Home > Border Bank > Net charge- offs to loans
Border Bank, Net charge- offs to loans
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1099% | 1,242 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0419% | 884 |
| Percentage Net Loans Charged-off:Construction & development | -0.2241% | 4,518 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0918% | 461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4801% | 618 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0402% | 2,665 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0402% | 2,553 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1714% | 868 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0640% | 634 |
| Percentage Net Loans Charged-off:Construction & development | -0.3277% | 4,554 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1392% | 327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7610% | 426 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1019% | 2,276 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1019% | 2,154 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3075% | 479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0351% | 659 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0684% | 279 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8223% | 211 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2627% | 1,705 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2627% | 1,600 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0433% | 2,524 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 2,227 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0028% | 1,071 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 4,072 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0452% | 3,621 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0868% | 1,810 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1674% | 2,583 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1674% | 2,452 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0847% | 4,961 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1537% | 5,052 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2958% | 5,039 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0266% | 4,571 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2809% | 3,848 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0176% | 1,777 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0291% | 3,060 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0291% | 2,949 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1330% | 5,060 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2256% | 5,141 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4457% | 5,122 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0256% | 4,572 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2712% | 3,862 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0092% | 3,851 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0097% | 2,799 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0097% | 2,692 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0125% | 4,314 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0074% | 4,314 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0284% | 4,701 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2974% | 3,904 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0126% | 3,917 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0684% | 4,481 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0684% | 4,452 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1351% | 1,407 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1870% | 392 |
| Percentage Net Loans Charged-off:Construction & development | 1.8485% | 43 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2422% | 358 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0145% | 1,753 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3002% | 3,955 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0445% | 1,256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1311% | 1,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0435% | 3,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0435% | 3,122 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1751% | 949 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2697% | 224 |
| Percentage Net Loans Charged-off:Construction & development | 2.5711% | 25 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3322% | 212 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0290% | 1,300 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3874% | 4,003 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0626% | 928 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0694% | 1,502 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0335% | 3,035 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0335% | 2,927 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2698% | 591 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4161% | 125 |
| Percentage Net Loans Charged-off:Construction & development | 4.3018% | 14 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5035% | 126 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0588% | 872 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3715% | 4,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0937% | 652 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1148% | 1,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0229% | 2,817 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0229% | 2,704 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2253% | 667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3162% | 170 |
| Percentage Net Loans Charged-off:Construction & development | 9.0842% | 7 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0103% | 4,876 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0864% | 591 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4141% | 4,078 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1268% | 453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1900% | 704 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0721% | 2,281 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0721% | 2,155 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1529% | 1,578 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2387% | 427 |
| Percentage Net Loans Charged-off:Construction & development | -0.8013% | 5,112 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5692% | 236 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0277% | 4,955 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4259% | 4,164 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1010% | 4,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1969% | 2,747 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1969% | 2,614 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0801% | 5,315 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1424% | 5,455 |
| Percentage Net Loans Charged-off:Construction & development | -0.9437% | 5,166 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1813% | 5,417 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0288% | 4,974 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4563% | 4,197 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1184% | 4,867 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1582% | 2,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1582% | 2,535 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0088% | 4,492 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0137% | 4,681 |
| Percentage Net Loans Charged-off:Construction & development | 0.9885% | 79 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0481% | 5,248 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0280% | 4,961 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4645% | 4,223 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1316% | 4,922 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2412% | 2,176 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2412% | 2,041 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0079% | 4,328 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0315% | 5,136 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0531% | 5,392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0313% | 5,066 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5312% | 4,270 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0487% | 4,540 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2253% | 1,970 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2253% | 1,841 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0411% | 3,209 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0169% | 4,951 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0351% | 5,208 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,739 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1014% | 4,203 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0069% | 2,510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3061% | 1,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0174% | 3,661 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0174% | 3,539 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0019% | 1,599 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0119% | 4,835 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1125% | 5,583 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2527% | 5,673 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0073% | 2,304 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0421% | 4,087 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0103% | 2,155 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3241% | 1,034 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0144% | 3,350 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0144% | 3,218 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0026% | 1,402 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0087% | 4,665 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1538% | 5,719 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3432% | 5,781 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0111% | 