Boatmen's Bank of Northeast Arkansas, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$16,993,0001,986
Total interest expense$7,609,0002,063
Net interest income$9,384,0001,903
Provision for loan and lease losses$150,0004,046
Total noninterest income$1,930,0001,897
Gross Fiduciary activities income$44,0001,257
Service charges on deposit accounts$1,484,000895
Trading account gains and fees$0262
Additional Noninterest Income$402,0003,393
Total noninterest expense$7,864,0001,799
Salaries and employee benefits$2,695,0002,474
Premises and equipment expense$1,199,0001,696
Additional noninterest expense$3,970,0001,362
Pre-tax net operating income$3,300,0002,173
Securities gains (losses)$11,0002,431
Applicable income taxes$1,558,0001,553
Income before extraordinary items$1,753,0002,774
Extraordinary gains, net$053
Net income$1,753,0002,776
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$390,0001,716
Cash dividends$1,335,0001,734
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,745,9602,746
1995-12-31 (YTD Data)Rank
Total interest income$2,713,0008,613
Total interest expense$1,339,0008,153
Net interest income$1,374,0008,861
Provision for loan and lease losses$08,958
Total noninterest income$323,0006,808
Gross Fiduciary activities income$65,0001,246
Service charges on deposit accounts$232,0005,168
Trading account gains and fees$0522
Additional Noninterest Income$26,00010,525
Total noninterest expense$1,111,0008,531
Salaries and employee benefits$464,0009,414
Premises and equipment expense$249,0006,364
Additional noninterest expense$398,0008,216
Pre-tax net operating income$586,0007,949
Securities gains (losses)$03,831
Applicable income taxes$221,0007,081
Income before extraordinary items$365,0008,348
Extraordinary gains, net$065
Net income$365,0008,349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$193,0002,558
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$365,0008,329
1994-12-31 (YTD Data)Rank
Total interest income$12,660,0002,395
Total interest expense$4,713,0002,602
Net interest income$7,947,0002,270
Provision for loan and lease losses$09,146
Total noninterest income$1,901,0001,904
Gross Fiduciary activities income$335,000862
Service charges on deposit accounts$1,327,000995
Trading account gains and fees$0475
Additional Noninterest Income$239,0004,715
Total noninterest expense$6,652,0002,130
Salaries and employee benefits$3,248,0002,032
Premises and equipment expense$1,608,0001,302
Additional noninterest expense$1,796,0002,838
Pre-tax net operating income$3,196,0002,222
Securities gains (losses)$182,000527
Applicable income taxes$979,0002,290
Income before extraordinary items$2,399,0002,035
Extraordinary gains, net$0249
Net income$2,399,0002,034
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,00010,867
Cash dividends$1,100,0001,748
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,269,7802,173
1993-12-31 (YTD Data)Rank
Total interest income$13,871,0002,240
Total interest expense$5,030,0002,552
Net interest income$8,841,0002,044
Provision for loan and lease losses$010,371
Total noninterest income$1,983,0001,996
Gross Fiduciary activities income$353,000882
Service charges on deposit accounts$1,360,000976
Trading account gains and fees$0532
Additional Noninterest Income$270,0004,770
Total noninterest expense$6,927,0002,116
Salaries and employee benefits$3,362,0001,975
Premises and equipment expense$1,626,0001,311
Additional noninterest expense$1,939,0002,808
Pre-tax net operating income$3,897,0001,761
Securities gains (losses)$41,0003,697
Applicable income taxes$1,096,0002,075
Income before extraordinary items$2,842,0001,763
Extraordinary gains, net$03,149
Net income$2,842,0001,828
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0005,980
Cash dividends$1,302,0001,424
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,812,4801,674
1992-12-31 (YTD Data)Rank
Total interest income$15,760,0002,239
Total interest expense$6,393,0002,635
Net interest income$9,367,0001,951
Provision for loan and lease losses$011,756
Total noninterest income$2,833,0001,503
Gross Fiduciary activities income$392,000852
Service charges on deposit accounts$1,566,000837
Trading account gains and fees$0504
Additional Noninterest Income$875,0002,184
Total noninterest expense$7,750,0001,932
Salaries and employee benefits$3,255,0002,018
Premises and equipment expense$1,501,0001,438
Additional noninterest expense$2,994,0002,002
Pre-tax net operating income$4,450,0001,432
Securities gains (losses)$-9,00013,256
Applicable income taxes$1,404,0001,526
Income before extraordinary items$3,037,0001,524
Extraordinary gains, net$01,422
Net income$3,037,0001,535
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-259,00013,877
Cash dividends$1,499,0001,103
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,043,1201,412

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.