Home > BMO Harris Central > Performance and Condition Ratios
BMO Harris Central, Performance and Condition Ratios
| 2023-12-31 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 46 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.0000% | 4,591 |
| Cost of funding earning assets | 0.0000% | 4,519 |
| Net interest margin | 0.0000% | 4,558 |
| Noninterest income to average assets | 0.0000% | 4,534 |
| Noninterest expense to average assets | -0.3080% | 4,565 |
| Loan and lease loss provision to assets | 0.0000% | 3,179 |
| Net operating income to assets | 0.2957% | 4,035 |
| Return on assets (ROA) | 0.2957% | 4,031 |
| Pretax return on assets | 0.4312% | 3,918 |
| Return on Equity (ROE) | 0.3400% | 4,316 |
| Retained earnings to average equity (ytd only) | 0.3389% | 3,977 |
| Net charge-offs to loans | 0.0000% | 2,917 |
| Credit loss provision to net charge-offs | 0.0000% | 2,397 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,831 |
| Efficiency ratio | -250.0000% | 4,612 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,404 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,458 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,805 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,871 |
| Noncurrent loans to loans | 0.0000% | 3,821 |
| Net loans and leases to total assets | 0.0000% | 4,475 |
| Net loans and leases to deposits | 0.0000% | 4,474 |
| Net loans and leases to core deposits | 0.0000% | 4,493 |
| Total domestic deposits to total assets | 12.3100% | 4,511 |
| Equity capital to assets | 87.3000% | 78 |
| Core capital (leverage) ratio | 87.3753% | 41 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 446.1635% | 16 |
| Memoranda: | ||
| Average total assets | $8,117,000 | 4,571 |
| Average earning assets | $0 | 4,592 |
| Average equity | $7,082,400 | 4,042 |
| Average total loans | $0 | 4,477 |
| 2023-09-30 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 10 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.0000% | 4,616 |
| Cost of funding earning assets | 0.0000% | 4,547 |
| Net interest margin | 0.0000% | 4,578 |
| Noninterest income to average assets | 0.0000% | 4,562 |
| Noninterest expense to average assets | -0.2958% | 4,594 |
| Loan and lease loss provision to assets | 0.0000% | 2,992 |
| Net operating income to assets | 0.3122% | 4,104 |
| Return on assets (ROA) | 0.3122% | 4,107 |
| Pretax return on assets | 0.4272% | 4,023 |
| Return on Equity (ROE) | 0.3600% | 4,362 |
| Retained earnings to average equity (ytd only) | 0.3578% | 4,061 |
| Net charge-offs to loans | 0.0000% | 2,666 |
| Credit loss provision to net charge-offs | 0.0000% | 2,098 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,572 |
| Efficiency ratio | -225.0000% | 4,640 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,002 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,482 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,833 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,901 |
| Noncurrent loans to loans | 0.0000% | 3,847 |
| Net loans and leases to total assets | 0.0000% | 4,500 |
| Net loans and leases to deposits | 0.0000% | 4,499 |
| Net loans and leases to core deposits | 0.0000% | 4,490 |
| Total domestic deposits to total assets | 12.3300% | 4,539 |
| Equity capital to assets | 87.3783% | 85 |
| Core capital (leverage) ratio | 87.3460% | 42 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 445.5688% | 17 |
| Memoranda: | ||
| Average total assets | $8,114,750 | 4,595 |
| Average earning assets | $0 | 4,619 |
| Average equity | $7,079,500 | 4,039 |
| Average total loans | $0 | 4,502 |
| 2023-06-30 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 43 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.0000% | 4,642 |
| Cost of funding earning assets | 0.0000% | 4,571 |
| Net interest margin | 0.0000% | 4,613 |
| Noninterest income to average assets | 0.0000% | 4,595 |
| Noninterest expense to average assets | -0.3943% | 4,620 |
| Loan and lease loss provision to assets | 0.0000% | 2,857 |
| Net operating income to assets | 0.3697% | 4,053 |
| Return on assets (ROA) | 0.3697% | 4,072 |
| Pretax return on assets | 0.5175% | 3,934 |
| Return on Equity (ROE) | 0.4200% | 4,410 |
| Retained earnings to average equity (ytd only) | 0.4239% | 3,999 |
| Net charge-offs to loans | 0.0000% | 2,455 |
| Credit loss provision to net charge-offs | 0.0000% | 1,862 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,403 |
| Efficiency ratio | -320.0000% | 4,667 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,909 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,517 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,834 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,917 |
| Noncurrent loans to loans | 0.0000% | 3,848 |
| Net loans and leases to total assets | 0.0000% | 4,533 |
| Net loans and leases to deposits | 0.0000% | 4,532 |
| Net loans and leases to core deposits | 0.0000% | 4,550 |
| Total domestic deposits to total assets | 12.3200% | 4,564 |
| Equity capital to assets | 87.3182% | 81 |
| Core capital (leverage) ratio | 87.3182% | 42 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 446.4398% | 15 |
| Memoranda: | ||
| Average total assets | $8,115,333 | 4,619 |
| Average earning assets | $0 | 4,645 |
| Average equity | $7,076,333 | 4,068 |
| Average total loans | $0 | 4,533 |
| 2023-03-31 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 1 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.0000% | 4,671 |
| Cost of funding earning assets | 0.0000% | 4,615 |
| Net interest margin | 0.0000% | 4,669 |
| Noninterest income to average assets | 0.0000% | 4,636 |
| Noninterest expense to average assets | -0.2464% | 4,693 |
| Loan and lease loss provision to assets | 0.0000% | 2,553 |
| Net operating income to assets | 0.1971% | 4,356 |
| Return on assets (ROA) | 0.1971% | 4,322 |
| Pretax return on assets | 0.2464% | 4,298 |
| Return on Equity (ROE) | 0.2300% | 4,434 |
| Retained earnings to average equity (ytd only) | 0.2262% | 3,985 |
| Net charge-offs to loans | 0.0000% | 2,062 |
| Credit loss provision to net charge-offs | 0.0000% | 1,422 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,008 |
| Efficiency ratio | 0.0000% | 4,671 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,306 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,580 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,881 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,959 |
| Noncurrent loans to loans | 0.0000% | 3,889 |
| Net loans and leases to total assets | 0.0000% | 4,605 |
| Net loans and leases to deposits | 0.0000% | 4,604 |
| Net loans and leases to core deposits | 0.0000% | 4,587 |
| Total domestic deposits to total assets | 12.3200% | 4,612 |
| Equity capital to assets | 87.1397% | 40 |
| Core capital (leverage) ratio | 87.1504% | 40 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 445.4660% | 15 |
| Memoranda: | ||
| Average total assets | $8,116,000 | 4,680 |
| Average earning assets | $0 | 4,672 |
| Average equity | $7,072,000 | 4,116 |
| Average total loans | $0 | 4,605 |
| 2022-12-31 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 1 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.0000% | 4,703 |
| Cost of funding earning assets | 0.0000% | 4,648 |
| Net interest margin | 0.0000% | 4,702 |
| Noninterest income to average assets | 0.0000% | 4,670 |
| Noninterest expense to average assets | -1.5541% | 4,726 |
| Loan and lease loss provision to assets | 0.0000% | 2,926 |
| Net operating income to assets | 1.2060% | 1,746 |
| Return on assets (ROA) | 1.2060% | 1,692 |
| Pretax return on assets | 1.6909% | 941 |
| Return on Equity (ROE) | 1.3800% | 4,451 |
| Retained earnings to average equity (ytd only) | 1.3828% | 4,125 |
| Net charge-offs to loans | 0.0000% | 2,620 |
| Credit loss provision to net charge-offs | 0.0000% | 1,979 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,564 |
| Efficiency ratio | -1,136.3636% | 4,726 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,453 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,606 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,900 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,976 |
| Noncurrent loans to loans | 0.0000% | 3,914 |
| Net loans and leases to total assets | 0.0000% | 4,635 |
| Net loans and leases to deposits | 0.0000% | 4,634 |
| Net loans and leases to core deposits | 0.0000% | 4,617 |
| Total domestic deposits to total assets | 12.3200% | 4,644 |
| Equity capital to assets | 87.1333% | 38 |
| Core capital (leverage) ratio | 87.7171% | 41 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 445.4946% | 16 |
| Memoranda: | ||
| Average total assets | $8,043,200 | 4,713 |
| Average earning assets | $0 | 4,704 |
| Average equity | $7,015,000 | 4,211 |
| Average total loans | $0 | 4,639 |
| 2022-09-30 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 1 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.0000% | 4,743 |
| Cost of funding earning assets | 0.0000% | 4,686 |
| Net interest margin | 0.0000% | 4,743 |
| Noninterest income to average assets | 0.0000% | 4,708 |
| Noninterest expense to average assets | -0.7476% | 4,765 |
| Loan and lease loss provision to assets | 0.0000% | 2,752 |
| Net operating income to assets | 0.6313% | 3,744 |
| Return on assets (ROA) | 0.6313% | 3,699 |
| Pretax return on assets | 0.8805% | 3,377 |
| Return on Equity (ROE) | 0.7200% | 4,518 |
| Retained earnings to average equity (ytd only) | 0.7237% | 4,257 |
| Net charge-offs to loans | 0.0000% | 2,349 |
| Credit loss provision to net charge-offs | 0.0000% | 1,679 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,297 |
| Efficiency ratio | -562.5000% | 4,765 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,071 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,653 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,983 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,052 |
| Noncurrent loans to loans | 0.0000% | 3,992 |
| Net loans and leases to total assets | 0.0000% | 4,679 |
| Net loans and leases to deposits | 0.0000% | 4,678 |
| Net loans and leases to core deposits | 0.0000% | 4,661 |
| Total domestic deposits to total assets | 12.4400% | 4,687 |
| Equity capital to assets | 87.2449% | 41 |
| Core capital (leverage) ratio | 87.2666% | 49 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 444.5783% | 16 |
| Memoranda: | ||
| Average total assets | $8,025,500 | 4,752 |
| Average earning assets | $0 | 4,743 |
| Average equity | $7,001,250 | 4,254 |
| Average total loans | $0 | 4,681 |
| 2022-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | NA | NA |
| Cost of funding earning assets | NA | NA |
| Net interest margin | NA | NA |
| Noninterest income to average assets | 0.0000% | 4,732 |
| Noninterest expense to average assets | -1.3214% | 4,771 |
| Loan and lease loss provision to assets | 0.0000% | 2,599 |
