Home > Boatmen's Bank of Troy > Income and Expense
Boatmen's Bank of Troy, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,498,000 | 6,403 |
| Total interest expense | $2,084,000 | 6,258 |
| Net interest income | $2,414,000 | 6,359 |
| Provision for loan and lease losses | $39,000 | 7,052 |
| Total noninterest income | $494,000 | 5,211 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $344,000 | 3,809 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 5,966 |
| Total noninterest expense | $1,322,000 | 7,598 |
| Salaries and employee benefits | $778,000 | 7,097 |
| Premises and equipment expense | $148,000 | 8,108 |
| Additional noninterest expense | $396,000 | 7,911 |
| Pre-tax net operating income | $1,547,000 | 4,226 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $466,000 | 4,387 |
| Income before extraordinary items | $1,081,000 | 4,209 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,081,000 | 4,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,304 |
| Cash dividends | $728,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,081,000 | 4,147 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,233,000 | 6,767 |
| Total interest expense | $1,896,000 | 6,691 |
| Net interest income | $2,337,000 | 6,604 |
| Provision for loan and lease losses | $-97,000 | 11,701 |
| Total noninterest income | $436,000 | 5,667 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $298,000 | 4,309 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 6,215 |
| Total noninterest expense | $1,495,000 | 7,292 |
| Salaries and employee benefits | $735,000 | 7,496 |
| Premises and equipment expense | $185,000 | 7,503 |
| Additional noninterest expense | $575,000 | 6,690 |
| Pre-tax net operating income | $1,375,000 | 4,765 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $409,000 | 4,875 |
| Income before extraordinary items | $966,000 | 4,731 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $966,000 | 4,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,150 |
| Cash dividends | $759,000 | 2,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $966,000 | 4,718 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,712,000 | 7,057 |
| Total interest expense | $1,486,000 | 6,932 |
| Net interest income | $2,226,000 | 7,027 |
| Provision for loan and lease losses | $-180,000 | 12,298 |
| Total noninterest income | $361,000 | 6,536 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $242,000 | 5,167 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 6,953 |
| Total noninterest expense | $1,506,000 | 7,577 |
| Salaries and employee benefits | $743,000 | 7,578 |
| Premises and equipment expense | $173,000 | 8,008 |
| Additional noninterest expense | $590,000 | 7,114 |
| Pre-tax net operating income | $1,261,000 | 5,051 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $355,000 | 5,214 |
| Income before extraordinary items | $906,000 | 4,881 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $906,000 | 4,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 11,617 |
| Cash dividends | $783,000 | 2,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $906,000 | 4,946 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,699,000 | 7,262 |
| Total interest expense | $1,470,000 | 7,306 |
| Net interest income | $2,229,000 | 7,093 |
| Provision for loan and lease losses | $20,000 | 9,046 |
| Total noninterest income | $308,000 | 7,559 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $199,000 | 5,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 7,610 |
| Total noninterest expense | $1,540,000 | 7,695 |
| Salaries and employee benefits | $703,000 | 7,982 |
| Premises and equipment expense | $169,000 | 8,403 |
| Additional noninterest expense | $668,000 | 6,806 |
| Pre-tax net operating income | $977,000 | 5,985 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $239,000 | 6,966 |
| Income before extraordinary items | $738,000 | 5,894 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $738,000 | 6,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 12,701 |
| Cash dividends | $674,000 | 2,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $738,000 | 5,636 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,142,000 | 7,330 |
| Total interest expense | $1,927,000 | 7,283 |
| Net interest income | $2,215,000 | 7,211 |
| Provision for loan and lease losses | $195,000 | 5,287 |
| Total noninterest income | $484,000 | 5,774 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $185,000 | 6,287 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $299,000 | 4,435 |
| Total noninterest expense | $1,568,000 | 7,673 |
| Salaries and employee benefits | $681,000 | 8,134 |
| Premises and equipment expense | $168,000 | 8,608 |
| Additional noninterest expense | $719,000 | 6,637 |
| Pre-tax net operating income | $936,000 | 5,916 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $211,000 | 7,346 |
| Income before extraordinary items | $725,000 | 5,781 |
| Extraordinary gains, net | $17,000 | 1,262 |
| Net income | $742,000 | 5,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 6,366 |
| Cash dividends | $538,000 | 2,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $725,000 | 5,436 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.