1,970 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0621% | 4,173 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0157% | 1,838 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4894% | 740 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0147% | 3,045 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0147% | 2,907 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0244% | 4,968 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3316% | 5,924 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7183% | 5,920 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0075% | 4,842 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1224% | 4,301 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0640% | 371 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0294% | 4,857 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0294% | 4,788 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0052% | 4,268 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0547% | 2,213 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1321% | 930 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0279% | 5,477 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3652% | 4,506 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,931 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0021% | 4,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0119% | 3,697 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0119% | 3,556 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1654% | 5,435 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0032% | 4,074 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0749% | 1,747 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1789% | 690 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0377% | 5,581 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4716% | 4,561 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,095 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0488% | 5,182 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0488% | 5,114 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2199% | 5,520 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0007% | 3,879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1014% | 1,387 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2393% | 528 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0493% | 5,713 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5943% | 4,603 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0044% | 1,748 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0500% | 5,077 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0500% | 5,022 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3372% | 5,597 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1085% | 1,657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2050% | 761 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4758% | 274 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0826% | 5,889 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9667% | 4,655 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0259% | 4,599 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1043% | 5,214 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1043% | 5,157 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0026% | 4,916 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0657% | 2,788 |
| Percentage Net Loans Charged-off:Construction & development | -2.8957% | 5,870 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2509% | 1,067 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0085% | 5,668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0094% | 5,676 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4006% | 5,855 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0186% | 3,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0186% | 3,741 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1595% | 953 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0947% | 6,125 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0816% | 6,076 |
| Percentage Net Loans Charged-off:Construction & development | -3.9383% | 5,944 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0302% | 5,774 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0114% | 5,696 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0126% | 5,714 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5347% | 5,992 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0063% | 3,611 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0063% | 3,466 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2135% | 788 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2009% | 6,342 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1236% | 6,240 |
| Percentage Net Loans Charged-off:Construction & development | -6.4997% | 5,996 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0464% | 5,939 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0129% | 5,730 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0142% | 5,745 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7971% | 6,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0289% | 3,227 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0289% | 3,086 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2449% | 6,435 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1618% | 6,368 |
| Percentage Net Loans Charged-off:Construction & development | -7.2926% | 6,018 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0934% | 6,226 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 5,552 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0095% | 5,592 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9337% | 6,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0589% | 2,618 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0589% | 2,491 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0998% | 6,476 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0760% | 3,415 |
| Percentage Net Loans Charged-off:Construction & development | -20.5623% | 6,235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9883% | 598 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1268% | 2,798 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1432% | 2,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7854% | 6,318 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0645% | 3,910 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0645% | 3,759 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0196% | 5,576 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1261% | 6,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1070% | 2,850 |
| Percentage Net Loans Charged-off:Construction & development | -27.5780% | 6,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3541% | 411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0421% | 3,321 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0477% | 3,107 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0375% | 6,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1064% | 3,375 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1064% | 3,225 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0264% | 5,663 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2991% | 6,758 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0552% | 6,381 |
| Percentage Net Loans Charged-off:Construction & development | -25.0000% | 6,290 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8694% | 596 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0630% | 2,829 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0716% | 2,598 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.4755% | 6,508 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0815% | 3,182 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0815% | 3,030 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0402% | 5,712 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2799% | 6,758 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4806% | 6,818 |
| Percentage Net Loans Charged-off:Construction & development | -24.2095% | 6,295 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0122% | 6,179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1247% | 1,967 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1425% | 1,783 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0210% | 5,445 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0210% | 5,378 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0799% | 5,851 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4380% | 2,482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2194% | 3,160 |
| Percentage Net Loans Charged-off:Construction & development | 0.9824% | 1,501 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3136% | 1,939 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0738% | 3,894 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0861% | 3,616 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7272% | 960 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0434% | 6,041 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0434% | 5,975 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0040% | 5,754 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4373% | 2,351 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1998% | 3,089 |
| Percentage Net Loans Charged-off:Construction & development | 0.5003% | 1,659 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3590% | 1,625 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0272% | 3,994 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0319% | 3,788 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7471% | 869 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0292% | 5,920 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0292% | 5,829 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0055% | 5,811 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1421% | 3,782 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1898% | 6,994 |
