Home > Border State Bank of International Falls > Assets and Liabilities
Border State Bank of International Falls, Assets and Liabilities
| 2005-09-30 | Rank | |
| # of Employees: | 14 | 7,168 |
| Assets and Liabilities | ||
| Total Assets: | $39,256,000 | 7,463 |
| Cash and due from depository institutions | $2,685,000 | 7,168 |
| Interest-bearing balances | $894,000 | 2,834 |
| Securities | $993,000 | 8,440 |
| Federal funds sold & reverse repurchase agreements | $130,000 | 5,675 |
| Net loans & leases | $34,266,000 | 6,556 |
| Loan loss allowance | $512,000 | 5,997 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $649,000 | 6,653 |
| Other real estate owned | $0 | 7,168 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $533,000 | 7,842 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $39,256,000 | 7,463 |
| Total liabilities | $35,683,000 | 7,367 |
| Total deposits | $34,905,000 | 7,264 |
| Interest-bearing deposits | $28,626,000 | 7,262 |
| Deposits held in domestic offices | $34,905,000 | 7,262 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $400,000 | 5,559 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $378,000 | 5,866 |
| Total equity capital | $3,573,000 | 7,886 |
| Total bank equity capital | $3,573,000 | 7,886 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $100,000 | 6,635 |
| Surplus | $2,400,000 | 5,192 |
| Undivided profits | $1,073,000 | 7,200 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $351,000 | 4,468 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $75,000 | 858 |
| Income earned, not collected on loans | $184,000 | 8,025 |
| Earning assets | $36,283,000 | 7,440 |
| Long-term assets (5+ years) | $1,297,000 | 7,204 |
| Average Assets, year-to-date | $37,775,000 | 7,480 |
| Average Assets, quarterly | $39,075,500 | 7,450 |
| Volatile liabilities | $10,119,000 | 6,017 |
| Insider loans | $42,000 | 7,569 |
| FHLB advances | $400,000 | 5,250 |
| Loans and leases held for sale | $429,000 | 1,301 |
| Unused loan commitments | $4,190,000 | 6,295 |
| Tier 1 (core) risk-based capital | $3,569,000 | 7,875 |
| Tier 2 risk-based capital | $438,000 | 6,136 |
| Total risk weighted assets | $34,944,000 | 6,686 |
| Total unused commitments | $4,190,000 | 6,296 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 13 | 7,370 |
| Assets and Liabilities | ||
| Total Assets: | $38,895,000 | 7,460 |
| Cash and due from depository institutions | $2,315,000 | 7,370 |
| Interest-bearing balances | $894,000 | 2,868 |
| Securities | $1,096,000 | 8,425 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $34,239,000 | 6,505 |
| Loan loss allowance | $483,000 | 6,139 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $664,000 | 6,591 |
| Other real estate owned | $0 | 7,370 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $581,000 | 7,604 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $38,895,000 | 7,460 |
| Total liabilities | $35,490,000 | 7,360 |
| Total deposits | $33,657,000 | 7,330 |
| Interest-bearing deposits | $27,878,000 | 7,323 |
| Deposits held in domestic offices | $33,657,000 | 7,329 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,150,000 | 2,751 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $400,000 | 5,468 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $283,000 | 6,297 |
| Total equity capital | $3,405,000 | 7,962 |
| Total bank equity capital | $3,405,000 | 7,962 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $100,000 | 6,636 |
| Surplus | $2,400,000 | 5,171 |
| Undivided profits | $905,000 | 7,316 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $214,000 | 5,168 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $221,000 | 7,619 |
| Earning assets | $36,229,000 | 7,422 |
| Long-term assets (5+ years) | $1,284,000 | 7,235 |
| Average Assets, year-to-date | $37,281,330 | 7,517 |
| Average Assets, quarterly | $37,958,500 | 7,496 |
| Volatile liabilities | $10,786,000 | 5,774 |
| Insider loans | $10,000 | 7,853 |
| FHLB advances | $400,000 | 5,205 |
| Loans and leases held for sale | $1,201,000 | 916 |
| Unused loan commitments | $4,361,000 | 6,260 |
| Tier 1 (core) risk-based capital | $3,407,000 | 7,933 |
| Tier 2 risk-based capital | $432,000 | 6,156 |
| Total risk weighted assets | $34,500,000 | 6,673 |
| Total unused commitments | $4,361,000 | 6,261 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 14 | 7,208 |
| Assets and Liabilities | ||
| Total Assets: | $37,022,000 | 7,622 |
| Cash and due from depository institutions | $1,638,000 | 7,208 |
| Interest-bearing balances | $817,000 | 2,919 |
| Securities | $893,000 | 8,555 |
| Federal funds sold & reverse repurchase agreements | $795,000 | 5,287 |
| Net loans & leases | $32,609,000 | 6,601 |
| Loan loss allowance | $460,000 | 6,273 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $556,000 | 6,925 |
| Other real estate owned | $0 | 7,208 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $531,000 | 7,762 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $37,022,000 | 7,622 |
| Total liabilities | $33,786,000 | 7,525 |
| Total deposits | $33,070,000 | 7,437 |
| Interest-bearing deposits | $27,760,000 | 7,408 |
| Deposits held in domestic offices | $33,070,000 | 7,435 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $400,000 | 5,344 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $316,000 | 5,919 |
| Total equity capital | $3,236,000 | 8,050 |
| Total bank equity capital | $3,236,000 | 8,050 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $100,000 | 6,691 |
| Surplus | $2,400,000 | 5,182 |
| Undivided profits | $736,000 | 7,430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $245,000 | 5,048 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $214,000 | 7,667 |
| Earning assets | $35,114,000 | 7,541 |
| Long-term assets (5+ years) | $1,414,000 | 7,247 |
| Average Assets, year-to-date | $36,474,500 | 7,629 |
| Average Assets, quarterly | $36,474,500 | 7,629 |
| Volatile liabilities | $9,735,000 | 5,930 |
| Insider loans | $8,000 | 7,908 |
| FHLB advances | $400,000 | 5,079 |
| Loans and leases held for sale | $626,000 | 1,087 |
| Unused loan commitments | $2,697,000 | 7,025 |
| Tier 1 (core) risk-based capital | $3,240,000 | 8,039 |
| Tier 2 risk-based capital | $404,000 | 6,347 |
| Total risk weighted assets | $32,322,000 | 6,836 |
| Total unused commitments | $2,697,000 | 7,029 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 14 | 7,213 |
| Assets and Liabilities | ||
| Total Assets: | $35,927,000 | 7,702 |
| Cash and due from depository institutions | $2,010,000 | 7,213 |
| Interest-bearing balances | $597,000 | 3,295 |
| Securities | $905,000 | 8,588 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $31,956,000 | 6,673 |
| Loan loss allowance | $430,000 | 6,453 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $530,000 | 7,004 |
| Other real estate owned | $0 | 7,213 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $526,000 | 7,810 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $35,927,000 | 7,702 |
| Total liabilities | $32,805,000 | 7,604 |
| Total deposits | $31,335,000 | 7,587 |
| Interest-bearing deposits | $26,804,000 | 7,502 |
| Deposits held in domestic offices | $31,335,000 | 7,585 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $800,000 | 2,829 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $400,000 | 5,391 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $270,000 | 6,220 |
| Total equity capital | $3,122,000 | 8,142 |
| Total bank equity capital | $3,122,000 | 8,142 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $100,000 | 6,720 |
| Surplus | $2,150,000 | 5,373 |
| Undivided profits | $872,000 | 7,456 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $82,000 | 6,566 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $82,000 | 829 |
| Income earned, not collected on loans | $183,000 | 7,936 |
| Earning assets | $33,458,000 | 7,649 |
| Long-term assets (5+ years) | $882,000 | 7,538 |
| Average Assets, year-to-date | $34,146,400 | 7,713 |
| Average Assets, quarterly | $36,319,000 | 7,652 |
| Volatile liabilities | $10,074,000 | 5,817 |
| Insider loans | $29,000 | 7,754 |
| FHLB advances | $400,000 | 5,093 |
| Loans and leases held for sale | $494,000 | 1,153 |
| Unused loan commitments | $2,580,000 | 6,976 |
| Tier 1 (core) risk-based capital | $3,119,000 | 8,119 |
| Tier 2 risk-based capital | $393,000 | 6,436 |
| Total risk weighted assets | $31,414,000 | 6,897 |
| Total unused commitments | $2,580,000 | 6,979 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 14 | 7,238 |
| Assets and Liabilities | ||
| Total Assets: | $36,711,000 | 7,658 |
| Cash and due from depository institutions | $4,790,000 | 7,238 |
| Interest-bearing balances | $1,287,000 | 2,597 |
| Securities | $911,000 | 8,636 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $29,984,000 | 6,813 |
| Loan loss allowance | $410,000 | 6,640 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $523,000 | 7,027 |
| Other real estate owned | $0 | 7,238 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $503,000 | 7,936 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $36,711,000 | 7,658 |
| Total liabilities | $33,714,000 | 7,552 |
| Total deposits | $31,542,000 | 7,552 |
| Interest-bearing deposits | $25,963,000 | 7,575 |
| Deposits held in domestic offices | $31,542,000 | 7,550 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,060,000 | 2,788 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $900,000 | 5,158 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $212,000 | 7,014 |
| Total equity capital | $2,997,000 | 8,254 |
| Total bank equity capital | $2,997,000 | 8,254 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $100,000 | 6,761 |
| Surplus | $2,150,000 | 5,348 |
| Undivided profits | $747,000 | 7,637 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $169,000 | 8,168 |
| Earning assets | $32,182,000 | 7,730 |
| Long-term assets (5+ years) | $596,000 | 7,738 |
| Average Assets, year-to-date | $33,701,250 | 7,770 |
| Average Assets, quarterly | $35,210,000 | 7,727 |
| Volatile liabilities | $10,727,000 | 5,656 |
| Insider loans | $4,000 | 8,036 |
| FHLB advances | $900,000 | 4,927 |
| Loans and leases held for sale | $270,000 | 1,397 |
| Unused loan commitments | $2,459,000 | 7,025 |
| Tier 1 (core) risk-based capital | $2,990,000 | 8,225 |
| Tier 2 risk-based capital | $373,000 | 6,567 |
| Total risk weighted assets | $29,744,000 | 7,023 |
| Total unused commitments | $2,459,000 | 7,031 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 15 | 7,125 |
| Assets and Liabilities | ||
| Total Assets: | $33,709,000 | 7,856 |
| Cash and due from depository institutions | $2,972,000 | 7,125 |
| Interest-bearing balances | $1,486,000 | 2,434 |
| Securities | $907,000 | 8,705 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $28,795,000 | 6,911 |
| Loan loss allowance | $398,000 | 6,719 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $536,000 | 7,015 |
| Other real estate owned | $0 | 7,125 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $499,000 | 7,939 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $33,709,000 | 7,856 |
| Total liabilities | $30,840,000 | 7,774 |
| Total deposits | $28,904,000 | 7,774 |
| Interest-bearing deposits | $23,985,000 | 7,793 |
| Deposits held in domestic offices | $28,904,000 | 7,773 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $995,000 | 2,860 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $700,000 | 5,225 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $241,000 | 6,386 |
| Total equity capital | $2,869,000 | 8,295 |
| Total bank equity capital | $2,869,000 | 8,295 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $100,000 | 6,810 |
| Surplus | $2,150,000 | 5,355 |
| Undivided profits | $619,000 | 7,644 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,000 | 7,797 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $178,000 | 8,047 |
| Earning assets | $31,188,000 | 7,820 |
| Long-term assets (5+ years) | $627,000 | 7,778 |
| Average Assets, year-to-date | $32,698,000 | 7,877 |
| Average Assets, quarterly | $33,090,500 | 7,882 |
| Volatile liabilities | $9,199,000 | 6,003 |
| Insider loans | $5,000 | 8,119 |
| FHLB advances | $700,000 | 4,996 |
| Loans and leases held for sale | $229,000 | 1,449 |
| Unused loan commitments | $2,767,000 | 6,908 |
| Tier 1 (core) risk-based capital | $2,864,000 | 8,294 |
| Tier 2 risk-based capital | $357,000 | 6,699 |
| Total risk weighted assets | $28,507,000 | 7,140 |
| Total unused commitments | $2,767,000 | 6,912 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 14 | 7,302 |
| Assets and Liabilities | ||
| Total Assets: | $32,472,000 | 7,952 |
| Cash and due from depository institutions | $2,804,000 | 7,302 |
| Interest-bearing balances | $1,684,000 | 2,522 |
| Securities | $922,000 | 8,729 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $27,907,000 | 6,940 |
| Loan loss allowance | $390,000 | 6,782 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $367,000 | 7,542 |
| Other real estate owned | $0 | 7,302 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $472,000 | 7,962 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $32,472,000 | 7,952 |
| Total liabilities | $29,756,000 | 7,875 |
| Total deposits | $28,054,000 | 7,871 |
| Interest-bearing deposits | $23,554,000 | 7,864 |
| Deposits held in domestic offices | $28,054,000 | 7,869 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $754,000 | 2,634 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $700,000 | 5,055 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $248,000 | 6,615 |
| Total equity capital | $2,716,000 | 8,443 |
| Total bank equity capital | $2,716,000 | 8,443 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $100,000 | 6,830 |
| Surplus | $2,150,000 | 5,349 |
| Undivided profits | $466,000 | 7,987 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,000 | 7,882 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $169,000 | 8,094 |
| Earning assets | $30,513,000 | 7,894 |
| Long-term assets (5+ years) | $744,000 | 7,753 |
| Average Assets, year-to-date | $32,192,500 | 7,946 |
| Average Assets, quarterly | $32,192,500 | 7,946 |
| Volatile liabilities | $8,797,000 | 6,008 |
| Insider loans | $189,000 | 6,789 |
| FHLB advances | $700,000 | 4,829 |
| Loans and leases held for sale | $714,000 | 1,141 |
| Unused loan commitments | $1,686,000 | 7,653 |
| Tier 1 (core) risk-based capital | $2,702,000 | 8,390 |
| Tier 2 risk-based capital | $343,000 | 6,790 |
| Total risk weighted assets | $27,427,000 | 7,219 |
| Total unused commitments | $1,686,000 | 7,663 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 12 | 7,711 |
| Assets and Liabilities | ||
| Total Assets: | $31,913,000 | 8,004 |
| Cash and due from depository institutions | $3,178,000 | 7,711 |
| Interest-bearing balances | $2,058,000 | 2,177 |
| Securities | $923,000 | 8,795 |
| Federal funds sold & reverse repurchase agreements | $286,000 | 5,889 |
| Net loans & leases | $26,460,000 | 7,092 |
| Loan loss allowance | $375,000 | 6,891 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $351,000 | 7,629 |
| Other real estate owned | $0 | 7,711 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $715,000 | 7,294 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,913,000 | 8,004 |
| Total liabilities | $29,329,000 | 7,929 |
| Total deposits | $28,099,000 | 7,885 |
| Interest-bearing deposits | $23,084,000 | 7,904 |
| Deposits held in domestic offices | $28,099,000 | 7,884 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $700,000 | 5,087 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $530,000 | 4,576 |
| Total equity capital | $2,584,000 | 8,525 |
| Total bank equity capital | $2,584,000 | 8,525 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $100,000 | 6,884 |
| Surplus | $2,150,000 | 5,335 |
| Undivided profits | $334,000 | 8,132 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $103,000 | 6,685 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $82,000 | 880 |
| Income earned, not collected on loans | $155,000 | 8,308 |
| Earning assets | $29,727,000 | 7,955 |
| Long-term assets (5+ years) | $813,000 | 7,773 |
| Average Assets, year-to-date | $30,134,000 | 8,046 |
| Average Assets, quarterly | $32,445,500 | 7,945 |
