Home > Boatmen's National Bank of North Central Arkansas > Income and Expense
Boatmen's National Bank of North Central Arkansas, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $16,778,000 | 2,017 |
| Total interest expense | $6,882,000 | 2,245 |
| Net interest income | $9,896,000 | 1,788 |
| Provision for loan and lease losses | $1,496,000 | 758 |
| Total noninterest income | $1,896,000 | 1,921 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,280,000 | 1,028 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $616,000 | 2,526 |
| Total noninterest expense | $5,351,000 | 2,550 |
| Salaries and employee benefits | $2,274,000 | 2,938 |
| Premises and equipment expense | $598,000 | 3,226 |
| Additional noninterest expense | $2,479,000 | 2,026 |
| Pre-tax net operating income | $4,945,000 | 1,457 |
| Securities gains (losses) | $12,000 | 2,365 |
| Applicable income taxes | $1,876,000 | 1,309 |
| Income before extraordinary items | $3,081,000 | 1,619 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,081,000 | 1,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,023,000 | 890 |
| Cash dividends | $1,440,000 | 1,635 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,073,320 | 1,589 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,424,000 | 2,687 |
| Total interest expense | $4,863,000 | 3,096 |
| Net interest income | $7,561,000 | 2,371 |
| Provision for loan and lease losses | $605,000 | 1,335 |
| Total noninterest income | $1,381,000 | 2,431 |
| Gross Fiduciary activities income | $2,000 | 1,553 |
| Service charges on deposit accounts | $930,000 | 1,469 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $449,000 | 3,073 |
| Total noninterest expense | $4,453,000 | 3,017 |
| Salaries and employee benefits | $1,906,000 | 3,453 |
| Premises and equipment expense | $486,000 | 3,850 |
| Additional noninterest expense | $2,061,000 | 2,343 |
| Pre-tax net operating income | $3,884,000 | 1,915 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,468,000 | 1,675 |
| Income before extraordinary items | $2,416,000 | 2,086 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,416,000 | 2,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $439,000 | 1,500 |
| Cash dividends | $843,000 | 2,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,416,000 | 2,054 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,010,000 | 4,859 |
| Total interest expense | $1,780,000 | 6,124 |
| Net interest income | $4,230,000 | 4,164 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $804,000 | 3,715 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $580,000 | 2,344 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $224,000 | 4,900 |
| Total noninterest expense | $2,643,000 | 4,921 |
| Salaries and employee benefits | $1,052,000 | 5,841 |
| Premises and equipment expense | $343,000 | 5,146 |
| Additional noninterest expense | $1,248,000 | 3,920 |
| Pre-tax net operating income | $2,391,000 | 2,945 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $867,000 | 2,584 |
| Income before extraordinary items | $1,524,000 | 3,133 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,524,000 | 3,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 11,264 |
| Cash dividends | $549,000 | 2,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,524,000 | 3,150 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,719,000 | 5,168 |
| Total interest expense | $1,747,000 | 6,492 |
| Net interest income | $3,972,000 | 4,434 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $882,000 | 3,688 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $568,000 | 2,426 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $314,000 | 4,341 |
| Total noninterest expense | $2,650,000 | 5,011 |
| Salaries and employee benefits | $1,164,000 | 5,375 |
| Premises and equipment expense | $313,000 | 5,644 |
| Additional noninterest expense | $1,173,000 | 4,276 |
| Pre-tax net operating income | $2,204,000 | 3,019 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $798,000 | 2,761 |
| Income before extraordinary items | $1,406,000 | 3,433 |
| Extraordinary gains, net | $378,000 | 588 |
| Net income | $1,784,000 | 2,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 5,361 |
| Cash dividends | $2,197,000 | 939 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,406,000 | 3,253 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,256,000 | 5,302 |
| Total interest expense | $2,323,000 | 6,351 |
| Net interest income | $3,933,000 | 4,519 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $873,000 | 3,715 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $556,000 | 2,475 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $317,000 | 4,275 |
| Total noninterest expense | $2,641,000 | 5,054 |
| Salaries and employee benefits | $1,143,000 | 5,403 |
| Premises and equipment expense | $321,000 | 5,703 |
| Additional noninterest expense | $1,177,000 | 4,417 |
| Pre-tax net operating income | $2,165,000 | 2,873 |
| Securities gains (losses) | $9,000 | 6,537 |
| Applicable income taxes | $729,000 | 2,846 |
| Income before extraordinary items | $1,445,000 | 3,192 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,445,000 | 3,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 12,654 |
| Cash dividends | $766,000 | 1,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,439,060 | 2,959 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.