Home > Boatmen's National Bank of Newark > Income and Expense

Boatmen's National Bank of Newark, Income and Expense

1996-12-31 (YTD Data)		Rank
Total interest income	$981,000	10,847
Total interest expense	$412,000	10,842
Net interest income	$569,000	10,736
Provision for loan and lease losses	$186,000	3,572
Total noninterest income	$175,000	8,605
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$139,000	6,678
Trading account gains and fees	NA	NA
Additional Noninterest Income	$36,000	9,538
Total noninterest expense	$350,000	11,114
Salaries and employee benefits	$120,000	11,319
Premises and equipment expense	$41,000	10,885
Additional noninterest expense	$189,000	10,064
Pre-tax net operating income	$208,000	9,740
Securities gains (losses)	$3,000	3,304
Applicable income taxes	$64,000	9,435
Income before extraordinary items	$147,000	9,822
Extraordinary gains, net	$0	53
Net income	$147,000	9,821
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$124,000	3,528
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$144,900	9,791
1995-12-31 (YTD Data)		Rank
Total interest income	$898,000	11,428
Total interest expense	$418,000	11,271
Net interest income	$480,000	11,443
Provision for loan and lease losses	$90,000	4,814
Total noninterest income	$163,000	9,088
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$130,000	7,092
Trading account gains and fees	NA	NA
Additional Noninterest Income	$33,000	10,076
Total noninterest expense	$387,000	11,469
Salaries and employee benefits	$117,000	11,829
Premises and equipment expense	$40,000	11,383
Additional noninterest expense	$230,000	10,065
Pre-tax net operating income	$166,000	10,678
Securities gains (losses)	$0	3,831
Applicable income taxes	$45,000	10,268
Income before extraordinary items	$121,000	10,735
Extraordinary gains, net	$0	65
Net income	$121,000	10,735
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$71,000	4,478
Cash dividends	$68,000	7,430
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$121,000	10,709
1994-12-31 (YTD Data)		Rank
Total interest income	$681,000	12,228
Total interest expense	$278,000	12,106
Net interest income	$403,000	12,219
Provision for loan and lease losses	$27,000	7,330
Total noninterest income	$158,000	9,556
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$115,000	7,712
Trading account gains and fees	NA	NA
Additional Noninterest Income	$43,000	9,980
Total noninterest expense	$348,000	12,215
Salaries and employee benefits	$104,000	12,505
Premises and equipment expense	$38,000	12,035
Additional noninterest expense	$206,000	11,069
Pre-tax net operating income	$186,000	11,001
Securities gains (losses)	$0	3,600
Applicable income taxes	$51,000	10,446
Income before extraordinary items	$135,000	11,000
Extraordinary gains, net	$0	249
Net income	$135,000	11,008
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	7,455
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$135,000	11,055
1993-12-31 (YTD Data)		Rank
Total interest income	$628,000	12,912
Total interest expense	$279,000	12,747
Net interest income	$349,000	12,914
Provision for loan and lease losses	$3,000	10,228
Total noninterest income	$136,000	10,502
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$102,000	8,306
Trading account gains and fees	NA	NA
Additional Noninterest Income	$34,000	11,040
Total noninterest expense	$309,000	12,956
Salaries and employee benefits	$97,000	13,178
Premises and equipment expense	$30,000	12,856
Additional noninterest expense	$182,000	11,988
Pre-tax net operating income	$173,000	11,293
Securities gains (losses)	$0	7,477
Applicable income taxes	$51,000	10,921
Income before extraordinary items	$122,000	11,551
Extraordinary gains, net	$10,000	2,939
Net income	$132,000	11,497
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	11,387
Cash dividends	$344,000	4,051
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$122,000	11,340
1992-12-31 (YTD Data)		Rank
Total interest income	$705,000	13,476
Total interest expense	$371,000	13,292
Net interest income	$334,000	13,548
Provision for loan and lease losses	$5,000	11,499
Total noninterest income	$123,000	11,096
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$82,000	9,107
Trading account gains and fees	NA	NA
Additional Noninterest Income	$41,000	10,988
Total noninterest expense	$298,000	13,566
Salaries and employee benefits	$94,000	13,801
Premises and equipment expense	$11,000	13,823
Additional noninterest expense	$193,000	12,331
Pre-tax net operating income	$154,000	11,491
Securities gains (losses)	$0	8,369
Applicable income taxes	$64,000	10,889
Income before extraordinary items	$90,000	12,074
Extraordinary gains, net	$0	1,422
Net income	$90,000	12,123
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	12,396
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$90,000	11,764

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.