Home > Boatmen's Bank of South Central Illinois > Income and Expense
Boatmen's Bank of South Central Illinois, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $17,889,000 | 1,897 |
| Total interest expense | $8,101,000 | 1,933 |
| Net interest income | $9,788,000 | 1,816 |
| Provision for loan and lease losses | $439,000 | 1,933 |
| Total noninterest income | $1,592,000 | 2,195 |
| Gross Fiduciary activities income | $7,000 | 1,430 |
| Service charges on deposit accounts | $1,053,000 | 1,272 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $532,000 | 2,804 |
| Total noninterest expense | $5,654,000 | 2,432 |
| Salaries and employee benefits | $2,897,000 | 2,298 |
| Premises and equipment expense | $694,000 | 2,826 |
| Additional noninterest expense | $2,063,000 | 2,388 |
| Pre-tax net operating income | $5,287,000 | 1,357 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,914,000 | 1,292 |
| Income before extraordinary items | $3,373,000 | 1,460 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,373,000 | 1,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $479,000 | 1,470 |
| Cash dividends | $2,911,000 | 988 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,373,000 | 1,425 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $16,324,000 | 2,058 |
| Total interest expense | $7,699,000 | 2,032 |
| Net interest income | $8,625,000 | 2,085 |
| Provision for loan and lease losses | $245,000 | 2,607 |
| Total noninterest income | $1,301,000 | 2,542 |
| Gross Fiduciary activities income | $16,000 | 1,430 |
| Service charges on deposit accounts | $866,000 | 1,564 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $419,000 | 3,210 |
| Total noninterest expense | $5,881,000 | 2,317 |
| Salaries and employee benefits | $2,871,000 | 2,309 |
| Premises and equipment expense | $646,000 | 3,018 |
| Additional noninterest expense | $2,364,000 | 2,098 |
| Pre-tax net operating income | $3,800,000 | 1,940 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,283,000 | 1,903 |
| Income before extraordinary items | $2,517,000 | 2,005 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,517,000 | 2,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $527,000 | 1,333 |
| Cash dividends | $2,462,000 | 1,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,517,000 | 1,979 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,750,000 | 3,098 |
| Total interest expense | $3,759,000 | 3,252 |
| Net interest income | $5,991,000 | 2,997 |
| Provision for loan and lease losses | $-1,000 | 11,674 |
| Total noninterest income | $808,000 | 3,694 |
| Gross Fiduciary activities income | $3,000 | 1,547 |
| Service charges on deposit accounts | $369,000 | 3,661 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $436,000 | 3,233 |
| Total noninterest expense | $3,749,000 | 3,625 |
| Salaries and employee benefits | $2,016,000 | 3,257 |
| Premises and equipment expense | $388,000 | 4,708 |
| Additional noninterest expense | $1,345,000 | 3,669 |
| Pre-tax net operating income | $3,051,000 | 2,330 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $960,000 | 2,326 |
| Income before extraordinary items | $2,091,000 | 2,320 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,091,000 | 2,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 11,511 |
| Cash dividends | $1,956,000 | 1,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,091,000 | 2,347 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,417,000 | 3,286 |
| Total interest expense | $3,448,000 | 3,638 |
| Net interest income | $5,969,000 | 3,043 |
| Provision for loan and lease losses | $165,000 | 4,400 |
| Total noninterest income | $607,000 | 4,918 |
| Gross Fiduciary activities income | $23,000 | 1,431 |
| Service charges on deposit accounts | $328,000 | 4,101 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $256,000 | 4,949 |
| Total noninterest expense | $3,301,000 | 4,128 |
| Salaries and employee benefits | $1,798,000 | 3,615 |
| Premises and equipment expense | $298,000 | 5,887 |
| Additional noninterest expense | $1,205,000 | 4,175 |
| Pre-tax net operating income | $3,110,000 | 2,191 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $984,000 | 2,295 |
| Income before extraordinary items | $2,128,000 | 2,352 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,128,000 | 2,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 4,830 |
| Cash dividends | $3,043,000 | 708 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,126,640 | 2,216 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,578,000 | 3,313 |
| Total interest expense | $4,656,000 | 3,527 |
| Net interest income | $5,922,000 | 3,091 |
| Provision for loan and lease losses | $893,000 | 1,988 |
| Total noninterest income | $530,000 | 5,420 |
| Gross Fiduciary activities income | $11,000 | 1,535 |
| Service charges on deposit accounts | $311,000 | 4,311 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $208,000 | 5,533 |
| Total noninterest expense | $3,090,000 | 4,400 |
| Salaries and employee benefits | $1,720,000 | 3,720 |
| Premises and equipment expense | $253,000 | 6,727 |
| Additional noninterest expense | $1,117,000 | 4,627 |
| Pre-tax net operating income | $2,469,000 | 2,524 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $623,000 | 3,326 |
| Income before extraordinary items | $1,851,000 | 2,478 |
| Extraordinary gains, net | $32,000 | 1,112 |
| Net income | $1,883,000 | 2,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $590,000 | 2,194 |
| Cash dividends | $1,110,000 | 1,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,847,250 | 2,299 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.