| 2023-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0779% | 1,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0818% | 278 |
| Percentage Net Loans Charged-off:Construction & development | 0.0067% | 207 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1701% | 197 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0014% | 4,490 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0218% | 4,165 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0264% | 4,329 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0208% | 4,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0457% | 1,373 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9302% | 739 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9302% | 637 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0809% | 912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0854% | 218 |
| Percentage Net Loans Charged-off:Construction & development | 0.0081% | 137 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1747% | 148 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0016% | 4,530 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0199% | 4,140 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0141% | 4,328 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0211% | 4,185 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0518% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8640% | 685 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8640% | 636 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0654% | 901 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0939% | 158 |
| Percentage Net Loans Charged-off:Construction & development | 0.0143% | 92 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1911% | 116 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0017% | 4,570 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0297% | 4,300 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0149% | 4,364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0328% | 4,294 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0016% | 1,172 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8230% | 689 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8230% | 670 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0136% | 1,445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0629% | 172 |
| Percentage Net Loans Charged-off:Construction & development | 0.0348% | 39 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1279% | 101 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0024% | 4,648 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0436% | 4,434 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0111% | 4,441 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0502% | 4,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0913% | 4,263 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8689% | 635 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8689% | 576 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0988% | 738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0002% | 1,033 |
| Percentage Net Loans Charged-off:Construction & development | -0.0131% | 4,370 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0150% | 393 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0293% | 4,187 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0075% | 4,306 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0336% | 4,252 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1972% | 648 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9442% | 573 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9442% | 521 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0356% | 1,152 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,110 |
| Percentage Net Loans Charged-off:Construction & development | -0.0173% | 4,437 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0168% | 278 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0367% | 4,265 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0045% | 4,335 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0429% | 4,358 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0145% | 1,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8899% | 550 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8899% | 502 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0497% | 893 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 2,995 |
| Percentage Net Loans Charged-off:Construction & development | -0.0245% | 4,086 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0256% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0528% | 4,280 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0137% | 3,232 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0602% | 4,334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0351% | 746 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7895% | 618 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7895% | 560 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1163% | 464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 469 |
| Percentage Net Loans Charged-off:Construction & development | -0.0416% | 4,200 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0462% | 129 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0809% | 4,432 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0332% | 75 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1024% | 4,498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1429% | 360 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8230% | 589 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8230% | 541 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1492% | 639 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 3,297 |
| Percentage Net Loans Charged-off:Construction & development | -0.0418% | 4,149 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0041% | 694 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0004% | 95 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0047% | 910 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0915% | 124 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0106% | 3,777 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3511% | 497 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5375% | 804 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5375% | 733 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2012% | 417 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0001% | 1,225 |
| Percentage Net Loans Charged-off:Construction & development | -0.0459% | 4,224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0054% | 586 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0006% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0105% | 702 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1163% | 96 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0079% | 3,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4873% | 332 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4847% | 782 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4847% | 702 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2662% | 330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 1,009 |
| Percentage Net Loans Charged-off:Construction & development | -0.0331% | 4,226 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0084% | 483 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0095% | 660 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1637% | 73 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0171% | 4,063 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6386% | 244 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4442% | 818 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4442% | 738 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2522% | 337 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0189% | 540 |
| Percentage Net Loans Charged-off:Construction & development | -0.0104% | 4,205 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0171% | 288 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0477% | 307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3096% | 44 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0025% | 501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5705% | 231 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5045% | 786 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5045% | 703 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3032% | 573 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 3,980 |
| Percentage Net Loans Charged-off:Construction & development | 0.0306% | 269 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0072% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0584% | 4,580 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0002% | 3,268 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0699% | 4,630 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6967% | 537 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5631% | 1,107 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5631% | 1,006 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3085% | 510 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 3,893 |
| Percentage Net Loans Charged-off:Construction & development | 0.0433% | 197 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0098% | 721 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0658% | 4,633 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0042% | 340 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0800% | 4,678 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7026% | 454 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5056% | 1,164 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5056% | 1,064 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2726% | 583 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 3,795 |
