Home > Boardwalk Bank > Assets and Liabilities
Boardwalk Bank, Assets and Liabilities
| 2007-12-31 | Rank | |
| # of Employees: | 89 | 1,929 |
| Assets and Liabilities | ||
| Total Assets: | $450,157,000 | 1,532 |
| Cash and due from depository institutions | $8,592,000 | 1,929 |
| Interest-bearing balances | $3,818,000 | 1,351 |
| Securities | $95,997,000 | 1,252 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $312,407,000 | 1,538 |
| Loan loss allowance | $3,791,000 | 1,480 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $15,577,000 | 783 |
| Other real estate owned | $0 | 1,929 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $17,584,000 | 1,106 |
| Life insurance assets | $9,986,000 | 662 |
| Total liabilities and capital | $450,157,000 | 1,532 |
| Total liabilities | $410,821,000 | 1,505 |
| Total deposits | $314,732,000 | 1,703 |
| Interest-bearing deposits | $279,209,000 | 1,680 |
| Deposits held in domestic offices | $314,732,000 | 1,697 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $95,165,000 | 592 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $924,000 | 4,198 |
| Total equity capital | $39,336,000 | 1,778 |
| Total bank equity capital | $39,336,000 | 1,778 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $15,999,000 | 269 |
| Surplus | $18,403,000 | 1,586 |
| Undivided profits | $4,934,000 | 4,695 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,358,000 | 910 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,252,000 | 1,863 |
| Earning assets | $412,222,000 | 1,521 |
| Long-term assets (5+ years) | $80,919,000 | 1,384 |
| Average Assets, year-to-date | $451,342,800 | 1,455 |
| Average Assets, quarterly | $447,533,000 | 1,513 |
| Volatile liabilities | $141,288,000 | 1,039 |
| Insider loans | $16,246,000 | 404 |
| FHLB advances | $85,165,000 | 601 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $81,284,000 | 1,217 |
| Tier 1 (core) risk-based capital | $42,196,000 | 1,543 |
| Tier 2 risk-based capital | $3,791,000 | 1,417 |
| Total risk weighted assets | $401,606,000 | 1,260 |
| Total unused commitments | $81,284,000 | 1,218 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 92 | 1,867 |
| Assets and Liabilities | ||
| Total Assets: | $444,909,000 | 1,509 |
| Cash and due from depository institutions | $10,186,000 | 1,867 |
| Interest-bearing balances | $4,344,000 | 1,113 |
| Securities | $101,247,000 | 1,200 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $301,049,000 | 1,568 |
| Loan loss allowance | $3,692,000 | 1,462 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $15,771,000 | 746 |
| Other real estate owned | $0 | 1,867 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $16,656,000 | 1,139 |
| Life insurance assets | $9,888,000 | 654 |
| Total liabilities and capital | $444,909,000 | 1,509 |
| Total liabilities | $405,326,000 | 1,486 |
| Total deposits | $321,314,000 | 1,657 |
| Interest-bearing deposits | $284,766,000 | 1,632 |
| Deposits held in domestic offices | $321,314,000 | 1,650 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $82,723,000 | 621 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,289,000 | 3,460 |
| Total equity capital | $39,583,000 | 1,737 |
| Total bank equity capital | $39,583,000 | 1,737 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $15,999,000 | 258 |
| Surplus | $18,403,000 | 1,555 |
| Undivided profits | $5,181,000 | 4,625 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,304,000 | 2,690 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,206,000 | 2,065 |
| Earning assets | $406,640,000 | 1,521 |
| Long-term assets (5+ years) | $68,406,000 | 1,534 |
| Average Assets, year-to-date | $451,639,250 | 1,438 |
| Average Assets, quarterly | $449,351,500 | 1,476 |
| Volatile liabilities | $116,464,000 | 1,202 |
| Insider loans | $16,356,000 | 405 |
| FHLB advances | $72,723,000 | 629 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $82,144,000 | 1,242 |
| Tier 1 (core) risk-based capital | $41,378,000 | 1,556 |
| Tier 2 risk-based capital | $3,692,000 | 1,435 |
| Total risk weighted assets | $391,057,000 | 1,269 |
| Total unused commitments | $82,144,000 | 1,243 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 92 | 1,894 |
| Assets and Liabilities | ||
| Total Assets: | $453,794,000 | 1,471 |
| Cash and due from depository institutions | $9,753,000 | 1,894 |
| Interest-bearing balances | $5,199,000 | 1,015 |
| Securities | $102,489,000 | 1,180 |
| Federal funds sold & reverse repurchase agreements | $9,025,000 | 1,737 |
| Net loans & leases | $299,923,000 | 1,575 |
| Loan loss allowance | $3,700,000 | 1,442 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $15,967,000 | 728 |
| Other real estate owned | $0 | 1,894 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $16,637,000 | 1,140 |
| Life insurance assets | $9,793,000 | 646 |
| Total liabilities and capital | $453,794,000 | 1,471 |
| Total liabilities | $414,554,000 | 1,439 |
| Total deposits | $329,920,000 | 1,630 |
| Interest-bearing deposits | $296,256,000 | 1,572 |
| Deposits held in domestic offices | $329,920,000 | 1,626 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $83,580,000 | 576 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,054,000 | 3,758 |
| Total equity capital | $39,240,000 | 1,735 |
| Total bank equity capital | $39,240,000 | 1,735 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $15,999,000 | 259 |
| Surplus | $18,403,000 | 1,551 |
| Undivided profits | $4,838,000 | 4,705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,148,000 | 2,644 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,949,000 | 2,160 |
| Earning assets | $416,636,000 | 1,468 |
| Long-term assets (5+ years) | $61,573,000 | 1,633 |
| Average Assets, year-to-date | $453,882,670 | 1,448 |
| Average Assets, quarterly | $454,231,500 | 1,458 |
| Volatile liabilities | $119,908,000 | 1,179 |
| Insider loans | $16,789,000 | 380 |
| FHLB advances | $73,580,000 | 582 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $68,629,000 | 1,431 |
