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Bogota Savings Bank, Income and Expense

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2025-03-31 (YTD Data)		Rank
Total interest income	$10,950,000	1,172
Total interest expense	$7,411,000	727
Net interest income	$3,539,000	2,001
Provision for loan and lease losses	$-80,000	4,345
Total noninterest income	$838,000	1,451
Gross Fiduciary activities income	$0	918
Service charges on deposit accounts	$15,000	3,606
Trading account gains and fees	NA	NA
Additional Noninterest Income	$823,000	1,092
Total noninterest expense	$3,847,000	1,568
Salaries and employee benefits	$2,098,000	1,615
Premises and equipment expense	$647,000	1,018
Additional noninterest expense	$823,000	1,092
Pre-tax net operating income	$610,000	2,766
Securities gains (losses)	$0	665
Applicable income taxes	$-54,000	4,347
Income before extraordinary items	$664,000	2,504
Extraordinary gains, net	$0	47
Net income	$664,000	2,532
Minority interest net income	$0	65
Net income of bank and minority interests.	$664,000	2,504
Net charge-offs	$-50,000	4,306
Cash dividends	$0	2,364
Sale, conversion, retirement of capital stock, net	$271,000	210
Net operating income	$664,000	2,515
2024-12-31 (YTD Data)		Rank
Total interest income	$41,872,000	1,202
Total interest expense	$31,583,000	722
Net interest income	$10,289,000	2,365
Provision for loan and lease losses	$-148,000	4,267
Total noninterest income	$1,140,000	2,580
Gross Fiduciary activities income	$0	1,000
Service charges on deposit accounts	$47,000	3,770
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,093,000	2,160
Total noninterest expense	$14,556,000	1,609
Salaries and employee benefits	$8,750,000	1,541
Premises and equipment expense	$1,388,000	1,650
Additional noninterest expense	$1,093,000	2,160
Pre-tax net operating income	$-2,979,000	4,442
Securities gains (losses)	$0	940
Applicable income taxes	$-494,000	4,407
Income before extraordinary items	$-2,485,000	4,409
Extraordinary gains, net	$0	53
Net income	$-2,485,000	4,409
Minority interest net income	$0	90
Net income of bank and minority interests.	$-2,485,000	4,409
Net charge-offs	$17,000	2,527
Cash dividends	$0	3,434
Sale, conversion, retirement of capital stock, net	$1,114,000	231
Net operating income	$-2,485,000	4,422
2024-09-30 (YTD Data)		Rank
Total interest income	$31,243,000	1,199
Total interest expense	$23,091,000	735
Net interest income	$8,152,000	2,271
Provision for loan and lease losses	$70,000	2,400
Total noninterest income	$780,000	2,650
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$33,000	3,845
Trading account gains and fees	NA	NA
Additional Noninterest Income	$747,000	2,231
Total noninterest expense	$10,952,000	1,581
Salaries and employee benefits	$6,435,000	1,557
Premises and equipment expense	$1,062,000	1,616
Additional noninterest expense	$747,000	2,231
Pre-tax net operating income	$-2,090,000	4,472
Securities gains (losses)	$0	930
Applicable income taxes	$-834,000	4,484
Income before extraordinary items	$-1,256,000	4,427
Extraordinary gains, net	$0	51
Net income	$-1,256,000	4,427
Minority interest net income	$0	82
Net income of bank and minority interests.	$-1,256,000	4,428
Net charge-offs	$0	2,823
Cash dividends	$0	3,076
Sale, conversion, retirement of capital stock, net	$809,000	216
Net operating income	$-1,256,000	4,438
2024-06-30 (YTD Data)		Rank
Total interest income	$20,594,000	1,199
Total interest expense	$15,332,000	730
Net interest income	$5,262,000	2,304
Provision for loan and lease losses	$70,000	2,068
Total noninterest income	$506,000	2,662
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$19,000	3,914
Trading account gains and fees	NA	NA
Additional Noninterest Income	$487,000	2,230
Total noninterest expense	$7,359,000	1,577
Salaries and employee benefits	$4,322,000	1,551
Premises and equipment expense	$700,000	1,628
Additional noninterest expense	$487,000	2,230
Pre-tax net operating income	$-1,661,000	4,512
Securities gains (losses)	$0	628
Applicable income taxes	$-630,000	4,514
Income before extraordinary items	$-1,031,000	4,465
Extraordinary gains, net	$0	52
Net income	$-1,031,000	4,467
Minority interest net income	$0	84
Net income of bank and minority interests.	$-1,031,000	4,467
Net charge-offs	$0	2,587
Cash dividends	$0	2,949
Sale, conversion, retirement of capital stock, net	$566,000	205
Net operating income	$-1,031,000	4,475
2024-03-31 (YTD Data)		Rank
Total interest income	$10,095,000	1,206
Total interest expense	$7,505,000	742
Net interest income	$2,590,000	2,321
Provision for loan and lease losses	$35,000	1,844
Total noninterest income	$250,000	2,638
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$11,000	3,833
Trading account gains and fees	NA	NA
Additional Noninterest Income	$239,000	2,190
Total noninterest expense	$3,643,000	1,590
Salaries and employee benefits	$2,168,000	1,549
Premises and equipment expense	$356,000	1,612
Additional noninterest expense	$239,000	2,190
Pre-tax net operating income	$-838,000	4,527
Securities gains (losses)	$0	689
Applicable income taxes	$-318,000	4,524
Income before extraordinary items	$-520,000	4,479
Extraordinary gains, net	$0	51
Net income	$-520,000	4,479
Minority interest net income	$0	72
Net income of bank and minority interests.	$-520,000	4,479
Net charge-offs	$0	2,217
Cash dividends	$0	2,345
Sale, conversion, retirement of capital stock, net	$285,000	140
Net operating income	$-520,000	4,490
2023-12-31 (YTD Data)		Rank
Total interest income	$37,360,000	1,175
Total interest expense	$22,644,000	722
Net interest income	$14,716,000	1,837
Provision for loan and lease losses	$-125,000	4,346
Total noninterest income	$1,001,000	2,736
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$60,000	3,712
Trading account gains and fees	NA	NA
Additional Noninterest Income	$941,000	2,336
Total noninterest expense	$15,760,000	1,463
Salaries and employee benefits	$9,820,000	1,363
Premises and equipment expense	$1,425,000	1,600
Additional noninterest expense	$941,000	2,336
Pre-tax net operating income	$82,000	4,258
Securities gains (losses)	$0	988
Applicable income taxes	$-282,000	4,475
Income before extraordinary items	$364,000	4,000
Extraordinary gains, net	$0	54
Net income	$364,000	4,040
Minority interest net income	$0	88
Net income of bank and minority interests.	$364,000	4,002
Net charge-offs	$0	2,884
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$1,158,000	177
Net operating income	$364,000	4,022
2023-09-30 (YTD Data)		Rank
Total interest income	$27,775,000	1,167
Total interest expense	$15,930,000	717
Net interest income	$11,845,000	1,738
Provision for loan and lease losses	$-125,000	4,397
Total noninterest income	$751,000	2,746
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$47,000	3,694
Trading account gains and fees	NA	NA
Additional Noninterest Income	$704,000	2,319
Total noninterest expense	$10,814,000	1,568
Salaries and employee benefits	$6,738,000	1,457
Premises and equipment expense	$1,080,000	1,584
Additional noninterest expense	$704,000	2,318
Pre-tax net operating income	$1,907,000	2,755
Securities gains (losses)	$0	849
Applicable income taxes	$296,000	2,120
Income before extraordinary items	$1,611,000	2,767
Extraordinary gains, net	$0	52
Net income	$1,611,000	2,797
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,611,000	2,768
Net charge-offs	$0	2,641
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$877,000	175
Net operating income	$1,611,000	2,793
2023-06-30 (YTD Data)		Rank
Total interest income	$18,453,000	1,147
Total interest expense	$9,774,000	693
Net interest income	$8,679,000	1,642
Provision for loan and lease losses	$-125,000	4,461
Total noninterest income	$510,000	2,679
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$37,000	3,598
Trading account gains and fees	NA	NA
Additional Noninterest Income	$473,000	2,253
Total noninterest expense	$7,153,000	1,558
Salaries and employee benefits	$4,464,000	1,450
Premises and equipment expense	$722,000	1,579
Additional noninterest expense	$473,000	2,249
Pre-tax net operating income	$2,161,000	2,158
Securities gains (losses)	$0	938
Applicable income taxes	$451,000	1,559
Income before extraordinary items	$1,710,000	2,237
Extraordinary gains, net	$0	51
Net income	$1,710,000	2,264
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,710,000	2,237
Net charge-offs	$0	2,431
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$593,000	161
Net operating income	$1,710,000	2,257
2023-03-31 (YTD Data)		Rank
Total interest income	$9,037,000	1,152
Total interest expense	$4,576,000	659
Net interest income	$4,461,000	1,617
Provision for loan and lease losses	$0	2,612
Total noninterest income	$248,000	2,704
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$15,000	3,755
Trading account gains and fees	NA	NA
Additional Noninterest Income	$233,000	2,261
Total noninterest expense	$3,518,000	1,603
Salaries and employee benefits	$2,162,000	1,524
Premises and equipment expense	$368,000	1,585
Additional noninterest expense	$233,000	2,261
Pre-tax net operating income	$1,191,000	2,081
Securities gains (losses)	$0	950
Applicable income taxes	$268,000	1,481
Income before extraordinary items	$923,000	2,203
Extraordinary gains, net	$0	4
Net income	$923,000	2,203
Minority interest net income	$0	48
Net income of bank and minority interests.	$923,000	2,203
Net charge-offs	$0	2,062
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$306,000	142
Net operating income	$923,000	2,222
2022-09-30 (YTD Data)		Rank
Total interest income	$21,407,000	1,152
Total interest expense	$4,354,000	522
Net interest income	$17,053,000	1,268
Provision for loan and lease losses	$275,000	1,267
Total noninterest income	$764,000	2,820
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$47,000	3,828
Trading account gains and fees	NA	NA
Additional Noninterest Income	$717,000	2,409
Total noninterest expense	$10,764,000	1,542
Salaries and employee benefits	$6,526,000	1,473
Premises and equipment expense	$971,000	1,727
Additional noninterest expense	$717,000	2,409
Pre-tax net operating income	$6,778,000	1,347
Securities gains (losses)	$0	740
Applicable income taxes	$1,859,000	932
Income before extraordinary items	$4,919,000	1,508
Extraordinary gains, net	$0	4
Net income	$4,919,000	1,508
Minority interest net income	$0	57
Net income of bank and minority interests.	$4,919,000	1,508
Net charge-offs	$0	2,349
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$908,000	198
Net operating income	$4,919,000	1,537
2022-06-30 (YTD Data)		Rank
Total interest income	$13,218,000	1,183
Total interest expense	$2,391,000	500
Net interest income	$10,827,000	1,299
Provision for loan and lease losses	$100,000	1,527
Total noninterest income	$529,000	2,768
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$31,000	3,868
Trading account gains and fees	NA	NA
Additional Noninterest Income	$498,000	2,398
Total noninterest expense	$7,130,000	1,524
Salaries and employee benefits	$4,302,000	1,478
Premises and equipment expense	$645,000	1,741
Additional noninterest expense	$2,183,000	1,511
Pre-tax net operating income	$4,126,000	1,386
Securities gains (losses)	$0	687
Applicable income taxes	$1,129,000	930
Income before extraordinary items	$2,997,000	1,525
Extraordinary gains, net	$0	4
Net income	$2,997,000	1,524
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,997,000	1,525
Net charge-offs	$0	2,156
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$603,000	183
Net operating income	$2,997,000	1,562
2022-03-31 (YTD Data)		Rank
Total interest income	$6,293,000	1,193
Total interest expense	$1,187,000	468
Net interest income	$5,106,000	1,323
Provision for loan and lease losses	$0	2,285
Total noninterest income	$308,000	2,563
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$11,000	4,090
Trading account gains and fees	NA	NA
Additional Noninterest Income	$297,000	2,195
Total noninterest expense	$3,538,000	1,518
Salaries and employee benefits	$2,133,000	1,494
Premises and equipment expense	$323,000	1,750
Additional noninterest expense	$1,082,000	1,486
Pre-tax net operating income	$1,876,000	1,409
Securities gains (losses)	$0	623
Applicable income taxes	$510,000	959
Income before extraordinary items	$1,366,000	1,550
Extraordinary gains, net	$0	4
Net income	$1,366,000	1,548
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,366,000	1,550
Net charge-offs	$0	1,838
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$299,000	152
Net operating income	$1,366,000	1,567
2021-12-31 (YTD Data)		Rank
Total interest income	$25,129,000	1,223
Total interest expense	$6,003,000	452
Net interest income	$19,126,000	1,418
Provision for loan and lease losses	$-88,000	4,225
Total noninterest income	$4,355,000	1,432
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$30,000	4,288
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,325,000	1,181
Total noninterest expense	$14,058,000	1,533
Salaries and employee benefits	$7,943,000	1,573
Premises and equipment expense	$1,184,000	1,834
Additional noninterest expense	$4,931,000	1,349
Pre-tax net operating income	$9,511,000	1,320
Securities gains (losses)	$0	2,062
Applicable income taxes	$1,742,000	1,191
Income before extraordinary items	$7,769,000	1,367
Extraordinary gains, net	$0	10
Net income	$7,769,000	1,367
Minority interest net income	$0	74
Net income of bank and minority interests.	$7,769,000	1,367
Net charge-offs	$0	2,705
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$569,000	290
Net operating income	$7,769,000	1,351
2021-09-30 (YTD Data)		Rank
Total interest income	$19,011,000	1,240
Total interest expense	$4,693,000	464
Net interest income	$14,318,000	1,443
Provision for loan and lease losses	$-88,000	4,374
Total noninterest income	$3,119,000	1,521
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$20,000	4,392
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,099,000	1,264
Total noninterest expense	$10,381,000	1,559
Salaries and employee benefits	$5,753,000	1,616
Premises and equipment expense	$842,000	1,928
Additional noninterest expense	$3,786,000	1,319
Pre-tax net operating income	$7,144,000	1,364
Securities gains (losses)	$0	2,015
Applicable income taxes	$1,359,000	1,229
Income before extraordinary items	$5,785,000	1,451
Extraordinary gains, net	$0	8
Net income	$5,785,000	1,450
Minority interest net income	$0	69
Net income of bank and minority interests.	$5,785,000	1,451
Net charge-offs	$0	2,463
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$270,000	309
Net operating income	$5,785,000	1,426
2021-06-30 (YTD Data)		Rank
Total interest income	$12,496,000	1,250
Total interest expense	$3,241,000	470
Net interest income	$9,255,000	1,470
Provision for loan and lease losses	$-113,000	4,500
Total noninterest income	$2,807,000	1,232
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$84,000	2,871
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,723,000	1,048
Total noninterest expense	$6,611,000	1,595
Salaries and employee benefits	$3,674,000	1,659
Premises and equipment expense	$519,000	2,011
Additional noninterest expense	$2,418,000	1,355
Pre-tax net operating income	$5,564,000	1,219
Securities gains (losses)	$0	1,818
Applicable income taxes	$822,000	1,295
Income before extraordinary items	$4,742,000	1,231
Extraordinary gains, net	$0	6
Net income	$4,742,000	1,232
Minority interest net income	$0	67
Net income of bank and minority interests.	$4,742,000	1,232
Net charge-offs	$0	2,245
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$125,000	327
Net operating income	$4,742,000	1,205
2021-03-31 (YTD Data)		Rank
Total interest income	$6,296,000	1,246
Total interest expense	$1,763,000	461
Net interest income	$4,533,000	1,482
Provision for loan and lease losses	$-59,000	4,633
Total noninterest income	$2,576,000	834
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$23,000	3,526
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,553,000	690
Total noninterest expense	$3,116,000	1,668
Salaries and employee benefits	$1,589,000	1,829
Premises and equipment expense	$267,000	1,989
Additional noninterest expense	$1,260,000	1,287
Pre-tax net operating income	$4,052,000	900
Securities gains (losses)	$0	1,392
Applicable income taxes	$497,000	1,147
Income before extraordinary items	$3,555,000	891
Extraordinary gains, net	$0	3
Net income	$3,555,000	891
Minority interest net income	$0	55
Net income of bank and minority interests.	$3,555,000	891
Net charge-offs	$0	1,930
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$11,560,000	23
Net operating income	$3,555,000	871
2020-12-31 (YTD Data)		Rank
Total interest income	$23,288,000	1,302
Total interest expense	$9,951,000	511
Net interest income	$13,337,000	1,814
Provision for loan and lease losses	$200,000	3,026
Total noninterest income	$1,094,000	2,770
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$12,000	4,726
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,082,000	2,403
Total noninterest expense	$11,829,000	1,728
Salaries and employee benefits	$5,283,000	2,069
Premises and equipment expense	$669,000	2,592
Additional noninterest expense	$5,877,000	1,110
Pre-tax net operating income	$2,402,000	2,722
Securities gains (losses)	$0	2,675
Applicable income taxes	$406,000	2,092
Income before extraordinary items	$1,996,000	2,838
Extraordinary gains, net	$0	4
Net income	$1,996,000	2,837
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,996,000	2,838
Net charge-offs	$-25,000	4,434
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$24,379,000	29
Net operating income	$1,996,000	2,788
2020-09-30 (YTD Data)		Rank
Total interest income	$17,647,000	1,292
Total interest expense	$7,876,000	512
Net interest income	$9,771,000	1,834
Provision for loan and lease losses	$275,000	2,493
Total noninterest income	$987,000	2,539
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$9,000	4,754
Trading account gains and fees	NA	NA
Additional Noninterest Income	$978,000	2,168
Total noninterest expense	$9,548,000	1,604
Salaries and employee benefits	$3,904,000	2,073
Premises and equipment expense	$506,000	2,587
Additional noninterest expense	$5,138,000	990
Pre-tax net operating income	$935,000	3,528
Securities gains (losses)	$0	2,494
Applicable income taxes	$0	3,696
Income before extraordinary items	$935,000	3,437
Extraordinary gains, net	$0	4
Net income	$935,000	3,436
Minority interest net income	$0	65
Net income of bank and minority interests.	$935,000	3,437
Net charge-offs	$-25,000	4,482
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$24,323,000	23
Net operating income	$935,000	3,386
2020-06-30 (YTD Data)		Rank
Total interest income	$11,741,000	1,312
Total interest expense	$5,499,000	535
Net interest income	$6,242,000	1,894
Provision for loan and lease losses	$250,000	2,200
Total noninterest income	$882,000	2,172
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$8,000	4,720
Trading account gains and fees	NA	NA
Additional Noninterest Income	$874,000	1,802
Total noninterest expense	$7,232,000	1,423
Salaries and employee benefits	$2,535,000	2,111
Premises and equipment expense	$340,000	2,565
Additional noninterest expense	$4,357,000	803
Pre-tax net operating income	$-358,000	4,919
Securities gains (losses)	$0	2,249
Applicable income taxes	$-330,000	4,984
Income before extraordinary items	$-28,000	4,822
Extraordinary gains, net	$0	4
Net income	$-28,000	4,822
Minority interest net income	$0	65
Net income of bank and minority interests.	$-28,000	4,822
Net charge-offs	$0	3,033
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$24,272,000	18
Net operating income	$-28,000	4,815
2020-03-31 (YTD Data)		Rank
Total interest income	$5,923,000	1,307
Total interest expense	$2,832,000	576
Net interest income	$3,091,000	1,874
Provision for loan and lease losses	$25,000	2,983
Total noninterest income	$115,000	3,653
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$5,000	4,749
Trading account gains and fees	NA	NA
Additional Noninterest Income	$110,000	3,076
Total noninterest expense	$5,072,000	1,096
Salaries and employee benefits	$1,295,000	2,096
Premises and equipment expense	$175,000	2,527
Additional noninterest expense	$3,602,000	514
Pre-tax net operating income	$-1,891,000	5,057
Securities gains (losses)	$0	1,705
Applicable income taxes	$-554,000	5,032
Income before extraordinary items	$-1,337,000	5,022
Extraordinary gains, net	$0	4
Net income	$-1,337,000	5,022
Minority interest net income	$0	56
Net income of bank and minority interests.	$-1,337,000	5,022
Net charge-offs	$0	2,581
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$30,183,000	12
Net operating income	$-1,337,000	5,043
2019-12-31 (YTD Data)		Rank
Total interest income	$23,192,000	1,338
Total interest expense	$11,973,000	590
Net interest income	$11,219,000	2,032
Provision for loan and lease losses	$0	3,973
Total noninterest income	$493,000	3,689
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$22,000	4,830
Trading account gains and fees	NA	NA
Additional Noninterest Income	$471,000	3,089
Total noninterest expense	$8,434,000	2,163
Salaries and employee benefits	$4,982,000	2,108
Premises and equipment expense	$705,000	2,532
Additional noninterest expense	$2,747,000	2,065
Pre-tax net operating income	$3,278,000	2,329
Securities gains (losses)	$0	2,379
Applicable income taxes	$851,000	1,555
Income before extraordinary items	$2,427,000	2,610
Extraordinary gains, net	$0	11
Net income	$2,427,000	2,610
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,427,000	2,612
Net charge-offs	$-40,000	4,733
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,427,000	2,576
2019-09-30 (YTD Data)		Rank
Total interest income	$17,309,000	1,354
Total interest expense	$8,921,000	601
Net interest income	$8,388,000	2,065
Provision for loan and lease losses	$0	3,836
Total noninterest income	$372,000	3,713
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$16,000	4,910
Trading account gains and fees	NA	NA
Additional Noninterest Income	$356,000	3,088
Total noninterest expense	$6,561,000	2,117
Salaries and employee benefits	$3,792,000	2,094
Premises and equipment expense	$533,000	2,532
Additional noninterest expense	$2,236,000	1,926
Pre-tax net operating income	$2,199,000	2,565
Securities gains (losses)	$0	2,167
Applicable income taxes	$558,000	1,704
Income before extraordinary items	$1,641,000	2,831
Extraordinary gains, net	$0	11
Net income	$1,641,000	2,832
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,641,000	2,832
Net charge-offs	$-40,000	4,774
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,641,000	2,797
2019-06-30 (YTD Data)		Rank
Total interest income	$11,495,000	1,356
Total interest expense	$5,867,000	600
Net interest income	$5,628,000	2,057
Provision for loan and lease losses	$0	3,685
Total noninterest income	$249,000	3,691
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$11,000	4,933
Trading account gains and fees	NA	NA
Additional Noninterest Income	$238,000	3,063
Total noninterest expense	$4,621,000	2,042
Salaries and employee benefits	$2,533,000	2,097
Premises and equipment expense	$362,000	2,506
Additional noninterest expense	$1,726,000	1,708
Pre-tax net operating income	$1,256,000	2,781
Securities gains (losses)	$0	1,702
Applicable income taxes	$285,000	1,902
Income before extraordinary items	$971,000	2,984
Extraordinary gains, net	$0	11
Net income	$971,000	2,984
Minority interest net income	$0	69
Net income of bank and minority interests.	$971,000	2,983
Net charge-offs	$-40,000	4,848
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$971,000	2,960
2019-03-31 (YTD Data)		Rank
Total interest income	$5,707,000	1,357
Total interest expense	$2,876,000	597
Net interest income	$2,831,000	2,047
Provision for loan and lease losses	$0	3,406
Total noninterest income	$124,000	3,683
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$4,000	5,050
Trading account gains and fees	NA	NA
Additional Noninterest Income	$120,000	3,003
Total noninterest expense	$2,506,000	1,941
Salaries and employee benefits	$1,283,000	2,100
Premises and equipment expense	$181,000	2,533
Additional noninterest expense	$1,042,000	1,470
Pre-tax net operating income	$449,000	3,221
Securities gains (losses)	$0	1,087
Applicable income taxes	$87,000	2,254
Income before extraordinary items	$362,000	3,369
Extraordinary gains, net	$0	5
Net income	$362,000	3,368
Minority interest net income	$0	52
Net income of bank and minority interests.	$362,000	3,368
Net charge-offs	$-40,000	5,021
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$362,000	3,358
2018-12-31 (YTD Data)		Rank
Total interest income	$22,061,000	1,325
Total interest expense	$8,757,000	584
Net interest income	$13,304,000	1,788
Provision for loan and lease losses	$0	4,082
Total noninterest income	$540,000	3,681
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$17,000	5,117
Trading account gains and fees	NA	NA
Additional Noninterest Income	$523,000	3,006
Total noninterest expense	$8,316,000	2,186
Salaries and employee benefits	$4,586,000	2,240
Premises and equipment expense	$717,000	2,529
Additional noninterest expense	$3,013,000	1,915
Pre-tax net operating income	$5,528,000	1,652
Securities gains (losses)	$0	1,125
Applicable income taxes	$1,391,000	1,102
Income before extraordinary items	$4,137,000	1,857
Extraordinary gains, net	$0	6
Net income	$4,137,000	1,856
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,137,000	1,856
Net charge-offs	$0	3,782
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$4,137,000	1,848
2018-09-30 (YTD Data)		Rank
Total interest income	$16,500,000	1,316
Total interest expense	$6,237,000	578
Net interest income	$10,263,000	1,741
Provision for loan and lease losses	$0	3,948
Total noninterest income	$409,000	3,695
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$13,000	5,174
Trading account gains and fees	NA	NA
Additional Noninterest Income	$396,000	3,037
Total noninterest expense	$6,209,000	2,185
Salaries and employee benefits	$3,495,000	2,207
Premises and equipment expense	$547,000	2,528
Additional noninterest expense	$2,167,000	1,985
Pre-tax net operating income	$4,463,000	1,541
Securities gains (losses)	$0	1,118
Applicable income taxes	$1,175,000	1,046
Income before extraordinary items	$3,288,000	1,777
Extraordinary gains, net	$0	5
Net income	$3,288,000	1,776
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,288,000	1,776
Net charge-offs	$0	3,489
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$3,288,000	1,768
2018-06-30 (YTD Data)		Rank
Total interest income	$10,978,000	1,309
Total interest expense	$3,979,000	559
Net interest income	$6,999,000	1,707
Provision for loan and lease losses	$0	3,782
Total noninterest income	$275,000	3,707
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$8,000	5,243
Trading account gains and fees	NA	NA
Additional Noninterest Income	$267,000	3,038
Total noninterest expense	$4,124,000	2,208
Salaries and employee benefits	$2,317,000	2,234
Premises and equipment expense	$373,000	2,500
Additional noninterest expense	$1,434,000	2,000
Pre-tax net operating income	$3,150,000	1,471
Securities gains (losses)	$0	961
Applicable income taxes	$800,000	1,019
Income before extraordinary items	$2,350,000	1,664
Extraordinary gains, net	$0	6
Net income	$2,350,000	1,663
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,350,000	1,663
Net charge-offs	$0	3,209
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,350,000	1,647
2018-03-31 (YTD Data)		Rank
Total interest income	$5,534,000	1,284
Total interest expense	$1,896,000	556
Net interest income	$3,638,000	1,635
Provision for loan and lease losses	$0	3,508
Total noninterest income	$137,000	3,710
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$4,000	5,293
Trading account gains and fees	NA	NA
Additional Noninterest Income	$133,000	2,992
Total noninterest expense	$2,101,000	2,194
Salaries and employee benefits	$1,215,000	2,172
Premises and equipment expense	$198,000	2,463
Additional noninterest expense	$688,000	2,066
Pre-tax net operating income	$1,674,000	1,369
Securities gains (losses)	$0	735
Applicable income taxes	$429,000	963
Income before extraordinary items	$1,245,000	1,539
Extraordinary gains, net	$0	7
Net income	$1,245,000	1,539
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,245,000	1,539
Net charge-offs	$0	2,722
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,245,000	1,531
2017-12-31 (YTD Data)		Rank
Total interest income	$20,484,000	1,319
Total interest expense	$6,524,000	539
Net interest income	$13,960,000	1,670
Provision for loan and lease losses	$100,000	3,045
Total noninterest income	$565,000	3,780
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$18,000	5,361
Trading account gains and fees	NA	NA
Additional Noninterest Income	$547,000	3,040
Total noninterest expense	$7,893,000	2,295
Salaries and employee benefits	$4,350,000	2,332
Premises and equipment expense	$745,000	2,558
Additional noninterest expense	$2,798,000	2,048
Pre-tax net operating income	$6,532,000	1,382
Securities gains (losses)	$0	2,243
Applicable income taxes	$2,630,000	1,059
Income before extraordinary items	$3,902,000	1,634
Extraordinary gains, net	$0	9
Net income	$3,902,000	1,634
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,902,000	1,634
Net charge-offs	$0	4,128
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$3,902,000	1,615
2017-09-30 (YTD Data)		Rank
Total interest income	$15,303,000	1,330
Total interest expense	$4,766,000	540
Net interest income	$10,537,000	1,665
Provision for loan and lease losses	$100,000	2,645
Total noninterest income	$428,000	3,787
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$14,000	5,406
Trading account gains and fees	NA	NA
Additional Noninterest Income	$414,000	3,049
Total noninterest expense	$6,009,000	2,275
Salaries and employee benefits	$3,310,000	2,316
Premises and equipment expense	$556,000	2,589
Additional noninterest expense	$2,143,000	2,008
Pre-tax net operating income	$4,856,000	1,399
Securities gains (losses)	$0	2,274
Applicable income taxes	$1,757,000	1,007
Income before extraordinary items	$3,099,000	1,695
Extraordinary gains, net	$0	9
Net income	$3,099,000	1,696
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,099,000	1,696
Net charge-offs	$0	3,796
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$3,099,000	1,673
2017-06-30 (YTD Data)		Rank
Total interest income	$10,099,000	1,334
Total interest expense	$3,120,000	532
Net interest income	$6,979,000	1,667
Provision for loan and lease losses	$100,000	2,230
Total noninterest income	$284,000	3,811
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$9,000	5,457
Trading account gains and fees	NA	NA
Additional Noninterest Income	$275,000	3,059
Total noninterest expense	$3,987,000	2,290
Salaries and employee benefits	$2,174,000	2,362
Premises and equipment expense	$377,000	2,573
Additional noninterest expense	$1,436,000	1,997
Pre-tax net operating income	$3,176,000	1,398
Securities gains (losses)	$0	1,906
Applicable income taxes	$1,153,000	1,004
Income before extraordinary items	$2,023,000	1,689
Extraordinary gains, net	$0	11
Net income	$2,023,000	1,688
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,023,000	1,689
Net charge-offs	$0	3,512
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,023,000	1,675
2017-03-31 (YTD Data)		Rank
Total interest income	$5,084,000	1,313
Total interest expense	$1,548,000	514
Net interest income	$3,536,000	1,627
Provision for loan and lease losses	$50,000	2,060
Total noninterest income	$142,000	3,816
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$5,000	5,481
Trading account gains and fees	NA	NA
Additional Noninterest Income	$137,000	3,048
Total noninterest expense	$1,971,000	2,324
Salaries and employee benefits	$1,059,000	2,427
Premises and equipment expense	$193,000	2,561
Additional noninterest expense	$719,000	2,001
Pre-tax net operating income	$1,657,000	1,349
Securities gains (losses)	$0	1,153
Applicable income taxes	$604,000	951
Income before extraordinary items	$1,053,000	1,605
Extraordinary gains, net	$0	8
Net income	$1,053,000	1,605
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,053,000	1,605
Net charge-offs	$0	2,943
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,053,000	1,589
2016-12-31 (YTD Data)		Rank
Total interest income	$19,089,000	1,346
Total interest expense	$6,058,000	493
Net interest income	$13,031,000	1,721
Provision for loan and lease losses	$100,000	3,103
Total noninterest income	$588,000	3,840
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$19,000	5,583
Trading account gains and fees	$0	170
Additional Noninterest Income	$569,000	3,073
Total noninterest expense	$7,483,000	2,421
Salaries and employee benefits	$4,034,000	2,480
Premises and equipment expense	$739,000	2,625
Additional noninterest expense	$2,710,000	2,150
Pre-tax net operating income	$6,036,000	1,392
Securities gains (losses)	$0	3,212
Applicable income taxes	$2,229,000	959
Income before extraordinary items	$3,807,000	1,708
Extraordinary gains, net	$0	5
Net income	$3,807,000	1,707
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,807,000	1,707
Net charge-offs	$0	4,281
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$3,807,000	1,674
2016-09-30 (YTD Data)		Rank
Total interest income	$14,220,000	1,352
Total interest expense	$4,480,000	495
Net interest income	$9,740,000	1,732
Provision for loan and lease losses	$50,000	3,314
Total noninterest income	$424,000	3,938
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$14,000	5,646
Trading account gains and fees	$0	169
Additional Noninterest Income	$410,000	3,145
Total noninterest expense	$5,716,000	2,388
Salaries and employee benefits	$3,084,000	2,437
Premises and equipment expense	$555,000	2,636
Additional noninterest expense	$2,077,000	2,117
Pre-tax net operating income	$4,398,000	1,447
Securities gains (losses)	$0	3,160
Applicable income taxes	$1,630,000	1,013
Income before extraordinary items	$2,768,000	1,797
Extraordinary gains, net	$0	5
Net income	$2,768,000	1,797
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,768,000	1,797
Net charge-offs	$0	3,952
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,768,000	1,742
2016-06-30 (YTD Data)		Rank
Total interest income	$9,334,000	1,370
Total interest expense	$2,916,000	507
Net interest income	$6,418,000	1,754
Provision for loan and lease losses	$0	4,017
Total noninterest income	$269,000	4,018
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$10,000	5,686
Trading account gains and fees	$0	157
Additional Noninterest Income	$259,000	3,228
Total noninterest expense	$3,773,000	2,414
Salaries and employee benefits	$2,014,000	2,490
Premises and equipment expense	$377,000	2,626
Additional noninterest expense	$1,382,000	2,131
Pre-tax net operating income	$2,914,000	1,430
Securities gains (losses)	$0	2,835
Applicable income taxes	$1,091,000	1,017
Income before extraordinary items	$1,823,000	1,794
Extraordinary gains, net	$0	16
Net income	$1,823,000	1,794
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,823,000	1,794
Net charge-offs	$0	3,689
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,823,000	1,747
2016-03-31 (YTD Data)		Rank
Total interest income	$4,689,000	1,371
Total interest expense	$1,388,000	523
Net interest income	$3,301,000	1,703
Provision for loan and lease losses	$0	3,656
Total noninterest income	$140,000	3,923
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$5,000	5,726
Trading account gains and fees	$0	142
Additional Noninterest Income	$135,000	3,114
Total noninterest expense	$1,883,000	2,435
Salaries and employee benefits	$986,000	2,542
Premises and equipment expense	$191,000	2,621
Additional noninterest expense	$706,000	2,068
Pre-tax net operating income	$1,558,000	1,372
Securities gains (losses)	$0	2,077
Applicable income taxes	$589,000	941
Income before extraordinary items	$969,000	1,667
Extraordinary gains, net	$0	12
Net income	$969,000	1,668
Minority interest net income	$0	62
Net income of bank and minority interests.	$969,000	1,668
Net charge-offs	$0	3,094
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$969,000	1,631
2015-12-31 (YTD Data)		Rank
Total interest income	$18,225,000	1,374
Total interest expense	$4,843,000	571
Net interest income	$13,382,000	1,640
Provision for loan and lease losses	$75,000	3,289
Total noninterest income	$381,000	4,539
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$18,000	5,839
Trading account gains and fees	$0	159
Additional Noninterest Income	$363,000	3,719
Total noninterest expense	$7,159,000	2,524
Salaries and employee benefits	$3,683,000	2,636
Premises and equipment expense	$725,000	2,747
Additional noninterest expense	$2,751,000	2,163
Pre-tax net operating income	$6,529,000	1,264
Securities gains (losses)	$140,000	944
Applicable income taxes	$2,543,000	848
Income before extraordinary items	$4,126,000	1,564
Extraordinary gains, net	$0	23
Net income	$4,126,000	1,563
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,126,000	1,564
Net charge-offs	$-10,000	5,186
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$4,036,400	1,558
2015-09-30 (YTD Data)		Rank
Total interest income	$13,649,000	1,382
Total interest expense	$3,557,000	587
Net interest income	$10,092,000	1,647
Provision for loan and lease losses	$0	4,232
Total noninterest income	$292,000	4,549
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$14,000	5,917
Trading account gains and fees	$0	153
Additional Noninterest Income	$278,000	3,726
Total noninterest expense	$5,402,000	2,522
Salaries and employee benefits	$2,809,000	2,615
Premises and equipment expense	$536,000	2,830
Additional noninterest expense	$2,057,000	2,149
Pre-tax net operating income	$4,982,000	1,284
Securities gains (losses)	$140,000	818
Applicable income taxes	$1,968,000	861
Income before extraordinary items	$3,154,000	1,560
Extraordinary gains, net	$0	21
Net income	$3,154,000	1,560
Minority interest net income	$0	78
Net income of bank and minority interests.	$3,154,000	1,561
Net charge-offs	$-10,000	5,156
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$3,064,400	1,556
2015-06-30 (YTD Data)		Rank
Total interest income	$9,162,000	1,384
Total interest expense	$2,311,000	602
Net interest income	$6,851,000	1,617
Provision for loan and lease losses	$0	4,069
Total noninterest income	$166,000	4,757
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$10,000	5,963
Trading account gains and fees	$0	157
Additional Noninterest Income	$156,000	3,973
Total noninterest expense	$3,571,000	2,557
Salaries and employee benefits	$1,836,000	2,667
Premises and equipment expense	$349,000	2,874
Additional noninterest expense	$1,386,000	2,136
Pre-tax net operating income	$3,446,000	1,224
Securities gains (losses)	$0	2,636
Applicable income taxes	$1,327,000	840
Income before extraordinary items	$2,119,000	1,540
Extraordinary gains, net	$0	22
Net income	$2,119,000	1,543
Minority interest net income	$0	75
Net income of bank and minority interests.	$2,119,000	1,543
Net charge-offs	$-10,000	5,254
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$2,119,000	1,504
2015-03-31 (YTD Data)		Rank
Total interest income	$4,536,000	1,391
Total interest expense	$1,120,000	625
Net interest income	$3,416,000	1,619
Provision for loan and lease losses	$0	3,703
Total noninterest income	$86,000	4,719
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$5,000	6,004
Trading account gains and fees	$0	152
Additional Noninterest Income	$81,000	3,898
Total noninterest expense	$1,770,000	2,586
Salaries and employee benefits	$918,000	2,688
Premises and equipment expense	$178,000	2,869
Additional noninterest expense	$674,000	2,167
Pre-tax net operating income	$1,732,000	1,179
Securities gains (losses)	$0	2,027
Applicable income taxes	$664,000	834
Income before extraordinary items	$1,068,000	1,494
Extraordinary gains, net	$0	13
Net income	$1,068,000	1,496
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,068,000	1,496
Net charge-offs	$-10,000	5,418
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,068,000	1,449
2014-12-31 (YTD Data)		Rank
Total interest income	$17,794,000	1,418
Total interest expense	$4,307,000	671
Net interest income	$13,487,000	1,643
Provision for loan and lease losses	$100,000	3,178
Total noninterest income	$208,000	5,389
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$22,000	6,105
Trading account gains and fees	$0	180
Additional Noninterest Income	$186,000	4,621
Total noninterest expense	$6,648,000	2,712
Salaries and employee benefits	$3,430,000	2,802
Premises and equipment expense	$635,000	3,107
Additional noninterest expense	$2,583,000	2,347
Pre-tax net operating income	$6,947,000	1,165
Securities gains (losses)	$45,000	1,799
Applicable income taxes	$2,770,000	768
Income before extraordinary items	$4,222,000	1,508
Extraordinary gains, net	$0	17
Net income	$4,222,000	1,506
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,222,000	1,507
Net charge-offs	$31,000	4,084
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$4,193,200	1,496
2014-09-30 (YTD Data)		Rank
Total interest income	$13,309,000	1,433
Total interest expense	$3,176,000	684
Net interest income	$10,133,000	1,639
Provision for loan and lease losses	$75,000	3,094
Total noninterest income	$149,000	5,485
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$18,000	6,165
Trading account gains and fees	$0	174
Additional Noninterest Income	$131,000	4,738
Total noninterest expense	$5,050,000	2,696
Salaries and employee benefits	$2,568,000	2,808
Premises and equipment expense	$478,000	3,135
Additional noninterest expense	$2,004,000	2,241
Pre-tax net operating income	$5,157,000	1,182
Securities gains (losses)	$25,000	1,897
Applicable income taxes	$2,066,000	781
Income before extraordinary items	$3,116,000	1,519
Extraordinary gains, net	$0	15
Net income	$3,116,000	1,519
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,116,000	1,519
Net charge-offs	$31,000	3,605
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$3,100,000	1,503
2014-06-30 (YTD Data)		Rank
Total interest income	$8,870,000	1,431
Total interest expense	$2,091,000	702
Net interest income	$6,779,000	1,623
Provision for loan and lease losses	$75,000	2,610
Total noninterest income	$93,000	5,569
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$12,000	6,209
Trading account gains and fees	$0	172
Additional Noninterest Income	$81,000	4,820
Total noninterest expense	$3,367,000	2,708
Salaries and employee benefits	$1,682,000	2,870
Premises and equipment expense	$328,000	3,094
Additional noninterest expense	$1,357,000	2,199
Pre-tax net operating income	$3,430,000	1,160
Securities gains (losses)	$25,000	1,545
Applicable income taxes	$1,382,000	752
Income before extraordinary items	$2,073,000	1,486
Extraordinary gains, net	$0	20
Net income	$2,073,000	1,488
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,073,000	1,488
Net charge-offs	$31,000	3,148
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$2,057,000	1,466
2014-03-31 (YTD Data)		Rank
Total interest income	$4,450,000	1,421
Total interest expense	$1,047,000	704
Net interest income	$3,403,000	1,608
Provision for loan and lease losses	$75,000	1,807
Total noninterest income	$54,000	5,439
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$5,000	6,292
Trading account gains and fees	$0	147
Additional Noninterest Income	$49,000	4,588
Total noninterest expense	$1,696,000	2,691
Salaries and employee benefits	$839,000	2,890
Premises and equipment expense	$173,000	3,035
Additional noninterest expense	$684,000	2,190
Pre-tax net operating income	$1,686,000	1,142
Securities gains (losses)	$0	1,715
Applicable income taxes	$674,000	741
Income before extraordinary items	$1,012,000	1,474
Extraordinary gains, net	$0	16
Net income	$1,012,000	1,477
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,012,000	1,477
Net charge-offs	$12,000	2,752
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,012,000	1,454
2013-12-31 (YTD Data)		Rank
Total interest income	$16,678,000	1,504
Total interest expense	$4,241,000	794
Net interest income	$12,437,000	1,728
Provision for loan and lease losses	$235,000	2,788
Total noninterest income	$317,000	5,069
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$20,000	6,419
Trading account gains and fees	$0	184
Additional Noninterest Income	$297,000	4,104
Total noninterest expense	$5,998,000	2,995
Salaries and employee benefits	$3,013,000	3,102
Premises and equipment expense	$610,000	3,271
Additional noninterest expense	$2,375,000	2,575
Pre-tax net operating income	$6,521,000	1,134
Securities gains (losses)	$175,000	975
Applicable income taxes	$2,669,000	723
Income before extraordinary items	$4,027,000	1,492
Extraordinary gains, net	$0	29
Net income	$4,027,000	1,494
Minority interest net income	$0	90
Net income of bank and minority interests.	$4,027,000	1,496
Net charge-offs	$91,000	3,831
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$3,915,000	1,495
2013-09-30 (YTD Data)		Rank
Total interest income	$12,357,000	1,529
Total interest expense	$3,134,000	835
Net interest income	$9,223,000	1,751
Provision for loan and lease losses	$135,000	3,044
Total noninterest income	$205,000	5,338
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$13,000	6,516
Trading account gains and fees	$0	180
Additional Noninterest Income	$192,000	4,359
Total noninterest expense	$4,486,000	2,998
Salaries and employee benefits	$2,169,000	3,207
Premises and equipment expense	$449,000	3,350
Additional noninterest expense	$1,868,000	2,450
Pre-tax net operating income	$4,807,000	1,181
Securities gains (losses)	$175,000	883
Applicable income taxes	$1,982,000	739
Income before extraordinary items	$3,000,000	1,501
Extraordinary gains, net	$0	25
Net income	$3,000,000	1,503
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,000,000	1,504
Net charge-offs	$91,000	3,346
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,888,000	1,519
2013-06-30 (YTD Data)		Rank
Total interest income	$8,200,000	1,533
Total interest expense	$2,093,000	857
Net interest income	$6,107,000	1,754
Provision for loan and lease losses	$50,000	3,593
Total noninterest income	$186,000	4,950
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$10,000	6,516
Trading account gains and fees	$0	157
Additional Noninterest Income	$176,000	3,985
Total noninterest expense	$3,009,000	2,993
Salaries and employee benefits	$1,444,000	3,224
Premises and equipment expense	$291,000	3,437
Additional noninterest expense	$1,274,000	2,398
Pre-tax net operating income	$3,234,000	1,151
Securities gains (losses)	$175,000	806
Applicable income taxes	$1,366,000	724
Income before extraordinary items	$2,043,000	1,471
Extraordinary gains, net	$0	22
Net income	$2,043,000	1,474
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,043,000	1,476
Net charge-offs	$65,000	3,136
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,931,000	1,504
2013-03-31 (YTD Data)		Rank
Total interest income	$4,140,000	1,532
Total interest expense	$1,058,000	875
Net interest income	$3,082,000	1,745
Provision for loan and lease losses	$25,000	3,416
Total noninterest income	$42,000	5,900
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$4,000	6,617
Trading account gains and fees	$0	148
Additional Noninterest Income	$38,000	5,041
Total noninterest expense	$1,508,000	2,998
Salaries and employee benefits	$743,000	3,192
Premises and equipment expense	$148,000	3,415
Additional noninterest expense	$617,000	2,476
Pre-tax net operating income	$1,591,000	1,148
Securities gains (losses)	$175,000	513
Applicable income taxes	$708,000	692
Income before extraordinary items	$1,058,000	1,395
Extraordinary gains, net	$0	10
Net income	$1,058,000	1,398
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,058,000	1,397
Net charge-offs	$25,000	2,912
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$946,000	1,502
2012-12-31 (YTD Data)		Rank
Total interest income	$16,770,000	1,586
Total interest expense	$4,726,000	950
Net interest income	$12,044,000	1,816
Provision for loan and lease losses	$245,000	3,663
Total noninterest income	$74,000	6,487
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$18,000	6,691
Trading account gains and fees	$0	166
Additional Noninterest Income	$56,000	5,777
Total noninterest expense	$5,526,000	3,223
Salaries and employee benefits	$2,906,000	3,200
Premises and equipment expense	$557,000	3,567
Additional noninterest expense	$2,063,000	3,030
Pre-tax net operating income	$6,347,000	1,123
Securities gains (losses)	$0	3,810
Applicable income taxes	$2,535,000	711
Income before extraordinary items	$3,812,000	1,514
Extraordinary gains, net	$0	29
Net income	$3,812,000	1,516
Minority interest net income	$0	93
Net income of bank and minority interests.	$3,812,000	1,515
Net charge-offs	$75,000	4,652
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$3,812,000	1,421
2012-09-30 (YTD Data)		Rank
Total interest income	$12,551,000	1,624
Total interest expense	$3,582,000	993
Net interest income	$8,969,000	1,850
Provision for loan and lease losses	$135,000	4,004
Total noninterest income	$57,000	6,578
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$14,000	6,771
Trading account gains and fees	$0	157
Additional Noninterest Income	$43,000	5,873
Total noninterest expense	$4,165,000	3,237
Salaries and employee benefits	$2,159,000	3,247
Premises and equipment expense	$409,000	3,666
Additional noninterest expense	$1,597,000	2,948
Pre-tax net operating income	$4,726,000	1,135
Securities gains (losses)	$0	3,575
Applicable income taxes	$1,885,000	746
Income before extraordinary items	$2,841,000	1,557
Extraordinary gains, net	$0	20
Net income	$2,841,000	1,558
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,841,000	1,558
Net charge-offs	$30,000	4,854
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,841,000	1,469
2012-06-30 (YTD Data)		Rank
Total interest income	$8,329,000	1,643
Total interest expense	$2,408,000	1,022
Net interest income	$5,921,000	1,872
Provision for loan and lease losses	$90,000	3,970
Total noninterest income	$39,000	6,606
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$10,000	6,796
Trading account gains and fees	$0	153
Additional Noninterest Income	$29,000	5,899
Total noninterest expense	$2,758,000	3,279
Salaries and employee benefits	$1,426,000	3,278
Premises and equipment expense	$263,000	3,747
Additional noninterest expense	$1,069,000	2,953
Pre-tax net operating income	$3,112,000	1,145
Securities gains (losses)	$0	3,178
Applicable income taxes	$1,245,000	746
Income before extraordinary items	$1,867,000	1,569
Extraordinary gains, net	$0	19
Net income	$1,867,000	1,568
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,867,000	1,569
Net charge-offs	$0	5,507
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,867,000	1,483
2012-03-31 (YTD Data)		Rank
Total interest income	$4,211,000	1,639
Total interest expense	$1,220,000	1,045
Net interest income	$2,991,000	1,863
Provision for loan and lease losses	$45,000	3,771
Total noninterest income	$18,000	6,707
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$5,000	6,835
Trading account gains and fees	$0	148
Additional Noninterest Income	$13,000	6,065
Total noninterest expense	$1,392,000	3,250
Salaries and employee benefits	$742,000	3,202
Premises and equipment expense	$130,000	3,799
Additional noninterest expense	$520,000	2,998
Pre-tax net operating income	$1,572,000	1,115
Securities gains (losses)	$0	2,210
Applicable income taxes	$629,000	731
Income before extraordinary items	$943,000	1,556
Extraordinary gains, net	$0	19
Net income	$943,000	1,557
Minority interest net income	$0	78
Net income of bank and minority interests.	$943,000	1,557
Net charge-offs	$0	4,730
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$943,000	1,458
2011-12-31 (YTD Data)		Rank
Total interest income	$16,943,000	1,671
Total interest expense	$5,446,000	1,104
Net interest income	$11,497,000	1,910
Provision for loan and lease losses	$50,000	5,824
Total noninterest income	$63,000	6,709
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$29,000	6,628
Trading account gains and fees	$0	146
Additional Noninterest Income	$34,000	6,147
Total noninterest expense	$5,243,000	3,405
Salaries and employee benefits	$2,742,000	3,327
Premises and equipment expense	$559,000	3,759
Additional noninterest expense	$1,942,000	3,217
Pre-tax net operating income	$6,267,000	949
Securities gains (losses)	$0	3,838
Applicable income taxes	$2,565,000	648
Income before extraordinary items	$3,702,000	1,335
Extraordinary gains, net	$0	29
Net income	$3,702,000	1,335
Minority interest net income	$0	96
Net income of bank and minority interests.	$3,702,000	1,335
Net charge-offs	$-8,000	6,992
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$3,702,000	1,267
2011-09-30 (YTD Data)		Rank
Total interest income	$12,645,000	1,695
Total interest expense	$4,162,000	1,135
Net interest income	$8,483,000	1,942
Provision for loan and lease losses	$0	6,393
Total noninterest income	$65,000	6,627
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$23,000	6,647
Trading account gains and fees	$0	145
Additional Noninterest Income	$42,000	5,951
Total noninterest expense	$3,962,000	3,396
Salaries and employee benefits	$1,981,000	3,423
Premises and equipment expense	$423,000	3,781
Additional noninterest expense	$1,558,000	3,042
Pre-tax net operating income	$4,586,000	1,016
Securities gains (losses)	$0	3,555
Applicable income taxes	$1,886,000	661
Income before extraordinary items	$2,700,000	1,410
Extraordinary gains, net	$0	21
Net income	$2,700,000	1,410
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,700,000	1,410
Net charge-offs	$0	6,185
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$2,700,000	1,337
2011-06-30 (YTD Data)		Rank
Total interest income	$8,297,000	1,750
Total interest expense	$2,805,000	1,152
Net interest income	$5,492,000	2,004
Provision for loan and lease losses	$0	6,217
Total noninterest income	$45,000	6,670
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$16,000	6,666
Trading account gains and fees	$0	153
Additional Noninterest Income	$29,000	5,978
Total noninterest expense	$2,639,000	3,447
Salaries and employee benefits	$1,285,000	3,508
Premises and equipment expense	$281,000	3,820
Additional noninterest expense	$1,073,000	3,018
Pre-tax net operating income	$2,898,000	1,043
Securities gains (losses)	$0	2,914
Applicable income taxes	$1,158,000	677
Income before extraordinary items	$1,740,000	1,418
Extraordinary gains, net	$0	15
Net income	$1,740,000	1,418
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,740,000	1,418
Net charge-offs	$0	5,875
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,740,000	1,358
2011-03-31 (YTD Data)		Rank
Total interest income	$4,073,000	1,772
Total interest expense	$1,416,000	1,189
Net interest income	$2,657,000	2,052
Provision for loan and lease losses	$0	5,840
Total noninterest income	$24,000	6,682
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$8,000	6,661
Trading account gains and fees	$0	158
Additional Noninterest Income	$16,000	6,012
Total noninterest expense	$1,298,000	3,477
Salaries and employee benefits	$630,000	3,589
Premises and equipment expense	$150,000	3,699
Additional noninterest expense	$518,000	3,090
Pre-tax net operating income	$1,383,000	1,073
Securities gains (losses)	$0	1,772
Applicable income taxes	$552,000	684
Income before extraordinary items	$831,000	1,432
Extraordinary gains, net	$0	9
Net income	$831,000	1,432
Minority interest net income	$0	86
Net income of bank and minority interests.	$831,000	1,432
Net charge-offs	$0	5,107
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$831,000	1,391
2010-12-31 (YTD Data)		Rank
Total interest income	$17,427,000	1,739
Total interest expense	$6,633,000	1,242
Net interest income	$10,794,000	2,019
Provision for loan and lease losses	$150,000	5,638
Total noninterest income	$126,000	6,473
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$11,000	6,712
Trading account gains and fees	$0	175
Additional Noninterest Income	$115,000	5,271
Total noninterest expense	$5,242,000	3,474
Salaries and employee benefits	$2,652,000	3,435
Premises and equipment expense	$449,000	4,469
Additional noninterest expense	$2,141,000	3,069
Pre-tax net operating income	$5,528,000	933
Securities gains (losses)	$0	3,793
Applicable income taxes	$2,202,000	684
Income before extraordinary items	$3,326,000	1,281
Extraordinary gains, net	$0	29
Net income	$3,326,000	1,283
Minority interest net income	$0	111
Net income of bank and minority interests.	$3,326,000	1,284
Net charge-offs	$50,000	5,913
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$3,326,000	1,234
2010-09-30 (YTD Data)		Rank
Total interest income	$13,326,000	1,734
Total interest expense	$5,119,000	1,249
Net interest income	$8,207,000	2,015
Provision for loan and lease losses	$75,000	5,956
Total noninterest income	$104,000	6,500
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$8,000	6,810
Trading account gains and fees	$0	165
Additional Noninterest Income	$96,000	5,256
Total noninterest expense	$3,957,000	3,452
Salaries and employee benefits	$1,998,000	3,442
Premises and equipment expense	$332,000	4,572
Additional noninterest expense	$1,627,000	2,987
Pre-tax net operating income	$4,279,000	956
Securities gains (losses)	$0	3,651
Applicable income taxes	$1,710,000	673
Income before extraordinary items	$2,569,000	1,294
Extraordinary gains, net	$0	23
Net income	$2,569,000	1,298
Minority interest net income	$0	110
Net income of bank and minority interests.	$2,569,000	1,298
Net charge-offs	$50,000	5,500
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$2,569,000	1,253
2010-06-30 (YTD Data)		Rank
Total interest income	$8,997,000	1,744
Total interest expense	$3,479,000	1,285
Net interest income	$5,518,000	2,008
Provision for loan and lease losses	$0	6,857
Total noninterest income	$84,000	6,317
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$9,000	6,773
Trading account gains and fees	$0	152
Additional Noninterest Income	$75,000	5,061
Total noninterest expense	$2,655,000	3,444
Salaries and employee benefits	$1,331,000	3,466
Premises and equipment expense	$217,000	4,649
Additional noninterest expense	$1,107,000	2,927
Pre-tax net operating income	$2,947,000	923
Securities gains (losses)	$0	3,184
Applicable income taxes	$1,178,000	626
Income before extraordinary items	$1,769,000	1,256
Extraordinary gains, net	$0	19
Net income	$1,769,000	1,257
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,769,000	1,257
Net charge-offs	$0	6,372
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,769,000	1,214
2010-03-31 (YTD Data)		Rank
Total interest income	$4,533,000	1,767
Total interest expense	$1,758,000	1,334
Net interest income	$2,775,000	2,017
Provision for loan and lease losses	$0	6,552
Total noninterest income	$65,000	5,755
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$5,000	6,829
Trading account gains and fees	$0	175
Additional Noninterest Income	$60,000	4,390
Total noninterest expense	$1,321,000	3,498
Salaries and employee benefits	$664,000	3,522
Premises and equipment expense	$116,000	4,561
Additional noninterest expense	$541,000	2,964
Pre-tax net operating income	$1,519,000	883
Securities gains (losses)	$0	2,284
Applicable income taxes	$607,000	607
Income before extraordinary items	$912,000	1,195
Extraordinary gains, net	$0	16
Net income	$912,000	1,197
Minority interest net income	$0	91
Net income of bank and minority interests.	$912,000	1,197
Net charge-offs	$0	5,610
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$912,000	1,171
2009-12-31 (YTD Data)		Rank
Total interest income	$17,811,000	1,893
Total interest expense	$8,483,000	1,419
Net interest income	$9,328,000	2,340
Provision for loan and lease losses	$108,000	6,364
Total noninterest income	$88,000	7,083
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$19,000	6,903
Trading account gains and fees	$0	211
Additional Noninterest Income	$69,000	6,057
Total noninterest expense	$4,883,000	3,771
Salaries and employee benefits	$2,368,000	3,853
Premises and equipment expense	$459,000	4,615
Additional noninterest expense	$2,056,000	3,237
Pre-tax net operating income	$4,425,000	943
Securities gains (losses)	$0	3,754
Applicable income taxes	$1,773,000	622
Income before extraordinary items	$2,652,000	1,258
Extraordinary gains, net	$0	34
Net income	$2,652,000	1,258
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,652,000	1,257
Net charge-offs	$0	7,246
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$2,652,000	1,245
2009-09-30 (YTD Data)		Rank
Total interest income	$13,358,000	1,933
Total interest expense	$6,555,000	1,441
Net interest income	$6,803,000	2,403
Provision for loan and lease losses	$35,000	6,735
Total noninterest income	$67,000	7,209
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$14,000	6,959
Trading account gains and fees	$0	212
Additional Noninterest Income	$53,000	6,161
Total noninterest expense	$3,836,000	3,613
Salaries and employee benefits	$1,842,000	3,777
Premises and equipment expense	$341,000	4,687
Additional noninterest expense	$1,653,000	3,043
Pre-tax net operating income	$2,999,000	1,091
Securities gains (losses)	$0	3,497
Applicable income taxes	$1,204,000	731
Income before extraordinary items	$1,795,000	1,495
Extraordinary gains, net	$0	27
Net income	$1,795,000	1,493
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,795,000	1,495
Net charge-offs	$0	6,987
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,795,000	1,457
2009-06-30 (YTD Data)		Rank
Total interest income	$8,755,000	2,004
Total interest expense	$4,417,000	1,498
Net interest income	$4,338,000	2,490
Provision for loan and lease losses	$10,000	6,907
Total noninterest income	$41,000	7,335
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$9,000	7,030
Trading account gains and fees	$0	193
Additional Noninterest Income	$32,000	6,339
Total noninterest expense	$2,534,000	3,683
Salaries and employee benefits	$1,195,000	3,913
Premises and equipment expense	$220,000	4,815
Additional noninterest expense	$1,119,000	3,013
Pre-tax net operating income	$1,835,000	1,250
Securities gains (losses)	$0	3,136
Applicable income taxes	$733,000	805
Income before extraordinary items	$1,102,000	1,684
Extraordinary gains, net	$0	21
Net income	$1,102,000	1,681
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,102,000	1,683
Net charge-offs	$0	6,628
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,102,000	1,647
2009-03-31 (YTD Data)		Rank
Total interest income	$4,256,000	2,090
Total interest expense	$2,153,000	1,579
Net interest income	$2,103,000	2,574
Provision for loan and lease losses	$0	6,744
Total noninterest income	$16,000	7,562
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$5,000	7,012
Trading account gains and fees	$0	171
Additional Noninterest Income	$11,000	6,794
Total noninterest expense	$1,145,000	3,913
Salaries and employee benefits	$558,000	4,116
Premises and equipment expense	$107,000	4,927
Additional noninterest expense	$480,000	3,111
Pre-tax net operating income	$974,000	1,325
Securities gains (losses)	$0	2,434
Applicable income taxes	$389,000	848
Income before extraordinary items	$585,000	1,841
Extraordinary gains, net	$0	15
Net income	$585,000	1,843
Minority interest net income	$0	102
Net income of bank and minority interests.	$585,000	1,843
Net charge-offs	$0	5,728
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$585,000	1,738
2008-12-31 (YTD Data)		Rank
Total interest income	$15,289,000	2,421
Total interest expense	$9,035,000	1,782
Net interest income	$6,254,000	3,359
Provision for loan and lease losses	$55,000	6,518
Total noninterest income	$67,000	7,598
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$20,000	7,038
Trading account gains and fees	$0	154
Additional Noninterest Income	$47,000	6,812
Total noninterest expense	$4,096,000	4,156
Salaries and employee benefits	$2,239,000	4,099
Premises and equipment expense	$352,000	5,409
Additional noninterest expense	$1,505,000	3,607
Pre-tax net operating income	$2,170,000	2,307
Securities gains (losses)	$0	3,220
Applicable income taxes	$865,000	1,329
Income before extraordinary items	$1,305,000	2,768
Extraordinary gains, net	$0	39
Net income	$1,305,000	2,767
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,039
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,305,000	2,903
2008-09-30 (YTD Data)		Rank
Total interest income	$11,112,000	2,546
Total interest expense	$6,824,000	1,836
Net interest income	$4,288,000	3,624
Provision for loan and lease losses	$0	6,991
Total noninterest income	$51,000	7,734
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$14,000	7,112
Trading account gains and fees	$0	148
Additional Noninterest Income	$37,000	6,915
Total noninterest expense	$3,040,000	4,177
Salaries and employee benefits	$1,622,000	4,219
Premises and equipment expense	$252,000	5,559
Additional noninterest expense	$1,166,000	3,460
Pre-tax net operating income	$1,299,000	3,155
Securities gains (losses)	$0	3,106
Applicable income taxes	$514,000	1,866
Income before extraordinary items	$785,000	3,601
Extraordinary gains, net	$0	31
Net income	$785,000	3,601
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,534
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$785,000	3,747
2008-06-30 (YTD Data)		Rank
Total interest income	$7,132,000	2,674
Total interest expense	$4,578,000	1,885
Net interest income	$2,554,000	3,918
Provision for loan and lease losses	$0	6,671
Total noninterest income	$32,000	7,831
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$9,000	7,166
Trading account gains and fees	$0	149
Additional Noninterest Income	$23,000	7,064
Total noninterest expense	$1,980,000	4,263
Salaries and employee benefits	$1,070,000	4,294
Premises and equipment expense	$151,000	5,813
Additional noninterest expense	$759,000	3,492
Pre-tax net operating income	$606,000	3,997
Securities gains (losses)	$0	3,233
Applicable income taxes	$236,000	2,500
Income before extraordinary items	$370,000	4,631
Extraordinary gains, net	$0	21
Net income	$370,000	4,631
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,998
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$370,000	4,569
2008-03-31 (YTD Data)		Rank
Total interest income	$3,528,000	2,765
Total interest expense	$2,330,000	1,987
Net interest income	$1,198,000	4,112
Provision for loan and lease losses	$0	6,080
Total noninterest income	$12,000	7,989
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$3,000	7,255
Trading account gains and fees	$0	158
Additional Noninterest Income	$9,000	7,309
Total noninterest expense	$908,000	4,541
Salaries and employee benefits	$497,000	4,572
Premises and equipment expense	$63,000	6,324
Additional noninterest expense	$348,000	3,692
Pre-tax net operating income	$302,000	4,140
Securities gains (losses)	$0	2,688
Applicable income taxes	$121,000	2,572
Income before extraordinary items	$181,000	4,868
Extraordinary gains, net	$0	15
Net income	$181,000	4,873
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$181,000	4,751
2007-12-31 (YTD Data)		Rank
Total interest income	$12,950,000	3,077
Total interest expense	$8,735,000	2,160
Net interest income	$4,215,000	4,476
Provision for loan and lease losses	$0	6,851
Total noninterest income	$44,000	8,082
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$12,000	7,272
Trading account gains and fees	$0	178
Additional Noninterest Income	$32,000	7,491
Total noninterest expense	$3,511,000	4,507
Salaries and employee benefits	$1,910,000	4,548
Premises and equipment expense	$354,000	5,379
Additional noninterest expense	$1,247,000	3,967
Pre-tax net operating income	$748,000	5,311
Securities gains (losses)	$0	2,146
Applicable income taxes	$310,000	3,350
Income before extraordinary items	$438,000	5,904
Extraordinary gains, net	$0	39
Net income	$438,000	5,903
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,600
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$438,000	5,901
2007-09-30 (YTD Data)		Rank
Total interest income	$9,448,000	3,151
Total interest expense	$6,289,000	2,237
Net interest income	$3,159,000	4,505
Provision for loan and lease losses	$0	6,528
Total noninterest income	$19,000	8,265
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$8,000	7,322
Trading account gains and fees	$0	184
Additional Noninterest Income	$11,000	7,986
Total noninterest expense	$2,640,000	4,486
Salaries and employee benefits	$1,407,000	4,573
Premises and equipment expense	$256,000	5,470
Additional noninterest expense	$977,000	3,780
Pre-tax net operating income	$538,000	5,647
Securities gains (losses)	$0	1,655
Applicable income taxes	$226,000	3,564
Income before extraordinary items	$312,000	6,260
Extraordinary gains, net	$0	33
Net income	$312,000	6,256
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,076
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$312,000	6,250
2007-06-30 (YTD Data)		Rank
Total interest income	$6,172,000	3,215
Total interest expense	$4,032,000	2,312
Net interest income	$2,140,000	4,494
Provision for loan and lease losses	$0	6,209
Total noninterest income	$11,000	8,348
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$4,000	7,405
Trading account gains and fees	$0	168
Additional Noninterest Income	$7,000	8,056
Total noninterest expense	$1,766,000	4,495
Salaries and employee benefits	$933,000	4,634
Premises and equipment expense	$165,000	5,581
Additional noninterest expense	$668,000	3,692
Pre-tax net operating income	$385,000	5,582
Securities gains (losses)	$0	1,444
Applicable income taxes	$164,000	3,526
Income before extraordinary items	$221,000	6,218
Extraordinary gains, net	$0	29
Net income	$221,000	6,217
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,517
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$221,000	6,208
2007-03-31 (YTD Data)		Rank
Total interest income	$3,045,000	3,237
Total interest expense	$1,928,000	2,389
Net interest income	$1,117,000	4,370
Provision for loan and lease losses	$0	5,779
Total noninterest income	$6,000	8,365
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$2,000	7,430
Trading account gains and fees	$0	195
Additional Noninterest Income	$4,000	8,000
Total noninterest expense	$888,000	4,471
Salaries and employee benefits	$479,000	4,578
Premises and equipment expense	$92,000	5,299
Additional noninterest expense	$317,000	3,808
Pre-tax net operating income	$235,000	5,176
Securities gains (losses)	$0	1,187
Applicable income taxes	$103,000	3,229
Income before extraordinary items	$132,000	5,904
Extraordinary gains, net	$0	22
Net income	$132,000	5,903
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$132,000	5,884
2006-12-31 (YTD Data)		Rank
Total interest income	$12,253,000	3,033
Total interest expense	$7,016,000	2,275
Net interest income	$5,237,000	3,877
Provision for loan and lease losses	$0	6,850
Total noninterest income	$43,000	8,264
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$8,000	7,455
Trading account gains and fees	$0	130
Additional Noninterest Income	$35,000	7,597
Total noninterest expense	$3,090,000	4,791
Salaries and employee benefits	$1,582,000	5,017
Premises and equipment expense	$309,000	5,672
Additional noninterest expense	$1,199,000	3,936
Pre-tax net operating income	$2,190,000	3,441
Securities gains (losses)	$0	1,687
Applicable income taxes	$875,000	2,361
Income before extraordinary items	$1,315,000	4,073
Extraordinary gains, net	$0	51
Net income	$1,315,000	4,073
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,377
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,315,000	4,048
2006-09-30 (YTD Data)		Rank
Total interest income	$9,162,000	3,017
Total interest expense	$5,102,000	2,281
Net interest income	$4,060,000	3,807
Provision for loan and lease losses	$0	6,685
Total noninterest income	$35,000	8,322
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$6,000	7,517
Trading account gains and fees	$0	126
Additional Noninterest Income	$29,000	7,555
Total noninterest expense	$2,413,000	4,650
Salaries and employee benefits	$1,169,000	5,060
Premises and equipment expense	$224,000	5,782
Additional noninterest expense	$1,020,000	3,552
Pre-tax net operating income	$1,682,000	3,514
Securities gains (losses)	$0	1,388
Applicable income taxes	$671,000	2,432
Income before extraordinary items	$1,011,000	4,141
Extraordinary gains, net	$0	45
Net income	$1,011,000	4,144
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,858
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,011,000	4,131
2006-06-30 (YTD Data)		Rank
Total interest income	$6,055,000	3,002
Total interest expense	$3,244,000	2,287
Net interest income	$2,811,000	3,725
Provision for loan and lease losses	$0	6,419
Total noninterest income	$26,000	8,346
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$5,000	7,536
Trading account gains and fees	$0	126
Additional Noninterest Income	$21,000	7,503
Total noninterest expense	$1,583,000	4,716
Salaries and employee benefits	$776,000	5,081
Premises and equipment expense	$152,000	5,737
Additional noninterest expense	$655,000	3,657
Pre-tax net operating income	$1,254,000	3,264
Securities gains (losses)	$0	1,185
Applicable income taxes	$502,000	2,307
Income before extraordinary items	$752,000	3,881
Extraordinary gains, net	$0	39
Net income	$752,000	3,884
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$752,000	3,869
2006-03-31 (YTD Data)		Rank
Total interest income	$3,034,000	2,946
Total interest expense	$1,562,000	2,258
Net interest income	$1,472,000	3,593
Provision for loan and lease losses	$0	6,013
Total noninterest income	$13,000	8,341
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$3,000	7,527
Trading account gains and fees	$0	115
Additional Noninterest Income	$10,000	7,545
Total noninterest expense	$753,000	4,877
Salaries and employee benefits	$364,000	5,319
Premises and equipment expense	$80,000	5,635
Additional noninterest expense	$309,000	3,812
Pre-tax net operating income	$732,000	2,888
Securities gains (losses)	$0	955
Applicable income taxes	$291,000	2,065
Income before extraordinary items	$441,000	3,453
Extraordinary gains, net	$0	21
Net income	$441,000	3,452
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$441,000	3,428
2005-12-31 (YTD Data)		Rank
Total interest income	$11,280,000	2,852
Total interest expense	$5,234,000	2,108
Net interest income	$6,046,000	3,400
Provision for loan and lease losses	$12,000	6,720
Total noninterest income	$310,000	6,261
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$6,000	7,647
Trading account gains and fees	$0	138
Additional Noninterest Income	$304,000	4,306
Total noninterest expense	$3,252,000	4,520
Salaries and employee benefits	$1,832,000	4,411
Premises and equipment expense	$386,000	4,967
Additional noninterest expense	$1,034,000	4,305
Pre-tax net operating income	$3,092,000	2,687
Securities gains (losses)	$0	2,296
Applicable income taxes	$1,148,000	2,071
Income before extraordinary items	$1,944,000	3,159
Extraordinary gains, net	$0	46
Net income	$1,944,000	3,161
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,618
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,944,000	3,125
2005-09-30 (YTD Data)		Rank
Total interest income	$8,314,000	2,838
Total interest expense	$3,709,000	2,109
Net interest income	$4,605,000	3,352
Provision for loan and lease losses	$12,000	6,428
Total noninterest income	$287,000	5,856
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$0	7,794
Trading account gains and fees	$0	126
Additional Noninterest Income	$287,000	3,872
Total noninterest expense	$2,050,000	5,051
Salaries and employee benefits	$997,000	5,430
Premises and equipment expense	$242,000	5,536
Additional noninterest expense	$811,000	4,142
Pre-tax net operating income	$2,830,000	2,338
Securities gains (losses)	$0	2,317
Applicable income taxes	$1,114,000	1,744
Income before extraordinary items	$1,716,000	2,801
Extraordinary gains, net	$0	35
Net income	$1,716,000	2,801
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,144
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,716,000	2,764
2005-06-30 (YTD Data)		Rank
Total interest income	$5,377,000	2,849
Total interest expense	$2,270,000	2,168
Net interest income	$3,107,000	3,311
Provision for loan and lease losses	$12,000	5,987
Total noninterest income	$272,000	5,020
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$0	7,790
Trading account gains and fees	$0	116
Additional Noninterest Income	$272,000	3,244
Total noninterest expense	$1,279,000	5,260
Salaries and employee benefits	$575,000	5,884
Premises and equipment expense	$170,000	5,363
Additional noninterest expense	$534,000	4,145
Pre-tax net operating income	$2,088,000	2,107
Securities gains (losses)	$0	2,146
Applicable income taxes	$768,000	1,673
Income before extraordinary items	$1,320,000	2,454
Extraordinary gains, net	$0	30
Net income	$1,320,000	2,454
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,320,000	2,421
2005-03-31 (YTD Data)		Rank
Total interest income	$2,627,000	2,868
Total interest expense	$1,052,000	2,223
Net interest income	$1,575,000	3,275
Provision for loan and lease losses	$12,000	5,254
Total noninterest income	$294,000	3,103
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$0	7,845
Trading account gains and fees	$0	115
Additional Noninterest Income	$294,000	1,913
Total noninterest expense	$609,000	5,466
Salaries and employee benefits	$239,000	6,509
Premises and equipment expense	$104,000	4,732
Additional noninterest expense	$266,000	4,163
Pre-tax net operating income	$1,248,000	1,813
Securities gains (losses)	$0	1,685
Applicable income taxes	$289,000	2,030
Income before extraordinary items	$959,000	1,757
Extraordinary gains, net	$0	24
Net income	$959,000	1,758
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$959,000	1,724
2004-12-31 (YTD Data)		Rank
Total interest income	$9,702,000	2,912
Total interest expense	$3,547,000	2,282
Net interest income	$6,155,000	3,230
Provision for loan and lease losses	$72,000	5,454
Total noninterest income	$176,000	7,365
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$0	7,912
Trading account gains and fees	$0	138
Additional Noninterest Income	$176,000	5,370
Total noninterest expense	$2,304,000	5,552
Salaries and employee benefits	$1,089,000	6,007
Premises and equipment expense	$244,000	6,252
Additional noninterest expense	$971,000	4,452
Pre-tax net operating income	$3,955,000	2,082
Securities gains (losses)	$0	3,819
Applicable income taxes	$1,490,000	1,609
Income before extraordinary items	$2,465,000	2,451
Extraordinary gains, net	$0	34
Net income	$2,465,000	2,453
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,973
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,465,000	2,398
2004-09-30 (YTD Data)		Rank
Total interest income	$7,174,000	2,916
Total interest expense	$2,420,000	2,419
Net interest income	$4,754,000	3,125
Provision for loan and lease losses	$54,000	5,285
Total noninterest income	$122,000	7,536
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$0	7,933
Trading account gains and fees	$0	134
Additional Noninterest Income	$122,000	5,538
Total noninterest expense	$1,515,000	5,930
Salaries and employee benefits	$693,000	6,493
Premises and equipment expense	$144,000	6,819
Additional noninterest expense	$678,000	4,643
Pre-tax net operating income	$3,307,000	1,892
Securities gains (losses)	$0	3,710
Applicable income taxes	$1,171,000	1,567
Income before extraordinary items	$2,136,000	2,190
Extraordinary gains, net	$0	26
Net income	$2,136,000	2,192
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,496
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$2,136,000	2,134
2004-06-30 (YTD Data)		Rank
Total interest income	$4,718,000	2,940
Total interest expense	$1,550,000	2,499
Net interest income	$3,168,000	3,131
Provision for loan and lease losses	$36,000	5,137
Total noninterest income	$101,000	7,225
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$0	7,979
Trading account gains and fees	$0	130
Additional Noninterest Income	$101,000	5,138
Total noninterest expense	$944,000	6,204
Salaries and employee benefits	$444,000	6,652
Premises and equipment expense	$84,000	7,130
Additional noninterest expense	$416,000	4,929
Pre-tax net operating income	$2,289,000	1,828
Securities gains (losses)	$0	3,413
Applicable income taxes	$724,000	1,665
Income before extraordinary items	$1,565,000	2,006
Extraordinary gains, net	$0	21
Net income	$1,565,000	2,007
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,565,000	1,947
2004-03-31 (YTD Data)		Rank
Total interest income	$2,353,000	2,959
Total interest expense	$774,000	2,526
Net interest income	$1,579,000	3,128
Provision for loan and lease losses	$18,000	4,919
Total noninterest income	$58,000	6,943
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$0	7,976
Trading account gains and fees	$0	121
Additional Noninterest Income	$58,000	4,809
Total noninterest expense	$460,000	6,325
Salaries and employee benefits	$262,000	6,167
Premises and equipment expense	$44,000	7,051
Additional noninterest expense	$154,000	5,926
Pre-tax net operating income	$1,159,000	1,776
Securities gains (losses)	$0	2,934
Applicable income taxes	$254,000	2,176
Income before extraordinary items	$905,000	1,733
Extraordinary gains, net	$0	16
Net income	$905,000	1,733
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$905,000	1,651
2003-12-31 (YTD Data)		Rank
Total interest income	$9,947,000	2,836
Total interest expense	$3,830,000	2,308
Net interest income	$6,117,000	3,130
Provision for loan and lease losses	$72,000	5,782
Total noninterest income	$281,000	6,721
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$0	8,063
Trading account gains and fees	$0	160
Additional Noninterest Income	$281,000	4,637
Total noninterest expense	$1,859,000	6,229
Salaries and employee benefits	$982,000	6,323
Premises and equipment expense	$169,000	7,147
Additional noninterest expense	$708,000	5,469
Pre-tax net operating income	$4,467,000	1,800
Securities gains (losses)	$0	4,500
Applicable income taxes	$1,875,000	1,347
Income before extraordinary items	$2,592,000	2,299
Extraordinary gains, net	$0	54
Net income	$2,592,000	2,302
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,416
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,592,000	2,200
2003-09-30 (YTD Data)		Rank
Total interest income	$7,558,000	2,838
Total interest expense	$2,938,000	2,341
Net interest income	$4,620,000	3,116
Provision for loan and lease losses	$54,000	5,675
Total noninterest income	$251,000	6,398
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$0	8,111
Trading account gains and fees	$0	153
Additional Noninterest Income	$251,000	4,375
Total noninterest expense	$1,330,000	6,366
Salaries and employee benefits	$656,000	6,672
Premises and equipment expense	$127,000	7,158
Additional noninterest expense	$547,000	5,342
Pre-tax net operating income	$3,487,000	1,802
Securities gains (losses)	$0	4,204
Applicable income taxes	$1,395,000	1,424
Income before extraordinary items	$2,092,000	2,239
Extraordinary gains, net	$0	40
Net income	$2,092,000	2,237
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,967
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$2,092,000	2,122
2003-06-30 (YTD Data)		Rank
Total interest income	$5,135,000	2,815
Total interest expense	$2,018,000	2,351
Net interest income	$3,117,000	3,078
Provision for loan and lease losses	$36,000	5,560
Total noninterest income	$173,000	6,318
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$0	8,133
Trading account gains and fees	$0	150
Additional Noninterest Income	$173,000	4,306
Total noninterest expense	$869,000	6,446
Salaries and employee benefits	$429,000	6,756
Premises and equipment expense	$85,000	7,152
Additional noninterest expense	$355,000	5,427
Pre-tax net operating income	$2,385,000	1,753
Securities gains (losses)	$0	3,782
Applicable income taxes	$915,000	1,467
Income before extraordinary items	$1,470,000	2,148
Extraordinary gains, net	$0	30
Net income	$1,470,000	2,146
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,470,000	2,026
2003-03-31 (YTD Data)		Rank
Total interest income	$2,597,000	2,809
Total interest expense	$1,018,000	2,402
Net interest income	$1,579,000	3,025
Provision for loan and lease losses	$18,000	5,381
Total noninterest income	$86,000	6,248
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$0	8,142
Trading account gains and fees	$0	134
Additional Noninterest Income	$86,000	4,205
Total noninterest expense	$444,000	6,381
Salaries and employee benefits	$210,000	6,833
Premises and equipment expense	$43,000	7,175
Additional noninterest expense	$191,000	5,135
Pre-tax net operating income	$1,203,000	1,745
Securities gains (losses)	$0	2,891
Applicable income taxes	$435,000	1,529
Income before extraordinary items	$768,000	2,046
Extraordinary gains, net	$0	21
Net income	$768,000	2,044
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$768,000	1,927
2002-12-31 (YTD Data)		Rank
Total interest income	$10,477,000	2,896
Total interest expense	$5,084,000	2,209
Net interest income	$5,393,000	3,436
Provision for loan and lease losses	$72,000	6,236
Total noninterest income	$236,000	6,982
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$0	8,205
Trading account gains and fees	$0	153
Additional Noninterest Income	$236,000	4,707
Total noninterest expense	$1,663,000	6,533
Salaries and employee benefits	$919,000	6,445
Premises and equipment expense	$140,000	7,578
Additional noninterest expense	$604,000	5,908
Pre-tax net operating income	$3,894,000	2,028
Securities gains (losses)	$0	4,537
Applicable income taxes	$1,503,000	1,652
Income before extraordinary items	$2,391,000	2,435
Extraordinary gains, net	$0	70
Net income	$2,391,000	2,435
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,632
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,391,000	2,359
2001-12-31 (YTD Data)		Rank
Total interest income	$10,077,000	3,285
Total interest expense	$6,552,000	2,450
Net interest income	$3,525,000	4,530
Provision for loan and lease losses	$72,000	6,148
Total noninterest income	$169,000	7,646
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$0	8,399
Trading account gains and fees	$0	177
Additional Noninterest Income	$169,000	5,279
Total noninterest expense	$1,570,000	6,638
Salaries and employee benefits	$843,000	6,602
Premises and equipment expense	$161,000	7,347
Additional noninterest expense	$566,000	6,053
Pre-tax net operating income	$2,052,000	3,122
Securities gains (losses)	$0	4,612
Applicable income taxes	$762,000	2,522
Income before extraordinary items	$1,290,000	3,603
Extraordinary gains, net	$0	105
Net income	$1,290,000	3,605
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,777
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,290,000	3,503
2000-12-31 (YTD Data)		Rank
Total interest income	$9,794,000	3,462
Total interest expense	$6,171,000	2,710
Net interest income	$3,623,000	4,492
Provision for loan and lease losses	$72,000	5,921
Total noninterest income	$58,000	9,210
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$0	8,617
Trading account gains and fees	$0	180
Additional Noninterest Income	$58,000	7,528
Total noninterest expense	$1,501,000	6,751
Salaries and employee benefits	$809,000	6,689
Premises and equipment expense	$191,000	6,904
Additional noninterest expense	$501,000	6,425
Pre-tax net operating income	$2,108,000	3,189
Securities gains (losses)	$0	1,956
Applicable income taxes	$746,000	2,651
Income before extraordinary items	$1,362,000	3,511
Extraordinary gains, net	$0	38
Net income	$1,362,000	3,510
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,622
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,362,000	3,499
1999-12-31 (YTD Data)		Rank
Total interest income	$8,992,000	3,541
Total interest expense	$5,316,000	2,755
Net interest income	$3,676,000	4,487
Provision for loan and lease losses	$72,000	5,852
Total noninterest income	$70,000	9,293
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$0	8,885
Trading account gains and fees	$0	173
Additional Noninterest Income	$70,000	7,430
Total noninterest expense	$1,416,000	7,001
Salaries and employee benefits	$772,000	6,884
Premises and equipment expense	$134,000	7,956
Additional noninterest expense	$510,000	6,438
Pre-tax net operating income	$2,258,000	3,034
Securities gains (losses)	$0	3,155
Applicable income taxes	$812,000	2,615
Income before extraordinary items	$1,446,000	3,330
Extraordinary gains, net	$0	35
Net income	$1,446,000	3,330
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,897
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,446,000	3,290
1998-12-31 (YTD Data)		Rank
Total interest income	$8,639,000	3,671
Total interest expense	$5,289,000	2,843
Net interest income	$3,350,000	4,752
Provision for loan and lease losses	$63,000	6,049
Total noninterest income	$33,000	10,063
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$0	9,085
Trading account gains and fees	$0	224
Additional Noninterest Income	$33,000	8,867
Total noninterest expense	$1,166,000	7,634
Salaries and employee benefits	$717,000	7,093
Premises and equipment expense	$99,000	8,732
Additional noninterest expense	$350,000	7,664
Pre-tax net operating income	$2,154,000	3,130
Securities gains (losses)	$0	4,449
Applicable income taxes	$777,000	2,806
Income before extraordinary items	$1,377,000	3,493
Extraordinary gains, net	$0	32
Net income	$1,377,000	3,494
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,132
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,377,000	3,399
1997-12-31 (YTD Data)		Rank
Total interest income	$8,135,000	3,913
Total interest expense	$4,933,000	3,024
Net interest income	$3,202,000	5,057
Provision for loan and lease losses	$36,000	7,137
Total noninterest income	$24,000	10,654
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$8,000	9,325
Trading account gains and fees	$0	239
Additional Noninterest Income	$16,000	10,083
Total noninterest expense	$1,112,000	7,971
Salaries and employee benefits	$571,000	8,115
Premises and equipment expense	$91,000	9,188
Additional noninterest expense	$450,000	6,925
Pre-tax net operating income	$2,078,000	3,407
Securities gains (losses)	$0	3,944
Applicable income taxes	$748,000	3,084
Income before extraordinary items	$1,330,000	3,722
Extraordinary gains, net	$0	44
Net income	$1,330,000	3,721
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,513
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,330,000	3,651
1996-12-31 (YTD Data)		Rank
Total interest income	$7,308,000	4,400
Total interest expense	$4,096,000	3,628
Net interest income	$3,212,000	5,182
Provision for loan and lease losses	$57,000	6,361
Total noninterest income	$6,000	11,345
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$5,000	9,817
Trading account gains and fees	$0	262
Additional Noninterest Income	$1,000	11,358
Total noninterest expense	$1,733,000	6,536
Salaries and employee benefits	$467,000	9,126
Premises and equipment expense	$99,000	9,324
Additional noninterest expense	$1,167,000	3,870
Pre-tax net operating income	$1,428,000	4,511
Securities gains (losses)	$0	4,148
Applicable income taxes	$514,000	4,064
Income before extraordinary items	$914,000	4,820
Extraordinary gains, net	$0	53
Net income	$914,000	4,821
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,805
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$914,000	4,761
1995-12-31 (YTD Data)		Rank
Total interest income	$6,626,000	4,775
Total interest expense	$3,796,000	3,858
Net interest income	$2,830,000	5,761
Provision for loan and lease losses	$34,000	6,948
Total noninterest income	$338,000	6,626
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	522
Additional Noninterest Income	$338,000	3,708
Total noninterest expense	$1,135,000	8,444
Salaries and employee benefits	$496,000	9,148
Premises and equipment expense	$159,000	8,051
Additional noninterest expense	$480,000	7,424
Pre-tax net operating income	$1,999,000	3,498
Securities gains (losses)	$0	3,831
Applicable income taxes	$719,000	3,171
Income before extraordinary items	$1,280,000	3,732
Extraordinary gains, net	$0	65
Net income	$1,280,000	3,728
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,856
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	NA	NA
Net operating income	$1,280,000	3,708
1994-12-31 (YTD Data)		Rank
Total interest income	$6,085,000	4,800
Total interest expense	$2,901,000	4,079
Net interest income	$3,184,000	5,348
Provision for loan and lease losses	$69,000	5,368
Total noninterest income	$385,000	6,284
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	475
Additional Noninterest Income	$385,000	3,489
Total noninterest expense	$1,145,000	8,825
Salaries and employee benefits	$480,000	9,570
Premises and equipment expense	$167,000	8,151
Additional noninterest expense	$498,000	7,867
Pre-tax net operating income	$2,355,000	2,992
Securities gains (losses)	$0	3,600
Applicable income taxes	$848,000	2,634
Income before extraordinary items	$1,507,000	3,163
Extraordinary gains, net	$0	249
Net income	$1,507,000	3,175
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,921
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,507,000	3,186
1993-12-31 (YTD Data)		Rank
Total interest income	$6,451,000	4,639
Total interest expense	$2,978,000	4,135
Net interest income	$3,473,000	4,990
Provision for loan and lease losses	$101,000	5,713
Total noninterest income	$191,000	9,391
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	532
Additional Noninterest Income	$191,000	5,807
Total noninterest expense	$1,069,000	9,443
Salaries and employee benefits	$470,000	9,956
Premises and equipment expense	$147,000	8,987
Additional noninterest expense	$452,000	8,705
Pre-tax net operating income	$2,494,000	2,713
Securities gains (losses)	$0	7,477
Applicable income taxes	$931,000	2,434
Income before extraordinary items	$1,563,000	3,117
Extraordinary gains, net	$0	3,149
Net income	$1,563,000	3,206
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	9,922
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,563,000	2,939
1992-12-31 (YTD Data)		Rank
Total interest income	$6,497,000	5,140
Total interest expense	$3,566,000	4,480
Net interest income	$2,931,000	5,830
Provision for loan and lease losses	$73,000	8,154
Total noninterest income	$172,000	9,986
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$172,000	6,188
Total noninterest expense	$988,000	10,031
Salaries and employee benefits	$424,000	10,593
Premises and equipment expense	$136,000	9,504
Additional noninterest expense	$428,000	9,222
Pre-tax net operating income	$2,042,000	3,047
Securities gains (losses)	$0	8,369
Applicable income taxes	$759,000	2,743
Income before extraordinary items	$1,283,000	3,584
Extraordinary gains, net	$0	1,422
Net income	$1,283,000	3,625
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	11,197
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,283,000	3,315

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.