Boatmen's National Bank of Russellville, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$12,590,0002,655
Total interest expense$5,900,0002,587
Net interest income$6,690,0002,638
Provision for loan and lease losses$1,104,000952
Total noninterest income$1,387,0002,434
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$908,0001,477
Trading account gains and fees$0262
Additional Noninterest Income$479,0003,016
Total noninterest expense$3,971,0003,370
Salaries and employee benefits$1,669,0003,913
Premises and equipment expense$596,0003,235
Additional noninterest expense$1,706,0002,808
Pre-tax net operating income$3,002,0002,370
Securities gains (losses)$29,0001,716
Applicable income taxes$1,052,0002,243
Income before extraordinary items$1,979,0002,487
Extraordinary gains, net$053
Net income$1,979,0002,488
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$853,000982
Cash dividends$1,850,0001,359
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,960,1502,452
1995-12-31 (YTD Data)Rank
Total interest income$11,447,0002,911
Total interest expense$5,150,0002,952
Net interest income$6,297,0002,837
Provision for loan and lease losses$511,0001,540
Total noninterest income$1,240,0002,642
Gross Fiduciary activities income$32,0001,358
Service charges on deposit accounts$793,0001,709
Trading account gains and fees$0522
Additional Noninterest Income$415,0003,233
Total noninterest expense$4,330,0003,093
Salaries and employee benefits$1,836,0003,580
Premises and equipment expense$592,0003,238
Additional noninterest expense$1,902,0002,508
Pre-tax net operating income$2,696,0002,661
Securities gains (losses)$03,831
Applicable income taxes$970,0002,452
Income before extraordinary items$1,726,0002,856
Extraordinary gains, net$065
Net income$1,726,0002,854
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$359,0001,727
Cash dividends$795,0002,452
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,726,0002,818
1994-12-31 (YTD Data)Rank
Total interest income$9,741,0003,103
Total interest expense$3,752,0003,258
Net interest income$5,989,0002,998
Provision for loan and lease losses$60,0005,594
Total noninterest income$1,222,0002,700
Gross Fiduciary activities income$124,0001,133
Service charges on deposit accounts$724,0001,863
Trading account gains and fees$0475
Additional Noninterest Income$374,0003,555
Total noninterest expense$4,078,0003,367
Salaries and employee benefits$1,693,0003,839
Premises and equipment expense$509,0003,745
Additional noninterest expense$1,876,0002,725
Pre-tax net operating income$3,073,0002,310
Securities gains (losses)$03,600
Applicable income taxes$1,093,0002,061
Income before extraordinary items$1,980,0002,453
Extraordinary gains, net$0249
Net income$1,980,0002,453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0003,999
Cash dividends$739,0002,433
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,980,0002,468
1993-12-31 (YTD Data)Rank
Total interest income$9,443,0003,273
Total interest expense$3,849,0003,275
Net interest income$5,594,0003,227
Provision for loan and lease losses$150,0004,621
Total noninterest income$1,163,0002,977
Gross Fiduciary activities income$51,0001,335
Service charges on deposit accounts$664,0002,055
Trading account gains and fees$0532
Additional Noninterest Income$448,0003,499
Total noninterest expense$3,945,0003,536
Salaries and employee benefits$1,737,0003,749
Premises and equipment expense$452,0004,251
Additional noninterest expense$1,756,0003,041
Pre-tax net operating income$2,662,0002,566
Securities gains (losses)$7,0005,826
Applicable income taxes$956,0002,366
Income before extraordinary items$1,713,0002,875
Extraordinary gains, net$531,000434
Net income$2,244,0002,309
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-40,00012,541
Cash dividends$1,159,0001,564
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,708,5202,731
1992-12-31 (YTD Data)Rank
Total interest income$10,017,0003,480
Total interest expense$4,553,0003,606
Net interest income$5,464,0003,350
Provision for loan and lease losses$165,0005,823
Total noninterest income$1,019,0003,269
Gross Fiduciary activities income$46,0001,382
Service charges on deposit accounts$689,0001,976
Trading account gains and fees$0504
Additional Noninterest Income$284,0004,582
Total noninterest expense$3,687,0003,753
Salaries and employee benefits$1,601,0003,987
Premises and equipment expense$436,0004,467
Additional noninterest expense$1,650,0003,316
Pre-tax net operating income$2,631,0002,350
Securities gains (losses)$9,0006,537
Applicable income taxes$973,0002,162
Income before extraordinary items$1,667,0002,764
Extraordinary gains, net$01,422
Net income$1,667,0002,802
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$257,0003,660
Cash dividends$762,0001,995
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,661,2402,563

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.