| Tier 1 (core) risk-based capital | $40,316,000 | 1,604 |
| Tier 2 risk-based capital | $3,700,000 | 1,440 |
| Total risk weighted assets | $391,203,000 | 1,269 |
| Total unused commitments | $68,629,000 | 1,432 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 90 | 1,945 |
| Assets and Liabilities | ||
| Total Assets: | $454,669,000 | 1,464 |
| Cash and due from depository institutions | $8,984,000 | 1,945 |
| Interest-bearing balances | $5,240,000 | 1,111 |
| Securities | $121,170,000 | 1,008 |
| Federal funds sold & reverse repurchase agreements | $3,250,000 | 4,203 |
| Net loans & leases | $287,861,000 | 1,619 |
| Loan loss allowance | $3,485,000 | 1,530 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $16,124,000 | 701 |
| Other real estate owned | $0 | 1,945 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $17,280,000 | 1,049 |
| Life insurance assets | $9,700,000 | 639 |
| Total liabilities and capital | $454,669,000 | 1,464 |
| Total liabilities | $415,453,000 | 1,429 |
| Total deposits | $321,525,000 | 1,678 |
| Interest-bearing deposits | $282,027,000 | 1,653 |
| Deposits held in domestic offices | $321,525,000 | 1,673 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $92,844,000 | 513 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,084,000 | 3,723 |
| Total equity capital | $39,216,000 | 1,744 |
| Total bank equity capital | $39,216,000 | 1,744 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $15,999,000 | 250 |
| Surplus | $18,403,000 | 1,522 |
| Undivided profits | $4,814,000 | 4,789 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,166,000 | 2,508 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,318,000 | 1,732 |
| Earning assets | $417,521,000 | 1,462 |
| Long-term assets (5+ years) | $77,670,000 | 1,343 |
| Average Assets, year-to-date | $453,927,000 | 1,454 |
| Average Assets, quarterly | $453,927,000 | 1,454 |
| Volatile liabilities | $126,205,000 | 1,100 |
| Insider loans | $15,105,000 | 424 |
| FHLB advances | $82,844,000 | 502 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $74,248,000 | 1,358 |
| Tier 1 (core) risk-based capital | $39,448,000 | 1,622 |
| Tier 2 risk-based capital | $3,485,000 | 1,512 |
| Total risk weighted assets | $379,762,000 | 1,292 |
| Total unused commitments | $74,248,000 | 1,358 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 89 | 1,952 |
| Assets and Liabilities | ||
| Total Assets: | $453,185,000 | 1,457 |
| Cash and due from depository institutions | $13,881,000 | 1,952 |
| Interest-bearing balances | $5,192,000 | 1,051 |
| Securities | $129,905,000 | 942 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $276,457,000 | 1,669 |
| Loan loss allowance | $3,273,000 | 1,590 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $16,186,000 | 672 |
| Other real estate owned | $0 | 1,952 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $16,756,000 | 1,095 |
| Life insurance assets | $9,601,000 | 631 |
| Total liabilities and capital | $453,185,000 | 1,457 |
| Total liabilities | $414,207,000 | 1,423 |
| Total deposits | $322,010,000 | 1,639 |
| Interest-bearing deposits | $287,254,000 | 1,600 |
| Deposits held in domestic offices | $322,010,000 | 1,635 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $91,061,000 | 539 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,136,000 | 3,559 |
| Total equity capital | $38,978,000 | 1,709 |
| Total bank equity capital | $38,978,000 | 1,709 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $15,999,000 | 240 |
| Surplus | $18,403,000 | 1,494 |
| Undivided profits | $4,576,000 | 4,903 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $528,000 | 3,758 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,207,000 | 1,892 |
| Earning assets | $411,554,000 | 1,464 |
| Long-term assets (5+ years) | $87,235,000 | 1,213 |
| Average Assets, year-to-date | $434,901,200 | 1,440 |
| Average Assets, quarterly | $454,036,500 | 1,427 |
| Volatile liabilities | $135,045,000 | 1,134 |
| Insider loans | $11,578,000 | 585 |
| FHLB advances | $86,061,000 | 499 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $59,499,000 | 1,598 |
| Tier 1 (core) risk-based capital | $39,921,000 | 1,580 |
| Tier 2 risk-based capital | $3,273,000 | 1,577 |
| Total risk weighted assets | $364,118,000 | 1,342 |
| Total unused commitments | $59,499,000 | 1,599 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 92 | 1,893 |
| Assets and Liabilities | ||
| Total Assets: | $454,888,000 | 1,430 |
| Cash and due from depository institutions | $12,939,000 | 1,893 |
| Interest-bearing balances | $6,373,000 | 787 |
| Securities | $137,173,000 | 907 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $274,260,000 | 1,674 |
| Loan loss allowance | $3,192,000 | 1,640 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $15,518,000 | 679 |
| Other real estate owned | $0 | 1,893 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $14,998,000 | 1,209 |
| Life insurance assets | $7,204,000 | 791 |
| Total liabilities and capital | $454,888,000 | 1,430 |
| Total liabilities | $416,646,000 | 1,399 |
| Total deposits | $318,047,000 | 1,652 |
| Interest-bearing deposits | $293,107,000 | 1,526 |
| Deposits held in domestic offices | $318,047,000 | 1,648 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $97,826,000 | 531 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $773,000 | 4,481 |
| Total equity capital | $38,242,000 | 1,722 |
| Total bank equity capital | $38,242,000 | 1,722 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $15,999,000 | 230 |
| Surplus | $18,403,000 | 1,476 |
| Undivided profits | $3,840,000 | 5,299 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $313,000 | 4,717 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,614,000 | 1,540 |
| Earning assets | $417,806,000 | 1,428 |
| Long-term assets (5+ years) | $95,989,000 | 1,117 |
| Average Assets, year-to-date | $430,330,250 | 1,462 |
| Average Assets, quarterly | $445,555,500 | 1,440 |
| Volatile liabilities | $146,918,000 | 1,066 |
| Insider loans | $11,567,000 | 575 |
