Boatmen's Bank of Southwest Missouri, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$19,330,0001,748
Total interest expense$8,360,0001,881
Net interest income$10,970,0001,616
Provision for loan and lease losses$504,0001,721
Total noninterest income$2,342,0001,619
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,548,000852
Trading account gains and fees$0262
Additional Noninterest Income$794,0002,120
Total noninterest expense$6,827,0002,042
Salaries and employee benefits$3,545,0001,866
Premises and equipment expense$759,0002,578
Additional noninterest expense$2,523,0001,994
Pre-tax net operating income$5,981,0001,209
Securities gains (losses)$-2,0009,485
Applicable income taxes$2,082,0001,184
Income before extraordinary items$3,897,0001,277
Extraordinary gains, net$053
Net income$3,897,0001,279
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$684,0001,138
Cash dividends$2,901,000989
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,898,3001,251
1995-12-31 (YTD Data)Rank
Total interest income$19,417,0001,750
Total interest expense$8,861,0001,792
Net interest income$10,556,0001,696
Provision for loan and lease losses$734,0001,186
Total noninterest income$1,973,0001,845
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,272,0001,054
Trading account gains and fees$0522
Additional Noninterest Income$701,0002,295
Total noninterest expense$6,828,0002,024
Salaries and employee benefits$3,479,0001,903
Premises and equipment expense$730,0002,697
Additional noninterest expense$2,619,0001,910
Pre-tax net operating income$4,967,0001,519
Securities gains (losses)$32,0001,585
Applicable income taxes$1,690,0001,480
Income before extraordinary items$3,309,0001,542
Extraordinary gains, net$065
Net income$3,309,0001,539
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$519,0001,348
Cash dividends$1,614,0001,423
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,287,8801,534
1994-12-31 (YTD Data)Rank
Total interest income$15,766,0001,953
Total interest expense$6,323,0001,971
Net interest income$9,443,0001,914
Provision for loan and lease losses$858,0001,033
Total noninterest income$1,496,0002,299
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$980,0001,368
Trading account gains and fees$0475
Additional Noninterest Income$516,0002,895
Total noninterest expense$6,457,0002,181
Salaries and employee benefits$3,313,0002,008
Premises and equipment expense$788,0002,560
Additional noninterest expense$2,356,0002,244
Pre-tax net operating income$3,624,0001,972
Securities gains (losses)$5,0002,624
Applicable income taxes$1,128,0001,998
Income before extraordinary items$2,501,0001,955
Extraordinary gains, net$0249
Net income$2,501,0001,954
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$178,0002,695
Cash dividends$541,0003,022
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,497,5501,961
1993-12-31 (YTD Data)Rank
Total interest income$13,027,0002,371
Total interest expense$4,647,0002,769
Net interest income$8,380,0002,153
Provision for loan and lease losses$413,0002,407
Total noninterest income$1,190,0002,924
Gross Fiduciary activities income$3,0001,578
Service charges on deposit accounts$708,0001,926
Trading account gains and fees$0532
Additional Noninterest Income$479,0003,355
Total noninterest expense$5,438,0002,634
Salaries and employee benefits$2,702,0002,467
Premises and equipment expense$614,0003,257
Additional noninterest expense$2,122,0002,587
Pre-tax net operating income$3,719,0001,843
Securities gains (losses)$7,0005,826
Applicable income taxes$1,133,0002,023
Income before extraordinary items$2,593,0001,932
Extraordinary gains, net$03,149
Net income$2,593,0001,999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,00011,543
Cash dividends$2,075,000978
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,588,1001,820
1992-12-31 (YTD Data)Rank
Total interest income$13,161,0002,679
Total interest expense$5,725,0002,911
Net interest income$7,436,0002,433
Provision for loan and lease losses$12,00011,000
Total noninterest income$1,002,0003,315
Gross Fiduciary activities income$51,0001,360
Service charges on deposit accounts$635,0002,140
Trading account gains and fees$0504
Additional Noninterest Income$316,0004,287
Total noninterest expense$4,660,0003,063
Salaries and employee benefits$2,403,0002,698
Premises and equipment expense$471,0004,188
Additional noninterest expense$1,786,0003,078
Pre-tax net operating income$3,766,0001,655
Securities gains (losses)$10,0006,439
Applicable income taxes$1,133,0001,866
Income before extraordinary items$2,643,0001,729
Extraordinary gains, net$65,000914
Net income$2,708,0001,717
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0005,904
Cash dividends$1,524,0001,074
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,636,0001,603

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.