| Percentage Net Loans Charged-off:Construction & development | 0.0687% | 117 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0023% | 644 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0577% | 4,649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0119% | 272 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0723% | 4,701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6143% | 497 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5631% | 1,144 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5631% | 1,034 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3094% | 473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0122% | 900 |
| Percentage Net Loans Charged-off:Construction & development | 0.1458% | 66 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 4,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0322% | 4,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0440% | 168 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0490% | 4,640 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7104% | 392 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6952% | 1,044 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6952% | 943 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1851% | 1,092 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0172% | 4,459 |
| Percentage Net Loans Charged-off:Construction & development | 0.0726% | 252 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0452% | 4,740 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0093% | 4,203 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0039% | 3,406 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0104% | 4,251 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4539% | 946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7513% | 1,101 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7513% | 1,002 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1712% | 994 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0290% | 4,666 |
| Percentage Net Loans Charged-off:Construction & development | 0.0364% | 219 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0591% | 4,861 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0060% | 4,131 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0032% | 3,430 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0066% | 4,165 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4399% | 788 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6707% | 1,141 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6707% | 1,046 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1617% | 987 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0580% | 4,912 |
| Percentage Net Loans Charged-off:Construction & development | -0.0488% | 4,531 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0881% | 5,007 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0120% | 4,309 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0079% | 3,498 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0128% | 4,372 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4607% | 673 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5538% | 1,283 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5538% | 1,168 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1849% | 752 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0388% | 712 |
| Percentage Net Loans Charged-off:Construction & development | -0.0116% | 4,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0783% | 261 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0164% | 4,516 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0050% | 3,564 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0186% | 4,578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4064% | 546 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3734% | 1,513 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3734% | 1,406 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1835% | 1,050 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0421% | 4,856 |
| Percentage Net Loans Charged-off:Construction & development | -0.3603% | 4,814 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0108% | 1,002 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0166% | 4,545 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0103% | 3,564 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0178% | 4,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4646% | 867 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6708% | 1,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6708% | 1,125 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1553% | 1,062 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0529% | 4,964 |
| Percentage Net Loans Charged-off:Construction & development | -0.4589% | 4,883 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0155% | 751 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0215% | 4,625 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0117% | 3,599 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0232% | 4,675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4116% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5943% | 1,246 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5943% | 1,141 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1340% | 1,120 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0759% | 5,105 |
| Percentage Net Loans Charged-off:Construction & development | -0.6661% | 4,961 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0242% | 539 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0262% | 4,712 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0104% | 3,628 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0289% | 4,782 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3941% | 709 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5038% | 1,318 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5038% | 1,216 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0302% | 1,890 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 4,255 |
| Percentage Net Loans Charged-off:Construction & development | -0.1115% | 4,816 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0298% | 363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0292% | 4,853 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0112% | 3,706 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0322% | 4,936 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0501% | 944 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5186% | 1,299 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5186% | 1,191 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0921% | 2,160 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0491% | 1,508 |
| Percentage Net Loans Charged-off:Construction & development | -0.1143% | 4,805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1132% | 678 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0014% | 2,381 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0066% | 3,734 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0026% | 2,250 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1340% | 1,718 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5949% | 1,525 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5950% | 1,392 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0330% | 2,773 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0252% | 4,896 |
| Percentage Net Loans Charged-off:Construction & development | -0.1103% | 4,842 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0247% | 5,015 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0027% | 2,060 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0112% | 3,790 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0048% | 1,914 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0806% | 1,580 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5820% | 1,420 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5821% | 1,279 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0105% | 3,087 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0229% | 4,896 |
| Percentage Net Loans Charged-off:Construction & development | -0.1095% | 4,880 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0162% | 4,997 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0075% | 4,557 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0240% | 3,868 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0050% | 4,549 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0206% | 1,604 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5675% | 1,390 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5676% | 1,257 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0173% | 4,663 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0332% | 5,154 |
| Percentage Net Loans Charged-off:Construction & development | -0.1314% | 5,010 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0338% | 5,303 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0011% | 1,338 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0488% | 4,047 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0083% | 1,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0465% | 4,522 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6791% | 1,158 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6792% | 1,034 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2095% | 1,329 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0251% | 5,086 |
| Percentage Net Loans Charged-off:Construction & development | -0.1034% | 4,929 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0101% | 4,952 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0265% | 5,185 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0759% | 4,163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0211% | 5,137 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5276% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6575% | 1,475 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6575% | 1,352 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0077% | 4,980 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2900% | 788 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0146% | 4,864 |
| Percentage Net Loans Charged-off:Construction & development | -0.0982% | 4,946 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 4,886 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0019% | 2,385 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0480% | 4,106 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0071% | 2,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7118% | 659 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6359% | 1,336 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6359% | 1,222 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0071% | 4,999 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3641% | 638 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 4,305 |
| Percentage Net Loans Charged-off:Construction & development | -0.0523% | 4,901 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0071% | 5,006 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0348% | 1,699 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0642% | 4,181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0448% | 1,532 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8728% | 521 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5344% | 1,421 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5344% | 1,300 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0034% | 4,992 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5527% | 397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0098% | 1,629 |
| Percentage Net Loans Charged-off:Construction & development | -0.0270% | 4,900 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 5,035 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0549% | 1,185 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0909% | 4,254 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0695% | 1,027 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3109% | 314 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5812% | 1,257 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5812% | 1,128 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0031% | 5,058 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0191% | 5,258 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1401% | 5,811 |
| Percentage Net Loans Charged-off:Construction & development | -1.0215% | 5,492 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0456% | 5,450 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0340% | 2,570 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3357% | 4,500 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0650% | 2,069 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0693% | 2,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5641% | 1,500 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5641% | 1,380 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0613% | 1,155 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0519% | 5,561 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1944% | 5,947 |
| Percentage Net Loans Charged-off:Construction & development | -1.4032% | 5,595 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0611% | 5,617 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0290% | 2,415 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4297% | 4,556 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0658% | 1,887 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0696% | 1,735 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5370% | 1,396 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5370% | 1,290 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0099% | 5,162 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1019% | 5,800 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2490% | 6,062 |
| Percentage Net Loans Charged-off:Construction & development | -2.0027% | 5,673 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0180% | 5,434 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0230% | 2,245 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6070% | 4,607 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0723% | 1,673 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0147% | 1,697 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4823% | 1,401 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4823% | 1,289 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0137% | 5,236 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.2254% | 6,084 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4940% | 6,213 |
| Percentage Net Loans Charged-off:Construction & development | -3.9831% | 5,742 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0205% | 5,619 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0282% | 1,628 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3559% | 4,591 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0583% | 1,335 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0027% | 4,292 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4559% | 1,386 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4559% | 1,268 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0044% | 5,224 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0424% | 5,877 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0459% | 5,884 |
| Percentage Net Loans Charged-off:Construction & development | -0.4489% | 5,577 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0317% | 5,739 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2244% | 5,092 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1024% | 2,362 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4174% | 468 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0780% | 2,504 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0806% | 5,265 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4892% | 1,837 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4892% | 1,695 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0064% | 5,292 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0493% | 5,901 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0753% | 6,054 |
| Percentage Net Loans Charged-off:Construction & development | -0.8268% | 5,742 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0381% | 5,830 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0340% | 5,037 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1334% | 1,925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6173% | 332 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0963% | 2,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0600% | 5,121 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4560% | 1,786 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4560% | 1,641 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0071% | 5,351 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0678% | 6,004 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0930% | 6,163 |
| Percentage Net Loans Charged-off:Construction & development | -0.9448% | 5,802 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0596% | 5,999 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0137% | 5,035 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1486% | 1,709 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9004% | 228 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0908% | 1,989 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0889% | 5,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5284% | 1,472 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5284% | 1,342 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0061% | 5,381 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0766% | 5,998 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0923% | 6,216 |
| Percentage Net Loans Charged-off:Construction & development | -0.7904% | 5,823 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0686% | 6,161 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0143% | 5,071 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1093% | 1,528 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0048% | 598 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1174% | 1,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0984% | 5,383 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3301% | 1,815 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3301% | 1,696 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0040% | 5,428 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0161% | 5,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0603% | 3,603 |
| Percentage Net Loans Charged-off:Construction & development | -0.9663% | 5,976 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2321% | 1,602 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0251% | 5,189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1757% | 2,398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3723% | 799 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1606% | 2,440 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0738% | 5,509 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7482% | 1,521 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7482% | 1,409 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0492% | 5,702 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0530% | 4,149 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1489% | 2,530 |
| Percentage Net Loans Charged-off:Construction & development | -0.6784% | 5,958 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3318% | 1,214 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0288% | 5,243 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1976% | 2,113 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1675% | 1,014 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1999% | 2,018 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0848% | 5,573 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6577% | 1,538 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6577% | 1,422 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0264% | 5,664 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0747% | 3,644 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2470% | 1,879 |
| Percentage Net Loans Charged-off:Construction & development | -0.6507% | 5,991 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5389% | 845 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3478% | 5,367 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2353% | 1,858 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1780% | 885 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2397% | 1,763 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1379% | 5,759 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5701% | 1,639 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5701% | 1,520 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0207% | 5,639 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0754% | 3,092 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3176% | 1,419 |
| Percentage Net Loans Charged-off:Construction & development | -0.1617% | 5,842 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6204% | 619 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7022% | 5,421 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2048% | 1,668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2237% | 622 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2033% | 1,573 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2244% | 6,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6709% | 1,357 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6709% | 1,229 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0199% | 5,661 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1356% | 4,326 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2000% | 3,267 |
| Percentage Net Loans Charged-off:Construction & development | 0.8828% | 1,544 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1197% | 6,708 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0433% | 803 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3733% | 2,208 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2453% | 1,349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3849% | 2,069 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0343% | 5,736 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6132% | 815 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6132% | 741 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0140% | 1,594 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1349% | 4,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1997% | 3,090 |
| Percentage Net Loans Charged-off:Construction & development | 1.2843% | 1,262 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2025% | 6,841 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1448% | 5,551 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3612% | 2,141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2379% | 1,208 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3727% | 1,994 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0328% | 5,667 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5405% | 830 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5405% | 740 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0003% | 5,776 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2280% | 3,208 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3201% | 2,380 |
| Percentage Net Loans Charged-off:Construction & development | 1.6160% | 1,061 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0459% | 6,693 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1953% | 5,570 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4120% | 1,869 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3712% | 949 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4159% | 1,786 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1049% | 2,480 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8358% | 1,452 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8358% | 1,315 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0345% | 5,984 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2921% | 2,499 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5157% | 1,560 |
| Percentage Net Loans Charged-off:Construction & development | 2.9695% | 610 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2009% | 1,298 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4966% | 5,636 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2901% | 1,921 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2108% | 866 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2979% | 1,767 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0214% | 1,980 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7234% | 1,444 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7234% | 1,308 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0394% | 6,022 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3474% | 3,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5236% | 2,572 |
| Percentage Net Loans Charged-off:Construction & development | 1.1925% | 2,037 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3382% | 2,331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0124% | 1,006 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5952% | 1,974 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1599% | 1,689 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6446% | 1,805 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0294% | 4,085 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2770% | 1,333 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1605% | 1,253 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0961% | 1,345 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3521% | 3,333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5141% | 2,374 |
| Percentage Net Loans Charged-off:Construction & development | 1.5220% | 1,684 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2149% | 2,299 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2332% | 727 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5665% | 1,859 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3378% | 1,256 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5930% | 1,739 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0716% | 3,448 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1386% | 1,360 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0079% | 1,275 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0494% | 1,348 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3472% | 3,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6017% | 2,044 |
| Percentage Net Loans Charged-off:Construction & development | 2.0977% | 1,353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2832% | 1,864 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0110% | 5,653 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5404% | 1,842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4307% | 1,042 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5536% | 1,730 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0099% | 5,879 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9409% | 1,575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7972% | 1,497 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1997% | 6,322 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3811% | 2,546 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6601% | 1,607 |
| Percentage Net Loans Charged-off:Construction & development | 3.0957% | 815 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0805% | 1,712 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5461% | 1,477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3396% | 822 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5715% | 1,352 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0368% | 2,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9064% | 1,474 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7196% | 1,407 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4437% | 6,389 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9931% | 2,202 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5468% | 1,252 |
| Percentage Net Loans Charged-off:Construction & development | 4.9664% | 1,251 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7828% | 1,556 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5586% | 830 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8620% | 1,573 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0957% | 1,804 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9029% | 1,509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1911% | 4,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1726% | 1,887 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2775% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.1381% | 1,792 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8212% | 959 |
| Percentage Net Loans Charged-off:Construction & development | 5.9587% | 958 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8152% | 1,321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0194% | 872 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0565% | 1,191 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1287% | 1,548 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1059% | 1,132 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2122% | 3,603 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1323% | 1,777 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0832% | 1,482 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.3701% | 1,390 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2581% | 720 |
| Percentage Net Loans Charged-off:Construction & development | 7.8157% | 650 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8881% | 1,081 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0292% | 692 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1384% | 1,055 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1981% | 1,230 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1885% | 1,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2160% | 3,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1547% | 1,687 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0310% | 6,376 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.2084% | 1,407 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1133% | 699 |
| Percentage Net Loans Charged-off:Construction & development | 7.4868% | 577 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3834% | 610 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0572% | 436 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2526% | 2,117 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4063% | 768 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2445% | 2,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0330% | 6,520 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2276% | 1,552 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0838% | 6,532 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.2099% | 2,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4771% | 1,395 |
| Percentage Net Loans Charged-off:Construction & development | 3.3698% | 1,622 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6844% | 1,483 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4550% | 497 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7838% | 1,555 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3127% | 300 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6559% | 1,674 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8493% | 3,078 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6056% | 1,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5457% | 1,247 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.2362% | 1,653 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5747% | 1,067 |
| Percentage Net Loans Charged-off:Construction & development | 3.5598% | 1,278 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6567% | 1,140 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9059% | 436 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8396% | 1,251 |
| Percentage Net Loans Charged-off: Home equity loans | 4.3964% | 194 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6604% | 1,399 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8305% | 2,584 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4391% | 1,786 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4764% | 1,120 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.1022% | 1,644 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4367% | 1,035 |
| Percentage Net Loans Charged-off:Construction & development | 2.7018% | 1,257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9669% | 682 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3287% | 283 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8061% | 1,147 |
| Percentage Net Loans Charged-off: Home equity loans | 5.8694% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5497% | 1,401 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6652% | 2,398 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3276% | 1,807 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7317% | 852 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.0322% | 1,305 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2078% | 890 |
| Percentage Net Loans Charged-off:Construction & development | 2.4459% | 873 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5939% | 607 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0101% | 6,099 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7679% | 925 |
| Percentage Net Loans Charged-off: Home equity loans | 8.5858% | 77 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3532% | 1,379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8066% | 1,565 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3853% | 1,590 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5496% | 746 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8851% | 1,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6366% | 1,389 |
| Percentage Net Loans Charged-off:Construction & development | 1.1838% | 1,457 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1204% | 1,669 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5537% | 349 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6401% | 974 |
| Percentage Net Loans Charged-off: Home equity loans | 5.0213% | 96 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3631% | 1,459 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0840% | 1,728 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2556% | 1,792 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1050% | 741 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9379% | 920 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6701% | 928 |
| Percentage Net Loans Charged-off:Construction & development | 1.2728% | 951 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0551% | 1,426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7767% | 202 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7086% | 663 |
| Percentage Net Loans Charged-off: Home equity loans | 6.6556% | 56 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3223% | 1,180 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2431% | 1,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1399% | 1,642 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7604% | 745 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.0403% | 664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2242% | 1,603 |
| Percentage Net Loans Charged-off:Construction & development | 0.3704% | 1,126 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 7,752 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1433% | 110 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2381% | 1,308 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1123% | 6,013 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2617% | 1,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1069% | 586 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9608% | 1,781 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5062% | 786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3093% | 1,609 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1504% | 1,443 |
| Percentage Net Loans Charged-off:Construction & development | 0.2453% | 796 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0077% | 7,875 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1025% | 6,123 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2381% | 962 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2282% | 5,987 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2695% | 826 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2676% | 1,509 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9162% | 1,649 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1600% | 453 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1849% | 2,790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1003% | 2,100 |
| Percentage Net Loans Charged-off:Construction & development | 0.1328% | 1,130 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0826% | 1,132 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0625% | 6,237 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0980% | 1,913 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0082% | 5,962 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1056% | 1,754 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1781% | 2,827 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8691% | 1,888 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1273% | 1,318 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1577% | 2,389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0561% | 1,993 |
| Percentage Net Loans Charged-off:Construction & development | 0.0343% | 929 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0993% | 711 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0830% | 6,193 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0482% | 1,916 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0037% | 5,946 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0520% | 1,750 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1629% | 2,360 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8332% | 1,672 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1374% | 1,125 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1807% | 1,850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0560% | 1,615 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1567% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0648% | 6,173 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0245% | 1,812 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0055% | 5,944 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0267% | 1,645 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2268% | 1,764 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7185% | 1,799 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1996% | 941 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0809% | 2,443 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 7,643 |
| Percentage Net Loans Charged-off:Construction & development | 0.0097% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0102% | 500 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1149% | 6,127 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0322% | 8,012 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0055% | 5,945 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0342% | 8,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0991% | 1,529 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6616% | 1,796 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0167% | 6,878 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0708% | 3,871 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 3,294 |
| Percentage Net Loans Charged-off:Construction & development | -0.0048% | 7,678 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0569% | 8,113 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3321% | 6,280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0841% | 1,561 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0722% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0850% | 1,499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0147% | 3,592 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9585% | 1,547 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0441% | 7,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0820% | 3,048 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 2,860 |
| Percentage Net Loans Charged-off:Construction & development | -0.0078% | 7,697 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0346% | 8,077 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4384% | 6,271 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0963% | 1,212 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0990% | 363 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0961% | 1,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0670% | 2,602 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8196% | 1,645 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0505% | 7,111 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0817% | 2,772 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0984% | 995 |
| Percentage Net Loans Charged-off:Construction & development | -0.0126% | 7,699 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2020% | 382 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0633% | 6,227 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0998% | 1,040 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1069% | 963 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0356% | 6,963 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8000% | 1,587 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0519% | 7,084 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0696% | 2,501 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1052% | 706 |
| Percentage Net Loans Charged-off:Construction & development | -0.0250% | 7,697 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2531% | 222 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1219% | 6,177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0704% | 876 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0754% | 809 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0439% | 7,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6002% | 1,923 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0242% | 6,970 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1846% | 2,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0412% | 2,145 |
| Percentage Net Loans Charged-off:Construction & development | 0.0892% | 417 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0417% | 8,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0630% | 149 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1016% | 1,412 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0041% | 5,974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1074% | 1,356 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1834% | 2,863 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2436% | 1,381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0495% | 1,425 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0993% | 3,166 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0651% | 1,476 |
| Percentage Net Loans Charged-off:Construction & development | 0.2034% | 237 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0511% | 8,224 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0826% | 112 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1054% | 1,201 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0059% | 5,946 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1110% | 1,146 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0172% | 6,953 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1535% | 1,368 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0385% | 7,117 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0933% | 2,977 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0750% | 1,222 |
| Percentage Net Loans Charged-off:Construction & development | 0.3156% | 156 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0735% | 8,303 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1258% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0885% | 1,181 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0926% | 1,108 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0109% | 6,790 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9933% | 1,579 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0458% | 7,114 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1421% | 2,015 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1658% | 593 |
| Percentage Net Loans Charged-off:Construction & development | 0.6664% | 80 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0274% | 8,303 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4771% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0550% | 1,113 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0574% | 1,019 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0358% | 1,857 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8420% | 1,775 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0507% | 7,186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2993% | 1,931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1049% | 1,543 |
| Percentage Net Loans Charged-off:Construction & development | 0.0216% | 656 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0750% | 1,083 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2847% | 107 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0992% | 1,597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1044% | 1,526 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3022% | 2,717 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7298% | 983 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2471% | 1,054 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2653% | 1,831 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1235% | 1,159 |
| Percentage Net Loans Charged-off:Construction & development | 0.0293% | 518 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1039% | 764 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2791% | 85 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0942% | 1,416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0994% | 1,343 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1895% | 2,627 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7250% | 892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3379% | 832 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2752% | 1,695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0790% | 1,422 |
| Percentage Net Loans Charged-off:Construction & development | 0.0449% | 371 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0101% | 903 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0763% | 98 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0587% | 1,543 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0621% | 1,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2463% | 2,085 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5940% | 1,032 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5110% | 628 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3449% | 1,282 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1153% | 937 |
| Percentage Net Loans Charged-off:Construction & development | -0.0218% | 7,845 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0072% | 8,406 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1134% | 905 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0873% | 222 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1150% | 860 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2995% | 1,418 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8164% | 980 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7340% | 454 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3629% | 2,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1028% | 1,807 |
| Percentage Net Loans Charged-off:Construction & development | 0.0037% | 823 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1106% | 1,061 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1742% | 1,248 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0738% | 447 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1799% | 1,238 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3389% | 3,115 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9168% | 916 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8287% | 784 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3780% | 1,725 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1158% | 1,407 |
| Percentage Net Loans Charged-off:Construction & development | 0.0060% | 644 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1446% | 779 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1725% | 1,052 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0998% | 328 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1765% | 1,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3394% | 2,614 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7441% | 970 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1504% | 581 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3943% | 1,573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0551% | 1,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0091% | 502 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0217% | 890 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1299% | 1,116 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1526% | 233 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1287% | 1,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3487% | 2,302 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7858% | 980 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7162% | 422 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3889% | 1,418 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0819% | 1,178 |
| Percentage Net Loans Charged-off:Construction & development | 0.0069% | 317 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0476% | 523 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1760% | 770 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3078% | 126 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1690% | 770 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0309% | 2,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8608% | 982 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.4284% | 234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3243% | 2,551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0664% | 2,263 |
| Percentage Net Loans Charged-off:Construction & development | 0.0304% | 775 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1313% | 995 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0260% | 6,546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0423% | 2,410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0447% | 2,294 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2779% | 3,499 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0993% | 823 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5563% | 971 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2988% | 2,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0482% | 2,403 |
| Percentage Net Loans Charged-off:Construction & development | 0.0056% | 809 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0619% | 1,082 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0041% | 183 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0095% | 8,713 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0100% | 8,736 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4417% | 2,826 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9944% | 2,267 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3799% | 5,433 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2634% | 1,256 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1638% | 3,621 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0212% | 626 |
| Percentage Net Loans Charged-off:Construction & development | -0.0054% | 1,365 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0397% | 284 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0030% | 1,338 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0323% | 540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4513% | 68 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 1,343 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2148% | 680 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0712% | 380 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2194% | 710 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0425% | 1,316 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0446% | 6,214 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0392% | 522 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1398% | 212 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1880% | 32 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0311% | 612 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0115% | 1,261 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9191% | 490 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6861% | 1,305 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2610% | 1,346 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0891% | 5,373 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0419% | 1,373 |
| Percentage Net Loans Charged-off:Construction & development | 0.1068% | 128 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1548% | 1,353 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0213% | 1,368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0228% | 1,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0846% | 796 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9106% | 536 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2236% | 376 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0055% | 402 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1116% | 5,257 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0414% | 567 |
| Percentage Net Loans Charged-off:Construction & development | 0.0511% | 190 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1174% | 254 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2577% | 1,348 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0526% | 521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0560% | 464 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0394% | 1,212 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1557% | 461 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2887% | 402 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0528% | 326 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1313% | 10,915 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3266% | 1,514 |
| Percentage Net Loans Charged-off:Construction & development | -0.5864% | 1,418 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7871% | 1,483 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1803% | 1,384 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3186% | 1,353 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0073% | 518 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6143% | 324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3454% | 169 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0102% | 8,428 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1028% | 1,481 |
| Percentage Net Loans Charged-off:Construction & development | -0.4995% | 1,414 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0806% | 1,335 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1468% | 1,374 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0110% | 1,397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0117% | 1,396 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1386% | 1,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9346% | 406 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1310% | 291 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0026% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0092% | 8,542 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0434% | 1,358 |
| Percentage Net Loans Charged-off:Construction & development | -0.4083% | 1,341 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1102% | 1,319 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1215% | 1,350 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1027% | 420 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1095% | 392 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0774% | 1,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4235% | 715 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4882% | 569 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0971% | 250 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1875% | 5,563 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0899% | 785 |
| Percentage Net Loans Charged-off:Construction & development | 0.6068% | 310 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0459% | 1,379 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0703% | 1,371 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0654% | 618 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0689% | 582 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3759% | 625 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1357% | 1,152 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0789% | 338 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7347% | 2,988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6846% | 355 |
| Percentage Net Loans Charged-off:Construction & development | 0.5011% | 463 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5439% | 287 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0061% | 1,419 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2019% | 402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2392% | 350 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1758% | 530 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1235% | 1,306 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1706% | 321 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |
