Home > Boston Federal Savings Bank > Income and Expense
Boston Federal Savings Bank, Income and Expense
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $75,702,000 | 395 |
| Total interest expense | $34,690,000 | 272 |
| Net interest income | $41,012,000 | 502 |
| Provision for loan and lease losses | $1,927,000 | 569 |
| Total noninterest income | $6,328,000 | 869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,328,000 | 554 |
| Total noninterest expense | $46,673,000 | 394 |
| Salaries and employee benefits | $27,678,000 | 334 |
| Premises and equipment expense | $7,224,000 | 324 |
| Additional noninterest expense | $11,771,000 | 477 |
| Pre-tax net operating income | $-1,260,000 | 8,835 |
| Securities gains (losses) | $4,735,000 | 121 |
| Applicable income taxes | $1,889,000 | 1,334 |
| Income before extraordinary items | $1,586,000 | 3,494 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,586,000 | 3,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,114,000 | 715 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-1,444,400 | 8,868 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $56,991,000 | 389 |
| Total interest expense | $26,339,000 | 268 |
| Net interest income | $30,652,000 | 500 |
| Provision for loan and lease losses | $1,459,000 | 541 |
| Total noninterest income | $4,427,000 | 940 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,427,000 | 596 |
| Total noninterest expense | $32,839,000 | 419 |
| Salaries and employee benefits | $18,885,000 | 363 |
| Premises and equipment expense | $5,451,000 | 328 |
| Additional noninterest expense | $8,503,000 | 487 |
| Pre-tax net operating income | $781,000 | 5,249 |
| Securities gains (losses) | $4,813,000 | 107 |
| Applicable income taxes | $2,483,000 | 860 |
| Income before extraordinary items | $3,111,000 | 1,561 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,111,000 | 1,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $435,000 | 1,093 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $30,680 | 8,352 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $37,629,000 | 394 |
| Total interest expense | $17,501,000 | 262 |
| Net interest income | $20,128,000 | 504 |
| Provision for loan and lease losses | $998,000 | 527 |
| Total noninterest income | $3,117,000 | 888 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,117,000 | 580 |
| Total noninterest expense | $21,593,000 | 421 |
| Salaries and employee benefits | $12,445,000 | 371 |
| Premises and equipment expense | $3,660,000 | 319 |
| Additional noninterest expense | $5,488,000 | 496 |
| Pre-tax net operating income | $654,000 | 4,616 |
| Securities gains (losses) | $3,205,000 | 117 |
| Applicable income taxes | $1,645,000 | 852 |
| Income before extraordinary items | $2,214,000 | 1,456 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,214,000 | 1,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 1,143 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $162,800 | 7,166 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $19,058,000 | 397 |
| Total interest expense | $8,766,000 | 271 |
| Net interest income | $10,292,000 | 496 |
| Provision for loan and lease losses | $518,000 | 506 |
| Total noninterest income | $664,000 | 1,735 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $664,000 | 1,054 |
| Total noninterest expense | $10,388,000 | 437 |
| Salaries and employee benefits | $6,274,000 | 375 |
| Premises and equipment expense | $1,936,000 | 316 |
| Additional noninterest expense | $2,178,000 | 601 |
| Pre-tax net operating income | $50,000 | 7,923 |
| Securities gains (losses) | $1,592,000 | 134 |
| Applicable income taxes | $521,000 | 1,257 |
| Income before extraordinary items | $1,121,000 | 1,432 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,121,000 | 1,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,025 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $38,440 | 7,937 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $74,651,000 | 403 |
| Total interest expense | $36,347,000 | 282 |
| Net interest income | $38,304,000 | 510 |
| Provision for loan and lease losses | $3,440,000 | 428 |
| Total noninterest income | $5,530,000 | 1,049 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $476,000 | 3,221 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $5,054,000 | 761 |
| Total noninterest expense | $39,762,000 | 461 |
| Salaries and employee benefits | $24,897,000 | 369 |
| Premises and equipment expense | $6,363,000 | 384 |
| Additional noninterest expense | $8,502,000 | 637 |
| Pre-tax net operating income | $632,000 | 6,233 |
| Securities gains (losses) | $10,383,000 | 107 |
| Applicable income taxes | $5,399,000 | 589 |
| Income before extraordinary items | $5,616,000 | 1,140 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,616,000 | 1,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,225,000 | 513 |
| Cash dividends | $1,017,000 | 2,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-1,029,120 | 8,995 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $50,833,000 | 446 |
| Total interest expense | $26,386,000 | 302 |
| Net interest income | $24,447,000 | 594 |
| Provision for loan and lease losses | $2,973,000 | 395 |
| Total noninterest income | $1,492,000 | 2,367 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,492,000 | 1,535 |
| Total noninterest expense | $26,127,000 | 523 |
| Salaries and employee benefits | $16,635,000 | 416 |
| Premises and equipment expense | $4,291,000 | 428 |
| Additional noninterest expense | $5,201,000 | 752 |
| Pre-tax net operating income | $-3,161,000 | 9,188 |
| Securities gains (losses) | $8,862,000 | 112 |
| Applicable income taxes | $3,177,000 | 733 |
| Income before extraordinary items | $2,524,000 | 1,903 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,524,000 | 1,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,860,000 | 463 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-3,147,680 | 9,186 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $34,078,000 | 451 |
| Total interest expense | $17,965,000 | 302 |
| Net interest income | $16,113,000 | 596 |
| Provision for loan and lease losses | $2,504,000 | 334 |
| Total noninterest income | $368,000 | 4,447 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $368,000 | 2,930 |
| Total noninterest expense | $17,207,000 | 527 |
| Salaries and employee benefits | $10,877,000 | 423 |
| Premises and equipment expense | $2,872,000 | 427 |
| Additional noninterest expense | $3,458,000 | 752 |
| Pre-tax net operating income | $-3,230,000 | 9,241 |
| Securities gains (losses) | $5,859,000 | 132 |
| Applicable income taxes | $1,934,000 | 791 |
| Income before extraordinary items | $695,000 | 3,888 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $695,000 | 3,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,700,000 | 376 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-3,054,760 | 9,231 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $17,362,000 | 453 |
| Total interest expense | $9,197,000 | 305 |
| Net interest income | $8,165,000 | 596 |
| Provision for loan and lease losses | $502,000 | 615 |
| Total noninterest income | $370,000 | 2,811 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $370,000 | 1,834 |
| Total noninterest expense | $8,898,000 | 510 |
| Salaries and employee benefits | $5,587,000 | 413 |
| Premises and equipment expense | $1,467,000 | 420 |
| Additional noninterest expense | $1,844,000 | 700 |
| Pre-tax net operating income | $-865,000 | 9,255 |
| Securities gains (losses) | $3,276,000 | 112 |
| Applicable income taxes | $3,341,000 | 320 |
| Income before extraordinary items | $-930,000 | 9,278 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-930,000 | 9,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 1,235 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-3,026,640 | 9,290 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $76,798,000 | 435 |
| Total interest expense | $43,031,000 | 315 |
| Net interest income | $33,767,000 | 569 |
| Provision for loan and lease losses | $1,564,000 | 910 |
| Total noninterest income | $1,121,000 | 3,214 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,121,000 | 2,023 |
| Total noninterest expense | $40,936,000 | 441 |
| Salaries and employee benefits | $21,941,000 | 395 |
| Premises and equipment expense | $5,597,000 | 429 |
| Additional noninterest expense | $13,398,000 | 454 |
| Pre-tax net operating income | $-7,612,000 | 9,324 |
| Securities gains (losses) | $12,655,000 | 88 |
| Applicable income taxes | $1,832,000 | 1,389 |
| Income before extraordinary items | $3,211,000 | 1,862 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,211,000 | 1,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,272,000 | 782 |
| Cash dividends | $3,544,000 | 814 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-4,888,200 | 9,306 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $84,117,000 | 451 |
| Total interest expense | $52,309,000 | 369 |
| Net interest income | $31,808,000 | 578 |
| Provision for loan and lease losses | $756,000 | 1,564 |
| Total noninterest income | $5,140,000 | 972 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $5,140,000 | 652 |
| Total noninterest expense | $32,536,000 | 517 |
| Salaries and employee benefits | $19,736,000 | 409 |
| Premises and equipment expense | $5,490,000 | 430 |
| Additional noninterest expense | $7,310,000 | 714 |
| Pre-tax net operating income | $3,656,000 | 1,910 |
| Securities gains (losses) | $10,930,000 | 82 |
| Applicable income taxes | $5,057,000 | 540 |
| Income before extraordinary items | $9,529,000 | 591 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $9,529,000 | 594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,729 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,424,500 | 2,077 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $81,246,000 | 487 |
| Total interest expense | $52,306,000 | 410 |
| Net interest income | $28,940,000 | 622 |
| Provision for loan and lease losses | $856,000 | 1,205 |
| Total noninterest income | $6,251,000 | 784 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $6,251,000 | 558 |
| Total noninterest expense | $29,892,000 | 539 |
| Salaries and employee benefits | $18,271,000 | 411 |
| Premises and equipment expense | $4,947,000 | 464 |
| Additional noninterest expense | $6,674,000 | 767 |
| Pre-tax net operating income | $4,443,000 | 1,657 |
| Securities gains (losses) | $9,009,000 | 37 |
| Applicable income taxes | $4,730,000 | 575 |
| Income before extraordinary items | $8,722,000 | 639 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $8,722,000 | 639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,598 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,866,150 | 1,820 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $70,416,000 | 528 |
| Total interest expense | $45,478,000 | 409 |
| Net interest income | $24,938,000 | 725 |
| Provision for loan and lease losses | $1,546,000 | 683 |
| Total noninterest income | $4,424,000 | 1,020 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $4,424,000 | 698 |
| Total noninterest expense | $20,550,000 | 744 |
| Salaries and employee benefits | $13,106,000 | 554 |
| Premises and equipment expense | $3,920,000 | 572 |
| Additional noninterest expense | $3,524,000 | 1,304 |
| Pre-tax net operating income | $7,266,000 | 1,074 |
| Securities gains (losses) | $3,018,000 | 99 |
| Applicable income taxes | $3,735,000 | 739 |
| Income before extraordinary items | $6,549,000 | 866 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,549,000 | 866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-335,000 | 10,168 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,617,480 | 1,168 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $64,411,000 | 565 |
| Total interest expense | $41,070,000 | 455 |
| Net interest income | $23,341,000 | 747 |
| Provision for loan and lease losses | $1,601,000 | 672 |
| Total noninterest income | $3,559,000 | 1,173 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $3,559,000 | 810 |
| Total noninterest expense | $19,466,000 | 760 |
| Salaries and employee benefits | $11,987,000 | 589 |
| Premises and equipment expense | $3,678,000 | 586 |
| Additional noninterest expense | $3,801,000 | 1,176 |
| Pre-tax net operating income | $5,833,000 | 1,288 |
| Securities gains (losses) | $3,192,000 | 177 |
| Applicable income taxes | $3,651,000 | 741 |
| Income before extraordinary items | $5,374,000 | 1,003 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,374,000 | 1,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-338,000 | 10,399 |
| Cash dividends | $5,368,000 | 610 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,331,120 | 1,524 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $58,310,000 | 612 |
| Total interest expense | $35,530,000 | 512 |
| Net interest income | $22,780,000 | 797 |
| Provision for loan and lease losses | $1,730,000 | 662 |
| Total noninterest income | $5,759,000 | 836 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $5,759,000 | 557 |
| Total noninterest expense | $18,555,000 | 789 |
| Salaries and employee benefits | $11,711,000 | 594 |
| Premises and equipment expense | $3,261,000 | 640 |
| Additional noninterest expense | $3,583,000 | 1,231 |
| Pre-tax net operating income | $8,254,000 | 999 |
| Securities gains (losses) | $1,094,000 | 262 |
| Applicable income taxes | $4,104,000 | 706 |
| Income before extraordinary items | $5,244,000 | 1,047 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,244,000 | 1,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $247,000 | 2,229 |
| Cash dividends | $2,314,000 | 1,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,543,840 | 1,181 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $50,283,000 | 730 |
| Total interest expense | $29,254,000 | 629 |
| Net interest income | $21,029,000 | 882 |
| Provision for loan and lease losses | $1,350,000 | 815 |
| Total noninterest income | $3,118,000 | 1,322 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $3,118,000 | 863 |
| Total noninterest expense | $20,745,000 | 763 |
| Salaries and employee benefits | $10,318,000 | 682 |
| Premises and equipment expense | $3,165,000 | 712 |
| Additional noninterest expense | $7,262,000 | 874 |
| Pre-tax net operating income | $2,052,000 | 3,365 |
| Securities gains (losses) | $1,184,000 | 227 |
| Applicable income taxes | $1,399,000 | 1,706 |
| Income before extraordinary items | $1,837,000 | 2,645 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,837,000 | 2,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,659,000 | 310 |
| Cash dividends | $13,562,000 | 356 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,079,240 | 4,148 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $42,138,000 | 872 |
| Total interest expense | $23,930,000 | 760 |
| Net interest income | $18,208,000 | 1,010 |
| Provision for loan and lease losses | $3,840,000 | 382 |
| Total noninterest income | $2,749,000 | 1,436 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,749,000 | 935 |
| Total noninterest expense | $16,083,000 | 947 |
| Salaries and employee benefits | $8,679,000 | 808 |
| Premises and equipment expense | $3,119,000 | 733 |
| Additional noninterest expense | $4,285,000 | 1,267 |
| Pre-tax net operating income | $1,034,000 | 5,857 |
| Securities gains (losses) | $609,000 | 306 |
| Applicable income taxes | $735,000 | 3,108 |
| Income before extraordinary items | $908,000 | 4,956 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $908,000 | 4,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,544,000 | 495 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $518,240 | 7,096 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $36,325,000 | 883 |
| Total interest expense | $17,022,000 | 817 |
| Net interest income | $19,303,000 | 958 |
| Provision for loan and lease losses | $503,000 | 1,529 |
| Total noninterest income | $1,917,000 | 1,889 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,917,000 | 1,159 |
| Total noninterest expense | $14,696,000 | 1,032 |
| Salaries and employee benefits | $7,876,000 | 869 |
| Premises and equipment expense | $2,955,000 | 775 |
| Additional noninterest expense | $3,865,000 | 1,449 |
| Pre-tax net operating income | $6,021,000 | 1,241 |
| Securities gains (losses) | $304,000 | 380 |
| Applicable income taxes | $2,320,000 | 1,057 |
| Income before extraordinary items | $4,005,000 | 1,259 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,005,000 | 1,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,338,000 | 327 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,810,440 | 1,334 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $36,820,000 | 895 |
| Total interest expense | $16,837,000 | 846 |
| Net interest income | $19,983,000 | 928 |
| Provision for loan and lease losses | $2,127,000 | 773 |
| Total noninterest income | $2,011,000 | 1,971 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,011,000 | 1,250 |
| Total noninterest expense | $16,853,000 | 960 |
| Salaries and employee benefits | $7,155,000 | 942 |
| Premises and equipment expense | $3,001,000 | 774 |
| Additional noninterest expense | $6,697,000 | 1,012 |
| Pre-tax net operating income | $3,014,000 | 2,274 |
| Securities gains (losses) | $1,860,000 | 336 |
| Applicable income taxes | $-445,000 | 13,123 |
| Income before extraordinary items | $5,319,000 | 973 |
| Extraordinary gains, net | $-1,500,000 | 13,222 |
| Net income | $3,819,000 | 1,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 8,052 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,459,000 | 1,382 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $39,405,000 | 957 |
| Total interest expense | $21,923,000 | 850 |
| Net interest income | $17,482,000 | 1,057 |
| Provision for loan and lease losses | $3,674,000 | 724 |
| Total noninterest income | $1,685,000 | 2,181 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,685,000 | 1,404 |
| Total noninterest expense | $17,335,000 | 953 |
| Salaries and employee benefits | $7,011,000 | 978 |
| Premises and equipment expense | $2,856,000 | 831 |
| Additional noninterest expense | $7,468,000 | 970 |
| Pre-tax net operating income | $-1,842,000 | 13,616 |
| Securities gains (losses) | $3,475,000 | 271 |
| Applicable income taxes | $-850,000 | 13,813 |
| Income before extraordinary items | $2,483,000 | 1,834 |
| Extraordinary gains, net | $-2,100,000 | 13,892 |
| Net income | $383,000 | 8,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,789,000 | 475 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-992,000 | 13,477 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.