Home > Borel Private Bank & Trust Company > Income and Expense
Borel Private Bank & Trust Company, Income and Expense
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $16,966,000 | 424 |
| Total interest expense | $2,000,000 | 843 |
| Net interest income | $14,966,000 | 380 |
| Provision for loan and lease losses | $10,800,000 | 129 |
| Total noninterest income | $1,955,000 | 753 |
| Gross Fiduciary activities income | $1,814,000 | 119 |
| Service charges on deposit accounts | $142,000 | 2,298 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-1,000 | 7,129 |
| Total noninterest expense | $11,932,000 | 439 |
| Salaries and employee benefits | $6,085,000 | 415 |
| Premises and equipment expense | $1,843,000 | 366 |
| Additional noninterest expense | $4,004,000 | 468 |
| Pre-tax net operating income | $-5,811,000 | 7,510 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-2,449,000 | 7,549 |
| Income before extraordinary items | $-3,362,000 | 7,470 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-3,362,000 | 7,470 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-3,362,000 | 7,470 |
| Net charge-offs | $11,288,000 | 141 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $177,000 | 218 |
| Net operating income | $-3,362,000 | 7,473 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $80,226,000 | 383 |
| Total interest expense | $11,626,000 | 687 |
| Net interest income | $68,600,000 | 333 |
| Provision for loan and lease losses | $81,025,000 | 124 |
| Total noninterest income | $4,255,000 | 1,211 |
| Gross Fiduciary activities income | $7,076,000 | 118 |
| Service charges on deposit accounts | $596,000 | 2,300 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-3,417,000 | 7,606 |
| Total noninterest expense | $41,490,000 | 511 |
| Salaries and employee benefits | $22,296,000 | 441 |
| Premises and equipment expense | $6,858,000 | 382 |
| Additional noninterest expense | $12,336,000 | 622 |
| Pre-tax net operating income | $-49,660,000 | 7,605 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-20,875,000 | 7,637 |
| Income before extraordinary items | $-28,785,000 | 7,560 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-28,785,000 | 7,560 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-28,785,000 | 7,560 |
| Net charge-offs | $54,857,000 | 162 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $256,000 | 586 |
| Net operating income | $-28,785,000 | 7,558 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $61,689,000 | 372 |
| Total interest expense | $9,308,000 | 666 |
| Net interest income | $52,381,000 | 324 |
| Provision for loan and lease losses | $50,775,000 | 140 |
| Total noninterest income | $2,409,000 | 1,470 |
| Gross Fiduciary activities income | $5,373,000 | 113 |
| Service charges on deposit accounts | $435,000 | 2,418 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-3,399,000 | 7,736 |
| Total noninterest expense | $30,805,000 | 501 |
| Salaries and employee benefits | $17,052,000 | 426 |
| Premises and equipment expense | $5,096,000 | 381 |
| Additional noninterest expense | $8,657,000 | 631 |
| Pre-tax net operating income | $-26,790,000 | 7,685 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-11,257,000 | 7,727 |
| Income before extraordinary items | $-15,533,000 | 7,633 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-15,533,000 | 7,633 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-15,533,000 | 7,633 |
| Net charge-offs | $20,900,000 | 244 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $-83,000 | 7,702 |
| Net operating income | $-15,533,000 | 7,632 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $41,446,000 | 372 |
| Total interest expense | $6,914,000 | 623 |
| Net interest income | $34,532,000 | 326 |
| Provision for loan and lease losses | $18,775,000 | 224 |
| Total noninterest income | $397,000 | 3,653 |
| Gross Fiduciary activities income | $3,629,000 | 114 |
| Service charges on deposit accounts | $292,000 | 2,410 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-3,524,000 | 7,821 |
| Total noninterest expense | $20,067,000 | 509 |
| Salaries and employee benefits | $10,643,000 | 454 |
| Premises and equipment expense | $3,362,000 | 387 |
| Additional noninterest expense | $6,062,000 | 596 |
| Pre-tax net operating income | $-3,913,000 | 7,482 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-1,637,000 | 7,677 |
| Income before extraordinary items | $-2,276,000 | 7,375 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,276,000 | 7,374 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-2,276,000 | 7,375 |
| Net charge-offs | $9,004,000 | 361 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $-353,000 | 7,809 |
| Net operating income | $-2,276,000 | 7,365 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $20,794,000 | 384 |
| Total interest expense | $3,889,000 | 574 |
| Net interest income | $16,905,000 | 336 |
| Provision for loan and lease losses | $5,825,000 | 333 |
| Total noninterest income | $-478,000 | 7,880 |
| Gross Fiduciary activities income | $1,849,000 | 112 |
| Service charges on deposit accounts | $142,000 | 2,443 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-2,469,000 | 7,926 |
| Total noninterest expense | $10,065,000 | 512 |
| Salaries and employee benefits | $5,190,000 | 470 |
| Premises and equipment expense | $1,673,000 | 404 |
| Additional noninterest expense | $3,202,000 | 572 |
| Pre-tax net operating income | $537,000 | 2,278 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $230,000 | 1,293 |
| Income before extraordinary items | $307,000 | 3,085 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $307,000 | 3,082 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $307,000 | 3,085 |
| Net charge-offs | $1,788,000 | 699 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $181,000 | 234 |
| Net operating income | $307,000 | 2,978 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $84,935,000 | 393 |
| Total interest expense | $20,548,000 | 554 |
| Net interest income | $64,387,000 | 339 |
| Provision for loan and lease losses | $13,761,000 | 655 |
| Total noninterest income | $7,125,000 | 830 |