| Net operating income to assets | 1.0222% | 2,082 |
| Return on assets (ROA) | 1.0222% | 2,048 |
| Pretax return on assets | 1.4460% | 1,317 |
| Return on Equity (ROE) | 1.1718% | 4,442 |
| Retained earnings to average equity (ytd only) | 1.1718% | 3,952 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | -1,060.0000% | 4,770 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,927 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,093 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 4,740 |
| Net loans and leases to deposits | 0.0000% | 4,740 |
| Net loans and leases to core deposits | 0.0000% | 4,730 |
| Total domestic deposits to total assets | 12.4394% | 4,751 |
| Equity capital to assets | 87.2497% | 19 |
| Core capital (leverage) ratio | 87.1846% | 22 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 444.7685% | 5 |
| Memoranda: | ||
| Average total assets | $8,022,000 | 4,776 |
| Average earning assets | NA | NA |
| Average equity | $6,998,000 | 4,321 |
| Average total loans | NA | NA |
| 2022-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | NA | NA |
| Cost of funding earning assets | NA | NA |
| Net interest margin | NA | NA |
| Noninterest income to average assets | 0.0000% | 4,754 |
| Noninterest expense to average assets | -2.2462% | 4,796 |
| Loan and lease loss provision to assets | 0.0000% | 2,285 |
| Net operating income to assets | 1.6971% | 417 |
| Return on assets (ROA) | 1.6971% | 419 |
| Pretax return on assets | 2.3960% | 205 |
| Return on Equity (ROE) | 1.9456% | 4,266 |
| Retained earnings to average equity (ytd only) | 1.9456% | 3,560 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | -1,500.0000% | 4,796 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,254 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,139 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 4,768 |
| Net loans and leases to deposits | 0.0000% | 4,768 |
| Net loans and leases to core deposits | 0.0000% | 4,758 |
| Total domestic deposits to total assets | 12.4425% | 4,778 |
| Equity capital to assets | 87.1843% | 18 |
| Core capital (leverage) ratio | 87.3038% | 20 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 445.1715% | 4 |
| Memoranda: | ||
| Average total assets | $8,013,500 | 4,802 |
| Average earning assets | NA | NA |
| Average equity | $6,990,000 | 4,361 |
| Average total loans | NA | NA |
| 2021-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | NA | NA |
| Cost of funding earning assets | NA | NA |
| Net interest margin | NA | NA |
| Noninterest income to average assets | 0.0000% | 4,810 |
| Noninterest expense to average assets | 0.0125% | 4,835 |
| Loan and lease loss provision to assets | 0.0000% | 3,064 |
| Net operating income to assets | 0.0750% | 4,638 |
| Return on assets (ROA) | 0.0750% | 4,649 |
| Pretax return on assets | 0.1251% | 4,621 |
| Return on Equity (ROE) | 0.0860% | 4,684 |
| Retained earnings to average equity (ytd only) | 0.0860% | 4,462 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 9.0909% | 4,834 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,588 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,222 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 4,813 |
| Net loans and leases to deposits | 0.0000% | 4,812 |
| Net loans and leases to core deposits | 0.0000% | 4,801 |
| Total domestic deposits to total assets | 12.5156% | 4,823 |
| Equity capital to assets | 87.2716% | 13 |
| Core capital (leverage) ratio | 86.9885% | 13 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 445.8440% | 6 |
| Memoranda: | ||
| Average total assets | $7,995,000 | 4,845 |
| Average earning assets | NA | NA |
| Average equity | $6,976,000 | 4,423 |
| Average total loans | NA | NA |
| 2021-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | NA | NA |
| Cost of funding earning assets | NA | NA |
| Net interest margin | NA | NA |
| Noninterest income to average assets | 0.0000% | 4,883 |
| Noninterest expense to average assets | -0.2501% | 4,914 |
| Loan and lease loss provision to assets | 0.0000% | 2,963 |
| Net operating income to assets | 0.2835% | 4,542 |
| Return on assets (ROA) | 0.2835% | 4,565 |
| Pretax return on assets | 0.3835% | 4,510 |
| Return on Equity (ROE) | 0.3249% | 4,736 |
| Retained earnings to average equity (ytd only) | 0.3249% | 4,519 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | -187.5000% | 4,914 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,236 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,311 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 4,885 |
| Net loans and leases to deposits | 0.0000% | 4,885 |
| Net loans and leases to core deposits | 0.0000% | 4,874 |
| Total domestic deposits to total assets | 12.5031% | 4,898 |
| Equity capital to assets | 87.3218% | 14 |
| Core capital (leverage) ratio | 87.2128% | 18 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 445.6924% | 7 |
| Memoranda: | ||
| Average total assets | $7,996,250 | 4,920 |
| Average earning assets | NA | NA |
| Average equity | $6,976,750 | 4,485 |
| Average total loans | NA | NA |
| 2021-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | NA | NA |
| Cost of funding earning assets | NA | NA |
| Net interest margin | NA | NA |
| Noninterest income to average assets | 0.0000% | 4,919 |
| Noninterest expense to average assets | -0.3752% | 4,951 |
| Loan and lease loss provision to assets | 0.0000% | 2,862 |
| Net operating income to assets | 0.3502% | 4,467 |
| Return on assets (ROA) | 0.3502% | 4,496 |
| Pretax return on assets | 0.5003% | 4,391 |
| Return on Equity (ROE) | 0.4015% | 4,761 |
| Retained earnings to average equity (ytd only) | 0.4015% | 4,450 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | -300.0000% | 4,951 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,087 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,353 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 4,922 |
| Net loans and leases to deposits | 0.0000% | 4,922 |
| Net loans and leases to core deposits | 0.0000% | 4,911 |
| Total domestic deposits to total assets | 12.5016% | 4,935 |
| Equity capital to assets | 87.2734% | 16 |
| Core capital (leverage) ratio | 87.2625% | 19 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 446.3555% | 4 |
| Memoranda: | ||
| Average total assets | $7,995,667 | 4,957 |
| Average earning assets | NA | NA |
| Average equity | $6,974,333 | 4,510 |
| Average total loans | NA | NA |
| 2021-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | NA | NA |
| Cost of funding earning assets | NA | NA |
| Net interest margin | NA | NA |
| Noninterest income to average assets | 0.0000% | 4,935 |
| Noninterest expense to average assets | -0.4003% | 4,977 |
| Loan and lease loss provision to assets | 0.0000% | 2,741 |
| Net operating income to assets | 0.4003% | 4,359 |
| Return on assets (ROA) | 0.4003% | 4,385 |
| Pretax return on assets | 0.5504% | 4,274 |
| Return on Equity (ROE) | 0.4590% | 4,758 |
| Retained earnings to average equity (ytd only) | 0.4590% | 4,313 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | -266.6667% | 4,976 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,433 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,422 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 4,950 |
| Net loans and leases to deposits | 0.0000% | 4,950 |
| Net loans and leases to core deposits | 0.0000% | 4,939 |
| Total domestic deposits to total assets | 12.5063% | 4,962 |
| Equity capital to assets | 87.2311% | 14 |
| Core capital (leverage) ratio | 87.2311% | 17 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 445.4023% | 5 |
| Memoranda: | ||
| Average total assets | $7,994,000 | 4,983 |
| Average earning assets | NA | NA |
| Average equity | $6,971,000 | 4,528 |
| Average total loans | NA | NA |
| 2020-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | NA | NA |
| Cost of funding earning assets | NA | NA |
| Net interest margin | NA | NA |
| Noninterest income to average assets | 0.0000% | 4,957 |
| Noninterest expense to average assets | -0.4762% | 5,001 |
| Loan and lease loss provision to assets | 0.0000% | 4,319 |
| Net operating income to assets | 0.4386% | 4,168 |
| Return on assets (ROA) | 0.4386% | 4,248 |
| Pretax return on assets | 0.6140% | 4,050 |
| Return on Equity (ROE) | 0.5039% | 4,729 |
| Retained earnings to average equity (ytd only) | 0.5039% | 4,368 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | -345.4545% | 4,999 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,731 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,492 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 4,974 |
| Net loans and leases to deposits | 0.0000% | 4,974 |
| Net loans and leases to core deposits | 0.0000% | 4,963 |
| Total domestic deposits to total assets | 12.5125% | 4,985 |
| Equity capital to assets | 87.1747% | 15 |
| Core capital (leverage) ratio | 87.1311% | 16 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 445.7454% | 2 |
| Memoranda: | ||
| Average total assets | $7,980,200 | 5,007 |
| Average earning assets | NA | NA |
| Average equity | $6,946,400 | 4,533 |
| Average total loans | NA | NA |
| 2020-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | NA | NA |
| Cost of funding earning assets | NA | NA |
| Net interest margin | NA | NA |
| Noninterest income to average assets | 0.0000% | 4,986 |
| Noninterest expense to average assets | -0.3677% | 5,033 |
| Loan and lease loss provision to assets | 0.0000% | 4,239 |
| Net operating income to assets | 0.3510% | 4,354 |
| Return on assets (ROA) | 0.3510% | 4,414 |
| Pretax return on assets | 0.5014% | 4,275 |
| Return on Equity (ROE) | 0.4034% | 4,762 |
| Retained earnings to average equity (ytd only) | 0.4034% | 4,403 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | -275.0000% | 5,032 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,332 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,543 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,006 |
| Net loans and leases to deposits | 0.0000% | 5,006 |
| Net loans and leases to core deposits | 0.0000% | 4,995 |
| Total domestic deposits to total assets | 12.5298% | 5,018 |
| Equity capital to assets | 87.1194% | 15 |
| Core capital (leverage) ratio | 86.9995% | 16 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 444.8496% | 6 |
| Memoranda: | ||
| Average total assets | $7,977,250 | 5,039 |
| Average earning assets | NA | NA |
| Average equity | $6,941,250 | 4,550 |
| Average total loans | NA | NA |
| 2020-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | NA | NA |
| Cost of funding earning assets | NA | NA |
| Net interest margin | NA | NA |
| Noninterest income to average assets | 0.0000% | 5,011 |
| Noninterest expense to average assets | -0.4012% | 5,066 |
| Loan and lease loss provision to assets | 0.0000% | 4,134 |
| Net operating income to assets | 0.3761% | 4,279 |
| Return on assets (ROA) | 0.3761% | 4,339 |
| Pretax return on assets | 0.5266% | 4,206 |
| Return on Equity (ROE) | 0.4324% | 4,755 |
| Retained earnings to average equity (ytd only) | 0.4324% | 4,226 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | -320.0000% | 5,064 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,182 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,603 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,039 |
| Net loans and leases to deposits | 0.0000% | 5,039 |
| Net loans and leases to core deposits | 0.0000% | 5,027 |
| Total domestic deposits to total assets | 12.5156% | 5,050 |
| Equity capital to assets | 86.9462% | 15 |
| Core capital (leverage) ratio | 87.0224% | 17 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 443.3312% | 6 |
| Memoranda: | ||
| Average total assets | $7,976,000 | 5,072 |
| Average earning assets | NA | NA |
| Average equity | $6,937,333 | 4,575 |
| Average total loans | NA | NA |
| 2020-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | NA | NA |
| Cost of funding earning assets | NA | NA |
| Net interest margin | NA | NA |
| Noninterest income to average assets | 0.0000% | 5,056 |
| Noninterest expense to average assets | -0.0502% | 5,116 |
| Loan and lease loss provision to assets | 0.0000% | 3,711 |
| Net operating income to assets | 0.0502% | 4,711 |
| Return on assets (ROA) | 0.0502% | 4,705 |
| Pretax return on assets | 0.0502% | 4,701 |
| Return on Equity (ROE) | 0.0577% | 4,734 |
| Retained earnings to average equity (ytd only) | 0.0577% | 3,976 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | NA | NA |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,581 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,662 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,086 |
| Net loans and leases to deposits | 0.0000% | 5,086 |
| Net loans and leases to core deposits | 0.0000% | 5,074 |
| Total domestic deposits to total assets | 12.5471% | 5,097 |
| Equity capital to assets | 86.9887% | 19 |
| Core capital (leverage) ratio | 86.9887% | 22 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 444.7081% | 5 |
| Memoranda: | ||
| Average total assets | $7,969,000 | 5,121 |
| Average earning assets | NA | NA |
| Average equity | $6,932,500 | 4,609 |
| Average total loans | NA | NA |
| 2019-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | NA | NA |
| Cost of funding earning assets | NA | NA |
| Net interest margin | NA | NA |
| Noninterest income to average assets | 0.0000% | 5,130 |
| Noninterest expense to average assets | -1.1226% | 5,177 |
| Loan and lease loss provision to assets | 0.0000% | 3,973 |
| Net operating income to assets | 0.9460% | 3,034 |
| Return on assets (ROA) | 0.9460% | 3,118 |
| Pretax return on assets | 1.3244% | 2,419 |
| Return on Equity (ROE) | 1.0901% | 4,908 |
| Retained earnings to average equity (ytd only) | 1.0901% | 4,358 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | -556.2500% | 5,177 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,913 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,701 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,149 |
| Net loans and leases to deposits | 0.0000% | 5,149 |
| Net loans and leases to core deposits | 0.0000% | 5,138 |
| Total domestic deposits to total assets | 12.5502% | 5,156 |
| Equity capital to assets | 86.9980% | 21 |
| Core capital (leverage) ratio | 87.2279% | 20 |
| Tier 1 risk-based capital ratio | 443.7900% | 10 |
| Total risk-based capital ratio | 443.7900% | 10 |
| Memoranda: | ||
| Average total assets | $7,928,000 | 5,181 |
| Average earning assets | NA | NA |
| Average equity | $6,880,200 | 4,653 |
| Average total loans | NA | NA |
| 2019-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | NA | NA |
| Cost of funding earning assets | NA | NA |
| Net interest margin | NA | NA |
| Noninterest income to average assets | 0.0000% | 5,208 |
| Noninterest expense to average assets | -0.1853% | 5,256 |
| Loan and lease loss provision to assets | 0.0000% | 3,836 |
| Net operating income to assets | 0.2694% | 4,879 |
| Return on assets (ROA) | 0.2694% | 4,892 |
| Pretax return on assets | 0.3704% | 4,839 |
| Return on Equity (ROE) | 0.3106% | 5,066 |
| Retained earnings to average equity (ytd only) | 0.3106% | 4,702 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | -100.0000% | 5,256 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,563 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,789 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,226 |
| Net loans and leases to deposits | 0.0000% | 5,226 |
| Net loans and leases to core deposits | 0.0000% | 5,215 |
| Total domestic deposits to total assets | 12.6263% | 5,238 |
| Equity capital to assets | 86.7803% | 18 |
| Core capital (leverage) ratio | 86.5835% | 21 |
| Tier 1 risk-based capital ratio | 443.7056% | 10 |
| Total risk-based capital ratio | 443.7056% | 10 |
| Memoranda: | ||
| Average total assets | $7,918,000 | 5,258 |
| Average earning assets | NA | NA |
| Average equity | $6,867,250 | 4,714 |
| Average total loans | NA | NA |
| 2019-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | NA | NA |
| Cost of funding earning assets | NA | NA |
| Net interest margin | NA | NA |
| Noninterest income to average assets | 0.0000% | 5,250 |
| Noninterest expense to average assets | -0.4547% | 5,303 |
| Loan and lease loss provision to assets | 0.0000% | 3,685 |
| Net operating income to assets | 0.4294% | 4,676 |
| Return on assets (ROA) | 0.4294% | 4,701 |
| Pretax return on assets | 0.5810% | 4,579 |
| Return on Equity (ROE) | 0.4952% | 5,087 |
| Retained earnings to average equity (ytd only) | 0.4952% | 4,570 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | -360.0000% | 5,302 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,431 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,834 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,274 |
| Net loans and leases to deposits | 0.0000% | 5,274 |
| Net loans and leases to core deposits | 0.0000% | 5,263 |
| Total domestic deposits to total assets | 12.6215% | 5,285 |
| Equity capital to assets | 86.7601% | 17 |
| Core capital (leverage) ratio | 86.8807% | 21 |
| Tier 1 risk-based capital ratio | 443.7702% | 7 |
| Total risk-based capital ratio | 443.7702% | 7 |
| Memoranda: | ||
| Average total assets | $7,917,330 | 5,305 |
| Average earning assets | NA | NA |
| Average equity | $6,865,330 | 4,743 |
| Average total loans | NA | NA |
| 2019-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | NA | NA |
| Cost of funding earning assets | NA | NA |
| Net interest margin | NA | NA |
| Noninterest income to average assets | 0.0000% | 5,305 |
| Noninterest expense to average assets | -0.3032% | 5,361 |
| Loan and lease loss provision to assets | 0.0000% | 3,406 |
| Net operating income to assets | 0.4043% | 4,724 |
| Return on assets (ROA) | 0.4043% | 4,736 |
| Pretax return on assets | 0.5559% | 4,590 |
| Return on Equity (ROE) | 0.4664% | 5,121 |
| Retained earnings to average equity (ytd only) | 0.4664% | 4,440 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | -120.0000% | 5,362 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,768 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,905 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,335 |
| Net loans and leases to deposits | 0.0000% | 5,334 |
| Net loans and leases to core deposits | 0.0000% | 5,323 |
| Total domestic deposits to total assets | 12.6295% | 5,343 |
| Equity capital to assets | 86.7012% | 17 |
| Core capital (leverage) ratio | 86.8328% | 19 |
| Tier 1 risk-based capital ratio | 431.7610% | 7 |
| Total risk-based capital ratio | 431.7610% | 7 |
| Memoranda: | ||
| Average total assets | $7,914,500 | 5,362 |
| Average earning assets | NA | NA |
| Average equity | $6,861,000 | 4,779 |
| Average total loans | NA | NA |
| 2018-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | NA | NA |
| Cost of funding earning assets | NA | NA |
| Net interest margin | NA | NA |
| Noninterest income to average assets | 0.0000% | 5,351 |
| Noninterest expense to average assets | -0.6087% | 5,406 |
| Loan and lease loss provision to assets | 0.0000% | 4,082 |
| Net operating income to assets | 0.4819% | 4,696 |
| Return on assets (ROA) | 0.4819% | 4,698 |
| Pretax return on assets | 0.6721% | 4,483 |
| Return on Equity (ROE) | 0.5557% | 5,192 |
| Retained earnings to average equity (ytd only) | 0.5557% | 4,834 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | -960.0000% | 5,404 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 4,013 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,937 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,379 |
| Net loans and leases to deposits | 0.0000% | 5,379 |
| Net loans and leases to core deposits | 0.0000% | 5,367 |
| Total domestic deposits to total assets | 12.6406% | 5,386 |
| Equity capital to assets | 86.6768% | 20 |
| Core capital (leverage) ratio | 86.8085% | 18 |
| Tier 1 risk-based capital ratio | 443.2450% | 9 |
| Total risk-based capital ratio | 443.2450% | 9 |
| Memoranda: | ||
| Average total assets | $7,886,200 | 5,408 |
| Average earning assets | NA | NA |
| Average equity | $6,838,600 | 4,770 |
| Average total loans | NA | NA |
| 2018-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | NA | NA |
| Cost of funding earning assets | NA | NA |
| Net interest margin | NA | NA |
| Noninterest income to average assets | 0.0000% | 5,427 |
| Noninterest expense to average assets | -0.6260% | 5,477 |
| Loan and lease loss provision to assets | 0.0000% | 3,948 |
| Net operating income to assets | 0.5076% | 4,746 |
| Return on assets (ROA) | 0.5076% | 4,748 |
| Pretax return on assets | 0.7107% | 4,507 |
| Return on Equity (ROE) | 0.5853% | 5,259 |
| Retained earnings to average equity (ytd only) | 0.5853% | 4,935 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | -740.0000% | 5,477 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,598 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,046 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,450 |
| Net loans and leases to deposits | 0.0000% | 5,450 |
| Net loans and leases to core deposits | 0.0000% | 5,439 |
| Total domestic deposits to total assets | 12.6678% | 5,459 |
| Equity capital to assets | 86.7621% | 19 |
| Core capital (leverage) ratio | 86.7621% | 18 |
| Tier 1 risk-based capital ratio | 443.8756% | 9 |
| Total risk-based capital ratio | 443.8756% | 9 |
| Memoranda: | ||
| Average total assets | $7,880,000 | 5,480 |
| Average earning assets | NA | NA |
| Average equity | $6,834,000 | 4,820 |
| Average total loans | NA | NA |
| 2018-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | NA | NA |
| Cost of funding earning assets | NA | NA |
| Net interest margin | NA | NA |
| Noninterest income to average assets | 0.0000% | 5,488 |
| Noninterest expense to average assets | -0.5079% | 5,542 |
| Loan and lease loss provision to assets | 0.0000% | 3,782 |
| Net operating income to assets | 0.4571% | 4,844 |
| Return on assets (ROA) | 0.4571% | 4,848 |
| Pretax return on assets | 0.6349% | 4,675 |
| Return on Equity (ROE) | 0.5272% | 5,301 |
| Retained earnings to average equity (ytd only) | 0.5272% | 4,856 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | -400.0000% | 5,541 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,456 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,076 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,515 |
| Net loans and leases to deposits | 0.0000% | 5,515 |
| Net loans and leases to core deposits | 0.0000% | 5,504 |
| Total domestic deposits to total assets | 12.6791% | 5,522 |
| Equity capital to assets | 86.6870% | 20 |
| Core capital (leverage) ratio | 86.7199% | 19 |
| Tier 1 risk-based capital ratio | 442.2380% | 10 |
| Total risk-based capital ratio | 442.2380% | 10 |
| Memoranda: | ||
| Average total assets | $7,875,330 | 5,544 |
| Average earning assets | NA | NA |
| Average equity | $6,829,000 | 4,875 |
| Average total loans | NA | NA |
| 2018-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | NA | NA |
| Cost of funding earning assets | NA | NA |
| Net interest margin | NA | NA |
| Noninterest income to average assets | 0.0000% | 5,557 |
| Noninterest expense to average assets | -0.8641% | 5,606 |
| Loan and lease loss provision to assets | 0.0000% | 3,508 |
| Net operating income to assets | 0.6099% | 4,400 |
| Return on assets (ROA) | 0.6099% | 4,405 |
| Pretax return on assets | 0.8641% | 3,965 |
| Return on Equity (ROE) | 0.7033% | 5,332 |
| Retained earnings to average equity (ytd only) | 0.7033% | 4,684 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | NA | NA |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,749 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,153 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,578 |
| Net loans and leases to deposits | 0.0000% | 5,578 |
| Net loans and leases to core deposits | 0.0000% | 5,567 |
| Total domestic deposits to total assets | 12.6920% | 5,585 |
| Equity capital to assets | 86.6988% | 19 |
| Core capital (leverage) ratio | 86.8973% | 21 |
| Tier 1 risk-based capital ratio | 443.5714% | 9 |
| Total risk-based capital ratio | 443.5714% | 9 |
| Memoranda: | ||
| Average total assets | $7,869,500 | 5,607 |
| Average earning assets | NA | NA |
| Average equity | $6,825,000 | 4,925 |
| Average total loans | NA | NA |
| 2017-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | NA | NA |
| Cost of funding earning assets | NA | NA |
| Net interest margin | NA | NA |
| Noninterest income to average assets | 0.0000% | 5,617 |
| Noninterest expense to average assets | -1.5466% | 5,670 |
| Loan and lease loss provision to assets | 0.0000% | 4,227 |
| Net operating income to assets | 1.0098% | 2,196 |
| Return on assets (ROA) | 1.0098% | 2,231 |
| Pretax return on assets | 1.6872% | 1,039 |
| Return on Equity (ROE) | 1.1644% | 5,213 |
| Retained earnings to average equity (ytd only) | 1.1644% | 4,563 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | -1,100.0000% | 5,669 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 4,098 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,206 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,643 |
| Net loans and leases to deposits | 0.0000% | 5,643 |
| Net loans and leases to core deposits | 0.0000% | 5,632 |
| Total domestic deposits to total assets | 12.7226% | 5,650 |
| Equity capital to assets | 86.7557% | 18 |
| Core capital (leverage) ratio | 86.8773% | 15 |
| Tier 1 risk-based capital ratio | 442.2179% | 10 |
| Total risk-based capital ratio | 442.2179% | 10 |
| Memoranda: | ||
| Average total assets | $7,823,400 | 5,672 |
| Average earning assets | NA | NA |
| Average equity | $6,784,400 | 4,978 |
| Average total loans | NA | NA |
| 2017-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | NA | NA |
| Cost of funding earning assets | NA | NA |
| Net interest margin | NA | NA |
| Noninterest income to average assets | 0.0000% | 5,683 |
| Noninterest expense to average assets | -1.9452% | 5,737 |
| Loan and lease loss provision to assets | 0.0000% | 4,088 |
| Net operating income to assets | 1.2285% | 1,581 |
| Return on assets (ROA) | 1.2285% | 1,610 |
| Pretax return on assets | 2.0305% | 515 |
| Return on Equity (ROE) | 1.4168% | 5,385 |
| Retained earnings to average equity (ytd only) | 1.4168% | 4,847 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | -2,280.0000% | 5,737 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,680 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,287 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,709 |
| Net loans and leases to deposits | 0.0000% | 5,709 |
| Net loans and leases to core deposits | 0.0000% | 5,698 |
| Total domestic deposits to total assets | 12.7584% | 5,717 |
| Equity capital to assets | 86.9099% | 18 |
| Core capital (leverage) ratio | 86.8102% | 20 |
| Tier 1 risk-based capital ratio | 444.6475% | 8 |
| Total risk-based capital ratio | 444.6475% | 8 |
| Memoranda: | ||
| Average total assets | $7,814,250 | 5,738 |
| Average earning assets | NA | NA |
| Average equity | $6,775,750 | 5,036 |
| Average total loans | NA | NA |
| 2017-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | NA | NA |
| Cost of funding earning assets | NA | NA |
| Net interest margin | NA | NA |
| Noninterest income to average assets | 0.0000% | 5,731 |
| Noninterest expense to average assets | -1.9728% | 5,787 |
| Loan and lease loss provision to assets | 0.0000% | 3,871 |
| Net operating income to assets | 1.2554% | 1,418 |
| Return on assets (ROA) | 1.2554% | 1,442 |
| Pretax return on assets | 2.1009% | 443 |
| Return on Equity (ROE) | 1.4489% | 5,417 |
| Retained earnings to average equity (ytd only) | 1.4489% | 4,666 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | -1,540.0000% | 5,787 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,521 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,332 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,758 |
| Net loans and leases to deposits | 0.0000% | 5,758 |
| Net loans and leases to core deposits | 0.0000% | 5,747 |
| Total domestic deposits to total assets | 12.7861% | 5,768 |
| Equity capital to assets | 86.8048% | 16 |
| Core capital (leverage) ratio | 86.6828% | 20 |
| Tier 1 risk-based capital ratio | 444.0157% | 10 |
| Total risk-based capital ratio | 444.0157% | 10 |
| Memoranda: | ||
| Average total assets | $7,806,330 | 5,789 |
| Average earning assets | NA | NA |
| Average equity | $6,763,670 | 5,064 |
| Average total loans | NA | NA |
| 2017-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | NA | NA |
| Cost of funding earning assets | NA | NA |
| Net interest margin | NA | NA |
| Noninterest income to average assets | 0.0000% | 5,808 |
| Noninterest expense to average assets | -1.8977% | 5,856 |
| Loan and lease loss provision to assets | 0.0000% | 3,537 |
| Net operating income to assets | 1.1283% | 1,760 |
| Return on assets (ROA) | 1.1283% | 1,796 |
| Pretax return on assets | 1.8977% | 641 |
| Return on Equity (ROE) | 1.3035% | 5,451 |
| Retained earnings to average equity (ytd only) | 1.3035% | 4,561 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | NA | NA |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,824 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,400 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,827 |
| Net loans and leases to deposits | 0.0000% | 5,825 |
| Net loans and leases to core deposits | 0.0000% | 5,814 |
| Total domestic deposits to total assets | 12.8123% | 5,834 |
| Equity capital to assets | 86.6368% | 18 |
| Core capital (leverage) ratio | 86.6146% | 21 |
| Tier 1 risk-based capital ratio | 443.1193% | 11 |
| Total risk-based capital ratio | 443.1193% | 11 |
| Memoranda: | ||
| Average total assets | $7,799,000 | 5,857 |
| Average earning assets | NA | NA |
| Average equity | $6,751,000 | 5,113 |
| Average total loans | NA | NA |
| 2016-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | NA | NA |
| Cost of funding earning assets | NA | NA |
| Net interest margin | NA | NA |
| Noninterest income to average assets | 0.0000% | 5,853 |
| Noninterest expense to average assets | -1.9486% | 5,913 |
| Loan and lease loss provision to assets | 0.0000% | 4,332 |
| Net operating income to assets | 1.2518% | 1,353 |
| Return on assets (ROA) | 1.2518% | 1,431 |
| Pretax return on assets | 2.0906% | 408 |
| Return on Equity (ROE) | 1.4517% | 5,494 |
| Retained earnings to average equity (ytd only) | 1.4517% | 4,680 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | -1,372.7273% | 5,912 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 4,198 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,456 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,884 |
| Net loans and leases to deposits | 0.0000% | 5,883 |
| Net loans and leases to core deposits | 0.0000% | 5,872 |
| Total domestic deposits to total assets | 12.8320% | 5,891 |
| Equity capital to assets | 86.4879% | 19 |
| Core capital (leverage) ratio | 86.8669% | 16 |
| Tier 1 risk-based capital ratio | 428.2084% | 10 |
| Total risk-based capital ratio | 428.2084% | 10 |
| Memoranda: | ||
| Average total assets | $7,749,000 | 5,914 |
| Average earning assets | NA | NA |
| Average equity | $6,681,800 | 5,152 |
| Average total loans | NA | NA |
| 2016-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | NA | NA |
| Cost of funding earning assets | NA | NA |
| Net interest margin | NA | NA |
| Noninterest income to average assets | 0.0000% | 5,922 |
| Noninterest expense to average assets | -1.2061% | 5,980 |
| Loan and lease loss provision to assets | 0.0000% | 4,186 |
| Net operating income to assets | 0.7754% | 3,482 |
| Return on assets (ROA) | 0.7754% | 3,629 |
| Pretax return on assets | 1.2923% | 2,459 |
| Return on Equity (ROE) | 0.8999% | 5,654 |
| Retained earnings to average equity (ytd only) | 0.8999% | 5,115 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | -1,400.0000% | 5,979 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,760 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,556 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 5,950 |
| Net loans and leases to deposits | 0.0000% | 5,950 |
| Net loans and leases to core deposits | 0.0000% | 5,939 |
| Total domestic deposits to total assets | 12.8783% | 5,959 |
| Equity capital to assets | 86.1301% | 18 |
| Core capital (leverage) ratio | 86.1079% | 19 |
| Tier 1 risk-based capital ratio | 440.5797% | 8 |
| Total risk-based capital ratio | 440.5797% | 8 |
| Memoranda: | ||
| Average total assets | $7,738,000 | 5,980 |
| Average earning assets | NA | NA |
| Average equity | $6,667,250 | 5,207 |
| Average total loans | NA | NA |
| 2016-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | NA | NA |
| Cost of funding earning assets | NA | NA |
| Net interest margin | NA | NA |
| Noninterest income to average assets | 0.0000% | 5,999 |
| Noninterest expense to average assets | -1.4232% | 6,058 |
| Loan and lease loss provision to assets | 0.0000% | 4,017 |
| Net operating income to assets | 0.9833% | 2,456 |
| Return on assets (ROA) | 0.9833% | 2,598 |
| Pretax return on assets | 1.5526% | 1,513 |
| Return on Equity (ROE) | 1.1411% | 5,666 |
| Retained earnings to average equity (ytd only) | 1.1411% | 4,924 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | -1,100.0000% | 6,057 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,619 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,652 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 6,029 |
| Net loans and leases to deposits | 0.0000% | 6,029 |
| Net loans and leases to core deposits | 0.0000% | 6,018 |
| Total domestic deposits to total assets | 12.9016% | 6,037 |
| Equity capital to assets | 86.1953% | 17 |
| Core capital (leverage) ratio | 86.2955% | 18 |
| Tier 1 risk-based capital ratio | 439.5395% | 8 |
| Total risk-based capital ratio | 439.5395% | 8 |
| Memoranda: | ||
| Average total assets | $7,729,000 | 6,057 |
| Average earning assets | NA | NA |
| Average equity | $6,660,330 | 5,258 |
| Average total loans | NA | NA |
| 2016-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | NA | NA |
| Cost of funding earning assets | NA | NA |
| Net interest margin | NA | NA |
| Noninterest income to average assets | 0.0000% | 6,066 |
| Noninterest expense to average assets | -1.1920% | 6,122 |
| Loan and lease loss provision to assets | 0.0000% | 3,656 |
| Net operating income to assets | 0.7256% | 3,592 |
| Return on assets (ROA) | 0.7256% | 3,704 |
| Pretax return on assets | 1.1920% | 2,737 |
| Return on Equity (ROE) | 0.8421% | 5,719 |
| Retained earnings to average equity (ytd only) | 0.8421% | 4,888 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | NA | NA |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,863 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,696 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 6,091 |
| Net loans and leases to deposits | 0.0000% | 6,091 |
| Net loans and leases to core deposits | 0.0000% | 6,080 |
| Total domestic deposits to total assets | 12.9500% | 6,101 |
| Equity capital to assets | 86.2082% | 20 |
| Core capital (leverage) ratio | 86.2417% | 19 |
| Tier 1 risk-based capital ratio | 441.1531% | 8 |
| Total risk-based capital ratio | 441.1531% | 8 |
| Memoranda: | ||
| Average total assets | $7,718,000 | 6,121 |
| Average earning assets | NA | NA |
| Average equity | $6,650,000 | 5,292 |
| Average total loans | NA | NA |
| 2015-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | NA | NA |
| Cost of funding earning assets | NA | NA |
| Net interest margin | NA | NA |
| Noninterest income to average assets | 0.0000% | 6,104 |
| Noninterest expense to average assets | -1.1610% | 6,182 |
| Loan and lease loss provision to assets | 0.0000% | 4,380 |
| Net operating income to assets | 0.8219% | 3,237 |
| Return on assets (ROA) | 0.8219% | 3,318 |
| Pretax return on assets | 1.3698% | 2,025 |
| Return on Equity (ROE) | 0.9528% | 5,782 |
| Retained earnings to average equity (ytd only) | 0.9528% | 5,140 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | -556.2500% | 6,180 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 4,258 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,750 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 6,149 |
| Net loans and leases to deposits | 0.0000% | 6,149 |
| Net loans and leases to core deposits | 0.0000% | 6,137 |
| Total domestic deposits to total assets | 12.9634% | 6,160 |
| Equity capital to assets | 86.1162% | 19 |
| Core capital (leverage) ratio | 86.3064% | 15 |
| Tier 1 risk-based capital ratio | 440.8096% | 9 |
| Total risk-based capital ratio | 440.8096% | 9 |
| Memoranda: | ||
| Average total assets | $7,665,600 | 6,181 |
| Average earning assets | NA | NA |
| Average equity | $6,612,400 | 5,321 |
| Average total loans | NA | NA |
| 2015-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | NA | NA |
| Cost of funding earning assets | NA | NA |
| Net interest margin | NA | NA |
| Noninterest income to average assets | 0.0000% | 6,192 |
| Noninterest expense to average assets | -1.2021% | 6,270 |
| Loan and lease loss provision to assets | 0.0000% | 4,232 |
| Net operating income to assets | 0.8362% | 3,241 |
| Return on assets (ROA) | 0.8362% | 3,325 |
| Pretax return on assets | 1.3937% | 2,042 |
| Return on Equity (ROE) | 0.9690% | 5,862 |
| Retained earnings to average equity (ytd only) | 0.9690% | 5,330 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | -627.2727% | 6,268 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,801 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,840 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 6,236 |
| Net loans and leases to deposits | 0.0000% | 6,236 |
| Net loans and leases to core deposits | 0.0000% | 6,224 |
| Total domestic deposits to total assets | 13.0395% | 6,246 |
| Equity capital to assets | 86.4259% | 17 |
| Core capital (leverage) ratio | 86.2123% | 19 |
| Tier 1 risk-based capital ratio | 442.4566% | 10 |
| Total risk-based capital ratio | 442.4566% | 10 |
| Memoranda: | ||
| Average total assets | $7,653,500 | 6,268 |
| Average earning assets | NA | NA |
| Average equity | $6,604,750 | 5,386 |
| Average total loans | NA | NA |
| 2015-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | NA | NA |
| Cost of funding earning assets | NA | NA |
| Net interest margin | NA | NA |
| Noninterest income to average assets | 0.0000% | 6,260 |
| Noninterest expense to average assets | -1.2813% | 6,348 |
| Loan and lease loss provision to assets | 0.0000% | 4,069 |
| Net operating income to assets | 0.9414% | 2,678 |
| Return on assets (ROA) | 0.9414% | 2,802 |
| Pretax return on assets | 1.5690% | 1,430 |
| Return on Equity (ROE) | 1.0914% | 5,887 |
| Retained earnings to average equity (ytd only) | 1.0914% | 5,136 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | -445.4545% | 6,346 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,641 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,929 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 6,313 |
| Net loans and leases to deposits | 0.0000% | 6,313 |
| Net loans and leases to core deposits | 0.0000% | 6,300 |
| Total domestic deposits to total assets | 13.0310% | 6,322 |
| Equity capital to assets | 86.2132% | 16 |
| Core capital (leverage) ratio | 86.3257% | 17 |
| Tier 1 risk-based capital ratio | 440.1863% | 9 |
| Total risk-based capital ratio | 440.1863% | 9 |
| Memoranda: | ||
| Average total assets | $7,648,330 | 6,345 |
| Average earning assets | NA | NA |
| Average equity | $6,597,000 | 5,433 |
| Average total loans | NA | NA |
| 2015-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | NA | NA |
| Cost of funding earning assets | NA | NA |
| Net interest margin | NA | NA |
| Noninterest income to average assets | 0.0000% | 6,328 |
| Noninterest expense to average assets | -1.0477% | 6,419 |
| Loan and lease loss provision to assets | 0.0000% | 3,703 |
| Net operating income to assets | 0.7858% | 3,337 |
| Return on assets (ROA) | 0.7858% | 3,468 |
| Pretax return on assets | 1.3097% | 2,244 |
| Return on Equity (ROE) | 0.9108% | 5,929 |
| Retained earnings to average equity (ytd only) | 0.9108% | 5,101 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | -400.0000% | 6,418 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,870 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,987 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 6,384 |
| Net loans and leases to deposits | 0.0000% | 6,384 |
| Net loans and leases to core deposits | 0.0000% | 6,371 |
| Total domestic deposits to total assets | 13.0719% | 6,393 |
| Equity capital to assets | 86.2092% | 20 |
| Core capital (leverage) ratio | 86.3672% | 17 |
| Tier 1 risk-based capital ratio | 441.1371% | 8 |
| Total risk-based capital ratio | 441.1371% | 8 |
| Memoranda: | ||
| Average total assets | $7,635,500 | 6,416 |
| Average earning assets | NA | NA |
| Average equity | $6,587,500 | 5,486 |
| Average total loans | NA | NA |
| 2014-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | NA | NA |
| Cost of funding earning assets | NA | NA |
| Net interest margin | NA | NA |
| Noninterest income to average assets | 0.0000% | 6,390 |
| Noninterest expense to average assets | -0.3162% | 6,509 |
| Loan and lease loss provision to assets | 0.0000% | 4,603 |
| Net operating income to assets | 0.2767% | 5,581 |
| Return on assets (ROA) | 0.2767% | 5,649 |
| Pretax return on assets | 0.4612% | 5,353 |
| Return on Equity (ROE) | 0.3194% | 6,067 |
| Retained earnings to average equity (ytd only) | 0.3194% | 5,634 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | -218.1818% | 6,508 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 4,317 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,115 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 6,475 |
| Net loans and leases to deposits | 0.0000% | 6,475 |
| Net loans and leases to core deposits | 0.0000% | 6,462 |
| Total domestic deposits to total assets | 13.1216% | 6,483 |
| Equity capital to assets | 86.3404% | 16 |
| Core capital (leverage) ratio | 86.5106% | 12 |
| Tier 1 risk-based capital ratio | 441.3146% | 9 |
| Total risk-based capital ratio | 441.3146% | 9 |
| Memoranda: | ||
| Average total assets | $7,589,600 | 6,505 |
| Average earning assets | NA | NA |
| Average equity | $6,573,800 | 5,504 |
| Average total loans | NA | NA |
| 2014-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | NA | NA |
| Cost of funding earning assets | NA | NA |
| Net interest margin | NA | NA |
| Noninterest income to average assets | 0.0000% | 6,477 |
| Noninterest expense to average assets | -0.6859% | 6,589 |
| Loan and lease loss provision to assets | 0.0000% | 4,401 |
| Net operating income to assets | 0.5100% | 4,838 |
| Return on assets (ROA) | 0.5100% | 4,904 |
| Pretax return on assets | 0.8793% | 4,078 |
| Return on Equity (ROE) | 0.5884% | 6,088 |
| Retained earnings to average equity (ytd only) | 0.5884% | 5,630 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | -354.5455% | 6,588 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,806 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,218 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 6,554 |
| Net loans and leases to deposits | 0.0000% | 6,554 |
| Net loans and leases to core deposits | 0.0000% | 6,541 |
| Total domestic deposits to total assets | 13.1579% | 6,563 |
| Equity capital to assets | 86.6842% | 13 |
| Core capital (leverage) ratio | 86.7299% | 13 |
| Tier 1 risk-based capital ratio | 443.6364% | 8 |
| Total risk-based capital ratio | 443.6364% | 8 |
| Memoranda: | ||
| Average total assets | $7,581,750 | 6,584 |
| Average earning assets | NA | NA |
| Average equity | $6,572,250 | 5,559 |
| Average total loans | NA | NA |
| 2014-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | NA | NA |
| Cost of funding earning assets | NA | NA |
| Net interest margin | NA | NA |
| Noninterest income to average assets | 0.0000% | 6,545 |
| Noninterest expense to average assets | -0.3960% | 6,656 |
| Loan and lease loss provision to assets | 0.0000% | 4,196 |
| Net operating income to assets | 0.4224% | 5,126 |
| Return on assets (ROA) | 0.4224% | 5,209 |
| Pretax return on assets | 0.6864% | 4,692 |
| Return on Equity (ROE) | 0.4873% | 6,152 |
| Retained earnings to average equity (ytd only) | 0.4873% | 5,545 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | -136.3636% | 6,655 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,638 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,288 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 6,622 |
| Net loans and leases to deposits | 0.0000% | 6,622 |
| Net loans and leases to core deposits | 0.0000% | 6,609 |
| Total domestic deposits to total assets | 13.1874% | 6,630 |
| Equity capital to assets | 86.7071% | 13 |
| Core capital (leverage) ratio | 86.7071% | 12 |
| Tier 1 risk-based capital ratio | 442.7609% | 6 |
| Total risk-based capital ratio | 442.7609% | 6 |
| Memoranda: | ||
| Average total assets | $7,575,670 | 6,651 |
| Average earning assets | NA | NA |
| Average equity | $6,567,000 | 5,591 |
| Average total loans | NA | NA |
| 2014-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | NA | NA |
| Cost of funding earning assets | NA | NA |
| Net interest margin | NA | NA |
| Noninterest income to average assets | 0.0000% | 6,595 |
| Noninterest expense to average assets | -0.4226% | 6,730 |
| Loan and lease loss provision to assets | 0.0000% | 3,817 |
| Net operating income to assets | 0.4226% | 5,033 |
| Return on assets (ROA) | 0.4226% | 5,100 |
| Pretax return on assets | 0.6867% | 4,531 |
| Return on Equity (ROE) | 0.4876% | 6,147 |
| Retained earnings to average equity (ytd only) | 0.4876% | 5,389 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | -160.0000% | 6,728 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,852 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,361 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 6,692 |
| Net loans and leases to deposits | 0.0000% | 6,692 |
| Net loans and leases to core deposits | 0.0000% | 6,679 |
| Total domestic deposits to total assets | 13.2013% | 6,700 |
| Equity capital to assets | 86.6931% | 20 |
| Core capital (leverage) ratio | 86.6473% | 16 |
| Tier 1 risk-based capital ratio | 443.7162% | 10 |
| Total risk-based capital ratio | 443.7162% | 10 |
| Memoranda: | ||
| Average total assets | $7,572,000 | 6,724 |
| Average earning assets | NA | NA |
| Average equity | $6,563,000 | 5,627 |
| Average total loans | NA | NA |
| 2013-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | NA | NA |
| Cost of funding earning assets | NA | NA |
| Net interest margin | NA | NA |
| Noninterest income to average assets | 0.0000% | 6,646 |
| Noninterest expense to average assets | -0.8737% | 6,812 |
| Loan and lease loss provision to assets | 0.0000% | 5,091 |
| Net operating income to assets | 0.5957% | 4,281 |
| Return on assets (ROA) | 0.5957% | 4,398 |
| Pretax return on assets | 0.9399% | 3,595 |
| Return on Equity (ROE) | 0.6884% | 6,134 |
| Retained earnings to average equity (ytd only) | 0.6884% | 5,526 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | -1,320.0000% | 6,810 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 4,285 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,461 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 6,772 |
| Net loans and leases to deposits | 0.0000% | 6,772 |
| Net loans and leases to core deposits | 0.0000% | 6,760 |
| Total domestic deposits to total assets | 13.2118% | 6,784 |
| Equity capital to assets | 86.6561% | 19 |
| Core capital (leverage) ratio | 86.7134% | 13 |
| Tier 1 risk-based capital ratio | 443.7754% | 10 |
| Total risk-based capital ratio | 443.7754% | 10 |
| Memoranda: | ||
| Average total assets | $7,554,000 | 6,807 |
| Average earning assets | NA | NA |
| Average equity | $6,537,000 | 5,684 |
| Average total loans | NA | NA |
| 2013-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | NA | NA |
| Cost of funding earning assets | NA | NA |
| Net interest margin | NA | NA |
| Noninterest income to average assets | 0.0000% | 6,739 |
| Noninterest expense to average assets | -0.8477% | 6,891 |
| Loan and lease loss provision to assets | 0.0000% | 4,941 |
| Net operating income to assets | 0.5474% | 4,593 |
| Return on assets (ROA) | 0.5474% | 4,735 |
| Pretax return on assets | 0.9359% | 3,736 |
| Return on Equity (ROE) | 0.6328% | 6,246 |
| Retained earnings to average equity (ytd only) | 0.6328% | 5,716 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | -960.0000% | 6,889 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,738 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,542 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 6,855 |
| Net loans and leases to deposits | 0.0000% | 6,854 |
| Net loans and leases to core deposits | 0.0000% | 6,842 |
| Total domestic deposits to total assets | 13.2398% | 6,863 |
| Equity capital to assets | 86.6543% | 16 |
| Core capital (leverage) ratio | 86.5169% | 12 |
| Tier 1 risk-based capital ratio | 443.7288% | 7 |
| Total risk-based capital ratio | 443.7288% | 7 |
| Memoranda: | ||
| Average total assets | $7,550,250 | 6,886 |
| Average earning assets | NA | NA |
| Average equity | $6,531,500 | 5,757 |
| Average total loans | NA | NA |
| 2013-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | NA | NA |
| Cost of funding earning assets | NA | NA |
| Net interest margin | NA | NA |
| Noninterest income to average assets | 0.0000% | 6,784 |
| Noninterest expense to average assets | -1.1657% | 6,940 |
| Loan and lease loss provision to assets | 0.0000% | 4,788 |
| Net operating income to assets | 0.7948% | 3,320 |
| Return on assets (ROA) | 0.7948% | 3,480 |
| Pretax return on assets | 1.2981% | 2,306 |
| Return on Equity (ROE) | 0.9193% | 6,226 |
| Retained earnings to average equity (ytd only) | 0.9193% | 5,533 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | -880.0000% | 6,939 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,522 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,597 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 6,904 |
| Net loans and leases to deposits | 0.0000% | 6,904 |
| Net loans and leases to core deposits | 0.0000% | 6,892 |
| Total domestic deposits to total assets | 13.2205% | 6,913 |
| Equity capital to assets | 86.5151% | 15 |
| Core capital (leverage) ratio | 86.6870% | 11 |
| Tier 1 risk-based capital ratio | 443.3604% | 8 |
| Total risk-based capital ratio | 443.3604% | 8 |
| Memoranda: | ||
| Average total assets | $7,549,330 | 6,935 |
| Average earning assets | NA | NA |
| Average equity | $6,527,000 | 5,802 |
| Average total loans | NA | NA |
| 2013-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | NA | NA |
| Cost of funding earning assets | NA | NA |
| Net interest margin | NA | NA |
| Noninterest income to average assets | 0.0000% | 6,849 |
| Noninterest expense to average assets | -0.7425% | 7,019 |
| Loan and lease loss provision to assets | 0.0000% | 4,409 |
| Net operating income to assets | 0.4773% | 4,786 |
| Return on assets (ROA) | 0.4773% | 4,953 |
| Pretax return on assets | 0.7425% | 4,402 |
| Return on Equity (ROE) | 0.5523% | 6,317 |
| Retained earnings to average equity (ytd only) | 0.5523% | 5,606 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | NA | NA |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,673 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,664 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 6,982 |
| Net loans and leases to deposits | 0.0000% | 6,982 |
| Net loans and leases to core deposits | 0.0000% | 6,969 |
| Total domestic deposits to total assets | 13.2468% | 6,988 |
| Equity capital to assets | 86.4088% | 18 |
| Core capital (leverage) ratio | 86.4890% | 12 |
| Tier 1 risk-based capital ratio | 442.5373% | 8 |
| Total risk-based capital ratio | 442.5373% | 8 |
| Memoranda: | ||
| Average total assets | $7,542,000 | 7,014 |
| Average earning assets | NA | NA |
| Average equity | $6,518,500 | 5,860 |
| Average total loans | NA | NA |
| 2012-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.5454% | 7,056 |
| Cost of funding earning assets | 0.0000% | 7,072 |
| Net interest margin | 0.5454% | 7,044 |
| Noninterest income to average assets | 7.6016% | 95 |
| Noninterest expense to average assets | 7.0239% | 146 |
| Loan and lease loss provision to assets | 0.0000% | 5,905 |
| Net operating income to assets | 0.4333% | 4,957 |
| Return on assets (ROA) | 0.4333% | 5,198 |
| Pretax return on assets | 0.7483% | 4,479 |
| Return on Equity (ROE) | 0.5083% | 6,220 |
| Retained earnings to average equity (ytd only) | 0.5083% | 5,594 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 90.3716% | 1,033 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 4,298 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,725 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,047 |
| Net loans and leases to deposits | 0.0000% | 7,047 |
| Net loans and leases to core deposits | 0.0000% | 7,034 |
| Total domestic deposits to total assets | 13.2714% | 7,052 |
| Equity capital to assets | 86.4499% | 17 |
| Core capital (leverage) ratio | 88.2417% | 10 |
| Tier 1 risk-based capital ratio | 442.8280% | 10 |
| Total risk-based capital ratio | 442.8280% | 10 |
| Memoranda: | ||
| Average total assets | $7,616,800 | 7,079 |
| Average earning assets | $2,383,600 | 7,082 |
| Average equity | $6,492,800 | 5,894 |
| Average total loans | NA | NA |
| 2012-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | NA | NA |
| Cost of funding earning assets | NA | NA |
| Net interest margin | NA | NA |
| Noninterest income to average assets | 0.0000% | 6,935 |
| Noninterest expense to average assets | -0.4066% | 7,181 |
| Loan and lease loss provision to assets | 0.0000% | 5,790 |
| Net operating income to assets | 0.2903% | 5,647 |
| Return on assets (ROA) | 0.2903% | 5,850 |
| Pretax return on assets | 0.4934% | 5,485 |
| Return on Equity (ROE) | 0.3262% | 6,366 |
| Retained earnings to average equity (ytd only) | 0.3262% | 5,988 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | -466.6667% | 7,178 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,713 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,825 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,148 |
| Net loans and leases to deposits | 0.0000% | 7,147 |
| Net loans and leases to core deposits | 0.0000% | 7,135 |
| Total domestic deposits to total assets | 10.8719% | 7,158 |
| Equity capital to assets | 88.9759% | 13 |
| Core capital (leverage) ratio | 88.9179% | 11 |
| Tier 1 risk-based capital ratio | 455.1724% | 11 |
| Total risk-based capital ratio | 455.1724% | 11 |
| Memoranda: | ||
| Average total assets | $4,592,250 | 7,184 |
| Average earning assets | NA | NA |
| Average equity | $4,087,000 | 6,623 |
| Average total loans | NA | NA |
| 2012-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | NA | NA |
| Cost of funding earning assets | NA | NA |
| Net interest margin | NA | NA |
| Noninterest income to average assets | 0.0000% | 6,985 |
| Noninterest expense to average assets | -0.6972% | 7,245 |
| Loan and lease loss provision to assets | 0.0000% | 5,619 |
| Net operating income to assets | 0.4793% | 4,910 |
| Return on assets (ROA) | 0.4793% | 5,159 |
| Pretax return on assets | 0.8279% | 4,367 |
| Return on Equity (ROE) | 0.5385% | 6,381 |
| Retained earnings to average equity (ytd only) | 0.5385% | 5,849 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | -533.3333% | 7,241 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,523 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,881 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,209 |
| Net loans and leases to deposits | 0.0000% | 7,209 |
| Net loans and leases to core deposits | 0.0000% | 7,197 |
| Total domestic deposits to total assets | 10.8672% | 7,224 |
| Equity capital to assets | 88.9589% | 12 |
| Core capital (leverage) ratio | 89.1527% | 7 |
| Tier 1 risk-based capital ratio | 455.2836% | 7 |
| Total risk-based capital ratio | 455.2836% | 7 |
| Memoranda: | ||
| Average total assets | $4,590,000 | 7,248 |
| Average earning assets | NA | NA |
| Average equity | $4,085,330 | 6,658 |
| Average total loans | NA | NA |
| 2012-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | NA | NA |
| Cost of funding earning assets | NA | NA |
| Net interest margin | NA | NA |
| Noninterest income to average assets | 0.0000% | 7,087 |
| Noninterest expense to average assets | 0.0873% | 7,307 |
| Loan and lease loss provision to assets | 0.0000% | 5,254 |
| Net operating income to assets | -0.0873% | 6,522 |
| Return on assets (ROA) | -0.0873% | 6,608 |
| Pretax return on assets | -0.0873% | 6,591 |
| Return on Equity (ROE) | -0.0980% | 6,542 |
| Retained earnings to average equity (ytd only) | -0.0980% | 6,002 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | NA | NA |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,732 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,966 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,271 |
| Net loans and leases to deposits | 0.0000% | 7,271 |
| Net loans and leases to core deposits | 0.0000% | 7,258 |
| Total domestic deposits to total assets | 10.9146% | 7,287 |
| Equity capital to assets | 89.0854% | 11 |
| Core capital (leverage) ratio | 88.9301% | 8 |
| Tier 1 risk-based capital ratio | 455.9777% | 5 |
| Total risk-based capital ratio | 455.9777% | 5 |
| Memoranda: | ||
| Average total assets | $4,584,500 | 7,312 |
| Average earning assets | NA | NA |
| Average equity | $4,081,500 | 6,698 |
| Average total loans | NA | NA |
| 2011-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.3334% | 7,344 |
| Cost of funding earning assets | 0.0000% | 7,346 |
| Net interest margin | 0.3334% | 7,341 |
| Noninterest income to average assets | 0.0000% | 6,982 |
| Noninterest expense to average assets | -0.9851% | 7,357 |
| Loan and lease loss provision to assets | 0.0000% | 6,496 |
| Net operating income to assets | 0.6786% | 3,588 |
| Return on assets (ROA) | 0.6786% | 3,783 |
| Pretax return on assets | 1.1602% | 2,611 |
| Return on Equity (ROE) | 0.7628% | 6,010 |
| Retained earnings to average equity (ytd only) | 0.7628% | 5,495 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | -562.5000% | 7,355 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 4,078 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,026 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,320 |
| Net loans and leases to deposits | 0.0000% | 7,320 |
| Net loans and leases to core deposits | 0.0000% | 7,305 |
| Total domestic deposits to total assets | 10.8980% | 7,333 |
| Equity capital to assets | 88.9712% | 10 |
| Core capital (leverage) ratio | 89.1656% | 8 |
| Tier 1 risk-based capital ratio | 455.5804% | 4 |
| Total risk-based capital ratio | 455.5804% | 4 |
| Memoranda: | ||
| Average total assets | $4,568,000 | 7,359 |
| Average earning assets | $2,399,800 | 7,355 |
| Average equity | $4,064,200 | 6,733 |
| Average total loans | NA | NA |
| 2011-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.2224% | 7,427 |
| Cost of funding earning assets | 0.0000% | 7,423 |
| Net interest margin | 0.2224% | 7,423 |
| Noninterest income to average assets | 0.0000% | 7,100 |
| Noninterest expense to average assets | -0.7013% | 7,437 |
| Loan and lease loss provision to assets | 0.0000% | 6,393 |
| Net operating income to assets | 0.4968% | 4,564 |
| Return on assets (ROA) | 0.4968% | 4,750 |
| Pretax return on assets | 0.8475% | 3,959 |
| Return on Equity (ROE) | 0.5584% | 6,162 |
| Retained earnings to average equity (ytd only) | 0.5584% | 5,789 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | -480.0000% | 7,431 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,512 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,097 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,401 |
| Net loans and leases to deposits | 0.0000% | 7,400 |
| Net loans and leases to core deposits | 0.0000% | 7,385 |
| Total domestic deposits to total assets | 10.9457% | 7,407 |
| Equity capital to assets | 89.0543% | 14 |
| Core capital (leverage) ratio | 88.9375% | 10 |
| Tier 1 risk-based capital ratio | 456.0538% | 5 |
| Total risk-based capital ratio | 456.0538% | 5 |
| Memoranda: | ||
| Average total assets | $4,563,000 | 7,438 |
| Average earning assets | $2,999,750 | 7,432 |
| Average equity | $4,059,750 | 6,786 |
| Average total loans | NA | NA |
| 2011-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.2500% | 7,500 |
| Cost of funding earning assets | 0.0000% | 7,493 |
| Net interest margin | 0.2500% | 7,497 |
| Noninterest income to average assets | 0.0000% | 7,188 |
| Noninterest expense to average assets | -0.8769% | 7,513 |
| Loan and lease loss provision to assets | 0.0000% | 6,217 |
| Net operating income to assets | 0.6577% | 3,757 |
| Return on assets (ROA) | 0.6577% | 3,881 |
| Pretax return on assets | 1.0962% | 2,867 |
| Return on Equity (ROE) | 0.7395% | 6,139 |
| Retained earnings to average equity (ytd only) | 0.7395% | 5,562 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | -400.0000% | 7,511 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,290 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,147 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,475 |
| Net loans and leases to deposits | 0.0000% | 7,474 |
| Net loans and leases to core deposits | 0.0000% | 7,460 |
| Total domestic deposits to total assets | 10.9361% | 7,484 |
| Equity capital to assets | 88.9326% | 14 |
| Core capital (leverage) ratio | 89.0300% | 12 |
| Tier 1 risk-based capital ratio | 4,372.0430% | 3 |
| Total risk-based capital ratio | 4,372.0430% | 3 |
| Memoranda: | ||
| Average total assets | $4,561,330 | 7,514 |
| Average earning assets | $3,999,670 | 7,501 |
| Average equity | $4,057,000 | 6,833 |
| Average total loans | NA | NA |
| 2011-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.1000% | 7,572 |
| Cost of funding earning assets | 0.0000% | 7,555 |
| Net interest margin | 0.1000% | 7,568 |
| Noninterest income to average assets | 0.0000% | 7,288 |
| Noninterest expense to average assets | -0.3512% | 7,574 |
| Loan and lease loss provision to assets | 0.0000% | 5,840 |
| Net operating income to assets | 0.2634% | 5,568 |
| Return on assets (ROA) | 0.2634% | 5,630 |
| Pretax return on assets | 0.4390% | 5,222 |
| Return on Equity (ROE) | 0.2961% | 6,310 |
| Retained earnings to average equity (ytd only) | 0.2961% | 5,690 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | -400.0000% | 7,570 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,514 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,222 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,537 |
| Net loans and leases to deposits | 0.0000% | 7,537 |
| Net loans and leases to core deposits | 0.0000% | 7,521 |
| Total domestic deposits to total assets | 10.9745% | 7,546 |
| Equity capital to assets | 88.9816% | 10 |
| Core capital (leverage) ratio | 88.8645% | 11 |
| Tier 1 risk-based capital ratio | 4,504.4444% | 3 |
| Total risk-based capital ratio | 4,504.4444% | 3 |
| Memoranda: | ||
| Average total assets | $4,556,000 | 7,576 |
| Average earning assets | $3,999,500 | 7,561 |
| Average equity | $4,052,500 | 6,870 |
| Average total loans | NA | NA |
| 2010-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.2500% | 7,633 |
| Cost of funding earning assets | 0.0000% | 7,641 |
| Net interest margin | 0.2500% | 7,624 |
| Noninterest income to average assets | 0.0000% | 7,282 |
| Noninterest expense to average assets | -1.2801% | 7,657 |
| Loan and lease loss provision to assets | 0.0000% | 7,042 |
| Net operating income to assets | 0.9049% | 2,365 |
| Return on assets (ROA) | 0.9049% | 2,504 |
| Pretax return on assets | 1.5008% | 1,371 |
| Return on Equity (ROE) | 1.0180% | 5,685 |
| Retained earnings to average equity (ytd only) | 1.0180% | 5,032 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | -580.0000% | 7,651 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,950 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,281 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,616 |
| Net loans and leases to deposits | 0.0000% | 7,616 |
| Net loans and leases to core deposits | 0.0000% | 7,598 |
| Total domestic deposits to total assets | 10.9745% | 7,626 |
| Equity capital to assets | 88.9157% | 16 |
| Core capital (leverage) ratio | 89.0525% | 14 |
| Tier 1 risk-based capital ratio | 4,501.1111% | 3 |
| Total risk-based capital ratio | 4,501.1111% | 3 |
| Memoranda: | ||
| Average total assets | $4,530,800 | 7,660 |
| Average earning assets | $3,999,400 | 7,647 |
| Average equity | $4,027,400 | 6,993 |
| Average total loans | NA | NA |
| 2010-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.2000% | 7,753 |
| Cost of funding earning assets | 0.0000% | 7,745 |
| Net interest margin | 0.2000% | 7,743 |
| Noninterest income to average assets | 0.0000% | 7,437 |
| Noninterest expense to average assets | -1.0609% | 7,760 |
| Loan and lease loss provision to assets | 0.0000% | 6,977 |
| Net operating income to assets | 0.7367% | 3,252 |
| Return on assets (ROA) | 0.7367% | 3,413 |
| Pretax return on assets | 1.2377% | 2,373 |
| Return on Equity (ROE) | 0.8288% | 5,939 |
| Retained earnings to average equity (ytd only) | 0.8288% | 5,476 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | -600.0000% | 7,757 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,526 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,384 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,720 |
| Net loans and leases to deposits | 0.0000% | 7,720 |
| Net loans and leases to core deposits | 0.0000% | 7,701 |
| Total domestic deposits to total assets | 11.0254% | 7,731 |
| Equity capital to assets | 88.9746% | 13 |
| Core capital (leverage) ratio | 88.8375% | 12 |
| Tier 1 risk-based capital ratio | 4,691.8605% | 2 |
| Total risk-based capital ratio | 4,691.8605% | 2 |
| Memoranda: | ||
| Average total assets | $4,524,500 | 7,763 |
| Average earning assets | $3,999,500 | 7,749 |
| Average equity | $4,021,500 | 7,081 |
| Average total loans | NA | NA |
| 2010-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.2000% | 7,823 |
| Cost of funding earning assets | 0.0000% | 7,814 |
| Net interest margin | 0.2000% | 7,814 |
| Noninterest income to average assets | 0.0000% | 7,524 |
| Noninterest expense to average assets | -1.1502% | 7,829 |
| Loan and lease loss provision to assets | 0.0000% | 6,857 |
| Net operating income to assets | 0.7963% | 2,996 |
| Return on assets (ROA) | 0.7963% | 3,137 |
| Pretax return on assets | 1.3271% | 2,011 |
| Return on Equity (ROE) | 0.8962% | 5,981 |
| Retained earnings to average equity (ytd only) | 0.8962% | 5,410 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | -650.0000% | 7,826 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,319 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,438 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,788 |
| Net loans and leases to deposits | 0.0000% | 7,788 |
| Net loans and leases to core deposits | 0.0000% | 7,770 |
| Total domestic deposits to total assets | 11.0229% | 7,798 |
| Equity capital to assets | 88.8007% | 18 |
| Core capital (leverage) ratio | 89.0166% | 15 |
| Tier 1 risk-based capital ratio | 4,683.7209% | 2 |
| Total risk-based capital ratio | 4,683.7209% | 2 |
| Memoranda: | ||
| Average total assets | $4,521,000 | 7,832 |
| Average earning assets | $3,999,670 | 7,818 |
| Average equity | $4,017,000 | 7,117 |
| Average total loans | NA | NA |
| 2010-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.0000% | 7,933 |
| Cost of funding earning assets | 0.0000% | 7,914 |
| Net interest margin | 0.0000% | 7,925 |
| Noninterest income to average assets | 0.0000% | 7,655 |
| Noninterest expense to average assets | -0.4431% | 7,934 |
| Loan and lease loss provision to assets | 0.0000% | 6,552 |
| Net operating income to assets | 0.2659% | 5,434 |
| Return on assets (ROA) | 0.2659% | 5,555 |
| Pretax return on assets | 0.4431% | 5,153 |
| Return on Equity (ROE) | 0.2991% | 6,330 |
| Retained earnings to average equity (ytd only) | 0.2991% | 5,711 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | NA | NA |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,528 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,514 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,889 |
| Net loans and leases to deposits | 0.0000% | 7,889 |
| Net loans and leases to core deposits | 0.0000% | 7,870 |
| Total domestic deposits to total assets | 11.0742% | 7,898 |
| Equity capital to assets | 88.8815% | 16 |
| Core capital (leverage) ratio | 88.8422% | 14 |
| Tier 1 risk-based capital ratio | 4,893.9024% | 1 |
| Total risk-based capital ratio | 4,893.9024% | 1 |
| Memoranda: | ||
| Average total assets | $4,513,500 | 7,935 |
| Average earning assets | $4,000,000 | 7,921 |
| Average equity | $4,011,500 | 7,184 |
| Average total loans | NA | NA |
| 2009-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.3001% | 7,994 |
| Cost of funding earning assets | 0.0000% | 8,000 |
| Net interest margin | 0.3001% | 7,980 |
| Noninterest income to average assets | 0.0000% | 7,693 |
| Noninterest expense to average assets | -0.4443% | 8,012 |
| Loan and lease loss provision to assets | 0.0000% | 7,427 |
| Net operating income to assets | 0.4443% | 3,956 |
| Return on assets (ROA) | 0.4443% | 4,074 |
| Pretax return on assets | 0.7108% | 3,533 |
| Return on Equity (ROE) | 0.5004% | 5,389 |
| Retained earnings to average equity (ytd only) | 0.5004% | 4,625 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | -166.6667% | 8,005 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 4,015 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,553 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 7,964 |
| Net loans and leases to deposits | 0.0000% | 7,964 |
| Net loans and leases to core deposits | 0.0000% | 7,957 |
| Total domestic deposits to total assets | 11.0816% | 7,971 |
| Equity capital to assets | 88.8741% | 17 |
| Core capital (leverage) ratio | 89.1111% | 13 |
| Tier 1 risk-based capital ratio | 4,950.6173% | 1 |
| Total risk-based capital ratio | 4,950.6173% | 1 |
| Memoranda: | ||
| Average total assets | $4,501,800 | 8,013 |
| Average earning assets | $3,999,200 | 8,001 |
| Average equity | $3,996,600 | 7,294 |
| Average total loans | NA | NA |
| 2009-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.2668% | 8,087 |
| Cost of funding earning assets | 0.0000% | 8,084 |
| Net interest margin | 0.2668% | 8,072 |
| Noninterest income to average assets | 0.0000% | 7,834 |
| Noninterest expense to average assets | 0.0889% | 8,094 |
| Loan and lease loss provision to assets | 0.0000% | 7,284 |
| Net operating income to assets | 0.0889% | 5,502 |
| Return on assets (ROA) | 0.0889% | 5,551 |
| Pretax return on assets | 0.1482% | 5,422 |
| Return on Equity (ROE) | 0.1002% | 5,746 |
| Retained earnings to average equity (ytd only) | 0.1002% | 5,162 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 37.5000% | 7,955 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,688 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,619 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 8,051 |
| Net loans and leases to deposits | 0.0000% | 8,051 |
| Net loans and leases to core deposits | 0.0000% | 8,041 |
| Total domestic deposits to total assets | 11.1284% | 8,060 |
| Equity capital to assets | 88.8716% | 19 |
| Core capital (leverage) ratio | 88.6742% | 18 |
| Tier 1 risk-based capital ratio | 5,253.9474% | 2 |
| Total risk-based capital ratio | 5,253.9474% | 2 |
| Memoranda: | ||
| Average total assets | $4,499,250 | 8,099 |
| Average earning assets | $3,999,000 | 8,087 |
| Average equity | $3,993,250 | 7,361 |
| Average total loans | NA | NA |
| 2009-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.3501% | 8,176 |
| Cost of funding earning assets | 0.0000% | 8,178 |
| Net interest margin | 0.3501% | 8,149 |
| Noninterest income to average assets | 0.0000% | 7,938 |
| Noninterest expense to average assets | -0.5776% | 8,195 |
| Loan and lease loss provision to assets | 0.0000% | 7,158 |
| Net operating income to assets | 0.5332% | 3,972 |
| Return on assets (ROA) | 0.5332% | 4,079 |
| Pretax return on assets | 0.8886% | 3,382 |
| Return on Equity (ROE) | 0.6010% | 5,754 |
| Retained earnings to average equity (ytd only) | 0.6010% | 4,948 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | -185.7143% | 8,183 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,532 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,675 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 8,143 |
| Net loans and leases to deposits | 0.0000% | 8,143 |
| Net loans and leases to core deposits | 0.0000% | 8,133 |
| Total domestic deposits to total assets | 11.0865% | 8,154 |
| Equity capital to assets | 88.7361% | 17 |
| Core capital (leverage) ratio | 88.8544% | 18 |
| Tier 1 risk-based capital ratio | 4,940.7407% | 2 |
| Total risk-based capital ratio | 4,940.7407% | 2 |
| Memoranda: | ||
| Average total assets | $4,501,330 | 8,194 |
| Average earning assets | $3,999,000 | 8,181 |
| Average equity | $3,993,330 | 7,421 |
| Average total loans | NA | NA |
| 2009-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.2001% | 8,243 |
| Cost of funding earning assets | 0.0000% | 8,229 |
| Net interest margin | 0.2001% | 8,222 |
| Noninterest income to average assets | 0.0000% | 8,039 |
| Noninterest expense to average assets | 0.4447% | 8,220 |
| Loan and lease loss provision to assets | 0.0000% | 6,744 |
| Net operating income to assets | -0.1779% | 6,520 |
| Return on assets (ROA) | -0.1779% | 6,613 |
| Pretax return on assets | -0.2668% | 6,640 |
| Return on Equity (ROE) | -0.2006% | 6,429 |
| Retained earnings to average equity (ytd only) | -0.2006% | 5,688 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 250.0000% | 125 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,832 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,674 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 8,196 |
| Net loans and leases to deposits | 0.0000% | 8,196 |
| Net loans and leases to core deposits | 0.0000% | 8,185 |
| Total domestic deposits to total assets | 11.1408% | 8,204 |
| Equity capital to assets | 88.8592% | 15 |
| Core capital (leverage) ratio | 88.5435% | 16 |
| Tier 1 risk-based capital ratio | 5,179.2208% | 1 |
| Total risk-based capital ratio | 5,179.2208% | 1 |
| Memoranda: | ||
| Average total assets | $4,497,000 | 8,245 |
| Average earning assets | $3,999,000 | 8,231 |
| Average equity | $3,989,000 | 7,462 |
| Average total loans | NA | NA |
| 2008-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 2.0047% | 8,223 |
| Cost of funding earning assets | 0.0000% | 8,290 |
| Net interest margin | 2.0047% | 8,062 |
| Noninterest income to average assets | 0.0000% | 8,110 |
| Noninterest expense to average assets | -2.8828% | 8,305 |
| Loan and lease loss provision to assets | 0.0000% | 7,334 |
| Net operating income to assets | 2.9053% | 72 |
| Return on assets (ROA) | 2.9053% | 71 |
| Pretax return on assets | 4.6845% | 52 |
| Return on Equity (ROE) | 3.2891% | 5,124 |
| Retained earnings to average equity (ytd only) | 3.2891% | 3,104 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | -160.0000% | 8,295 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 4,825 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,674 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 8,249 |
| Net loans and leases to deposits | 0.0000% | 8,249 |
| Net loans and leases to core deposits | 0.0000% | 8,238 |
| Total domestic deposits to total assets | 11.0963% | 8,261 |
| Equity capital to assets | 88.5486% | 17 |
| Core capital (leverage) ratio | 89.1819% | 15 |
| Tier 1 risk-based capital ratio | 4,987.5000% | 1 |
| Total risk-based capital ratio | 4,987.5000% | 1 |
| Memoranda: | ||
| Average total assets | $4,440,200 | 8,303 |
| Average earning assets | $3,990,600 | 8,290 |
| Average equity | $3,922,000 | 7,545 |
| Average total loans | NA | NA |