Home > Boatmen's Credit Card Bank > Income and Expense
Boatmen's Credit Card Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $86,318,000 | 480 |
| Total interest expense | $29,162,000 | 633 |
| Net interest income | $57,156,000 | 396 |
| Provision for loan and lease losses | $21,076,000 | 131 |
| Total noninterest income | $23,897,000 | 344 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $23,897,000 | 264 |
| Total noninterest expense | $37,293,000 | 484 |
| Salaries and employee benefits | $7,567,000 | 903 |
| Premises and equipment expense | $1,024,000 | 1,958 |
| Additional noninterest expense | $28,702,000 | 341 |
| Pre-tax net operating income | $22,684,000 | 427 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $8,633,000 | 396 |
| Income before extraordinary items | $14,051,000 | 445 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $14,051,000 | 446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,063,000 | 130 |
| Cash dividends | $11,215,000 | 393 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $14,051,000 | 441 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $80,904,000 | 532 |
| Total interest expense | $28,311,000 | 674 |
| Net interest income | $52,593,000 | 440 |
| Provision for loan and lease losses | $17,685,000 | 124 |
| Total noninterest income | $20,245,000 | 394 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $20,245,000 | 273 |
| Total noninterest expense | $30,781,000 | 573 |
| Salaries and employee benefits | $6,815,000 | 1,011 |
| Premises and equipment expense | $1,014,000 | 1,992 |
| Additional noninterest expense | $22,952,000 | 392 |
| Pre-tax net operating income | $24,372,000 | 414 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $9,484,000 | 388 |
| Income before extraordinary items | $14,888,000 | 441 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $14,888,000 | 441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,344,000 | 124 |
| Cash dividends | $1,876,000 | 1,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $14,888,000 | 439 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $67,731,000 | 543 |
| Total interest expense | $19,536,000 | 727 |
| Net interest income | $48,195,000 | 449 |
| Provision for loan and lease losses | $12,561,000 | 166 |
| Total noninterest income | $19,116,000 | 388 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $19,116,000 | 276 |
| Total noninterest expense | $33,450,000 | 536 |
| Salaries and employee benefits | $5,643,000 | 1,198 |
| Premises and equipment expense | $1,024,000 | 1,985 |
| Additional noninterest expense | $26,783,000 | 365 |
| Pre-tax net operating income | $21,300,000 | 443 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $8,500,000 | 386 |
| Income before extraordinary items | $12,800,000 | 473 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $12,800,000 | 472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,951,000 | 167 |
| Cash dividends | $1,547,000 | 1,372 |
| Sale, conversion, retirement of capital stock, net | $8,800,000 | 114 |
| Net operating income | $12,800,000 | 475 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.