Home > Bluestone Bank > Income and Expense
Bluestone Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $59,816,000 | 804 |
| Total interest expense | $25,812,000 | 662 |
| Net interest income | $34,004,000 | 935 |
| Provision for loan and lease losses | $1,320,000 | 709 |
| Total noninterest income | $5,737,000 | 1,089 |
| Gross Fiduciary activities income | $899,000 | 523 |
| Service charges on deposit accounts | $767,000 | 1,230 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,071,000 | 1,011 |
| Total noninterest expense | $32,951,000 | 816 |
| Salaries and employee benefits | $20,294,000 | 744 |
| Premises and equipment expense | $3,780,000 | 707 |
| Additional noninterest expense | $4,071,000 | 1,011 |
| Pre-tax net operating income | $5,470,000 | 1,829 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $1,102,000 | 1,381 |
| Income before extraordinary items | $4,368,000 | 1,888 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,368,000 | 1,911 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $4,368,000 | 1,891 |
| Net charge-offs | $-13,000 | 3,899 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $4,368,000 | 1,916 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $43,693,000 | 808 |
| Total interest expense | $17,900,000 | 666 |
| Net interest income | $25,793,000 | 936 |
| Provision for loan and lease losses | $1,199,000 | 590 |
| Total noninterest income | $4,172,000 | 1,118 |
| Gross Fiduciary activities income | $607,000 | 537 |
| Service charges on deposit accounts | $574,000 | 1,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,991,000 | 1,039 |
| Total noninterest expense | $25,081,000 | 807 |
| Salaries and employee benefits | $15,491,000 | 741 |
| Premises and equipment expense | $2,833,000 | 712 |
| Additional noninterest expense | $2,991,000 | 1,039 |
| Pre-tax net operating income | $3,685,000 | 1,987 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $707,000 | 1,523 |
| Income before extraordinary items | $2,978,000 | 2,063 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,978,000 | 2,084 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,978,000 | 2,064 |
| Net charge-offs | $-10,000 | 3,831 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,978,000 | 2,091 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $28,212,000 | 803 |
| Total interest expense | $10,850,000 | 647 |
| Net interest income | $17,362,000 | 933 |
| Provision for loan and lease losses | $964,000 | 518 |
| Total noninterest income | $2,790,000 | 1,060 |
| Gross Fiduciary activities income | $388,000 | 537 |
| Service charges on deposit accounts | $377,000 | 1,231 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,025,000 | 960 |
| Total noninterest expense | $16,975,000 | 782 |
| Salaries and employee benefits | $10,385,000 | 729 |
| Premises and equipment expense | $1,972,000 | 676 |
| Additional noninterest expense | $2,025,000 | 959 |
| Pre-tax net operating income | $2,213,000 | 2,117 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $399,000 | 1,652 |
| Income before extraordinary items | $1,814,000 | 2,178 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,814,000 | 2,204 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,814,000 | 2,178 |
| Net charge-offs | $-7,000 | 3,816 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,814,000 | 2,186 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $13,582,000 | 824 |
| Total interest expense | $4,693,000 | 646 |
| Net interest income | $8,889,000 | 919 |
| Provision for loan and lease losses | $560,000 | 483 |
| Total noninterest income | $1,304,000 | 1,115 |
| Gross Fiduciary activities income | $192,000 | 555 |
| Service charges on deposit accounts | $192,000 | 1,223 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $920,000 | 1,032 |
| Total noninterest expense | $8,494,000 | 792 |
| Salaries and employee benefits | $5,245,000 | 738 |
| Premises and equipment expense | $1,011,000 | 682 |
| Additional noninterest expense | $920,000 | 1,032 |
| Pre-tax net operating income | $1,139,000 | 2,147 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $216,000 | 1,619 |
| Income before extraordinary items | $923,000 | 2,203 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $923,000 | 2,203 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $923,000 | 2,203 |
| Net charge-offs | $-3,000 | 3,659 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $923,000 | 2,222 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $45,385,000 | 814 |
| Total interest expense | $4,360,000 | 875 |
| Net interest income | $41,025,000 | 804 |
| Provision for loan and lease losses | $1,466,000 | 642 |
| Total noninterest income | $5,977,000 | 1,061 |
| Gross Fiduciary activities income | $792,000 | 555 |
| Service charges on deposit accounts | $731,000 | 1,295 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,454,000 | 985 |
| Total noninterest expense | $34,441,000 | 757 |
| Salaries and employee benefits | $21,882,000 | 679 |
| Premises and equipment expense | $3,959,000 | 672 |
| Additional noninterest expense | $4,454,000 | 985 |
| Pre-tax net operating income | $11,095,000 | 1,193 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $2,751,000 | 873 |
| Income before extraordinary items | $8,344,000 | 1,262 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $8,344,000 | 1,260 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $8,344,000 | 1,262 |
| Net charge-offs | $0 | 2,620 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $8,344,000 | 1,281 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $32,560,000 | 812 |
| Total interest expense | $1,979,000 | 1,033 |
| Net interest income | $30,581,000 | 796 |
| Provision for loan and lease losses | $1,009,000 | 616 |
| Total noninterest income | $4,680,000 | 1,051 |
| Gross Fiduciary activities income | $604,000 | 554 |
| Service charges on deposit accounts | $538,000 | 1,330 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,538,000 | 951 |
| Total noninterest expense | $25,743,000 | 761 |
| Salaries and employee benefits | $16,235,000 | 692 |
| Premises and equipment expense | $3,009,000 | 672 |
| Additional noninterest expense | $3,538,000 | 951 |
| Pre-tax net operating income | $8,509,000 | 1,152 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $2,122,000 | 866 |
| Income before extraordinary items | $6,387,000 | 1,227 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,387,000 | 1,226 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $6,387,000 | 1,227 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $6,387,000 | 1,253 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $20,758,000 | 810 |
| Total interest expense | $1,007,000 | 1,128 |
| Net interest income | $19,751,000 | 795 |
| Provision for loan and lease losses | $601,000 | 608 |
| Total noninterest income | $3,280,000 | 1,009 |
| Gross Fiduciary activities income | $404,000 | 521 |
| Service charges on deposit accounts | $355,000 | 1,322 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,521,000 | 929 |
| Total noninterest expense | $17,179,000 | 748 |
| Salaries and employee benefits | $10,771,000 | 685 |
| Premises and equipment expense | $2,087,000 | 637 |
| Additional noninterest expense | $4,321,000 | 869 |
| Pre-tax net operating income | $5,251,000 | 1,168 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $1,275,000 | 868 |
| Income before extraordinary items | $3,976,000 | 1,240 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,976,000 | 1,239 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,976,000 | 1,240 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $3,976,000 | 1,260 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $10,023,000 | 811 |
| Total interest expense | $485,000 | 1,129 |
| Net interest income | $9,538,000 | 800 |
| Provision for loan and lease losses | $180,000 | 691 |
| Total noninterest income | $1,651,000 | 1,002 |
| Gross Fiduciary activities income | $203,000 | 520 |
| Service charges on deposit accounts | $159,000 | 1,429 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,289,000 | 927 |
| Total noninterest expense | $8,609,000 | 750 |
| Salaries and employee benefits | $5,391,000 | 693 |
| Premises and equipment expense | $1,116,000 | 610 |
| Additional noninterest expense | $2,102,000 | 882 |
| Pre-tax net operating income | $2,400,000 | 1,187 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $582,000 | 891 |
| Income before extraordinary items | $1,818,000 | 1,281 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,818,000 | 1,280 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,818,000 | 1,281 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,818,000 | 1,297 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $37,987,000 | 873 |
| Total interest expense | $2,425,000 | 1,122 |
| Net interest income | $35,562,000 | 858 |
| Provision for loan and lease losses | $545,000 | 979 |
| Total noninterest income | $13,199,000 | 691 |
| Gross Fiduciary activities income | $806,000 | 516 |
| Service charges on deposit accounts | $634,000 | 1,350 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,759,000 | 598 |
| Total noninterest expense | $35,794,000 | 718 |
| Salaries and employee benefits | $22,175,000 | 657 |
| Premises and equipment expense | $4,057,000 | 650 |
| Additional noninterest expense | $9,562,000 | 814 |
| Pre-tax net operating income | $12,422,000 | 1,100 |
| Securities gains (losses) | $86,000 | 922 |
| Applicable income taxes | $3,138,000 | 831 |
| Income before extraordinary items | $9,370,000 | 1,200 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $9,370,000 | 1,200 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $9,370,000 | 1,200 |
| Net charge-offs | $26,000 | 1,956 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $9,302,060 | 1,192 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $28,105,000 | 899 |
| Total interest expense | $1,918,000 | 1,115 |
| Net interest income | $26,187,000 | 881 |
| Provision for loan and lease losses | $200,000 | 1,464 |
| Total noninterest income | $10,485,000 | 686 |
| Gross Fiduciary activities income | $592,000 | 513 |
| Service charges on deposit accounts | $453,000 | 1,393 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,440,000 | 595 |
| Total noninterest expense | $26,491,000 | 737 |
| Salaries and employee benefits | $16,589,000 | 660 |
| Premises and equipment expense | $3,104,000 | 653 |
| Additional noninterest expense | $6,798,000 | 844 |
| Pre-tax net operating income | $9,981,000 | 1,074 |
| Securities gains (losses) | $86,000 | 862 |
| Applicable income taxes | $2,544,000 | 826 |
| Income before extraordinary items | $7,523,000 | 1,191 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $7,523,000 | 1,191 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $7,523,000 | 1,192 |
| Net charge-offs | $26,000 | 1,629 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $7,455,060 | 1,180 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $18,746,000 | 889 |
| Total interest expense | $1,352,000 | 1,105 |
| Net interest income | $17,394,000 | 874 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $8,038,000 | 628 |
| Gross Fiduciary activities income | $389,000 | 512 |
| Service charges on deposit accounts | $282,000 | 1,420 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,367,000 | 540 |
| Total noninterest expense | $18,080,000 | 714 |
| Salaries and employee benefits | $11,211,000 | 649 |
| Premises and equipment expense | $2,193,000 | 613 |
| Additional noninterest expense | $4,676,000 | 821 |
| Pre-tax net operating income | $7,352,000 | 988 |
| Securities gains (losses) | $-12,000 | 4,663 |
| Applicable income taxes | $1,868,000 | 789 |
| Income before extraordinary items | $5,472,000 | 1,103 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,472,000 | 1,104 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $5,472,000 | 1,104 |
| Net charge-offs | $26,000 | 1,395 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $5,481,480 | 1,085 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $9,275,000 | 894 |
| Total interest expense | $752,000 | 1,058 |
| Net interest income | $8,523,000 | 876 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $4,686,000 | 563 |
| Gross Fiduciary activities income | $198,000 | 516 |
| Service charges on deposit accounts | $132,000 | 1,476 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,356,000 | 493 |
| Total noninterest expense | $9,286,000 | 687 |
| Salaries and employee benefits | $5,753,000 | 643 |
| Premises and equipment expense | $1,202,000 | 566 |
| Additional noninterest expense | $2,331,000 | 799 |
| Pre-tax net operating income | $3,923,000 | 928 |
| Securities gains (losses) | $-12,000 | 4,681 |
| Applicable income taxes | $1,009,000 | 742 |
| Income before extraordinary items | $2,902,000 | 1,052 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $2,902,000 | 1,052 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,902,000 | 1,052 |
| Net charge-offs | $26,000 | 1,055 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,911,480 | 1,022 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $26,451,000 | 1,182 |
| Total interest expense | $3,908,000 | 1,190 |
| Net interest income | $22,543,000 | 1,166 |
| Provision for loan and lease losses | $850,000 | 1,775 |
| Total noninterest income | $14,308,000 | 637 |
| Gross Fiduciary activities income | $764,000 | 506 |
| Service charges on deposit accounts | $529,000 | 1,560 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,015,000 | 542 |
| Total noninterest expense | $26,388,000 | 912 |
| Salaries and employee benefits | $15,297,000 | 889 |
| Premises and equipment expense | $2,837,000 | 896 |
| Additional noninterest expense | $8,254,000 | 859 |
| Pre-tax net operating income | $9,613,000 | 1,095 |
| Securities gains (losses) | $173,000 | 1,101 |
| Applicable income taxes | $1,445,000 | 1,160 |
| Income before extraordinary items | $8,341,000 | 1,111 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $8,341,000 | 1,110 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $8,341,000 | 1,111 |
| Net charge-offs | $0 | 3,443 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $8,193,950 | 1,092 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $17,214,000 | 1,328 |
| Total interest expense | $2,938,000 | 1,254 |
| Net interest income | $14,276,000 | 1,334 |
| Provision for loan and lease losses | $550,000 | 1,891 |
| Total noninterest income | $6,620,000 | 842 |
| Gross Fiduciary activities income | $595,000 | 495 |
| Service charges on deposit accounts | $365,000 | 1,644 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,660,000 | 749 |
| Total noninterest expense | $16,226,000 | 1,041 |
| Salaries and employee benefits | $9,490,000 | 1,022 |
| Premises and equipment expense | $1,886,000 | 973 |
| Additional noninterest expense | $4,850,000 | 1,036 |
| Pre-tax net operating income | $4,120,000 | 1,637 |
| Securities gains (losses) | $173,000 | 957 |
| Applicable income taxes | $953,000 | 1,224 |
| Income before extraordinary items | $3,340,000 | 1,761 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,340,000 | 1,761 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,340,000 | 1,761 |
| Net charge-offs | $0 | 3,243 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,203,330 | 1,760 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $11,517,000 | 1,334 |
| Total interest expense | $2,183,000 | 1,223 |
| Net interest income | $9,334,000 | 1,358 |
| Provision for loan and lease losses | $300,000 | 2,042 |
| Total noninterest income | $3,528,000 | 938 |
| Gross Fiduciary activities income | $407,000 | 488 |
| Service charges on deposit accounts | $240,000 | 1,677 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,881,000 | 840 |
| Total noninterest expense | $10,132,000 | 1,089 |
| Salaries and employee benefits | $6,098,000 | 1,037 |
| Premises and equipment expense | $1,249,000 | 974 |
| Additional noninterest expense | $2,785,000 | 1,139 |
| Pre-tax net operating income | $2,430,000 | 1,742 |
| Securities gains (losses) | $173,000 | 755 |
| Applicable income taxes | $548,000 | 1,267 |
| Income before extraordinary items | $2,055,000 | 1,807 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,055,000 | 1,808 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,055,000 | 1,808 |
| Net charge-offs | $2,000 | 2,854 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,918,330 | 1,861 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $5,812,000 | 1,318 |
| Total interest expense | $1,217,000 | 1,229 |
| Net interest income | $4,595,000 | 1,345 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $1,236,000 | 1,118 |
| Gross Fiduciary activities income | $183,000 | 514 |
| Service charges on deposit accounts | $153,000 | 1,607 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $900,000 | 1,046 |
| Total noninterest expense | $5,185,000 | 1,072 |
| Salaries and employee benefits | $3,122,000 | 1,039 |
| Premises and equipment expense | $659,000 | 956 |
| Additional noninterest expense | $1,404,000 | 1,155 |
| Pre-tax net operating income | $646,000 | 2,457 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $93,000 | 1,999 |
| Income before extraordinary items | $553,000 | 2,514 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $553,000 | 2,514 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $553,000 | 2,515 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $553,000 | 2,483 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $23,553,000 | 1,320 |
| Total interest expense | $5,044,000 | 1,231 |
| Net interest income | $18,509,000 | 1,332 |
| Provision for loan and lease losses | $100,000 | 2,932 |
| Total noninterest income | $5,276,000 | 1,094 |
| Gross Fiduciary activities income | $714,000 | 514 |
| Service charges on deposit accounts | $645,000 | 1,595 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,917,000 | 979 |
| Total noninterest expense | $19,606,000 | 1,110 |
| Salaries and employee benefits | $11,309,000 | 1,097 |
| Premises and equipment expense | $2,698,000 | 925 |
| Additional noninterest expense | $5,599,000 | 1,140 |
| Pre-tax net operating income | $4,079,000 | 2,031 |
| Securities gains (losses) | $105,000 | 910 |
| Applicable income taxes | $684,000 | 1,732 |
| Income before extraordinary items | $3,500,000 | 2,085 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,500,000 | 2,087 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,500,000 | 2,087 |
| Net charge-offs | $1,000 | 3,665 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,411,800 | 2,076 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $17,743,000 | 1,326 |
| Total interest expense | $3,756,000 | 1,243 |
| Net interest income | $13,987,000 | 1,333 |
| Provision for loan and lease losses | $100,000 | 2,579 |
| Total noninterest income | $3,753,000 | 1,116 |
| Gross Fiduciary activities income | $533,000 | 517 |
| Service charges on deposit accounts | $479,000 | 1,604 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,741,000 | 1,017 |
| Total noninterest expense | $14,775,000 | 1,101 |
| Salaries and employee benefits | $8,507,000 | 1,097 |
| Premises and equipment expense | $2,037,000 | 920 |
| Additional noninterest expense | $4,231,000 | 1,138 |
| Pre-tax net operating income | $2,865,000 | 2,166 |
| Securities gains (losses) | $105,000 | 764 |
| Applicable income taxes | $437,000 | 1,924 |
| Income before extraordinary items | $2,533,000 | 2,181 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,533,000 | 2,181 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,533,000 | 2,182 |
| Net charge-offs | $9,000 | 2,987 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,443,750 | 2,197 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $11,798,000 | 1,322 |
| Total interest expense | $2,462,000 | 1,237 |
| Net interest income | $9,336,000 | 1,337 |
| Provision for loan and lease losses | $150,000 | 1,792 |
| Total noninterest income | $2,112,000 | 1,229 |
| Gross Fiduciary activities income | $307,000 | 546 |
| Service charges on deposit accounts | $316,000 | 1,608 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,489,000 | 1,168 |
| Total noninterest expense | $9,507,000 | 1,123 |
| Salaries and employee benefits | $5,548,000 | 1,111 |
| Premises and equipment expense | $1,416,000 | 901 |
| Additional noninterest expense | $2,543,000 | 1,242 |
| Pre-tax net operating income | $1,791,000 | 2,233 |
| Securities gains (losses) | $105,000 | 522 |
| Applicable income taxes | $255,000 | 2,002 |
| Income before extraordinary items | $1,641,000 | 2,209 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,641,000 | 2,208 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,641,000 | 2,209 |
| Net charge-offs | $8,000 | 2,672 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,549,650 | 2,254 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $5,867,000 | 1,322 |
| Total interest expense | $1,183,000 | 1,249 |
| Net interest income | $4,684,000 | 1,333 |
| Provision for loan and lease losses | $75,000 | 1,682 |
| Total noninterest income | $954,000 | 1,273 |
| Gross Fiduciary activities income | $158,000 | 541 |
| Service charges on deposit accounts | $155,000 | 1,632 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $641,000 | 1,240 |
| Total noninterest expense | $4,745,000 | 1,122 |
| Salaries and employee benefits | $2,754,000 | 1,119 |
| Premises and equipment expense | $733,000 | 883 |
| Additional noninterest expense | $1,258,000 | 1,238 |
| Pre-tax net operating income | $818,000 | 2,338 |
| Securities gains (losses) | $49,000 | 394 |
| Applicable income taxes | $97,000 | 2,182 |
| Income before extraordinary items | $770,000 | 2,240 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $770,000 | 2,239 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $770,000 | 2,239 |
| Net charge-offs | $6,000 | 2,153 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $726,390 | 2,303 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $21,745,000 | 1,341 |
| Total interest expense | $3,311,000 | 1,321 |
| Net interest income | $18,434,000 | 1,330 |
| Provision for loan and lease losses | $275,000 | 2,059 |
| Total noninterest income | $4,321,000 | 1,203 |
| Gross Fiduciary activities income | $741,000 | 515 |
| Service charges on deposit accounts | $695,000 | 1,538 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,885,000 | 1,172 |
| Total noninterest expense | $18,640,000 | 1,126 |
| Salaries and employee benefits | $10,804,000 | 1,110 |
| Premises and equipment expense | $2,686,000 | 919 |
| Additional noninterest expense | $5,150,000 | 1,212 |
| Pre-tax net operating income | $3,840,000 | 2,164 |
| Securities gains (losses) | $22,000 | 553 |
| Applicable income taxes | $627,000 | 1,789 |
| Income before extraordinary items | $3,235,000 | 2,213 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,235,000 | 2,211 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,235,000 | 2,212 |
| Net charge-offs | $-49,000 | 4,876 |
| Cash dividends | $554,000 | 2,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,216,520 | 2,220 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $15,980,000 | 1,350 |
| Total interest expense | $2,245,000 | 1,360 |
| Net interest income | $13,735,000 | 1,334 |
| Provision for loan and lease losses | $200,000 | 1,970 |
| Total noninterest income | $3,215,000 | 1,209 |
| Gross Fiduciary activities income | $565,000 | 507 |
| Service charges on deposit accounts | $519,000 | 1,562 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,131,000 | 1,200 |
| Total noninterest expense | $14,114,000 | 1,113 |
| Salaries and employee benefits | $8,201,000 | 1,098 |
| Premises and equipment expense | $2,041,000 | 911 |
| Additional noninterest expense | $3,872,000 | 1,213 |
| Pre-tax net operating income | $2,636,000 | 2,311 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $383,000 | 2,017 |
| Income before extraordinary items | $2,253,000 | 2,333 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,253,000 | 2,332 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,253,000 | 2,332 |
| Net charge-offs | $14,000 | 2,857 |
| Cash dividends | $554,000 | 2,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,253,000 | 2,328 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $10,467,000 | 1,352 |
| Total interest expense | $1,353,000 | 1,407 |
| Net interest income | $9,114,000 | 1,330 |
| Provision for loan and lease losses | $125,000 | 1,966 |
| Total noninterest income | $2,142,000 | 1,211 |
| Gross Fiduciary activities income | $391,000 | 502 |
| Service charges on deposit accounts | $339,000 | 1,572 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,412,000 | 1,208 |
| Total noninterest expense | $9,321,000 | 1,121 |
| Salaries and employee benefits | $5,482,000 | 1,096 |
| Premises and equipment expense | $1,377,000 | 908 |
| Additional noninterest expense | $2,462,000 | 1,260 |
| Pre-tax net operating income | $1,810,000 | 2,239 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $235,000 | 2,071 |
| Income before extraordinary items | $1,575,000 | 2,232 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,575,000 | 2,230 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,575,000 | 2,231 |
| Net charge-offs | $15,000 | 2,411 |
| Cash dividends | $554,000 | 1,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,575,000 | 2,231 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $5,109,000 | 1,376 |
| Total interest expense | $636,000 | 1,426 |
| Net interest income | $4,473,000 | 1,351 |
| Provision for loan and lease losses | $50,000 | 2,055 |
| Total noninterest income | $996,000 | 1,275 |
| Gross Fiduciary activities income | $217,000 | 496 |
| Service charges on deposit accounts | $170,000 | 1,571 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $609,000 | 1,322 |
| Total noninterest expense | $4,715,000 | 1,118 |
| Salaries and employee benefits | $2,725,000 | 1,109 |
| Premises and equipment expense | $732,000 | 865 |
| Additional noninterest expense | $1,258,000 | 1,229 |
| Pre-tax net operating income | $704,000 | 2,585 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $15,000 | 3,349 |
| Income before extraordinary items | $689,000 | 2,401 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $689,000 | 2,400 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $689,000 | 2,401 |
| Net charge-offs | $-1,000 | 3,770 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $689,000 | 2,391 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $19,646,000 | 1,364 |
| Total interest expense | $2,051,000 | 1,509 |
| Net interest income | $17,595,000 | 1,341 |
| Provision for loan and lease losses | $200,000 | 2,355 |
| Total noninterest income | $4,026,000 | 1,279 |
| Gross Fiduciary activities income | $668,000 | 531 |
| Service charges on deposit accounts | $664,000 | 1,630 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,694,000 | 1,259 |
| Total noninterest expense | $17,013,000 | 1,195 |
| Salaries and employee benefits | $9,668,000 | 1,195 |
| Premises and equipment expense | $2,310,000 | 1,024 |
| Additional noninterest expense | $5,035,000 | 1,240 |
| Pre-tax net operating income | $4,408,000 | 1,897 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,701,000 | 1,428 |
| Income before extraordinary items | $2,707,000 | 2,209 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,707,000 | 2,209 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,707,000 | 2,209 |
| Net charge-offs | $27,000 | 3,289 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,707,000 | 2,190 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $14,579,000 | 1,374 |
| Total interest expense | $1,483,000 | 1,529 |
| Net interest income | $13,096,000 | 1,353 |
| Provision for loan and lease losses | $125,000 | 2,461 |
| Total noninterest income | $2,886,000 | 1,343 |
| Gross Fiduciary activities income | $503,000 | 534 |
| Service charges on deposit accounts | $485,000 | 1,664 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,898,000 | 1,330 |
| Total noninterest expense | $13,009,000 | 1,189 |
| Salaries and employee benefits | $7,352,000 | 1,182 |
| Premises and equipment expense | $1,738,000 | 1,031 |
| Additional noninterest expense | $3,919,000 | 1,196 |
| Pre-tax net operating income | $2,848,000 | 2,155 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $693,000 | 1,802 |
| Income before extraordinary items | $2,155,000 | 2,270 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,155,000 | 2,270 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,155,000 | 2,271 |
| Net charge-offs | $24,000 | 2,901 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,155,000 | 2,248 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $9,599,000 | 1,384 |
| Total interest expense | $958,000 | 1,531 |
| Net interest income | $8,641,000 | 1,367 |
| Provision for loan and lease losses | $150,000 | 1,808 |
| Total noninterest income | $1,888,000 | 1,357 |
| Gross Fiduciary activities income | $343,000 | 538 |
| Service charges on deposit accounts | $312,000 | 1,704 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,233,000 | 1,344 |
| Total noninterest expense | $8,459,000 | 1,214 |
| Salaries and employee benefits | $4,868,000 | 1,196 |
| Premises and equipment expense | $1,171,000 | 1,024 |
| Additional noninterest expense | $2,420,000 | 1,274 |
| Pre-tax net operating income | $1,920,000 | 2,090 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $463,000 | 1,761 |
| Income before extraordinary items | $1,457,000 | 2,203 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,457,000 | 2,204 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,457,000 | 2,204 |
| Net charge-offs | $21,000 | 2,549 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,457,000 | 2,173 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,730,000 | 1,398 |
| Total interest expense | $467,000 | 1,542 |
| Net interest income | $4,263,000 | 1,377 |
| Provision for loan and lease losses | $75,000 | 1,685 |
| Total noninterest income | $963,000 | 1,333 |
| Gross Fiduciary activities income | $181,000 | 528 |
| Service charges on deposit accounts | $155,000 | 1,708 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $627,000 | 1,319 |
| Total noninterest expense | $4,231,000 | 1,228 |
| Salaries and employee benefits | $2,418,000 | 1,209 |
| Premises and equipment expense | $625,000 | 976 |
| Additional noninterest expense | $1,188,000 | 1,296 |
| Pre-tax net operating income | $920,000 | 2,066 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $230,000 | 1,736 |
| Income before extraordinary items | $690,000 | 2,222 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $690,000 | 2,223 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $690,000 | 2,223 |
| Net charge-offs | $22,000 | 1,835 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $690,000 | 2,195 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $18,292,000 | 1,393 |
| Total interest expense | $1,928,000 | 1,459 |
| Net interest income | $16,364,000 | 1,382 |
| Provision for loan and lease losses | $255,000 | 2,160 |
| Total noninterest income | $4,494,000 | 1,241 |
| Gross Fiduciary activities income | $675,000 | 536 |
| Service charges on deposit accounts | $680,000 | 1,655 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $3,139,000 | 1,171 |
| Total noninterest expense | $17,571,000 | 1,169 |
| Salaries and employee benefits | $10,344,000 | 1,119 |
| Premises and equipment expense | $2,390,000 | 990 |
| Additional noninterest expense | $4,837,000 | 1,295 |
| Pre-tax net operating income | $3,032,000 | 2,377 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $904,000 | 1,749 |
| Income before extraordinary items | $2,128,000 | 2,686 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,128,000 | 2,684 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,128,000 | 2,685 |
| Net charge-offs | $3,000 | 4,102 |
| Cash dividends | $159,000 | 3,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,128,000 | 2,632 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $13,658,000 | 1,398 |
| Total interest expense | $1,463,000 | 1,448 |
| Net interest income | $12,195,000 | 1,396 |
| Provision for loan and lease losses | $180,000 | 2,135 |
| Total noninterest income | $3,315,000 | 1,246 |
| Gross Fiduciary activities income | $518,000 | 526 |
| Service charges on deposit accounts | $503,000 | 1,675 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,294,000 | 1,191 |
| Total noninterest expense | $13,175,000 | 1,174 |
| Salaries and employee benefits | $7,687,000 | 1,124 |
| Premises and equipment expense | $1,822,000 | 981 |
| Additional noninterest expense | $3,666,000 | 1,286 |
| Pre-tax net operating income | $2,155,000 | 2,502 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $669,000 | 1,802 |
| Income before extraordinary items | $1,486,000 | 2,840 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,486,000 | 2,840 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,486,000 | 2,840 |
| Net charge-offs | $2,000 | 3,786 |
| Cash dividends | $118,000 | 3,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,486,000 | 2,784 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $9,069,000 | 1,403 |
| Total interest expense | $989,000 | 1,433 |
| Net interest income | $8,080,000 | 1,409 |
| Provision for loan and lease losses | $120,000 | 2,108 |
| Total noninterest income | $2,137,000 | 1,253 |
| Gross Fiduciary activities income | $308,000 | 554 |
| Service charges on deposit accounts | $326,000 | 1,692 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,503,000 | 1,187 |
| Total noninterest expense | $8,622,000 | 1,192 |
| Salaries and employee benefits | $5,056,000 | 1,142 |
| Premises and equipment expense | $1,224,000 | 987 |
| Additional noninterest expense | $2,342,000 | 1,338 |
| Pre-tax net operating income | $1,475,000 | 2,430 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $431,000 | 1,815 |
| Income before extraordinary items | $1,044,000 | 2,726 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,044,000 | 2,724 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,044,000 | 2,725 |
| Net charge-offs | $2,000 | 3,496 |
| Cash dividends | $78,000 | 3,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,044,000 | 2,657 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,507,000 | 1,406 |
| Total interest expense | $496,000 | 1,430 |
| Net interest income | $4,011,000 | 1,418 |
| Provision for loan and lease losses | $60,000 | 1,948 |
| Total noninterest income | $872,000 | 1,434 |
| Gross Fiduciary activities income | $160,000 | 555 |
| Service charges on deposit accounts | $160,000 | 1,709 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $552,000 | 1,424 |
| Total noninterest expense | $4,231,000 | 1,216 |
| Salaries and employee benefits | $2,491,000 | 1,163 |
| Premises and equipment expense | $625,000 | 979 |
| Additional noninterest expense | $1,115,000 | 1,383 |
| Pre-tax net operating income | $592,000 | 2,757 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $134,000 | 2,194 |
| Income before extraordinary items | $458,000 | 2,890 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $458,000 | 2,889 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $458,000 | 2,890 |
| Net charge-offs | $2,000 | 2,815 |
| Cash dividends | $39,000 | 2,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $458,000 | 2,838 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $17,349,000 | 1,429 |
| Total interest expense | $1,745,000 | 1,565 |
| Net interest income | $15,604,000 | 1,424 |
| Provision for loan and lease losses | $94,000 | 3,133 |
| Total noninterest income | $3,856,000 | 1,335 |
| Gross Fiduciary activities income | $616,000 | 555 |
| Service charges on deposit accounts | $713,000 | 1,625 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,527,000 | 1,297 |
| Total noninterest expense | $17,239,000 | 1,162 |
| Salaries and employee benefits | $9,906,000 | 1,137 |
| Premises and equipment expense | $2,506,000 | 961 |
| Additional noninterest expense | $4,827,000 | 1,309 |
| Pre-tax net operating income | $2,127,000 | 2,895 |
| Securities gains (losses) | $855,000 | 238 |
| Applicable income taxes | $754,000 | 1,864 |
| Income before extraordinary items | $2,228,000 | 2,531 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,228,000 | 2,533 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,228,000 | 2,533 |
| Net charge-offs | $-2,000 | 4,930 |
| Cash dividends | $107,000 | 3,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,586,750 | 3,086 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $12,929,000 | 1,444 |
| Total interest expense | $1,300,000 | 1,590 |
| Net interest income | $11,629,000 | 1,444 |
| Provision for loan and lease losses | $34,000 | 3,568 |
| Total noninterest income | $2,786,000 | 1,391 |
| Gross Fiduciary activities income | $467,000 | 556 |
| Service charges on deposit accounts | $523,000 | 1,662 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,796,000 | 1,352 |
| Total noninterest expense | $13,058,000 | 1,166 |
| Salaries and employee benefits | $7,405,000 | 1,152 |
| Premises and equipment expense | $1,930,000 | 952 |
| Additional noninterest expense | $3,723,000 | 1,277 |
| Pre-tax net operating income | $1,323,000 | 3,303 |
| Securities gains (losses) | $696,000 | 238 |
| Applicable income taxes | $472,000 | 2,064 |
| Income before extraordinary items | $1,547,000 | 2,705 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,547,000 | 2,705 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,547,000 | 2,706 |
| Net charge-offs | $-2,000 | 4,778 |
| Cash dividends | $71,000 | 3,578 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,011,080 | 3,424 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $8,574,000 | 1,462 |
| Total interest expense | $858,000 | 1,604 |
| Net interest income | $7,716,000 | 1,454 |
| Provision for loan and lease losses | $34,000 | 3,151 |
| Total noninterest income | $1,814,000 | 1,416 |
| Gross Fiduciary activities income | $309,000 | 568 |
| Service charges on deposit accounts | $329,000 | 1,721 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,176,000 | 1,390 |
| Total noninterest expense | $8,499,000 | 1,185 |
| Salaries and employee benefits | $4,640,000 | 1,208 |
| Premises and equipment expense | $1,333,000 | 925 |
| Additional noninterest expense | $2,526,000 | 1,257 |
| Pre-tax net operating income | $997,000 | 3,071 |
| Securities gains (losses) | $434,000 | 283 |
| Applicable income taxes | $350,000 | 1,973 |
| Income before extraordinary items | $1,081,000 | 2,618 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,081,000 | 2,620 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,081,000 | 2,620 |
| Net charge-offs | $-2,000 | 4,729 |
| Cash dividends | $35,000 | 3,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $751,160 | 3,214 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,205,000 | 1,483 |
| Total interest expense | $426,000 | 1,627 |
| Net interest income | $3,779,000 | 1,476 |
| Provision for loan and lease losses | $-11,000 | 6,105 |
| Total noninterest income | $797,000 | 1,517 |
| Gross Fiduciary activities income | $152,000 | 572 |
| Service charges on deposit accounts | $158,000 | 1,757 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $487,000 | 1,536 |
| Total noninterest expense | $4,326,000 | 1,175 |
| Salaries and employee benefits | $2,292,000 | 1,219 |
| Premises and equipment expense | $750,000 | 844 |
| Additional noninterest expense | $1,284,000 | 1,223 |
| Pre-tax net operating income | $261,000 | 4,078 |
| Securities gains (losses) | $76,000 | 682 |
| Applicable income taxes | $35,000 | 3,243 |
| Income before extraordinary items | $302,000 | 3,640 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $302,000 | 3,643 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $302,000 | 3,643 |
| Net charge-offs | $-2,000 | 4,668 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $233,600 | 3,987 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $16,989,000 | 1,471 |
| Total interest expense | $1,842,000 | 1,592 |
| Net interest income | $15,147,000 | 1,456 |
| Provision for loan and lease losses | $547,000 | 1,378 |
| Total noninterest income | $3,194,000 | 1,484 |
| Gross Fiduciary activities income | $603,000 | 571 |
| Service charges on deposit accounts | $1,400,000 | 945 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,191,000 | 2,082 |
| Total noninterest expense | $15,812,000 | 1,258 |
| Salaries and employee benefits | $8,297,000 | 1,283 |
| Premises and equipment expense | $2,221,000 | 1,082 |
| Additional noninterest expense | $5,294,000 | 1,230 |
| Pre-tax net operating income | $1,982,000 | 2,989 |
| Securities gains (losses) | $196,000 | 817 |
| Applicable income taxes | $503,000 | 2,195 |
| Income before extraordinary items | $1,675,000 | 3,041 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,675,000 | 3,041 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,675,000 | 3,042 |
| Net charge-offs | $203,000 | 2,439 |
| Cash dividends | $140,000 | 3,922 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,524,080 | 3,163 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $12,746,000 | 1,482 |
| Total interest expense | $1,397,000 | 1,595 |
| Net interest income | $11,349,000 | 1,470 |
| Provision for loan and lease losses | $465,000 | 1,210 |
| Total noninterest income | $2,411,000 | 1,485 |
| Gross Fiduciary activities income | $453,000 | 569 |
| Service charges on deposit accounts | $1,047,000 | 956 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $911,000 | 2,062 |
| Total noninterest expense | $11,835,000 | 1,265 |
| Salaries and employee benefits | $6,172,000 | 1,298 |
| Premises and equipment expense | $1,679,000 | 1,079 |
| Additional noninterest expense | $3,984,000 | 1,232 |
| Pre-tax net operating income | $1,460,000 | 3,080 |
| Securities gains (losses) | $-10,000 | 6,157 |
| Applicable income taxes | $303,000 | 2,469 |
| Income before extraordinary items | $1,147,000 | 3,231 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,147,000 | 3,230 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,147,000 | 3,232 |
| Net charge-offs | $202,000 | 1,979 |
| Cash dividends | $105,000 | 3,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,154,900 | 3,185 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $8,510,000 | 1,473 |
| Total interest expense | $929,000 | 1,611 |
| Net interest income | $7,581,000 | 1,452 |
| Provision for loan and lease losses | $375,000 | 1,053 |
| Total noninterest income | $1,500,000 | 1,552 |
| Gross Fiduciary activities income | $296,000 | 580 |
| Service charges on deposit accounts | $688,000 | 954 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $516,000 | 2,275 |
| Total noninterest expense | $7,640,000 | 1,306 |
| Salaries and employee benefits | $4,052,000 | 1,314 |
| Premises and equipment expense | $1,123,000 | 1,087 |
| Additional noninterest expense | $2,465,000 | 1,313 |
| Pre-tax net operating income | $1,066,000 | 2,852 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $236,000 | 2,257 |
| Income before extraordinary items | $830,000 | 3,008 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $830,000 | 3,014 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $830,000 | 3,014 |
| Net charge-offs | $191,000 | 1,623 |
| Cash dividends | $70,000 | 3,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $830,000 | 2,955 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,096,000 | 1,519 |
| Total interest expense | $459,000 | 1,652 |
| Net interest income | $3,637,000 | 1,506 |
| Provision for loan and lease losses | $150,000 | 1,189 |
| Total noninterest income | $757,000 | 1,512 |
| Gross Fiduciary activities income | $146,000 | 583 |
| Service charges on deposit accounts | $336,000 | 960 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $275,000 | 2,126 |
| Total noninterest expense | $3,834,000 | 1,312 |
| Salaries and employee benefits | $2,041,000 | 1,321 |
| Premises and equipment expense | $582,000 | 1,072 |
| Additional noninterest expense | $1,211,000 | 1,318 |
| Pre-tax net operating income | $410,000 | 3,251 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $62,000 | 2,786 |
| Income before extraordinary items | $348,000 | 3,265 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $348,000 | 3,268 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $348,000 | 3,268 |
| Net charge-offs | $22,000 | 2,430 |
| Cash dividends | $35,000 | 2,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $348,000 | 3,233 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $16,516,000 | 1,521 |
| Total interest expense | $1,873,000 | 1,806 |
| Net interest income | $14,643,000 | 1,483 |
| Provision for loan and lease losses | $219,000 | 2,866 |
| Total noninterest income | $3,680,000 | 1,399 |
| Gross Fiduciary activities income | $559,000 | 577 |
| Service charges on deposit accounts | $1,394,000 | 988 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,727,000 | 1,691 |
| Total noninterest expense | $15,238,000 | 1,309 |
| Salaries and employee benefits | $8,034,000 | 1,325 |
| Premises and equipment expense | $2,090,000 | 1,147 |
| Additional noninterest expense | $5,114,000 | 1,315 |
| Pre-tax net operating income | $2,866,000 | 2,236 |
| Securities gains (losses) | $128,000 | 1,165 |
| Applicable income taxes | $819,000 | 1,661 |
| Income before extraordinary items | $2,175,000 | 2,452 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,175,000 | 2,456 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,175,000 | 2,455 |
| Net charge-offs | $177,000 | 3,159 |
| Cash dividends | $1,357,000 | 1,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,081,560 | 2,468 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $12,459,000 | 1,514 |
| Total interest expense | $1,431,000 | 1,828 |
| Net interest income | $11,028,000 | 1,479 |
| Provision for loan and lease losses | $349,000 | 1,933 |
| Total noninterest income | $2,849,000 | 1,389 |
| Gross Fiduciary activities income | $420,000 | 578 |
| Service charges on deposit accounts | $1,037,000 | 997 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,392,000 | 1,637 |
| Total noninterest expense | $11,522,000 | 1,296 |
| Salaries and employee benefits | $6,059,000 | 1,318 |
| Premises and equipment expense | $1,572,000 | 1,136 |
| Additional noninterest expense | $3,891,000 | 1,292 |
| Pre-tax net operating income | $2,006,000 | 2,415 |
| Securities gains (losses) | $128,000 | 1,061 |
| Applicable income taxes | $550,000 | 1,816 |
| Income before extraordinary items | $1,584,000 | 2,561 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,584,000 | 2,565 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,584,000 | 2,565 |
| Net charge-offs | $178,000 | 2,695 |
| Cash dividends | $137,000 | 3,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,489,280 | 2,593 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $8,277,000 | 1,522 |
| Total interest expense | $977,000 | 1,818 |
| Net interest income | $7,300,000 | 1,476 |
| Provision for loan and lease losses | $274,000 | 1,776 |
| Total noninterest income | $1,966,000 | 1,368 |
| Gross Fiduciary activities income | $268,000 | 593 |
| Service charges on deposit accounts | $679,000 | 996 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,019,000 | 1,559 |
| Total noninterest expense | $7,622,000 | 1,313 |
| Salaries and employee benefits | $4,033,000 | 1,319 |
| Premises and equipment expense | $1,089,000 | 1,096 |
| Additional noninterest expense | $2,500,000 | 1,324 |
| Pre-tax net operating income | $1,370,000 | 2,363 |
| Securities gains (losses) | $150,000 | 874 |
| Applicable income taxes | $397,000 | 1,746 |
| Income before extraordinary items | $1,123,000 | 2,402 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,123,000 | 2,411 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,123,000 | 2,409 |
| Net charge-offs | $27,000 | 3,818 |
| Cash dividends | $91,000 | 3,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,012,000 | 2,517 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,130,000 | 1,537 |
| Total interest expense | $505,000 | 1,822 |
| Net interest income | $3,625,000 | 1,488 |
| Provision for loan and lease losses | $80,000 | 2,309 |
| Total noninterest income | $969,000 | 1,388 |
| Gross Fiduciary activities income | $128,000 | 614 |
| Service charges on deposit accounts | $329,000 | 1,019 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $512,000 | 1,548 |
| Total noninterest expense | $3,810,000 | 1,322 |
| Salaries and employee benefits | $1,992,000 | 1,347 |
| Premises and equipment expense | $604,000 | 1,016 |
| Additional noninterest expense | $1,214,000 | 1,346 |
| Pre-tax net operating income | $704,000 | 2,261 |
| Securities gains (losses) | $150,000 | 561 |
| Applicable income taxes | $237,000 | 1,550 |
| Income before extraordinary items | $617,000 | 2,209 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $617,000 | 2,211 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $617,000 | 2,211 |
| Net charge-offs | $-2,000 | 5,471 |
| Cash dividends | $45,000 | 2,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $509,000 | 2,460 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $18,284,000 | 1,452 |
| Total interest expense | $3,029,000 | 1,464 |
| Net interest income | $15,255,000 | 1,437 |
| Provision for loan and lease losses | $157,000 | 4,238 |
| Total noninterest income | $4,025,000 | 1,330 |
| Gross Fiduciary activities income | $531,000 | 585 |
| Service charges on deposit accounts | $1,386,000 | 1,032 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,108,000 | 1,477 |
| Total noninterest expense | $16,188,000 | 1,246 |
| Salaries and employee benefits | $8,536,000 | 1,232 |
| Premises and equipment expense | $2,493,000 | 955 |
| Additional noninterest expense | $5,159,000 | 1,319 |
| Pre-tax net operating income | $2,935,000 | 2,125 |
| Securities gains (losses) | $-133,000 | 6,920 |
| Applicable income taxes | $696,000 | 1,846 |
| Income before extraordinary items | $2,106,000 | 2,493 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,106,000 | 2,494 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,106,000 | 2,494 |
| Net charge-offs | $360,000 | 3,068 |
| Cash dividends | $5,374,000 | 535 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,205,750 | 2,288 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $14,019,000 | 1,444 |
| Total interest expense | $2,418,000 | 1,447 |
| Net interest income | $11,601,000 | 1,434 |
| Provision for loan and lease losses | $97,000 | 4,397 |
| Total noninterest income | $2,926,000 | 1,357 |
| Gross Fiduciary activities income | $394,000 | 586 |
| Service charges on deposit accounts | $1,030,000 | 1,041 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,502,000 | 1,529 |
| Total noninterest expense | $12,316,000 | 1,228 |
| Salaries and employee benefits | $6,512,000 | 1,208 |
| Premises and equipment expense | $1,861,000 | 965 |
| Additional noninterest expense | $3,943,000 | 1,289 |
| Pre-tax net operating income | $2,114,000 | 2,249 |
| Securities gains (losses) | $-132,000 | 7,038 |
| Applicable income taxes | $483,000 | 1,986 |
| Income before extraordinary items | $1,499,000 | 2,649 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,499,000 | 2,650 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,499,000 | 2,650 |
| Net charge-offs | $359,000 | 2,602 |
| Cash dividends | $284,000 | 2,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,599,320 | 2,398 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,530,000 | 1,435 |
| Total interest expense | $1,674,000 | 1,445 |
| Net interest income | $7,856,000 | 1,407 |
| Provision for loan and lease losses | $210,000 | 2,897 |
| Total noninterest income | $1,684,000 | 1,487 |
| Gross Fiduciary activities income | $268,000 | 596 |
| Service charges on deposit accounts | $683,000 | 1,037 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $733,000 | 1,862 |
| Total noninterest expense | $7,755,000 | 1,291 |
| Salaries and employee benefits | $3,998,000 | 1,296 |
| Premises and equipment expense | $1,269,000 | 948 |
| Additional noninterest expense | $2,488,000 | 1,365 |
| Pre-tax net operating income | $1,575,000 | 2,059 |
| Securities gains (losses) | $-86,000 | 7,089 |
| Applicable income taxes | $399,000 | 1,713 |
| Income before extraordinary items | $1,090,000 | 2,451 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,090,000 | 2,451 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,090,000 | 2,451 |
| Net charge-offs | $359,000 | 2,124 |
| Cash dividends | $190,000 | 2,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,152,780 | 2,207 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,856,000 | 1,421 |
| Total interest expense | $858,000 | 1,460 |
| Net interest income | $3,998,000 | 1,389 |
| Provision for loan and lease losses | $165,000 | 2,206 |
| Total noninterest income | $864,000 | 1,453 |
| Gross Fiduciary activities income | $134,000 | 594 |
| Service charges on deposit accounts | $337,000 | 1,043 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $393,000 | 1,781 |
| Total noninterest expense | $3,984,000 | 1,252 |
| Salaries and employee benefits | $2,052,000 | 1,267 |
| Premises and equipment expense | $641,000 | 950 |
| Additional noninterest expense | $1,291,000 | 1,298 |
| Pre-tax net operating income | $713,000 | 2,244 |
| Securities gains (losses) | $-86,000 | 7,198 |
| Applicable income taxes | $116,000 | 2,299 |
| Income before extraordinary items | $511,000 | 2,548 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $511,000 | 2,550 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $511,000 | 2,551 |
| Net charge-offs | $215,000 | 1,773 |
| Cash dividends | $96,000 | 2,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $580,660 | 2,205 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $19,912,000 | 1,430 |
| Total interest expense | $3,889,000 | 1,564 |
| Net interest income | $16,023,000 | 1,388 |
| Provision for loan and lease losses | $705,000 | 2,933 |
| Total noninterest income | $3,261,000 | 1,403 |
| Gross Fiduciary activities income | $544,000 | 538 |
| Service charges on deposit accounts | $1,454,000 | 1,018 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,263,000 | 1,836 |
| Total noninterest expense | $16,145,000 | 1,222 |
| Salaries and employee benefits | $8,072,000 | 1,231 |
| Premises and equipment expense | $2,760,000 | 911 |
| Additional noninterest expense | $5,313,000 | 1,308 |
| Pre-tax net operating income | $2,434,000 | 2,170 |
| Securities gains (losses) | $354,000 | 1,018 |
| Applicable income taxes | $535,000 | 1,970 |
| Income before extraordinary items | $2,253,000 | 2,049 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,253,000 | 2,050 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,253,000 | 2,050 |
| Net charge-offs | $276,000 | 3,897 |
| Cash dividends | $356,000 | 2,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,966,260 | 2,213 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $14,967,000 | 1,444 |
| Total interest expense | $3,009,000 | 1,572 |
| Net interest income | $11,958,000 | 1,405 |
| Provision for loan and lease losses | $540,000 | 2,764 |
| Total noninterest income | $2,391,000 | 1,419 |
| Gross Fiduciary activities income | $418,000 | 534 |
| Service charges on deposit accounts | $1,087,000 | 1,018 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $886,000 | 1,910 |
| Total noninterest expense | $12,345,000 | 1,193 |
| Salaries and employee benefits | $6,183,000 | 1,203 |
| Premises and equipment expense | $1,976,000 | 962 |
| Additional noninterest expense | $4,186,000 | 1,234 |
| Pre-tax net operating income | $1,464,000 | 2,628 |
| Securities gains (losses) | $353,000 | 822 |
| Applicable income taxes | $270,000 | 2,370 |
| Income before extraordinary items | $1,547,000 | 2,251 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,547,000 | 2,251 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,547,000 | 2,252 |
| Net charge-offs | $178,000 | 3,845 |
| Cash dividends | $265,000 | 2,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,246,950 | 2,557 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $10,028,000 | 1,450 |
| Total interest expense | $2,055,000 | 1,594 |
| Net interest income | $7,973,000 | 1,402 |
| Provision for loan and lease losses | $360,000 | 2,724 |
| Total noninterest income | $1,602,000 | 1,411 |
| Gross Fiduciary activities income | $266,000 | 551 |
| Service charges on deposit accounts | $724,000 | 1,009 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $612,000 | 1,847 |
| Total noninterest expense | $8,030,000 | 1,242 |
| Salaries and employee benefits | $4,080,000 | 1,222 |
| Premises and equipment expense | $1,190,000 | 1,071 |
| Additional noninterest expense | $2,760,000 | 1,283 |
| Pre-tax net operating income | $1,185,000 | 2,258 |
| Securities gains (losses) | $118,000 | 1,021 |
| Applicable income taxes | $233,000 | 2,057 |
| Income before extraordinary items | $1,070,000 | 2,159 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,070,000 | 2,158 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,070,000 | 2,158 |
| Net charge-offs | $34,000 | 4,751 |
| Cash dividends | $177,000 | 2,389 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $973,240 | 2,250 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,019,000 | 1,461 |
| Total interest expense | $1,048,000 | 1,615 |
| Net interest income | $3,971,000 | 1,396 |
| Provision for loan and lease losses | $180,000 | 2,550 |
| Total noninterest income | $862,000 | 1,357 |
| Gross Fiduciary activities income | $135,000 | 551 |
| Service charges on deposit accounts | $349,000 | 1,033 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $378,000 | 1,632 |
| Total noninterest expense | $4,374,000 | 1,150 |
| Salaries and employee benefits | $2,261,000 | 1,122 |
| Premises and equipment expense | $655,000 | 1,005 |
| Additional noninterest expense | $1,458,000 | 1,227 |
| Pre-tax net operating income | $279,000 | 3,646 |
| Securities gains (losses) | $-42,000 | 7,318 |
| Applicable income taxes | $-48,000 | 7,190 |
| Income before extraordinary items | $285,000 | 3,340 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $285,000 | 3,337 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $285,000 | 3,338 |
| Net charge-offs | $6,000 | 4,589 |
| Cash dividends | $88,000 | 1,996 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $327,000 | 2,993 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $20,718,000 | 1,485 |
| Total interest expense | $4,867,000 | 1,688 |
| Net interest income | $15,851,000 | 1,410 |
| Provision for loan and lease losses | $859,000 | 3,298 |
| Total noninterest income | $3,181,000 | 1,481 |
| Gross Fiduciary activities income | $564,000 | 528 |
| Service charges on deposit accounts | $1,450,000 | 1,044 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,167,000 | 1,987 |
| Total noninterest expense | $17,845,000 | 1,113 |
| Salaries and employee benefits | $9,023,000 | 1,100 |
| Premises and equipment expense | $2,497,000 | 1,044 |
| Additional noninterest expense | $6,325,000 | 1,172 |
| Pre-tax net operating income | $328,000 | 4,817 |
| Securities gains (losses) | $354,000 | 1,129 |
| Applicable income taxes | $-167,000 | 6,934 |
| Income before extraordinary items | $849,000 | 3,519 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $849,000 | 3,516 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $849,000 | 3,519 |
| Net charge-offs | $638,000 | 3,308 |
| Cash dividends | $360,000 | 2,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $495,000 | 4,196 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $15,636,000 | 1,510 |
| Total interest expense | $3,748,000 | 1,708 |
| Net interest income | $11,888,000 | 1,435 |
| Provision for loan and lease losses | $679,000 | 3,078 |
| Total noninterest income | $1,982,000 | 1,699 |
| Gross Fiduciary activities income | $429,000 | 530 |
| Service charges on deposit accounts | $1,082,000 | 1,077 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $471,000 | 2,853 |
| Total noninterest expense | $13,922,000 | 1,058 |
| Salaries and employee benefits | $6,965,000 | 1,054 |
| Premises and equipment expense | $1,898,000 | 1,036 |
| Additional noninterest expense | $5,059,000 | 1,058 |
| Pre-tax net operating income | $-731,000 | 6,664 |
| Securities gains (losses) | $202,000 | 1,372 |
| Applicable income taxes | $-511,000 | 7,375 |
| Income before extraordinary items | $-18,000 | 6,173 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-18,000 | 6,174 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-18,000 | 6,174 |
| Net charge-offs | $604,000 | 2,817 |
| Cash dividends | $272,000 | 2,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-147,280 | 6,284 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $10,391,000 | 1,538 |
| Total interest expense | $2,600,000 | 1,723 |
| Net interest income | $7,791,000 | 1,464 |
| Provision for loan and lease losses | $529,000 | 2,774 |
| Total noninterest income | $1,141,000 | 1,845 |
| Gross Fiduciary activities income | $302,000 | 516 |
| Service charges on deposit accounts | $717,000 | 1,089 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $122,000 | 4,316 |
| Total noninterest expense | $9,577,000 | 1,026 |
| Salaries and employee benefits | $4,652,000 | 1,051 |
| Premises and equipment expense | $1,337,000 | 986 |
| Additional noninterest expense | $3,588,000 | 984 |
| Pre-tax net operating income | $-1,174,000 | 7,075 |
| Securities gains (losses) | $-108,000 | 7,531 |
| Applicable income taxes | $-663,000 | 7,534 |
| Income before extraordinary items | $-619,000 | 6,925 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-619,000 | 6,925 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-619,000 | 6,925 |
| Net charge-offs | $246,000 | 3,298 |
| Cash dividends | $176,000 | 2,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-549,880 | 6,850 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,211,000 | 1,562 |
| Total interest expense | $1,399,000 | 1,682 |
| Net interest income | $3,812,000 | 1,507 |
| Provision for loan and lease losses | $183,000 | 3,118 |
| Total noninterest income | $491,000 | 2,061 |
| Gross Fiduciary activities income | $161,000 | 512 |
| Service charges on deposit accounts | $336,000 | 1,162 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-6,000 | 7,544 |
| Total noninterest expense | $4,259,000 | 1,184 |
| Salaries and employee benefits | $2,202,000 | 1,129 |
| Premises and equipment expense | $656,000 | 1,036 |
| Additional noninterest expense | $1,401,000 | 1,263 |
| Pre-tax net operating income | $-139,000 | 6,734 |
| Securities gains (losses) | $-227,000 | 7,772 |
| Applicable income taxes | $-242,000 | 7,594 |
| Income before extraordinary items | $-124,000 | 6,806 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-124,000 | 6,807 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-124,000 | 6,806 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $86,000 | 2,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $21,280 | 6,010 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $19,602,000 | 1,745 |
| Total interest expense | $6,500,000 | 1,795 |
| Net interest income | $13,102,000 | 1,712 |
| Provision for loan and lease losses | $991,000 | 3,527 |
| Total noninterest income | $3,877,000 | 1,336 |
| Gross Fiduciary activities income | $511,000 | 544 |
| Service charges on deposit accounts | $1,400,000 | 1,235 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,966,000 | 1,391 |
| Total noninterest expense | $14,211,000 | 1,451 |
| Salaries and employee benefits | $6,745,000 | 1,488 |
| Premises and equipment expense | $1,837,000 | 1,472 |
| Additional noninterest expense | $5,629,000 | 1,334 |
| Pre-tax net operating income | $1,777,000 | 2,106 |
| Securities gains (losses) | $793,000 | 610 |
| Applicable income taxes | $597,000 | 1,388 |
| Income before extraordinary items | $1,973,000 | 1,712 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,973,000 | 1,711 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,973,000 | 1,712 |
| Net charge-offs | $719,000 | 3,312 |
| Cash dividends | $417,000 | 2,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,362,390 | 2,236 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $14,937,000 | 1,736 |
| Total interest expense | $5,369,000 | 1,725 |
| Net interest income | $9,568,000 | 1,750 |
| Provision for loan and lease losses | $841,000 | 3,041 |
| Total noninterest income | $2,847,000 | 1,380 |
| Gross Fiduciary activities income | $381,000 | 540 |
| Service charges on deposit accounts | $1,025,000 | 1,263 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,441,000 | 1,436 |
| Total noninterest expense | $10,477,000 | 1,466 |
| Salaries and employee benefits | $5,091,000 | 1,492 |
| Premises and equipment expense | $1,391,000 | 1,474 |
| Additional noninterest expense | $3,995,000 | 1,364 |
| Pre-tax net operating income | $1,097,000 | 2,581 |
| Securities gains (losses) | $788,000 | 475 |
| Applicable income taxes | $405,000 | 1,618 |
| Income before extraordinary items | $1,480,000 | 1,809 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,480,000 | 1,809 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,480,000 | 1,809 |
| Net charge-offs | $619,000 | 2,769 |
| Cash dividends | $329,000 | 2,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $857,480 | 2,694 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $10,008,000 | 1,762 |
| Total interest expense | $3,897,000 | 1,670 |
| Net interest income | $6,111,000 | 1,819 |
| Provision for loan and lease losses | $259,000 | 3,956 |
| Total noninterest income | $2,421,000 | 1,149 |
| Gross Fiduciary activities income | $249,000 | 552 |
| Service charges on deposit accounts | $662,000 | 1,283 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,510,000 | 1,080 |
| Total noninterest expense | $7,099,000 | 1,462 |
| Salaries and employee benefits | $3,475,000 | 1,496 |
| Premises and equipment expense | $973,000 | 1,439 |
| Additional noninterest expense | $2,651,000 | 1,404 |
| Pre-tax net operating income | $1,174,000 | 1,858 |
| Securities gains (losses) | $-19,000 | 7,524 |
| Applicable income taxes | $273,000 | 1,639 |
| Income before extraordinary items | $882,000 | 2,066 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $882,000 | 2,063 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $882,000 | 2,065 |
| Net charge-offs | $158,000 | 3,718 |
| Cash dividends | $232,000 | 2,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $896,440 | 1,969 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,016,000 | 1,783 |
| Total interest expense | $2,031,000 | 1,671 |
| Net interest income | $2,985,000 | 1,856 |
| Provision for loan and lease losses | $139,000 | 3,428 |
| Total noninterest income | $920,000 | 1,383 |
| Gross Fiduciary activities income | $145,000 | 517 |
| Service charges on deposit accounts | $327,000 | 1,258 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $448,000 | 1,493 |
| Total noninterest expense | $3,494,000 | 1,424 |
| Salaries and employee benefits | $1,780,000 | 1,475 |
| Premises and equipment expense | $543,000 | 1,320 |
| Additional noninterest expense | $1,171,000 | 1,390 |
| Pre-tax net operating income | $272,000 | 3,496 |
| Securities gains (losses) | $-17,000 | 7,863 |
| Applicable income taxes | $30,000 | 3,285 |
| Income before extraordinary items | $225,000 | 3,661 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $225,000 | 3,661 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $225,000 | 3,662 |
| Net charge-offs | $51,000 | 3,523 |
| Cash dividends | $118,000 | 2,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $239,960 | 3,387 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $21,703,000 | 1,778 |
| Total interest expense | $9,132,000 | 1,767 |
| Net interest income | $12,571,000 | 1,773 |
| Provision for loan and lease losses | $1,113,000 | 2,551 |
| Total noninterest income | $1,702,000 | 2,403 |
| Gross Fiduciary activities income | $928,000 | 426 |
| Service charges on deposit accounts | $1,289,000 | 1,398 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-515,000 | 8,224 |
| Total noninterest expense | $13,763,000 | 1,421 |
| Salaries and employee benefits | $7,000,000 | 1,475 |
| Premises and equipment expense | $1,918,000 | 1,441 |
| Additional noninterest expense | $4,845,000 | 1,300 |
| Pre-tax net operating income | $-603,000 | 6,822 |
| Securities gains (losses) | $478,000 | 388 |
| Applicable income taxes | $-288,000 | 7,316 |
| Income before extraordinary items | $163,000 | 5,622 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $163,000 | 5,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $533,000 | 2,711 |
| Cash dividends | $685,000 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-142,920 | 6,564 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $16,318,000 | 1,814 |
| Total interest expense | $7,129,000 | 1,775 |
| Net interest income | $9,189,000 | 1,839 |
| Provision for loan and lease losses | $803,000 | 2,097 |
| Total noninterest income | $3,132,000 | 1,266 |
| Gross Fiduciary activities income | $757,000 | 413 |
| Service charges on deposit accounts | $920,000 | 1,470 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,455,000 | 1,395 |
| Total noninterest expense | $10,434,000 | 1,388 |
| Salaries and employee benefits | $5,275,000 | 1,492 |
| Premises and equipment expense | $1,475,000 | 1,410 |
| Additional noninterest expense | $3,684,000 | 1,243 |
| Pre-tax net operating income | $1,084,000 | 3,520 |
| Securities gains (losses) | $512,000 | 315 |
| Applicable income taxes | $357,000 | 2,282 |
| Income before extraordinary items | $1,239,000 | 2,696 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,239,000 | 2,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $352,000 | 2,367 |
| Cash dividends | $513,000 | 2,693 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $839,640 | 3,602 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $10,934,000 | 1,829 |
| Total interest expense | $4,909,000 | 1,799 |
| Net interest income | $6,025,000 | 1,865 |
| Provision for loan and lease losses | $150,000 | 3,592 |
| Total noninterest income | $2,433,000 | 1,136 |
| Gross Fiduciary activities income | $542,000 | 405 |
| Service charges on deposit accounts | $595,000 | 1,497 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,296,000 | 1,173 |
| Total noninterest expense | $6,733,000 | 1,428 |
| Salaries and employee benefits | $3,465,000 | 1,526 |
| Premises and equipment expense | $1,001,000 | 1,388 |
| Additional noninterest expense | $2,267,000 | 1,311 |
| Pre-tax net operating income | $1,575,000 | 2,101 |
| Securities gains (losses) | $451,000 | 346 |
| Applicable income taxes | $592,000 | 1,406 |
| Income before extraordinary items | $1,434,000 | 1,877 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,434,000 | 1,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,912 |
| Cash dividends | $358,000 | 2,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,113,790 | 2,308 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,489,000 | 1,868 |
| Total interest expense | $2,656,000 | 1,770 |
| Net interest income | $2,833,000 | 1,974 |
| Provision for loan and lease losses | $75,000 | 3,123 |
| Total noninterest income | $555,000 | 2,076 |
| Gross Fiduciary activities income | $262,000 | 413 |
| Service charges on deposit accounts | $289,000 | 1,513 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,000 | 7,805 |
| Total noninterest expense | $3,334,000 | 1,434 |
| Salaries and employee benefits | $1,738,000 | 1,538 |
| Premises and equipment expense | $521,000 | 1,329 |
| Additional noninterest expense | $1,075,000 | 1,339 |
| Pre-tax net operating income | $-21,000 | 7,286 |
| Securities gains (losses) | $314,000 | 315 |
| Applicable income taxes | $30,000 | 4,050 |
| Income before extraordinary items | $263,000 | 4,098 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $263,000 | 4,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,217 |
| Cash dividends | $207,000 | 2,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-19,600 | 7,320 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $22,070,000 | 1,914 |
| Total interest expense | $11,000,000 | 1,816 |
| Net interest income | $11,070,000 | 2,051 |
| Provision for loan and lease losses | $640,000 | 1,968 |
| Total noninterest income | $2,194,000 | 2,081 |
| Gross Fiduciary activities income | $948,000 | 434 |
| Service charges on deposit accounts | $1,254,000 | 1,433 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $-8,000 | 8,456 |
| Total noninterest expense | $12,120,000 | 1,525 |
| Salaries and employee benefits | $6,458,000 | 1,568 |
| Premises and equipment expense | $1,794,000 | 1,487 |
| Additional noninterest expense | $3,868,000 | 1,434 |
| Pre-tax net operating income | $504,000 | 5,987 |
| Securities gains (losses) | $324,000 | 338 |
| Applicable income taxes | $-27,000 | 7,871 |
| Income before extraordinary items | $855,000 | 4,643 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $855,000 | 4,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $616,000 | 1,460 |
| Cash dividends | $880,000 | 2,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $531,000 | 5,566 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $16,311,000 | 1,943 |
| Total interest expense | $8,067,000 | 1,844 |
| Net interest income | $8,244,000 | 2,075 |
| Provision for loan and lease losses | $450,000 | 1,697 |
| Total noninterest income | $1,613,000 | 2,111 |
| Gross Fiduciary activities income | $747,000 | 416 |
| Service charges on deposit accounts | $931,000 | 1,425 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-65,000 | 8,533 |
| Total noninterest expense | $8,907,000 | 1,534 |
| Salaries and employee benefits | $4,637,000 | 1,626 |
| Premises and equipment expense | $1,340,000 | 1,488 |
| Additional noninterest expense | $2,930,000 | 1,374 |
| Pre-tax net operating income | $500,000 | 5,770 |
| Securities gains (losses) | $285,000 | 318 |
| Applicable income taxes | $47,000 | 4,988 |
| Income before extraordinary items | $738,000 | 4,519 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $738,000 | 4,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $421,000 | 1,220 |
| Cash dividends | $664,000 | 2,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $470,100 | 5,493 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $10,689,000 | 1,988 |
| Total interest expense | $5,197,000 | 1,896 |
| Net interest income | $5,492,000 | 2,111 |
| Provision for loan and lease losses | $150,000 | 2,579 |
| Total noninterest income | $1,195,000 | 1,969 |
| Gross Fiduciary activities income | $471,000 | 439 |
| Service charges on deposit accounts | $614,000 | 1,446 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $110,000 | 4,949 |
| Total noninterest expense | $5,945,000 | 1,545 |
| Salaries and employee benefits | $3,184,000 | 1,617 |
| Premises and equipment expense | $879,000 | 1,530 |
| Additional noninterest expense | $1,882,000 | 1,452 |
| Pre-tax net operating income | $592,000 | 4,687 |
| Securities gains (losses) | $230,000 | 286 |
| Applicable income taxes | $108,000 | 4,048 |
| Income before extraordinary items | $714,000 | 3,778 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $714,000 | 3,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 1,518 |
| Cash dividends | $441,000 | 2,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $513,900 | 4,492 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,342,000 | 1,994 |
| Total interest expense | $2,596,000 | 1,888 |
| Net interest income | $2,746,000 | 2,111 |
| Provision for loan and lease losses | $75,000 | 2,404 |
| Total noninterest income | $605,000 | 1,932 |
| Gross Fiduciary activities income | $238,000 | 439 |
| Service charges on deposit accounts | $287,000 | 1,495 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $80,000 | 4,208 |
| Total noninterest expense | $3,057,000 | 1,496 |
| Salaries and employee benefits | $1,693,000 | 1,532 |
| Premises and equipment expense | $443,000 | 1,510 |
| Additional noninterest expense | $921,000 | 1,456 |
| Pre-tax net operating income | $219,000 | 5,321 |
| Securities gains (losses) | $87,000 | 325 |
| Applicable income taxes | $17,000 | 5,024 |
| Income before extraordinary items | $289,000 | 4,267 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $289,000 | 4,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,588 |
| Cash dividends | $218,000 | 2,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $207,220 | 4,959 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $21,631,000 | 1,856 |
| Total interest expense | $9,674,000 | 1,735 |
| Net interest income | $11,957,000 | 1,943 |
| Provision for loan and lease losses | $362,000 | 2,444 |
| Total noninterest income | $2,839,000 | 1,708 |
| Gross Fiduciary activities income | $1,030,000 | 396 |
| Service charges on deposit accounts | $1,140,000 | 1,553 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $669,000 | 2,822 |
| Total noninterest expense | $12,416,000 | 1,442 |
| Salaries and employee benefits | $6,625,000 | 1,496 |
| Premises and equipment expense | $1,879,000 | 1,372 |
| Additional noninterest expense | $3,912,000 | 1,360 |
| Pre-tax net operating income | $2,018,000 | 3,621 |
| Securities gains (losses) | $-37,000 | 7,819 |
| Applicable income taxes | $415,000 | 3,388 |
| Income before extraordinary items | $1,566,000 | 3,680 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,566,000 | 3,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,784 |
| Cash dividends | $829,000 | 2,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,595,230 | 3,616 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $16,026,000 | 1,870 |
| Total interest expense | $6,989,000 | 1,745 |
| Net interest income | $9,037,000 | 1,945 |
| Provision for loan and lease losses | $287,000 | 2,236 |
| Total noninterest income | $2,176,000 | 1,692 |
| Gross Fiduciary activities income | $819,000 | 372 |
| Service charges on deposit accounts | $835,000 | 1,592 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $522,000 | 2,785 |
| Total noninterest expense | $9,453,000 | 1,428 |
| Salaries and employee benefits | $4,944,000 | 1,512 |
| Premises and equipment expense | $1,426,000 | 1,368 |
| Additional noninterest expense | $3,083,000 | 1,298 |
| Pre-tax net operating income | $1,473,000 | 3,826 |
| Securities gains (losses) | $-211,000 | 8,544 |
| Applicable income taxes | $247,000 | 3,860 |
| Income before extraordinary items | $1,015,000 | 4,135 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,015,000 | 4,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,547 |
| Cash dividends | $615,000 | 2,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,183,800 | 3,760 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $10,534,000 | 1,870 |
| Total interest expense | $4,486,000 | 1,727 |
| Net interest income | $6,048,000 | 1,929 |
| Provision for loan and lease losses | $162,000 | 2,467 |
| Total noninterest income | $1,496,000 | 1,642 |
| Gross Fiduciary activities income | $553,000 | 373 |
| Service charges on deposit accounts | $535,000 | 1,637 |
| Trading account gains and fees | $1,000 | 122 |
| Additional Noninterest Income | $407,000 | 2,541 |
| Total noninterest expense | $6,414,000 | 1,407 |
| Salaries and employee benefits | $3,424,000 | 1,444 |
| Premises and equipment expense | $959,000 | 1,351 |
| Additional noninterest expense | $2,031,000 | 1,317 |
| Pre-tax net operating income | $968,000 | 3,875 |
| Securities gains (losses) | $-176,000 | 8,621 |
| Applicable income taxes | $95,000 | 4,570 |
| Income before extraordinary items | $697,000 | 4,084 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $697,000 | 4,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,722 |
| Cash dividends | $190,000 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $851,880 | 3,574 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,260,000 | 1,827 |
| Total interest expense | $2,218,000 | 1,667 |
| Net interest income | $3,042,000 | 1,904 |
| Provision for loan and lease losses | $87,000 | 2,254 |
| Total noninterest income | $747,000 | 1,611 |
| Gross Fiduciary activities income | $295,000 | 363 |
| Service charges on deposit accounts | $248,000 | 1,697 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $204,000 | 2,459 |
| Total noninterest expense | $3,322,000 | 1,366 |
| Salaries and employee benefits | $1,858,000 | 1,341 |
| Premises and equipment expense | $496,000 | 1,309 |
| Additional noninterest expense | $968,000 | 1,357 |
| Pre-tax net operating income | $380,000 | 4,389 |
| Securities gains (losses) | $-6,000 | 8,127 |
| Applicable income taxes | $37,000 | 4,820 |
| Income before extraordinary items | $337,000 | 4,107 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $337,000 | 4,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $190,000 | 2,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $342,400 | 4,055 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $18,269,000 | 1,844 |
| Total interest expense | $6,493,000 | 1,752 |
| Net interest income | $11,776,000 | 1,871 |
| Provision for loan and lease losses | $326,000 | 2,659 |
| Total noninterest income | $3,951,000 | 1,291 |
| Gross Fiduciary activities income | $891,000 | 423 |
| Service charges on deposit accounts | $859,000 | 1,989 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,201,000 | 1,267 |
| Total noninterest expense | $13,518,000 | 1,271 |
| Salaries and employee benefits | $7,074,000 | 1,316 |
| Premises and equipment expense | $1,761,000 | 1,394 |
| Additional noninterest expense | $4,683,000 | 1,092 |
| Pre-tax net operating income | $1,883,000 | 3,825 |
| Securities gains (losses) | $19,000 | 1,270 |
| Applicable income taxes | $298,000 | 4,147 |
| Income before extraordinary items | $1,604,000 | 3,625 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,604,000 | 3,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,503 |
| Cash dividends | $1,000,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,588,040 | 3,624 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $13,260,000 | 1,852 |
| Total interest expense | $4,461,000 | 1,799 |
| Net interest income | $8,799,000 | 1,863 |
| Provision for loan and lease losses | $201,000 | 2,946 |
| Total noninterest income | $2,979,000 | 1,305 |
| Gross Fiduciary activities income | $683,000 | 408 |
| Service charges on deposit accounts | $603,000 | 2,096 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,693,000 | 1,242 |
| Total noninterest expense | $10,350,000 | 1,242 |
| Salaries and employee benefits | $5,313,000 | 1,307 |
| Premises and equipment expense | $1,327,000 | 1,375 |
| Additional noninterest expense | $3,710,000 | 1,033 |
| Pre-tax net operating income | $1,227,000 | 4,255 |
| Securities gains (losses) | $-6,000 | 7,744 |
| Applicable income taxes | $58,000 | 5,689 |
| Income before extraordinary items | $1,163,000 | 3,754 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,163,000 | 3,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,856 |
| Cash dividends | $1,000,000 | 1,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,168,700 | 3,703 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,514,000 | 1,874 |
| Total interest expense | $2,721,000 | 1,845 |
| Net interest income | $5,793,000 | 1,876 |
| Provision for loan and lease losses | $145,000 | 2,750 |
| Total noninterest income | $2,033,000 | 1,248 |
| Gross Fiduciary activities income | $470,000 | 400 |
| Service charges on deposit accounts | $396,000 | 2,087 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,167,000 | 1,204 |
| Total noninterest expense | $6,503,000 | 1,305 |
| Salaries and employee benefits | $3,489,000 | 1,311 |
| Premises and equipment expense | $908,000 | 1,332 |
| Additional noninterest expense | $2,106,000 | 1,187 |
| Pre-tax net operating income | $1,178,000 | 3,289 |
| Securities gains (losses) | $-5,000 | 7,925 |
| Applicable income taxes | $205,000 | 3,742 |
| Income before extraordinary items | $968,000 | 3,166 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $968,000 | 3,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,136 |
| Cash dividends | $1,000,000 | 1,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $972,150 | 3,110 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,026,000 | 1,926 |
| Total interest expense | $1,203,000 | 1,966 |
| Net interest income | $2,823,000 | 1,906 |
| Provision for loan and lease losses | $55,000 | 3,052 |
| Total noninterest income | $903,000 | 1,361 |
| Gross Fiduciary activities income | $216,000 | 427 |
| Service charges on deposit accounts | $196,000 | 2,036 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $491,000 | 1,336 |
| Total noninterest expense | $3,222,000 | 1,323 |
| Salaries and employee benefits | $1,704,000 | 1,361 |
| Premises and equipment expense | $464,000 | 1,299 |
| Additional noninterest expense | $1,054,000 | 1,165 |
| Pre-tax net operating income | $449,000 | 3,966 |
| Securities gains (losses) | $5,000 | 1,192 |
| Applicable income taxes | $55,000 | 4,637 |
| Income before extraordinary items | $399,000 | 3,627 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $399,000 | 3,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $394,600 | 3,623 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,872,000 | 2,041 |
| Total interest expense | $3,598,000 | 2,250 |
| Net interest income | $10,274,000 | 1,976 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $3,814,000 | 1,331 |
| Gross Fiduciary activities income | $904,000 | 399 |
| Service charges on deposit accounts | $775,000 | 2,201 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,135,000 | 1,262 |
| Total noninterest expense | $11,639,000 | 1,402 |
| Salaries and employee benefits | $6,207,000 | 1,431 |
| Premises and equipment expense | $1,600,000 | 1,442 |
| Additional noninterest expense | $3,832,000 | 1,298 |
| Pre-tax net operating income | $2,449,000 | 3,061 |
| Securities gains (losses) | $74,000 | 1,456 |
| Applicable income taxes | $501,000 | 3,355 |
| Income before extraordinary items | $2,022,000 | 2,887 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,022,000 | 2,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,102 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,962,800 | 2,909 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,081,000 | 2,097 |
| Total interest expense | $2,569,000 | 2,294 |
| Net interest income | $7,512,000 | 1,999 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $2,540,000 | 1,472 |
| Gross Fiduciary activities income | $650,000 | 410 |
| Service charges on deposit accounts | $572,000 | 2,246 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,318,000 | 1,464 |
| Total noninterest expense | $8,772,000 | 1,395 |
| Salaries and employee benefits | $4,423,000 | 1,504 |
| Premises and equipment expense | $1,198,000 | 1,442 |
| Additional noninterest expense | $3,151,000 | 1,156 |
| Pre-tax net operating income | $1,280,000 | 3,997 |
| Securities gains (losses) | $50,000 | 1,653 |
| Applicable income taxes | $241,000 | 4,147 |
| Income before extraordinary items | $1,089,000 | 3,794 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,089,000 | 3,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,882 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,048,000 | 3,820 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,539,000 | 2,144 |
| Total interest expense | $1,623,000 | 2,388 |
| Net interest income | $4,916,000 | 2,027 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $1,669,000 | 1,477 |
| Gross Fiduciary activities income | $451,000 | 403 |
| Service charges on deposit accounts | $373,000 | 2,275 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $845,000 | 1,492 |
| Total noninterest expense | $5,578,000 | 1,450 |
| Salaries and employee benefits | $2,944,000 | 1,504 |
| Premises and equipment expense | $792,000 | 1,460 |
| Additional noninterest expense | $1,842,000 | 1,320 |
| Pre-tax net operating income | $1,007,000 | 3,517 |
| Securities gains (losses) | $61,000 | 1,333 |
| Applicable income taxes | $239,000 | 3,468 |
| Income before extraordinary items | $829,000 | 3,437 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $829,000 | 3,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $781,420 | 3,499 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,186,000 | 2,198 |
| Total interest expense | $782,000 | 2,500 |
| Net interest income | $2,404,000 | 2,090 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $941,000 | 1,313 |
| Gross Fiduciary activities income | $235,000 | 394 |
| Service charges on deposit accounts | $177,000 | 2,313 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $529,000 | 1,244 |
| Total noninterest expense | $2,724,000 | 1,496 |
| Salaries and employee benefits | $1,428,000 | 1,568 |
| Premises and equipment expense | $391,000 | 1,495 |
| Additional noninterest expense | $905,000 | 1,339 |
| Pre-tax net operating income | $621,000 | 2,992 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $157,000 | 3,008 |
| Income before extraordinary items | $464,000 | 3,119 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $464,000 | 3,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $464,000 | 3,001 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,786,000 | 2,245 |
| Total interest expense | $3,543,000 | 2,476 |
| Net interest income | $9,243,000 | 2,111 |
| Provision for loan and lease losses | $50,000 | 6,256 |
| Total noninterest income | $3,528,000 | 1,480 |
| Gross Fiduciary activities income | $882,000 | 408 |
| Service charges on deposit accounts | $773,000 | 2,173 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,873,000 | 1,542 |
| Total noninterest expense | $9,777,000 | 1,644 |
| Salaries and employee benefits | $4,923,000 | 1,744 |
| Premises and equipment expense | $1,467,000 | 1,560 |
| Additional noninterest expense | $3,387,000 | 1,450 |
| Pre-tax net operating income | $2,944,000 | 2,549 |
| Securities gains (losses) | $63,000 | 2,296 |
| Applicable income taxes | $787,000 | 2,566 |
| Income before extraordinary items | $2,220,000 | 2,636 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,220,000 | 2,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,027 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,173,380 | 2,560 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,564,000 | 2,287 |
| Total interest expense | $2,701,000 | 2,528 |
| Net interest income | $6,863,000 | 2,142 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $2,637,000 | 1,520 |
| Gross Fiduciary activities income | $631,000 | 425 |
| Service charges on deposit accounts | $565,000 | 2,236 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,441,000 | 1,576 |
| Total noninterest expense | $7,060,000 | 1,708 |
| Salaries and employee benefits | $3,644,000 | 1,782 |
| Premises and equipment expense | $1,093,000 | 1,567 |
| Additional noninterest expense | $2,323,000 | 1,580 |
| Pre-tax net operating income | $2,440,000 | 2,441 |
| Securities gains (losses) | $12,000 | 3,246 |
| Applicable income taxes | $657,000 | 2,494 |
| Income before extraordinary items | $1,795,000 | 2,575 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,795,000 | 2,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,480 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,786,240 | 2,456 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,424,000 | 2,284 |
| Total interest expense | $1,870,000 | 2,521 |
| Net interest income | $4,554,000 | 2,145 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $1,502,000 | 1,717 |
| Gross Fiduciary activities income | $439,000 | 422 |
| Service charges on deposit accounts | $374,000 | 2,212 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $689,000 | 1,994 |
| Total noninterest expense | $4,679,000 | 1,715 |
| Salaries and employee benefits | $2,416,000 | 1,783 |
| Premises and equipment expense | $754,000 | 1,518 |
| Additional noninterest expense | $1,509,000 | 1,609 |
| Pre-tax net operating income | $1,377,000 | 2,784 |
| Securities gains (losses) | $12,000 | 2,858 |
| Applicable income taxes | $333,000 | 3,047 |
| Income before extraordinary items | $1,056,000 | 2,859 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,056,000 | 2,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,879 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,046,880 | 2,707 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,177,000 | 2,326 |
| Total interest expense | $942,000 | 2,562 |
| Net interest income | $2,235,000 | 2,182 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $821,000 | 1,551 |
| Gross Fiduciary activities income | $241,000 | 410 |
| Service charges on deposit accounts | $179,000 | 2,238 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $401,000 | 1,733 |
| Total noninterest expense | $2,360,000 | 1,685 |
| Salaries and employee benefits | $1,221,000 | 1,743 |
| Premises and equipment expense | $385,000 | 1,503 |
| Additional noninterest expense | $754,000 | 1,569 |
| Pre-tax net operating income | $696,000 | 2,746 |
| Securities gains (losses) | $7,000 | 2,278 |
| Applicable income taxes | $172,000 | 2,956 |
| Income before extraordinary items | $531,000 | 2,819 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $531,000 | 2,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $525,680 | 2,700 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,637,000 | 2,256 |
| Total interest expense | $4,806,000 | 2,326 |
| Net interest income | $8,831,000 | 2,191 |
| Provision for loan and lease losses | $150,000 | 4,907 |
| Total noninterest income | $3,514,000 | 1,377 |
| Gross Fiduciary activities income | $840,000 | 438 |
| Service charges on deposit accounts | $725,000 | 2,187 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,949,000 | 1,335 |
| Total noninterest expense | $8,721,000 | 1,739 |
| Salaries and employee benefits | $4,443,000 | 1,813 |
| Premises and equipment expense | $1,362,000 | 1,617 |
| Additional noninterest expense | $2,916,000 | 1,620 |
| Pre-tax net operating income | $3,474,000 | 2,220 |
| Securities gains (losses) | $-254,000 | 9,212 |
| Applicable income taxes | $1,099,000 | 2,066 |
| Income before extraordinary items | $2,121,000 | 2,680 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,121,000 | 2,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,753 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,288,640 | 2,435 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,837,000 | 2,476 |
| Total interest expense | $6,777,000 | 2,361 |
| Net interest income | $7,060,000 | 2,534 |
| Provision for loan and lease losses | $90,000 | 5,778 |
| Total noninterest income | $3,171,000 | 1,416 |
| Gross Fiduciary activities income | $809,000 | 462 |
| Service charges on deposit accounts | $684,000 | 2,180 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,678,000 | 1,407 |
| Total noninterest expense | $7,963,000 | 1,817 |
| Salaries and employee benefits | $3,689,000 | 2,040 |
| Premises and equipment expense | $1,314,000 | 1,641 |
| Additional noninterest expense | $2,960,000 | 1,565 |
| Pre-tax net operating income | $2,178,000 | 2,981 |
| Securities gains (losses) | $-1,879,000 | 9,598 |
| Applicable income taxes | $20,000 | 7,319 |
| Income before extraordinary items | $279,000 | 7,258 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $279,000 | 7,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,531 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,026,470 | 2,416 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,596,000 | 2,775 |
| Total interest expense | $6,717,000 | 2,504 |
| Net interest income | $5,879,000 | 3,011 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $3,300,000 | 1,237 |
| Gross Fiduciary activities income | $832,000 | 460 |
| Service charges on deposit accounts | $623,000 | 2,208 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,845,000 | 1,202 |
| Total noninterest expense | $6,960,000 | 1,988 |
| Salaries and employee benefits | $3,336,000 | 2,141 |
| Premises and equipment expense | $1,216,000 | 1,714 |
| Additional noninterest expense | $2,408,000 | 1,835 |
| Pre-tax net operating income | $2,219,000 | 3,060 |
| Securities gains (losses) | $272,000 | 358 |
| Applicable income taxes | $821,000 | 2,473 |
| Income before extraordinary items | $1,670,000 | 2,979 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,670,000 | 2,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,551 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,487,760 | 3,277 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,691,000 | 3,017 |
| Total interest expense | $5,234,000 | 2,794 |
| Net interest income | $5,457,000 | 3,176 |
| Provision for loan and lease losses | $50,000 | 6,505 |
| Total noninterest income | $1,768,000 | 2,027 |
| Gross Fiduciary activities income | $738,000 | 531 |
| Service charges on deposit accounts | $531,000 | 2,499 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $499,000 | 2,957 |
| Total noninterest expense | $6,001,000 | 2,276 |
| Salaries and employee benefits | $2,969,000 | 2,364 |
| Premises and equipment expense | $898,000 | 2,264 |
| Additional noninterest expense | $2,134,000 | 2,042 |
| Pre-tax net operating income | $1,174,000 | 4,825 |
| Securities gains (losses) | $202,000 | 543 |
| Applicable income taxes | $452,000 | 3,857 |
| Income before extraordinary items | $924,000 | 4,670 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $924,000 | 4,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 9,843 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $788,660 | 5,100 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,797,000 | 3,297 |
| Total interest expense | $4,691,000 | 3,178 |
| Net interest income | $5,106,000 | 3,320 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $1,994,000 | 1,838 |
| Gross Fiduciary activities income | $582,000 | 591 |
| Service charges on deposit accounts | $496,000 | 2,577 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $916,000 | 1,985 |
| Total noninterest expense | $5,234,000 | 2,487 |
| Salaries and employee benefits | $2,624,000 | 2,577 |
| Premises and equipment expense | $804,000 | 2,440 |
| Additional noninterest expense | $1,806,000 | 2,309 |
| Pre-tax net operating income | $1,806,000 | 3,621 |
| Securities gains (losses) | $436,000 | 606 |
| Applicable income taxes | $791,000 | 2,766 |
| Income before extraordinary items | $1,451,000 | 3,346 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,451,000 | 3,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 9,413 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,167,600 | 3,926 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,875,000 | 3,619 |
| Total interest expense | $4,133,000 | 3,553 |
| Net interest income | $4,742,000 | 3,662 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $1,444,000 | 2,276 |
| Gross Fiduciary activities income | $449,000 | 686 |
| Service charges on deposit accounts | $552,000 | 2,383 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $443,000 | 3,078 |
| Total noninterest expense | $4,220,000 | 3,019 |
| Salaries and employee benefits | $2,138,000 | 3,094 |
| Premises and equipment expense | $671,000 | 2,846 |
| Additional noninterest expense | $1,411,000 | 2,895 |
| Pre-tax net operating income | $1,906,000 | 3,695 |
| Securities gains (losses) | $89,000 | 1,043 |
| Applicable income taxes | $723,000 | 3,156 |
| Income before extraordinary items | $1,272,000 | 3,869 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,272,000 | 3,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 3,029 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,215,040 | 3,936 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,785,000 | 4,139 |
| Total interest expense | $3,546,000 | 4,143 |
| Net interest income | $4,239,000 | 4,098 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $1,286,000 | 2,554 |
| Gross Fiduciary activities income | $411,000 | 763 |
| Service charges on deposit accounts | $559,000 | 2,434 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $316,000 | 3,954 |
| Total noninterest expense | $3,911,000 | 3,417 |
| Salaries and employee benefits | $1,906,000 | 3,486 |
| Premises and equipment expense | $674,000 | 2,902 |
| Additional noninterest expense | $1,331,000 | 3,456 |
| Pre-tax net operating income | $1,614,000 | 4,097 |
| Securities gains (losses) | $78,000 | 1,076 |
| Applicable income taxes | $618,000 | 3,502 |
| Income before extraordinary items | $1,074,000 | 4,228 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,074,000 | 4,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,336 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,024,080 | 4,345 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,441,000 | 4,313 |
| Total interest expense | $3,500,000 | 4,154 |
| Net interest income | $3,941,000 | 4,371 |
| Provision for loan and lease losses | $55,000 | 6,005 |
| Total noninterest income | $1,226,000 | 2,668 |
| Gross Fiduciary activities income | $304,000 | 893 |
| Service charges on deposit accounts | $585,000 | 2,316 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $337,000 | 3,715 |
| Total noninterest expense | $4,049,000 | 3,289 |
| Salaries and employee benefits | $1,988,000 | 3,326 |
| Premises and equipment expense | $619,000 | 3,130 |
| Additional noninterest expense | $1,442,000 | 3,191 |
| Pre-tax net operating income | $1,063,000 | 5,737 |
| Securities gains (losses) | $-57,000 | 11,246 |
| Applicable income taxes | $357,000 | 5,359 |
| Income before extraordinary items | $649,000 | 6,322 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $649,000 | 6,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,445 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $686,050 | 6,044 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,003,000 | 4,218 |
| Total interest expense | $2,954,000 | 4,016 |
| Net interest income | $4,049,000 | 4,325 |
| Provision for loan and lease losses | $21,000 | 7,711 |
| Total noninterest income | $839,000 | 3,572 |
| Gross Fiduciary activities income | $56,000 | 1,280 |
| Service charges on deposit accounts | $473,000 | 2,918 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $310,000 | 3,995 |
| Total noninterest expense | $3,954,000 | 3,467 |
| Salaries and employee benefits | $1,897,000 | 3,449 |
| Premises and equipment expense | $593,000 | 3,307 |
| Additional noninterest expense | $1,464,000 | 3,386 |
| Pre-tax net operating income | $913,000 | 6,331 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $324,000 | 5,588 |
| Income before extraordinary items | $592,000 | 6,598 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $592,000 | 6,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $590,050 | 6,674 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,158,000 | 4,231 |
| Total interest expense | $3,107,000 | 3,999 |
| Net interest income | $4,051,000 | 4,347 |
| Provision for loan and lease losses | $86,000 | 6,164 |
| Total noninterest income | $823,000 | 3,898 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $434,000 | 3,201 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $389,000 | 3,820 |
| Total noninterest expense | $3,447,000 | 3,963 |
| Salaries and employee benefits | $1,653,000 | 3,927 |
| Premises and equipment expense | $516,000 | 3,752 |
| Additional noninterest expense | $1,278,000 | 3,984 |
| Pre-tax net operating income | $1,341,000 | 4,755 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $558,000 | 3,812 |
| Income before extraordinary items | $783,000 | 5,654 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $783,000 | 5,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,798 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $783,000 | 5,420 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,866,000 | 4,352 |
| Total interest expense | $4,022,000 | 4,061 |
| Net interest income | $3,844,000 | 4,617 |
| Provision for loan and lease losses | $173,000 | 5,708 |
| Total noninterest income | $669,000 | 4,564 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $399,000 | 3,496 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $270,000 | 4,733 |
| Total noninterest expense | $3,407,000 | 4,033 |
| Salaries and employee benefits | $1,459,000 | 4,330 |
| Premises and equipment expense | $478,000 | 4,132 |
| Additional noninterest expense | $1,470,000 | 3,663 |
| Pre-tax net operating income | $933,000 | 5,931 |
| Securities gains (losses) | $87,000 | 3,239 |
| Applicable income taxes | $357,000 | 5,253 |
| Income before extraordinary items | $663,000 | 6,150 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $663,000 | 6,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 4,479 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $606,450 | 6,162 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.