Home > BNC National Bank > Net Loans and Leases
BNC National Bank, Net Loans and Leases
| 2001-12-31 | Rank | |
| Net loans and leases | $306,022,000 | 1,082 |
| Loan loss allowance | $4,182,000 | 997 |
| Total loans and leases | $310,204,000 | 1,085 |
| Unearned income | $495,000 | 550 |
| Loans and leases, gross | $310,699,000 | 1,084 |
| All real estate loans | $168,873,000 | 1,428 |
| Real estate loans in domestic offices | $168,873,000 | 1,427 |
| Construction and development loans | $34,018,000 | 770 |
| Commercial RE | $109,339,000 | 690 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,370,000 | 2,823 |
| 1-4 family residential loans | $19,589,000 | 4,312 |
| Farmland loans | $4,557,000 | 1,802 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $15,254,000 | 576 |
| Commercial and industrial loans | $106,344,000 | 458 |
| To non-U.S. addressees | $0 | 169 |
| Loans to individuals | $12,086,000 | 2,180 |
| Credit card loans | $0 | 2,963 |
| Related Plans | $615,000 | 950 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $11,471,000 | 2,120 |
| All other loans & leases | $8,142,000 | 667 |
| Loans to foreign governments and official institutions | $0 | 72 |
| Obligations of states and political subdivisions in U.S. | $56,000 | 3,377 |
| Other loans | $564,000 | 1,523 |
| Lease financing receivables | $7,522,000 | 305 |
| Loans to depository institutions and acceptances of other banks | $0 | 450 |
| Memoranda: | ||
| Loans not secured by real estate | $390,000 | 742 |
| Loans secured by real estate to non-U.S. addressees | $0 | 97 |
| Restructured Loans & leases | $0 | 1,687 |
| Non 1-4 family restructured loans & leases | $0 | 1,687 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $4,182,000 | 879 |
| Total loans and leases | NA | NA |
| 2000-12-31 | Rank | |
| Net loans and leases | $265,553,000 | 1,197 |
| Loan loss allowance | $3,588,000 | 1,106 |
| Total loans and leases | $269,141,000 | 1,196 |
| Unearned income | $270,000 | 1,000 |
| Loans and leases, gross | $269,411,000 | 1,193 |
| All real estate loans | $119,458,000 | 1,872 |
| Real estate loans in domestic offices | $119,458,000 | 1,872 |
| Construction and development loans | $25,301,000 | 873 |
| Commercial RE | $68,144,000 | 1,031 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,108,000 | 1,438 |
| 1-4 family residential loans | $17,627,000 | 4,611 |
| Farmland loans | $4,278,000 | 1,860 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $11,497,000 | 791 |
| Commercial and industrial loans | $112,400,000 | 441 |
| To non-U.S. addressees | $0 | 195 |
| Loans to individuals | $12,982,000 | 2,162 |
| Credit card loans | $548,000 | 1,932 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $12,434,000 | 2,105 |
| All other loans & leases | $13,074,000 | 490 |
| Loans to foreign governments and official institutions | $0 | 74 |
| Obligations of states and political subdivisions in U.S. | $116,000 | 3,027 |
| Other loans | $2,872,000 | 544 |
| Lease financing receivables | $10,086,000 | 261 |
| Loans to depository institutions and acceptances of other banks | $0 | 461 |
| Memoranda: | ||
| Loans not secured by real estate | $436,000 | 624 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,965 |
| Non 1-4 family restructured loans & leases | $0 | 1,965 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1999-12-31 | Rank | |
| Net loans and leases | $71,917,000 | 3,893 |
| Loan loss allowance | $1,003,000 | 3,414 |
| Total loans and leases | $72,920,000 | 3,895 |
| Unearned income | $53,000 | 2,607 |
| Loans and leases, gross | $72,973,000 | 3,898 |
| All real estate loans | $23,784,000 | 5,786 |
| Real estate loans in domestic offices | $23,784,000 | 5,785 |
| Construction and development loans | $3,587,000 | 3,234 |
| Commercial RE | $15,351,000 | 3,164 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,653 |
| 1-4 family residential loans | $4,846,000 | 7,636 |
| Farmland loans | $0 | 6,930 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $975,000 | 4,288 |
| Commercial and industrial loans | $41,619,000 | 1,058 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $817,000 | 8,972 |
| Credit card loans | $69,000 | 4,468 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $748,000 | 8,968 |
| All other loans & leases | $5,778,000 | 807 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,220 |
| Other loans | $1,651,000 | 783 |
| Lease financing receivables | $4,127,000 | 378 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,276 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $67,100,000 | 3,919 |
| Loan loss allowance | $812,000 | 3,952 |
| Total loans and leases | $67,912,000 | 3,919 |
| Unearned income | $45,000 | 3,105 |
| Loans and leases, gross | $67,957,000 | 3,922 |
| All real estate loans | $20,868,000 | 6,046 |
| Real estate loans in domestic offices | $20,868,000 | 6,045 |
| Construction and development loans | $5,436,000 | 2,282 |
| Commercial RE | $10,041,000 | 3,820 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,760 |
| 1-4 family residential loans | $5,391,000 | 7,458 |
| Farmland loans | $0 | 7,140 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $644,000 | 4,895 |
| Commercial and industrial loans | $41,529,000 | 972 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,982,000 | 6,404 |
| Credit card loans | $147,000 | 3,807 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,835,000 | 6,331 |
| All other loans & leases | $1,934,000 | 1,655 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,346 |
| Other loans | $108,000 | 3,342 |
| Lease financing receivables | $1,826,000 | 506 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $51,748,000 | 4,839 |
| Loan loss allowance | $550,000 | 5,337 |
| Total loans and leases | $52,298,000 | 4,856 |
| Unearned income | $44,000 | 3,473 |
| Loans and leases, gross | $52,342,000 | 4,867 |
| All real estate loans | $13,916,000 | 7,350 |
| Real estate loans in domestic offices | $13,916,000 | 7,350 |
| Construction and development loans | $4,452,000 | 2,558 |
| Commercial RE | $5,719,000 | 5,132 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 7,171 |
| 1-4 family residential loans | $3,745,000 | 8,543 |
| Farmland loans | $0 | 7,499 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,053,000 | 4,563 |
| Commercial and industrial loans | $32,946,000 | 1,176 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,354,000 | 7,407 |
| Credit card loans | $150,000 | 4,008 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,204,000 | 7,390 |
| All other loans & leases | $2,073,000 | 1,572 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,661 |
| Other loans | $150,000 | 3,005 |
| Lease financing receivables | $1,923,000 | 487 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $35,634,000 | 6,300 |
| Loan loss allowance | $293,000 | 7,951 |
| Total loans and leases | $35,927,000 | 6,321 |
| Unearned income | $28,000 | 5,337 |
| Loans and leases, gross | $35,927,000 | 6,329 |
| All real estate loans | $7,327,000 | 9,163 |
| Real estate loans in domestic offices | $7,327,000 | 9,162 |
| Construction and development loans | $357,000 | 7,114 |
| Commercial RE | $5,165,000 | 5,451 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $547,000 | 4,350 |
| 1-4 family residential loans | $1,258,000 | 10,405 |
| Farmland loans | $0 | 7,844 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,020,000 | 4,773 |
| Commercial and industrial loans | $23,591,000 | 1,590 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,522,000 | 7,426 |
| Credit card loans | $92,000 | 4,833 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,430,000 | 7,305 |
| All other loans & leases | $1,495,000 | 2,047 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,967 |
| Other loans | $115,000 | 3,565 |
| Lease financing receivables | $1,380,000 | 580 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |