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Boatmen's Bank of North Iowa, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$17,927,0001,892
Total interest expense$8,805,0001,785
Net interest income$9,122,0001,971
Provision for loan and lease losses$203,0003,381
Total noninterest income$6,177,000833
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,006,0001,336
Trading account gains and fees$0262
Additional Noninterest Income$5,171,000629
Total noninterest expense$7,601,0001,864
Salaries and employee benefits$3,396,0001,937
Premises and equipment expense$984,0002,043
Additional noninterest expense$3,221,0001,618
Pre-tax net operating income$7,495,0001,010
Securities gains (losses)$04,148
Applicable income taxes$2,828,000916
Income before extraordinary items$4,667,0001,107
Extraordinary gains, net$053
Net income$4,667,0001,108
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0005,752
Cash dividends$5,239,000646
Sale, conversion, retirement of capital stock, net$0953
Net operating income$4,667,0001,093
1995-12-31 (YTD Data)Rank
Total interest income$19,902,0001,706
Total interest expense$10,008,0001,594
Net interest income$9,894,0001,807
Provision for loan and lease losses$08,958
Total noninterest income$3,118,0001,330
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$987,0001,378
Trading account gains and fees$0522
Additional Noninterest Income$2,131,0001,090
Total noninterest expense$7,681,0001,830
Salaries and employee benefits$3,575,0001,854
Premises and equipment expense$789,0002,513
Additional noninterest expense$3,317,0001,562
Pre-tax net operating income$5,331,0001,424
Securities gains (losses)$52,0001,281
Applicable income taxes$1,994,0001,277
Income before extraordinary items$3,389,0001,509
Extraordinary gains, net$065
Net income$3,389,0001,507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0003,786
Cash dividends$3,592,000827
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,355,7201,499
1994-12-31 (YTD Data)Rank
Total interest income$17,812,0001,725
Total interest expense$7,534,0001,667
Net interest income$10,278,0001,761
Provision for loan and lease losses$300,0002,237
Total noninterest income$3,313,0001,265
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,181,0001,124
Trading account gains and fees$0475
Additional Noninterest Income$2,132,0001,081
Total noninterest expense$8,961,0001,643
Salaries and employee benefits$4,287,0001,556
Premises and equipment expense$881,0002,293
Additional noninterest expense$3,793,0001,479
Pre-tax net operating income$4,330,0001,660
Securities gains (losses)$03,600
Applicable income taxes$1,632,0001,438
Income before extraordinary items$2,698,0001,807
Extraordinary gains, net$0249
Net income$2,698,0001,807
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$164,0002,833
Cash dividends$2,199,0001,033
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,698,0001,815
1993-12-31 (YTD Data)Rank
Total interest income$18,244,0001,714
Total interest expense$7,828,0001,681
Net interest income$10,416,0001,735
Provision for loan and lease losses$703,0001,655
Total noninterest income$3,658,0001,251
Gross Fiduciary activities income$279,000964
Service charges on deposit accounts$1,187,0001,128
Trading account gains and fees$0532
Additional Noninterest Income$2,192,0001,178
Total noninterest expense$8,917,0001,703
Salaries and employee benefits$4,119,0001,634
Premises and equipment expense$773,0002,638
Additional noninterest expense$4,025,0001,513
Pre-tax net operating income$4,454,0001,575
Securities gains (losses)$1,0007,052
Applicable income taxes$1,654,0001,437
Income before extraordinary items$2,801,0001,787
Extraordinary gains, net$03,149
Net income$2,801,0001,855
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0006,866
Cash dividends$1,842,0001,105
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,800,3601,682
1992-12-31 (YTD Data)Rank
Total interest income$19,466,0001,822
Total interest expense$9,651,0001,772
Net interest income$9,815,0001,866
Provision for loan and lease losses$-100,00013,702
Total noninterest income$3,420,0001,294
Gross Fiduciary activities income$316,000923
Service charges on deposit accounts$1,111,0001,194
Trading account gains and fees$0504
Additional Noninterest Income$1,993,0001,244
Total noninterest expense$8,943,0001,694
Salaries and employee benefits$4,204,0001,581
Premises and equipment expense$1,184,0001,781
Additional noninterest expense$3,555,0001,731
Pre-tax net operating income$4,392,0001,450
Securities gains (losses)$-15,00013,410
Applicable income taxes$1,471,0001,474
Income before extraordinary items$2,906,0001,595
Extraordinary gains, net$433,000230
Net income$3,339,0001,395
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0006,447
Cash dividends$1,315,0001,218
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,915,9001,476

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.