Boatmen's National Bank of Cape Girardeau, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$34,780,0001,013
Total interest expense$14,145,0001,160
Net interest income$20,635,000904
Provision for loan and lease losses$397,0002,115
Total noninterest income$2,984,0001,364
Gross Fiduciary activities income$3,0001,477
Service charges on deposit accounts$1,742,000764
Trading account gains and fees$0262
Additional Noninterest Income$1,239,0001,570
Total noninterest expense$11,114,0001,292
Salaries and employee benefits$6,088,0001,102
Premises and equipment expense$1,281,0001,593
Additional noninterest expense$3,745,0001,420
Pre-tax net operating income$12,108,000671
Securities gains (losses)$8,0002,673
Applicable income taxes$4,462,000638
Income before extraordinary items$7,654,000716
Extraordinary gains, net$053
Net income$7,654,000716
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$323,0001,967
Cash dividends$6,849,000552
Sale, conversion, retirement of capital stock, net$0953
Net operating income$7,648,880702
1995-12-31 (YTD Data)Rank
Total interest income$33,300,0001,061
Total interest expense$13,907,0001,199
Net interest income$19,393,000950
Provision for loan and lease losses$360,0002,012
Total noninterest income$2,641,0001,479
Gross Fiduciary activities income$13,0001,448
Service charges on deposit accounts$1,561,000846
Trading account gains and fees$0522
Additional Noninterest Income$1,067,0001,724
Total noninterest expense$11,381,0001,265
Salaries and employee benefits$5,916,0001,138
Premises and equipment expense$1,290,0001,574
Additional noninterest expense$4,175,0001,291
Pre-tax net operating income$10,293,000814
Securities gains (losses)$305,000504
Applicable income taxes$3,363,000829
Income before extraordinary items$7,235,000797
Extraordinary gains, net$065
Net income$7,235,000797
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$388,0001,637
Cash dividends$6,663,000512
Sale, conversion, retirement of capital stock, net$0809
Net operating income$7,027,600800
1994-12-31 (YTD Data)Rank
Total interest income$27,953,0001,125
Total interest expense$10,303,0001,283
Net interest income$17,650,0001,043
Provision for loan and lease losses$275,0002,418
Total noninterest income$2,707,0001,469
Gross Fiduciary activities income$19,0001,422
Service charges on deposit accounts$1,514,000853
Trading account gains and fees$0475
Additional Noninterest Income$1,174,0001,652
Total noninterest expense$11,807,0001,256
Salaries and employee benefits$5,961,0001,131
Premises and equipment expense$1,305,0001,578
Additional noninterest expense$4,541,0001,276
Pre-tax net operating income$8,275,000941
Securities gains (losses)$13,0002,050
Applicable income taxes$2,986,000872
Income before extraordinary items$5,302,000968
Extraordinary gains, net$0249
Net income$5,302,000965
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,704
Cash dividends$4,596,000599
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$5,293,680980
1993-12-31 (YTD Data)Rank
Total interest income$29,156,0001,086
Total interest expense$11,244,0001,209
Net interest income$17,912,0001,023
Provision for loan and lease losses$1,713,000901
Total noninterest income$2,330,0001,770
Gross Fiduciary activities income$1,0001,605
Service charges on deposit accounts$1,220,0001,094
Trading account gains and fees$0532
Additional Noninterest Income$1,109,0001,902
Total noninterest expense$11,787,0001,304
Salaries and employee benefits$5,690,0001,189
Premises and equipment expense$1,291,0001,630
Additional noninterest expense$4,806,0001,311
Pre-tax net operating income$6,742,0001,047
Securities gains (losses)$07,477
Applicable income taxes$2,334,0001,066
Income before extraordinary items$4,408,0001,169
Extraordinary gains, net$03,149
Net income$4,408,0001,209
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$521,0001,722
Cash dividends$2,515,000823
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$4,408,0001,087
1992-12-31 (YTD Data)Rank
Total interest income$29,154,0001,255
Total interest expense$13,583,0001,301
Net interest income$15,571,0001,203
Provision for loan and lease losses$2,840,000876
Total noninterest income$2,077,0001,886
Gross Fiduciary activities income$41,0001,396
Service charges on deposit accounts$1,051,0001,266
Trading account gains and fees$0504
Additional Noninterest Income$985,0002,028
Total noninterest expense$8,874,0001,707
Salaries and employee benefits$4,986,0001,345
Premises and equipment expense$1,047,0002,014
Additional noninterest expense$2,841,0002,088
Pre-tax net operating income$5,934,0001,098
Securities gains (losses)$08,369
Applicable income taxes$1,959,0001,143
Income before extraordinary items$3,975,0001,177
Extraordinary gains, net$116,000671
Net income$4,091,0001,150
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,455,0001,225
Cash dividends$745,0002,035
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,975,0001,086

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.