Boatmen's Bank of Southern Missouri, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$95,983,000453
Total interest expense$35,975,000538
Net interest income$60,008,000382
Provision for loan and lease losses$2,025,000610
Total noninterest income$12,852,000504
Gross Fiduciary activities income$1,419,000420
Service charges on deposit accounts$7,168,000248
Trading account gains and fees$0262
Additional Noninterest Income$4,265,000710
Total noninterest expense$33,743,000510
Salaries and employee benefits$15,702,000463
Premises and equipment expense$3,337,000673
Additional noninterest expense$14,704,000506
Pre-tax net operating income$37,092,000301
Securities gains (losses)$04,148
Applicable income taxes$13,232,000299
Income before extraordinary items$23,860,000306
Extraordinary gains, net$053
Net income$23,860,000306
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,859,000461
Cash dividends$22,881,000251
Sale, conversion, retirement of capital stock, net$0953
Net operating income$23,860,000298
1995-12-31 (YTD Data)Rank
Total interest income$102,745,000442
Total interest expense$44,938,000482
Net interest income$57,807,000406
Provision for loan and lease losses$2,280,000538
Total noninterest income$12,130,000528
Gross Fiduciary activities income$1,510,000435
Service charges on deposit accounts$6,639,000277
Trading account gains and fees$0522
Additional Noninterest Income$3,981,000764
Total noninterest expense$34,626,000514
Salaries and employee benefits$15,171,000487
Premises and equipment expense$3,350,000684
Additional noninterest expense$16,105,000482
Pre-tax net operating income$33,031,000334
Securities gains (losses)$158,000760
Applicable income taxes$11,716,000336
Income before extraordinary items$21,473,000338
Extraordinary gains, net$065
Net income$21,473,000337
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,473,000699
Cash dividends$12,554,000346
Sale, conversion, retirement of capital stock, net$0809
Net operating income$21,370,300331
1994-12-31 (YTD Data)Rank
Total interest income$89,266,000441
Total interest expense$33,019,000500
Net interest income$56,247,000401
Provision for loan and lease losses$1,151,000845
Total noninterest income$11,591,000531
Gross Fiduciary activities income$1,591,000420
Service charges on deposit accounts$6,101,000284
Trading account gains and fees$0475
Additional Noninterest Income$3,899,000747
Total noninterest expense$36,108,000501
Salaries and employee benefits$16,258,000464
Premises and equipment expense$3,794,000610
Additional noninterest expense$16,056,000509
Pre-tax net operating income$30,579,000325
Securities gains (losses)$10,0002,219
Applicable income taxes$10,414,000331
Income before extraordinary items$20,175,000318
Extraordinary gains, net$0249
Net income$20,175,000318
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$330,0001,797
Cash dividends$13,072,000287
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$20,168,400323
1993-12-31 (YTD Data)Rank
Total interest income$78,276,000477
Total interest expense$26,722,000573
Net interest income$51,554,000430
Provision for loan and lease losses$2,850,000635
Total noninterest income$11,313,000556
Gross Fiduciary activities income$1,641,000423
Service charges on deposit accounts$5,764,000288
Trading account gains and fees$0532
Additional Noninterest Income$3,908,000815
Total noninterest expense$33,936,000554
Salaries and employee benefits$14,899,000511
Premises and equipment expense$3,065,000754
Additional noninterest expense$15,972,000547
Pre-tax net operating income$26,081,000327
Securities gains (losses)$07,477
Applicable income taxes$8,762,000343
Income before extraordinary items$17,319,000349
Extraordinary gains, net$03,149
Net income$17,319,000360
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$607,0001,570
Cash dividends$18,159,000190
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$17,319,000330
1992-12-31 (YTD Data)Rank
Total interest income$80,971,000526
Total interest expense$33,081,000617
Net interest income$47,890,000464
Provision for loan and lease losses$4,170,000661
Total noninterest income$11,497,000551
Gross Fiduciary activities income$3,531,000276
Service charges on deposit accounts$5,129,000302
Trading account gains and fees$0504
Additional Noninterest Income$2,837,000992
Total noninterest expense$33,300,000562
Salaries and employee benefits$15,515,000480
Premises and equipment expense$2,701,000883
Additional noninterest expense$15,084,000570
Pre-tax net operating income$21,917,000321
Securities gains (losses)$08,369
Applicable income taxes$6,933,000364
Income before extraordinary items$14,984,000347
Extraordinary gains, net$394,000245
Net income$15,378,000340
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,849,0001,010
Cash dividends$16,369,000147
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$14,984,000312

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.