Home > Boundary Waters Bank > Income and Expense

Boundary Waters Bank, Income and Expense

2023-06-30 (YTD Data)Rank
Total interest income$3,894,0003,120
Total interest expense$472,0003,561
Net interest income$3,422,0002,964
Provision for loan and lease losses$98,0001,839
Total noninterest income$87,0004,112
Gross Fiduciary activities income$0931
Service charges on deposit accounts$32,0003,687
Trading account gains and feesNANA
Additional Noninterest Income$55,0004,005
Total noninterest expense$1,743,0003,511
Salaries and employee benefits$895,0003,578
Premises and equipment expense$312,0002,649
Additional noninterest expense$55,0003,984
Pre-tax net operating income$1,668,0002,476
Securities gains (losses)$0938
Applicable income taxes$893,0001,085
Income before extraordinary items$775,0003,151
Extraordinary gains, net$051
Net income$775,0003,184
Minority interest net income$081
Net income of bank and minority interests.$775,0003,150
Net charge-offs$25,0001,447
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$775,0003,162
2023-03-31 (YTD Data)Rank
Total interest income$1,872,0003,178
Total interest expense$193,0003,592
Net interest income$1,679,0002,992
Provision for loan and lease losses$53,0001,659
Total noninterest income$51,0004,051
Gross Fiduciary activities income$0913
Service charges on deposit accounts$16,0003,711
Trading account gains and feesNANA
Additional Noninterest Income$35,0003,898
Total noninterest expense$829,0003,602
Salaries and employee benefits$415,0003,717
Premises and equipment expense$163,0002,620
Additional noninterest expense$35,0003,898
Pre-tax net operating income$848,0002,498
Securities gains (losses)$0950
Applicable income taxes$245,0001,545
Income before extraordinary items$603,0002,692
Extraordinary gains, net$04
Net income$603,0002,692
Minority interest net income$048
Net income of bank and minority interests.$603,0002,692
Net charge-offs$26,0001,016
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$603,0002,724
2022-12-31 (YTD Data)Rank
Total interest income$422,0004,646
Total interest expense$41,0004,566
Net interest income$381,0004,650
Provision for loan and lease losses$03,012
Total noninterest income$18,0004,645
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$4,0004,500
Trading account gains and feesNANA
Additional Noninterest Income$14,0004,542
Total noninterest expense$206,0004,702
Salaries and employee benefits$115,0004,691
Premises and equipment expense$51,0004,590
Additional noninterest expense$14,0004,542
Pre-tax net operating income$193,0004,416
Securities gains (losses)$0691
Applicable income taxes$86,0003,060
Income before extraordinary items$107,0004,460
Extraordinary gains, net$05
Net income$107,0004,459
Minority interest net income$063
Net income of bank and minority interests.$107,0004,460
Net charge-offs$02,620
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$107,0004,470
2022-09-30 (YTD Data)Rank
Total interest income$3,985,0003,354
Total interest expense$235,0003,560
Net interest income$3,750,0003,317
Provision for loan and lease losses$1,0002,822
Total noninterest income$246,0003,872
Gross Fiduciary activities income$0968
Service charges on deposit accounts$52,0003,765
Trading account gains and feesNANA
Additional Noninterest Income$194,0003,671
Total noninterest expense$2,435,0003,604
Salaries and employee benefits$1,205,0003,743
Premises and equipment expense$485,0002,608
Additional noninterest expense$194,0003,671
Pre-tax net operating income$1,560,0003,061
Securities gains (losses)$0740
Applicable income taxes$372,0002,034
Income before extraordinary items$1,188,0003,192
Extraordinary gains, net$04
Net income$1,188,0003,190
Minority interest net income$057
Net income of bank and minority interests.$1,188,0003,191
Net charge-offs$-13,0003,680
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$1,188,0003,222
2022-06-30 (YTD Data)Rank
Total interest income$2,447,0003,438
Total interest expense$150,0003,530
Net interest income$2,297,0003,417
Provision for loan and lease losses$1,0002,581
Total noninterest income$206,0003,695
Gross Fiduciary activities income$0925
Service charges on deposit accounts$35,0003,798
Trading account gains and feesNANA
Additional Noninterest Income$171,0003,474
Total noninterest expense$1,637,0003,607
Salaries and employee benefits$794,0003,773
Premises and equipment expense$325,0002,599
Additional noninterest expense$518,0003,610
Pre-tax net operating income$865,0003,159
Securities gains (losses)$0687
Applicable income taxes$256,0001,944
Income before extraordinary items$609,0003,365
Extraordinary gains, net$04
Net income$609,0003,364
Minority interest net income$060
Net income of bank and minority interests.$609,0003,365
Net charge-offs$-11,0003,693
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$609,0003,399
2022-03-31 (YTD Data)Rank
Total interest income$1,242,0003,389
Total interest expense$73,0003,560
Net interest income$1,169,0003,357
Provision for loan and lease losses$02,285
Total noninterest income$113,0003,608
Gross Fiduciary activities income$0892
Service charges on deposit accounts$17,0003,814
Trading account gains and feesNANA
Additional Noninterest Income$96,0003,314
Total noninterest expense$837,0003,587
Salaries and employee benefits$417,0003,723
Premises and equipment expense$166,0002,573
Additional noninterest expense$254,0003,630
Pre-tax net operating income$445,0003,045
Securities gains (losses)$0623
Applicable income taxes$132,0001,891
Income before extraordinary items$313,0003,225
Extraordinary gains, net$04
Net income$313,0003,223
Minority interest net income$050
Net income of bank and minority interests.$313,0003,225
Net charge-offs$-4,0003,570
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$313,0003,247
2021-12-31 (YTD Data)Rank
Total interest income$4,918,0003,509
Total interest expense$471,0003,252
Net interest income$4,447,0003,496
Provision for loan and lease losses$56,0002,509
Total noninterest income$638,0003,423
Gross Fiduciary activities income$0994
Service charges on deposit accounts$68,0003,805
Trading account gains and feesNANA
Additional Noninterest Income$570,0003,154
Total noninterest expense$3,455,0003,558
Salaries and employee benefits$1,827,0003,634
Premises and equipment expense$623,0002,693
Additional noninterest expense$1,005,0003,684
Pre-tax net operating income$1,574,0003,428
Securities gains (losses)$02,062
Applicable income taxes$444,0002,179
Income before extraordinary items$1,130,0003,639
Extraordinary gains, net$010
Net income$1,130,0003,639
Minority interest net income$074
Net income of bank and minority interests.$1,130,0003,639
Net charge-offs$30,0001,908
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$1,130,0003,622
2021-09-30 (YTD Data)Rank
Total interest income$3,731,0003,568
Total interest expense$388,0003,225
Net interest income$3,343,0003,567
Provision for loan and lease losses$41,0002,468
Total noninterest income$454,0003,519
Gross Fiduciary activities income$0957
Service charges on deposit accounts$50,0003,849
Trading account gains and feesNANA
Additional Noninterest Income$404,0003,246
Total noninterest expense$2,832,0003,468
Salaries and employee benefits$1,504,0003,544
Premises and equipment expense$458,0002,733
Additional noninterest expense$870,0003,515
Pre-tax net operating income$924,0003,790
Securities gains (losses)$02,015
Applicable income taxes$253,0002,425
Income before extraordinary items$671,0003,960
Extraordinary gains, net$08
Net income$671,0003,960
Minority interest net income$069
Net income of bank and minority interests.$671,0003,960
Net charge-offs$36,0001,498
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$671,0003,939
2021-06-30 (YTD Data)Rank
Total interest income$2,497,0003,579
Total interest expense$287,0003,162
Net interest income$2,210,0003,603
Provision for loan and lease losses$41,0002,241
Total noninterest income$208,0003,865
Gross Fiduciary activities income$0951
Service charges on deposit accounts$31,0003,894
Trading account gains and feesNANA
Additional Noninterest Income$177,0003,639
Total noninterest expense$1,849,0003,506
Salaries and employee benefits$952,0003,627
Premises and equipment expense$305,0002,718
Additional noninterest expense$592,0003,472
Pre-tax net operating income$528,0003,920
Securities gains (losses)$01,818
Applicable income taxes$135,0002,561
Income before extraordinary items$393,0004,081
Extraordinary gains, net$06
Net income$393,0004,081
Minority interest net income$067
Net income of bank and minority interests.$393,0004,081
Net charge-offs$20,0001,503
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$393,0004,063
2021-03-31 (YTD Data)Rank
Total interest income$1,267,0003,552
Total interest expense$172,0002,975
Net interest income$1,095,0003,591
Provision for loan and lease losses$32,0001,965
Total noninterest income$146,0003,547
Gross Fiduciary activities income$0922
Service charges on deposit accounts$15,0003,924
Trading account gains and feesNANA
Additional Noninterest Income$131,0003,245
Total noninterest expense$992,0003,382
Salaries and employee benefits$489,0003,594
Premises and equipment expense$151,0002,765
Additional noninterest expense$352,0003,160
Pre-tax net operating income$217,0004,041
Securities gains (losses)$01,392
Applicable income taxes$42,0002,760
Income before extraordinary items$175,0004,115
Extraordinary gains, net$03
Net income$175,0004,114
Minority interest net income$055
Net income of bank and minority interests.$175,0004,115
Net charge-offs$26,0001,055
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$175,0004,090
2020-12-31 (YTD Data)Rank
Total interest income$5,413,0003,463
Total interest expense$1,149,0002,731
Net interest income$4,264,0003,599
Provision for loan and lease losses$419,0002,414
Total noninterest income$468,0003,677
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$73,0003,867
Trading account gains and feesNANA
Additional Noninterest Income$395,0003,384
Total noninterest expense$4,150,0003,309
Salaries and employee benefits$2,159,0003,448
Premises and equipment expense$600,0002,752
Additional noninterest expense$1,391,0003,173
Pre-tax net operating income$163,0004,576
Securities gains (losses)$02,675
Applicable income taxes$80,0003,019
Income before extraordinary items$83,0004,685
Extraordinary gains, net$04
Net income$83,0004,685
Minority interest net income$072
Net income of bank and minority interests.$83,0004,685
Net charge-offs$474,0001,003
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$83,0004,650
2020-09-30 (YTD Data)Rank
Total interest income$4,144,0003,466
Total interest expense$901,0002,757
Net interest income$3,243,0003,601
Provision for loan and lease losses$419,0002,112
Total noninterest income$410,0003,521
Gross Fiduciary activities income$0981
Service charges on deposit accounts$56,0003,865
Trading account gains and feesNANA
Additional Noninterest Income$354,0003,167
Total noninterest expense$3,162,0003,278
Salaries and employee benefits$1,646,0003,410
Premises and equipment expense$450,0002,759
Additional noninterest expense$1,066,0003,114
Pre-tax net operating income$72,0004,675
Securities gains (losses)$02,494
Applicable income taxes$46,0003,112
Income before extraordinary items$26,0004,762
Extraordinary gains, net$04
Net income$26,0004,761
Minority interest net income$065
Net income of bank and minority interests.$26,0004,761
Net charge-offs$475,000775
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$26,0004,743
2020-06-30 (YTD Data)Rank
Total interest income$2,819,0003,477
Total interest expense$612,0002,844
Net interest income$2,207,0003,590
Provision for loan and lease losses$419,0001,766
Total noninterest income$264,0003,539
Gross Fiduciary activities income$0970
Service charges on deposit accounts$39,0003,853
Trading account gains and feesNANA
Additional Noninterest Income$225,0003,196
Total noninterest expense$2,184,0003,229
Salaries and employee benefits$1,132,0003,362
Premises and equipment expense$302,0002,742
Additional noninterest expense$750,0003,024
Pre-tax net operating income$-132,0004,872
Securities gains (losses)$02,249
Applicable income taxes$-21,0004,878
Income before extraordinary items$-111,0004,862
Extraordinary gains, net$04
Net income$-111,0004,862
Minority interest net income$065
Net income of bank and minority interests.$-111,0004,862
Net charge-offs$480,000612
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$-111,0004,859
2020-03-31 (YTD Data)Rank
Total interest income$1,466,0003,423
Total interest expense$313,0002,950
Net interest income$1,153,0003,496
Provision for loan and lease losses$254,0001,291
Total noninterest income$173,0003,194
Gross Fiduciary activities income$22,000738
Service charges on deposit accounts$04,968
Trading account gains and feesNANA
Additional Noninterest Income$151,0002,764
Total noninterest expense$1,205,0003,093
Salaries and employee benefits$630,0003,229
Premises and equipment expense$153,0002,736
Additional noninterest expense$422,0002,827
Pre-tax net operating income$-133,0004,898
Securities gains (losses)$01,705
Applicable income taxes$-30,0004,909
Income before extraordinary items$-103,0004,854
Extraordinary gains, net$04
Net income$-103,0004,854
Minority interest net income$056
Net income of bank and minority interests.$-103,0004,854
Net charge-offs$328,000473
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-103,0004,876
2019-12-31 (YTD Data)Rank
Total interest income$5,769,0003,502
Total interest expense$1,167,0003,091
Net interest income$4,602,0003,564
Provision for loan and lease losses$03,973
Total noninterest income$412,0003,878
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$100,0003,928
Trading account gains and feesNANA
Additional Noninterest Income$312,0003,538
Total noninterest expense$3,562,0003,622
Salaries and employee benefits$1,943,0003,654
Premises and equipment expense$589,0002,821
Additional noninterest expense$1,030,0003,752
Pre-tax net operating income$1,452,0003,440
Securities gains (losses)$02,379
Applicable income taxes$451,0002,073
Income before extraordinary items$1,001,0003,779
Extraordinary gains, net$011
Net income$1,001,0003,779
Minority interest net income$076
Net income of bank and minority interests.$1,001,0003,780
Net charge-offs$-25,0004,637
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$1,001,0003,752
2019-09-30 (YTD Data)Rank
Total interest income$4,369,0003,535
Total interest expense$868,0003,144
Net interest income$3,501,0003,581
Provision for loan and lease losses$03,836
Total noninterest income$280,0003,997
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$75,0003,986
Trading account gains and feesNANA
Additional Noninterest Income$205,0003,688
Total noninterest expense$2,776,0003,576
Salaries and employee benefits$1,504,0003,613
Premises and equipment expense$446,0002,826
Additional noninterest expense$826,0003,669
Pre-tax net operating income$1,005,0003,623
Securities gains (losses)$02,167
Applicable income taxes$314,0002,198
Income before extraordinary items$691,0003,953
Extraordinary gains, net$011
Net income$691,0003,952
Minority interest net income$072
Net income of bank and minority interests.$691,0003,953
Net charge-offs$-18,0004,580
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$691,0003,929
2019-06-30 (YTD Data)Rank
Total interest income$2,866,0003,568
Total interest expense$570,0003,144
Net interest income$2,296,0003,631
Provision for loan and lease losses$03,685
Total noninterest income$181,0004,044
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$52,0003,964
Trading account gains and feesNANA
Additional Noninterest Income$129,0003,745
Total noninterest expense$1,874,0003,581
Salaries and employee benefits$1,007,0003,637
Premises and equipment expense$304,0002,794
Additional noninterest expense$563,0003,661
Pre-tax net operating income$603,0003,761
Securities gains (losses)$01,702
Applicable income taxes$190,0002,241
Income before extraordinary items$413,0004,077
Extraordinary gains, net$011
Net income$413,0004,075
Minority interest net income$069
Net income of bank and minority interests.$413,0004,076
Net charge-offs$-13,0004,553
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$413,0004,065
2019-03-31 (YTD Data)Rank
Total interest income$1,403,0003,633
Total interest expense$271,0003,185
Net interest income$1,132,0003,686
Provision for loan and lease losses$03,406
Total noninterest income$125,0003,674
Gross Fiduciary activities income$0972
Service charges on deposit accounts$25,0004,020
Trading account gains and feesNANA
Additional Noninterest Income$100,0003,221
Total noninterest expense$953,0003,585
Salaries and employee benefits$491,0003,721
Premises and equipment expense$159,0002,742
Additional noninterest expense$303,0003,527
Pre-tax net operating income$304,0003,760
Securities gains (losses)$01,087
Applicable income taxes$96,0002,192
Income before extraordinary items$208,0004,058
Extraordinary gains, net$05
Net income$208,0004,056
Minority interest net income$052
Net income of bank and minority interests.$208,0004,057
Net charge-offs$-6,0004,462
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$208,0004,053
2018-12-31 (YTD Data)Rank
Total interest income$5,860,0003,475
Total interest expense$1,084,0002,817
Net interest income$4,776,0003,578
Provision for loan and lease losses$04,082
Total noninterest income$565,0003,627
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$103,0004,104
Trading account gains and feesNANA
Additional Noninterest Income$462,0003,167
Total noninterest expense$3,787,0003,599
Salaries and employee benefits$2,030,0003,659
Premises and equipment expense$605,0002,821
Additional noninterest expense$1,152,0003,659
Pre-tax net operating income$1,554,0003,487
Securities gains (losses)$-29,0004,705
Applicable income taxes$325,0002,326
Income before extraordinary items$1,200,0003,669
Extraordinary gains, net$06
Net income$1,200,0003,666
Minority interest net income$072
Net income of bank and minority interests.$1,200,0003,668
Net charge-offs$-35,0004,812
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,222,9103,651
2018-09-30 (YTD Data)Rank
Total interest income$4,445,0003,471
Total interest expense$810,0002,748
Net interest income$3,635,0003,585
Provision for loan and lease losses$03,948
Total noninterest income$470,0003,524
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$78,0004,141
Trading account gains and feesNANA
Additional Noninterest Income$392,0003,044
Total noninterest expense$2,816,0003,617
Salaries and employee benefits$1,522,0003,677
Premises and equipment expense$456,0002,831
Additional noninterest expense$838,0003,736
Pre-tax net operating income$1,289,0003,400
Securities gains (losses)$01,118
Applicable income taxes$249,0002,367
Income before extraordinary items$1,040,0003,517
Extraordinary gains, net$05
Net income$1,040,0003,516
Minority interest net income$066
Net income of bank and minority interests.$1,040,0003,516
Net charge-offs$-29,0004,780
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,040,0003,520
2018-06-30 (YTD Data)Rank
Total interest income$3,005,0003,439
Total interest expense$533,0002,705
Net interest income$2,472,0003,555
Provision for loan and lease losses$03,782
Total noninterest income$325,0003,493
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$52,0004,178
Trading account gains and feesNANA
Additional Noninterest Income$273,0003,019
Total noninterest expense$1,916,0003,606
Salaries and employee benefits$1,034,0003,656
Premises and equipment expense$315,0002,784
Additional noninterest expense$567,0003,736
Pre-tax net operating income$881,0003,338
Securities gains (losses)$0961
Applicable income taxes$79,0002,877
Income before extraordinary items$802,0003,292
Extraordinary gains, net$06
Net income$802,0003,291
Minority interest net income$065
Net income of bank and minority interests.$802,0003,291
Net charge-offs$-21,0004,764
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$802,0003,283
2018-03-31 (YTD Data)Rank
Total interest income$1,489,0003,461
Total interest expense$252,0002,741
Net interest income$1,237,0003,570
Provision for loan and lease losses$03,508
Total noninterest income$93,0004,182
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$26,0004,184
Trading account gains and feesNANA
Additional Noninterest Income$67,0003,865
Total noninterest expense$888,0003,786
Salaries and employee benefits$536,0003,621
Premises and equipment expense$160,0002,789
Additional noninterest expense$192,0004,372
Pre-tax net operating income$442,0003,295
Securities gains (losses)$0735
Applicable income taxes$161,0001,775
Income before extraordinary items$281,0003,774
Extraordinary gains, net$07
Net income$281,0003,774
Minority interest net income$052
Net income of bank and minority interests.$281,0003,774
Net charge-offs$-13,0004,839
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$281,0003,774
2017-12-31 (YTD Data)Rank
Total interest income$5,554,0003,563
Total interest expense$905,0002,725
Net interest income$4,649,0003,670
Provision for loan and lease losses$89,0003,194
Total noninterest income$217,0004,799
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$109,0004,244
Trading account gains and feesNANA
Additional Noninterest Income$108,0004,731
Total noninterest expense$3,784,0003,662
Salaries and employee benefits$1,974,0003,781
Premises and equipment expense$625,0002,854
Additional noninterest expense$1,185,0003,694
Pre-tax net operating income$993,0004,072
Securities gains (losses)$30,0001,140
Applicable income taxes$919,0001,952
Income before extraordinary items$104,0005,206
Extraordinary gains, net$09
Net income$104,0005,205
Minority interest net income$076
Net income of bank and minority interests.$104,0005,206
Net charge-offs$-19,0004,936
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$84,8005,233
2017-09-30 (YTD Data)Rank
Total interest income$4,072,0003,632
Total interest expense$660,0002,752
Net interest income$3,412,0003,735
Provision for loan and lease losses$89,0002,850
Total noninterest income$112,0005,106
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$80,0004,300
Trading account gains and feesNANA
Additional Noninterest Income$32,0005,237
Total noninterest expense$2,665,0003,808
Salaries and employee benefits$1,450,0003,833
Premises and equipment expense$469,0002,876
Additional noninterest expense$746,0004,026
Pre-tax net operating income$770,0004,106
Securities gains (losses)$30,0001,110
Applicable income taxes$340,0002,380
Income before extraordinary items$460,0004,507
Extraordinary gains, net$09
Net income$460,0004,506
Minority interest net income$071
Net income of bank and minority interests.$460,0004,507
Net charge-offs$46,0002,524
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$440,8004,534
2017-06-30 (YTD Data)Rank
Total interest income$2,653,0003,682
Total interest expense$422,0002,776
Net interest income$2,231,0003,778
Provision for loan and lease losses$89,0002,381
Total noninterest income$-22,0005,747
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$64,0004,094
Trading account gains and feesNANA
Additional Noninterest Income$-86,0005,757
Total noninterest expense$1,693,0003,926
Salaries and employee benefits$888,0004,025
Premises and equipment expense$318,0002,859
Additional noninterest expense$487,0004,088
Pre-tax net operating income$427,0004,309
Securities gains (losses)$01,906
Applicable income taxes$170,0002,592
Income before extraordinary items$257,0004,664
Extraordinary gains, net$011
Net income$257,0004,663
Minority interest net income$071
Net income of bank and minority interests.$257,0004,664
Net charge-offs$72,0001,737
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$257,0004,653
2017-03-31 (YTD Data)Rank
Total interest income$1,290,0003,750
Total interest expense$201,0002,835
Net interest income$1,089,0003,838
Provision for loan and lease losses$89,0001,601
Total noninterest income$-64,0005,841
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$18,0004,751
Trading account gains and feesNANA
Additional Noninterest Income$-82,0005,840
Total noninterest expense$765,0004,164
Salaries and employee benefits$355,0004,500
Premises and equipment expense$160,0002,879
Additional noninterest expense$250,0004,066
Pre-tax net operating income$171,0004,527
Securities gains (losses)$01,153
Applicable income taxes$70,0002,690
Income before extraordinary items$101,0004,863
Extraordinary gains, net$08
Net income$101,0004,863
Minority interest net income$055
Net income of bank and minority interests.$101,0004,863
Net charge-offs$86,0001,009
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$101,0004,849
2016-12-31 (YTD Data)Rank
Total interest income$5,453,0003,637
Total interest expense$800,0002,820
Net interest income$4,653,0003,713
Provision for loan and lease losses$314,0001,948
Total noninterest income$344,0004,521
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$82,0004,745
Trading account gains and fees$0170
Additional Noninterest Income$262,0004,091
Total noninterest expense$5,045,0003,165
Salaries and employee benefits$2,204,0003,639
Premises and equipment expense$668,0002,831
Additional noninterest expense$2,173,0002,604
Pre-tax net operating income$-362,0005,762
Securities gains (losses)$03,212
Applicable income taxes$-1,747,0005,869
Income before extraordinary items$1,385,0003,405
Extraordinary gains, net$05
Net income$1,385,0003,403
Minority interest net income$082
Net income of bank and minority interests.$1,385,0003,404
Net charge-offs$116,0002,476
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,385,0003,358
2016-09-30 (YTD Data)Rank
Total interest income$4,198,0003,587
Total interest expense$595,0002,834
Net interest income$3,603,0003,671
Provision for loan and lease losses$259,0001,781
Total noninterest income$322,0004,311
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$79,0004,480
Trading account gains and fees$0169
Additional Noninterest Income$243,0003,871
Total noninterest expense$4,103,0003,016
Salaries and employee benefits$1,651,0003,641
Premises and equipment expense$501,0002,830
Additional noninterest expense$1,951,0002,223
Pre-tax net operating income$-437,0005,874
Securities gains (losses)$03,160
Applicable income taxes$-1,783,0005,954
Income before extraordinary items$1,346,0002,991
Extraordinary gains, net$05
Net income$1,346,0002,991
Minority interest net income$071
Net income of bank and minority interests.$1,346,0002,991
Net charge-offs$114,0001,957
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,346,0002,942
2016-06-30 (YTD Data)Rank
Total interest income$2,929,0003,517
Total interest expense$390,0002,875
Net interest income$2,539,0003,570
Provision for loan and lease losses$209,0001,584
Total noninterest income$285,0003,917
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$42,0004,778
Trading account gains and fees$0157
Additional Noninterest Income$243,0003,315
Total noninterest expense$3,196,0002,734
Salaries and employee benefits$1,175,0003,548
Premises and equipment expense$334,0002,845
Additional noninterest expense$1,687,0001,790
Pre-tax net operating income$-581,0005,991
Securities gains (losses)$02,835
Applicable income taxes$-1,827,0006,040
Income before extraordinary items$1,246,0002,438
Extraordinary gains, net$016
Net income$1,246,0002,437
Minority interest net income$071
Net income of bank and minority interests.$1,246,0002,437
Net charge-offs$119,0001,476
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,246,0002,372
2016-03-31 (YTD Data)Rank
Total interest income$1,551,0003,402
Total interest expense$192,0002,918
Net interest income$1,359,0003,428
Provision for loan and lease losses$100,0001,495
Total noninterest income$64,0004,900
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$21,0004,775
Trading account gains and fees$0142
Additional Noninterest Income$43,0004,555
Total noninterest expense$1,189,0003,320
Salaries and employee benefits$551,0003,701
Premises and equipment expense$168,0002,856
Additional noninterest expense$470,0002,881
Pre-tax net operating income$134,0004,842
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$134,0004,734
Extraordinary gains, net$012
Net income$134,0004,733
Minority interest net income$062
Net income of bank and minority interests.$134,0004,734
Net charge-offs$12,0002,244
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$134,0004,678
2015-12-31 (YTD Data)Rank
Total interest income$5,791,0003,519
Total interest expense$643,0003,234
Net interest income$5,148,0003,523
Provision for loan and lease losses$220,0002,231
Total noninterest income$392,0004,507
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$94,0004,787
Trading account gains and fees$0159
Additional Noninterest Income$298,0003,989
Total noninterest expense$4,512,0003,449
Salaries and employee benefits$2,117,0003,781
Premises and equipment expense$690,0002,842
Additional noninterest expense$1,705,0003,122
Pre-tax net operating income$808,0004,392
Securities gains (losses)$12,0002,504
Applicable income taxes$14,0004,029
Income before extraordinary items$806,0004,245
Extraordinary gains, net$023
Net income$806,0004,243
Minority interest net income$081
Net income of bank and minority interests.$806,0004,245
Net charge-offs$66,0003,039
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$794,2404,215
2015-09-30 (YTD Data)Rank
Total interest income$3,987,0003,741
Total interest expense$464,0003,367
Net interest income$3,523,0003,765
Provision for loan and lease losses$120,0002,499
Total noninterest income$321,0004,433
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$71,0004,828
Trading account gains and fees$0153
Additional Noninterest Income$250,0003,866
Total noninterest expense$3,097,0003,664
Salaries and employee benefits$1,614,0003,762
Premises and equipment expense$519,0002,883
Additional noninterest expense$964,0003,778
Pre-tax net operating income$627,0004,444
Securities gains (losses)$-6,0005,959
Applicable income taxes$04,489
Income before extraordinary items$621,0004,275
Extraordinary gains, net$021
Net income$621,0004,276
Minority interest net income$078
Net income of bank and minority interests.$621,0004,278
Net charge-offs$69,0002,508
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$627,0004,204
2015-06-30 (YTD Data)Rank
Total interest income$2,768,0003,672
Total interest expense$302,0003,439
Net interest income$2,466,0003,654
Provision for loan and lease losses$70,0002,568
Total noninterest income$245,0004,248
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$46,0004,868
Trading account gains and fees$0157
Additional Noninterest Income$199,0003,644
Total noninterest expense$2,171,0003,583
Salaries and employee benefits$1,154,0003,641
Premises and equipment expense$349,0002,874
Additional noninterest expense$668,0003,704
Pre-tax net operating income$470,0004,261
Securities gains (losses)$6,0002,180
Applicable income taxes$11,0004,039
Income before extraordinary items$465,0004,093
Extraordinary gains, net$022
Net income$465,0004,093
Minority interest net income$075
Net income of bank and minority interests.$465,0004,095
Net charge-offs$72,0002,015
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$459,1204,056
2015-03-31 (YTD Data)Rank
Total interest income$1,420,0003,616
Total interest expense$147,0003,524
Net interest income$1,273,0003,591
Provision for loan and lease losses$20,0002,822
Total noninterest income$169,0003,683
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$20,0005,051
Trading account gains and fees$0152
Additional Noninterest Income$149,0003,024
Total noninterest expense$1,217,0003,340
Salaries and employee benefits$668,0003,333
Premises and equipment expense$176,0002,888
Additional noninterest expense$373,0003,442
Pre-tax net operating income$205,0004,404
Securities gains (losses)$6,0001,607
Applicable income taxes$7,0003,948
Income before extraordinary items$204,0004,258
Extraordinary gains, net$013
Net income$204,0004,260
Minority interest net income$064
Net income of bank and minority interests.$204,0004,261
Net charge-offs$81,0001,249
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$198,1804,231
2014-12-31 (YTD Data)Rank
Total interest income$5,352,0003,798
Total interest expense$402,0004,436
Net interest income$4,950,0003,675
Provision for loan and lease losses$196,0002,519
Total noninterest income$341,0004,846
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$103,0004,951
Trading account gains and fees$0180
Additional Noninterest Income$238,0004,322
Total noninterest expense$4,380,0003,615
Salaries and employee benefits$2,056,0003,930
Premises and equipment expense$669,0003,000
Additional noninterest expense$1,655,0003,305
Pre-tax net operating income$715,0004,628
Securities gains (losses)$-1,0005,807
Applicable income taxes$9,0004,216
Income before extraordinary items$705,0004,477
Extraordinary gains, net$017
Net income$705,0004,477
Minority interest net income$084
Net income of bank and minority interests.$705,0004,478
Net charge-offs$-16,0005,750
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$705,9904,429
2014-09-30 (YTD Data)Rank
Total interest income$3,982,0003,855
Total interest expense$252,0004,832
Net interest income$3,730,0003,686
Provision for loan and lease losses$174,0002,265
Total noninterest income$250,0004,926
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$78,0005,000
Trading account gains and fees$0174
Additional Noninterest Income$172,0004,403
Total noninterest expense$3,224,0003,666
Salaries and employee benefits$1,444,0004,067
Premises and equipment expense$497,0003,051
Additional noninterest expense$1,283,0003,242
Pre-tax net operating income$582,0004,613
Securities gains (losses)$-1,0005,909
Applicable income taxes$9,0004,218
Income before extraordinary items$572,0004,416
Extraordinary gains, net$015
Net income$572,0004,417
Minority interest net income$081
Net income of bank and minority interests.$572,0004,418
Net charge-offs$-14,0005,691
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$572,9804,372
2014-06-30 (YTD Data)Rank
Total interest income$2,522,0003,986
Total interest expense$104,0005,578
Net interest income$2,418,0003,761
Provision for loan and lease losses$70,0002,678
Total noninterest income$148,0005,061
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$53,0004,987
Trading account gains and fees$0172
Additional Noninterest Income$95,0004,625
Total noninterest expense$2,086,0003,767
Salaries and employee benefits$965,0004,087
Premises and equipment expense$335,0003,058
Additional noninterest expense$786,0003,454
Pre-tax net operating income$410,0004,501
Securities gains (losses)$1,0002,460
Applicable income taxes$9,0004,116
Income before extraordinary items$402,0004,310
Extraordinary gains, net$020
Net income$402,0004,314
Minority interest net income$080
Net income of bank and minority interests.$402,0004,315
Net charge-offs$-8,0005,605
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$401,0204,263
2014-03-31 (YTD Data)Rank
Total interest income$1,296,0003,935
Total interest expense$50,0005,693
Net interest income$1,246,0003,692
Provision for loan and lease losses$49,0002,282
Total noninterest income$72,0005,079
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$24,0005,131
Trading account gains and fees$0147
Additional Noninterest Income$48,0004,613
Total noninterest expense$1,087,0003,698
Salaries and employee benefits$487,0004,109
Premises and equipment expense$169,0003,084
Additional noninterest expense$431,0003,234
Pre-tax net operating income$182,0004,622
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$182,0004,405
Extraordinary gains, net$016
Net income$182,0004,406
Minority interest net income$066
Net income of bank and minority interests.$182,0004,407
Net charge-offs$-6,0005,539
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$182,0004,354
2013-12-31 (YTD Data)Rank
Total interest income$1,230,0006,375
Total interest expense$54,0006,636
Net interest income$1,176,0006,310
Provision for loan and lease losses$05,091
Total noninterest income$-3,0006,665
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$25,0006,358
Trading account gains and fees$0184
Additional Noninterest Income$-28,0006,545
Total noninterest expense$1,125,0006,235
Salaries and employee benefits$494,0006,424
Premises and equipment expense$159,0005,854
Additional noninterest expense$472,0005,917
Pre-tax net operating income$48,0006,085
Securities gains (losses)$21,0002,321
Applicable income taxes$4,0004,440
Income before extraordinary items$65,0006,088
Extraordinary gains, net$029
Net income$65,0006,088
Minority interest net income$090
Net income of bank and minority interests.$65,0006,091
Net charge-offs$-2,0005,912
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$45,2606,100
2013-09-30 (YTD Data)Rank
Total interest income$06,891
Total interest expense$06,877
Net interest income$06,887
Provision for loan and lease losses$04,941
Total noninterest income$06,739
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$06,711
Trading account gains and fees$0180
Additional Noninterest Income$06,563
Total noninterest expense$06,890
Salaries and employee benefits$06,879
Premises and equipment expense$06,870
Additional noninterest expense$06,889
Pre-tax net operating income$06,271
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$06,341
Extraordinary gains, net$025
Net income$06,342
Minority interest net income$084
Net income of bank and minority interests.$06,342
Net charge-offs$05,212
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$06,297
2013-06-30 (YTD Data)Rank
Total interest income$2,572,0004,047
Total interest expense$334,0004,005
Net interest income$2,238,0004,002
Provision for loan and lease losses$57,0003,524
Total noninterest income$-80,0006,854
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$61,0004,947
Trading account gains and fees$0157
Additional Noninterest Income$-141,0006,828
Total noninterest expense$2,119,0003,816
Salaries and employee benefits$984,0004,158
Premises and equipment expense$302,0003,336
Additional noninterest expense$833,0003,403
Pre-tax net operating income$-18,0006,353
Securities gains (losses)$41,0001,644
Applicable income taxes$3,0004,453
Income before extraordinary items$20,0006,286
Extraordinary gains, net$022
Net income$20,0006,288
Minority interest net income$082
Net income of bank and minority interests.$20,0006,288
Net charge-offs$698,0001,000
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-15,6706,354
2013-03-31 (YTD Data)Rank
Total interest income$1,272,0004,113
Total interest expense$177,0003,962
Net interest income$1,095,0004,071
Provision for loan and lease losses$57,0002,720
Total noninterest income$-53,0006,935
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$29,0005,027
Trading account gains and fees$0148
Additional Noninterest Income$-82,0006,916
Total noninterest expense$990,0004,009
Salaries and employee benefits$480,0004,257
Premises and equipment expense$152,0003,355
Additional noninterest expense$358,0003,786
Pre-tax net operating income$-5,0006,376
Securities gains (losses)$32,0001,114
Applicable income taxes$1,0004,491
Income before extraordinary items$26,0006,141
Extraordinary gains, net$010
Net income$26,0006,142
Minority interest net income$076
Net income of bank and minority interests.$26,0006,142
Net charge-offs$718,000601
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-4,7206,374
2012-12-31 (YTD Data)Rank
Total interest income$5,992,0003,846
Total interest expense$879,0003,918
Net interest income$5,113,0003,763
Provision for loan and lease losses$630,0002,394
Total noninterest income$-292,0006,957
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$135,0004,950
Trading account gains and fees$0166
Additional Noninterest Income$-427,0006,905
Total noninterest expense$4,360,0003,805
Salaries and employee benefits$1,898,0004,261
Premises and equipment expense$598,0003,393
Additional noninterest expense$1,864,0003,246
Pre-tax net operating income$-169,0006,335
Securities gains (losses)$97,0002,295
Applicable income taxes$5,0004,499
Income before extraordinary items$-77,0006,393
Extraordinary gains, net$029
Net income$-77,0006,387
Minority interest net income$093
Net income of bank and minority interests.$-77,0006,389
Net charge-offs$1,329,0001,514
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-174,0006,357
2012-09-30 (YTD Data)Rank
Total interest income$4,535,0003,883
Total interest expense$690,0003,930
Net interest income$3,845,0003,809
Provision for loan and lease losses$567,0002,124
Total noninterest income$-162,0007,041
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$105,0004,958
Trading account gains and fees$0157
Additional Noninterest Income$-267,0007,011
Total noninterest expense$3,408,0003,747
Salaries and employee benefits$1,405,0004,308
Premises and equipment expense$433,0003,520
Additional noninterest expense$1,570,0002,995
Pre-tax net operating income$-292,0006,581
Securities gains (losses)$75,0002,189
Applicable income taxes$4,0004,560
Income before extraordinary items$-221,0006,632
Extraordinary gains, net$020
Net income$-221,0006,630
Minority interest net income$086
Net income of bank and minority interests.$-221,0006,630
Net charge-offs$1,304,0001,239
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-296,0006,600
2012-06-30 (YTD Data)Rank
Total interest income$3,233,0003,747
Total interest expense$479,0003,931
Net interest income$2,754,0003,643
Provision for loan and lease losses$757,0001,342
Total noninterest income$-238,0007,154
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$71,0004,950
Trading account gains and fees$0153
Additional Noninterest Income$-309,0007,122
Total noninterest expense$2,101,0003,942
Salaries and employee benefits$933,0004,344
Premises and equipment expense$287,0003,537
Additional noninterest expense$881,0003,432
Pre-tax net operating income$-342,0006,720
Securities gains (losses)$49,0002,063
Applicable income taxes$04,770
Income before extraordinary items$-293,0006,767
Extraordinary gains, net$019
Net income$-293,0006,767
Minority interest net income$084
Net income of bank and minority interests.$-293,0006,767
Net charge-offs$694,0001,464
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-342,0006,744
2012-03-31 (YTD Data)Rank
Total interest income$1,772,0003,534
Total interest expense$248,0003,956
Net interest income$1,524,0003,419
Provision for loan and lease losses$640,000883
Total noninterest income$-193,0007,246
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$36,0004,904
Trading account gains and fees$0148
Additional Noninterest Income$-229,0007,222
Total noninterest expense$1,054,0003,964
Salaries and employee benefits$472,0004,355
Premises and equipment expense$145,0003,546
Additional noninterest expense$437,0003,436
Pre-tax net operating income$-363,0006,981
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$-363,0007,022
Extraordinary gains, net$019
Net income$-363,0007,021
Minority interest net income$078
Net income of bank and minority interests.$-363,0007,022
Net charge-offs$296,0001,507
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-363,0006,998
2011-12-31 (YTD Data)Rank
Total interest income$5,461,0004,333
Total interest expense$1,215,0003,933
Net interest income$4,246,0004,376
Provision for loan and lease losses$1,980,0001,576
Total noninterest income$-1,450,0007,275
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$163,0004,745
Trading account gains and fees$0146
Additional Noninterest Income$-1,613,0007,245
Total noninterest expense$4,783,0003,647
Salaries and employee benefits$1,845,0004,369
Premises and equipment expense$565,0003,731
Additional noninterest expense$2,373,0002,702
Pre-tax net operating income$-3,967,0006,998
Securities gains (losses)$03,838
Applicable income taxes$7,0004,380
Income before extraordinary items$-3,974,0007,018
Extraordinary gains, net$029
Net income$-3,974,0007,019
Minority interest net income$096
Net income of bank and minority interests.$-3,974,0007,019
Net charge-offs$4,521,000876
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-3,974,0007,000
2011-09-30 (YTD Data)Rank
Total interest income$4,032,0004,413
Total interest expense$941,0003,966
Net interest income$3,091,0004,488
Provision for loan and lease losses$472,0002,946
Total noninterest income$-643,0007,321
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$126,0004,712
Trading account gains and fees$0145
Additional Noninterest Income$-769,0007,294
Total noninterest expense$3,691,0003,589
Salaries and employee benefits$1,386,0004,374
Premises and equipment expense$423,0003,781
Additional noninterest expense$1,882,0002,594
Pre-tax net operating income$-1,715,0006,961
Securities gains (losses)$03,555
Applicable income taxes$6,0004,372
Income before extraordinary items$-1,721,0007,021
Extraordinary gains, net$021
Net income$-1,721,0007,022
Minority interest net income$087
Net income of bank and minority interests.$-1,721,0007,022
Net charge-offs$2,662,0001,015
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-1,721,0007,004
2011-06-30 (YTD Data)Rank
Total interest income$2,601,0004,556
Total interest expense$648,0004,002
Net interest income$1,953,0004,652
Provision for loan and lease losses$470,0002,392
Total noninterest income$-534,0007,412
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$84,0004,706
Trading account gains and fees$0153
Additional Noninterest Income$-618,0007,403
Total noninterest expense$2,281,0003,827
Salaries and employee benefits$922,0004,415
Premises and equipment expense$287,0003,763
Additional noninterest expense$1,072,0003,023
Pre-tax net operating income$-1,332,0007,058
Securities gains (losses)$02,914
Applicable income taxes$2,0004,487
Income before extraordinary items$-1,334,0007,103
Extraordinary gains, net$015
Net income$-1,334,0007,104
Minority interest net income$089
Net income of bank and minority interests.$-1,334,0007,104
Net charge-offs$1,592,0001,073
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-1,334,0007,090
2011-03-31 (YTD Data)Rank
Total interest income$1,278,0004,615
Total interest expense$329,0004,065
Net interest income$949,0004,731
Provision for loan and lease losses$152,0002,736
Total noninterest income$-25,0007,365
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$40,0004,752
Trading account gains and fees$0158
Additional Noninterest Income$-65,0007,323
Total noninterest expense$785,0004,845
Salaries and employee benefits$457,0004,470
Premises and equipment expense$150,0003,699
Additional noninterest expense$178,0005,797
Pre-tax net operating income$-13,0006,411
Securities gains (losses)$01,772
Applicable income taxes$2,0004,282
Income before extraordinary items$-15,0006,462
Extraordinary gains, net$09
Net income$-15,0006,462
Minority interest net income$086
Net income of bank and minority interests.$-15,0006,462
Net charge-offs$1,167,000771
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-15,0006,443
2010-12-31 (YTD Data)Rank
Total interest income$6,046,0004,305
Total interest expense$1,804,0003,817
Net interest income$4,242,0004,414
Provision for loan and lease losses$4,016,0001,332
Total noninterest income$-975,0007,539
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$213,0004,300
Trading account gains and fees$0175
Additional Noninterest Income$-1,188,0007,510
Total noninterest expense$5,146,0003,531
Salaries and employee benefits$1,912,0004,372
Premises and equipment expense$549,0003,956
Additional noninterest expense$2,685,0002,515
Pre-tax net operating income$-5,895,0007,175
Securities gains (losses)$03,793
Applicable income taxes$1,007,0001,209
Income before extraordinary items$-6,902,0007,277
Extraordinary gains, net$029
Net income$-6,902,0007,277
Minority interest net income$0111
Net income of bank and minority interests.$-6,902,0007,277
Net charge-offs$1,775,0001,994
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-6,902,0007,260
2010-09-30 (YTD Data)Rank
Total interest income$4,641,0004,316
Total interest expense$1,363,0003,946
Net interest income$3,278,0004,376
Provision for loan and lease losses$2,885,0001,302
Total noninterest income$-380,0007,622
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$172,0004,237
Trading account gains and fees$0165
Additional Noninterest Income$-552,0007,586
Total noninterest expense$2,797,0004,424
Salaries and employee benefits$1,470,0004,328
Premises and equipment expense$410,0004,036
Additional noninterest expense$917,0004,545
Pre-tax net operating income$-2,784,0007,176
Securities gains (losses)$03,651
Applicable income taxes$-1,147,0007,521
Income before extraordinary items$-1,637,0007,074
Extraordinary gains, net$023
Net income$-1,637,0007,072
Minority interest net income$0110
Net income of bank and minority interests.$-1,637,0007,074
Net charge-offs$1,418,0001,830
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-1,637,0007,041
2010-06-30 (YTD Data)Rank
Total interest income$3,159,0004,287
Total interest expense$904,0004,061
Net interest income$2,255,0004,301
Provision for loan and lease losses$225,0004,053
Total noninterest income$-338,0007,715
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$121,0004,119
Trading account gains and fees$0152
Additional Noninterest Income$-459,0007,702
Total noninterest expense$1,807,0004,530
Salaries and employee benefits$1,005,0004,284
Premises and equipment expense$283,0003,967
Additional noninterest expense$519,0004,985
Pre-tax net operating income$-115,0006,304
Securities gains (losses)$03,184
Applicable income taxes$-47,0007,068
Income before extraordinary items$-68,0006,351
Extraordinary gains, net$019
Net income$-68,0006,353
Minority interest net income$0105
Net income of bank and minority interests.$-68,0006,351
Net charge-offs$683,0002,114
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-68,0006,266
2010-03-31 (YTD Data)Rank
Total interest income$1,584,0004,345
Total interest expense$456,0004,156
Net interest income$1,128,0004,319
Provision for loan and lease losses$150,0003,336
Total noninterest income$-69,0007,776
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$58,0004,200
Trading account gains and fees$0175
Additional Noninterest Income$-127,0007,763
Total noninterest expense$819,0004,846
Salaries and employee benefits$500,0004,358
Premises and equipment expense$143,0003,999
Additional noninterest expense$176,0005,989
Pre-tax net operating income$90,0005,167
Securities gains (losses)$02,284
Applicable income taxes$36,0003,040
Income before extraordinary items$54,0005,644
Extraordinary gains, net$016
Net income$54,0005,645
Minority interest net income$091
Net income of bank and minority interests.$54,0005,644
Net charge-offs$507,0001,568
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$54,0005,544
2009-12-31 (YTD Data)Rank
Total interest income$7,553,0003,977
Total interest expense$2,645,0003,751
Net interest income$4,908,0003,999
Provision for loan and lease losses$4,050,0001,648
Total noninterest income$298,0005,621
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$219,0004,480
Trading account gains and fees$0211
Additional Noninterest Income$79,0005,931
Total noninterest expense$4,189,0004,217
Salaries and employee benefits$2,105,0004,197
Premises and equipment expense$593,0003,904
Additional noninterest expense$1,491,0004,087
Pre-tax net operating income$-3,033,0006,898
Securities gains (losses)$03,754
Applicable income taxes$-1,224,0007,353
Income before extraordinary items$-1,809,0006,689
Extraordinary gains, net$034
Net income$-1,809,0006,688
Minority interest net income$0115
Net income of bank and minority interests.$-1,809,0006,688
Net charge-offs$3,339,0001,508
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-1,809,0006,678
2009-09-30 (YTD Data)Rank
Total interest income$5,825,0003,953
Total interest expense$2,098,0003,745
Net interest income$3,727,0003,968
Provision for loan and lease losses$2,150,0001,819
Total noninterest income$180,0006,070
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$160,0004,549
Trading account gains and fees$0212
Additional Noninterest Income$20,0006,986
Total noninterest expense$3,099,0004,266
Salaries and employee benefits$1,645,0004,108
Premises and equipment expense$452,0003,900
Additional noninterest expense$1,002,0004,378
Pre-tax net operating income$-1,342,0006,805
Securities gains (losses)$03,497
Applicable income taxes$-540,0007,363
Income before extraordinary items$-802,0006,628
Extraordinary gains, net$027
Net income$-802,0006,629
Minority interest net income$0118
Net income of bank and minority interests.$-802,0006,629
Net charge-offs$1,430,0001,818
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-802,0006,624
2009-06-30 (YTD Data)Rank
Total interest income$4,007,0003,896
Total interest expense$1,446,0003,767
Net interest income$2,561,0003,877
Provision for loan and lease losses$950,0002,132
Total noninterest income$187,0005,338
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$110,0004,466
Trading account gains and fees$0193
Additional Noninterest Income$77,0005,225
Total noninterest expense$2,126,0004,215
Salaries and employee benefits$1,109,0004,102
Premises and equipment expense$312,0003,831
Additional noninterest expense$705,0004,246
Pre-tax net operating income$-328,0006,465
Securities gains (losses)$03,136
Applicable income taxes$-128,0007,208
Income before extraordinary items$-200,0006,383
Extraordinary gains, net$021
Net income$-200,0006,382
Minority interest net income$0112
Net income of bank and minority interests.$-200,0006,382
Net charge-offs$988,0001,640
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-200,0006,366
2009-03-31 (YTD Data)Rank
Total interest income$1,993,0003,953
Total interest expense$748,0003,780
Net interest income$1,245,0003,948
Provision for loan and lease losses$550,0001,693
Total noninterest income$81,0005,555
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$53,0004,479
Trading account gains and fees$0171
Additional Noninterest Income$28,0005,720
Total noninterest expense$1,123,0003,966
Salaries and employee benefits$536,0004,234
Premises and equipment expense$170,0003,643
Additional noninterest expense$417,0003,462
Pre-tax net operating income$-347,0007,134
Securities gains (losses)$02,434
Applicable income taxes$-139,0007,631
Income before extraordinary items$-208,0007,044
Extraordinary gains, net$015
Net income$-208,0007,045
Minority interest net income$0102
Net income of bank and minority interests.$-208,0007,045
Net charge-offs$295,0001,791
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-208,0006,971
2008-12-31 (YTD Data)Rank
Total interest income$9,031,0003,792
Total interest expense$3,904,0003,572
Net interest income$5,127,0003,881
Provision for loan and lease losses$1,175,0002,482
Total noninterest income$342,0005,602
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$256,0004,310
Trading account gains and fees$0154
Additional Noninterest Income$86,0006,122
Total noninterest expense$4,116,0004,149
Salaries and employee benefits$2,485,0003,792
Premises and equipment expense$623,0003,823
Additional noninterest expense$1,008,0004,800
Pre-tax net operating income$178,0005,807
Securities gains (losses)$2,0002,962
Applicable income taxes$79,0003,566
Income before extraordinary items$101,0005,855
Extraordinary gains, net$039
Net income$101,0005,856
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$544,0002,687
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$99,7206,014
2008-09-30 (YTD Data)Rank
Total interest income$6,978,0003,776
Total interest expense$3,044,0003,585
Net interest income$3,934,0003,839
Provision for loan and lease losses$375,0003,175
Total noninterest income$312,0005,303
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$198,0004,280
Trading account gains and fees$0148
Additional Noninterest Income$114,0005,399
Total noninterest expense$3,001,0004,220
Salaries and employee benefits$1,870,0003,810
Premises and equipment expense$471,0003,806
Additional noninterest expense$660,0005,140
Pre-tax net operating income$870,0003,942
Securities gains (losses)$2,0002,845
Applicable income taxes$357,0002,282
Income before extraordinary items$515,0004,394
Extraordinary gains, net$031
Net income$515,0004,392
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$178,0003,204
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$513,7204,541
2008-06-30 (YTD Data)Rank
Total interest income$4,756,0003,764
Total interest expense$2,138,0003,577
Net interest income$2,618,0003,852
Provision for loan and lease losses$75,0004,654
Total noninterest income$255,0004,958
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$135,0004,240
Trading account gains and fees$0149
Additional Noninterest Income$120,0004,732
Total noninterest expense$2,006,0004,221
Salaries and employee benefits$1,276,0003,785
Premises and equipment expense$322,0003,748
Additional noninterest expense$408,0005,357
Pre-tax net operating income$792,0003,449
Securities gains (losses)$03,233
Applicable income taxes$323,0002,128
Income before extraordinary items$469,0004,139
Extraordinary gains, net$021
Net income$469,0004,140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,297
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$469,0004,080
2008-03-31 (YTD Data)Rank
Total interest income$2,436,0003,782
Total interest expense$1,126,0003,609
Net interest income$1,310,0003,841
Provision for loan and lease losses$06,080
Total noninterest income$118,0005,124
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$68,0004,202
Trading account gains and fees$0158
Additional Noninterest Income$50,0005,048
Total noninterest expense$1,011,0004,203
Salaries and employee benefits$633,0003,815
Premises and equipment expense$166,0003,697
Additional noninterest expense$212,0005,195
Pre-tax net operating income$417,0003,455
Securities gains (losses)$02,688
Applicable income taxes$169,0002,181
Income before extraordinary items$248,0004,214
Extraordinary gains, net$015
Net income$248,0004,216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,346
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$248,0004,117
2007-12-31 (YTD Data)Rank
Total interest income$10,624,0003,622
Total interest expense$4,650,0003,635
Net interest income$5,974,0003,504
Provision for loan and lease losses$1,050,0001,373
Total noninterest income$437,0005,308
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$243,0004,516
Trading account gains and fees$0178
Additional Noninterest Income$194,0005,123
Total noninterest expense$4,195,0003,972
Salaries and employee benefits$2,442,0003,794
Premises and equipment expense$657,0003,604
Additional noninterest expense$1,096,0004,343
Pre-tax net operating income$1,166,0004,419
Securities gains (losses)$02,146
Applicable income taxes$466,0002,831
Income before extraordinary items$700,0005,054
Extraordinary gains, net$039
Net income$700,0005,056
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$998,0001,025
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$700,0005,039
2007-09-30 (YTD Data)Rank
Total interest income$7,950,0003,629
Total interest expense$3,472,0003,663
Net interest income$4,478,0003,522
Provision for loan and lease losses$900,000978
Total noninterest income$297,0005,559
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$182,0004,535
Trading account gains and fees$0184
Additional Noninterest Income$115,0005,553
Total noninterest expense$3,149,0003,948
Salaries and employee benefits$1,809,0003,816
Premises and equipment expense$501,0003,539
Additional noninterest expense$839,0004,239
Pre-tax net operating income$726,0005,049
Securities gains (losses)$01,655
Applicable income taxes$288,0003,254
Income before extraordinary items$438,0005,640
Extraordinary gains, net$033
Net income$438,0005,637
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$799,000768
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$438,0005,629
2007-06-30 (YTD Data)Rank
Total interest income$5,141,0003,718
Total interest expense$2,267,0003,715
Net interest income$2,874,0003,654
Provision for loan and lease losses$750,000740
Total noninterest income$200,0005,568
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$128,0004,424
Trading account gains and fees$0168
Additional Noninterest Income$72,0005,691
Total noninterest expense$2,056,0004,054
Salaries and employee benefits$1,203,0003,864
Premises and equipment expense$339,0003,531
Additional noninterest expense$514,0004,490
Pre-tax net operating income$268,0006,236
Securities gains (losses)$01,444
Applicable income taxes$105,0004,078
Income before extraordinary items$163,0006,637
Extraordinary gains, net$029
Net income$163,0006,638
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$777,000532
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$163,0006,630
2007-03-31 (YTD Data)Rank
Total interest income$2,475,0003,802
Total interest expense$1,113,0003,730
Net interest income$1,362,0003,794
Provision for loan and lease losses$600,000449
Total noninterest income$108,0005,373
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$68,0004,246
Trading account gains and fees$0195
Additional Noninterest Income$40,0005,516
Total noninterest expense$1,032,0004,044
Salaries and employee benefits$615,0003,826
Premises and equipment expense$179,0003,407
Additional noninterest expense$238,0004,702
Pre-tax net operating income$-162,0008,246
Securities gains (losses)$01,187
Applicable income taxes$-69,0008,467
Income before extraordinary items$-93,0008,171
Extraordinary gains, net$022
Net income$-93,0008,170
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$660,000336
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-93,0008,157
2006-12-31 (YTD Data)Rank
Total interest income$9,055,0003,845
Total interest expense$3,699,0003,779
Net interest income$5,356,0003,823
Provision for loan and lease losses$805,0001,269
Total noninterest income$504,0005,120
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$294,0004,175
Trading account gains and fees$0130
Additional Noninterest Income$210,0005,026
Total noninterest expense$3,975,0004,018
Salaries and employee benefits$2,459,0003,659
Premises and equipment expense$662,0003,487
Additional noninterest expense$854,0005,025
Pre-tax net operating income$1,080,0005,021
Securities gains (losses)$01,687
Applicable income taxes$430,0003,341
Income before extraordinary items$650,0005,651
Extraordinary gains, net$051
Net income$650,0005,652
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$414,0001,337
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$650,0005,636
2006-09-30 (YTD Data)Rank
Total interest income$6,617,0003,893
Total interest expense$2,630,0003,837
Net interest income$3,987,0003,857
Provision for loan and lease losses$500,0001,385
Total noninterest income$402,0005,004
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$208,0004,317
Trading account gains and fees$0126
Additional Noninterest Income$194,0004,591
Total noninterest expense$3,025,0003,954
Salaries and employee benefits$1,859,0003,638
Premises and equipment expense$502,0003,463
Additional noninterest expense$664,0004,892
Pre-tax net operating income$864,0005,065
Securities gains (losses)$01,388
Applicable income taxes$344,0003,394
Income before extraordinary items$520,0005,669
Extraordinary gains, net$045
Net income$520,0005,671
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0001,635
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$520,0005,664
2006-06-30 (YTD Data)Rank
Total interest income$4,252,0003,950
Total interest expense$1,665,0003,853
Net interest income$2,587,0003,947
Provision for loan and lease losses$250,0001,756
Total noninterest income$272,0004,966
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$134,0004,365
Trading account gains and fees$0126
Additional Noninterest Income$138,0004,459
Total noninterest expense$2,066,0003,913
Salaries and employee benefits$1,233,0003,670
Premises and equipment expense$335,0003,448
Additional noninterest expense$498,0004,499
Pre-tax net operating income$543,0005,228
Securities gains (losses)$01,185
Applicable income taxes$217,0003,508
Income before extraordinary items$326,0005,837
Extraordinary gains, net$039
Net income$326,0005,837
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0002,216
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$326,0005,837
2006-03-31 (YTD Data)Rank
Total interest income$2,043,0004,016
Total interest expense$775,0003,908
Net interest income$1,268,0004,005
Provision for loan and lease losses$160,0001,352
Total noninterest income$126,0005,087
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$59,0004,577
Trading account gains and fees$0115
Additional Noninterest Income$67,0004,504
Total noninterest expense$1,008,0004,002
Salaries and employee benefits$609,0003,715
Premises and equipment expense$170,0003,421
Additional noninterest expense$229,0004,739
Pre-tax net operating income$226,0005,571
Securities gains (losses)$0955
Applicable income taxes$89,0003,751
Income before extraordinary items$137,0006,147
Extraordinary gains, net$021
Net income$137,0006,148
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0001,382
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$137,0006,146
2005-12-31 (YTD Data)Rank
Total interest income$6,159,0004,537
Total interest expense$1,982,0004,456
Net interest income$4,177,0004,485
Provision for loan and lease losses$454,0002,051
Total noninterest income$472,0005,376
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$184,0005,211
Trading account gains and fees$0138
Additional Noninterest Income$288,0004,429
Total noninterest expense$3,873,0003,958
Salaries and employee benefits$2,199,0003,845
Premises and equipment expense$763,0003,019
Additional noninterest expense$911,0004,727
Pre-tax net operating income$322,0007,317
Securities gains (losses)$02,296
Applicable income taxes$122,0005,202
Income before extraordinary items$200,0007,588
Extraordinary gains, net$046
Net income$200,0007,590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$368,0001,500
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$1,300,000448
Net operating income$200,0007,556
2005-09-30 (YTD Data)Rank
Total interest income$4,338,0004,673
Total interest expense$1,324,0004,658
Net interest income$3,014,0004,620
Provision for loan and lease losses$360,0001,866
Total noninterest income$321,0005,617
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$133,0005,316
Trading account gains and fees$0126
Additional Noninterest Income$188,0004,745
Total noninterest expense$2,808,0004,036
Salaries and employee benefits$1,572,0003,949
Premises and equipment expense$595,0002,899
Additional noninterest expense$641,0004,897
Pre-tax net operating income$167,0007,759
Securities gains (losses)$02,317
Applicable income taxes$61,0005,651
Income before extraordinary items$106,0007,920
Extraordinary gains, net$035
Net income$106,0007,921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$365,0001,088
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$1,000,000340
Net operating income$106,0007,895
2005-06-30 (YTD Data)Rank
Total interest income$2,814,0004,696
Total interest expense$843,0004,638
Net interest income$1,971,0004,669
Provision for loan and lease losses$200,0002,158
Total noninterest income$191,0005,842
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$91,0005,229
Trading account gains and fees$0116
Additional Noninterest Income$100,0005,187
Total noninterest expense$1,848,0004,057
Salaries and employee benefits$1,060,0003,906
Premises and equipment expense$388,0002,931
Additional noninterest expense$400,0005,082
Pre-tax net operating income$114,0007,780
Securities gains (losses)$02,146
Applicable income taxes$43,0005,638
Income before extraordinary items$71,0007,954
Extraordinary gains, net$030
Net income$71,0007,954
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0001,653
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$1,000,000238
Net operating income$71,0007,914
2005-03-31 (YTD Data)Rank
Total interest income$1,321,0004,870
Total interest expense$387,0004,780
Net interest income$934,0004,848
Provision for loan and lease losses$50,0003,171
Total noninterest income$144,0004,812
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$44,0005,270
Trading account gains and fees$0115
Additional Noninterest Income$100,0003,737
Total noninterest expense$965,0003,950
Salaries and employee benefits$554,0003,789
Premises and equipment expense$193,0002,966
Additional noninterest expense$218,0004,792
Pre-tax net operating income$63,0007,727
Securities gains (losses)$01,685
Applicable income taxes$24,0005,498
Income before extraordinary items$39,0007,945
Extraordinary gains, net$024
Net income$39,0007,946
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0003,504
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$1,000,000121
Net operating income$39,0007,918
2004-12-31 (YTD Data)Rank
Total interest income$4,599,0005,106
Total interest expense$1,428,0004,644
Net interest income$3,171,0005,249
Provision for loan and lease losses$607,0001,628
Total noninterest income$399,0005,801
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$145,0005,851
Trading account gains and fees$0138
Additional Noninterest Income$254,0004,601
Total noninterest expense$4,254,0003,565
Salaries and employee benefits$2,155,0003,748
Premises and equipment expense$689,0003,166
Additional noninterest expense$1,410,0003,279
Pre-tax net operating income$-1,291,0008,842
Securities gains (losses)$03,819
Applicable income taxes$-425,0008,895
Income before extraordinary items$-866,0008,809
Extraordinary gains, net$034
Net income$-866,0008,811
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$500,0001,342
Cash dividends$160,0005,106
Sale, conversion, retirement of capital stock, net$2,250,000331
Net operating income$-866,0008,787
2004-09-30 (YTD Data)Rank
Total interest income$3,258,0005,268
Total interest expense$1,079,0004,591
Net interest income$2,179,0005,503
Provision for loan and lease losses$526,0001,394
Total noninterest income$377,0005,279
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$104,0005,986
Trading account gains and fees$0134
Additional Noninterest Income$273,0003,906
Total noninterest expense$3,155,0003,555
Salaries and employee benefits$1,550,0003,860
Premises and equipment expense$495,0003,282
Additional noninterest expense$1,110,0003,135
Pre-tax net operating income$-1,125,0008,914
Securities gains (losses)$03,710
Applicable income taxes$-451,0008,970
Income before extraordinary items$-674,0008,864
Extraordinary gains, net$026
Net income$-674,0008,865
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$476,000993
Cash dividends$160,0004,227
Sale, conversion, retirement of capital stock, net$1,250,000289
Net operating income$-674,0008,842
2004-06-30 (YTD Data)Rank
Total interest income$1,988,0005,571
Total interest expense$741,0004,512
Net interest income$1,247,0006,036
Provision for loan and lease losses$506,000977
Total noninterest income$353,0004,404
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$81,0005,696
Trading account gains and fees$0130
Additional Noninterest Income$272,0003,155
Total noninterest expense$2,270,0003,396
Salaries and employee benefits$1,018,0003,926
Premises and equipment expense$311,0003,442
Additional noninterest expense$941,0002,523
Pre-tax net operating income$-1,176,0009,008
Securities gains (losses)$03,413
Applicable income taxes$-421,0009,028
Income before extraordinary items$-755,0008,985
Extraordinary gains, net$021
Net income$-755,0008,986
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$471,000745
Cash dividends$60,0004,565
Sale, conversion, retirement of capital stock, net$500,000258
Net operating income$-755,0008,966
2004-03-31 (YTD Data)Rank
Total interest income$986,0005,619
Total interest expense$368,0004,565
Net interest income$618,0006,054
Provision for loan and lease losses$382,000655
Total noninterest income$198,0004,084
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$34,0005,974
Trading account gains and fees$0121
Additional Noninterest Income$164,0002,783
Total noninterest expense$1,124,0003,432
Salaries and employee benefits$500,0004,007
Premises and equipment expense$143,0003,718
Additional noninterest expense$481,0002,454
Pre-tax net operating income$-690,0009,064
Securities gains (losses)$02,934
Applicable income taxes$-250,0009,077
Income before extraordinary items$-440,0009,043
Extraordinary gains, net$016
Net income$-440,0009,042
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$204,000802
Cash dividends$30,0003,573
Sale, conversion, retirement of capital stock, net$500,000149
Net operating income$-440,0009,021
2003-12-31 (YTD Data)Rank
Total interest income$3,773,0005,831
Total interest expense$1,129,0005,770
Net interest income$2,644,0005,717
Provision for loan and lease losses$261,0003,461
Total noninterest income$916,0003,906
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$162,0005,724
Trading account gains and fees$0160
Additional Noninterest Income$754,0002,834
Total noninterest expense$2,474,0005,251
Salaries and employee benefits$1,497,0004,854
Premises and equipment expense$349,0005,180
Additional noninterest expense$628,0005,834
Pre-tax net operating income$825,0005,623
Securities gains (losses)$04,500
Applicable income taxes$305,0004,258
Income before extraordinary items$520,0006,257
Extraordinary gains, net$054
Net income$520,0006,261
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0005,782
Cash dividends$120,0005,417
Sale, conversion, retirement of capital stock, net$1,500,000370
Net operating income$520,0006,104
2003-09-30 (YTD Data)Rank
Total interest income$2,766,0005,958
Total interest expense$803,0006,064
Net interest income$1,963,0005,774
Provision for loan and lease losses$156,0003,829
Total noninterest income$705,0003,928
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$130,0005,604
Trading account gains and fees$0153
Additional Noninterest Income$575,0002,893
Total noninterest expense$1,800,0005,331
Salaries and employee benefits$1,106,0004,882
Premises and equipment expense$256,0005,253
Additional noninterest expense$438,0006,075
Pre-tax net operating income$712,0005,456
Securities gains (losses)$04,204
Applicable income taxes$259,0004,209
Income before extraordinary items$453,0006,080
Extraordinary gains, net$040
Net income$453,0006,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0005,102
Cash dividends$90,0004,818
Sale, conversion, retirement of capital stock, net$1,000,000304
Net operating income$453,0005,911
2003-06-30 (YTD Data)Rank
Total interest income$1,704,0006,232
Total interest expense$510,0006,332
Net interest income$1,194,0006,081
Provision for loan and lease losses$94,0003,984
Total noninterest income$528,0003,627
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$92,0005,460
Trading account gains and fees$0150
Additional Noninterest Income$436,0002,658
Total noninterest expense$1,170,0005,413
Salaries and employee benefits$720,0004,964
Premises and equipment expense$172,0005,198
Additional noninterest expense$278,0006,207
Pre-tax net operating income$458,0005,537
Securities gains (losses)$03,782
Applicable income taxes$165,0004,328
Income before extraordinary items$293,0006,141
Extraordinary gains, net$030
Net income$293,0006,140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0004,597
Cash dividends$60,0004,634
Sale, conversion, retirement of capital stock, net$1,000,000202
Net operating income$293,0005,947
2003-03-31 (YTD Data)Rank
Total interest income$832,0006,334
Total interest expense$242,0006,579
Net interest income$590,0006,101
Provision for loan and lease losses$10,0006,044
Total noninterest income$173,0004,523
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$45,0005,441
Trading account gains and fees$0134
Additional Noninterest Income$128,0003,494
Total noninterest expense$571,0005,512
Salaries and employee benefits$344,0005,152
Premises and equipment expense$86,0005,190
Additional noninterest expense$141,0006,147
Pre-tax net operating income$182,0006,065
Securities gains (losses)$02,891
Applicable income taxes$73,0004,528
Income before extraordinary items$109,0006,730
Extraordinary gains, net$021
Net income$109,0006,731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0003,542
Cash dividends$30,0003,631
Sale, conversion, retirement of capital stock, net$0419
Net operating income$109,0006,561
2002-12-31 (YTD Data)Rank
Total interest income$3,368,0006,470
Total interest expense$1,068,0006,752
Net interest income$2,300,0006,179
Provision for loan and lease losses$90,0005,880
Total noninterest income$906,0003,689
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$121,0006,236
Trading account gains and fees$0153
Additional Noninterest Income$785,0002,533
Total noninterest expense$2,259,0005,455
Salaries and employee benefits$1,294,0005,205
Premises and equipment expense$299,0005,596
Additional noninterest expense$666,0005,570
Pre-tax net operating income$857,0005,597
Securities gains (losses)$04,537
Applicable income taxes$340,0004,220
Income before extraordinary items$517,0006,320
Extraordinary gains, net$070
Net income$517,0006,319
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0005,979
Cash dividends$185,0004,982
Sale, conversion, retirement of capital stock, net$0862
Net operating income$517,0006,170
2001-12-31 (YTD Data)Rank
Total interest income$3,428,0006,822
Total interest expense$1,474,0007,031
Net interest income$1,954,0006,503
Provision for loan and lease losses$166,0004,582
Total noninterest income$559,0004,767
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$119,0006,263
Trading account gains and fees$0177
Additional Noninterest Income$440,0003,356
Total noninterest expense$1,773,0006,192
Salaries and employee benefits$959,0006,138
Premises and equipment expense$281,0005,731
Additional noninterest expense$533,0006,247
Pre-tax net operating income$574,0006,262
Securities gains (losses)$35,0002,695
Applicable income taxes$252,0004,594
Income before extraordinary items$357,0006,799
Extraordinary gains, net$0105
Net income$357,0006,800
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0006,241
Cash dividends$165,0005,219
Sale, conversion, retirement of capital stock, net$0922
Net operating income$334,6006,811
2000-12-31 (YTD Data)Rank
Total interest income$2,899,0007,517
Total interest expense$1,362,0007,436
Net interest income$1,537,0007,412
Provision for loan and lease losses$77,0005,824
Total noninterest income$391,0005,589
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$105,0006,469
Trading account gains and feesNANA
Additional Noninterest Income$286,0004,028
Total noninterest expense$1,331,0007,164
Salaries and employee benefits$671,0007,331
Premises and equipment expense$187,0006,963
Additional noninterest expense$473,0006,630
Pre-tax net operating income$520,0006,906
Securities gains (losses)$01,956
Applicable income taxes$213,0005,280
Income before extraordinary items$307,0007,428
Extraordinary gains, net$038
Net income$307,0007,427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0007,352
Cash dividends$236,0004,887
Sale, conversion, retirement of capital stock, net$0969
Net operating income$307,0007,431
1999-12-31 (YTD Data)Rank
Total interest income$1,683,0008,848
Total interest expense$743,0008,839
Net interest income$940,0008,761
Provision for loan and lease losses$30,0007,215
Total noninterest income$230,0007,140
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$71,0007,328
Trading account gains and feesNANA
Additional Noninterest Income$159,0005,475
Total noninterest expense$720,0008,974
Salaries and employee benefits$356,0009,150
Premises and equipment expense$92,0008,784
Additional noninterest expense$272,0008,368
Pre-tax net operating income$420,0007,491
Securities gains (losses)$03,155
Applicable income taxes$168,0006,065
Income before extraordinary items$252,0007,922
Extraordinary gains, net$035
Net income$252,0007,922
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$4,040,000296
Net operating income$252,0007,897

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.