Boatmen's First National Bank of West Plains, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$11,610,0002,846
Total interest expense$4,856,0003,084
Net interest income$6,754,0002,608
Provision for loan and lease losses$131,0004,409
Total noninterest income$848,0003,539
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$583,0002,330
Trading account gains and fees$0262
Additional Noninterest Income$265,0004,389
Total noninterest expense$3,299,0003,995
Salaries and employee benefits$2,029,0003,293
Premises and equipment expense$341,0005,103
Additional noninterest expense$929,0004,647
Pre-tax net operating income$4,172,0001,724
Securities gains (losses)$-1,0009,274
Applicable income taxes$1,240,0001,940
Income before extraordinary items$2,931,0001,695
Extraordinary gains, net$053
Net income$2,931,0001,696
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0004,297
Cash dividends$2,546,0001,080
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,931,7001,659
1995-12-31 (YTD Data)Rank
Total interest income$11,992,0002,784
Total interest expense$5,317,0002,870
Net interest income$6,675,0002,673
Provision for loan and lease losses$142,0003,759
Total noninterest income$779,0003,754
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$524,0002,578
Trading account gains and fees$0522
Additional Noninterest Income$255,0004,421
Total noninterest expense$3,498,0003,750
Salaries and employee benefits$1,928,0003,419
Premises and equipment expense$318,0005,389
Additional noninterest expense$1,252,0003,612
Pre-tax net operating income$3,814,0001,937
Securities gains (losses)$154,000772
Applicable income taxes$1,119,0002,159
Income before extraordinary items$2,849,0001,777
Extraordinary gains, net$065
Net income$2,849,0001,775
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0006,002
Cash dividends$2,493,0001,073
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,738,1201,820
1994-12-31 (YTD Data)Rank
Total interest income$10,744,0002,829
Total interest expense$4,000,0003,060
Net interest income$6,744,0002,683
Provision for loan and lease losses$-41,00011,950
Total noninterest income$712,0004,067
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$480,0002,885
Trading account gains and fees$0475
Additional Noninterest Income$232,0004,795
Total noninterest expense$3,757,0003,615
Salaries and employee benefits$1,985,0003,306
Premises and equipment expense$399,0004,592
Additional noninterest expense$1,373,0003,593
Pre-tax net operating income$3,740,0001,901
Securities gains (losses)$03,600
Applicable income taxes$996,0002,248
Income before extraordinary items$2,744,0001,776
Extraordinary gains, net$0249
Net income$2,744,0001,775
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-69,00012,053
Cash dividends$2,375,000964
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,744,0001,784
1993-12-31 (YTD Data)Rank
Total interest income$10,472,0002,964
Total interest expense$4,058,0003,132
Net interest income$6,414,0002,826
Provision for loan and lease losses$60,0006,949
Total noninterest income$620,0004,852
Gross Fiduciary activities income$4,0001,568
Service charges on deposit accounts$407,0003,383
Trading account gains and fees$0532
Additional Noninterest Income$209,0005,530
Total noninterest expense$3,809,0003,637
Salaries and employee benefits$1,886,0003,458
Premises and equipment expense$357,0005,153
Additional noninterest expense$1,566,0003,377
Pre-tax net operating income$3,165,0002,154
Securities gains (losses)$12,0005,266
Applicable income taxes$748,0002,914
Income before extraordinary items$2,429,0002,061
Extraordinary gains, net$03,149
Net income$2,429,0002,145
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-64,00012,780
Cash dividends$2,185,000944
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,419,8801,936
1992-12-31 (YTD Data)Rank
Total interest income$11,334,0003,105
Total interest expense$5,397,0003,078
Net interest income$5,937,0003,081
Provision for loan and lease losses$255,0004,532
Total noninterest income$558,0005,239
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$352,0003,886
Trading account gains and fees$0504
Additional Noninterest Income$206,0005,582
Total noninterest expense$3,554,0003,880
Salaries and employee benefits$1,766,0003,623
Premises and equipment expense$385,0004,942
Additional noninterest expense$1,403,0003,791
Pre-tax net operating income$2,686,0002,301
Securities gains (losses)$08,369
Applicable income taxes$534,0003,771
Income before extraordinary items$2,152,0002,139
Extraordinary gains, net$21,0001,217
Net income$2,173,0002,144
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0005,553
Cash dividends$1,962,000873
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,152,0001,967

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.