| Volatile liabilities | $8,588,000 | 6,089 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $700,000 | 4,856 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $2,116,000 | 7,274 |
| Tier 1 (core) risk-based capital | $2,570,000 | 8,493 |
| Tier 2 risk-based capital | $333,000 | 6,859 |
| Total risk weighted assets | $26,596,000 | 7,311 |
| Total unused commitments | $2,116,000 | 7,276 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 14 | 7,387 |
| Assets and Liabilities | ||
| Total Assets: | $32,978,000 | 7,983 |
| Cash and due from depository institutions | $3,021,000 | 7,387 |
| Interest-bearing balances | $1,463,000 | 2,673 |
| Securities | $725,000 | 8,873 |
| Federal funds sold & reverse repurchase agreements | $2,110,000 | 4,295 |
| Net loans & leases | $26,352,000 | 7,152 |
| Loan loss allowance | $368,000 | 6,976 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $370,000 | 7,605 |
| Other real estate owned | $0 | 7,387 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $400,000 | 8,382 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,978,000 | 7,983 |
| Total liabilities | $30,150,000 | 7,900 |
| Total deposits | $29,047,000 | 7,848 |
| Interest-bearing deposits | $24,165,000 | 7,854 |
| Deposits held in domestic offices | $29,047,000 | 7,847 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $700,000 | 5,068 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $403,000 | 5,658 |
| Total equity capital | $2,828,000 | 8,456 |
| Total bank equity capital | $2,828,000 | 8,456 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $100,000 | 6,927 |
| Surplus | $2,100,000 | 5,359 |
| Undivided profits | $628,000 | 7,928 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,000 | 7,851 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $121,000 | 8,626 |
| Earning assets | $30,650,000 | 7,933 |
| Long-term assets (5+ years) | $601,000 | 7,916 |
| Average Assets, year-to-date | $29,689,250 | 8,118 |
| Average Assets, quarterly | $31,842,000 | 8,025 |
| Volatile liabilities | $8,401,000 | 6,154 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $700,000 | 4,836 |
| Loans and leases held for sale | $1,127,000 | 1,083 |
| Unused loan commitments | $2,465,000 | 7,055 |
| Tier 1 (core) risk-based capital | $2,812,000 | 8,418 |
| Tier 2 risk-based capital | $333,000 | 6,911 |
| Total risk weighted assets | $26,221,000 | 7,396 |
| Total unused commitments | $2,465,000 | 7,061 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 14 | 7,417 |
| Assets and Liabilities | ||
| Total Assets: | $30,706,000 | 8,121 |
| Cash and due from depository institutions | $1,818,000 | 7,417 |
| Interest-bearing balances | $299,000 | 4,401 |
| Securities | $735,000 | 8,893 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $27,339,000 | 7,072 |
| Loan loss allowance | $355,000 | 7,036 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $371,000 | 7,615 |
| Other real estate owned | $0 | 7,417 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $443,000 | 8,207 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,706,000 | 8,121 |
| Total liabilities | $27,912,000 | 8,050 |
| Total deposits | $26,843,000 | 8,019 |
| Interest-bearing deposits | $21,969,000 | 8,079 |
| Deposits held in domestic offices | $26,843,000 | 8,018 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $700,000 | 5,107 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $369,000 | 5,962 |
| Total equity capital | $2,794,000 | 8,507 |
| Total bank equity capital | $2,794,000 | 8,507 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $100,000 | 6,949 |
| Surplus | $2,100,000 | 5,336 |
| Undivided profits | $594,000 | 8,026 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $51,000 | 7,438 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $148,000 | 8,442 |
| Earning assets | $28,373,000 | 8,084 |
| Long-term assets (5+ years) | $594,000 | 7,915 |
| Average Assets, year-to-date | $28,593,000 | 8,221 |
| Average Assets, quarterly | $29,475,500 | 8,186 |
| Volatile liabilities | $7,057,000 | 6,593 |
| Insider loans | $4,000 | 8,302 |
| FHLB advances | $700,000 | 4,811 |
| Loans and leases held for sale | $3,315,000 | 888 |
| Unused loan commitments | $1,692,000 | 7,605 |
| Tier 1 (core) risk-based capital | $2,772,000 | 8,439 |
| Tier 2 risk-based capital | $320,000 | 6,995 |
| Total risk weighted assets | $25,575,000 | 7,470 |
| Total unused commitments | $1,692,000 | 7,619 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 12 | 7,782 |
| Assets and Liabilities | ||
| Total Assets: | $28,245,000 | 8,290 |
| Cash and due from depository institutions | $1,457,000 | 7,782 |
| Interest-bearing balances | $200,000 | 4,642 |
| Securities | $729,000 | 8,935 |
| Federal funds sold & reverse repurchase agreements | $615,000 | 6,670 |
| Net loans & leases | $24,699,000 | 7,280 |
| Loan loss allowance | $333,000 | 7,186 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $390,000 | 7,573 |
| Other real estate owned | $0 | 7,782 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $355,000 | 8,562 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,245,000 | 8,290 |
| Total liabilities | $25,580,000 | 8,235 |
| Total deposits | $24,233,000 | 8,217 |
| Interest-bearing deposits | $20,127,000 | 8,247 |
| Deposits held in domestic offices | $24,233,000 | 8,216 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $700,000 | 4,983 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $647,000 | 4,443 |
| Total equity capital | $2,665,000 | 8,578 |
| Total bank equity capital | $2,665,000 | 8,578 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $100,000 | 6,984 |
| Surplus | $2,100,000 | 5,321 |
| Undivided profits | $465,000 | 8,138 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 8,244 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $143,000 | 8,535 |
| Earning assets | $26,243,000 | 8,243 |
| Long-term assets (5+ years) | $918,000 | 7,767 |
| Average Assets, year-to-date | $27,536,500 | 8,323 |
| Average Assets, quarterly | $27,536,500 | 8,323 |
| Volatile liabilities | $5,760,000 | 6,997 |
| Insider loans | $259,000 | 6,515 |
| FHLB advances | $700,000 | 4,748 |
| Loans and leases held for sale | $1,969,000 | 1,017 |
| Unused loan commitments | $1,760,000 | 7,550 |
| Tier 1 (core) risk-based capital | $2,647,000 | 8,509 |
| Tier 2 risk-based capital | $293,000 | 7,182 |
| Total risk weighted assets | $23,402,000 | 7,636 |
| Total unused commitments | $1,760,000 | 7,566 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 12 | 7,803 |
| Assets and Liabilities | ||
| Total Assets: | $26,828,000 | 8,399 |
| Cash and due from depository institutions | $1,911,000 | 7,803 |
| Interest-bearing balances | $891,000 | 3,222 |
| Securities | $730,000 | 8,975 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $23,455,000 | 7,453 |
| Loan loss allowance | $310,000 | 7,347 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $405,000 | 7,540 |
| Other real estate owned | $0 | 7,803 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $327,000 | 8,710 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,828,000 | 8,399 |
| Total liabilities | $24,267,000 | 8,339 |
| Total deposits | $22,909,000 | 8,332 |
| Interest-bearing deposits | $19,027,000 | 8,353 |
| Deposits held in domestic offices | $22,909,000 | 8,330 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $430,000 | 2,854 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $700,000 | 5,097 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $228,000 | 7,265 |
| Total equity capital | $2,561,000 | 8,648 |
| Total bank equity capital | $2,561,000 | 8,648 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $100,000 | 7,014 |
| Surplus | $2,100,000 | 5,287 |
| Undivided profits | $361,000 | 8,297 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $143,000 | 8,590 |
| Earning assets | $25,076,000 | 8,338 |
| Long-term assets (5+ years) | $811,000 | 7,838 |
| Average Assets, year-to-date | $24,918,200 | 8,443 |
| Average Assets, quarterly | $26,366,000 | 8,403 |
| Volatile liabilities | $6,697,000 | 6,703 |
| Insider loans | $0 | 8,414 |
| FHLB advances | $700,000 | 4,768 |
| Loans and leases held for sale | $829,000 | 1,407 |