| FHLB advances | $97,826,000 | 472 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $53,078,000 | 1,773 |
| Tier 1 (core) risk-based capital | $39,205,000 | 1,615 |
| Tier 2 risk-based capital | $3,192,000 | 1,620 |
| Total risk weighted assets | $348,905,000 | 1,389 |
| Total unused commitments | $53,078,000 | 1,773 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 86 | 2,045 |
| Assets and Liabilities | ||
| Total Assets: | $436,223,000 | 1,477 |
| Cash and due from depository institutions | $16,961,000 | 2,045 |
| Interest-bearing balances | $6,491,000 | 807 |
| Securities | $123,552,000 | 987 |
| Federal funds sold & reverse repurchase agreements | $2,700,000 | 3,217 |
| Net loans & leases | $264,876,000 | 1,703 |
| Loan loss allowance | $3,124,000 | 1,649 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $14,533,000 | 720 |
| Other real estate owned | $0 | 2,045 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $13,601,000 | 1,324 |
| Life insurance assets | $7,139,000 | 782 |
| Total liabilities and capital | $436,223,000 | 1,477 |
| Total liabilities | $400,093,000 | 1,448 |
| Total deposits | $319,668,000 | 1,626 |
| Interest-bearing deposits | $297,945,000 | 1,484 |
| Deposits held in domestic offices | $319,668,000 | 1,622 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $79,789,000 | 642 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $636,000 | 4,648 |
| Total equity capital | $36,130,000 | 1,758 |
| Total bank equity capital | $36,130,000 | 1,758 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $15,999,000 | 219 |
| Surplus | $18,403,000 | 1,440 |
| Undivided profits | $1,728,000 | 6,488 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,085,000 | 1,764 |
| Earning assets | $397,619,000 | 1,485 |
| Long-term assets (5+ years) | $88,860,000 | 1,160 |
| Average Assets, year-to-date | $422,144,330 | 1,493 |
| Average Assets, quarterly | $432,419,000 | 1,470 |
| Volatile liabilities | $129,868,000 | 1,164 |
| Insider loans | $14,811,000 | 416 |
| FHLB advances | $79,789,000 | 575 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $58,517,000 | 1,640 |
| Tier 1 (core) risk-based capital | $38,599,000 | 1,606 |
| Tier 2 risk-based capital | $3,124,000 | 1,615 |
| Total risk weighted assets | $335,746,000 | 1,417 |
| Total unused commitments | $58,517,000 | 1,641 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 77 | 2,279 |
| Assets and Liabilities | ||
| Total Assets: | $428,615,000 | 1,474 |
| Cash and due from depository institutions | $14,374,000 | 2,279 |
| Interest-bearing balances | $6,668,000 | 873 |
| Securities | $128,438,000 | 971 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 4,414 |
| Net loans & leases | $256,029,000 | 1,716 |
| Loan loss allowance | $3,032,000 | 1,668 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $13,887,000 | 747 |
| Other real estate owned | $0 | 2,279 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $14,087,000 | 1,252 |
| Life insurance assets | $7,074,000 | 764 |
| Total liabilities and capital | $428,615,000 | 1,474 |
| Total liabilities | $393,340,000 | 1,445 |
| Total deposits | $300,949,000 | 1,699 |
| Interest-bearing deposits | $280,409,000 | 1,551 |
| Deposits held in domestic offices | $300,949,000 | 1,695 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $91,215,000 | 554 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,176,000 | 3,169 |
| Total equity capital | $35,275,000 | 1,782 |
| Total bank equity capital | $35,275,000 | 1,782 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $15,655,000 | 220 |
| Surplus | $17,966,000 | 1,422 |
| Undivided profits | $1,654,000 | 6,576 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,319,000 | 1,461 |
| Earning assets | $392,935,000 | 1,483 |
| Long-term assets (5+ years) | $85,299,000 | 1,192 |
| Average Assets, year-to-date | $415,105,000 | 1,513 |
| Average Assets, quarterly | $415,105,000 | 1,513 |
| Volatile liabilities | $100,545,000 | 1,396 |
| Insider loans | $15,392,000 | 393 |
| FHLB advances | $91,215,000 | 498 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $76,336,000 | 1,273 |
| Tier 1 (core) risk-based capital | $37,279,000 | 1,622 |
| Tier 2 risk-based capital | $3,032,000 | 1,620 |
| Total risk weighted assets | $330,448,000 | 1,405 |
| Total unused commitments | $76,336,000 | 1,273 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 73 | 2,385 |
| Assets and Liabilities | ||
| Total Assets: | $401,595,000 | 1,579 |
| Cash and due from depository institutions | $11,653,000 | 2,385 |
| Interest-bearing balances | $6,814,000 | 835 |
| Securities | $120,071,000 | 1,045 |
| Federal funds sold & reverse repurchase agreements | $1,400,000 | 4,461 |
| Net loans & leases | $243,133,000 | 1,761 |
| Loan loss allowance | $2,861,000 | 1,748 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $11,725,000 | 902 |
| Other real estate owned | $0 | 2,385 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $13,613,000 | 1,271 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $401,595,000 | 1,579 |
| Total liabilities | $366,252,000 | 1,544 |
| Total deposits | $272,494,000 | 1,838 |
| Interest-bearing deposits | $253,697,000 | 1,691 |
| Deposits held in domestic offices | $272,494,000 | 1,829 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $92,695,000 | 565 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,063,000 | 3,348 |
| Total equity capital | $35,343,000 | 1,752 |
| Total bank equity capital | $35,343,000 | 1,752 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $15,408,000 | 221 |
| Surplus | $17,679,000 | 1,413 |
| Undivided profits | $2,256,000 | 6,197 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,843,000 | 1,911 |
| Earning assets | $371,418,000 | 1,558 |
| Long-term assets (5+ years) | $87,621,000 | 1,131 |
| Average Assets, year-to-date | $341,802,600 | 1,752 |
| Average Assets, quarterly | $383,332,000 | 1,636 |
| Volatile liabilities | $88,324,000 | 1,532 |
| Insider loans | $14,176,000 | 410 |
