Boatmen's National Bank of Hot Springs, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$22,253,0001,514
Total interest expense$8,438,0001,871
Net interest income$13,815,0001,284
Provision for loan and lease losses$165,0003,866
Total noninterest income$3,046,0001,337
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,928,000690
Trading account gains and fees$0262
Additional Noninterest Income$1,118,0001,679
Total noninterest expense$8,072,0001,756
Salaries and employee benefits$3,552,0001,861
Premises and equipment expense$1,279,0001,596
Additional noninterest expense$3,241,0001,607
Pre-tax net operating income$8,624,000892
Securities gains (losses)$45,0001,403
Applicable income taxes$3,155,000839
Income before extraordinary items$5,514,000960
Extraordinary gains, net$053
Net income$5,514,000961
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$834,000994
Cash dividends$4,729,000698
Sale, conversion, retirement of capital stock, net$0953
Net operating income$5,485,200947
1995-12-31 (YTD Data)Rank
Total interest income$20,231,0001,675
Total interest expense$7,651,0002,049
Net interest income$12,580,0001,426
Provision for loan and lease losses$08,958
Total noninterest income$2,540,0001,523
Gross Fiduciary activities income$93,0001,177
Service charges on deposit accounts$1,767,000754
Trading account gains and fees$0522
Additional Noninterest Income$680,0002,336
Total noninterest expense$8,879,0001,600
Salaries and employee benefits$3,774,0001,757
Premises and equipment expense$1,313,0001,550
Additional noninterest expense$3,792,0001,393
Pre-tax net operating income$6,241,0001,224
Securities gains (losses)$03,831
Applicable income taxes$2,230,0001,148
Income before extraordinary items$4,011,0001,320
Extraordinary gains, net$065
Net income$4,011,0001,318
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$611,0001,214
Cash dividends$1,782,0001,341
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,011,0001,295
1994-12-31 (YTD Data)Rank
Total interest income$18,252,0001,691
Total interest expense$5,430,0002,286
Net interest income$12,822,0001,399
Provision for loan and lease losses$09,146
Total noninterest income$2,451,0001,586
Gross Fiduciary activities income$282,000924
Service charges on deposit accounts$1,477,000882
Trading account gains and fees$0475
Additional Noninterest Income$692,0002,354
Total noninterest expense$8,623,0001,700
Salaries and employee benefits$3,515,0001,901
Premises and equipment expense$1,318,0001,571
Additional noninterest expense$3,790,0001,484
Pre-tax net operating income$6,650,0001,142
Securities gains (losses)$03,600
Applicable income taxes$2,330,0001,052
Income before extraordinary items$4,320,0001,177
Extraordinary gains, net$0249
Net income$4,320,0001,177
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0003,422
Cash dividends$1,670,0001,290
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$4,320,0001,187
1993-12-31 (YTD Data)Rank
Total interest income$18,415,0001,699
Total interest expense$5,842,0002,225
Net interest income$12,573,0001,444
Provision for loan and lease losses$-500,00013,170
Total noninterest income$2,509,0001,677
Gross Fiduciary activities income$247,0001,002
Service charges on deposit accounts$1,414,000937
Trading account gains and fees$0532
Additional Noninterest Income$848,0002,300
Total noninterest expense$9,040,0001,676
Salaries and employee benefits$3,678,0001,825
Premises and equipment expense$1,292,0001,629
Additional noninterest expense$4,070,0001,498
Pre-tax net operating income$6,542,0001,074
Securities gains (losses)$14,0005,105
Applicable income taxes$267,0006,535
Income before extraordinary items$6,289,000839
Extraordinary gains, net$1,402,000170
Net income$7,691,000707
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$552,0001,664
Cash dividends$8,094,000332
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$6,275,560791
1992-12-31 (YTD Data)Rank
Total interest income$20,643,0001,716
Total interest expense$8,372,0002,044
Net interest income$12,271,0001,500
Provision for loan and lease losses$30,0009,956
Total noninterest income$2,486,0001,668
Gross Fiduciary activities income$265,0001,000
Service charges on deposit accounts$1,406,000933
Trading account gains and fees$0504
Additional Noninterest Income$815,0002,286
Total noninterest expense$8,975,0001,689
Salaries and employee benefits$3,481,0001,891
Premises and equipment expense$1,348,0001,577
Additional noninterest expense$4,146,0001,558
Pre-tax net operating income$5,752,0001,130
Securities gains (losses)$18,0005,726
Applicable income taxes$1,738,0001,277
Income before extraordinary items$4,032,0001,159
Extraordinary gains, net$1,501,00089
Net income$5,533,000870
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$464,0002,585
Cash dividends$500,0002,760
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$4,019,4001,077

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.