Boatmen's First National Bank of Amarillo, Income and Expense

1997-12-31 (YTD Data)Rank
Total interest income$92,871,000427
Total interest expense$33,428,000535
Net interest income$59,443,000356
Provision for loan and lease losses$08,829
Total noninterest income$14,483,000438
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$9,346,000176
Trading account gains and fees$0239
Additional Noninterest Income$5,137,000606
Total noninterest expense$41,769,000389
Salaries and employee benefits$16,640,000421
Premises and equipment expense$5,735,000384
Additional noninterest expense$19,394,000341
Pre-tax net operating income$32,157,000306
Securities gains (losses)$2,879,000139
Applicable income taxes$16,057,000255
Income before extraordinary items$18,979,000350
Extraordinary gains, net$044
Net income$18,979,000351
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-409,00010,872
Cash dividends$12,078,000324
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$17,136,440373
1996-12-31 (YTD Data)Rank
Total interest income$117,471,000385
Total interest expense$48,284,000439
Net interest income$69,187,000341
Provision for loan and lease losses$800,0001,203
Total noninterest income$16,232,000438
Gross Fiduciary activities income$2,220,000340
Service charges on deposit accounts$9,848,000205
Trading account gains and fees$0262
Additional Noninterest Income$4,164,000719
Total noninterest expense$38,721,000470
Salaries and employee benefits$19,919,000383
Premises and equipment expense$5,183,000456
Additional noninterest expense$13,619,000529
Pre-tax net operating income$45,898,000255
Securities gains (losses)$7,0002,762
Applicable income taxes$15,654,000270
Income before extraordinary items$30,251,000260
Extraordinary gains, net$053
Net income$30,251,000260
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$658,0001,173
Cash dividends$29,203,000222
Sale, conversion, retirement of capital stock, net$16,788,00039
Net operating income$30,246,380255
1995-12-31 (YTD Data)Rank
Total interest income$108,184,000425
Total interest expense$48,372,000465
Net interest income$59,812,000391
Provision for loan and lease losses$137,0003,822
Total noninterest income$16,470,000453
Gross Fiduciary activities income$4,881,000235
Service charges on deposit accounts$8,344,000244
Trading account gains and fees$0522
Additional Noninterest Income$3,245,000851
Total noninterest expense$36,378,000492
Salaries and employee benefits$18,167,000436
Premises and equipment expense$4,352,000553
Additional noninterest expense$13,859,000534
Pre-tax net operating income$39,767,000300
Securities gains (losses)$38,0001,486
Applicable income taxes$13,396,000303
Income before extraordinary items$26,409,000296
Extraordinary gains, net$065
Net income$26,409,000295
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,580,00011,958
Cash dividends$20,412,000251
Sale, conversion, retirement of capital stock, net$0809
Net operating income$26,383,920292
1994-12-31 (YTD Data)Rank
Total interest income$65,992,000553
Total interest expense$26,526,000575
Net interest income$39,466,000532
Provision for loan and lease losses$40,0006,585
Total noninterest income$14,296,000465
Gross Fiduciary activities income$4,951,000226
Service charges on deposit accounts$6,366,000275
Trading account gains and fees$0475
Additional Noninterest Income$2,979,000877
Total noninterest expense$26,357,000650
Salaries and employee benefits$13,365,000554
Premises and equipment expense$3,397,000683
Additional noninterest expense$9,595,000724
Pre-tax net operating income$27,365,000357
Securities gains (losses)$03,600
Applicable income taxes$9,364,000365
Income before extraordinary items$18,001,000344
Extraordinary gains, net$0249
Net income$18,001,000345
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-735,00012,565
Cash dividends$12,159,000298
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$18,001,000350
1993-12-31 (YTD Data)Rank
Total interest income$48,729,000714
Total interest expense$13,844,000982
Net interest income$34,885,000581
Provision for loan and lease losses$2,000,000807
Total noninterest income$15,460,000447
Gross Fiduciary activities income$4,796,000230
Service charges on deposit accounts$6,237,000275
Trading account gains and fees$0532
Additional Noninterest Income$4,427,000747
Total noninterest expense$30,640,000614
Salaries and employee benefits$13,209,000562
Premises and equipment expense$3,400,000696
Additional noninterest expense$14,031,000603
Pre-tax net operating income$17,705,000448
Securities gains (losses)$07,477
Applicable income taxes$6,283,000457
Income before extraordinary items$11,422,000487
Extraordinary gains, net$5,921,00052
Net income$17,343,000359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$647,0001,507
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$11,422,000462
1992-12-31 (YTD Data)Rank
Total interest income$48,996,000797
Total interest expense$17,842,0001,013
Net interest income$31,154,000657
Provision for loan and lease losses$2,000,0001,148
Total noninterest income$13,575,000488
Gross Fiduciary activities income$4,414,000234
Service charges on deposit accounts$5,385,000296
Trading account gains and fees$0504
Additional Noninterest Income$3,776,000817
Total noninterest expense$26,750,000671
Salaries and employee benefits$11,835,000619
Premises and equipment expense$3,578,000685
Additional noninterest expense$11,337,000699
Pre-tax net operating income$15,979,000417
Securities gains (losses)$97,0003,051
Applicable income taxes$7,030,000357
Income before extraordinary items$9,046,000531
Extraordinary gains, net$5,341,00037
Net income$14,387,000365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,056,000460
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$8,983,920487

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.