Home > Boatmen's National Bank of Austin > Income and Expense
Boatmen's National Bank of Austin, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,937,000 | 3,602 |
| Total interest expense | $2,631,000 | 5,214 |
| Net interest income | $6,306,000 | 2,762 |
| Provision for loan and lease losses | $154,000 | 4,076 |
| Total noninterest income | $1,400,000 | 2,326 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,184,000 | 1,061 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $216,000 | 4,771 |
| Total noninterest expense | $4,790,000 | 2,675 |
| Salaries and employee benefits | $1,578,000 | 4,067 |
| Premises and equipment expense | $957,000 | 2,062 |
| Additional noninterest expense | $2,255,000 | 1,884 |
| Pre-tax net operating income | $2,762,000 | 2,688 |
| Securities gains (losses) | $-12,000 | 10,127 |
| Applicable income taxes | $1,274,000 | 1,967 |
| Income before extraordinary items | $1,476,000 | 3,410 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,476,000 | 3,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,181 |
| Cash dividends | $100,000 | 6,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,483,680 | 3,323 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,198,000 | 3,541 |
| Total interest expense | $2,519,000 | 5,482 |
| Net interest income | $6,679,000 | 2,645 |
| Provision for loan and lease losses | $198,000 | 3,456 |
| Total noninterest income | $2,083,000 | 1,781 |
| Gross Fiduciary activities income | $255,000 | 910 |
| Service charges on deposit accounts | $1,133,000 | 1,171 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $695,000 | 2,313 |
| Total noninterest expense | $5,887,000 | 2,342 |
| Salaries and employee benefits | $3,045,000 | 2,196 |
| Premises and equipment expense | $904,000 | 2,202 |
| Additional noninterest expense | $1,938,000 | 2,533 |
| Pre-tax net operating income | $2,677,000 | 2,616 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $879,000 | 2,635 |
| Income before extraordinary items | $1,798,000 | 2,708 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,798,000 | 2,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,304 |
| Cash dividends | $1,428,000 | 1,643 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,798,000 | 2,660 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,241,000 | 3,904 |
| Total interest expense | $2,140,000 | 6,189 |
| Net interest income | $6,101,000 | 2,913 |
| Provision for loan and lease losses | $58,000 | 5,942 |
| Total noninterest income | $1,602,000 | 2,180 |
| Gross Fiduciary activities income | $161,000 | 1,054 |
| Service charges on deposit accounts | $1,089,000 | 1,224 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $352,000 | 3,597 |
| Total noninterest expense | $5,708,000 | 2,386 |
| Salaries and employee benefits | $2,782,000 | 2,386 |
| Premises and equipment expense | $933,000 | 2,157 |
| Additional noninterest expense | $1,993,000 | 2,405 |
| Pre-tax net operating income | $1,937,000 | 3,595 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $634,000 | 3,533 |
| Income before extraordinary items | $1,303,000 | 3,678 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,303,000 | 3,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,036 |
| Cash dividends | $517,000 | 3,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,303,000 | 3,651 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,332,000 | 4,050 |
| Total interest expense | $1,737,000 | 6,246 |
| Net interest income | $5,595,000 | 3,206 |
| Provision for loan and lease losses | $188,000 | 3,144 |
| Total noninterest income | $1,618,000 | 2,157 |
| Gross Fiduciary activities income | $163,000 | 1,060 |
| Service charges on deposit accounts | $1,144,000 | 1,156 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $311,000 | 3,990 |
| Total noninterest expense | $5,710,000 | 2,462 |
| Salaries and employee benefits | $2,625,000 | 2,541 |
| Premises and equipment expense | $954,000 | 2,119 |
| Additional noninterest expense | $2,131,000 | 2,453 |
| Pre-tax net operating income | $1,315,000 | 4,899 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $423,000 | 4,568 |
| Income before extraordinary items | $892,000 | 4,955 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $892,000 | 4,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 11,414 |
| Cash dividends | $342,000 | 4,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $892,000 | 5,009 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,512,000 | 4,610 |
| Total interest expense | $1,798,000 | 6,330 |
| Net interest income | $4,714,000 | 3,772 |
| Provision for loan and lease losses | $300,000 | 2,975 |
| Total noninterest income | $1,693,000 | 2,223 |
| Gross Fiduciary activities income | $108,000 | 1,193 |
| Service charges on deposit accounts | $1,334,000 | 991 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $251,000 | 4,995 |
| Total noninterest expense | $4,837,000 | 2,942 |
| Salaries and employee benefits | $2,265,000 | 2,911 |
| Premises and equipment expense | $909,000 | 2,253 |
| Additional noninterest expense | $1,663,000 | 3,210 |
| Pre-tax net operating income | $1,270,000 | 4,961 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $411,000 | 4,914 |
| Income before extraordinary items | $862,000 | 5,249 |
| Extraordinary gains, net | $48,000 | 2,206 |
| Net income | $910,000 | 5,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 3,680 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 463 |
| Net operating income | $859,960 | 5,055 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,864,000 | 4,905 |
| Total interest expense | $2,633,000 | 5,749 |
| Net interest income | $4,231,000 | 4,223 |
| Provision for loan and lease losses | $615,000 | 2,585 |
| Total noninterest income | $1,855,000 | 2,040 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,478,000 | 884 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $377,000 | 3,843 |
| Total noninterest expense | $4,186,000 | 3,361 |
| Salaries and employee benefits | $2,138,000 | 3,018 |
| Premises and equipment expense | $735,000 | 2,805 |
| Additional noninterest expense | $1,313,000 | 4,008 |
| Pre-tax net operating income | $1,285,000 | 4,651 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $438,000 | 4,472 |
| Income before extraordinary items | $852,000 | 5,108 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $852,000 | 5,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 3,500 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $848,700 | 4,818 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.