| Unused loan commitments | $1,959,000 | 7,290 |
| Tier 1 (core) risk-based capital | $2,542,000 | 8,599 |
| Tier 2 risk-based capital | $282,000 | 7,284 |
| Total risk weighted assets | $22,539,000 | 7,756 |
| Total unused commitments | $1,959,000 | 7,294 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 11 | 8,160 |
| Assets and Liabilities | ||
| Total Assets: | $23,357,000 | 8,751 |
| Cash and due from depository institutions | $692,000 | 8,160 |
| Interest-bearing balances | $36,000 | 5,916 |
| Securities | $299,000 | 9,336 |
| Federal funds sold & reverse repurchase agreements | $3,028,000 | 3,883 |
| Net loans & leases | $18,622,000 | 7,977 |
| Loan loss allowance | $221,000 | 8,055 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $487,000 | 7,380 |
| Other real estate owned | $0 | 8,160 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $229,000 | 9,237 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $23,357,000 | 8,751 |
| Total liabilities | $21,051,000 | 8,679 |
| Total deposits | $19,870,000 | 8,681 |
| Interest-bearing deposits | $17,843,000 | 8,556 |
| Deposits held in domestic offices | $19,870,000 | 8,680 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,000,000 | 4,622 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $181,000 | 8,093 |
| Total equity capital | $2,306,000 | 8,928 |
| Total bank equity capital | $2,306,000 | 8,928 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $100,000 | 7,187 |
| Surplus | $2,100,000 | 5,278 |
| Undivided profits | $106,000 | 8,603 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $114,000 | 9,050 |
| Earning assets | $21,985,000 | 8,669 |
| Long-term assets (5+ years) | $325,000 | 8,278 |
| Average Assets, year-to-date | $18,413,400 | 8,992 |
| Average Assets, quarterly | $22,255,500 | 8,806 |
| Volatile liabilities | $5,058,000 | 7,347 |
| Insider loans | $28,000 | 8,311 |
| FHLB advances | $1,000,000 | 4,355 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $1,622,000 | 7,643 |
| Tier 1 (core) risk-based capital | $2,305,000 | 8,879 |
| Tier 2 risk-based capital | $221,000 | 7,822 |
| Total risk weighted assets | $19,035,000 | 8,188 |
| Total unused commitments | $1,622,000 | 7,650 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 11 | 8,319 |
| Assets and Liabilities | ||
| Total Assets: | $14,166,000 | 9,501 |
| Cash and due from depository institutions | $601,000 | 8,319 |
| Interest-bearing balances | $30,000 | 5,713 |
| Securities | $1,916,000 | 9,294 |
| Federal funds sold & reverse repurchase agreements | $1,560,000 | 4,708 |
| Net loans & leases | $9,417,000 | 9,171 |
| Loan loss allowance | $101,000 | 9,217 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $551,000 | 7,293 |
| Other real estate owned | $0 | 8,319 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $121,000 | 9,739 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $14,166,000 | 9,501 |
| Total liabilities | $11,871,000 | 9,488 |
| Total deposits | $11,689,000 | 9,439 |
| Interest-bearing deposits | $10,681,000 | 9,349 |
| Deposits held in domestic offices | $11,689,000 | 9,439 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $182,000 | 8,517 |
| Total equity capital | $2,295,000 | 9,123 |
| Total bank equity capital | $2,295,000 | 9,123 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $100,000 | 7,427 |
| Surplus | $2,100,000 | 5,290 |
| Undivided profits | $95,000 | 8,833 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $73,000 | 9,313 |
| Earning assets | $12,923,000 | 9,484 |
| Long-term assets (5+ years) | $148,000 | 8,569 |
| Average Assets, year-to-date | $10,671,330 | 9,667 |
| Average Assets, quarterly | $12,462,000 | 9,588 |
| Volatile liabilities | $4,910,000 | 7,490 |
| Insider loans | $30,000 | 8,513 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $617,000 | 8,773 |
| Tier 1 (core) risk-based capital | $2,296,000 | 9,075 |
| Tier 2 risk-based capital | $101,000 | 9,153 |
| Total risk weighted assets | $10,242,400 | 9,245 |
| Total unused commitments | $617,000 | 8,779 |
| Derivatives | $0 | 481 |