Boatmen's Bank of Franklin County, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$11,911,0002,768
Total interest expense$5,515,0002,760
Net interest income$6,396,0002,763
Provision for loan and lease losses$348,0002,332
Total noninterest income$1,005,0003,109
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$732,0001,851
Trading account gains and fees$0262
Additional Noninterest Income$273,0004,306
Total noninterest expense$3,721,0003,568
Salaries and employee benefits$1,915,0003,470
Premises and equipment expense$412,0004,435
Additional noninterest expense$1,394,0003,320
Pre-tax net operating income$3,332,0002,152
Securities gains (losses)$3,0003,304
Applicable income taxes$919,0002,527
Income before extraordinary items$2,416,0002,055
Extraordinary gains, net$053
Net income$2,416,0002,056
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$344,0001,882
Cash dividends$2,052,0001,250
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,413,8402,014
1995-12-31 (YTD Data)Rank
Total interest income$12,022,0002,778
Total interest expense$5,796,0002,647
Net interest income$6,226,0002,858
Provision for loan and lease losses$147,0003,702
Total noninterest income$882,0003,411
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$644,0002,110
Trading account gains and fees$0522
Additional Noninterest Income$238,0004,622
Total noninterest expense$4,101,0003,244
Salaries and employee benefits$2,074,0003,199
Premises and equipment expense$417,0004,366
Additional noninterest expense$1,610,0002,901
Pre-tax net operating income$2,860,0002,519
Securities gains (losses)$03,831
Applicable income taxes$666,0003,380
Income before extraordinary items$2,194,0002,306
Extraordinary gains, net$065
Net income$2,194,0002,304
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$269,0002,087
Cash dividends$2,076,0001,197
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,194,0002,276
1994-12-31 (YTD Data)Rank
Total interest income$11,342,0002,676
Total interest expense$4,707,0002,605
Net interest income$6,635,0002,729
Provision for loan and lease losses$345,0002,053
Total noninterest income$711,0004,073
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$524,0002,594
Trading account gains and fees$0475
Additional Noninterest Income$187,0005,489
Total noninterest expense$4,107,0003,343
Salaries and employee benefits$1,969,0003,335
Premises and equipment expense$401,0004,575
Additional noninterest expense$1,737,0002,911
Pre-tax net operating income$2,894,0002,454
Securities gains (losses)$03,600
Applicable income taxes$608,0003,478
Income before extraordinary items$2,286,0002,132
Extraordinary gains, net$0249
Net income$2,286,0002,130
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0004,750
Cash dividends$2,110,0001,057
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,286,0002,156
1993-12-31 (YTD Data)Rank
Total interest income$11,855,0002,602
Total interest expense$4,939,0002,601
Net interest income$6,916,0002,612
Provision for loan and lease losses$299,0003,049
Total noninterest income$683,0004,512
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$443,0003,145
Trading account gains and fees$0532
Additional Noninterest Income$240,0005,118
Total noninterest expense$4,042,0003,459
Salaries and employee benefits$1,944,0003,370
Premises and equipment expense$396,0004,760
Additional noninterest expense$1,702,0003,131
Pre-tax net operating income$3,258,0002,094
Securities gains (losses)$07,477
Applicable income taxes$727,0003,003
Income before extraordinary items$2,531,0001,973
Extraordinary gains, net$03,149
Net income$2,531,0002,043
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$209,0003,055
Cash dividends$2,484,000848
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,531,0001,861
1992-12-31 (YTD Data)Rank
Total interest income$13,338,0002,644
Total interest expense$6,619,0002,553
Net interest income$6,719,0002,716
Provision for loan and lease losses$357,0003,734
Total noninterest income$511,0005,566
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$341,0004,011
Trading account gains and fees$0504
Additional Noninterest Income$170,0006,222
Total noninterest expense$3,721,0003,718
Salaries and employee benefits$1,916,0003,331
Premises and equipment expense$363,0005,201
Additional noninterest expense$1,442,0003,715
Pre-tax net operating income$3,152,0001,972
Securities gains (losses)$38,0004,584
Applicable income taxes$530,0003,801
Income before extraordinary items$2,660,0001,720
Extraordinary gains, net$22,0001,209
Net income$2,682,0001,727
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$246,0003,751
Cash dividends$2,690,000663
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,628,4601,607

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.