| FHLB advances | $92,695,000 | 493 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $59,055,000 | 1,550 |
| Tier 1 (core) risk-based capital | $36,176,000 | 1,630 |
| Tier 2 risk-based capital | $2,861,000 | 1,682 |
| Total risk weighted assets | $306,119,000 | 1,488 |
| Total unused commitments | $59,055,000 | 1,550 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 71 | 2,441 |
| Assets and Liabilities | ||
| Total Assets: | $365,069,000 | 1,705 |
| Cash and due from depository institutions | $12,908,000 | 2,441 |
| Interest-bearing balances | $7,510,000 | 755 |
| Securities | $100,097,000 | 1,233 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $227,987,000 | 1,838 |
| Loan loss allowance | $2,736,000 | 1,784 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $11,394,000 | 904 |
| Other real estate owned | $0 | 2,441 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $12,683,000 | 1,311 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $365,069,000 | 1,705 |
| Total liabilities | $330,114,000 | 1,697 |
| Total deposits | $252,461,000 | 1,957 |
| Interest-bearing deposits | $236,091,000 | 1,767 |
| Deposits held in domestic offices | $252,461,000 | 1,953 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $76,672,000 | 639 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $981,000 | 3,500 |
| Total equity capital | $34,955,000 | 1,747 |
| Total bank equity capital | $34,955,000 | 1,747 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $15,400,000 | 211 |
| Surplus | $17,672,000 | 1,373 |
| Undivided profits | $1,883,000 | 6,565 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,656,000 | 2,066 |
| Earning assets | $335,594,000 | 1,702 |
| Long-term assets (5+ years) | $76,085,000 | 1,256 |
| Average Assets, year-to-date | $326,854,500 | 1,806 |
| Average Assets, quarterly | $349,725,500 | 1,745 |
| Volatile liabilities | $90,653,000 | 1,442 |
| Insider loans | $13,165,000 | 443 |
| FHLB advances | $76,672,000 | 575 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $49,359,000 | 1,777 |
| Tier 1 (core) risk-based capital | $35,563,000 | 1,613 |
| Tier 2 risk-based capital | $2,736,000 | 1,722 |
| Total risk weighted assets | $281,175,000 | 1,590 |
| Total unused commitments | $49,359,000 | 1,777 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 62 | 2,776 |
| Assets and Liabilities | ||
| Total Assets: | $334,382,000 | 1,802 |
| Cash and due from depository institutions | $10,611,000 | 2,776 |
| Interest-bearing balances | $7,141,000 | 765 |
| Securities | $83,005,000 | 1,486 |
| Federal funds sold & reverse repurchase agreements | $1,075,000 | 4,262 |
| Net loans & leases | $218,417,000 | 1,846 |
| Loan loss allowance | $2,709,000 | 1,772 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $9,327,000 | 1,132 |
| Other real estate owned | $0 | 2,776 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $11,947,000 | 1,345 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $334,382,000 | 1,802 |
| Total liabilities | $299,759,000 | 1,806 |
| Total deposits | $231,225,000 | 2,090 |
| Interest-bearing deposits | $215,854,000 | 1,885 |
| Deposits held in domestic offices | $231,225,000 | 2,085 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $67,647,000 | 728 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $887,000 | 3,522 |
| Total equity capital | $34,623,000 | 1,727 |
| Total bank equity capital | $34,623,000 | 1,727 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $15,329,000 | 202 |
| Surplus | $17,648,000 | 1,350 |
| Undivided profits | $1,646,000 | 6,723 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,447,000 | 2,186 |
| Earning assets | $309,638,000 | 1,782 |
| Long-term assets (5+ years) | $66,343,000 | 1,424 |
| Average Assets, year-to-date | $314,116,330 | 1,858 |
| Average Assets, quarterly | $321,977,000 | 1,831 |
| Volatile liabilities | $77,442,000 | 1,604 |
| Insider loans | $11,812,000 | 483 |
| FHLB advances | $67,647,000 | 660 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $49,432,000 | 1,710 |
| Tier 1 (core) risk-based capital | $34,908,000 | 1,600 |
| Tier 2 risk-based capital | $2,709,000 | 1,710 |
| Total risk weighted assets | $263,453,000 | 1,641 |
| Total unused commitments | $49,432,000 | 1,711 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 55 | 3,054 |
| Assets and Liabilities | ||
| Total Assets: | $309,572,000 | 1,909 |
| Cash and due from depository institutions | $9,995,000 | 3,054 |
| Interest-bearing balances | $7,102,000 | 789 |
| Securities | $85,022,000 | 1,477 |
| Federal funds sold & reverse repurchase agreements | $2,050,000 | 4,007 |
| Net loans & leases | $192,381,000 | 2,057 |
| Loan loss allowance | $2,360,000 | 2,020 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,443,000 | 1,228 |
| Other real estate owned | $0 | 3,054 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $11,681,000 | 1,359 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $309,572,000 | 1,909 |
| Total liabilities | $282,333,000 | 1,881 |
| Total deposits | $222,550,000 | 2,164 |
| Interest-bearing deposits | $208,791,000 | 1,936 |
| Deposits held in domestic offices | $222,550,000 | 2,158 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $59,119,000 | 775 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $664,000 | 4,112 |
| Total equity capital | $27,239,000 | 2,139 |
| Total bank equity capital | $27,239,000 | 2,139 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $13,072,000 | 239 |
| Surplus | $13,063,000 | 1,686 |
| Undivided profits | $1,104,000 | 7,111 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,371,000 | 2,226 |
| Earning assets | $286,555,000 | 1,892 |
| Long-term assets (5+ years) | $67,165,000 | 1,459 |
| Average Assets, year-to-date | $303,983,500 | 1,922 |
| Average Assets, quarterly | $303,983,500 | 1,922 |
| Volatile liabilities | $67,646,000 | 1,691 |
| Insider loans | $11,673,000 | 472 |
| FHLB advances | $59,119,000 | 707 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $52,742,000 | 1,566 |
| Tier 1 (core) risk-based capital | $27,597,000 | 2,042 |
| Tier 2 risk-based capital | $2,360,000 | 1,936 |
| Total risk weighted assets | $235,572,000 | 1,758 |
| Total unused commitments | $52,742,000 | 1,566 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 51 | 3,287 |
| Assets and Liabilities | ||
| Total Assets: | $298,395,000 | 1,962 |
| Cash and due from depository institutions | $10,077,000 | 3,287 |
| Interest-bearing balances | $6,627,000 | 849 |
| Securities | $83,948,000 | 1,517 |
| Federal funds sold & reverse repurchase agreements | $7,075,000 | 1,631 |
| Net loans & leases | $177,975,000 | 2,197 |
| Loan loss allowance | $2,185,000 | 2,134 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $8,049,000 | 1,271 |
| Other real estate owned | $0 | 3,287 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $11,271,000 | 1,379 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $298,395,000 | 1,962 |
| Total liabilities | $271,364,000 | 1,939 |
| Total deposits | $210,954,000 | 2,234 |
| Interest-bearing deposits | $196,030,000 | 2,019 |
| Deposits held in domestic offices | $210,954,000 | 2,229 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $59,588,000 | 790 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $822,000 | 3,560 |
| Total equity capital | $27,031,000 | 2,163 |
| Total bank equity capital | $27,031,000 | 2,163 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $13,034,000 | 230 |
| Surplus | $13,046,000 | 1,674 |
| Undivided profits | $951,000 | 7,391 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,108,000 | 2,757 |
| Earning assets | $275,625,000 | 1,950 |
| Long-term assets (5+ years) | $72,437,000 | 1,390 |
| Average Assets, year-to-date | $263,140,000 | 2,114 |
| Average Assets, quarterly | $291,503,500 | 1,983 |
| Volatile liabilities | $59,395,000 | 1,837 |
| Insider loans | $10,067,000 | 574 |
| FHLB advances | $59,588,000 | 716 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $35,112,000 | 2,089 |
| Tier 1 (core) risk-based capital | $27,112,000 | 2,053 |
| Tier 2 risk-based capital | $2,185,000 | 2,040 |
| Total risk weighted assets | $223,344,000 | 1,840 |
| Total unused commitments | $35,112,000 | 2,090 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 51 | 3,279 |
| Assets and Liabilities | ||
| Total Assets: | $284,612,000 | 2,025 |
| Cash and due from depository institutions | $14,364,000 | 3,279 |
| Interest-bearing balances | $7,219,000 | 812 |
| Securities | $87,250,000 | 1,467 |
| Federal funds sold & reverse repurchase agreements | $5,300,000 | 2,007 |
| Net loans & leases | $158,565,000 | 2,381 |
| Loan loss allowance | $1,920,000 | 2,382 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $7,822,000 | 1,272 |
| Other real estate owned | $0 | 3,279 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $11,311,000 | 1,346 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $284,612,000 | 2,025 |
| Total liabilities | $258,722,000 | 2,008 |
| Total deposits | $204,106,000 | 2,289 |
| Interest-bearing deposits | $190,516,000 | 2,061 |
| Deposits held in domestic offices | $204,106,000 | 2,283 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $53,529,000 | 854 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,087,000 | 3,019 |
| Total equity capital | $25,890,000 | 2,238 |
| Total bank equity capital | $25,890,000 | 2,238 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $12,140,000 | 249 |
| Surplus | $11,298,000 | 1,832 |
| Undivided profits | $2,452,000 | 6,206 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $78,000 | 6,763 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,175,000 | 2,660 |
| Earning assets | $258,334,000 | 2,056 |
| Long-term assets (5+ years) | $65,464,000 | 1,528 |
| Average Assets, year-to-date | $254,326,250 | 2,184 |
| Average Assets, quarterly | $276,698,500 | 2,061 |
| Volatile liabilities | $62,218,000 | 1,740 |
| Insider loans | $9,375,000 | 600 |
| FHLB advances | $53,529,000 | 770 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $26,959,000 | 2,447 |
| Tier 1 (core) risk-based capital | $25,945,000 | 2,132 |
| Tier 2 risk-based capital | $1,920,000 | 2,264 |
| Total risk weighted assets | $214,869,000 | 1,864 |
| Total unused commitments | $26,959,000 | 2,451 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 47 | 3,543 |
| Assets and Liabilities | ||
| Total Assets: | $268,785,000 | 2,111 |
| Cash and due from depository institutions | $9,791,000 | 3,543 |
| Interest-bearing balances | $5,809,000 | 1,032 |
| Securities | $81,311,000 | 1,585 |
| Federal funds sold & reverse repurchase agreements | $4,400,000 | 2,197 |
| Net loans & leases | $154,937,000 | 2,384 |
| Loan loss allowance | $1,751,000 | 2,577 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,053,000 | 1,404 |
| Other real estate owned | $0 | 3,543 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $11,293,000 | 1,356 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $268,785,000 | 2,111 |
| Total liabilities | $243,501,000 | 2,103 |
| Total deposits | $183,828,000 | 2,500 |
| Interest-bearing deposits | $166,169,000 | 2,325 |
| Deposits held in domestic offices | $183,828,000 | 2,495 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $58,993,000 | 805 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $680,000 | 3,827 |
| Total equity capital | $25,284,000 | 2,194 |
| Total bank equity capital | $25,284,000 | 2,194 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $12,107,000 | 248 |
| Surplus | $11,286,000 | 1,793 |
| Undivided profits | $1,891,000 | 6,497 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $900,000 | 2,822 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,062,000 | 2,778 |
| Earning assets | $246,457,000 | 2,110 |
| Long-term assets (5+ years) | $76,692,000 | 1,377 |
| Average Assets, year-to-date | $244,231,000 | 2,277 |
| Average Assets, quarterly | $255,554,000 | 2,200 |
| Volatile liabilities | $65,699,000 | 1,628 |
| Insider loans | $9,563,000 | 567 |
| FHLB advances | $58,993,000 | 728 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $23,768,000 | 2,670 |
| Tier 1 (core) risk-based capital | $25,388,000 | 2,128 |
| Tier 2 risk-based capital | $1,751,000 | 2,400 |
| Total risk weighted assets | $193,673,000 | 1,994 |
| Total unused commitments | $23,768,000 | 2,673 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 42 | 3,881 |
| Assets and Liabilities | ||
| Total Assets: | $242,323,000 | 2,316 |
| Cash and due from depository institutions | $12,869,000 | 3,881 |
| Interest-bearing balances | $5,950,000 | 1,140 |
| Securities | $78,163,000 | 1,649 |
| Federal funds sold & reverse repurchase agreements | $4,975,000 | 2,842 |
| Net loans & leases | $129,594,000 | 2,721 |
| Loan loss allowance | $1,621,000 | 2,734 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,335,000 | 1,549 |
| Other real estate owned | $0 | 3,881 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $10,387,000 | 1,365 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $242,323,000 | 2,316 |
| Total liabilities | $217,434,000 | 2,327 |
| Total deposits | $171,192,000 | 2,642 |
| Interest-bearing deposits | $156,953,000 | 2,458 |
| Deposits held in domestic offices | $171,192,000 | 2,639 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $45,704,000 | 902 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $538,000 | 4,691 |
| Total equity capital | $24,889,000 | 2,264 |
| Total bank equity capital | $24,889,000 | 2,264 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $12,099,000 | 243 |
| Surplus | $11,273,000 | 1,757 |
| Undivided profits | $1,517,000 | 7,001 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,541,000 | 1,883 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,164,000 | 2,453 |
| Earning assets | $218,682,000 | 2,360 |
| Long-term assets (5+ years) | $39,584,000 | 2,266 |
| Average Assets, year-to-date | $231,954,000 | 2,398 |
| Average Assets, quarterly | $231,954,000 | 2,398 |
| Volatile liabilities | $54,086,000 | 1,845 |
| Insider loans | $8,982,000 | 584 |
| FHLB advances | $45,704,000 | 817 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $19,390,000 | 3,001 |
| Tier 1 (core) risk-based capital | $24,886,000 | 2,139 |
| Tier 2 risk-based capital | $1,621,000 | 2,525 |
| Total risk weighted assets | $175,438,000 | 2,140 |
| Total unused commitments | $19,390,000 | 3,007 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 36 | 4,384 |
| Assets and Liabilities | ||
| Total Assets: | $221,585,000 | 2,524 |
| Cash and due from depository institutions | $8,433,000 | 4,384 |
| Interest-bearing balances | $4,970,000 | 1,213 |
| Securities | $77,330,000 | 1,717 |
| Federal funds sold & reverse repurchase agreements | $4,650,000 | 2,424 |
| Net loans & leases | $117,574,000 | 2,924 |
| Loan loss allowance | $1,482,000 | 2,932 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,182,000 | 1,574 |
| Other real estate owned | $0 | 4,384 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $7,416,000 | 1,842 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $221,585,000 | 2,524 |
| Total liabilities | $197,128,000 | 2,544 |
| Total deposits | $145,142,000 | 3,045 |
| Interest-bearing deposits | $133,789,000 | 2,842 |
| Deposits held in domestic offices | $145,142,000 | 3,041 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $51,163,000 | 848 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $823,000 | 3,512 |
| Total equity capital | $24,457,000 | 2,268 |
| Total bank equity capital | $24,457,000 | 2,268 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $11,986,000 | 247 |
| Surplus | $11,230,000 | 1,740 |
| Undivided profits | $1,241,000 | 7,248 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,563,000 | 1,898 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $979,000 | 3,059 |
| Earning assets | $204,524,000 | 2,508 |
| Long-term assets (5+ years) | $51,654,000 | 1,864 |
| Average Assets, year-to-date | $180,548,000 | 2,925 |
| Average Assets, quarterly | $208,861,500 | 2,646 |
| Volatile liabilities | $48,664,000 | 2,015 |
| Insider loans | $7,223,000 | 731 |
| FHLB advances | $51,163,000 | 758 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $16,137,000 | 3,278 |
| Tier 1 (core) risk-based capital | $24,511,000 | 2,149 |
| Tier 2 risk-based capital | $1,482,000 | 2,700 |
| Total risk weighted assets | $154,739,000 | 2,397 |
| Total unused commitments | $16,137,000 | 3,280 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 36 | 4,409 |
| Assets and Liabilities | ||
| Total Assets: | $196,138,000 | 2,801 |
| Cash and due from depository institutions | $8,981,000 | 4,409 |
| Interest-bearing balances | $5,399,000 | 1,279 |
| Securities | $61,802,000 | 2,052 |
| Federal funds sold & reverse repurchase agreements | $3,400,000 | 3,390 |
| Net loans & leases | $109,434,000 | 3,082 |
| Loan loss allowance | $1,335,000 | 3,174 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,031,000 | 1,612 |
| Other real estate owned | $0 | 4,409 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $6,490,000 | 2,043 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $196,138,000 | 2,801 |
| Total liabilities | $172,063,000 | 2,876 |
| Total deposits | $136,844,000 | 3,206 |
| Interest-bearing deposits | $126,862,000 | 2,980 |
| Deposits held in domestic offices | $136,844,000 | 3,203 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $34,620,000 | 1,106 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $599,000 | 4,533 |
| Total equity capital | $24,075,000 | 2,292 |
| Total bank equity capital | $24,075,000 | 2,292 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $11,917,000 | 249 |
| Surplus | $11,173,000 | 1,728 |
| Undivided profits | $985,000 | 7,569 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $801,000 | 3,845 |
| Earning assets | $180,035,000 | 2,783 |
| Long-term assets (5+ years) | $47,181,000 | 1,977 |
| Average Assets, year-to-date | $170,288,750 | 3,100 |
| Average Assets, quarterly | $188,453,000 | 2,885 |
| Volatile liabilities | $32,417,000 | 2,725 |
| Insider loans | $7,626,000 | 684 |
| FHLB advances | $34,620,000 | 1,005 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $17,462,000 | 3,100 |
| Tier 1 (core) risk-based capital | $23,960,000 | 2,193 |
| Tier 2 risk-based capital | $1,335,000 | 2,920 |
| Total risk weighted assets | $142,833,000 | 2,561 |
| Total unused commitments | $17,462,000 | 3,103 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 34 | 4,624 |
| Assets and Liabilities | ||
| Total Assets: | $180,768,000 | 2,997 |
| Cash and due from depository institutions | $10,561,000 | 4,624 |
| Interest-bearing balances | $6,774,000 | 1,164 |
| Securities | $44,626,000 | 2,627 |
| Federal funds sold & reverse repurchase agreements | $6,600,000 | 2,381 |
| Net loans & leases | $107,671,000 | 3,089 |
| Loan loss allowance | $1,624,000 | 2,655 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,128,000 | 1,883 |
| Other real estate owned | $0 | 4,624 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $6,182,000 | 2,041 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $180,768,000 | 2,997 |
| Total liabilities | $156,841,000 | 3,068 |
| Total deposits | $121,444,000 | 3,518 |
| Interest-bearing deposits | $112,874,000 | 3,254 |
| Deposits held in domestic offices | $121,444,000 | 3,514 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $34,647,000 | 1,097 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $750,000 | 4,023 |
| Total equity capital | $23,927,000 | 2,298 |
| Total bank equity capital | $23,927,000 | 2,298 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $11,917,000 | 245 |
| Surplus | $11,173,000 | 1,692 |
| Undivided profits | $837,000 | 7,752 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $474,000 | 4,476 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $668,000 | 4,319 |
| Earning assets | $165,671,000 | 2,975 |
| Long-term assets (5+ years) | $39,023,000 | 2,159 |
| Average Assets, year-to-date | $161,672,330 | 3,214 |
| Average Assets, quarterly | $171,733,000 | 3,096 |
| Volatile liabilities | $30,142,000 | 2,824 |
| Insider loans | $8,056,000 | 618 |
| FHLB advances | $34,647,000 | 998 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $18,277,000 | 2,988 |
| Tier 1 (core) risk-based capital | $23,664,000 | 2,174 |
| Tier 2 risk-based capital | $1,624,000 | 2,443 |
| Total risk weighted assets | $136,581,000 | 2,628 |
| Total unused commitments | $18,277,000 | 2,998 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 28 | 5,259 |
| Assets and Liabilities | ||
| Total Assets: | $162,698,000 | 3,214 |
| Cash and due from depository institutions | $4,320,000 | 5,259 |
| Interest-bearing balances | $1,622,000 | 2,713 |
| Securities | $43,900,000 | 2,619 |
| Federal funds sold & reverse repurchase agreements | $4,375,000 | 3,511 |
| Net loans & leases | $97,633,000 | 3,318 |
| Loan loss allowance | $1,535,000 | 2,769 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,878,000 | 3,158 |
| Other real estate owned | $0 | 5,259 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $9,592,000 | 1,413 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $162,698,000 | 3,214 |
| Total liabilities | $139,231,000 | 3,319 |
| Total deposits | $114,829,000 | 3,661 |
| Interest-bearing deposits | $107,957,000 | 3,365 |
| Deposits held in domestic offices | $114,829,000 | 3,658 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $23,798,000 | 1,359 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $604,000 | 4,614 |
| Total equity capital | $23,467,000 | 2,286 |
| Total bank equity capital | $23,467,000 | 2,286 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $11,917,000 | 242 |
| Surplus | $11,247,000 | 1,652 |
| Undivided profits | $303,000 | 8,297 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $727,000 | 3,501 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $717,000 | 4,077 |
| Earning assets | $147,530,000 | 3,229 |
| Long-term assets (5+ years) | $25,426,000 | 2,911 |
| Average Assets, year-to-date | $152,124,500 | 3,347 |
| Average Assets, quarterly | $152,124,500 | 3,347 |
| Volatile liabilities | $29,923,000 | 2,815 |
| Insider loans | $7,393,000 | 683 |
| FHLB advances | $23,798,000 | 1,259 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $15,920,000 | 3,157 |
| Tier 1 (core) risk-based capital | $23,303,000 | 2,155 |
| Tier 2 risk-based capital | $1,535,000 | 2,521 |
| Total risk weighted assets | $126,609,000 | 2,794 |
| Total unused commitments | $15,920,000 | 3,166 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 28 | 5,250 |
| Assets and Liabilities | ||
| Total Assets: | $141,551,000 | 3,553 |
| Cash and due from depository institutions | $3,971,000 | 5,250 |
| Interest-bearing balances | $1,535,000 | 2,668 |
| Securities | $41,764,000 | 2,700 |
| Federal funds sold & reverse repurchase agreements | $2,675,000 | 4,229 |
| Net loans & leases | $84,941,000 | 3,701 |
| Loan loss allowance | $1,340,000 | 3,022 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,497,000 | 3,525 |
| Other real estate owned | $0 | 5,250 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $5,703,000 | 2,085 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $141,551,000 | 3,553 |
| Total liabilities | $129,479,000 | 3,494 |
| Total deposits | $104,620,000 | 3,901 |
| Interest-bearing deposits | $99,531,000 | 3,556 |
| Deposits held in domestic offices | $104,620,000 | 3,896 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $23,798,000 | 1,363 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,061,000 | 3,248 |
| Total equity capital | $12,072,000 | 4,101 |
| Total bank equity capital | $12,072,000 | 4,101 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $6,092,000 | 550 |
| Surplus | $5,722,000 | 2,903 |
| Undivided profits | $258,000 | 8,391 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $727,000 | 3,379 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $600,000 | 4,943 |
| Earning assets | $130,915,000 | 3,521 |
| Long-term assets (5+ years) | $23,827,000 | 2,973 |
| Average Assets, year-to-date | $124,392,400 | 3,832 |
| Average Assets, quarterly | $140,325,000 | 3,542 |
| Volatile liabilities | $29,721,000 | 2,818 |
| Insider loans | $5,366,000 | 946 |
| FHLB advances | $23,798,000 | 1,248 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $15,077,000 | 3,163 |
| Tier 1 (core) risk-based capital | $11,833,000 | 3,943 |
| Tier 2 risk-based capital | $1,342,000 | 2,770 |
| Total risk weighted assets | $110,317,000 | 3,086 |
| Total unused commitments | $15,077,000 | 3,167 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 24 | 5,812 |
| Assets and Liabilities | ||
| Total Assets: | $103,099,000 | 4,449 |
| Cash and due from depository institutions | $1,679,000 | 5,812 |
| Interest-bearing balances | $196,000 | 4,545 |
| Securities | $31,497,000 | 3,219 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 3,563 |
| Net loans & leases | $62,484,000 | 4,534 |
| Loan loss allowance | $882,000 | 3,961 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,441,000 | 3,516 |
| Other real estate owned | $0 | 5,812 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,498,000 | 5,385 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,099,000 | 4,449 |
| Total liabilities | $92,701,000 | 4,435 |
| Total deposits | $76,460,000 | 4,808 |
| Interest-bearing deposits | $70,478,000 | 4,580 |
| Deposits held in domestic offices | $76,460,000 | 4,803 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $15,598,000 | 1,640 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $643,000 | 4,680 |
| Total equity capital | $10,398,000 | 4,361 |
| Total bank equity capital | $10,398,000 | 4,361 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $6,090,000 | 543 |
| Surplus | $5,722,000 | 2,796 |
| Undivided profits | $-1,414,000 | 9,337 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $561,000 | 5,527 |
| Earning assets | $97,677,000 | 4,341 |
| Long-term assets (5+ years) | $14,794,000 | 3,931 |
| Average Assets, year-to-date | $84,374,800 | 4,954 |
| Average Assets, quarterly | $97,369,000 | 4,589 |
| Volatile liabilities | $27,859,000 | 2,883 |
| Insider loans | $4,530,000 | 1,087 |
| FHLB advances | $15,598,000 | 1,513 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $13,174,000 | 3,315 |
| Tier 1 (core) risk-based capital | $10,554,000 | 4,160 |
| Tier 2 risk-based capital | $886,000 | 3,708 |
| Total risk weighted assets | $81,800,000 | 3,829 |
| Total unused commitments | $13,174,000 | 3,320 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 22 | 6,224 |
| Assets and Liabilities | ||
| Total Assets: | $69,168,000 | 5,744 |
| Cash and due from depository institutions | $403,000 | 6,224 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $27,296,000 | 3,694 |
| Federal funds sold & reverse repurchase agreements | $2,375,000 | 3,860 |
| Net loans & leases | $34,744,000 | 6,381 |
| Loan loss allowance | $498,000 | 5,743 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,589,000 | 3,306 |
| Other real estate owned | $0 | 6,224 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,761,000 | 4,311 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,168,000 | 5,744 |
| Total liabilities | $58,957,000 | 5,884 |
| Total deposits | $54,453,000 | 5,899 |
| Interest-bearing deposits | $51,689,000 | 5,523 |
| Deposits held in domestic offices | $54,453,000 | 5,895 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,011,000 | 1,735 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $493,000 | 5,827 |
| Total equity capital | $10,211,000 | 4,315 |
| Total bank equity capital | $10,211,000 | 4,315 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $6,047,000 | 541 |
| Surplus | $5,706,000 | 2,723 |
| Undivided profits | $-1,542,000 | 9,702 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $210,000 | 7,884 |
| Earning assets | $64,415,000 | 5,687 |
| Long-term assets (5+ years) | $13,102,000 | 4,037 |
| Average Assets, year-to-date | $51,398,400 | 6,580 |
| Average Assets, quarterly | $63,774,500 | 5,954 |
| Volatile liabilities | $23,723,000 | 3,227 |
| Insider loans | $2,615,000 | 1,816 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $10,476,000 | 3,639 |
| Tier 1 (core) risk-based capital | $10,045,000 | 4,268 |
| Tier 2 risk-based capital | $498,000 | 5,433 |
| Total risk weighted assets | $57,797,700 | 4,818 |
| Total unused commitments | $10,476,000 | 3,640 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 16 | 7,472 |
| Assets and Liabilities | ||
| Total Assets: | $31,938,000 | 8,362 |
| Cash and due from depository institutions | $1,684,000 | 7,472 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $16,322,000 | 5,537 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $10,794,000 | 9,227 |
| Loan loss allowance | $213,000 | 8,303 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,732,000 | 3,114 |
| Other real estate owned | $0 | 7,472 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $406,000 | 8,766 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,938,000 | 8,362 |
| Total liabilities | $21,474,000 | 8,962 |
| Total deposits | $21,345,000 | 8,859 |
| Interest-bearing deposits | $20,765,000 | 8,568 |
| Deposits held in domestic offices | $21,345,000 | 8,857 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $129,000 | 9,018 |
| Total equity capital | $10,464,000 | 4,091 |
| Total bank equity capital | $10,464,000 | 4,091 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $6,047,000 | 575 |
| Surplus | $5,706,000 | 2,683 |
| Undivided profits | $-1,289,000 | 9,954 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $61,000 | 9,600 |
| Earning assets | $27,116,000 | 8,530 |
| Long-term assets (5+ years) | $12,159,000 | 4,427 |
| Average Assets, year-to-date | $26,175,000 | 8,697 |
| Average Assets, quarterly | $26,175,000 | 8,796 |
| Volatile liabilities | $5,603,000 | 7,049 |
| Insider loans | $1,650,000 | 2,621 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $4,914,000 | 5,508 |
| Tier 1 (core) risk-based capital | $10,634,000 | 4,040 |
| Tier 2 risk-based capital | $213,000 | 8,018 |
| Total risk weighted assets | $20,007,000 | 8,228 |
| Total unused commitments | $4,914,000 | 5,513 |
| Derivatives | $0 | 488 |