Home > Bostwick Banking Company > Income and Expense
Bostwick Banking Company, Income and Expense
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,354,000 | 11,559 |
Total interest expense | $638,000 | 10,931 |
Net interest income | $716,000 | 11,809 |
Provision for loan and lease losses | $55,000 | 7,245 |
Total noninterest income | $109,000 | 11,107 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $94,000 | 8,554 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $15,000 | 12,399 |
Total noninterest expense | $711,000 | 11,107 |
Salaries and employee benefits | $403,000 | 10,601 |
Premises and equipment expense | $91,000 | 10,750 |
Additional noninterest expense | $217,000 | 11,505 |
Pre-tax net operating income | $59,000 | 12,124 |
Securities gains (losses) | $82,000 | 2,771 |
Applicable income taxes | $23,000 | 11,542 |
Income before extraordinary items | $118,000 | 11,596 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $118,000 | 11,650 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $5,000 | 9,155 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $49,120 | 12,115 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,800,000 | 11,307 |
Total interest expense | $895,000 | 10,898 |
Net interest income | $905,000 | 11,497 |
Provision for loan and lease losses | $152,000 | 6,039 |
Total noninterest income | $137,000 | 10,753 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $108,000 | 8,278 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $29,000 | 11,840 |
Total noninterest expense | $827,000 | 10,871 |
Salaries and employee benefits | $458,000 | 10,222 |
Premises and equipment expense | $101,000 | 10,706 |
Additional noninterest expense | $268,000 | 11,302 |
Pre-tax net operating income | $63,000 | 12,327 |
Securities gains (losses) | $48,000 | 4,198 |
Applicable income taxes | $9,000 | 12,400 |
Income before extraordinary items | $102,000 | 11,907 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $102,000 | 11,979 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $137,000 | 5,121 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $57,840 | 12,215 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.