Home > Boone National Bank > Income and Expense
Boone National Bank, Income and Expense
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,691,000 | 6,503 |
| Total interest expense | $1,481,000 | 5,892 |
| Net interest income | $1,210,000 | 7,022 |
| Provision for loan and lease losses | $89,000 | 4,391 |
| Total noninterest income | $377,000 | 5,046 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $337,000 | 3,288 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $40,000 | 7,060 |
| Total noninterest expense | $1,804,000 | 5,688 |
| Salaries and employee benefits | $927,000 | 5,873 |
| Premises and equipment expense | $326,000 | 4,762 |
| Additional noninterest expense | $551,000 | 5,558 |
| Pre-tax net operating income | $-306,000 | 7,963 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-306,000 | 8,007 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-306,000 | 8,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,961 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 321 |
| Net operating income | $-306,000 | 7,992 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,724,000 | 6,638 |
| Total interest expense | $994,000 | 5,885 |
| Net interest income | $730,000 | 7,273 |
| Provision for loan and lease losses | $59,000 | 4,208 |
| Total noninterest income | $222,000 | 5,364 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $192,000 | 3,590 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $30,000 | 6,985 |
| Total noninterest expense | $1,102,000 | 5,972 |
| Salaries and employee benefits | $581,000 | 6,116 |
| Premises and equipment expense | $209,000 | 4,881 |
| Additional noninterest expense | $312,000 | 6,012 |
| Pre-tax net operating income | $-209,000 | 8,096 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-209,000 | 8,126 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-209,000 | 8,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,692 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 246 |
| Net operating income | $-209,000 | 8,117 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $844,000 | 6,711 |
| Total interest expense | $508,000 | 5,814 |
| Net interest income | $336,000 | 7,468 |
| Provision for loan and lease losses | $29,000 | 4,032 |
| Total noninterest income | $106,000 | 5,403 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $82,000 | 3,854 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $24,000 | 6,337 |
| Total noninterest expense | $564,000 | 5,950 |
| Salaries and employee benefits | $284,000 | 6,209 |
| Premises and equipment expense | $121,000 | 4,484 |
| Additional noninterest expense | $159,000 | 5,944 |
| Pre-tax net operating income | $-151,000 | 8,231 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-151,000 | 8,263 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-151,000 | 8,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 136 |
| Net operating income | $-151,000 | 8,253 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,926,000 | 6,836 |
| Total interest expense | $1,582,000 | 5,989 |
| Net interest income | $1,344,000 | 7,385 |
| Provision for loan and lease losses | $125,000 | 4,315 |
| Total noninterest income | $470,000 | 5,263 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $347,000 | 3,831 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $123,000 | 5,969 |
| Total noninterest expense | $1,854,000 | 6,357 |
| Salaries and employee benefits | $929,000 | 6,582 |
| Premises and equipment expense | $380,000 | 5,092 |
| Additional noninterest expense | $545,000 | 6,331 |
| Pre-tax net operating income | $-165,000 | 8,089 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-165,000 | 8,121 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-165,000 | 8,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,872 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-165,000 | 8,111 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,122,000 | 6,946 |
| Total interest expense | $1,122,000 | 6,064 |
| Net interest income | $1,000,000 | 7,473 |
| Provision for loan and lease losses | $95,000 | 4,177 |
| Total noninterest income | $389,000 | 5,075 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $273,000 | 3,762 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $116,000 | 5,580 |
| Total noninterest expense | $1,384,000 | 6,381 |
| Salaries and employee benefits | $705,000 | 6,557 |
| Premises and equipment expense | $275,000 | 5,206 |
| Additional noninterest expense | $404,000 | 6,369 |
| Pre-tax net operating income | $-90,000 | 8,214 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-90,000 | 8,240 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-90,000 | 8,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,214 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-90,000 | 8,232 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,375,000 | 7,011 |
| Total interest expense | $675,000 | 6,214 |
| Net interest income | $700,000 | 7,427 |
| Provision for loan and lease losses | $65,000 | 3,979 |
