Home > Bohemian American Federal Savings and Loan Association, Inc. > Income and Expense
Bohemian American Federal Savings and Loan Association, Inc., Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,803,000 | 7,449 |
| Total interest expense | $1,915,000 | 6,232 |
| Net interest income | $888,000 | 8,498 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $54,000 | 9,120 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $54,000 | 7,574 |
| Total noninterest expense | $816,000 | 8,413 |
| Salaries and employee benefits | $493,000 | 8,214 |
| Premises and equipment expense | $185,000 | 7,000 |
| Additional noninterest expense | $138,000 | 9,142 |
| Pre-tax net operating income | $126,000 | 8,205 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-14,000 | 9,028 |
| Income before extraordinary items | $140,000 | 8,096 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $140,000 | 8,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $140,000 | 7,981 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,714,000 | 7,696 |
| Total interest expense | $1,797,000 | 6,597 |
| Net interest income | $917,000 | 8,653 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $58,000 | 9,210 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $58,000 | 7,528 |
| Total noninterest expense | $752,000 | 8,691 |
| Salaries and employee benefits | $431,000 | 8,596 |
| Premises and equipment expense | $185,000 | 7,000 |
| Additional noninterest expense | $136,000 | 9,358 |
| Pre-tax net operating income | $223,000 | 8,263 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $69,000 | 6,944 |
| Income before extraordinary items | $154,000 | 8,395 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $154,000 | 8,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $154,000 | 8,398 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,702,000 | 7,704 |
| Total interest expense | $1,869,000 | 6,222 |
| Net interest income | $833,000 | 8,989 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $64,000 | 9,390 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $64,000 | 7,600 |
| Total noninterest expense | $798,000 | 8,737 |
| Salaries and employee benefits | $460,000 | 8,564 |
| Premises and equipment expense | $185,000 | 7,053 |
| Additional noninterest expense | $153,000 | 9,484 |
| Pre-tax net operating income | $99,000 | 9,078 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $35,000 | 7,904 |
| Income before extraordinary items | $64,000 | 9,172 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $64,000 | 9,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $64,000 | 9,142 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,620,000 | 7,958 |
| Total interest expense | $1,724,000 | 6,719 |
| Net interest income | $896,000 | 9,028 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $57,000 | 9,739 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $57,000 | 7,910 |
| Total noninterest expense | $786,000 | 8,819 |
| Salaries and employee benefits | $445,000 | 8,675 |
| Premises and equipment expense | $163,000 | 7,375 |
| Additional noninterest expense | $178,000 | 9,367 |
| Pre-tax net operating income | $167,000 | 9,083 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $76,000 | 7,886 |
| Income before extraordinary items | $91,000 | 9,393 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $91,000 | 9,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $91,000 | 9,329 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,564,000 | 8,303 |
| Total interest expense | $1,614,000 | 7,091 |
| Net interest income | $950,000 | 9,307 |
| Provision for loan and lease losses | $1,000 | 8,801 |
| Total noninterest income | $72,000 | 9,909 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $72,000 | 7,635 |
| Total noninterest expense | $652,000 | 9,547 |
| Salaries and employee benefits | $399,000 | 9,262 |
| Premises and equipment expense | $86,000 | 9,304 |
| Additional noninterest expense | $167,000 | 9,809 |
| Pre-tax net operating income | $369,000 | 8,616 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $147,000 | 7,658 |
| Income before extraordinary items | $222,000 | 8,967 |
| Extraordinary gains, net | $27,000 | 23 |
| Net income | $249,000 | 8,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $222,000 | 8,939 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,423,000 | 8,793 |
| Total interest expense | $1,434,000 | 7,747 |
| Net interest income | $989,000 | 9,583 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $49,000 | 10,867 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $49,000 | 8,929 |
| Total noninterest expense | $785,000 | 9,483 |
| Salaries and employee benefits | $370,000 | 9,812 |
| Premises and equipment expense | $92,000 | 9,504 |
| Additional noninterest expense | $323,000 | 8,640 |
| Pre-tax net operating income | $253,000 | 9,465 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $123,000 | 8,345 |
| Income before extraordinary items | $130,000 | 9,966 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $130,000 | 9,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $130,000 | 9,914 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,372,000 | 9,153 |
| Total interest expense | $1,300,000 | 8,279 |
| Net interest income | $1,072,000 | 9,712 |
| Provision for loan and lease losses | $6,000 | 8,588 |
| Total noninterest income | $30,000 | 11,660 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $30,000 | 10,278 |
| Total noninterest expense | $565,000 | 10,727 |
| Salaries and employee benefits | $355,000 | 10,301 |
| Premises and equipment expense | $63,000 | 10,685 |
| Additional noninterest expense | $147,000 | 11,084 |
| Pre-tax net operating income | $531,000 | 8,269 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $287,000 | 6,172 |
| Income before extraordinary items | $244,000 | 9,468 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $244,000 | 9,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $244,000 | 9,450 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,400,000 | 9,088 |
| Total interest expense | $1,129,000 | 8,189 |
| Net interest income | $1,271,000 | 9,549 |
| Provision for loan and lease losses | $34,000 | 6,932 |
| Total noninterest income | $37,000 | 12,169 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $37,000 | 10,350 |
| Total noninterest expense | $581,000 | 11,223 |
| Salaries and employee benefits | $348,000 | 10,765 |
| Premises and equipment expense | $61,000 | 11,267 |
| Additional noninterest expense | $172,000 | 11,501 |
| Pre-tax net operating income | $693,000 | 7,427 |
| Securities gains (losses) | $-28,000 | 10,602 |
| Applicable income taxes | $236,000 | 6,740 |
| Income before extraordinary items | $429,000 | 7,908 |
| Extraordinary gains, net | $-29,000 | 12,513 |
| Net income | $400,000 | 8,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $447,200 | 7,788 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,643,000 | 8,921 |
| Total interest expense | $1,274,000 | 7,985 |
| Net interest income | $1,369,000 | 9,510 |
| Provision for loan and lease losses | $36,000 | 8,112 |
| Total noninterest income | $44,000 | 12,688 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $44,000 | 10,462 |
| Total noninterest expense | $571,000 | 11,794 |
| Salaries and employee benefits | $341,000 | 11,238 |
| Premises and equipment expense | $45,000 | 12,369 |
| Additional noninterest expense | $185,000 | 11,942 |
| Pre-tax net operating income | $806,000 | 6,779 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $280,000 | 6,335 |
| Income before extraordinary items | $526,000 | 7,340 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $526,000 | 7,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $526,000 | 7,087 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,802,000 | 9,325 |
| Total interest expense | $1,663,000 | 8,002 |
| Net interest income | $1,139,000 | 10,556 |
| Provision for loan and lease losses | $28,000 | 10,112 |
| Total noninterest income | $70,000 | 12,557 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $70,000 | 9,281 |
| Total noninterest expense | $526,000 | 12,477 |
| Salaries and employee benefits | $290,000 | 12,128 |
| Premises and equipment expense | $44,000 | 12,911 |
| Additional noninterest expense | $192,000 | 12,342 |
| Pre-tax net operating income | $655,000 | 7,358 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $207,000 | 7,418 |
| Income before extraordinary items | $448,000 | 7,758 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $448,000 | 7,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $448,000 | 7,395 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.