Home > Boston Federal Savings Bank > Net charge- offs to loans
Boston Federal Savings Bank, Net charge- offs to loans
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0893% | 4,398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0551% | 2,222 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0628% | 1,137 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0585% | 2,081 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0008% | 655 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0669% | 1,889 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7622% | 841 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4023% | 4,305 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0465% | 4,796 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0716% | 1,630 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0804% | 820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0763% | 1,575 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0010% | 552 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0873% | 1,425 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2724% | 8,399 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5202% | 3,340 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0420% | 4,593 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0552% | 1,702 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1166% | 605 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0528% | 1,593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0016% | 424 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0603% | 1,449 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6988% | 8,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7707% | 2,376 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0151% | 4,615 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0229% | 1,617 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2267% | 319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6161% | 8,219 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6242% | 1,131 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1925% | 3,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1998% | 1,111 |
| Percentage Net Loans Charged-off:Construction & development | 0.1083% | 586 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5710% | 161 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0044% | 3,337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0050% | 3,155 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0389% | 7,773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,896 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2330% | 2,646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2409% | 783 |
| Percentage Net Loans Charged-off:Construction & development | 0.1393% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7535% | 121 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0111% | 2,627 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0127% | 2,478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,497 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3271% | 1,896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3388% | 533 |
| Percentage Net Loans Charged-off:Construction & development | 0.2034% | 321 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4055% | 93 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0080% | 2,266 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0092% | 2,136 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,001 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0515% | 4,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0534% | 1,395 |
| Percentage Net Loans Charged-off:Construction & development | 0.3991% | 164 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0158% | 1,488 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0181% | 1,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1232% | 4,738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1260% | 1,582 |
| Percentage Net Loans Charged-off:Construction & development | 0.0678% | 701 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7796% | 355 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0109% | 6,533 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0392% | 2,469 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0437% | 2,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0692% | 4,438 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1921% | 8,882 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0012% | 7,753 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0034% | 8,371 |
| Percentage Net Loans Charged-off:Construction & development | -0.0078% | 8,169 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0100% | 6,606 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 8,538 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 8,573 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1570% | 3,866 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0661% | 6,881 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0103% | 7,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0109% | 757 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0167% | 1,363 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0133% | 713 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0021% | 1,300 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0143% | 655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1040% | 841 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6712% | 1,554 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0363% | 9,441 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0356% | 1,419 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3802% | 1,471 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7492% | 1,420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0020% | 965 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0021% | 915 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9789% | 1,542 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0417% | 9,664 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0410% | 1,371 |
| Percentage Net Loans Charged-off:Construction & development | -0.3938% | 1,374 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4650% | 1,423 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2744% | 1,347 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 1,318 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0149% | 363 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0095% | 1,316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5924% | 1,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0348% | 7,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0502% | 515 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1566% | 229 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2201% | 130 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0410% | 591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0424% | 548 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | -5.9530% | 1,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9236% | 797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9255% | 37 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 12.0711% | 2 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.3738% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1436% | 281 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5943% | 1,349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1662% | 235 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0712% | 1,313 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4928% | 1,691 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5357% | 134 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.8180% | 20 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7009% | 82 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2317% | 195 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0222% | 350 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2383% | 190 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | -7.8406% | 1,563 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9516% | 798 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9584% | 100 |
| Percentage Net Loans Charged-off:Construction & development | 24.9522% | 10 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8955% | 190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0721% | 288 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5884% | 91 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6077% | 95 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0240% | 1,268 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0039% | 9,810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0081% | 1,135 |
| Percentage Net Loans Charged-off:Construction & development | -14.7287% | 1,464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0068% | 1,324 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.6391% | 1,433 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4038% | 190 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4195% | 182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4082% | 1,515 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4666% | 1,251 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4819% | 160 |
| Percentage Net Loans Charged-off:Construction & development | 1.3569% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1994% | 203 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1940% | 160 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3379% | 35 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4061% | 38 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3753% | 1,571 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |