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BNC National Bank, Assets and Liabilities

2001-12-31Rank
# of Employees:190847
Assets and Liabilities
Total Assets:$573,163,000891
Cash and due from depository institutions$15,541,000847
Interest-bearing balances$126,0004,853
Securities$209,141,000581
Federal funds sold & reverse repurchase agreements$11,065,0001,313
Net loans & leases$306,022,0001,082
Loan loss allowance$4,182,000997
Trading account assets$0182
Bank premises and fixed assets$14,521,000535
Other real estate owned$0847
Goodwill and other intangibles$2,017,0001,044
All other assets$14,856,000889
Life insurance assets$01
Total liabilities and capital$573,163,000891
Total liabilities$529,585,000875
Total deposits$405,656,000987
Interest-bearing deposits$365,481,000941
Deposits held in domestic offices$405,656,000985
% insured0.00%1
Federal funds purchased & repurchase agreements$747,0002,780
Trading liabilities$069
Other borrowed funds$117,213,000427
Subordinated debt$0241
All other liabilities$5,969,000877
Total equity capital$43,578,0001,127
Total bank equity capital$43,578,0001,127
Perpetual preferred stock$0158
Common stock$2,500,0001,512
Surplus$22,689,000867
Undivided profits$18,389,0001,577
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,427,000673
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$305,000497
Income earned, not collected on loans$2,956,0001,039
Earning assets$526,354,000886
Long-term assets (5+ years)$135,614,000723
Average Assets, year-to-date$563,990,200864
Average Assets, quarterly$567,096,000887
Volatile liabilities$103,635,000962
Insider loans$2,026,0002,362
FHLB advances$117,200,000353
Loans and leases held for sale$372,0001,487
Unused loan commitments$106,844,000720
Tier 1 (core) risk-based capital$39,915,0001,136
Tier 2 risk-based capital$4,182,000951
Total risk weighted assets$400,667,000860
Total unused commitments$106,844,000720
Derivatives$40,000,000217
2000-12-31Rank
# of Employees:180873
Assets and Liabilities
Total Assets:$569,254,000872
Cash and due from depository institutions$15,583,000873
Interest-bearing balances$595,0002,874
Securities$263,186,000455
Federal funds sold & reverse repurchase agreements$07,010
Net loans & leases$265,553,0001,197
Loan loss allowance$3,588,0001,106
Trading account assets$0175
Bank premises and fixed assets$14,347,000524
Other real estate owned$0873
Goodwill and other intangibles$2,470,000931
All other assets$8,115,0001,203
Life insurance assets$01
Total liabilities and capital$569,254,000872
Total liabilities$528,921,000852
Total deposits$371,007,0001,035
Interest-bearing deposits$339,483,000975
Deposits held in domestic offices$371,007,0001,033
% insured0.00%1
Federal funds purchased & repurchase agreements$88,228,000329
Trading liabilities$077
Other borrowed funds$62,262,000640
Subordinated debt$0239
All other liabilities$7,424,000749
Total equity capital$40,333,0001,162
Total bank equity capital$40,333,0001,162
Perpetual preferred stock$0178
Common stock$2,500,0001,522
Surplus$22,689,000849
Undivided profits$15,144,0001,800
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$564,0003,476
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$1,818,0001,383
Earning assets$529,334,000859
Long-term assets (5+ years)$192,545,000521
Average Assets, year-to-date$552,779,800863
Average Assets, quarterly$568,669,000862
Volatile liabilities$149,948,000732
Insider loans$1,575,0002,817
FHLB advances$0771
Loans and leases held for sale$24,0001,422
Unused loan commitments$77,902,000844
Tier 1 (core) risk-based capital$36,157,0001,198
Tier 2 risk-based capital$3,588,0001,058
Total risk weighted assets$364,031,000905
Total unused commitments$77,902,000845
Derivatives$25,000,000268
1999-12-31Rank
# of Employees:216,562
Assets and Liabilities
Total Assets:$120,948,0003,731
Cash and due from depository institutions$6,629,0006,562
Interest-bearing balances$5,362,000765
Securities$39,594,0002,824
Federal funds sold & reverse repurchase agreements$06,825
Net loans & leases$71,917,0003,893
Loan loss allowance$1,003,0003,414
Trading account assets$0165
Bank premises and fixed assets$811,0006,598
Other real estate owned$95,0006,562
Goodwill and other intangibles$03,276
All other assets$1,902,0004,119
Life insurance assets$01
Total liabilities and capital$120,948,0003,731
Total liabilities$112,291,0003,642
Total deposits$58,771,0005,645
Interest-bearing deposits$49,441,0005,706
Deposits held in domestic offices$58,771,0005,643
% insured0.00%1
Federal funds purchased & repurchase agreements$52,480,000488
Trading liabilities$065
Other borrowed funds$05,751
Subordinated debt$0242
All other liabilities$1,040,0003,168
Total equity capital$8,657,0004,776
Total bank equity capital$8,657,0004,776
Perpetual preferred stock$0193
Common stock$2,500,0001,519
Surplus$4,950,0003,038
Undivided profits$1,207,0007,430
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$652,0003,070
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$331,0006,105
Earning assets$116,873,0003,560
Long-term assets (5+ years)$31,789,0002,445
Average Assets, year-to-date$88,001,8004,754
Average Assets, quarterly$107,944,5004,087
Volatile liabilities$76,744,0001,182
Insider loans$11,0008,969
FHLB advances$0802
Loans and leases held for sale$01,487
Unused loan commitments$14,253,0002,974
Tier 1 (core) risk-based capital$8,984,0004,653
Tier 2 risk-based capital$1,003,0003,140
Total risk weighted assets$81,208,3003,575
Total unused commitments$14,253,0002,979
Derivatives$0488
1998-12-31Rank
# of Employees:236,316
Assets and Liabilities
Total Assets:$74,226,0005,484
Cash and due from depository institutions$3,113,0006,316
Interest-bearing balances$2,560,0001,906
Securities$1,925,0009,823
Federal funds sold & reverse repurchase agreements$08,346
Net loans & leases$67,100,0003,919
Loan loss allowance$812,0003,952
Trading account assets$0197
Bank premises and fixed assets$670,0007,063
Other real estate owned$507,0006,316
Goodwill and other intangibles$60,0002,842
All other assets$851,0006,476
Life insurance assets$01
Total liabilities and capital$74,226,0005,484
Total liabilities$67,545,0005,435
Total deposits$45,280,0006,721
Interest-bearing deposits$33,021,0007,278
Deposits held in domestic offices$45,280,0006,719
% insured0.00%1
Federal funds purchased & repurchase agreements$21,652,000710
Trading liabilities$069
Other borrowed funds$05,274
Subordinated debt$0255
All other liabilities$613,0005,051
Total equity capital$6,681,0005,945
Total bank equity capital$6,681,0005,945
Perpetual preferred stock$0199
Common stock$2,500,0001,467
Surplus$2,950,0004,289
Undivided profits$1,231,0007,910
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$792,0002,864
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$123,000823
Income earned, not collected on loans$345,0006,044
Earning assets$71,585,0005,291
Long-term assets (5+ years)$2,892,0007,208
Average Assets, year-to-date$66,041,4005,736
Average Assets, quarterly$71,853,5005,528
Volatile liabilities$34,506,0001,924
Insider loans$74,0008,367
FHLB advances$0740
Loans and leases held for sale$1,030,0001,044
Unused loan commitments$12,296,0003,177
Tier 1 (core) risk-based capital$6,621,0005,830
Tier 2 risk-based capital$812,0003,625
Total risk weighted assets$72,226,8003,761
Total unused commitments$12,296,0003,181
Derivatives$0527
1997-12-31Rank
# of Employees:158,124
Assets and Liabilities
Total Assets:$57,796,0006,504
Cash and due from depository institutions$2,842,0008,124
Interest-bearing balances$2,044,0001,741
Securities$1,901,00010,357
Federal funds sold & reverse repurchase agreements$08,160
Net loans & leases$51,748,0004,839
Loan loss allowance$550,0005,337
Trading account assets$0203
Bank premises and fixed assets$584,0007,518
Other real estate owned$08,124
Goodwill and other intangibles$90,0002,653
All other assets$631,0007,733
Life insurance assets$01
Total liabilities and capital$57,796,0006,504
Total liabilities$52,516,0006,435
Total deposits$28,077,0008,560
Interest-bearing deposits$18,247,0009,297
Deposits held in domestic offices$28,077,0008,558
% insured0.00%1
Federal funds purchased & repurchase agreements$24,083,000676
Trading liabilities$080
Other borrowed funds$05,103
Subordinated debt$0260
All other liabilities$356,0007,169
Total equity capital$5,280,0006,932
Total bank equity capital$5,280,0006,932
Perpetual preferred stock$0223
Common stock$2,500,0001,450
Surplus$2,500,0004,683
Undivided profits$280,0009,833
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$241,0005,892
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$297,0006,871
Earning assets$55,693,0006,280
Long-term assets (5+ years)$2,417,0007,396
Average Assets, year-to-date$48,988,6006,933
Average Assets, quarterly$56,108,5006,572
Volatile liabilities$33,033,0001,980
Insider loans$98,0008,463
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$9,475,0003,591
Tier 1 (core) risk-based capital$5,191,0006,846
Tier 2 risk-based capital$550,0004,832
Total risk weighted assets$56,760,1004,570
Total unused commitments$9,475,0003,593
Derivatives$0533
1996-12-31Rank
# of Employees:129,268
Assets and Liabilities
Total Assets:$39,086,0008,248
Cash and due from depository institutions$1,106,0009,268
Interest-bearing balances$812,0002,586
Securities$1,196,00011,084
Federal funds sold & reverse repurchase agreements$08,460
Net loans & leases$35,634,0006,300
Loan loss allowance$293,0007,951
Trading account assets$0240
Bank premises and fixed assets$610,0007,552
Other real estate owned$09,268
Goodwill and other intangibles$119,0002,412
All other assets$421,0009,372
Life insurance assets$01
Total liabilities and capital$39,086,0008,248
Total liabilities$34,279,0008,310
Total deposits$18,841,00010,040
Interest-bearing deposits$13,930,00010,315
Deposits held in domestic offices$18,841,00010,038
% insured0.00%1
Federal funds purchased & repurchase agreements$15,189,000937
Trading liabilities$097
Other borrowed funds$05,299
Subordinated debt$0298
All other liabilities$249,0008,567
Total equity capital$4,807,0007,414
Total bank equity capital$4,807,0007,414
Perpetual preferred stock$0250
Common stock$2,500,0001,513
Surplus$2,500,0004,745
Undivided profits$-193,00010,977
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$010,601
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$239,0007,824
Earning assets$37,642,0008,043
Long-term assets (5+ years)$2,420,0007,460
Average Assets, year-to-date$29,388,5009,124
Average Assets, quarterly$36,948,0008,415
Volatile liabilities$22,118,0002,687
Insider loans$16,00010,009
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$16,507,0002,358
Tier 1 (core) risk-based capital$4,688,0007,408
Tier 2 risk-based capital$293,0007,317
Total risk weighted assets$41,183,7005,857
Total unused commitments$16,507,0002,371
Derivatives$0549