Home > Borrego Springs Bank > Income and Expense
Borrego Springs Bank, Income and Expense
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,669,000 | 3,564 |
| Total interest expense | $1,103,000 | 3,378 |
| Net interest income | $5,566,000 | 3,548 |
| Provision for loan and lease losses | $1,450,000 | 1,354 |
| Total noninterest income | $8,836,000 | 743 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $113,000 | 5,251 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $8,723,000 | 542 |
| Total noninterest expense | $11,779,000 | 1,642 |
| Salaries and employee benefits | $6,703,000 | 1,518 |
| Premises and equipment expense | $1,334,000 | 1,770 |
| Additional noninterest expense | $3,742,000 | 1,763 |
| Pre-tax net operating income | $1,173,000 | 3,762 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $233,000 | 2,885 |
| Income before extraordinary items | $940,000 | 4,016 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $940,000 | 4,016 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $940,000 | 4,018 |
| Net charge-offs | $1,331,000 | 1,513 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $940,000 | 3,839 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,964,000 | 3,663 |
| Total interest expense | $840,000 | 3,471 |
| Net interest income | $4,124,000 | 3,641 |
| Provision for loan and lease losses | $1,150,000 | 1,283 |
| Total noninterest income | $6,327,000 | 772 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $95,000 | 5,127 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $6,232,000 | 560 |
| Total noninterest expense | $8,691,000 | 1,671 |
| Salaries and employee benefits | $4,911,000 | 1,533 |
| Premises and equipment expense | $1,010,000 | 1,757 |
| Additional noninterest expense | $2,770,000 | 1,791 |
| Pre-tax net operating income | $610,000 | 4,425 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $250,000 | 2,640 |
| Income before extraordinary items | $360,000 | 5,120 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $360,000 | 5,118 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $360,000 | 5,118 |
| Net charge-offs | $1,017,000 | 1,448 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $360,000 | 4,929 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,240,000 | 3,742 |
| Total interest expense | $567,000 | 3,534 |
| Net interest income | $2,673,000 | 3,713 |
| Provision for loan and lease losses | $850,000 | 1,241 |
| Total noninterest income | $3,817,000 | 811 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $60,000 | 5,240 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,757,000 | 586 |
| Total noninterest expense | $6,055,000 | 1,609 |
| Salaries and employee benefits | $3,464,000 | 1,468 |
| Premises and equipment expense | $672,000 | 1,755 |
| Additional noninterest expense | $1,919,000 | 1,729 |
| Pre-tax net operating income | $-415,000 | 6,769 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-171,000 | 7,056 |
| Income before extraordinary items | $-244,000 | 6,746 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-244,000 | 6,746 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-244,000 | 6,746 |
| Net charge-offs | $846,000 | 1,288 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-244,000 | 6,678 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,582,000 | 3,832 |
| Total interest expense | $283,000 | 3,642 |
| Net interest income | $1,299,000 | 3,810 |
| Provision for loan and lease losses | $750,000 | 765 |
| Total noninterest income | $1,965,000 | 793 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $31,000 | 5,167 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,934,000 | 568 |
| Total noninterest expense | $2,912,000 | 1,660 |
| Salaries and employee benefits | $1,767,000 | 1,451 |
| Premises and equipment expense | $338,000 | 1,752 |
| Additional noninterest expense | $807,000 | 2,015 |
| Pre-tax net operating income | $-398,000 | 7,001 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-164,000 | 7,203 |
| Income before extraordinary items | $-234,000 | 6,932 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-234,000 | 6,933 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-234,000 | 6,933 |
| Net charge-offs | $759,000 | 819 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-234,000 | 6,893 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,070,000 | 3,650 |
| Total interest expense | $1,438,000 | 3,554 |
| Net interest income | $5,632,000 | 3,636 |
| Provision for loan and lease losses | $2,500,000 | 1,336 |
| Total noninterest income | $9,741,000 | 630 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $96,000 | 5,577 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $9,645,000 | 433 |
| Total noninterest expense | $11,637,000 | 1,665 |
| Salaries and employee benefits | $7,335,000 | 1,356 |
| Premises and equipment expense | $1,358,000 | 1,830 |
| Additional noninterest expense | $2,944,000 | 2,239 |
| Pre-tax net operating income | $1,236,000 | 3,353 |
| Securities gains (losses) | $92,000 | 2,140 |
| Applicable income taxes | $296,000 | 2,545 |
| Income before extraordinary items | $1,032,000 | 3,487 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,032,000 | 3,489 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,032,000 | 3,490 |
| Net charge-offs | $1,699,000 | 1,722 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $960,240 | 3,516 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,403,000 | 3,646 |
| Total interest expense | $1,145,000 | 3,529 |
| Net interest income | $4,258,000 | 3,622 |
| Provision for loan and lease losses | $2,100,000 | 1,194 |
| Total noninterest income | $7,463,000 | 617 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $68,000 | 5,668 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $7,395,000 | 428 |
| Total noninterest expense | $8,708,000 | 1,668 |
| Salaries and employee benefits | $5,624,000 | 1,321 |
| Premises and equipment expense | $1,018,000 | 1,846 |
| Additional noninterest expense | $2,066,000 | 2,390 |
| Pre-tax net operating income | $913,000 | 3,482 |
| Securities gains (losses) | $92,000 | 1,863 |
| Applicable income taxes | $194,000 | 2,686 |
| Income before extraordinary items | $811,000 | 3,489 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $811,000 | 3,491 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $811,000 | 3,491 |
| Net charge-offs | $1,387,000 | 1,569 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $736,480 | 3,549 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,579,000 | 3,700 |
| Total interest expense | $853,000 | 3,341 |
| Net interest income | $2,726,000 | 3,727 |
| Provision for loan and lease losses | $1,500,000 | 1,115 |
| Total noninterest income | $5,371,000 | 591 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $43,000 | 5,733 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,328,000 | 410 |
| Total noninterest expense | $5,685,000 | 1,719 |
| Salaries and employee benefits | $3,683,000 | 1,357 |
| Premises and equipment expense | $670,000 | 1,890 |
| Additional noninterest expense | $1,332,000 | 2,495 |
| Pre-tax net operating income | $912,000 | 2,696 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $156,000 | 2,470 |
| Income before extraordinary items | $756,000 | 2,769 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $756,000 | 2,770 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $756,000 | 2,770 |
| Net charge-offs | $947,000 | 1,516 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $756,000 | 2,685 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,919,000 | 3,525 |
| Total interest expense | $538,000 | 2,870 |
| Net interest income | $1,381,000 | 3,684 |
| Provision for loan and lease losses | $750,000 | 1,063 |
| Total noninterest income | $2,756,000 | 575 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $23,000 | 5,623 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,733,000 | 410 |
| Total noninterest expense | $2,854,000 | 1,730 |
| Salaries and employee benefits | $1,855,000 | 1,367 |
| Premises and equipment expense | $325,000 | 1,981 |
| Additional noninterest expense | $674,000 | 2,461 |
| Pre-tax net operating income | $533,000 | 2,448 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $533,000 | 2,139 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $533,000 | 2,138 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $533,000 | 2,139 |
| Net charge-offs | $402,000 | 1,521 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $533,000 | 2,090 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,634,000 | 3,669 |
| Total interest expense | $1,834,000 | 3,781 |
| Net interest income | $5,800,000 | 3,565 |
| Provision for loan and lease losses | $2,405,000 | 1,842 |
| Total noninterest income | $9,626,000 | 654 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $111,000 | 5,353 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $9,515,000 | 471 |
| Total noninterest expense | $10,994,000 | 1,791 |
| Salaries and employee benefits | $6,878,000 | 1,434 |
| Premises and equipment expense | $1,327,000 | 1,931 |
| Additional noninterest expense | $2,789,000 | 2,430 |
| Pre-tax net operating income | $2,027,000 | 2,210 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $2,027,000 | 2,001 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,027,000 | 2,001 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,027,000 | 2,002 |
| Net charge-offs | $1,947,000 | 1,892 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,027,000 | 1,923 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,525,000 | 3,846 |
| Total interest expense | $1,326,000 | 4,018 |
| Net interest income | $4,199,000 | 3,703 |
| Provision for loan and lease losses | $2,285,000 | 1,520 |
| Total noninterest income | $10,043,000 | 514 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $88,000 | 5,351 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $9,955,000 | 364 |
| Total noninterest expense | $10,906,000 | 1,377 |
| Salaries and employee benefits | $6,914,000 | 1,066 |
| Premises and equipment expense | $1,001,000 | 1,938 |
| Additional noninterest expense | $2,991,000 | 1,786 |
| Pre-tax net operating income | $1,051,000 | 2,992 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,051,000 | 2,792 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,051,000 | 2,786 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,051,000 | 2,791 |
| Net charge-offs | $1,753,000 | 1,637 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,051,000 | 2,661 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,463,000 | 4,052 |
| Total interest expense | $795,000 | 4,368 |
| Net interest income | $2,668,000 | 3,841 |
| Provision for loan and lease losses | $960,000 | 1,984 |
| Total noninterest income | $3,699,000 | 770 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $62,000 | 5,299 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $3,637,000 | 525 |
| Total noninterest expense | $6,271,000 | 1,577 |
| Salaries and employee benefits | $3,814,000 | 1,296 |
| Premises and equipment expense | $662,000 | 1,966 |
| Additional noninterest expense | $1,795,000 | 1,928 |
| Pre-tax net operating income | $-864,000 | 6,941 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-864,000 | 7,033 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-864,000 | 7,033 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-864,000 | 7,033 |
| Net charge-offs | $678,000 | 2,123 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-864,000 | 7,001 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,663,000 | 4,213 |
| Total interest expense | $286,000 | 5,296 |
| Net interest income | $1,377,000 | 3,784 |
| Provision for loan and lease losses | $585,000 | 1,678 |
| Total noninterest income | $1,048,000 | 1,182 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $34,000 | 5,147 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,014,000 | 786 |
| Total noninterest expense | $2,961,000 | 1,689 |
| Salaries and employee benefits | $1,831,000 | 1,364 |
| Premises and equipment expense | $335,000 | 2,004 |
| Additional noninterest expense | $795,000 | 2,134 |
| Pre-tax net operating income | $-1,121,000 | 7,449 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-1,121,000 | 7,497 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,121,000 | 7,498 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,121,000 | 7,498 |
| Net charge-offs | $424,000 | 1,722 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,121,000 | 7,492 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,196,000 | 4,518 |
| Total interest expense | $732,000 | 6,616 |
| Net interest income | $5,464,000 | 3,720 |
| Provision for loan and lease losses | $1,860,000 | 2,586 |
| Total noninterest income | $5,910,000 | 960 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $150,000 | 5,159 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $5,760,000 | 641 |
| Total noninterest expense | $9,262,000 | 2,153 |
| Salaries and employee benefits | $5,367,000 | 1,844 |
| Premises and equipment expense | $1,273,000 | 2,104 |
| Additional noninterest expense | $2,622,000 | 2,631 |
| Pre-tax net operating income | $252,000 | 4,647 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-415,000 | 6,972 |
| Income before extraordinary items | $667,000 | 3,435 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $667,000 | 3,434 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $667,000 | 3,434 |
| Net charge-offs | $1,288,000 | 2,556 |
| Cash dividends | $100,000 | 4,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $667,000 | 3,375 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,709,000 | 4,545 |
| Total interest expense | $566,000 | 6,697 |
| Net interest income | $4,143,000 | 3,703 |
| Provision for loan and lease losses | $983,000 | 2,806 |
| Total noninterest income | $4,869,000 | 895 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $107,000 | 5,274 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $4,762,000 | 612 |
| Total noninterest expense | $8,005,000 | 1,887 |
| Salaries and employee benefits | $4,727,000 | 1,593 |
| Premises and equipment expense | $938,000 | 2,144 |
| Additional noninterest expense | $2,340,000 | 2,231 |
| Pre-tax net operating income | $24,000 | 5,579 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-15,000 | 6,685 |
| Income before extraordinary items | $39,000 | 5,618 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $39,000 | 5,618 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $39,000 | 5,618 |
| Net charge-offs | $865,000 | 2,369 |
| Cash dividends | $100,000 | 3,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $39,000 | 5,555 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,246,000 | 4,487 |
| Total interest expense | $409,000 | 6,683 |
| Net interest income | $2,837,000 | 3,615 |
| Provision for loan and lease losses | $350,000 | 3,472 |
| Total noninterest income | $2,672,000 | 1,057 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $70,000 | 5,297 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,602,000 | 710 |
| Total noninterest expense | $5,234,000 | 1,949 |
| Salaries and employee benefits | $3,052,000 | 1,676 |
| Premises and equipment expense | $616,000 | 2,213 |
| Additional noninterest expense | $1,566,000 | 2,249 |
| Pre-tax net operating income | $-75,000 | 6,034 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $5,000 | 4,239 |
| Income before extraordinary items | $-80,000 | 6,148 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-80,000 | 6,147 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-80,000 | 6,147 |
| Net charge-offs | $295,000 | 2,946 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-80,000 | 6,105 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,632,000 | 4,509 |
| Total interest expense | $234,000 | 6,522 |
| Net interest income | $1,398,000 | 3,644 |
| Provision for loan and lease losses | $245,000 | 2,586 |
| Total noninterest income | $714,000 | 1,677 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $34,000 | 5,303 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $680,000 | 1,137 |
| Total noninterest expense | $2,534,000 | 1,961 |
| Salaries and employee benefits | $1,492,000 | 1,739 |
| Premises and equipment expense | $302,000 | 2,287 |
| Additional noninterest expense | $740,000 | 2,121 |
| Pre-tax net operating income | $-667,000 | 7,461 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-667,000 | 7,565 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-667,000 | 7,566 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-667,000 | 7,566 |
| Net charge-offs | $162,000 | 2,342 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-667,000 | 7,550 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,536,000 | 4,682 |
| Total interest expense | $1,341,000 | 6,203 |
| Net interest income | $5,195,000 | 3,835 |
| Provision for loan and lease losses | $1,594,000 | 2,079 |
| Total noninterest income | $3,461,000 | 1,416 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $132,000 | 5,522 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $3,329,000 | 892 |
| Total noninterest expense | $9,676,000 | 1,996 |
| Salaries and employee benefits | $5,941,000 | 1,721 |
| Premises and equipment expense | $1,235,000 | 2,184 |
| Additional noninterest expense | $2,500,000 | 2,340 |
| Pre-tax net operating income | $-2,614,000 | 7,516 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $349,000 | 2,231 |
| Income before extraordinary items | $-2,963,000 | 7,605 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,963,000 | 7,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $776,000 | 2,241 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-2,963,000 | 7,675 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,509,000 | 5,007 |
| Total interest expense | $1,025,000 | 6,273 |
| Net interest income | $3,484,000 | 4,174 |
| Provision for loan and lease losses | $1,384,000 | 1,513 |
| Total noninterest income | $3,074,000 | 1,290 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $83,000 | 5,793 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,991,000 | 827 |
| Total noninterest expense | $7,345,000 | 1,954 |
| Salaries and employee benefits | $4,584,000 | 1,698 |
| Premises and equipment expense | $908,000 | 2,234 |
| Additional noninterest expense | $1,853,000 | 2,299 |
| Pre-tax net operating income | $-2,171,000 | 7,895 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-890,000 | 8,015 |
| Income before extraordinary items | $-1,281,000 | 7,635 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,281,000 | 7,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $430,000 | 2,137 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,281,000 | 7,736 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,798,000 | 5,283 |
| Total interest expense | $600,000 | 6,684 |
| Net interest income | $2,198,000 | 4,316 |
| Provision for loan and lease losses | $456,000 | 2,008 |
| Total noninterest income | $2,044,000 | 1,308 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $54,000 | 5,837 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,990,000 | 847 |
| Total noninterest expense | $4,971,000 | 1,929 |
| Salaries and employee benefits | $3,086,000 | 1,692 |
| Premises and equipment expense | $578,000 | 2,347 |
| Additional noninterest expense | $1,307,000 | 2,165 |
| Pre-tax net operating income | $-1,185,000 | 7,994 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-486,000 | 8,174 |
| Income before extraordinary items | $-699,000 | 7,837 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-699,000 | 7,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $389,000 | 1,527 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-699,000 | 7,814 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,390,000 | 5,401 |
| Total interest expense | $288,000 | 6,915 |
| Net interest income | $1,102,000 | 4,317 |
| Provision for loan and lease losses | $236,000 | 1,651 |
| Total noninterest income | $1,152,000 | 1,191 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $25,000 | 5,933 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,127,000 | 786 |
| Total noninterest expense | $2,513,000 | 1,901 |
| Salaries and employee benefits | $1,567,000 | 1,676 |
| Premises and equipment expense | $283,000 | 2,383 |
| Additional noninterest expense | $663,000 | 2,104 |
| Pre-tax net operating income | $-495,000 | 8,083 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-203,000 | 8,261 |
| Income before extraordinary items | $-292,000 | 7,971 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-292,000 | 7,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 1,539 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-292,000 | 7,946 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,215,000 | 5,100 |
| Total interest expense | $1,472,000 | 6,469 |
| Net interest income | $4,743,000 | 4,152 |
| Provision for loan and lease losses | $240,000 | 3,573 |
| Total noninterest income | $3,113,000 | 1,592 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $114,000 | 5,843 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,999,000 | 1,021 |
| Total noninterest expense | $8,974,000 | 2,047 |
| Salaries and employee benefits | $5,710,000 | 1,770 |
| Premises and equipment expense | $1,168,000 | 2,220 |
| Additional noninterest expense | $2,096,000 | 2,548 |
| Pre-tax net operating income | $-1,358,000 | 8,154 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-557,000 | 8,332 |
| Income before extraordinary items | $-801,000 | 8,040 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-801,000 | 8,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 2,867 |
| Cash dividends | $150,000 | 5,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-801,000 | 8,029 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,727,000 | 5,073 |
| Total interest expense | $1,098,000 | 6,508 |
| Net interest income | $3,629,000 | 4,105 |
| Provision for loan and lease losses | $180,000 | 3,151 |
| Total noninterest income | $2,852,000 | 1,360 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $83,000 | 5,921 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,769,000 | 879 |
| Total noninterest expense | $6,405,000 | 2,121 |
| Salaries and employee benefits | $4,027,000 | 1,865 |
| Premises and equipment expense | $873,000 | 2,216 |
| Additional noninterest expense | $1,505,000 | 2,611 |
| Pre-tax net operating income | $-104,000 | 7,808 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-43,000 | 8,140 |
| Income before extraordinary items | $-61,000 | 7,798 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-61,000 | 7,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 1,960 |
| Cash dividends | $150,000 | 4,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-61,000 | 7,782 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,036,000 | 5,216 |
| Total interest expense | $722,000 | 6,551 |
| Net interest income | $2,314,000 | 4,274 |
| Provision for loan and lease losses | $100,000 | 3,268 |
| Total noninterest income | $2,337,000 | 1,180 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $53,000 | 6,010 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,284,000 | 771 |
| Total noninterest expense | $4,408,000 | 2,089 |
| Salaries and employee benefits | $2,757,000 | 1,864 |
| Premises and equipment expense | $563,000 | 2,300 |
| Additional noninterest expense | $1,088,000 | 2,432 |
| Pre-tax net operating income | $143,000 | 7,000 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $60,000 | 4,611 |
| Income before extraordinary items | $83,000 | 7,236 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $83,000 | 7,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 1,333 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $83,000 | 7,232 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,533,000 | 5,173 |
| Total interest expense | $358,000 | 6,585 |
| Net interest income | $1,175,000 | 4,228 |
| Provision for loan and lease losses | $90,000 | 2,153 |
| Total noninterest income | $1,537,000 | 928 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $26,000 | 6,005 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,511,000 | 601 |
| Total noninterest expense | $2,481,000 | 1,858 |
| Salaries and employee benefits | $1,589,000 | 1,637 |
| Premises and equipment expense | $283,000 | 2,307 |
| Additional noninterest expense | $609,000 | 2,160 |
| Pre-tax net operating income | $141,000 | 6,153 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $59,000 | 3,933 |
| Income before extraordinary items | $82,000 | 6,678 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $82,000 | 6,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,851 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $82,000 | 6,665 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,612,000 | 5,217 |
| Total interest expense | $963,000 | 7,014 |
| Net interest income | $4,649,000 | 4,239 |
| Provision for loan and lease losses | $105,000 | 4,653 |
| Total noninterest income | $2,053,000 | 2,179 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $113,000 | 5,980 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,940,000 | 1,391 |
| Total noninterest expense | $7,868,000 | 2,244 |
| Salaries and employee benefits | $4,615,000 | 2,119 |
| Premises and equipment expense | $1,095,000 | 2,265 |
| Additional noninterest expense | $2,158,000 | 2,395 |
| Pre-tax net operating income | $-1,271,000 | 8,490 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-521,000 | 8,574 |
| Income before extraordinary items | $-750,000 | 8,391 |
| Extraordinary gains, net | $5,803,000 | 10 |
| Net income | $5,053,000 | 1,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 2,845 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-750,000 | 8,376 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,109,000 | 5,290 |
| Total interest expense | $629,000 | 7,251 |
| Net interest income | $3,480,000 | 4,266 |
| Provision for loan and lease losses | $75,000 | 4,564 |
| Total noninterest income | $1,324,000 | 2,437 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $87,000 | 6,006 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,237,000 | 1,555 |
| Total noninterest expense | $5,839,000 | 2,263 |
| Salaries and employee benefits | $3,478,000 | 2,110 |
| Premises and equipment expense | $826,000 | 2,250 |
| Additional noninterest expense | $1,535,000 | 2,499 |
| Pre-tax net operating income | $-1,110,000 | 8,611 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-502,000 | 8,692 |
| Income before extraordinary items | $-608,000 | 8,508 |
| Extraordinary gains, net | $5,721,000 | 8 |
| Net income | $5,113,000 | 1,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 1,885 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-608,000 | 8,499 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,590,000 | 5,420 |
| Total interest expense | $349,000 | 7,497 |
| Net interest income | $2,241,000 | 4,382 |
| Provision for loan and lease losses | $25,000 | 5,320 |
| Total noninterest income | $975,000 | 2,265 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $56,000 | 6,082 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $919,000 | 1,446 |
| Total noninterest expense | $3,848,000 | 2,298 |
| Salaries and employee benefits | $2,302,000 | 2,136 |
| Premises and equipment expense | $542,000 | 2,288 |
| Additional noninterest expense | $1,004,000 | 2,556 |
| Pre-tax net operating income | $-657,000 | 8,616 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-276,000 | 8,711 |
| Income before extraordinary items | $-381,000 | 8,536 |
| Extraordinary gains, net | $5,807,000 | 7 |
| Net income | $5,426,000 | 726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 1,858 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-381,000 | 8,533 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,242,000 | 5,499 |
| Total interest expense | $181,000 | 7,402 |
| Net interest income | $1,061,000 | 4,536 |
| Provision for loan and lease losses | $25,000 | 4,252 |
| Total noninterest income | $839,000 | 1,457 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $28,000 | 6,029 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $811,000 | 952 |
| Total noninterest expense | $1,910,000 | 2,335 |
| Salaries and employee benefits | $1,141,000 | 2,163 |
| Premises and equipment expense | $269,000 | 2,313 |
| Additional noninterest expense | $500,000 | 2,533 |
| Pre-tax net operating income | $-35,000 | 8,345 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-14,000 | 8,544 |
| Income before extraordinary items | $-21,000 | 8,299 |
| Extraordinary gains, net | $5,824,000 | 3 |
| Net income | $5,803,000 | 387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 1,033 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-21,000 | 8,282 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,894,000 | 5,219 |
| Total interest expense | $769,000 | 6,872 |
| Net interest income | $4,125,000 | 4,522 |
| Provision for loan and lease losses | $75,000 | 5,186 |
| Total noninterest income | $11,107,000 | 575 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $129,000 | 5,884 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $10,978,000 | 409 |
| Total noninterest expense | $14,542,000 | 1,198 |
| Salaries and employee benefits | $5,876,000 | 1,593 |
| Premises and equipment expense | $2,205,000 | 1,098 |
| Additional noninterest expense | $6,461,000 | 804 |
| Pre-tax net operating income | $615,000 | 6,379 |
| Securities gains (losses) | $4,000 | 1,802 |
| Applicable income taxes | $223,000 | 4,520 |
| Income before extraordinary items | $396,000 | 6,791 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $396,000 | 6,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $311,000 | 1,679 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $393,440 | 6,770 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,740,000 | 5,126 |
| Total interest expense | $563,000 | 6,853 |
| Net interest income | $3,177,000 | 4,464 |
| Provision for loan and lease losses | $75,000 | 4,689 |
| Total noninterest income | $8,875,000 | 554 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $98,000 | 5,896 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,777,000 | 397 |
| Total noninterest expense | $10,251,000 | 1,253 |
| Salaries and employee benefits | $4,586,000 | 1,518 |
| Premises and equipment expense | $1,662,000 | 1,083 |
| Additional noninterest expense | $4,003,000 | 958 |
| Pre-tax net operating income | $1,726,000 | 3,410 |
| Securities gains (losses) | $4,000 | 1,810 |
| Applicable income taxes | $666,000 | 2,464 |
| Income before extraordinary items | $1,064,000 | 3,996 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,064,000 | 3,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 1,538 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,061,440 | 3,956 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,475,000 | 5,086 |
| Total interest expense | $371,000 | 6,770 |
| Net interest income | $2,104,000 | 4,458 |
| Provision for loan and lease losses | $75,000 | 3,815 |
| Total noninterest income | $6,086,000 | 542 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $65,000 | 5,865 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $6,021,000 | 383 |
| Total noninterest expense | $6,917,000 | 1,229 |
| Salaries and employee benefits | $3,158,000 | 1,465 |
| Premises and equipment expense | $1,091,000 | 1,092 |
| Additional noninterest expense | $2,668,000 | 950 |
| Pre-tax net operating income | $1,198,000 | 3,252 |
| Securities gains (losses) | $4,000 | 1,659 |
| Applicable income taxes | $444,000 | 2,443 |
| Income before extraordinary items | $758,000 | 3,757 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $758,000 | 3,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 2,240 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $755,440 | 3,719 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,201,000 | 5,168 |
| Total interest expense | $179,000 | 6,799 |
| Net interest income | $1,022,000 | 4,549 |
| Provision for loan and lease losses | $38,000 | 3,670 |
| Total noninterest income | $3,149,000 | 513 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $34,000 | 5,761 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,115,000 | 363 |
| Total noninterest expense | $3,390,000 | 1,250 |
| Salaries and employee benefits | $1,645,000 | 1,400 |
| Premises and equipment expense | $550,000 | 1,088 |
| Additional noninterest expense | $1,195,000 | 1,028 |
| Pre-tax net operating income | $743,000 | 2,728 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $274,000 | 2,118 |
| Income before extraordinary items | $469,000 | 3,200 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $469,000 | 3,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 1,097 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $469,000 | 3,159 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,631,000 | 5,083 |
| Total interest expense | $1,177,000 | 5,174 |
| Net interest income | $3,454,000 | 4,950 |
| Provision for loan and lease losses | $275,000 | 3,079 |
| Total noninterest income | $11,824,000 | 545 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $344,000 | 3,982 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $11,480,000 | 377 |
| Total noninterest expense | $15,806,000 | 1,024 |
| Salaries and employee benefits | $8,781,000 | 970 |
| Premises and equipment expense | $1,776,000 | 1,296 |
| Additional noninterest expense | $5,249,000 | 955 |
| Pre-tax net operating income | $-803,000 | 8,758 |
| Securities gains (losses) | $49,000 | 1,761 |
| Applicable income taxes | $-342,000 | 8,877 |
| Income before extraordinary items | $-412,000 | 8,677 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-412,000 | 8,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,298 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $-99,000 | 8,897 |
| Net operating income | $-443,360 | 8,666 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,347,000 | 5,184 |
| Total interest expense | $849,000 | 5,264 |
| Net interest income | $2,498,000 | 5,066 |
| Provision for loan and lease losses | $225,000 | 2,754 |
| Total noninterest income | $8,967,000 | 543 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $279,000 | 3,832 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,688,000 | 381 |
| Total noninterest expense | $10,009,000 | 1,218 |
| Salaries and employee benefits | $5,261,000 | 1,251 |
| Premises and equipment expense | $1,290,000 | 1,337 |
| Additional noninterest expense | $3,458,000 | 1,066 |
| Pre-tax net operating income | $1,231,000 | 4,100 |
| Securities gains (losses) | $49,000 | 1,678 |
| Applicable income taxes | $465,000 | 3,032 |
| Income before extraordinary items | $815,000 | 4,582 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $815,000 | 4,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 2,582 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 681 |
| Net operating income | $783,640 | 4,602 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,113,000 | 5,379 |
| Total interest expense | $531,000 | 5,479 |
| Net interest income | $1,582,000 | 5,240 |
| Provision for loan and lease losses | $150,000 | 2,691 |
| Total noninterest income | $5,887,000 | 554 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $186,000 | 3,825 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,701,000 | 380 |
| Total noninterest expense | $6,592,000 | 1,229 |
| Salaries and employee benefits | $3,471,000 | 1,256 |
| Premises and equipment expense | $795,000 | 1,450 |
| Additional noninterest expense | $2,326,000 | 1,057 |
| Pre-tax net operating income | $727,000 | 4,364 |
| Securities gains (losses) | $48,000 | 1,489 |
| Applicable income taxes | $281,000 | 3,188 |
| Income before extraordinary items | $494,000 | 4,769 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $494,000 | 4,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,807 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 600 |
| Net operating income | $463,280 | 4,841 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,073,000 | 5,352 |
| Total interest expense | $261,000 | 5,597 |
| Net interest income | $812,000 | 5,154 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $2,998,000 | 540 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $93,000 | 3,737 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,905,000 | 368 |
| Total noninterest expense | $3,324,000 | 1,229 |
| Salaries and employee benefits | $1,815,000 | 1,214 |
| Premises and equipment expense | $388,000 | 1,512 |
| Additional noninterest expense | $1,121,000 | 1,089 |
| Pre-tax net operating income | $411,000 | 4,013 |
| Securities gains (losses) | $48,000 | 1,221 |
| Applicable income taxes | $167,000 | 2,886 |
| Income before extraordinary items | $292,000 | 4,334 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $292,000 | 4,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 428 |
| Net operating income | $261,280 | 4,504 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,252,000 | 5,424 |
| Total interest expense | $1,141,000 | 5,732 |
| Net interest income | $3,111,000 | 5,198 |
| Provision for loan and lease losses | $500,000 | 2,155 |
| Total noninterest income | $11,569,000 | 581 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $413,000 | 3,572 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $11,156,000 | 413 |
| Total noninterest expense | $12,572,000 | 1,289 |
| Salaries and employee benefits | $6,886,000 | 1,241 |
| Premises and equipment expense | $1,438,000 | 1,589 |
| Additional noninterest expense | $4,248,000 | 1,182 |
| Pre-tax net operating income | $1,608,000 | 3,948 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $557,000 | 3,202 |
| Income before extraordinary items | $1,051,000 | 4,501 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,051,000 | 4,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,719 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $88,000 | 681 |
| Net operating income | $1,051,000 | 4,332 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,201,000 | 5,480 |
| Total interest expense | $860,000 | 5,862 |
| Net interest income | $2,341,000 | 5,208 |
| Provision for loan and lease losses | $425,000 | 1,937 |
| Total noninterest income | $8,693,000 | 611 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $314,000 | 3,563 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,379,000 | 433 |
| Total noninterest expense | $9,278,000 | 1,321 |
| Salaries and employee benefits | $5,086,000 | 1,276 |
| Premises and equipment expense | $1,058,000 | 1,622 |
| Additional noninterest expense | $3,134,000 | 1,205 |
| Pre-tax net operating income | $1,331,000 | 3,792 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $547,000 | 2,865 |
| Income before extraordinary items | $784,000 | 4,650 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $784,000 | 4,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 2,845 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 637 |
| Net operating income | $784,000 | 4,472 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,183,000 | 5,446 |
| Total interest expense | $556,000 | 6,073 |
| Net interest income | $1,627,000 | 5,049 |
| Provision for loan and lease losses | $350,000 | 1,581 |
| Total noninterest income | $5,816,000 | 604 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $204,000 | 3,582 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $5,612,000 | 432 |
| Total noninterest expense | $6,224,000 | 1,308 |
| Salaries and employee benefits | $3,394,000 | 1,273 |
| Premises and equipment expense | $694,000 | 1,651 |
| Additional noninterest expense | $2,136,000 | 1,179 |
| Pre-tax net operating income | $869,000 | 3,844 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $358,000 | 2,918 |
| Income before extraordinary items | $511,000 | 4,747 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $511,000 | 4,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 2,018 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $511,000 | 4,538 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,065,000 | 5,564 |
| Total interest expense | $255,000 | 6,435 |
| Net interest income | $810,000 | 5,053 |
| Provision for loan and lease losses | $200,000 | 1,357 |
| Total noninterest income | $2,774,000 | 626 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $100,000 | 3,549 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,674,000 | 451 |
| Total noninterest expense | $3,014,000 | 1,340 |
| Salaries and employee benefits | $1,658,000 | 1,313 |
| Premises and equipment expense | $336,000 | 1,696 |
| Additional noninterest expense | $1,020,000 | 1,199 |
| Pre-tax net operating income | $370,000 | 4,239 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $153,000 | 3,192 |
| Income before extraordinary items | $217,000 | 5,098 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $217,000 | 5,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 1,281 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $217,000 | 4,908 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,180,000 | 5,771 |
| Total interest expense | $1,109,000 | 6,660 |
| Net interest income | $3,071,000 | 5,211 |
| Provision for loan and lease losses | $350,000 | 3,125 |
| Total noninterest income | $9,199,000 | 661 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $427,000 | 3,373 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,772,000 | 473 |
| Total noninterest expense | $10,822,000 | 1,418 |
| Salaries and employee benefits | $5,806,000 | 1,403 |
| Premises and equipment expense | $1,369,000 | 1,610 |
| Additional noninterest expense | $3,647,000 | 1,323 |
| Pre-tax net operating income | $1,098,000 | 4,960 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $472,000 | 3,577 |
| Income before extraordinary items | $626,000 | 5,859 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $626,000 | 5,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $383,000 | 2,008 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $626,000 | 5,723 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,511,000 | 5,288 |
| Total interest expense | $2,499,000 | 5,405 |
| Net interest income | $3,012,000 | 5,058 |
| Provision for loan and lease losses | $220,000 | 3,917 |
| Total noninterest income | $6,970,000 | 758 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $512,000 | 2,793 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $6,458,000 | 545 |
| Total noninterest expense | $9,366,000 | 1,564 |
| Salaries and employee benefits | $5,232,000 | 1,451 |
| Premises and equipment expense | $1,212,000 | 1,788 |
| Additional noninterest expense | $2,922,000 | 1,587 |
| Pre-tax net operating income | $396,000 | 7,007 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $131,000 | 5,653 |
| Income before extraordinary items | $265,000 | 7,344 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $265,000 | 7,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,490 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $265,000 | 7,227 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,621,000 | 5,311 |
| Total interest expense | $2,237,000 | 5,929 |
| Net interest income | $3,384,000 | 4,729 |
| Provision for loan and lease losses | $200,000 | 3,731 |
| Total noninterest income | $5,820,000 | 831 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $582,000 | 2,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,238,000 | 617 |
| Total noninterest expense | $7,842,000 | 1,776 |
| Salaries and employee benefits | $4,271,000 | 1,673 |
| Premises and equipment expense | $1,001,000 | 2,058 |
| Additional noninterest expense | $2,570,000 | 1,726 |
| Pre-tax net operating income | $1,162,000 | 4,816 |
| Securities gains (losses) | $-35,000 | 9,026 |
| Applicable income taxes | $373,000 | 4,142 |
| Income before extraordinary items | $754,000 | 5,223 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $754,000 | 5,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,718 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $777,450 | 5,126 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,787,000 | 5,719 |
| Total interest expense | $1,935,000 | 6,111 |
| Net interest income | $2,852,000 | 5,358 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $3,904,000 | 1,109 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $483,000 | 2,713 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,421,000 | 822 |
| Total noninterest expense | $6,322,000 | 2,149 |
| Salaries and employee benefits | $3,263,000 | 2,152 |
| Premises and equipment expense | $817,000 | 2,484 |
| Additional noninterest expense | $2,242,000 | 1,946 |
| Pre-tax net operating income | $314,000 | 8,019 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $132,000 | 6,486 |
| Income before extraordinary items | $182,000 | 8,418 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $182,000 | 8,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,002 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $364,000 | 655 |
| Net operating income | $182,000 | 8,387 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,100,000 | 6,396 |
| Total interest expense | $1,774,000 | 6,598 |
| Net interest income | $2,326,000 | 6,097 |
| Provision for loan and lease losses | $175,000 | 3,848 |
| Total noninterest income | $3,187,000 | 1,290 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $243,000 | 4,581 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,944,000 | 908 |
| Total noninterest expense | $6,261,000 | 2,101 |
| Salaries and employee benefits | $2,889,000 | 2,335 |
| Premises and equipment expense | $733,000 | 2,661 |
| Additional noninterest expense | $2,639,000 | 1,629 |