| Gross Fiduciary activities income | $6,182,000 | 123 |
| Service charges on deposit accounts | $527,000 | 2,781 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $416,000 | 3,492 |
| Total noninterest expense | $36,465,000 | 583 |
| Salaries and employee benefits | $20,086,000 | 479 |
| Premises and equipment expense | $6,275,000 | 429 |
| Additional noninterest expense | $10,104,000 | 782 |
| Pre-tax net operating income | $21,286,000 | 214 |
| Securities gains (losses) | $168,000 | 1,690 |
| Applicable income taxes | $9,042,000 | 175 |
| Income before extraordinary items | $12,412,000 | 266 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $12,412,000 | 267 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $12,412,000 | 267 |
| Net charge-offs | $8,387,000 | 784 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $369,000 | 590 |
| Net operating income | $12,304,480 | 272 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $64,439,000 | 401 |
| Total interest expense | $15,727,000 | 580 |
| Net interest income | $48,712,000 | 347 |
| Provision for loan and lease losses | $9,021,000 | 677 |
| Total noninterest income | $5,757,000 | 785 |
| Gross Fiduciary activities income | $4,539,000 | 124 |
| Service charges on deposit accounts | $396,000 | 2,788 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $822,000 | 2,092 |
| Total noninterest expense | $27,987,000 | 568 |
| Salaries and employee benefits | $15,168,000 | 494 |
| Premises and equipment expense | $4,063,000 | 501 |
| Additional noninterest expense | $8,756,000 | 656 |
| Pre-tax net operating income | $17,461,000 | 203 |
| Securities gains (losses) | $167,000 | 1,427 |
| Applicable income taxes | $7,430,000 | 170 |
| Income before extraordinary items | $10,198,000 | 252 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $10,198,000 | 252 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $10,198,000 | 252 |
| Net charge-offs | $1,450,000 | 1,803 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $105,000 | 728 |
| Net operating income | $10,091,120 | 250 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $42,828,000 | 413 |
| Total interest expense | $10,420,000 | 614 |
| Net interest income | $32,408,000 | 355 |
| Provision for loan and lease losses | $4,021,000 | 887 |
| Total noninterest income | $3,936,000 | 783 |
| Gross Fiduciary activities income | $2,883,000 | 130 |
| Service charges on deposit accounts | $264,000 | 2,748 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $789,000 | 1,663 |
| Total noninterest expense | $17,497,000 | 615 |
| Salaries and employee benefits | $9,934,000 | 510 |
| Premises and equipment expense | $2,663,000 | 515 |
| Additional noninterest expense | $4,900,000 | 788 |
| Pre-tax net operating income | $14,826,000 | 171 |
| Securities gains (losses) | $167,000 | 1,132 |
| Applicable income taxes | $6,358,000 | 138 |
| Income before extraordinary items | $8,635,000 | 212 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $8,635,000 | 212 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $8,635,000 | 212 |
| Net charge-offs | $1,321,000 | 1,429 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $372,000 | 386 |
| Net operating income | $8,528,120 | 205 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $21,421,000 | 418 |
| Total interest expense | $5,296,000 | 630 |
| Net interest income | $16,125,000 | 351 |
| Provision for loan and lease losses | $1,721,000 | 834 |
| Total noninterest income | $1,813,000 | 800 |
| Gross Fiduciary activities income | $1,365,000 | 133 |
| Service charges on deposit accounts | $132,000 | 2,709 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $316,000 | 1,882 |
| Total noninterest expense | $8,099,000 | 632 |
| Salaries and employee benefits | $4,922,000 | 517 |
| Premises and equipment expense | $1,216,000 | 577 |
| Additional noninterest expense | $1,961,000 | 838 |
| Pre-tax net operating income | $8,118,000 | 176 |
| Securities gains (losses) | $167,000 | 746 |
| Applicable income taxes | $3,491,000 | 137 |
| Income before extraordinary items | $4,794,000 | 219 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,794,000 | 218 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $4,794,000 | 220 |
| Net charge-offs | $106,000 | 2,804 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $202,000 | 270 |
| Net operating income | $4,687,120 | 207 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $81,368,000 | 476 |
| Total interest expense | $25,491,000 | 621 |
| Net interest income | $55,877,000 | 405 |
| Provision for loan and lease losses | $4,060,000 | 1,162 |
| Total noninterest income | $7,486,000 | 753 |
| Gross Fiduciary activities income | $5,855,000 | 142 |
| Service charges on deposit accounts | $535,000 | 2,863 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,096,000 | 2,002 |
| Total noninterest expense | $30,265,000 | 657 |
| Salaries and employee benefits | $18,676,000 | 513 |
| Premises and equipment expense | $4,594,000 | 604 |
| Additional noninterest expense | $6,995,000 | 915 |
| Pre-tax net operating income | $29,038,000 | 206 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $11,417,000 | 164 |
| Income before extraordinary items | $17,621,000 | 229 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $17,621,000 | 229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $408,000 | 3,093 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $401,000 | 600 |
| Net operating income | $17,621,000 | 239 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $59,988,000 | 499 |
| Total interest expense | $19,471,000 | 643 |
| Net interest income | $40,517,000 | 427 |
| Provision for loan and lease losses | $2,835,000 | 940 |
| Total noninterest income | $5,349,000 | 827 |
| Gross Fiduciary activities income | $4,375,000 | 145 |
| Service charges on deposit accounts | $409,000 | 2,847 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $565,000 | 2,612 |
| Total noninterest expense | $21,783,000 | 676 |
| Salaries and employee benefits | $13,786,000 | 538 |
| Premises and equipment expense | $3,388,000 | 614 |
| Additional noninterest expense | $4,609,000 | 995 |
| Pre-tax net operating income | $21,248,000 | 263 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $8,925,000 | 194 |
| Income before extraordinary items | $12,323,000 | 307 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $12,323,000 | 306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,694 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $2,189,000 | 217 |
| Net operating income | $12,323,000 | 322 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $38,986,000 | 512 |
| Total interest expense | $13,380,000 | 648 |
| Net interest income | $25,606,000 | 452 |
| Provision for loan and lease losses | $1,535,000 | 936 |
| Total noninterest income | $3,528,000 | 845 |
| Gross Fiduciary activities income | $2,846,000 | 148 |
| Service charges on deposit accounts | $288,000 | 2,727 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $394,000 | 2,615 |
| Total noninterest expense | $14,336,000 | 677 |
| Salaries and employee benefits | $9,143,000 | 546 |
| Premises and equipment expense | $2,199,000 | 631 |
| Additional noninterest expense | $2,994,000 | 994 |
| Pre-tax net operating income | $13,263,000 | 293 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $5,577,000 | 237 |
| Income before extraordinary items | $7,686,000 | 359 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,686,000 | 358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,854 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $-3,000 | 8,368 |
| Net operating income | $7,686,000 | 352 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $19,629,000 | 524 |
| Total interest expense | $7,477,000 | 623 |
| Net interest income | $12,152,000 | 467 |
| Provision for loan and lease losses | $660,000 | 836 |
| Total noninterest income | $1,750,000 | 842 |
| Gross Fiduciary activities income | $1,370,000 | 150 |
| Service charges on deposit accounts | $153,000 | 2,573 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $227,000 | 2,375 |
| Total noninterest expense | $6,988,000 | 683 |
| Salaries and employee benefits | $4,593,000 | 557 |
| Premises and equipment expense | $1,050,000 | 669 |
| Additional noninterest expense | $1,345,000 | 1,083 |
| Pre-tax net operating income | $6,254,000 | 339 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $2,445,000 | 286 |
| Income before extraordinary items | $3,809,000 | 394 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,809,000 | 395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,596 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $-187,000 | 8,461 |
| Net operating income | $3,809,000 | 380 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $74,689,000 | 565 |
| Total interest expense | $28,278,000 | 689 |
| Net interest income | $46,411,000 | 491 |
| Provision for loan and lease losses | $1,157,000 | 1,283 |
| Total noninterest income | $5,940,000 | 952 |
| Gross Fiduciary activities income | $4,853,000 | 161 |
| Service charges on deposit accounts | $465,000 | 3,207 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $622,000 | 2,949 |
| Total noninterest expense | $26,994,000 | 703 |
| Salaries and employee benefits | $16,630,000 | 584 |
| Premises and equipment expense | $4,181,000 | 638 |
| Additional noninterest expense | $6,183,000 | 910 |
| Pre-tax net operating income | $24,200,000 | 399 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $9,475,000 | 341 |
| Income before extraordinary items | $14,725,000 | 460 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $14,725,000 | 458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,101 |
| Cash dividends | $3,000,000 | 1,163 |
| Sale, conversion, retirement of capital stock, net | $1,132,000 | 413 |
| Net operating income | $14,725,000 | 451 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $54,786,000 | 573 |
| Total interest expense | $20,487,000 | 720 |
| Net interest income | $34,299,000 | 495 |
| Provision for loan and lease losses | $427,000 | 1,775 |
| Total noninterest income | $4,452,000 | 952 |
| Gross Fiduciary activities income | $3,624,000 | 158 |
| Service charges on deposit accounts | $323,000 | 3,385 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $505,000 | 2,820 |
| Total noninterest expense | $19,829,000 | 704 |
| Salaries and employee benefits | $12,340,000 | 587 |
| Premises and equipment expense | $3,031,000 | 655 |
| Additional noninterest expense | $4,458,000 | 917 |
| Pre-tax net operating income | $18,495,000 | 430 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $7,250,000 | 368 |
| Income before extraordinary items | $11,245,000 | 491 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $11,245,000 | 489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,499 |
| Cash dividends | $2,000,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $784,000 | 348 |
| Net operating income | $11,245,000 | 483 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $35,929,000 | 596 |
| Total interest expense | $13,348,000 | 738 |
| Net interest income | $22,581,000 | 515 |
| Provision for loan and lease losses | $142,000 | 2,738 |
| Total noninterest income | $2,944,000 | 974 |
| Gross Fiduciary activities income | $2,368,000 | 170 |
| Service charges on deposit accounts | $204,000 | 3,476 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $372,000 | 2,673 |
| Total noninterest expense | $13,095,000 | 721 |
| Salaries and employee benefits | $8,224,000 | 603 |
| Premises and equipment expense | $1,980,000 | 686 |
| Additional noninterest expense | $2,891,000 | 961 |
| Pre-tax net operating income | $12,288,000 | 460 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $4,807,000 | 396 |
| Income before extraordinary items | $7,481,000 | 522 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,481,000 | 521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,420 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $525,000 | 290 |
| Net operating income | $7,481,000 | 509 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $17,882,000 | 591 |
| Total interest expense | $6,549,000 | 745 |
| Net interest income | $11,333,000 | 514 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $1,398,000 | 1,003 |
| Gross Fiduciary activities income | $1,127,000 | 170 |
| Service charges on deposit accounts | $100,000 | 3,456 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $171,000 | 2,786 |
| Total noninterest expense | $6,444,000 | 728 |
| Salaries and employee benefits | $4,093,000 | 610 |
| Premises and equipment expense | $1,007,000 | 675 |
| Additional noninterest expense | $1,344,000 | 1,021 |
| Pre-tax net operating income | $6,287,000 | 457 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $2,495,000 | 385 |
| Income before extraordinary items | $3,792,000 | 511 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,792,000 | 510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,204 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $239,000 | 225 |
| Net operating income | $3,792,000 | 500 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $63,179,000 | 624 |
| Total interest expense | $21,260,000 | 790 |
| Net interest income | $41,919,000 | 552 |
| Provision for loan and lease losses | $707,000 | 1,401 |
| Total noninterest income | $5,235,000 | 1,051 |
| Gross Fiduciary activities income | $4,326,000 | 172 |
| Service charges on deposit accounts | $394,000 | 3,564 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $515,000 | 3,286 |
| Total noninterest expense | $23,932,000 | 729 |
| Salaries and employee benefits | $14,521,000 | 648 |
| Premises and equipment expense | $3,999,000 | 652 |
| Additional noninterest expense | $5,412,000 | 986 |
| Pre-tax net operating income | $22,515,000 | 497 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $8,904,000 | 426 |
| Income before extraordinary items | $13,611,000 | 567 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $13,611,000 | 566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,042 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $994,000 | 502 |
| Net operating income | $13,611,000 | 561 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $46,499,000 | 640 |
| Total interest expense | $15,343,000 | 799 |
| Net interest income | $31,156,000 | 570 |
| Provision for loan and lease losses | $707,000 | 1,044 |
| Total noninterest income | $3,904,000 | 1,069 |
| Gross Fiduciary activities income | $3,196,000 | 177 |
| Service charges on deposit accounts | $302,000 | 3,557 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $406,000 | 3,193 |
| Total noninterest expense | $17,607,000 | 762 |
| Salaries and employee benefits | $10,651,000 | 669 |
| Premises and equipment expense | $3,007,000 | 661 |
| Additional noninterest expense | $3,949,000 | 1,020 |
| Pre-tax net operating income | $16,746,000 | 516 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $6,645,000 | 455 |
| Income before extraordinary items | $10,101,000 | 598 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $10,101,000 | 598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 7,980 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $663,000 | 426 |
| Net operating income | $10,101,000 | 587 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $30,152,000 | 650 |
| Total interest expense | $9,505,000 | 817 |
| Net interest income | $20,647,000 | 571 |
| Provision for loan and lease losses | $432,000 | 1,111 |
| Total noninterest income | $2,527,000 | 1,096 |
| Gross Fiduciary activities income | $2,046,000 | 190 |
| Service charges on deposit accounts | $207,000 | 3,472 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $274,000 | 3,172 |
| Total noninterest expense | $11,693,000 | 766 |
| Salaries and employee benefits | $7,059,000 | 682 |
| Premises and equipment expense | $2,017,000 | 658 |
| Additional noninterest expense | $2,617,000 | 1,024 |
| Pre-tax net operating income | $11,049,000 | 523 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $4,366,000 | 457 |
| Income before extraordinary items | $6,683,000 | 606 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,683,000 | 604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,181 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $443,000 | 346 |
| Net operating income | $6,683,000 | 591 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $14,751,000 | 645 |
| Total interest expense | $4,389,000 | 839 |
| Net interest income | $10,362,000 | 563 |
| Provision for loan and lease losses | $225,000 | 1,018 |
| Total noninterest income | $1,229,000 | 1,100 |
| Gross Fiduciary activities income | $986,000 | 191 |
| Service charges on deposit accounts | $106,000 | 3,341 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $137,000 | 3,134 |
| Total noninterest expense | $5,585,000 | 799 |
| Salaries and employee benefits | $3,504,000 | 683 |
| Premises and equipment expense | $959,000 | 682 |
| Additional noninterest expense | $1,122,000 | 1,188 |
| Pre-tax net operating income | $5,781,000 | 499 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $2,265,000 | 447 |
| Income before extraordinary items | $3,516,000 | 574 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,516,000 | 573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $205,000 | 242 |
| Net operating income | $3,516,000 | 562 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $48,974,000 | 661 |
| Total interest expense | $11,156,000 | 1,000 |
| Net interest income | $37,818,000 | 590 |
| Provision for loan and lease losses | $1,798,000 | 593 |
| Total noninterest income | $4,428,000 | 1,181 |
| Gross Fiduciary activities income | $3,495,000 | 192 |
| Service charges on deposit accounts | $388,000 | 3,624 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $545,000 | 3,227 |
| Total noninterest expense | $19,316,000 | 882 |
| Salaries and employee benefits | $11,180,000 | 813 |
| Premises and equipment expense | $3,722,000 | 666 |
| Additional noninterest expense | $4,414,000 | 1,153 |
| Pre-tax net operating income | $21,132,000 | 515 |
| Securities gains (losses) | $-20,000 | 7,814 |
| Applicable income taxes | $7,869,000 | 461 |
| Income before extraordinary items | $13,243,000 | 566 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $13,243,000 | 566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,572 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $329,000 | 577 |
| Net operating income | $13,255,800 | 551 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $35,257,000 | 670 |
| Total interest expense | $7,678,000 | 1,024 |
| Net interest income | $27,579,000 | 592 |
| Provision for loan and lease losses | $1,433,000 | 533 |
| Total noninterest income | $3,228,000 | 1,216 |
| Gross Fiduciary activities income | $2,539,000 | 191 |
| Service charges on deposit accounts | $287,000 | 3,673 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $402,000 | 3,272 |
| Total noninterest expense | $13,965,000 | 906 |
| Salaries and employee benefits | $8,358,000 | 800 |
| Premises and equipment expense | $2,565,000 | 710 |
| Additional noninterest expense | $3,042,000 | 1,261 |
| Pre-tax net operating income | $15,409,000 | 523 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $6,429,000 | 442 |
| Income before extraordinary items | $8,980,000 | 622 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $8,980,000 | 622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,534 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $250,000 | 469 |
| Net operating income | $8,980,000 | 606 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $22,313,000 | 690 |
| Total interest expense | $4,526,000 | 1,100 |
| Net interest income | $17,787,000 | 602 |
| Provision for loan and lease losses | $909,000 | 566 |
| Total noninterest income | $2,110,000 | 1,218 |
| Gross Fiduciary activities income | $1,643,000 | 193 |
| Service charges on deposit accounts | $192,000 | 3,588 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $275,000 | 3,227 |
| Total noninterest expense | $9,150,000 | 910 |
| Salaries and employee benefits | $5,459,000 | 815 |
| Premises and equipment expense | $1,661,000 | 722 |
| Additional noninterest expense | $2,030,000 | 1,239 |
| Pre-tax net operating income | $9,838,000 | 536 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $4,083,000 | 452 |
| Income before extraordinary items | $5,755,000 | 625 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,755,000 | 625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,491 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $104,000 | 428 |
| Net operating income | $5,755,000 | 609 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $10,447,000 | 717 |
| Total interest expense | $1,937,000 | 1,221 |
| Net interest income | $8,510,000 | 618 |
| Provision for loan and lease losses | $405,000 | 582 |
| Total noninterest income | $1,036,000 | 1,217 |
| Gross Fiduciary activities income | $819,000 | 197 |
| Service charges on deposit accounts | $94,000 | 3,574 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $123,000 | 3,343 |
| Total noninterest expense | $4,451,000 | 941 |
| Salaries and employee benefits | $2,679,000 | 826 |
| Premises and equipment expense | $833,000 | 718 |
| Additional noninterest expense | $939,000 | 1,321 |
| Pre-tax net operating income | $4,690,000 | 547 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,953,000 | 470 |
| Income before extraordinary items | $2,737,000 | 655 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,737,000 | 655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,138 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 354 |
| Net operating income | $2,737,000 | 635 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $34,026,000 | 812 |
| Total interest expense | $5,203,000 | 1,580 |
| Net interest income | $28,823,000 | 681 |
| Provision for loan and lease losses | $1,683,000 | 639 |
| Total noninterest income | $3,795,000 | 1,336 |
| Gross Fiduciary activities income | $2,937,000 | 208 |
| Service charges on deposit accounts | $346,000 | 3,968 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $512,000 | 3,267 |
| Total noninterest expense | $16,611,000 | 982 |
| Salaries and employee benefits | $9,175,000 | 937 |
| Premises and equipment expense | $3,356,000 | 688 |
| Additional noninterest expense | $4,080,000 | 1,206 |
| Pre-tax net operating income | $14,324,000 | 639 |
| Securities gains (losses) | $61,000 | 1,584 |
| Applicable income taxes | $5,872,000 | 537 |
| Income before extraordinary items | $8,513,000 | 777 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $8,513,000 | 778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,553 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $412,000 | 492 |
| Net operating income | $8,473,960 | 756 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $24,022,000 | 858 |
| Total interest expense | $3,451,000 | 1,741 |
| Net interest income | $20,571,000 | 703 |
| Provision for loan and lease losses | $1,198,000 | 651 |
| Total noninterest income | $2,792,000 | 1,378 |
| Gross Fiduciary activities income | $2,148,000 | 213 |
| Service charges on deposit accounts | $259,000 | 4,008 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $385,000 | 3,266 |
| Total noninterest expense | $12,180,000 | 1,003 |
| Salaries and employee benefits | $6,737,000 | 945 |
| Premises and equipment expense | $2,497,000 | 695 |
| Additional noninterest expense | $2,946,000 | 1,252 |
| Pre-tax net operating income | $9,985,000 | 685 |
| Securities gains (losses) | $61,000 | 1,510 |
| Applicable income taxes | $4,060,000 | 578 |
| Income before extraordinary items | $5,986,000 | 843 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,986,000 | 844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,248 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $346,000 | 388 |
| Net operating income | $5,946,960 | 806 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $15,224,000 | 889 |
| Total interest expense | $2,101,000 | 1,883 |
| Net interest income | $13,123,000 | 730 |
| Provision for loan and lease losses | $799,000 | 641 |
| Total noninterest income | $1,888,000 | 1,343 |
| Gross Fiduciary activities income | $1,458,000 | 212 |
| Service charges on deposit accounts | $177,000 | 3,959 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $253,000 | 3,306 |
| Total noninterest expense | $7,909,000 | 1,015 |
| Salaries and employee benefits | $4,396,000 | 965 |
| Premises and equipment expense | $1,602,000 | 725 |
| Additional noninterest expense | $1,911,000 | 1,276 |
| Pre-tax net operating income | $6,303,000 | 713 |
| Securities gains (losses) | $61,000 | 1,333 |
| Applicable income taxes | $2,557,000 | 599 |
| Income before extraordinary items | $3,807,000 | 855 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,807,000 | 855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,658 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $245,000 | 321 |
| Net operating income | $3,767,960 | 832 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $7,386,000 | 933 |
| Total interest expense | $992,000 | 2,001 |
| Net interest income | $6,394,000 | 763 |
| Provision for loan and lease losses | $374,000 | 677 |
| Total noninterest income | $941,000 | 1,313 |
| Gross Fiduciary activities income | $713,000 | 213 |
| Service charges on deposit accounts | $90,000 | 3,830 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $138,000 | 3,082 |
| Total noninterest expense | $3,790,000 | 1,072 |
| Salaries and employee benefits | $2,195,000 | 983 |
| Premises and equipment expense | $741,000 | 784 |
| Additional noninterest expense | $854,000 | 1,413 |
| Pre-tax net operating income | $3,171,000 | 707 |
| Securities gains (losses) | $61,000 | 1,087 |
| Applicable income taxes | $1,299,000 | 598 |
| Income before extraordinary items | $1,933,000 | 848 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,933,000 | 848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,876 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $148,000 | 227 |
| Net operating income | $1,893,960 | 816 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $26,214,000 | 1,077 |
| Total interest expense | $4,241,000 | 2,099 |
| Net interest income | $21,973,000 | 883 |
| Provision for loan and lease losses | $1,077,000 | 1,109 |
| Total noninterest income | $3,572,000 | 1,465 |
| Gross Fiduciary activities income | $2,627,000 | 219 |
| Service charges on deposit accounts | $350,000 | 3,951 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $595,000 | 3,275 |
| Total noninterest expense | $13,837,000 | 1,171 |
| Salaries and employee benefits | $7,722,000 | 1,089 |
| Premises and equipment expense | $2,727,000 | 825 |
| Additional noninterest expense | $3,388,000 | 1,449 |
| Pre-tax net operating income | $10,631,000 | 815 |
| Securities gains (losses) | $964,000 | 497 |
| Applicable income taxes | $4,147,000 | 721 |
| Income before extraordinary items | $7,448,000 | 873 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $7,448,000 | 875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,704 |
| Cash dividends | $2,000,000 | 1,369 |
| Sale, conversion, retirement of capital stock, net | $176,000 | 620 |
| Net operating income | $6,831,040 | 886 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $19,226,000 | 1,134 |
| Total interest expense | $3,314,000 | 2,094 |
| Net interest income | $15,912,000 | 928 |
| Provision for loan and lease losses | $758,000 | 1,134 |
| Total noninterest income | $2,645,000 | 1,515 |
| Gross Fiduciary activities income | $1,970,000 | 227 |
| Service charges on deposit accounts | $264,000 | 3,948 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $411,000 | 3,481 |
| Total noninterest expense | $10,099,000 | 1,202 |
| Salaries and employee benefits | $5,648,000 | 1,121 |
| Premises and equipment expense | $2,032,000 | 838 |
| Additional noninterest expense | $2,419,000 | 1,522 |
| Pre-tax net operating income | $7,700,000 | 873 |
| Securities gains (losses) | $681,000 | 568 |
| Applicable income taxes | $2,972,000 | 773 |
| Income before extraordinary items | $5,409,000 | 934 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $5,409,000 | 934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,747 |
| Cash dividends | $1,000,000 | 1,726 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 620 |
| Net operating income | $4,966,350 | 948 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $12,834,000 | 1,136 |
| Total interest expense | $2,343,000 | 2,046 |
| Net interest income | $10,491,000 | 933 |
| Provision for loan and lease losses | $539,000 | 1,078 |
| Total noninterest income | $1,747,000 | 1,520 |
| Gross Fiduciary activities income | $1,300,000 | 232 |
| Service charges on deposit accounts | $178,000 | 3,893 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $269,000 | 3,496 |
| Total noninterest expense | $6,724,000 | 1,207 |
| Salaries and employee benefits | $3,701,000 | 1,154 |
| Premises and equipment expense | $1,365,000 | 834 |
| Additional noninterest expense | $1,658,000 | 1,478 |
| Pre-tax net operating income | $4,975,000 | 888 |
| Securities gains (losses) | $534,000 | 553 |
| Applicable income taxes | $1,937,000 | 787 |
| Income before extraordinary items | $3,572,000 | 945 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,572,000 | 945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,896 |
| Cash dividends | $1,000,000 | 1,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,224,900 | 961 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $6,266,000 | 1,182 |
| Total interest expense | $1,191,000 | 2,065 |
| Net interest income | $5,075,000 | 957 |
| Provision for loan and lease losses | $269,000 | 1,047 |
| Total noninterest income | $887,000 | 1,460 |
| Gross Fiduciary activities income | $652,000 | 239 |
| Service charges on deposit accounts | $94,000 | 3,690 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $141,000 | 3,332 |
| Total noninterest expense | $3,226,000 | 1,253 |
| Salaries and employee benefits | $1,837,000 | 1,155 |
| Premises and equipment expense | $652,000 | 885 |
| Additional noninterest expense | $737,000 | 1,601 |
| Pre-tax net operating income | $2,467,000 | 906 |
| Securities gains (losses) | $308,000 | 503 |
| Applicable income taxes | $972,000 | 818 |
| Income before extraordinary items | $1,803,000 | 933 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,803,000 | 932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,410 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,602,800 | 968 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $23,936,000 | 1,285 |
| Total interest expense | $5,429,000 | 2,068 |
| Net interest income | $18,507,000 | 1,045 |
| Provision for loan and lease losses | $718,000 | 1,791 |
| Total noninterest income | $3,336,000 | 1,434 |
| Gross Fiduciary activities income | $2,399,000 | 255 |
| Service charges on deposit accounts | $347,000 | 3,890 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $590,000 | 2,993 |
| Total noninterest expense | $11,133,000 | 1,387 |
| Salaries and employee benefits | $6,384,000 | 1,270 |
| Premises and equipment expense | $2,181,000 | 1,005 |
| Additional noninterest expense | $2,568,000 | 1,808 |
| Pre-tax net operating income | $9,992,000 | 872 |
| Securities gains (losses) | $512,000 | 647 |
| Applicable income taxes | $3,806,000 | 759 |
| Income before extraordinary items | $6,698,000 | 934 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $6,698,000 | 933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,705 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $6,370,320 | 939 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $25,203,000 | 1,346 |
| Total interest expense | $8,700,000 | 1,861 |
| Net interest income | $16,503,000 | 1,079 |
| Provision for loan and lease losses | $332,000 | 3,008 |
| Total noninterest income | $3,183,000 | 1,412 |
| Gross Fiduciary activities income | $2,237,000 | 275 |
| Service charges on deposit accounts | $369,000 | 3,616 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $577,000 | 2,896 |
| Total noninterest expense | $18,836,000 | 801 |
| Salaries and employee benefits | $5,892,000 | 1,261 |
| Premises and equipment expense | $1,438,000 | 1,497 |
| Additional noninterest expense | $11,506,000 | 517 |
| Pre-tax net operating income | $518,000 | 6,480 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,144,000 | 1,892 |
| Income before extraordinary items | $-626,000 | 9,289 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-626,000 | 9,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,192 |
| Cash dividends | $2,210,000 | 1,222 |
| Sale, conversion, retirement of capital stock, net | $401,000 | 524 |
| Net operating income | $-626,000 | 9,257 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $26,955,000 | 1,311 |
| Total interest expense | $9,400,000 | 1,835 |
| Net interest income | $17,555,000 | 990 |
| Provision for loan and lease losses | $257,000 | 3,176 |
| Total noninterest income | $3,151,000 | 1,298 |
| Gross Fiduciary activities income | $2,238,000 | 274 |
| Service charges on deposit accounts | $419,000 | 3,123 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $494,000 | 2,975 |
| Total noninterest expense | $9,641,000 | 1,443 |
| Salaries and employee benefits | $5,480,000 | 1,290 |
| Premises and equipment expense | $1,434,000 | 1,453 |
| Additional noninterest expense | $2,727,000 | 1,629 |
| Pre-tax net operating income | $10,808,000 | 733 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $4,386,000 | 597 |
| Income before extraordinary items | $6,422,000 | 832 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $6,422,000 | 832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,408 |
| Cash dividends | $3,085,000 | 936 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 864 |
| Net operating income | $6,422,000 | 827 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $22,887,000 | 1,424 |
| Total interest expense | $7,599,000 | 1,966 |
| Net interest income | $15,288,000 | 1,150 |
| Provision for loan and lease losses | $447,000 | 1,935 |
| Total noninterest income | $3,281,000 | 1,258 |
| Gross Fiduciary activities income | $2,263,000 | 308 |
| Service charges on deposit accounts | $410,000 | 3,157 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $608,000 | 2,601 |
| Total noninterest expense | $8,825,000 | 1,565 |
| Salaries and employee benefits | $5,075,000 | 1,366 |
| Premises and equipment expense | $1,399,000 | 1,469 |
| Additional noninterest expense | $2,351,000 | 1,858 |
| Pre-tax net operating income | $9,297,000 | 882 |
| Securities gains (losses) | $64,000 | 895 |
| Applicable income taxes | $3,958,000 | 712 |
| Income before extraordinary items | $5,403,000 | 1,026 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,403,000 | 1,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-220,000 | 10,141 |
| Cash dividends | $3,362,000 | 888 |
| Sale, conversion, retirement of capital stock, net | $374,000 | 652 |
| Net operating income | $5,362,040 | 1,017 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $19,541,000 | 1,667 |
| Total interest expense | $7,407,000 | 2,053 |
| Net interest income | $12,134,000 | 1,388 |
| Provision for loan and lease losses | $144,000 | 4,268 |
| Total noninterest income | $2,803,000 | 1,415 |
| Gross Fiduciary activities income | $1,938,000 | 325 |
| Service charges on deposit accounts | $382,000 | 3,256 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $483,000 | 3,044 |
| Total noninterest expense | $8,573,000 | 1,552 |
| Salaries and employee benefits | $4,639,000 | 1,411 |
| Premises and equipment expense | $1,241,000 | 1,576 |
| Additional noninterest expense | $2,693,000 | 1,603 |
| Pre-tax net operating income | $6,220,000 | 1,200 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,487,000 | 1,025 |
| Income before extraordinary items | $3,733,000 | 1,414 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,733,000 | 1,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,991 |
| Cash dividends | $2,316,000 | 1,195 |
| Sale, conversion, retirement of capital stock, net | $330,000 | 615 |
| Net operating income | $3,733,000 | 1,361 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $18,102,000 | 1,827 |
| Total interest expense | $6,227,000 | 2,417 |
| Net interest income | $11,875,000 | 1,459 |
| Provision for loan and lease losses | $562,000 | 1,626 |
| Total noninterest income | $2,405,000 | 1,525 |
| Gross Fiduciary activities income | $1,741,000 | 349 |
| Service charges on deposit accounts | $334,000 | 3,749 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $330,000 | 3,719 |
| Total noninterest expense | $7,915,000 | 1,654 |
| Salaries and employee benefits | $4,332,000 | 1,501 |
| Premises and equipment expense | $1,212,000 | 1,614 |
| Additional noninterest expense | $2,371,000 | 1,792 |
| Pre-tax net operating income | $5,803,000 | 1,334 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $2,458,000 | 1,112 |
| Income before extraordinary items | $3,345,000 | 1,622 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,345,000 | 1,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 10,160 |
| Cash dividends | $1,921,000 | 1,359 |
| Sale, conversion, retirement of capital stock, net | $345,000 | 593 |
| Net operating income | $3,345,000 | 1,578 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $15,214,000 | 2,216 |
| Total interest expense | $5,149,000 | 2,919 |
| Net interest income | $10,065,000 | 1,760 |
| Provision for loan and lease losses | $282,000 | 2,711 |
| Total noninterest income | $2,226,000 | 1,684 |
| Gross Fiduciary activities income | $1,601,000 | 398 |
| Service charges on deposit accounts | $314,000 | 4,085 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $311,000 | 3,987 |
| Total noninterest expense | $7,545,000 | 1,877 |
| Salaries and employee benefits | $4,042,000 | 1,645 |
| Premises and equipment expense | $1,154,000 | 1,748 |
| Additional noninterest expense | $2,349,000 | 2,128 |
| Pre-tax net operating income | $4,464,000 | 1,624 |
| Securities gains (losses) | $-17,000 | 10,550 |
| Applicable income taxes | $1,907,000 | 1,298 |
| Income before extraordinary items | $2,540,000 | 1,949 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,540,000 | 1,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 10,437 |
| Cash dividends | $1,711,000 | 1,434 |
| Sale, conversion, retirement of capital stock, net | $554,000 | 451 |
| Net operating income | $2,550,880 | 1,901 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,335,000 | 2,352 |
| Total interest expense | $4,388,000 | 3,385 |
| Net interest income | $9,947,000 | 1,798 |
| Provision for loan and lease losses | $612,000 | 1,321 |
| Total noninterest income | $2,122,000 | 1,742 |
| Gross Fiduciary activities income | $1,448,000 | 448 |
| Service charges on deposit accounts | $315,000 | 4,126 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $359,000 | 3,546 |
| Total noninterest expense | $7,482,000 | 1,868 |
| Salaries and employee benefits | $3,738,000 | 1,773 |
| Premises and equipment expense | $1,116,000 | 1,809 |
| Additional noninterest expense | $2,628,000 | 1,900 |
| Pre-tax net operating income | $3,975,000 | 1,867 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $1,665,000 | 1,496 |
| Income before extraordinary items | $2,309,000 | 2,187 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,309,000 | 2,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $440,000 | 1,499 |
| Cash dividends | $1,117,000 | 1,852 |
| Sale, conversion, retirement of capital stock, net | $128,000 | 532 |
| Net operating income | $2,309,640 | 2,160 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,883,000 | 2,549 |
| Total interest expense | $3,404,000 | 3,535 |
| Net interest income | $8,479,000 | 2,126 |
| Provision for loan and lease losses | $380,000 | 1,889 |
| Total noninterest income | $2,085,000 | 1,795 |
| Gross Fiduciary activities income | $1,367,000 | 452 |
| Service charges on deposit accounts | $346,000 | 3,884 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $372,000 | 3,569 |
| Total noninterest expense | $7,346,000 | 1,952 |
| Salaries and employee benefits | $3,500,000 | 1,911 |
| Premises and equipment expense | $1,058,000 | 1,926 |
| Additional noninterest expense | $2,788,000 | 1,943 |
| Pre-tax net operating income | $2,838,000 | 2,495 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,180,000 | 1,902 |
| Income before extraordinary items | $1,658,000 | 2,904 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,658,000 | 2,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $410,000 | 1,562 |
| Cash dividends | $665,000 | 2,618 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 944 |
| Net operating income | $1,658,000 | 2,933 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,022,000 | 2,812 |
| Total interest expense | $3,287,000 | 3,795 |
| Net interest income | $7,735,000 | 2,316 |
| Provision for loan and lease losses | $540,000 | 1,991 |
| Total noninterest income | $2,279,000 | 1,798 |
| Gross Fiduciary activities income | $1,534,000 | 440 |
| Service charges on deposit accounts | $389,000 | 3,534 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $356,000 | 4,074 |
| Total noninterest expense | $7,193,000 | 2,036 |
| Salaries and employee benefits | $2,928,000 | 2,273 |
| Premises and equipment expense | $975,000 | 2,102 |
| Additional noninterest expense | $3,290,000 | 1,771 |
| Pre-tax net operating income | $2,281,000 | 2,944 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $926,000 | 2,450 |
| Income before extraordinary items | $1,358,000 | 3,566 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,358,000 | 3,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $930,000 | 1,203 |
| Cash dividends | $332,000 | 4,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,356,080 | 3,371 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,511,000 | 2,802 |
| Total interest expense | $4,894,000 | 3,376 |
| Net interest income | $7,617,000 | 2,379 |
| Provision for loan and lease losses | $2,130,000 | 1,101 |
| Total noninterest income | $2,004,000 | 1,928 |
| Gross Fiduciary activities income | $1,434,000 | 454 |
| Service charges on deposit accounts | $343,000 | 3,981 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $227,000 | 5,269 |
| Total noninterest expense | $6,062,000 | 2,399 |
| Salaries and employee benefits | $2,625,000 | 2,461 |
| Premises and equipment expense | $997,000 | 2,100 |
| Additional noninterest expense | $2,440,000 | 2,372 |
| Pre-tax net operating income | $1,429,000 | 4,229 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $533,000 | 3,779 |
| Income before extraordinary items | $896,000 | 4,947 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $896,000 | 5,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,121,000 | 1,459 |
| Cash dividends | $1,099,000 | 1,439 |
| Sale, conversion, retirement of capital stock, net | $122,000 | 796 |
| Net operating income | $896,000 | 4,635 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.