Home > BlueRidge Bank > Income and Expense
BlueRidge Bank, Income and Expense
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,368,000 | 2,755 |
| Total interest expense | $1,326,000 | 1,955 |
| Net interest income | $7,042,000 | 2,849 |
| Provision for loan and lease losses | $120,000 | 2,830 |
| Total noninterest income | $163,000 | 5,368 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $66,000 | 5,162 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $97,000 | 5,110 |
| Total noninterest expense | $5,765,000 | 2,937 |
| Salaries and employee benefits | $3,356,000 | 2,819 |
| Premises and equipment expense | $564,000 | 3,237 |
| Additional noninterest expense | $1,845,000 | 2,962 |
| Pre-tax net operating income | $1,320,000 | 3,698 |
| Securities gains (losses) | $-5,000 | 5,798 |
| Applicable income taxes | $611,000 | 2,045 |
| Income before extraordinary items | $704,000 | 4,405 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $704,000 | 4,402 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $704,000 | 4,405 |
| Net charge-offs | $0 | 4,462 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 612 |
| Net operating income | $707,200 | 4,354 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,219,000 | 2,785 |
| Total interest expense | $992,000 | 1,978 |
| Net interest income | $5,227,000 | 2,889 |
| Provision for loan and lease losses | $120,000 | 2,499 |
| Total noninterest income | $109,000 | 5,526 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $50,000 | 5,202 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $59,000 | 5,312 |
| Total noninterest expense | $4,147,000 | 3,051 |
| Salaries and employee benefits | $2,528,000 | 2,825 |
| Premises and equipment expense | $420,000 | 3,295 |
| Additional noninterest expense | $1,199,000 | 3,285 |
| Pre-tax net operating income | $1,069,000 | 3,638 |
| Securities gains (losses) | $-5,000 | 5,937 |
| Applicable income taxes | $437,000 | 2,124 |
| Income before extraordinary items | $627,000 | 4,260 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $627,000 | 4,261 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $627,000 | 4,263 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 571 |
| Net operating income | $630,200 | 4,197 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,050,000 | 2,836 |
| Total interest expense | $665,000 | 1,981 |
| Net interest income | $3,385,000 | 2,952 |
| Provision for loan and lease losses | $48,000 | 2,946 |
| Total noninterest income | $70,000 | 5,590 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $33,000 | 5,240 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $37,000 | 5,397 |
| Total noninterest expense | $2,793,000 | 3,053 |
| Salaries and employee benefits | $1,719,000 | 2,795 |
| Premises and equipment expense | $293,000 | 3,217 |
| Additional noninterest expense | $781,000 | 3,347 |
| Pre-tax net operating income | $614,000 | 3,862 |
| Securities gains (losses) | $-5,000 | 6,046 |
| Applicable income taxes | $252,000 | 2,257 |
| Income before extraordinary items | $357,000 | 4,473 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $357,000 | 4,474 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $357,000 | 4,475 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 547 |
| Net operating income | $360,200 | 4,387 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,987,000 | 2,871 |
| Total interest expense | $324,000 | 2,025 |
| Net interest income | $1,663,000 | 2,993 |
| Provision for loan and lease losses | $43,000 | 2,277 |
| Total noninterest income | $37,000 | 5,585 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $16,000 | 5,276 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $21,000 | 5,358 |
| Total noninterest expense | $1,359,000 | 3,105 |
| Salaries and employee benefits | $874,000 | 2,787 |
| Premises and equipment expense | $143,000 | 3,298 |
| Additional noninterest expense | $342,000 | 3,643 |
| Pre-tax net operating income | $298,000 | 3,882 |
| Securities gains (losses) | $-5,000 | 6,182 |
| Applicable income taxes | $123,000 | 2,284 |
| Income before extraordinary items | $170,000 | 4,527 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $170,000 | 4,529 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $170,000 | 4,531 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 491 |
| Net operating income | $173,200 | 4,423 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,441,000 | 3,034 |
| Total interest expense | $1,160,000 | 2,320 |
| Net interest income | $6,281,000 | 3,135 |
| Provision for loan and lease losses | $26,000 | 4,125 |
| Total noninterest income | $116,000 | 5,867 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $74,000 | 5,334 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $42,000 | 5,816 |
| Total noninterest expense | $5,645,000 | 3,054 |
| Salaries and employee benefits | $3,535,000 | 2,740 |
| Premises and equipment expense | $518,000 | 3,547 |
| Additional noninterest expense | $1,592,000 | 3,415 |
| Pre-tax net operating income | $726,000 | 4,608 |
| Securities gains (losses) | $-2,000 | 5,864 |
| Applicable income taxes | $320,000 | 2,591 |
| Income before extraordinary items | $404,000 | 5,152 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $404,000 | 5,151 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $404,000 | 5,152 |
| Net charge-offs | $6,000 | 4,705 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $69,000 | 589 |
| Net operating income | $405,280 | 5,098 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,450,000 | 3,124 |
| Total interest expense | $837,000 | 2,421 |
| Net interest income | $4,613,000 | 3,214 |
| Provision for loan and lease losses | $26,000 | 3,821 |
| Total noninterest income | $95,000 | 5,887 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $60,000 | 5,329 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $35,000 | 5,834 |
| Total noninterest expense | $4,197,000 | 3,084 |
| Salaries and employee benefits | $2,664,000 | 2,738 |
| Premises and equipment expense | $385,000 | 3,619 |
| Additional noninterest expense | $1,148,000 | 3,515 |
| Pre-tax net operating income | $485,000 | 4,834 |
| Securities gains (losses) | $-2,000 | 5,965 |
| Applicable income taxes | $195,000 | 2,828 |
| Income before extraordinary items | $288,000 | 5,279 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $288,000 | 5,279 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $288,000 | 5,281 |
| Net charge-offs | $6,000 | 4,332 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 566 |
| Net operating income | $289,280 | 5,230 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,572,000 | 3,160 |
| Total interest expense | $542,000 | 2,505 |
| Net interest income | $3,030,000 | 3,249 |
| Provision for loan and lease losses | $26,000 | 3,479 |
| Total noninterest income | $58,000 | 6,000 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $38,000 | 5,397 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $20,000 | 5,955 |
| Total noninterest expense | $2,656,000 | 3,209 |
| Salaries and employee benefits | $1,706,000 | 2,836 |
| Premises and equipment expense | $234,000 | 3,863 |
| Additional noninterest expense | $716,000 | 3,691 |
| Pre-tax net operating income | $406,000 | 4,514 |
| Securities gains (losses) | $-2,000 | 6,107 |
| Applicable income taxes | $162,000 | 2,616 |
| Income before extraordinary items | $242,000 | 5,011 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $242,000 | 5,013 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $242,000 | 5,014 |
| Net charge-offs | $6,000 | 3,908 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 552 |
| Net operating income | $243,280 | 4,955 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,766,000 | 3,196 |
| Total interest expense | $273,000 | 2,513 |
| Net interest income | $1,493,000 | 3,282 |
| Provision for loan and lease losses | $7,000 | 3,504 |
| Total noninterest income | $21,000 | 6,234 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $18,000 | 5,462 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $3,000 | 6,315 |
| Total noninterest expense | $1,242,000 | 3,393 |
| Salaries and employee benefits | $797,000 | 3,005 |
| Premises and equipment expense | $115,000 | 3,929 |
| Additional noninterest expense | $330,000 | 3,897 |
| Pre-tax net operating income | $265,000 | 4,014 |
| Securities gains (losses) | $-2,000 | 6,289 |
| Applicable income taxes | $105,000 | 2,317 |
| Income before extraordinary items | $158,000 | 4,617 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $158,000 | 4,620 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $158,000 | 4,620 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 607 |
| Net operating income | $159,280 | 4,550 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,656,000 | 3,394 |
| Total interest expense | $1,019,000 | 2,903 |
| Net interest income | $5,637,000 | 3,409 |
| Provision for loan and lease losses | $245,000 | 2,713 |
| Total noninterest income | $110,000 | 6,140 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $65,000 | 5,745 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $45,000 | 5,920 |
| Total noninterest expense | $4,734,000 | 3,538 |
| Salaries and employee benefits | $2,838,000 | 3,224 |
| Premises and equipment expense | $436,000 | 4,029 |
| Additional noninterest expense | $1,460,000 | 3,719 |
| Pre-tax net operating income | $768,000 | 4,463 |
| Securities gains (losses) | $54,000 | 1,741 |
| Applicable income taxes | $336,000 | 2,524 |
| Income before extraordinary items | $486,000 | 4,937 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $486,000 | 4,940 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $486,000 | 4,940 |
| Net charge-offs | $468,000 | 2,080 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 832 |
| Net operating income | $451,440 | 4,951 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,892,000 | 3,458 |
| Total interest expense | $745,000 | 3,036 |
| Net interest income | $4,147,000 | 3,479 |
| Provision for loan and lease losses | $176,000 | 2,769 |
| Total noninterest income | $82,000 | 6,230 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $48,000 | 5,819 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $34,000 | 5,988 |
| Total noninterest expense | $3,540,000 | 3,559 |
| Salaries and employee benefits | $2,139,000 | 3,235 |
| Premises and equipment expense | $322,000 | 4,108 |
| Additional noninterest expense | $1,079,000 | 3,751 |
| Pre-tax net operating income | $513,000 | 4,732 |
| Securities gains (losses) | $57,000 | 1,567 |
| Applicable income taxes | $224,000 | 2,685 |
| Income before extraordinary items | $346,000 | 5,105 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $346,000 | 5,106 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $346,000 | 5,107 |
| Net charge-offs | $63,000 | 3,672 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 757 |
| Net operating income | $309,520 | 5,139 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,220,000 | 3,498 |
| Total interest expense | $485,000 | 3,141 |
| Net interest income | $2,735,000 | 3,507 |
| Provision for loan and lease losses | $123,000 | 2,698 |
| Total noninterest income | $53,000 | 6,278 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $34,000 | 5,767 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $19,000 | 6,126 |
| Total noninterest expense | $2,386,000 | 3,558 |
| Salaries and employee benefits | $1,447,000 | 3,219 |
| Premises and equipment expense | $219,000 | 4,092 |
| Additional noninterest expense | $720,000 | 3,754 |
| Pre-tax net operating income | $279,000 | 4,951 |
| Securities gains (losses) | $57,000 | 1,438 |
| Applicable income taxes | $132,000 | 2,811 |
| Income before extraordinary items | $204,000 | 5,241 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $204,000 | 5,244 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $204,000 | 5,244 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 686 |
| Net operating income | $167,520 | 5,340 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,570,000 | 3,580 |
| Total interest expense | $237,000 | 3,289 |
| Net interest income | $1,333,000 | 3,581 |
| Provision for loan and lease losses | $36,000 | 3,092 |
| Total noninterest income | $18,000 | 6,533 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $17,000 | 5,778 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,000 | 6,628 |
| Total noninterest expense | $1,134,000 | 3,702 |
| Salaries and employee benefits | $725,000 | 3,242 |
| Premises and equipment expense | $106,000 | 4,181 |
| Additional noninterest expense | $303,000 | 4,190 |
| Pre-tax net operating income | $181,000 | 4,616 |
| Securities gains (losses) | $6,000 | 1,600 |
| Applicable income taxes | $76,000 | 2,655 |
| Income before extraordinary items | $111,000 | 5,124 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $111,000 | 5,126 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $111,000 | 5,126 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 552 |
| Net operating income | $107,160 | 5,065 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,356,000 | 3,681 |
| Total interest expense | $1,481,000 | 2,745 |
| Net interest income | $4,875,000 | 3,879 |
| Provision for loan and lease losses | $260,000 | 3,577 |
| Total noninterest income | $79,000 | 6,438 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $65,000 | 5,985 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $14,000 | 6,358 |
| Total noninterest expense | $4,407,000 | 3,777 |
| Salaries and employee benefits | $2,693,000 | 3,377 |
| Premises and equipment expense | $417,000 | 4,224 |
| Additional noninterest expense | $1,297,000 | 4,159 |
| Pre-tax net operating income | $287,000 | 5,455 |
| Securities gains (losses) | $-32,000 | 6,821 |
| Applicable income taxes | $-1,013,000 | 6,964 |
| Income before extraordinary items | $1,268,000 | 3,426 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,268,000 | 3,428 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,268,000 | 3,429 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $198,000 | 444 |
| Net operating income | $1,300,000 | 3,247 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,734,000 | 3,768 |
| Total interest expense | $1,169,000 | 2,734 |
| Net interest income | $3,565,000 | 3,992 |
| Provision for loan and lease losses | $210,000 | 3,454 |
| Total noninterest income | $53,000 | 6,627 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $50,000 | 6,028 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,000 | 6,611 |
| Total noninterest expense | $3,307,000 | 3,816 |
| Salaries and employee benefits | $2,052,000 | 3,363 |
| Premises and equipment expense | $297,000 | 4,374 |
| Additional noninterest expense | $958,000 | 4,222 |
| Pre-tax net operating income | $101,000 | 6,001 |
| Securities gains (losses) | $-31,000 | 6,936 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $70,000 | 6,209 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $70,000 | 6,207 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $70,000 | 6,208 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $185,000 | 352 |
| Net operating income | $101,000 | 5,968 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,099,000 | 3,839 |
| Total interest expense | $793,000 | 2,801 |
| Net interest income | $2,306,000 | 4,096 |
| Provision for loan and lease losses | $98,000 | 3,909 |
| Total noninterest income | $36,000 | 6,650 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $34,000 | 6,029 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,000 | 6,684 |
| Total noninterest expense | $2,218,000 | 3,821 |
| Salaries and employee benefits | $1,367,000 | 3,379 |
| Premises and equipment expense | $194,000 | 4,443 |
| Additional noninterest expense | $657,000 | 4,174 |
| Pre-tax net operating income | $26,000 | 6,210 |
| Securities gains (losses) | $-8,000 | 6,929 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $18,000 | 6,389 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $18,000 | 6,389 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $18,000 | 6,389 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $171,000 | 288 |
| Net operating income | $26,000 | 6,219 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,519,000 | 3,944 |
| Total interest expense | $397,000 | 2,879 |
| Net interest income | $1,122,000 | 4,201 |
| Provision for loan and lease losses | $55,000 | 3,595 |
| Total noninterest income | $17,000 | 6,739 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $16,000 | 6,090 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,000 | 6,790 |
| Total noninterest expense | $1,059,000 | 3,948 |
| Salaries and employee benefits | $680,000 | 3,416 |
| Premises and equipment expense | $93,000 | 4,555 |
| Additional noninterest expense | $286,000 | 4,502 |
| Pre-tax net operating income | $25,000 | 6,171 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $17,000 | 3,745 |
| Income before extraordinary items | $8,000 | 6,456 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $8,000 | 6,456 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $8,000 | 6,456 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $157,000 | 182 |
| Net operating income | $8,000 | 6,343 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,660,000 | 4,240 |
| Total interest expense | $1,666,000 | 3,168 |
| Net interest income | $3,994,000 | 4,535 |
| Provision for loan and lease losses | $305,000 | 4,081 |
| Total noninterest income | $82,000 | 6,562 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $67,000 | 6,037 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $15,000 | 6,458 |
| Total noninterest expense | $3,823,000 | 4,247 |
| Salaries and employee benefits | $2,348,000 | 3,743 |
| Premises and equipment expense | $302,000 | 5,218 |
| Additional noninterest expense | $1,173,000 | 4,521 |
| Pre-tax net operating income | $-52,000 | 6,090 |
| Securities gains (losses) | $161,000 | 1,642 |
| Applicable income taxes | $79,000 | 3,510 |
| Income before extraordinary items | $30,000 | 6,081 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $30,000 | 6,083 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $30,000 | 6,083 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $103,000 | 657 |
| Net operating income | $-73,040 | 6,148 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,200,000 | 4,310 |
| Total interest expense | $1,229,000 | 3,343 |
| Net interest income | $2,971,000 | 4,590 |
| Provision for loan and lease losses | $148,000 | 4,532 |
| Total noninterest income | $64,000 | 6,638 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $49,000 | 6,097 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $15,000 | 6,512 |
| Total noninterest expense | $2,768,000 | 4,346 |
| Salaries and employee benefits | $1,741,000 | 3,775 |
| Premises and equipment expense | $222,000 | 5,310 |
| Additional noninterest expense | $805,000 | 4,766 |
| Pre-tax net operating income | $119,000 | 5,738 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $119,000 | 5,827 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $119,000 | 5,828 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $119,000 | 5,828 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $83,000 | 601 |
| Net operating income | $119,000 | 5,689 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,749,000 | 4,402 |
| Total interest expense | $815,000 | 3,460 |
| Net interest income | $1,934,000 | 4,680 |
| Provision for loan and lease losses | $137,000 | 4,033 |
| Total noninterest income | $39,000 | 6,768 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $37,000 | 5,936 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,000 | 6,876 |
| Total noninterest expense | $1,838,000 | 4,393 |
| Salaries and employee benefits | $1,153,000 | 3,826 |
| Premises and equipment expense | $155,000 | 5,242 |
| Additional noninterest expense | $530,000 | 4,851 |
| Pre-tax net operating income | $-2,000 | 6,206 |
| Securities gains (losses) | $16,000 | 2,184 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $14,000 | 6,234 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $14,000 | 6,234 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $14,000 | 6,234 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 520 |
| Net operating income | $-2,000 | 6,231 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,323,000 | 4,521 |
| Total interest expense | $410,000 | 3,539 |
| Net interest income | $913,000 | 4,820 |
| Provision for loan and lease losses | $137,000 | 2,983 |
| Total noninterest income | $18,000 | 6,874 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $15,000 | 6,157 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 6,858 |
| Total noninterest expense | $881,000 | 4,532 |
| Salaries and employee benefits | $567,000 | 3,887 |
| Premises and equipment expense | $86,000 | 5,068 |
| Additional noninterest expense | $228,000 | 5,219 |
| Pre-tax net operating income | $-87,000 | 6,658 |
| Securities gains (losses) | $8,000 | 1,369 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-79,000 | 6,668 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-79,000 | 6,668 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-79,000 | 6,668 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 477 |
| Net operating income | $-87,000 | 6,677 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,239,000 | 5,267 |
| Total interest expense | $1,527,000 | 4,227 |
| Net interest income | $2,712,000 | 5,589 |
| Provision for loan and lease losses | $458,000 | 4,270 |
| Total noninterest income | $50,000 | 7,047 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $44,000 | 6,321 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $6,000 | 6,854 |
| Total noninterest expense | $3,689,000 | 4,445 |
| Salaries and employee benefits | $2,260,000 | 3,882 |
| Premises and equipment expense | $311,000 | 5,322 |
| Additional noninterest expense | $1,118,000 | 4,793 |
| Pre-tax net operating income | $-1,385,000 | 6,621 |
| Securities gains (losses) | $-42,000 | 7,137 |
| Applicable income taxes | $-279,000 | 7,034 |
| Income before extraordinary items | $-1,148,000 | 6,641 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,148,000 | 6,642 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,148,000 | 6,642 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $216,000 | 612 |
| Net operating income | $-1,114,400 | 6,599 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,077,000 | 5,432 |
| Total interest expense | $1,102,000 | 4,466 |
| Net interest income | $1,975,000 | 5,736 |
| Provision for loan and lease losses | $285,000 | 4,393 |
| Total noninterest income | $33,000 | 7,225 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $30,000 | 6,470 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $3,000 | 7,079 |
| Total noninterest expense | $2,764,000 | 4,457 |
| Salaries and employee benefits | $1,706,000 | 3,899 |
| Premises and equipment expense | $234,000 | 5,394 |
| Additional noninterest expense | $824,000 | 4,843 |
| Pre-tax net operating income | $-1,041,000 | 6,805 |
| Securities gains (losses) | $-41,000 | 7,318 |
| Applicable income taxes | $-226,000 | 7,222 |
| Income before extraordinary items | $-856,000 | 6,844 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-856,000 | 6,844 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-856,000 | 6,844 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $179,000 | 527 |
| Net operating income | $-823,610 | 6,777 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,017,000 | 5,524 |
| Total interest expense | $711,000 | 4,647 |
| Net interest income | $1,306,000 | 5,771 |
| Provision for loan and lease losses | $221,000 | 4,082 |
| Total noninterest income | $20,000 | 7,316 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $14,000 | 6,675 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $6,000 | 7,011 |
| Total noninterest expense | $1,823,000 | 4,505 |
| Salaries and employee benefits | $1,108,000 | 3,994 |
| Premises and equipment expense | $155,000 | 5,441 |
| Additional noninterest expense | $560,000 | 4,780 |
| Pre-tax net operating income | $-718,000 | 6,879 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-140,000 | 7,258 |
| Income before extraordinary items | $-578,000 | 6,910 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-578,000 | 6,910 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-578,000 | 6,910 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $117,000 | 455 |
| Net operating income | $-578,000 | 6,868 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,043,000 | 5,507 |
| Total interest expense | $350,000 | 4,814 |
| Net interest income | $693,000 | 5,687 |
| Provision for loan and lease losses | $142,000 | 3,527 |
| Total noninterest income | $11,000 | 7,408 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $9,000 | 6,608 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,000 | 7,254 |
| Total noninterest expense | $820,000 | 4,841 |
| Salaries and employee benefits | $539,000 | 4,130 |
| Premises and equipment expense | $71,000 | 5,721 |
| Additional noninterest expense | $210,000 | 5,567 |
| Pre-tax net operating income | $-258,000 | 6,923 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-40,000 | 7,286 |
| Income before extraordinary items | $-218,000 | 6,958 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-218,000 | 6,959 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-218,000 | 6,958 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 393 |
| Net operating income | $-218,000 | 6,922 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,723,000 | 6,526 |
| Total interest expense | $974,000 | 6,079 |
| Net interest income | $1,749,000 | 6,633 |
| Provision for loan and lease losses | $453,000 | 4,690 |
| Total noninterest income | $206,000 | 6,182 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $28,000 | 6,793 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $178,000 | 4,828 |
| Total noninterest expense | $2,991,000 | 5,188 |
| Salaries and employee benefits | $1,872,000 | 4,574 |
| Premises and equipment expense | $285,000 | 5,764 |
| Additional noninterest expense | $834,000 | 5,720 |
| Pre-tax net operating income | $-1,489,000 | 6,435 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $5,000 | 4,022 |
| Income before extraordinary items | $-1,494,000 | 6,564 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,494,000 | 6,564 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,494,000 | 6,564 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $287,000 | 641 |
| Net operating income | $-1,494,000 | 6,562 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,876,000 | 6,751 |
| Total interest expense | $709,000 | 6,275 |
| Net interest income | $1,167,000 | 6,873 |
| Provision for loan and lease losses | $385,000 | 4,234 |
| Total noninterest income | $198,000 | 5,899 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $21,000 | 6,845 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $177,000 | 4,483 |
| Total noninterest expense | $2,239,000 | 5,201 |
| Salaries and employee benefits | $1,426,000 | 4,545 |
| Premises and equipment expense | $214,000 | 5,812 |
| Additional noninterest expense | $599,000 | 5,833 |
| Pre-tax net operating income | $-1,259,000 | 6,764 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-184,000 | 7,081 |
| Income before extraordinary items | $-1,075,000 | 6,784 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,075,000 | 6,784 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,075,000 | 6,785 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $246,000 | 546 |
| Net operating income | $-1,075,000 | 6,781 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,116,000 | 7,037 |
| Total interest expense | $483,000 | 6,344 |
| Net interest income | $633,000 | 7,260 |
| Provision for loan and lease losses | $162,000 | 4,632 |
| Total noninterest income | $18,000 | 7,706 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $14,000 | 6,894 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $4,000 | 7,529 |
| Total noninterest expense | $1,460,000 | 5,316 |
| Salaries and employee benefits | $945,000 | 4,606 |
| Premises and equipment expense | $143,000 | 5,858 |
| Additional noninterest expense | $372,000 | 6,016 |
| Pre-tax net operating income | $-971,000 | 7,010 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-84,000 | 7,099 |
| Income before extraordinary items | $-887,000 | 7,087 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-887,000 | 7,087 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-887,000 | 7,087 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $165,000 | 504 |
| Net operating income | $-887,000 | 7,069 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $499,000 | 7,265 |
| Total interest expense | $239,000 | 6,480 |
| Net interest income | $260,000 | 7,545 |
| Provision for loan and lease losses | $56,000 | 4,791 |
| Total noninterest income | $10,000 | 7,767 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $8,000 | 6,838 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $2,000 | 7,617 |
| Total noninterest expense | $718,000 | 5,319 |
| Salaries and employee benefits | $484,000 | 4,580 |
| Premises and equipment expense | $73,000 | 5,857 |
| Additional noninterest expense | $161,000 | 6,133 |
| Pre-tax net operating income | $-504,000 | 7,328 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-29,000 | 7,328 |
| Income before extraordinary items | $-475,000 | 7,426 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-475,000 | 7,426 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-475,000 | 7,427 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $82,000 | 393 |
| Net operating income | $-475,000 | 7,390 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,061,000 | 7,948 |
| Total interest expense | $299,000 | 8,004 |
| Net interest income | $762,000 | 7,848 |
| Provision for loan and lease losses | $521,000 | 3,741 |
| Total noninterest income | $12,000 | 8,007 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $5,000 | 7,235 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $7,000 | 7,758 |
| Total noninterest expense | $1,919,000 | 6,342 |
| Salaries and employee benefits | $1,096,000 | 6,218 |
| Premises and equipment expense | $178,000 | 6,877 |
| Additional noninterest expense | $645,000 | 6,044 |
| Pre-tax net operating income | $-1,666,000 | 7,251 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-714,000 | 7,612 |
| Income before extraordinary items | $-952,000 | 6,962 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-952,000 | 6,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $18,046,000 | 97 |
| Net operating income | $-952,000 | 7,085 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $561,000 | 8,201 |
| Total interest expense | $106,000 | 8,248 |
| Net interest income | $455,000 | 8,096 |
| Provision for loan and lease losses | $332,000 | 3,377 |
| Total noninterest income | $2,000 | 8,200 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $0 | 7,386 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,000 | 8,026 |
| Total noninterest expense | $1,135,000 | 6,855 |
| Salaries and employee benefits | $621,000 | 6,849 |
| Premises and equipment expense | $122,000 | 7,065 |
| Additional noninterest expense | $392,000 | 6,511 |
| Pre-tax net operating income | $-1,010,000 | 7,541 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,010,000 | 7,509 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,010,000 | 7,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $17,964,000 | 61 |
| Net operating income | $-1,010,000 | 7,627 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $160,000 | 8,393 |
| Total interest expense | $24,000 | 8,380 |
| Net interest income | $136,000 | 8,364 |
| Provision for loan and lease losses | $51,000 | 5,152 |
| Total noninterest income | $0 | 8,311 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $0 | 7,428 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $0 | 8,191 |
| Total noninterest expense | $490,000 | 7,652 |
| Salaries and employee benefits | $253,000 | 7,743 |
| Premises and equipment expense | $55,000 | 7,604 |
| Additional noninterest expense | $182,000 | 7,212 |
| Pre-tax net operating income | $-405,000 | 7,528 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-405,000 | 7,625 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-405,000 | 7,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $17,963,000 | 47 |
| Net operating income | $-405,000 | 7,609 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.