Home > BNC National Bank > Net Loans and Leases
BNC National Bank, Net Loans and Leases
| 1999-12-31 | Rank | |
| Net loans and leases | $187,483,000 | 1,619 |
| Loan loss allowance | $1,869,000 | 1,967 |
| Total loans and leases | $189,352,000 | 1,622 |
| Unearned income | $166,000 | 1,620 |
| Loans and leases, gross | $189,518,000 | 1,623 |
| All real estate loans | $89,421,000 | 2,307 |
| Real estate loans in domestic offices | $89,421,000 | 2,307 |
| Construction and development loans | $12,439,000 | 1,427 |
| Commercial RE | $54,896,000 | 1,149 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,232,000 | 1,656 |
| 1-4 family residential loans | $13,804,000 | 5,196 |
| Farmland loans | $5,050,000 | 1,537 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $10,654,000 | 858 |
| Commercial and industrial loans | $69,518,000 | 653 |
| To non-U.S. addressees | $0 | 221 |
| Loans to individuals | $8,981,000 | 3,049 |
| Credit card loans | $514,000 | 2,076 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $8,467,000 | 3,003 |
| All other loans & leases | $10,944,000 | 560 |
| Loans to foreign governments and official institutions | $0 | 82 |
| Obligations of states and political subdivisions in U.S. | $120,000 | 3,086 |
| Other loans | $3,645,000 | 473 |
| Lease financing receivables | $7,179,000 | 304 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $286,000 | 779 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $177,136,000 | 1,587 |
| Loan loss allowance | $2,041,000 | 1,730 |
| Total loans and leases | $179,177,000 | 1,591 |
| Unearned income | $143,000 | 2,185 |
| Loans and leases, gross | $179,320,000 | 1,591 |
| All real estate loans | $80,888,000 | 2,389 |
| Real estate loans in domestic offices | $80,888,000 | 2,389 |
| Construction and development loans | $15,395,000 | 1,067 |
| Commercial RE | $46,456,000 | 1,159 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,177,000 | 2,849 |
| 1-4 family residential loans | $13,853,000 | 5,123 |
| Farmland loans | $4,007,000 | 1,797 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $14,830,000 | 574 |
| Commercial and industrial loans | $66,336,000 | 605 |
| To non-U.S. addressees | $0 | 219 |
| Loans to individuals | $11,361,000 | 2,445 |
| Credit card loans | $564,000 | 2,075 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $10,797,000 | 2,396 |
| All other loans & leases | $5,905,000 | 778 |
| Loans to foreign governments and official institutions | $0 | 85 |
| Obligations of states and political subdivisions in U.S. | $197,000 | 2,701 |
| Other loans | $112,000 | 3,296 |
| Lease financing receivables | $5,596,000 | 319 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $758,000 | 531 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $165,232,000 | 1,708 |
| Loan loss allowance | $2,368,000 | 1,534 |
| Total loans and leases | $167,600,000 | 1,708 |
| Unearned income | $211,000 | 2,088 |
| Loans and leases, gross | $167,811,000 | 1,710 |
| All real estate loans | $65,248,000 | 2,860 |
| Real estate loans in domestic offices | $65,248,000 | 2,859 |
| Construction and development loans | $13,762,000 | 1,101 |
| Commercial RE | $31,836,000 | 1,602 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,807,000 | 1,863 |
| 1-4 family residential loans | $12,523,000 | 5,596 |
| Farmland loans | $4,320,000 | 1,613 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $15,268,000 | 523 |
| Commercial and industrial loans | $63,785,000 | 601 |
| To non-U.S. addressees | $0 | 228 |
| Loans to individuals | $15,819,000 | 1,920 |
| Credit card loans | $447,000 | 2,562 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $15,372,000 | 1,815 |
| All other loans & leases | $7,691,000 | 671 |
| Loans to foreign governments and official institutions | $0 | 94 |
| Obligations of states and political subdivisions in U.S. | $123,000 | 3,312 |
| Other loans | $280,000 | 2,235 |
| Lease financing receivables | $7,288,000 | 289 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $2,368,000 | 296 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $160,006,000 | 1,806 |
| Loan loss allowance | $1,250,000 | 2,880 |
| Total loans and leases | $161,256,000 | 1,814 |
| Unearned income | $191,000 | 3,437 |
| Loans and leases, gross | $161,256,000 | 1,832 |
| All real estate loans | $53,683,000 | 3,361 |
| Real estate loans in domestic offices | $53,683,000 | 3,361 |
| Construction and development loans | $8,449,000 | 1,679 |
| Commercial RE | $25,943,000 | 1,913 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,075,000 | 1,802 |
| 1-4 family residential loans | $11,678,000 | 5,949 |
| Farmland loans | $4,538,000 | 1,447 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $14,666,000 | 488 |
| Commercial and industrial loans | $65,412,000 | 629 |
| To non-U.S. addressees | $0 | 238 |
| Loans to individuals | $15,820,000 | 2,038 |
| Credit card loans | $637,000 | 2,221 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $15,183,000 | 1,937 |
| All other loans & leases | $11,866,000 | 580 |
| Loans to foreign governments and official institutions | $0 | 104 |
| Obligations of states and political subdivisions in U.S. | $6,000 | 4,885 |
| Other loans | $276,000 | 2,375 |
| Lease financing receivables | $11,584,000 | 262 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $119,089,000 | 2,326 |
| Loan loss allowance | $1,048,000 | 3,376 |
| Total loans and leases | $120,137,000 | 2,340 |
| Unearned income | $112,000 | 4,492 |
| Loans and leases, gross | $120,137,000 | 2,349 |
| All real estate loans | $46,351,000 | 3,742 |
| Real estate loans in domestic offices | $46,351,000 | 3,742 |
| Construction and development loans | $5,885,000 | 2,049 |
| Commercial RE | $25,677,000 | 1,848 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,477,000 | 2,093 |
| 1-4 family residential loans | $8,410,000 | 6,964 |
| Farmland loans | $3,902,000 | 1,628 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $13,715,000 | 518 |
| Commercial and industrial loans | $41,563,000 | 907 |
| To non-U.S. addressees | $0 | 259 |
| Loans to individuals | $9,580,000 | 3,128 |
| Credit card loans | $450,000 | 2,762 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $9,130,000 | 3,032 |
| All other loans & leases | $9,040,000 | 679 |
| Loans to foreign governments and official institutions | $0 | 113 |
| Obligations of states and political subdivisions in U.S. | $7,000 | 5,076 |
| Other loans | $373,000 | 2,087 |
| Lease financing receivables | $8,660,000 | 274 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $30,000 | 1,532 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $46,357,000 | 5,194 |
| Loan loss allowance | $332,000 | 7,979 |
| Total loans and leases | $46,689,000 | 5,229 |
| Unearned income | $0 | 7,666 |
| Loans and leases, gross | $46,689,000 | 5,236 |
| All real estate loans | $17,845,000 | 6,917 |
| Real estate loans in domestic offices | $17,845,000 | 6,916 |
| Construction and development loans | $3,021,000 | 3,120 |
| Commercial RE | $6,726,000 | 4,821 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,682,000 | 2,738 |
| 1-4 family residential loans | $5,283,000 | 8,509 |
| Farmland loans | $1,133,000 | 4,243 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $4,973,000 | 2,004 |
| Commercial and industrial loans | $16,633,000 | 1,967 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $6,220,000 | 4,393 |
| Credit card loans | $262,000 | 3,528 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,958,000 | 4,288 |
| All other loans & leases | $1,018,000 | 2,719 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,473 |
| Other loans | $250,000 | 2,655 |
| Lease financing receivables | $768,000 | 701 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $32,240,000 | 6,671 |
| Loan loss allowance | $201,000 | 10,230 |
| Total loans and leases | $32,441,000 | 6,720 |
| Unearned income | $0 | 8,395 |
| Loans and leases, gross | $32,441,000 | 6,732 |
| All real estate loans | $14,046,000 | 7,850 |
| Real estate loans in domestic offices | $14,046,000 | 7,849 |
| Construction and development loans | $2,196,000 | 3,603 |
| Commercial RE | $7,342,000 | 4,585 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $155,000 | 6,721 |
| 1-4 family residential loans | $3,441,000 | 9,982 |
| Farmland loans | $912,000 | 4,673 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $2,951,000 | 3,063 |
| Commercial and industrial loans | $11,261,000 | 2,704 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,062,000 | 7,132 |
| Credit card loans | $176,000 | 4,153 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,886,000 | 7,089 |
| All other loans & leases | $1,121,000 | 2,652 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,852 |
| Other loans | $441,000 | 2,114 |
| Lease financing receivables | $680,000 | 694 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $269,000 | 1,067 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $24,926,000 | 7,911 |
| Loan loss allowance | $200,000 | 10,498 |
| Total loans and leases | $25,126,000 | 7,956 |
| Unearned income | $0 | 9,230 |
| Loans and leases, gross | $25,126,000 | 7,968 |
| All real estate loans | $10,490,000 | 8,965 |
| Real estate loans in domestic offices | $10,490,000 | 8,965 |
| Construction and development loans | $1,527,000 | 4,308 |
| Commercial RE | $5,699,000 | 5,323 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,720 |
| 1-4 family residential loans | $2,326,000 | 11,210 |
| Farmland loans | $938,000 | 4,538 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,104,000 | 2,865 |
| Commercial and industrial loans | $8,411,000 | 3,511 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,366,000 | 8,525 |
| Credit card loans | $117,000 | 4,824 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,249,000 | 8,485 |
| All other loans & leases | $755,000 | 3,586 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 6,060 |
| Other loans | $478,000 | 2,077 |
| Lease financing receivables | $277,000 | 1,039 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $14,000 | 1,822 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |