Boatmen's National Bank of Northwest Iowa, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$8,419,0003,841
Total interest expense$3,814,0003,883
Net interest income$4,605,0003,812
Provision for loan and lease losses$109,0004,905
Total noninterest income$701,0004,109
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$522,0002,613
Trading account gains and fees$0262
Additional Noninterest Income$179,0005,485
Total noninterest expense$2,771,0004,599
Salaries and employee benefits$1,244,0005,047
Premises and equipment expense$336,0005,155
Additional noninterest expense$1,191,0003,808
Pre-tax net operating income$2,426,0002,844
Securities gains (losses)$04,148
Applicable income taxes$906,0002,563
Income before extraordinary items$1,520,0003,152
Extraordinary gains, net$053
Net income$1,520,0003,153
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0006,880
Cash dividends$1,409,0001,655
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,520,0003,115
1995-12-31 (YTD Data)Rank
Total interest income$8,715,0003,721
Total interest expense$4,064,0003,626
Net interest income$4,651,0003,775
Provision for loan and lease losses$-30,00011,519
Total noninterest income$731,0003,948
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$483,0002,810
Trading account gains and fees$0522
Additional Noninterest Income$248,0004,504
Total noninterest expense$2,494,0005,005
Salaries and employee benefits$1,164,0005,357
Premises and equipment expense$161,0008,015
Additional noninterest expense$1,169,0003,825
Pre-tax net operating income$2,918,0002,485
Securities gains (losses)$18,0001,987
Applicable income taxes$1,097,0002,193
Income before extraordinary items$1,839,0002,689
Extraordinary gains, net$065
Net income$1,839,0002,689
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-62,00011,552
Cash dividends$1,499,0001,526
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,827,4802,675
1994-12-31 (YTD Data)Rank
Total interest income$7,794,0003,832
Total interest expense$3,332,0003,595
Net interest income$4,462,0003,948
Provision for loan and lease losses$-50,00011,988
Total noninterest income$639,0004,431
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$442,0003,102
Trading account gains and fees$0475
Additional Noninterest Income$197,0005,329
Total noninterest expense$2,860,0004,590
Salaries and employee benefits$1,245,0005,078
Premises and equipment expense$286,0005,920
Additional noninterest expense$1,329,0003,704
Pre-tax net operating income$2,291,0003,057
Securities gains (losses)$03,600
Applicable income taxes$877,0002,552
Income before extraordinary items$1,414,0003,337
Extraordinary gains, net$0249
Net income$1,414,0003,352
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-83,00012,159
Cash dividends$1,164,0001,688
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,414,0003,362
1993-12-31 (YTD Data)Rank
Total interest income$8,177,0003,740
Total interest expense$3,699,0003,408
Net interest income$4,478,0003,959
Provision for loan and lease losses$410,0002,419
Total noninterest income$595,0004,986
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$423,0003,284
Trading account gains and fees$0532
Additional Noninterest Income$172,0006,134
Total noninterest expense$3,019,0004,483
Salaries and employee benefits$1,269,0004,983
Premises and equipment expense$319,0005,580
Additional noninterest expense$1,431,0003,643
Pre-tax net operating income$1,644,0003,981
Securities gains (losses)$20,0004,664
Applicable income taxes$589,0003,666
Income before extraordinary items$1,075,0004,406
Extraordinary gains, net$03,149
Net income$1,075,0004,533
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-31,00012,387
Cash dividends$849,0002,051
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,062,0004,225
1992-12-31 (YTD Data)Rank
Total interest income$8,936,0003,878
Total interest expense$4,535,0003,618
Net interest income$4,401,0004,087
Provision for loan and lease losses$011,756
Total noninterest income$555,0005,259
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$398,0003,502
Trading account gains and fees$0504
Additional Noninterest Income$157,0006,481
Total noninterest expense$3,175,0004,293
Salaries and employee benefits$1,297,0004,833
Premises and equipment expense$562,0003,579
Additional noninterest expense$1,316,0004,001
Pre-tax net operating income$1,781,0003,472
Securities gains (losses)$08,369
Applicable income taxes$595,0003,456
Income before extraordinary items$1,186,0003,851
Extraordinary gains, net$125,000630
Net income$1,311,0003,536
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,00012,970
Cash dividends$660,0002,231
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,186,0003,567

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.