Boatmen's National Bank of South Arkansas, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$8,113,0003,982
Total interest expense$3,291,0004,415
Net interest income$4,822,0003,660
Provision for loan and lease losses$700,0001,321
Total noninterest income$1,158,0002,761
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$787,0001,711
Trading account gains and fees$0262
Additional Noninterest Income$371,0003,550
Total noninterest expense$3,456,0003,817
Salaries and employee benefits$1,636,0003,989
Premises and equipment expense$396,0004,569
Additional noninterest expense$1,424,0003,262
Pre-tax net operating income$1,824,0003,669
Securities gains (losses)$04,148
Applicable income taxes$565,0003,759
Income before extraordinary items$1,259,0003,718
Extraordinary gains, net$053
Net income$1,259,0003,717
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$758,0001,052
Cash dividends$1,075,0002,028
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,259,0003,666
1995-12-31 (YTD Data)Rank
Total interest income$8,117,0003,960
Total interest expense$3,457,0004,207
Net interest income$4,660,0003,765
Provision for loan and lease losses$160,0003,506
Total noninterest income$1,153,0002,803
Gross Fiduciary activities income$4,0001,531
Service charges on deposit accounts$808,0001,669
Trading account gains and fees$0522
Additional Noninterest Income$341,0003,678
Total noninterest expense$3,637,0003,613
Salaries and employee benefits$1,711,0003,803
Premises and equipment expense$361,0004,921
Additional noninterest expense$1,565,0002,984
Pre-tax net operating income$2,016,0003,471
Securities gains (losses)$1,0003,512
Applicable income taxes$634,0003,533
Income before extraordinary items$1,383,0003,504
Extraordinary gains, net$065
Net income$1,383,0003,502
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$399,0001,609
Cash dividends$635,0002,822
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,382,3103,482
1994-12-31 (YTD Data)Rank
Total interest income$7,214,0004,110
Total interest expense$2,740,0004,284
Net interest income$4,474,0003,939
Provision for loan and lease losses$09,146
Total noninterest income$1,144,0002,817
Gross Fiduciary activities income$31,0001,382
Service charges on deposit accounts$728,0001,852
Trading account gains and fees$0475
Additional Noninterest Income$385,0003,489
Total noninterest expense$3,434,0003,913
Salaries and employee benefits$1,582,0004,086
Premises and equipment expense$370,0004,890
Additional noninterest expense$1,482,0003,335
Pre-tax net operating income$2,184,0003,195
Securities gains (losses)$03,600
Applicable income taxes$707,0003,065
Income before extraordinary items$1,477,0003,218
Extraordinary gains, net$0249
Net income$1,477,0003,231
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0002,673
Cash dividends$547,0003,006
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,477,0003,252
1993-12-31 (YTD Data)Rank
Total interest income$5,963,0004,981
Total interest expense$2,425,0004,956
Net interest income$3,538,0004,907
Provision for loan and lease losses$60,0006,949
Total noninterest income$967,0003,436
Gross Fiduciary activities income$3,0001,578
Service charges on deposit accounts$594,0002,319
Trading account gains and fees$0532
Additional Noninterest Income$370,0003,953
Total noninterest expense$2,808,0004,779
Salaries and employee benefits$1,366,0004,659
Premises and equipment expense$162,0008,585
Additional noninterest expense$1,280,0003,978
Pre-tax net operating income$1,637,0004,004
Securities gains (losses)$07,477
Applicable income taxes$524,0004,013
Income before extraordinary items$1,113,0004,282
Extraordinary gains, net$365,000601
Net income$1,478,0003,389
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,00011,785
Cash dividends$759,0002,253
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,113,0004,063
1992-12-31 (YTD Data)Rank
Total interest income$6,891,0004,893
Total interest expense$3,196,0004,888
Net interest income$3,695,0004,782
Provision for loan and lease losses$150,0006,067
Total noninterest income$975,0003,386
Gross Fiduciary activities income$34,0001,419
Service charges on deposit accounts$618,0002,207
Trading account gains and fees$0504
Additional Noninterest Income$323,0004,234
Total noninterest expense$2,893,0004,680
Salaries and employee benefits$1,310,0004,790
Premises and equipment expense$158,0008,881
Additional noninterest expense$1,425,0003,746
Pre-tax net operating income$1,627,0003,752
Securities gains (losses)$-8,00013,215
Applicable income taxes$512,0003,934
Income before extraordinary items$1,107,0004,107
Extraordinary gains, net$01,422
Net income$1,107,0004,150
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$192,0004,281
Cash dividends$549,0002,592
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,112,4403,784

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.