Boatmen's National Bank of Conway, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$15,592,0002,165
Total interest expense$5,997,0002,553
Net interest income$9,595,0001,856
Provision for loan and lease losses$97,0005,191
Total noninterest income$1,822,0001,991
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,220,0001,080
Trading account gains and fees$0262
Additional Noninterest Income$602,0002,565
Total noninterest expense$5,292,0002,571
Salaries and employee benefits$2,299,0002,909
Premises and equipment expense$753,0002,593
Additional noninterest expense$2,240,0002,222
Pre-tax net operating income$6,028,0001,201
Securities gains (losses)$30,0001,690
Applicable income taxes$2,223,0001,117
Income before extraordinary items$3,835,0001,296
Extraordinary gains, net$053
Net income$3,835,0001,297
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$136,0003,352
Cash dividends$3,315,000881
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,815,8001,271
1995-12-31 (YTD Data)Rank
Total interest income$15,535,0002,174
Total interest expense$6,702,0002,321
Net interest income$8,833,0002,036
Provision for loan and lease losses$20,0007,637
Total noninterest income$2,888,0001,388
Gross Fiduciary activities income$16,0001,430
Service charges on deposit accounts$1,089,0001,224
Trading account gains and fees$0522
Additional Noninterest Income$1,783,0001,214
Total noninterest expense$5,634,0002,412
Salaries and employee benefits$2,456,0002,718
Premises and equipment expense$780,0002,549
Additional noninterest expense$2,398,0002,072
Pre-tax net operating income$6,067,0001,258
Securities gains (losses)$03,831
Applicable income taxes$2,220,0001,158
Income before extraordinary items$3,847,0001,360
Extraordinary gains, net$065
Net income$3,847,0001,358
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0007,475
Cash dividends$1,551,0001,473
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,847,0001,337
1994-12-31 (YTD Data)Rank
Total interest income$13,182,0002,311
Total interest expense$4,666,0002,631
Net interest income$8,516,0002,113
Provision for loan and lease losses$15,0008,073
Total noninterest income$1,740,0002,046
Gross Fiduciary activities income$41,0001,346
Service charges on deposit accounts$1,101,0001,208
Trading account gains and fees$0475
Additional Noninterest Income$598,0002,583
Total noninterest expense$5,722,0002,456
Salaries and employee benefits$2,611,0002,549
Premises and equipment expense$774,0002,602
Additional noninterest expense$2,337,0002,267
Pre-tax net operating income$4,519,0001,593
Securities gains (losses)$03,600
Applicable income taxes$1,605,0001,462
Income before extraordinary items$2,914,0001,684
Extraordinary gains, net$0249
Net income$2,914,0001,683
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0005,073
Cash dividends$1,076,0001,786
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,914,0001,686
1993-12-31 (YTD Data)Rank
Total interest income$12,772,0002,416
Total interest expense$4,720,0002,731
Net interest income$8,052,0002,227
Provision for loan and lease losses$010,371
Total noninterest income$1,718,0002,199
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,044,0001,297
Trading account gains and fees$0532
Additional Noninterest Income$674,0002,665
Total noninterest expense$6,036,0002,376
Salaries and employee benefits$2,894,0002,301
Premises and equipment expense$748,0002,713
Additional noninterest expense$2,394,0002,333
Pre-tax net operating income$3,734,0001,837
Securities gains (losses)$07,477
Applicable income taxes$1,318,0001,772
Income before extraordinary items$2,416,0002,071
Extraordinary gains, net$983,000238
Net income$3,399,0001,543
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,00012,131
Cash dividends$2,142,000955
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,416,0001,940
1992-12-31 (YTD Data)Rank
Total interest income$13,711,0002,572
Total interest expense$6,220,0002,687
Net interest income$7,491,0002,418
Provision for loan and lease losses$45,0009,299
Total noninterest income$1,613,0002,268
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$972,0001,377
Trading account gains and fees$0504
Additional Noninterest Income$641,0002,706
Total noninterest expense$5,483,0002,633
Salaries and employee benefits$2,563,0002,520
Premises and equipment expense$631,0003,203
Additional noninterest expense$2,289,0002,501
Pre-tax net operating income$3,576,0001,729
Securities gains (losses)$23,0005,402
Applicable income taxes$1,221,0001,726
Income before extraordinary items$2,378,0001,915
Extraordinary gains, net$01,422
Net income$2,378,0001,946
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0007,780
Cash dividends$1,037,0001,503
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,362,8201,777

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.