Boatmen's National Bank of Northwest Arkansas, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$36,048,000976
Total interest expense$14,443,0001,132
Net interest income$21,605,000861
Provision for loan and lease losses$808,0001,196
Total noninterest income$5,901,000850
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$3,375,000435
Trading account gains and fees$0262
Additional Noninterest Income$2,526,000990
Total noninterest expense$13,730,0001,083
Salaries and employee benefits$5,348,0001,256
Premises and equipment expense$1,934,0001,087
Additional noninterest expense$6,448,000941
Pre-tax net operating income$12,968,000639
Securities gains (losses)$34,0001,599
Applicable income taxes$5,256,000559
Income before extraordinary items$7,746,000710
Extraordinary gains, net$053
Net income$7,746,000710
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$753,0001,059
Cash dividends$6,830,000553
Sale, conversion, retirement of capital stock, net$0953
Net operating income$7,724,240694
1995-12-31 (YTD Data)Rank
Total interest income$35,720,000998
Total interest expense$15,052,0001,121
Net interest income$20,668,000908
Provision for loan and lease losses$1,845,000612
Total noninterest income$5,228,000932
Gross Fiduciary activities income$41,0001,321
Service charges on deposit accounts$2,865,000510
Trading account gains and fees$0522
Additional Noninterest Income$2,322,0001,031
Total noninterest expense$15,970,000956
Salaries and employee benefits$6,170,0001,105
Premises and equipment expense$2,108,0001,018
Additional noninterest expense$7,692,000817
Pre-tax net operating income$8,081,000971
Securities gains (losses)$03,831
Applicable income taxes$3,242,000863
Income before extraordinary items$4,839,0001,095
Extraordinary gains, net$065
Net income$4,839,0001,092
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$637,0001,185
Cash dividends$2,216,0001,143
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,839,0001,075
1994-12-31 (YTD Data)Rank
Total interest income$32,893,000969
Total interest expense$11,696,0001,124
Net interest income$21,197,000882
Provision for loan and lease losses$300,0002,237
Total noninterest income$6,065,000811
Gross Fiduciary activities income$177,0001,048
Service charges on deposit accounts$3,068,000469
Trading account gains and fees$0475
Additional Noninterest Income$2,820,000914
Total noninterest expense$16,708,000920
Salaries and employee benefits$6,225,0001,090
Premises and equipment expense$2,170,000986
Additional noninterest expense$8,313,000802
Pre-tax net operating income$10,254,000776
Securities gains (losses)$-3,0009,178
Applicable income taxes$3,968,000686
Income before extraordinary items$6,283,000835
Extraordinary gains, net$0249
Net income$6,283,000837
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$237,0002,227
Cash dividends$2,332,000974
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$6,284,920833
1993-12-31 (YTD Data)Rank
Total interest income$26,498,0001,204
Total interest expense$9,524,0001,408
Net interest income$16,974,0001,084
Provision for loan and lease losses$620,0001,802
Total noninterest income$5,646,000901
Gross Fiduciary activities income$97,0001,219
Service charges on deposit accounts$2,473,000555
Trading account gains and fees$0532
Additional Noninterest Income$3,076,000944
Total noninterest expense$14,225,0001,107
Salaries and employee benefits$5,752,0001,178
Premises and equipment expense$1,499,0001,426
Additional noninterest expense$6,974,000986
Pre-tax net operating income$7,775,000931
Securities gains (losses)$4,0006,316
Applicable income taxes$2,725,000938
Income before extraordinary items$5,054,0001,025
Extraordinary gains, net$261,000800
Net income$5,315,0001,004
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0005,803
Cash dividends$5,462,000447
Sale, conversion, retirement of capital stock, net$350,000668
Net operating income$5,051,400957
1992-12-31 (YTD Data)Rank
Total interest income$26,443,0001,384
Total interest expense$11,207,0001,563
Net interest income$15,236,0001,228
Provision for loan and lease losses$480,0003,089
Total noninterest income$4,212,0001,101
Gross Fiduciary activities income$164,0001,137
Service charges on deposit accounts$2,357,000578
Trading account gains and fees$0504
Additional Noninterest Income$1,691,0001,400
Total noninterest expense$12,860,0001,235
Salaries and employee benefits$5,418,0001,232
Premises and equipment expense$1,307,0001,634
Additional noninterest expense$6,135,0001,120
Pre-tax net operating income$6,108,0001,069
Securities gains (losses)$39,0004,543
Applicable income taxes$1,968,0001,137
Income before extraordinary items$4,179,0001,129
Extraordinary gains, net$01,422
Net income$4,179,0001,133
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$690,0001,997
Cash dividends$5,267,000363
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$4,152,4801,049

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.