Home > Boatmen's National Bank of Northwest Iowa > Income and Expense
Boatmen's National Bank of Northwest Iowa, Income and Expense
1996-12-31 (YTD Data) | Rank | |
Total interest income | $8,419,000 | 3,841 |
Total interest expense | $3,814,000 | 3,883 |
Net interest income | $4,605,000 | 3,812 |
Provision for loan and lease losses | $109,000 | 4,905 |
Total noninterest income | $701,000 | 4,109 |
Gross Fiduciary activities income | $0 | 1,526 |
Service charges on deposit accounts | $522,000 | 2,613 |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $179,000 | 5,485 |
Total noninterest expense | $2,771,000 | 4,599 |
Salaries and employee benefits | $1,244,000 | 5,047 |
Premises and equipment expense | $336,000 | 5,155 |
Additional noninterest expense | $1,191,000 | 3,808 |
Pre-tax net operating income | $2,426,000 | 2,844 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $906,000 | 2,563 |
Income before extraordinary items | $1,520,000 | 3,152 |
Extraordinary gains, net | $0 | 53 |
Net income | $1,520,000 | 3,153 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $18,000 | 6,880 |
Cash dividends | $1,409,000 | 1,655 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $1,520,000 | 3,115 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $8,715,000 | 3,721 |
Total interest expense | $4,064,000 | 3,626 |
Net interest income | $4,651,000 | 3,775 |
Provision for loan and lease losses | $-30,000 | 11,519 |
Total noninterest income | $731,000 | 3,948 |
Gross Fiduciary activities income | $0 | 1,590 |
Service charges on deposit accounts | $483,000 | 2,810 |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $248,000 | 4,504 |
Total noninterest expense | $2,494,000 | 5,005 |
Salaries and employee benefits | $1,164,000 | 5,357 |
Premises and equipment expense | $161,000 | 8,015 |
Additional noninterest expense | $1,169,000 | 3,825 |
Pre-tax net operating income | $2,918,000 | 2,485 |
Securities gains (losses) | $18,000 | 1,987 |
Applicable income taxes | $1,097,000 | 2,193 |
Income before extraordinary items | $1,839,000 | 2,689 |
Extraordinary gains, net | $0 | 65 |
Net income | $1,839,000 | 2,689 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-62,000 | 11,552 |
Cash dividends | $1,499,000 | 1,526 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $1,827,480 | 2,675 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $7,794,000 | 3,832 |
Total interest expense | $3,332,000 | 3,595 |
Net interest income | $4,462,000 | 3,948 |
Provision for loan and lease losses | $-50,000 | 11,988 |
Total noninterest income | $639,000 | 4,431 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $442,000 | 3,102 |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $197,000 | 5,329 |
Total noninterest expense | $2,860,000 | 4,590 |
Salaries and employee benefits | $1,245,000 | 5,078 |
Premises and equipment expense | $286,000 | 5,920 |
Additional noninterest expense | $1,329,000 | 3,704 |
Pre-tax net operating income | $2,291,000 | 3,057 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $877,000 | 2,552 |
Income before extraordinary items | $1,414,000 | 3,337 |
Extraordinary gains, net | $0 | 249 |
Net income | $1,414,000 | 3,352 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-83,000 | 12,159 |
Cash dividends | $1,164,000 | 1,688 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $1,414,000 | 3,362 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $8,177,000 | 3,740 |
Total interest expense | $3,699,000 | 3,408 |
Net interest income | $4,478,000 | 3,959 |
Provision for loan and lease losses | $410,000 | 2,419 |
Total noninterest income | $595,000 | 4,986 |
Gross Fiduciary activities income | $0 | 1,630 |
Service charges on deposit accounts | $423,000 | 3,284 |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $172,000 | 6,134 |
Total noninterest expense | $3,019,000 | 4,483 |
Salaries and employee benefits | $1,269,000 | 4,983 |
Premises and equipment expense | $319,000 | 5,580 |
Additional noninterest expense | $1,431,000 | 3,643 |
Pre-tax net operating income | $1,644,000 | 3,981 |
Securities gains (losses) | $20,000 | 4,664 |
Applicable income taxes | $589,000 | 3,666 |
Income before extraordinary items | $1,075,000 | 4,406 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $1,075,000 | 4,533 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-31,000 | 12,387 |
Cash dividends | $849,000 | 2,051 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $1,062,000 | 4,225 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $8,936,000 | 3,878 |
Total interest expense | $4,535,000 | 3,618 |
Net interest income | $4,401,000 | 4,087 |
Provision for loan and lease losses | $0 | 11,756 |
Total noninterest income | $555,000 | 5,259 |
Gross Fiduciary activities income | $0 | 1,658 |
Service charges on deposit accounts | $398,000 | 3,502 |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $157,000 | 6,481 |
Total noninterest expense | $3,175,000 | 4,293 |
Salaries and employee benefits | $1,297,000 | 4,833 |
Premises and equipment expense | $562,000 | 3,579 |
Additional noninterest expense | $1,316,000 | 4,001 |
Pre-tax net operating income | $1,781,000 | 3,472 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $595,000 | 3,456 |
Income before extraordinary items | $1,186,000 | 3,851 |
Extraordinary gains, net | $125,000 | 630 |
Net income | $1,311,000 | 3,536 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-15,000 | 12,970 |
Cash dividends | $660,000 | 2,231 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $1,186,000 | 3,567 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.