| Total noninterest income | $286,000 | 4,865 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $192,000 | 3,637 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $94,000 | 5,267 |
| Total noninterest expense | $983,000 | 6,216 |
| Salaries and employee benefits | $494,000 | 6,465 |
| Premises and equipment expense | $211,000 | 4,767 |
| Additional noninterest expense | $278,000 | 6,299 |
| Pre-tax net operating income | $-62,000 | 8,298 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-62,000 | 8,297 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-62,000 | 8,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,447 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-62,000 | 8,294 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $683,000 | 7,008 |
| Total interest expense | $305,000 | 6,353 |
| Net interest income | $378,000 | 7,300 |
| Provision for loan and lease losses | $35,000 | 3,693 |
| Total noninterest income | $146,000 | 4,752 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $78,000 | 3,989 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $68,000 | 4,477 |
| Total noninterest expense | $517,000 | 6,078 |
| Salaries and employee benefits | $267,000 | 6,263 |
| Premises and equipment expense | $91,000 | 5,241 |
| Additional noninterest expense | $159,000 | 5,891 |
| Pre-tax net operating income | $-28,000 | 8,311 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-28,000 | 8,329 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-28,000 | 8,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,331 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-28,000 | 8,314 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,207,000 | 7,259 |
| Total interest expense | $919,000 | 6,493 |
| Net interest income | $1,288,000 | 7,572 |
| Provision for loan and lease losses | $155,000 | 4,066 |
| Total noninterest income | $373,000 | 5,867 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $299,000 | 4,195 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $74,000 | 6,870 |
| Total noninterest expense | $2,130,000 | 5,890 |
| Salaries and employee benefits | $1,088,000 | 6,101 |
| Premises and equipment expense | $373,000 | 5,077 |
| Additional noninterest expense | $669,000 | 5,722 |
| Pre-tax net operating income | $-624,000 | 8,542 |
| Securities gains (losses) | $4,000 | 1,802 |
| Applicable income taxes | $-5,000 | 8,431 |
| Income before extraordinary items | $-615,000 | 8,583 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-615,000 | 8,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,152 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 432 |
| Net operating income | $-618,960 | 8,565 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,568,000 | 7,382 |
| Total interest expense | $630,000 | 6,615 |
| Net interest income | $938,000 | 7,672 |
| Provision for loan and lease losses | $81,000 | 4,591 |
| Total noninterest income | $273,000 | 5,974 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $216,000 | 4,292 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $57,000 | 6,861 |
| Total noninterest expense | $1,606,000 | 5,843 |
| Salaries and employee benefits | $841,000 | 5,954 |
| Premises and equipment expense | $301,000 | 4,830 |
| Additional noninterest expense | $464,000 | 5,927 |
| Pre-tax net operating income | $-476,000 | 8,587 |
| Securities gains (losses) | $4,000 | 1,810 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-472,000 | 8,628 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-472,000 | 8,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,107 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-476,000 | 8,603 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,009,000 | 7,435 |
| Total interest expense | $374,000 | 6,754 |
| Net interest income | $635,000 | 7,659 |
| Provision for loan and lease losses | $53,000 | 4,474 |
| Total noninterest income | $168,000 | 6,123 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $128,000 | 4,513 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $40,000 | 6,773 |
| Total noninterest expense | $1,060,000 | 5,868 |
| Salaries and employee benefits | $557,000 | 5,996 |
| Premises and equipment expense | $187,000 | 5,041 |
| Additional noninterest expense | $316,000 | 5,842 |
| Pre-tax net operating income | $-310,000 | 8,604 |
| Securities gains (losses) | $3,000 | 1,754 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-307,000 | 8,634 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-307,000 | 8,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,582 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-310,000 | 8,611 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $471,000 | 7,608 |
| Total interest expense | $178,000 | 6,817 |
| Net interest income | $293,000 | 7,832 |
| Provision for loan and lease losses | $24,000 | 4,451 |
| Total noninterest income | $76,000 | 6,278 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $52,000 | 4,904 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $24,000 | 6,543 |
| Total noninterest expense | $505,000 | 6,070 |
| Salaries and employee benefits | $274,000 | 6,088 |
| Premises and equipment expense | $80,000 | 5,566 |
| Additional noninterest expense | $151,000 | 5,984 |
| Pre-tax net operating income | $-160,000 | 8,701 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-160,000 | 8,719 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-160,000 | 8,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-160,000 | 8,699 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,690,000 | 7,694 |
| Total interest expense | $524,000 | 7,217 |
| Net interest income | $1,166,000 | 7,795 |
| Provision for loan and lease losses | $99,000 | 5,055 |
| Total noninterest income | $267,000 | 6,628 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $186,000 | 5,367 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $81,000 | 6,755 |
| Total noninterest expense | $1,609,000 | 6,690 |
| Salaries and employee benefits | $864,000 | 6,750 |
| Premises and equipment expense | $311,000 | 5,576 |
| Additional noninterest expense | $434,000 | 6,933 |
| Pre-tax net operating income | $-275,000 | 8,568 |
| Securities gains (losses) | $106,000 | 1,198 |
| Applicable income taxes | $5,000 | 6,914 |
| Income before extraordinary items | $-174,000 | 8,564 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-174,000 | 8,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 2,684 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-280,000 | 8,590 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,272,000 | 7,726 |
| Total interest expense | $378,000 | 7,312 |
| Net interest income | $894,000 | 7,785 |
| Provision for loan and lease losses | $67,000 | 4,990 |
| Total noninterest income | $194,000 | 6,735 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $131,000 | 5,538 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $63,000 | 6,728 |
| Total noninterest expense | $1,124,000 | 6,856 |
| Salaries and employee benefits | $591,000 | 6,939 |
| Premises and equipment expense | $222,000 | 5,680 |
| Additional noninterest expense | $311,000 | 7,004 |
| Pre-tax net operating income | $-103,000 | 8,597 |
| Securities gains (losses) | $106,000 | 1,134 |
| Applicable income taxes | $3,000 | 7,043 |
| Income before extraordinary items | $0 | 8,499 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $0 | 8,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 2,525 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-67,840 | 8,567 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $856,000 | 7,759 |
| Total interest expense | $253,000 | 7,374 |
| Net interest income | $603,000 | 7,812 |
| Provision for loan and lease losses | $58,000 | 4,543 |
| Total noninterest income | $114,000 | 6,996 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $84,000 | 5,624 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $30,000 | 7,216 |
| Total noninterest expense | $707,000 | 7,062 |
| Salaries and employee benefits | $373,000 | 7,127 |
| Premises and equipment expense | $167,000 | 5,367 |
| Additional noninterest expense | $167,000 | 7,521 |
| Pre-tax net operating income | $-48,000 | 8,625 |
| Securities gains (losses) | $92,000 | 1,087 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $44,000 | 8,278 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $44,000 | 8,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,141 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-48,000 | 8,628 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $425,000 | 7,803 |
| Total interest expense | $127,000 | 7,409 |
| Net interest income | $298,000 | 7,865 |
| Provision for loan and lease losses | $49,000 | 3,372 |
| Total noninterest income | $50,000 | 7,209 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $38,000 | 5,782 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $357,000 | 7,068 |
| Salaries and employee benefits | $192,000 | 7,098 |
| Premises and equipment expense | $83,000 | 5,402 |
| Additional noninterest expense | $82,000 | 7,590 |
| Pre-tax net operating income | $-58,000 | 8,740 |
| Securities gains (losses) | $92,000 | 848 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $34,000 | 8,076 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $34,000 | 8,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,329 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-58,000 | 8,738 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,005,000 | 7,532 |
| Total interest expense | $657,000 | 7,198 |
| Net interest income | $1,348,000 | 7,582 |
| Provision for loan and lease losses | $87,000 | 5,545 |
| Total noninterest income | $194,000 | 7,404 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $141,000 | 5,980 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $53,000 | 7,480 |
| Total noninterest expense | $1,480,000 | 6,921 |
| Salaries and employee benefits | $732,000 | 7,179 |
| Premises and equipment expense | $317,000 | 5,499 |
| Additional noninterest expense | $431,000 | 6,952 |
| Pre-tax net operating income | $-25,000 | 8,572 |
| Securities gains (losses) | $166,000 | 1,473 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $141,000 | 8,049 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $141,000 | 8,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,532 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-25,000 | 8,579 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,566,000 | 7,545 |
| Total interest expense | $520,000 | 7,212 |
| Net interest income | $1,046,000 | 7,567 |
| Provision for loan and lease losses | $78,000 | 5,161 |
| Total noninterest income | $130,000 | 7,633 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $100,000 | 6,127 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $30,000 | 7,851 |
| Total noninterest expense | $1,110,000 | 6,920 |
| Salaries and employee benefits | $551,000 | 7,128 |
| Premises and equipment expense | $228,000 | 5,602 |
| Additional noninterest expense | $331,000 | 6,884 |
| Pre-tax net operating income | $-12,000 | 8,664 |
| Securities gains (losses) | $144,000 | 1,448 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $132,000 | 8,029 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $132,000 | 8,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,184 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-12,000 | 8,659 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,074,000 | 7,534 |
| Total interest expense | $357,000 | 7,276 |
| Net interest income | $717,000 | 7,531 |
| Provision for loan and lease losses | $44,000 | 5,358 |
| Total noninterest income | $81,000 | 7,748 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $64,000 | 6,188 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $17,000 | 8,015 |
| Total noninterest expense | $785,000 | 6,765 |
| Salaries and employee benefits | $359,000 | 7,223 |
| Premises and equipment expense | $188,000 | 4,904 |
| Additional noninterest expense | $238,000 | 6,668 |
| Pre-tax net operating income | $-31,000 | 8,738 |
| Securities gains (losses) | $144,000 | 1,250 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $113,000 | 7,816 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $113,000 | 7,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,202 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-31,000 | 8,738 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $536,000 | 7,578 |
| Total interest expense | $188,000 | 7,248 |
| Net interest income | $348,000 | 7,622 |
| Provision for loan and lease losses | $25,000 | 4,925 |
| Total noninterest income | $40,000 | 7,748 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $32,000 | 6,144 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,000 | 8,105 |
| Total noninterest expense | $386,000 | 6,823 |
| Salaries and employee benefits | $171,000 | 7,386 |
| Premises and equipment expense | $92,000 | 4,977 |
| Additional noninterest expense | $123,000 | 6,572 |
| Pre-tax net operating income | $-23,000 | 8,824 |
| Securities gains (losses) | $45,000 | 1,448 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $22,000 | 8,456 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $22,000 | 8,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-23,000 | 8,786 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,968,000 | 7,884 |
| Total interest expense | $816,000 | 7,462 |
| Net interest income | $1,152,000 | 8,030 |
| Provision for loan and lease losses | $155,000 | 4,849 |
| Total noninterest income | $118,000 | 8,183 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $90,000 | 6,759 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $28,000 | 8,260 |
| Total noninterest expense | $1,454,000 | 6,940 |
| Salaries and employee benefits | $656,000 | 7,474 |
| Premises and equipment expense | $362,000 | 4,978 |
| Additional noninterest expense | $436,000 | 6,901 |
| Pre-tax net operating income | $-339,000 | 8,907 |
| Securities gains (losses) | $49,000 | 2,428 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-290,000 | 8,959 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-290,000 | 8,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,528 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-339,000 | 8,934 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $626,000 | 9,368 |
| Total interest expense | $326,000 | 9,259 |
| Net interest income | $300,000 | 9,412 |
| Provision for loan and lease losses | $186,000 | 4,286 |
| Total noninterest income | $25,000 | 9,386 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $20,000 | 8,125 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $5,000 | 9,318 |
| Total noninterest expense | $957,000 | 8,076 |
| Salaries and employee benefits | $429,000 | 8,493 |
| Premises and equipment expense | $219,000 | 6,505 |
| Additional noninterest expense | $309,000 | 7,787 |
| Pre-tax net operating income | $-818,000 | 9,292 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-818,000 | 9,357 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-818,000 | 9,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $5,100,000 | 180 |
| Net operating income | $-818,000 | 9,326 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.