 | 10,054 |
| Deposits held in domestic offices | $24,731,000 | 10,402 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $75,000 | 12,176 |
| Total equity capital | $2,028,000 | 11,303 |
| Total bank equity capital | $2,028,000 | 11,303 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $514,000 | 5,895 |
| Surplus | $1,514,000 | 6,578 |
| Undivided profits | $0 | 12,194 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $939,000 | 3,318 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $91,000 | 11,282 |
| Earning assets | $23,834,000 | 10,702 |
| Long-term assets (5+ years) | $2,894,000 | 7,897 |
| Average Assets, year-to-date | $27,647,000 | 10,384 |
| Average Assets, quarterly | $27,154,000 | 10,528 |
| Volatile liabilities | $200,000 | 12,885 |
| Insider loans | $1,070,000 | 3,548 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,050,000 | 7,438 |
| Tier 1 (core) risk-based capital | $2,027,000 | 11,272 |
| Tier 2 risk-based capital | $242,460 | 8,501 |
| Total risk weighted assets | $19,284,360 | 9,321 |
| Total unused commitments | $2,050,000 | 7,464 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 14 | 10,332 |
| Assets and Liabilities | ||
| Total Assets: | $30,266,000 | 10,390 |
| Cash and due from depository institutions | $3,931,000 | 10,332 |
| Interest-bearing balances | $20,000 | 7,814 |
| Securities | $4,266,000 | 11,985 |
| Federal funds sold & reverse repurchase agreements | $775,000 | 9,378 |
| Net loans & leases | $19,564,000 | 9,017 |
| Loan loss allowance | $530,000 | 6,173 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $985,000 | 6,260 |
| Other real estate owned | $582,000 | 10,332 |
| Goodwill and other intangibles | $12,000 | 2,863 |
| All other assets | $151,000 | 13,331 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,266,000 | 10,390 |
| Total liabilities | $28,558,000 | 10,197 |
| Total deposits | $28,523,000 | 10,051 |
| Interest-bearing deposits | $24,437,000 | 10,024 |
| Deposits held in domestic offices | $28,523,000 | 10,046 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $35,000 | 13,674 |
| Total equity capital | $1,708,000 | 12,025 |
| Total bank equity capital | $1,708,000 | 12,025 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,708,000 | 2,567 |
| Surplus | $0 | 12,588 |
| Undivided profits | $0 | 12,496 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,521,000 | 2,738 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $124,000 | 10,802 |
| Earning assets | $24,625,000 | 10,842 |
| Long-term assets (5+ years) | $2,116,000 | 8,817 |
| Average Assets, year-to-date | $29,385,200 | 10,363 |
| Average Assets, quarterly | $28,954,000 | 10,517 |
| Volatile liabilities | $204,000 | 13,452 |
| Insider loans | $1,000 | 9,424 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,636,000 | 7,876 |
| Tier 1 (core) risk-based capital | $1,696,000 | 12,011 |
| Tier 2 risk-based capital | $242,720 | 8,552 |
| Total risk weighted assets | $19,130,120 | 9,492 |
| Total unused commitments | $1,636,000 | 7,910 |
| Derivatives | $0 | 651 |