| Pre-tax net operating income | $-923,000 | 10,327 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-952,000 | 10,421 |
| Income before extraordinary items | $29,000 | 9,723 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $29,000 | 9,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,111 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $2,465,000 | 366 |
| Net operating income | $29,000 | 9,662 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,078,000 | 7,659 |
| Total interest expense | $1,367,000 | 7,667 |
| Net interest income | $1,711,000 | 7,531 |
| Provision for loan and lease losses | $50,000 | 6,616 |
| Total noninterest income | $1,600,000 | 2,091 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 5,694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,422,000 | 1,373 |
| Total noninterest expense | $4,205,000 | 3,030 |
| Salaries and employee benefits | $1,858,000 | 3,530 |
| Premises and equipment expense | $483,000 | 3,825 |
| Additional noninterest expense | $1,864,000 | 2,234 |
| Pre-tax net operating income | $-944,000 | 10,838 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $51,000 | 9,239 |
| Income before extraordinary items | $-995,000 | 10,855 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-995,000 | 10,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,872 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 879 |
| Net operating income | $-995,000 | 10,843 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,807,000 | 8,268 |
| Total interest expense | $985,000 | 9,061 |
| Net interest income | $1,822,000 | 7,517 |
| Provision for loan and lease losses | $115,000 | 4,800 |
| Total noninterest income | $961,000 | 3,228 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 6,330 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $803,000 | 2,098 |
| Total noninterest expense | $2,915,000 | 4,389 |
| Salaries and employee benefits | $1,145,000 | 5,418 |
| Premises and equipment expense | $270,000 | 5,962 |
| Additional noninterest expense | $1,500,000 | 3,117 |
| Pre-tax net operating income | $-247,000 | 11,107 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $-78,000 | 11,142 |
| Income before extraordinary items | $-165,000 | 11,077 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-165,000 | 11,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,536 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $2,014,000 | 292 |
| Net operating income | $-167,720 | 11,037 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,453,000 | 9,043 |
| Total interest expense | $884,000 | 9,677 |
| Net interest income | $1,569,000 | 8,339 |
| Provision for loan and lease losses | $161,000 | 3,499 |
| Total noninterest income | $717,000 | 4,005 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $151,000 | 6,643 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $566,000 | 2,643 |
| Total noninterest expense | $2,255,000 | 5,447 |
| Salaries and employee benefits | $999,000 | 6,073 |
| Premises and equipment expense | $270,000 | 6,064 |
| Additional noninterest expense | $986,000 | 4,406 |
| Pre-tax net operating income | $-130,000 | 11,620 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $-269,000 | 11,824 |
| Income before extraordinary items | $140,000 | 10,559 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $140,000 | 10,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 3,012 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $139,360 | 10,534 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,371,000 | 9,131 |
| Total interest expense | $713,000 | 10,027 |
| Net interest income | $1,658,000 | 8,422 |
| Provision for loan and lease losses | $167,000 | 3,389 |
| Total noninterest income | $341,000 | 6,765 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 6,588 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $178,000 | 5,658 |
| Total noninterest expense | $2,463,000 | 5,230 |
| Salaries and employee benefits | $879,000 | 6,753 |
| Premises and equipment expense | $262,000 | 6,316 |
| Additional noninterest expense | $1,322,000 | 3,731 |
| Pre-tax net operating income | $-631,000 | 12,409 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $32,000 | 10,876 |
| Income before extraordinary items | $-663,000 | 12,383 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-663,000 | 12,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 3,010 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-663,000 | 12,387 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,725,000 | 8,789 |
| Total interest expense | $1,050,000 | 8,881 |
| Net interest income | $1,675,000 | 8,566 |
| Provision for loan and lease losses | $270,000 | 3,226 |
| Total noninterest income | $304,000 | 7,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 6,947 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 6,604 |
| Total noninterest expense | $2,146,000 | 5,990 |
| Salaries and employee benefits | $845,000 | 7,053 |
| Premises and equipment expense | $262,000 | 6,466 |
| Additional noninterest expense | $1,039,000 | 4,761 |
| Pre-tax net operating income | $-437,000 | 12,825 |
| Securities gains (losses) | $124,000 | 2,209 |
| Applicable income taxes | $-93,000 | 12,946 |
| Income before extraordinary items | $-220,000 | 12,774 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-220,000 | 12,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $448,000 | 1,908 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-306,800 | 12,758 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,285,000 | 8,492 |
| Total interest expense | $1,435,000 | 8,726 |
| Net interest income | $1,850,000 | 8,196 |
| Provision for loan and lease losses | $514,000 | 2,936 |
| Total noninterest income | $298,000 | 7,752 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 6,724 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 7,087 |
| Total noninterest expense | $1,805,000 | 6,932 |
| Salaries and employee benefits | $804,000 | 7,235 |
| Premises and equipment expense | $246,000 | 6,868 |
| Additional noninterest expense | $755,000 | 6,386 |
| Pre-tax net operating income | $-171,000 | 13,047 |
| Securities gains (losses) | $47,000 | 4,236 |
| Applicable income taxes | $-76,000 | 13,550 |
| Income before extraordinary items | $-48,000 | 12,993 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-48,000 | 12,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 3,960 |
| Cash dividends | $45,000 | 7,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-78,080 | 12,871 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.