| Percentage Net Loans Charged-off:Construction & development | -6.9883% | 6,526 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5815% | 1,155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0285% | 3,607 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0335% | 3,399 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2735% | 1,074 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0221% | 5,747 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0221% | 5,652 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0084% | 5,841 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3829% | 7,109 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.9172% | 7,177 |
| Percentage Net Loans Charged-off:Construction & development | -12.5021% | 6,548 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0211% | 6,623 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0412% | 6,701 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0484% | 6,719 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5535% | 1,224 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0446% | 2,953 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0446% | 2,785 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0176% | 5,951 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6003% | 2,648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7418% | 2,079 |
| Percentage Net Loans Charged-off:Construction & development | 4.7478% | 1,026 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4385% | 2,110 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2466% | 5,696 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4475% | 2,387 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6589% | 1,094 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4031% | 2,425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1092% | 1,875 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2924% | 3,570 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2777% | 3,373 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2184% | 6,302 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6874% | 2,196 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7242% | 1,901 |
| Percentage Net Loans Charged-off:Construction & development | 4.6719% | 922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3809% | 1,891 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3048% | 5,709 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4947% | 2,028 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8527% | 836 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4169% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4385% | 1,404 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3770% | 3,005 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3530% | 2,747 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1438% | 6,270 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0858% | 1,454 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2974% | 1,103 |
| Percentage Net Loans Charged-off:Construction & development | 14.1356% | 263 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1115% | 2,249 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4545% | 5,745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3357% | 2,345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3534% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3318% | 2,231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9961% | 1,028 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2472% | 3,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2251% | 2,984 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2202% | 6,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5856% | 2,026 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0931% | 3,267 |
| Percentage Net Loans Charged-off:Construction & development | -1.1038% | 6,710 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0215% | 1,831 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4395% | 1,672 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6841% | 662 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3833% | 1,667 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6952% | 670 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3850% | 2,356 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3304% | 2,167 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4393% | 6,388 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2020% | 885 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3863% | 733 |
| Percentage Net Loans Charged-off:Construction & development | 15.3347% | 280 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1925% | 570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4699% | 2,373 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7400% | 1,056 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4059% | 2,501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9188% | 829 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1344% | 4,810 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4337% | 1,129 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8928% | 1,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4817% | 1,209 |
| Percentage Net Loans Charged-off:Construction & development | 10.9537% | 463 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9403% | 1,205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4560% | 2,216 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4947% | 1,114 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4467% | 2,156 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4419% | 669 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1124% | 4,616 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5891% | 936 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5413% | 671 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0016% | 849 |
| Percentage Net Loans Charged-off:Construction & development | 16.4481% | 251 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2950% | 809 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1752% | 2,913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2171% | 2,601 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.8058% | 483 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1940% | 3,899 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9002% | 692 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0355% | 1,592 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8476% | 812 |
| Percentage Net Loans Charged-off:Construction & development | 14.8255% | 264 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2795% | 643 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0079% | 3,101 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0098% | 2,920 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3186% | 2,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0699% | 3,770 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5576% | 896 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3108% | 555 |
| Percentage Net Loans Charged-off:Construction & development | 23.2283% | 146 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.2460% | 303 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2634% | 2,935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3287% | 2,516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3792% | 1,201 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3434% | 4,613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2757% | 833 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2504% | 729 |
| Percentage Net Loans Charged-off:Construction & development | 1.1172% | 2,099 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.0365% | 180 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3070% | 2,361 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3836% | 2,012 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4234% | 710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4511% | 3,885 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3224% | 480 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2186% | 410 |
| Percentage Net Loans Charged-off:Construction & development | 2.1904% | 1,376 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.5449% | 104 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4662% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5829% | 1,361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.4830% | 423 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7226% | 2,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6317% | 1,916 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1358% | 2,670 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1229% | 1,063 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1972% | 1,852 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2464% | 1,605 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2535% | 881 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1749% | 1,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1848% | 779 |
| Percentage Net Loans Charged-off:Construction & development | 0.7424% | 1,771 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9009% | 249 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2227% | 2,046 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2719% | 1,762 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4721% | 1,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2754% | 4,654 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1033% | 742 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6362% | 1,344 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3756% | 1,448 |
| Percentage Net Loans Charged-off:Construction & development | 0.9436% | 1,115 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5661% | 507 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0501% | 2,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0607% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8381% | 1,503 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1251% | 4,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6450% | 494 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9271% | 736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5214% | 898 |
| Percentage Net Loans Charged-off:Construction & development | 0.9768% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8305% | 308 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2449% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1230% | 4,405 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5584% | 344 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2134% | 2,065 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1311% | 1,535 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2233% | 440 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1067% | 7,371 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0718% | 3,823 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3413% | 422 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4175% | 1,348 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0489% | 2,863 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0853% | 1,123 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0087% | 7,831 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0504% | 6,031 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7047% | 735 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1144% | 5,065 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1418% | 1,286 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4507% | 886 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0104% | 2,998 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0173% | 1,052 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1042% | 494 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0306% | 5,126 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0386% | 6,990 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0007% | 5,501 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0157% | 2,289 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0261% | 749 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0069% | 6,677 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0602% | 7,055 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0397% | 3,178 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0321% | 1,388 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0540% | 396 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0855% | 1,567 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0251% | 929 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0955% | 3,332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0974% | 1,344 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1840% | 588 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0424% | 8,170 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0492% | 8,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0394% | 3,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3471% | 3,649 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0132% | 1,551 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0544% | 3,640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0429% | 1,737 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0591% | 698 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0274% | 1,935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0314% | 1,763 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0278% | 2,891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2802% | 3,543 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0153% | 4,521 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1798% | 3,774 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0035% | 4,268 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0409% | 3,755 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1194% | 3,339 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1277% | 1,069 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2271% | 536 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1373% | 1,145 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1469% | 1,093 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0194% | 3,933 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4524% | 3,788 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0041% | 1,608 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0379% | 4,562 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0370% | 1,954 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0676% | 714 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2008% | 709 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2150% | 696 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0142% | 6,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2663% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0388% | 7,120 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0699% | 3,443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0501% | 1,515 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1046% | 515 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2854% | 508 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3034% | 497 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5024% | 2,862 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0602% | 7,164 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0026% | 6,679 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1228% | 8,551 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1340% | 313 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0716% | 8,411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0756% | 8,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7467% | 1,965 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1232% | 7,319 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2209% | 2,524 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1157% | 1,444 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2664% | 669 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0137% | 8,145 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0143% | 8,137 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3575% | 2,514 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7830% | 2,680 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0789% | 7,361 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1245% | 3,261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1664% | 924 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3894% | 405 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4035% | 3,861 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0112% | 7,058 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1731% | 2,482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2560% | 597 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6264% | 262 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0360% | 2,885 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3927% | 3,663 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0170% | 7,110 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2655% | 1,600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5124% | 275 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3155% | 111 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0748% | 1,909 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1632% | 4,107 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0335% | 7,199 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1735% | 3,699 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0160% | 8,373 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0388% | 8,571 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0084% | 8,310 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3106% | 6,082 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4114% | 2,869 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6854% | 3,417 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0440% | 7,403 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1276% | 3,837 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0216% | 8,457 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0544% | 8,653 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0109% | 8,352 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4087% | 6,043 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2349% | 2,997 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5849% | 3,478 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0660% | 8,614 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0596% | 8,752 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2265% | 8,808 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3412% | 8,705 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2294% | 8,931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.3101% | 9,092 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0117% | 8,627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0395% | 2,783 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1834% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1853% | 1,125 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1730% | 8,312 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3051% | 5,378 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0730% | 7,704 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1860% | 9,412 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3459% | 9,394 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5464% | 406 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,235 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1521% | 8,079 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3259% | 2,085 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2538% | 2,664 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8003% | 802 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4880% | 1,599 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0116% | 10,014 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4310% | 11,781 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0926% | 5,884 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2584% | 4,681 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6483% | 3,377 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |