Home > Bluebonnet Savings Bank FSB > Income and Expense
Bluebonnet Savings Bank FSB, Income and Expense
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $22,509,000 | 955 |
| Total interest expense | $4,718,000 | 1,475 |
| Net interest income | $17,791,000 | 815 |
| Provision for loan and lease losses | $554,000 | 1,519 |
| Total noninterest income | $19,976,000 | 349 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $19,976,000 | 267 |
| Total noninterest expense | $23,461,000 | 564 |
| Salaries and employee benefits | $16,324,000 | 427 |
| Premises and equipment expense | $1,866,000 | 914 |
| Additional noninterest expense | $5,271,000 | 743 |
| Pre-tax net operating income | $13,752,000 | 522 |
| Securities gains (losses) | $-112,000 | 9,126 |
| Applicable income taxes | $4,739,000 | 530 |
| Income before extraordinary items | $8,901,000 | 593 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $8,901,000 | 593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $371,000 | 1,468 |
| Cash dividends | $5,400,000 | 459 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $8,973,800 | 546 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $16,778,000 | 869 |
| Total interest expense | $3,767,000 | 1,270 |
| Net interest income | $13,011,000 | 733 |
| Provision for loan and lease losses | $554,000 | 1,054 |
| Total noninterest income | $23,663,000 | 238 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $23,663,000 | 194 |
| Total noninterest expense | $21,898,000 | 427 |
| Salaries and employee benefits | $15,887,000 | 300 |
| Premises and equipment expense | $1,415,000 | 805 |
| Additional noninterest expense | $4,596,000 | 604 |
| Pre-tax net operating income | $14,222,000 | 373 |
| Securities gains (losses) | $-102,000 | 9,191 |
| Applicable income taxes | $4,817,000 | 401 |
| Income before extraordinary items | $9,303,000 | 417 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $9,303,000 | 418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $371,000 | 1,056 |
| Cash dividends | $3,600,000 | 447 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $9,370,320 | 378 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $9,078,000 | 818 |
| Total interest expense | $2,035,000 | 1,203 |
| Net interest income | $7,043,000 | 680 |
| Provision for loan and lease losses | $553,000 | 584 |
| Total noninterest income | $281,000 | 3,395 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $281,000 | 2,204 |
| Total noninterest expense | $3,092,000 | 1,306 |
| Salaries and employee benefits | $1,630,000 | 1,333 |
| Premises and equipment expense | $426,000 | 1,360 |
| Additional noninterest expense | $1,036,000 | 1,180 |
| Pre-tax net operating income | $3,679,000 | 624 |
| Securities gains (losses) | $-114,000 | 9,266 |
| Applicable income taxes | $16,000 | 6,250 |
| Income before extraordinary items | $3,549,000 | 507 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,549,000 | 506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 2,229 |
| Cash dividends | $1,800,000 | 413 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $3,663,000 | 463 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $158,638,000 | 246 |
| Total interest expense | $56,199,000 | 254 |
| Net interest income | $102,439,000 | 250 |
| Provision for loan and lease losses | $1,818,000 | 804 |
| Total noninterest income | $1,534,000 | 2,581 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-240,000 | 9,324 |
| Additional Noninterest Income | $1,774,000 | 1,439 |
| Total noninterest expense | $20,279,000 | 790 |
| Salaries and employee benefits | $13,211,000 | 614 |
| Premises and equipment expense | $1,770,000 | 1,246 |
| Additional noninterest expense | $5,298,000 | 936 |
| Pre-tax net operating income | $81,876,000 | 172 |
| Securities gains (losses) | $42,487,000 | 44 |
| Applicable income taxes | $27,458,000 | 179 |
| Income before extraordinary items | $96,905,000 | 137 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $96,905,000 | 138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,276 |
| Cash dividends | $117,200,000 | 84 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $63,765,140 | 154 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $190,769,000 | 249 |
| Total interest expense | $108,895,000 | 210 |
| Net interest income | $81,874,000 | 288 |
| Provision for loan and lease losses | $-117,000 | 9,535 |
| Total noninterest income | $-744,000 | 9,612 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-2,150,000 | 9,596 |
| Additional Noninterest Income | $1,406,000 | 1,610 |
| Total noninterest expense | $13,776,000 | 1,076 |
| Salaries and employee benefits | $8,842,000 | 840 |
| Premises and equipment expense | $1,671,000 | 1,279 |
| Additional noninterest expense | $3,263,000 | 1,434 |
| Pre-tax net operating income | $67,471,000 | 185 |
| Securities gains (losses) | $14,723,000 | 63 |
| Applicable income taxes | $-11,956,000 | 9,602 |
| Income before extraordinary items | $94,150,000 | 128 |
| Extraordinary gains, net | $-8,650,000 | 9,603 |
| Net income | $85,500,000 | 136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,455 |
| Cash dividends | $44,854,000 | 151 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $79,427,000 | 141 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $166,894,000 | 290 |
| Total interest expense | $141,788,000 | 203 |
| Net interest income | $25,106,000 | 707 |
| Provision for loan and lease losses | $14,000 | 7,804 |
| Total noninterest income | $1,827,000 | 2,012 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-1,994,000 | 4,543 |
| Additional Noninterest Income | $3,821,000 | 739 |
| Total noninterest expense | $9,806,000 | 1,416 |
| Salaries and employee benefits | $5,416,000 | 1,312 |
| Premises and equipment expense | $1,678,000 | 1,208 |
| Additional noninterest expense | $2,712,000 | 1,638 |
| Pre-tax net operating income | $17,113,000 | 509 |
| Securities gains (losses) | $571,000 | 241 |
| Applicable income taxes | $425,000 | 3,864 |
| Income before extraordinary items | $17,259,000 | 363 |
| Extraordinary gains, net | $-192,000 | 9,894 |
| Net income | $17,067,000 | 368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 9,421 |
| Cash dividends | $18,882,000 | 252 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $16,699,420 | 377 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $134,642,000 | 323 |
| Total interest expense | $110,328,000 | 213 |
| Net interest income | $24,314,000 | 737 |
| Provision for loan and lease losses | $-322,000 | 10,167 |
| Total noninterest income | $3,060,000 | 1,327 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-728,000 | 4,557 |
| Additional Noninterest Income | $3,788,000 | 775 |
| Total noninterest expense | $10,634,000 | 1,299 |
| Salaries and employee benefits | $5,233,000 | 1,323 |
| Premises and equipment expense | $1,954,000 | 1,037 |
| Additional noninterest expense | $3,447,000 | 1,343 |
| Pre-tax net operating income | $17,062,000 | 545 |
| Securities gains (losses) | $512,000 | 337 |
| Applicable income taxes | $422,000 | 4,019 |
| Income before extraordinary items | $17,152,000 | 404 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $17,152,000 | 404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-532,000 | 10,186 |
| Cash dividends | $24,058,000 | 229 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $16,650,240 | 406 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $103,656,000 | 387 |
| Total interest expense | $81,853,000 | 257 |
| Net interest income | $21,803,000 | 784 |
| Provision for loan and lease losses | $79,000 | 5,632 |
| Total noninterest income | $-782,000 | 10,460 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-5,675,000 | 4,461 |
| Additional Noninterest Income | $4,893,000 | 649 |
| Total noninterest expense | $11,054,000 | 1,198 |
| Salaries and employee benefits | $5,599,000 | 1,170 |
| Premises and equipment expense | $1,892,000 | 1,017 |
| Additional noninterest expense | $3,563,000 | 1,251 |
| Pre-tax net operating income | $9,888,000 | 784 |
| Securities gains (losses) | $17,742,000 | 42 |
| Applicable income taxes | $706,000 | 3,006 |
| Income before extraordinary items | $26,924,000 | 266 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $26,924,000 | 267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 3,219 |
| Cash dividends | $54,678,000 | 138 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $9,714,260 | 575 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $207,416,000 | 229 |
| Total interest expense | $165,417,000 | 165 |
| Net interest income | $41,999,000 | 465 |
| Provision for loan and lease losses | $536,000 | 1,686 |
| Total noninterest income | $3,153,000 | 1,250 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-22,000 | 4,476 |
| Additional Noninterest Income | $3,175,000 | 814 |
| Total noninterest expense | $15,242,000 | 927 |
| Salaries and employee benefits | $6,748,000 | 983 |
| Premises and equipment expense | $2,048,000 | 975 |
| Additional noninterest expense | $6,446,000 | 806 |
| Pre-tax net operating income | $29,374,000 | 337 |
| Securities gains (losses) | $9,817,000 | 47 |
| Applicable income taxes | $1,146,000 | 2,178 |
| Income before extraordinary items | $38,045,000 | 215 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $38,045,000 | 215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $520,000 | 1,295 |
| Cash dividends | $70,584,000 | 102 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $28,522,510 | 250 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $208,589,000 | 252 |
| Total interest expense | $157,923,000 | 181 |
| Net interest income | $50,666,000 | 434 |
| Provision for loan and lease losses | $265,000 | 2,838 |
| Total noninterest income | $27,365,000 | 316 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-133,000 | 4,684 |
| Additional Noninterest Income | $27,498,000 | 234 |
| Total noninterest expense | $24,544,000 | 661 |
| Salaries and employee benefits | $9,444,000 | 734 |
| Premises and equipment expense | $4,379,000 | 517 |
| Additional noninterest expense | $10,721,000 | 635 |
| Pre-tax net operating income | $53,222,000 | 237 |
| Securities gains (losses) | $17,728,000 | 26 |
| Applicable income taxes | $-5,403,000 | 11,433 |
| Income before extraordinary items | $76,353,000 | 133 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $76,353,000 | 132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,176,000 | 814 |
| Cash dividends | $47,599,000 | 145 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $58,625,000 | 166 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $218,983,000 | 253 |
| Total interest expense | $163,438,000 | 184 |
| Net interest income | $55,545,000 | 419 |
| Provision for loan and lease losses | $908,000 | 1,014 |
| Total noninterest income | $42,072,000 | 255 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-205,000 | 4,828 |
| Additional Noninterest Income | $42,277,000 | 176 |
| Total noninterest expense | $36,032,000 | 499 |
| Salaries and employee benefits | $12,402,000 | 572 |
| Premises and equipment expense | $7,802,000 | 354 |
| Additional noninterest expense | $15,828,000 | 489 |
| Pre-tax net operating income | $60,677,000 | 234 |
| Securities gains (losses) | $6,309,000 | 46 |
| Applicable income taxes | $-6,659,000 | 11,954 |
| Income before extraordinary items | $73,645,000 | 129 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $73,645,000 | 128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $721,000 | 1,092 |
| Cash dividends | $69,275,000 | 99 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $67,336,000 | 147 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $191,069,000 | 256 |
| Total interest expense | $129,610,000 | 185 |
| Net interest income | $61,459,000 | 375 |
| Provision for loan and lease losses | $398,000 | 1,842 |
| Total noninterest income | $6,763,000 | 767 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-3,522,000 | 4,960 |
| Additional Noninterest Income | $10,285,000 | 409 |
| Total noninterest expense | $46,651,000 | 418 |
| Salaries and employee benefits | $17,863,000 | 434 |
| Premises and equipment expense | $8,313,000 | 338 |
| Additional noninterest expense | $20,475,000 | 434 |
| Pre-tax net operating income | $21,173,000 | 446 |
| Securities gains (losses) | $4,314,000 | 45 |
| Applicable income taxes | $646,000 | 3,306 |
| Income before extraordinary items | $24,841,000 | 285 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $24,841,000 | 284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,455,000 | 701 |
| Cash dividends | $5,500,000 | 529 |
| Sale, conversion, retirement of capital stock, net | $47,500,000 | 28 |
| Net operating income | $20,656,420 | 319 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $198,226,000 | 234 |
| Total interest expense | $112,154,000 | 182 |
| Net interest income | $86,072,000 | 288 |
| Provision for loan and lease losses | $1,543,000 | 978 |
| Total noninterest income | $7,825,000 | 719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $7,825,000 | 502 |
| Total noninterest expense | $68,919,000 | 326 |
| Salaries and employee benefits | $24,498,000 | 338 |
| Premises and equipment expense | $10,165,000 | 290 |
| Additional noninterest expense | $34,256,000 | 320 |
| Pre-tax net operating income | $23,435,000 | 361 |
| Securities gains (losses) | $23,166,000 | 37 |
| Applicable income taxes | $385,000 | 5,144 |
| Income before extraordinary items | $46,216,000 | 176 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $46,216,000 | 179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,260,000 | 681 |
| Cash dividends | $110,958,000 | 42 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $23,281,660 | 271 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $193,350,000 | 269 |
| Total interest expense | $121,227,000 | 205 |
| Net interest income | $72,123,000 | 329 |
| Provision for loan and lease losses | $1,773,000 | 1,256 |
| Total noninterest income | $50,902,000 | 202 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $50,902,000 | 127 |
| Total noninterest expense | $76,870,000 | 293 |
| Salaries and employee benefits | $28,431,000 | 291 |
| Premises and equipment expense | $9,866,000 | 296 |
| Additional noninterest expense | $38,573,000 | 292 |
| Pre-tax net operating income | $44,382,000 | 180 |
| Securities gains (losses) | $73,108,000 | 15 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $117,490,000 | 48 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $117,490,000 | 50 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-52,000 | 13,501 |
| Cash dividends | $7,250,000 | 276 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $44,382,000 | 135 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.