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Blue Sky Bank, Income and Expense

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2025-03-31 (YTD Data)		Rank
Total interest income	$19,943,000	712
Total interest expense	$7,648,000	706
Net interest income	$12,295,000	733
Provision for loan and lease losses	$1,015,000	392
Total noninterest income	$1,628,000	974
Gross Fiduciary activities income	$0	918
Service charges on deposit accounts	$515,000	558
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,113,000	902
Total noninterest expense	$9,780,000	750
Salaries and employee benefits	$5,258,000	771
Premises and equipment expense	$1,032,000	685
Additional noninterest expense	$1,113,000	902
Pre-tax net operating income	$3,128,000	1,036
Securities gains (losses)	$-17,000	4,161
Applicable income taxes	$756,000	777
Income before extraordinary items	$2,355,000	1,121
Extraordinary gains, net	$0	47
Net income	$2,355,000	1,138
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,355,000	1,121
Net charge-offs	$3,312,000	170
Cash dividends	$2,500,000	464
Sale, conversion, retirement of capital stock, net	$0	467
Net operating income	$2,368,430	1,126
2024-12-31 (YTD Data)		Rank
Total interest income	$82,003,000	680
Total interest expense	$31,640,000	720
Net interest income	$50,363,000	673
Provision for loan and lease losses	$2,723,000	512
Total noninterest income	$10,866,000	725
Gross Fiduciary activities income	$0	1,000
Service charges on deposit accounts	$2,110,000	541
Trading account gains and fees	NA	NA
Additional Noninterest Income	$8,756,000	636
Total noninterest expense	$38,354,000	747
Salaries and employee benefits	$20,927,000	753
Premises and equipment expense	$3,733,000	710
Additional noninterest expense	$8,756,000	636
Pre-tax net operating income	$20,152,000	670
Securities gains (losses)	$86,000	302
Applicable income taxes	$-1,533,000	4,458
Income before extraordinary items	$21,771,000	546
Extraordinary gains, net	$0	53
Net income	$21,771,000	549
Minority interest net income	$0	90
Net income of bank and minority interests.	$21,771,000	546
Net charge-offs	$-44,000	4,188
Cash dividends	$12,670,000	438
Sale, conversion, retirement of capital stock, net	$0	564
Net operating income	$21,685,000	547
2024-09-30 (YTD Data)		Rank
Total interest income	$61,282,000	671
Total interest expense	$23,969,000	712
Net interest income	$37,313,000	672
Provision for loan and lease losses	$1,871,000	509
Total noninterest income	$9,052,000	667
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$1,582,000	536
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,470,000	569
Total noninterest expense	$28,717,000	738
Salaries and employee benefits	$15,776,000	741
Premises and equipment expense	$2,581,000	771
Additional noninterest expense	$7,470,000	569
Pre-tax net operating income	$15,777,000	635
Securities gains (losses)	$73,000	352
Applicable income taxes	$-2,579,000	4,508
Income before extraordinary items	$18,429,000	488
Extraordinary gains, net	$0	51
Net income	$18,429,000	496
Minority interest net income	$0	82
Net income of bank and minority interests.	$18,429,000	490
Net charge-offs	$-106,000	4,363
Cash dividends	$9,300,000	413
Sale, conversion, retirement of capital stock, net	$0	527
Net operating income	$18,356,000	492
2024-06-30 (YTD Data)		Rank
Total interest income	$39,999,000	682
Total interest expense	$15,757,000	719
Net interest income	$24,242,000	685
Provision for loan and lease losses	$198,000	1,389
Total noninterest income	$5,552,000	702
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$1,051,000	526
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,501,000	597
Total noninterest expense	$18,729,000	757
Salaries and employee benefits	$10,405,000	758
Premises and equipment expense	$1,571,000	848
Additional noninterest expense	$4,501,000	597
Pre-tax net operating income	$10,867,000	609
Securities gains (losses)	$0	628
Applicable income taxes	$0	3,283
Income before extraordinary items	$10,867,000	537
Extraordinary gains, net	$0	52
Net income	$10,867,000	541
Minority interest net income	$0	84
Net income of bank and minority interests.	$10,867,000	539
Net charge-offs	$-87,000	4,385
Cash dividends	$6,300,000	394
Sale, conversion, retirement of capital stock, net	$0	496
Net operating income	$10,867,000	533
2024-03-31 (YTD Data)		Rank
Total interest income	$0	4,556
Total interest expense	$10,000	4,449
Net interest income	$9,570,000	845
Provision for loan and lease losses	NA	NA
Total noninterest income	$1,579	4,496
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$799	4,346
Trading account gains and fees	$0	121
Additional Noninterest Income	$0	4,439
Total noninterest expense	NA	NA
Salaries and employee benefits	NA	NA
Premises and equipment expense	$0	4,504
Additional noninterest expense	$6,753	4,329
Pre-tax net operating income	$0	4,212
Securities gains (losses)	$285,000	95
Applicable income taxes	$0	3,183
Income before extraordinary items	$4,000	4,230
Extraordinary gains, net	$14,899,000	27
Net income	$6,098,000	493
Minority interest net income	$150,000	40
Net income of bank and minority interests.	$0	4,219
Net charge-offs	$0	2,217
Cash dividends	$269,000	1,645
Sale, conversion, retirement of capital stock, net	$30	420
Net operating income	$0	4,227
2023-12-31 (YTD Data)		Rank
Total interest income	$66,973,000	734
Total interest expense	$19,423,000	793
Net interest income	$47,550,000	702
Provision for loan and lease losses	$1,396,000	683
Total noninterest income	$8,652,000	824
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,985,000	561
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,667,000	728
Total noninterest expense	$33,536,000	808
Salaries and employee benefits	$17,032,000	873
Premises and equipment expense	$2,971,000	876
Additional noninterest expense	$6,667,000	728
Pre-tax net operating income	$21,270,000	655
Securities gains (losses)	$228,000	156
Applicable income taxes	$0	3,369
Income before extraordinary items	$21,498,000	557
Extraordinary gains, net	$0	54
Net income	$21,498,000	564
Minority interest net income	$0	88
Net income of bank and minority interests.	$21,498,000	559
Net charge-offs	$238,000	1,074
Cash dividends	$7,650,000	587
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$21,270,000	572
2023-09-30 (YTD Data)		Rank
Total interest income	$45,876,000	774
Total interest expense	$12,458,000	845
Net interest income	$33,418,000	744
Provision for loan and lease losses	$896,000	709
Total noninterest income	$5,606,000	921
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$1,444,000	574
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,162,000	842
Total noninterest expense	$24,990,000	813
Salaries and employee benefits	$13,447,000	847
Premises and equipment expense	$2,328,000	840
Additional noninterest expense	$4,162,000	842
Pre-tax net operating income	$13,138,000	784
Securities gains (losses)	$-20,000	3,626
Applicable income taxes	$0	3,407
Income before extraordinary items	$13,118,000	660
Extraordinary gains, net	$0	52
Net income	$13,118,000	664
Minority interest net income	$0	81
Net income of bank and minority interests.	$13,118,000	660
Net charge-offs	$243,000	812
Cash dividends	$5,425,000	571
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$13,138,000	670
2023-06-30 (YTD Data)		Rank
Total interest income	$28,944,000	790
Total interest expense	$7,022,000	882
Net interest income	$21,922,000	759
Provision for loan and lease losses	$296,000	1,078
Total noninterest income	$3,764,000	873
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$913,000	593
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,851,000	774
Total noninterest expense	$16,029,000	828
Salaries and employee benefits	$8,637,000	862
Premises and equipment expense	$1,555,000	821
Additional noninterest expense	$2,851,000	774
Pre-tax net operating income	$9,361,000	742
Securities gains (losses)	$-20,000	3,905
Applicable income taxes	$0	3,436
Income before extraordinary items	$9,341,000	628
Extraordinary gains, net	$0	51
Net income	$9,341,000	638
Minority interest net income	$0	81
Net income of bank and minority interests.	$9,341,000	628
Net charge-offs	$-82,000	4,422
Cash dividends	$3,175,000	607
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$9,361,000	636
2023-03-31 (YTD Data)		Rank
Total interest income	$13,941,000	809
Total interest expense	$2,928,000	908
Net interest income	$11,013,000	762
Provision for loan and lease losses	$146,000	1,086
Total noninterest income	$2,061,000	818
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$418,000	659
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,643,000	696
Total noninterest expense	$8,151,000	823
Salaries and employee benefits	$4,424,000	856
Premises and equipment expense	$763,000	869
Additional noninterest expense	$1,643,000	696
Pre-tax net operating income	$4,777,000	746
Securities gains (losses)	$-20,000	4,116
Applicable income taxes	$0	3,388
Income before extraordinary items	$4,757,000	644
Extraordinary gains, net	$0	4
Net income	$4,757,000	643
Minority interest net income	$0	48
Net income of bank and minority interests.	$4,757,000	643
Net charge-offs	$-28,000	4,305
Cash dividends	$1,300,000	668
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$4,777,000	648
2022-12-31 (YTD Data)		Rank
Total interest income	$27,197,000	1,235
Total interest expense	$2,942,000	1,203
Net interest income	$24,255,000	1,229
Provision for loan and lease losses	$425,000	1,316
Total noninterest income	$3,008,000	1,629
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$1,040,000	983
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,968,000	1,639
Total noninterest expense	$17,549,000	1,310
Salaries and employee benefits	$10,145,000	1,305
Premises and equipment expense	$1,800,000	1,330
Additional noninterest expense	$1,968,000	1,639
Pre-tax net operating income	$9,289,000	1,346
Securities gains (losses)	$-20,000	3,571
Applicable income taxes	$0	3,596
Income before extraordinary items	$9,269,000	1,162
Extraordinary gains, net	$0	5
Net income	$9,269,000	1,161
Minority interest net income	$0	63
Net income of bank and minority interests.	$9,269,000	1,162
Net charge-offs	$-945,000	4,657
Cash dividends	$16,247,000	329
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$9,289,000	1,188
2022-09-30 (YTD Data)		Rank
Total interest income	$18,066,000	1,306
Total interest expense	$1,402,000	1,383
Net interest income	$16,664,000	1,300
Provision for loan and lease losses	$275,000	1,267
Total noninterest income	$1,581,000	2,009
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$763,000	1,010
Trading account gains and fees	NA	NA
Additional Noninterest Income	$818,000	2,275
Total noninterest expense	$12,308,000	1,370
Salaries and employee benefits	$6,971,000	1,387
Premises and equipment expense	$1,279,000	1,403
Additional noninterest expense	$818,000	2,275
Pre-tax net operating income	$5,662,000	1,549
Securities gains (losses)	$-18,000	3,921
Applicable income taxes	$0	3,603
Income before extraordinary items	$5,644,000	1,353
Extraordinary gains, net	$0	4
Net income	$5,644,000	1,352
Minority interest net income	$0	57
Net income of bank and minority interests.	$5,644,000	1,353
Net charge-offs	$-694,000	4,664
Cash dividends	$2,425,000	985
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$5,662,000	1,378
2022-06-30 (YTD Data)		Rank
Total interest income	$11,047,000	1,356
Total interest expense	$564,000	1,807
Net interest income	$10,483,000	1,332
Provision for loan and lease losses	$125,000	1,397
Total noninterest income	$1,019,000	2,047
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$485,000	1,026
Trading account gains and fees	NA	NA
Additional Noninterest Income	$534,000	2,325
Total noninterest expense	$7,718,000	1,430
Salaries and employee benefits	$4,253,000	1,493
Premises and equipment expense	$829,000	1,423
Additional noninterest expense	$2,636,000	1,278
Pre-tax net operating income	$3,659,000	1,503
Securities gains (losses)	$0	687
Applicable income taxes	$0	3,564
Income before extraordinary items	$3,659,000	1,304
Extraordinary gains, net	$0	4
Net income	$3,659,000	1,304
Minority interest net income	$0	60
Net income of bank and minority interests.	$3,659,000	1,304
Net charge-offs	$-691,000	4,710
Cash dividends	$1,625,000	980
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$3,659,000	1,333
2022-03-31 (YTD Data)		Rank
Total interest income	$4,977,000	1,443
Total interest expense	$229,000	2,020
Net interest income	$4,748,000	1,416
Provision for loan and lease losses	$50,000	1,338
Total noninterest income	$456,000	2,155
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$206,000	1,163
Trading account gains and fees	NA	NA
Additional Noninterest Income	$250,000	2,363
Total noninterest expense	$3,503,000	1,538
Salaries and employee benefits	$1,808,000	1,689
Premises and equipment expense	$337,000	1,698
Additional noninterest expense	$1,358,000	1,241
Pre-tax net operating income	$1,651,000	1,534
Securities gains (losses)	$0	623
Applicable income taxes	$0	3,450
Income before extraordinary items	$1,651,000	1,363
Extraordinary gains, net	$0	4
Net income	$1,651,000	1,363
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,651,000	1,363
Net charge-offs	$-492,000	4,740
Cash dividends	$800,000	877
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,651,000	1,379
2021-12-31 (YTD Data)		Rank
Total interest income	$20,003,000	1,484
Total interest expense	$1,263,000	1,878
Net interest income	$18,740,000	1,445
Provision for loan and lease losses	$945,000	632
Total noninterest income	$2,001,000	2,223
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$1,010,000	971
Trading account gains and fees	NA	NA
Additional Noninterest Income	$991,000	2,641
Total noninterest expense	$12,730,000	1,670
Salaries and employee benefits	$6,853,000	1,736
Premises and equipment expense	$1,389,000	1,615
Additional noninterest expense	$4,488,000	1,452
Pre-tax net operating income	$7,066,000	1,629
Securities gains (losses)	$7,000	1,785
Applicable income taxes	$1,000	3,686
Income before extraordinary items	$7,072,000	1,495
Extraordinary gains, net	$0	10
Net income	$7,072,000	1,494
Minority interest net income	$0	74
Net income of bank and minority interests.	$7,072,000	1,495
Net charge-offs	$-50,000	4,126
Cash dividends	$6,972,000	617
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$7,065,000	1,462
2021-09-30 (YTD Data)		Rank
Total interest income	$15,271,000	1,490
Total interest expense	$1,008,000	1,882
Net interest income	$14,263,000	1,446
Provision for loan and lease losses	$945,000	472
Total noninterest income	$1,468,000	2,294
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$730,000	991
Trading account gains and fees	NA	NA
Additional Noninterest Income	$738,000	2,674
Total noninterest expense	$9,593,000	1,650
Salaries and employee benefits	$5,177,000	1,736
Premises and equipment expense	$1,007,000	1,687
Additional noninterest expense	$3,409,000	1,433
Pre-tax net operating income	$5,193,000	1,704
Securities gains (losses)	$16,000	1,506
Applicable income taxes	$1,000	3,678
Income before extraordinary items	$5,208,000	1,562
Extraordinary gains, net	$0	8
Net income	$5,208,000	1,562
Minority interest net income	$0	69
Net income of bank and minority interests.	$5,208,000	1,562
Net charge-offs	$-61,000	4,289
Cash dividends	$2,300,000	1,051
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$5,192,000	1,537
2021-06-30 (YTD Data)		Rank
Total interest income	$10,532,000	1,442
Total interest expense	$716,000	1,861
Net interest income	$9,816,000	1,399
Provision for loan and lease losses	$885,000	359
Total noninterest income	$940,000	2,303
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$450,000	1,014
Trading account gains and fees	NA	NA
Additional Noninterest Income	$490,000	2,661
Total noninterest expense	$6,319,000	1,665
Salaries and employee benefits	$3,376,000	1,761
Premises and equipment expense	$617,000	1,814
Additional noninterest expense	$2,326,000	1,401
Pre-tax net operating income	$3,552,000	1,653
Securities gains (losses)	$16,000	1,253
Applicable income taxes	$1,000	3,650
Income before extraordinary items	$3,567,000	1,521
Extraordinary gains, net	$0	6
Net income	$3,567,000	1,522
Minority interest net income	$0	67
Net income of bank and minority interests.	$3,567,000	1,521
Net charge-offs	$-66,000	4,443
Cash dividends	$1,550,000	1,027
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$3,551,000	1,492
2021-03-31 (YTD Data)		Rank
Total interest income	$5,549,000	1,371
Total interest expense	$368,000	1,898
Net interest income	$5,181,000	1,324
Provision for loan and lease losses	$825,000	220
Total noninterest income	$439,000	2,379
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$202,000	1,074
Trading account gains and fees	NA	NA
Additional Noninterest Income	$237,000	2,679
Total noninterest expense	$3,106,000	1,672
Salaries and employee benefits	$1,669,000	1,760
Premises and equipment expense	$323,000	1,741
Additional noninterest expense	$1,114,000	1,404
Pre-tax net operating income	$1,689,000	1,714
Securities gains (losses)	$-31,000	4,780
Applicable income taxes	$1,000	3,547
Income before extraordinary items	$1,657,000	1,610
Extraordinary gains, net	$0	3
Net income	$1,657,000	1,610
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,657,000	1,610
Net charge-offs	$-9,000	4,024
Cash dividends	$750,000	919
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,688,000	1,538
2020-12-31 (YTD Data)		Rank
Total interest income	$19,072,000	1,559
Total interest expense	$2,253,000	1,829
Net interest income	$16,819,000	1,490
Provision for loan and lease losses	$1,738,000	1,147
Total noninterest income	$1,895,000	2,186
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$779,000	1,158
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,116,000	2,370
Total noninterest expense	$11,278,000	1,776
Salaries and employee benefits	$5,946,000	1,910
Premises and equipment expense	$1,150,000	1,853
Additional noninterest expense	$4,182,000	1,478
Pre-tax net operating income	$5,698,000	1,621
Securities gains (losses)	$180,000	1,082
Applicable income taxes	$-181,000	4,919
Income before extraordinary items	$6,059,000	1,412
Extraordinary gains, net	$0	4
Net income	$6,059,000	1,413
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,059,000	1,413
Net charge-offs	$324,000	1,238
Cash dividends	$3,508,000	989
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$5,879,000	1,403
2020-09-30 (YTD Data)		Rank
Total interest income	$14,075,000	1,581
Total interest expense	$1,783,000	1,842
Net interest income	$12,292,000	1,521
Provision for loan and lease losses	$1,428,000	1,101
Total noninterest income	$1,587,000	2,028
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$561,000	1,186
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,026,000	2,123
Total noninterest expense	$8,388,000	1,774
Salaries and employee benefits	$4,425,000	1,900
Premises and equipment expense	$858,000	1,853
Additional noninterest expense	$3,105,000	1,475
Pre-tax net operating income	$4,063,000	1,652
Securities gains (losses)	$106,000	1,183
Applicable income taxes	$-192,000	4,943
Income before extraordinary items	$4,361,000	1,410
Extraordinary gains, net	$0	4
Net income	$4,361,000	1,411
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,361,000	1,411
Net charge-offs	$271,000	1,082
Cash dividends	$2,758,000	855
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$4,255,000	1,402
2020-06-30 (YTD Data)		Rank
Total interest income	$9,709,000	1,556
Total interest expense	$1,307,000	1,819
Net interest income	$8,402,000	1,486
Provision for loan and lease losses	$1,340,000	912
Total noninterest income	$1,048,000	1,967
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$364,000	1,211
Trading account gains and fees	NA	NA
Additional Noninterest Income	$684,000	2,047
Total noninterest expense	$5,671,000	1,750
Salaries and employee benefits	$2,967,000	1,890
Premises and equipment expense	$589,000	1,813
Additional noninterest expense	$2,115,000	1,432
Pre-tax net operating income	$2,439,000	1,733
Securities gains (losses)	$77,000	1,100
Applicable income taxes	$-192,000	4,955
Income before extraordinary items	$2,708,000	1,438
Extraordinary gains, net	$0	4
Net income	$2,708,000	1,438
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,708,000	1,438
Net charge-offs	$446,000	638
Cash dividends	$1,890,000	848
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,631,000	1,436
2020-03-31 (YTD Data)		Rank
Total interest income	$4,255,000	1,722
Total interest expense	$734,000	1,788
Net interest income	$3,521,000	1,701
Provision for loan and lease losses	$210,000	1,405
Total noninterest income	$553,000	1,843
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$215,000	1,233
Trading account gains and fees	NA	NA
Additional Noninterest Income	$338,000	1,881
Total noninterest expense	$2,889,000	1,740
Salaries and employee benefits	$1,506,000	1,877
Premises and equipment expense	$331,000	1,691
Additional noninterest expense	$1,052,000	1,454
Pre-tax net operating income	$975,000	1,860
Securities gains (losses)	$0	1,705
Applicable income taxes	$29,000	2,715
Income before extraordinary items	$946,000	1,745
Extraordinary gains, net	$0	4
Net income	$946,000	1,746
Minority interest net income	$0	56
Net income of bank and minority interests.	$946,000	1,746
Net charge-offs	$-18,000	4,636
Cash dividends	$1,310,000	675
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$946,000	1,711
2019-12-31 (YTD Data)		Rank
Total interest income	$12,636,000	2,192
Total interest expense	$2,227,000	2,190
Net interest income	$10,409,000	2,159
Provision for loan and lease losses	$210,000	2,300
Total noninterest income	$1,250,000	2,537
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$557,000	1,775
Trading account gains and fees	NA	NA
Additional Noninterest Income	$693,000	2,671
Total noninterest expense	$7,990,000	2,247
Salaries and employee benefits	$3,960,000	2,456
Premises and equipment expense	$646,000	2,678
Additional noninterest expense	$3,384,000	1,717
Pre-tax net operating income	$3,459,000	2,253
Securities gains (losses)	$0	2,379
Applicable income taxes	$0	3,859
Income before extraordinary items	$3,459,000	2,098
Extraordinary gains, net	$0	11
Net income	$3,459,000	2,100
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,459,000	2,100
Net charge-offs	$159,000	1,878
Cash dividends	$1,900,000	1,633
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,459,000	2,060
2019-09-30 (YTD Data)		Rank
Total interest income	$9,537,000	2,207
Total interest expense	$1,673,000	2,205
Net interest income	$7,864,000	2,173
Provision for loan and lease losses	$210,000	1,919
Total noninterest income	$962,000	2,507
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$402,000	1,826
Trading account gains and fees	NA	NA
Additional Noninterest Income	$560,000	2,599
Total noninterest expense	$5,823,000	2,299
Salaries and employee benefits	$2,828,000	2,566
Premises and equipment expense	$502,000	2,637
Additional noninterest expense	$2,493,000	1,763
Pre-tax net operating income	$2,793,000	2,205
Securities gains (losses)	$0	2,167
Applicable income taxes	$0	3,902
Income before extraordinary items	$2,793,000	2,039
Extraordinary gains, net	$0	11
Net income	$2,793,000	2,038
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,793,000	2,040
Net charge-offs	$-166,000	5,056
Cash dividends	$1,420,000	1,489
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,793,000	2,013
2019-06-30 (YTD Data)		Rank
Total interest income	$6,260,000	2,244
Total interest expense	$1,103,000	2,197
Net interest income	$5,157,000	2,217
Provision for loan and lease losses	$210,000	1,506
Total noninterest income	$599,000	2,553
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$268,000	1,814
Trading account gains and fees	NA	NA
Additional Noninterest Income	$331,000	2,714
Total noninterest expense	$3,705,000	2,380
Salaries and employee benefits	$1,940,000	2,516
Premises and equipment expense	$298,000	2,833
Additional noninterest expense	$1,467,000	1,978
Pre-tax net operating income	$1,841,000	2,198
Securities gains (losses)	$0	1,702
Applicable income taxes	$0	3,901
Income before extraordinary items	$1,841,000	2,034
Extraordinary gains, net	$0	11
Net income	$1,841,000	2,032
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,841,000	2,034
Net charge-offs	$-127,000	5,091
Cash dividends	$950,000	1,497
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,841,000	2,015
2019-03-31 (YTD Data)		Rank
Total interest income	$3,054,000	2,285
Total interest expense	$544,000	2,195
Net interest income	$2,510,000	2,265
Provision for loan and lease losses	$105,000	1,424
Total noninterest income	$290,000	2,561
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$113,000	2,027
Trading account gains and fees	NA	NA
Additional Noninterest Income	$177,000	2,548
Total noninterest expense	$1,795,000	2,435
Salaries and employee benefits	$884,000	2,701
Premises and equipment expense	$163,000	2,704
Additional noninterest expense	$748,000	1,926
Pre-tax net operating income	$900,000	2,196
Securities gains (losses)	$0	1,087
Applicable income taxes	$0	3,800
Income before extraordinary items	$900,000	2,022
Extraordinary gains, net	$0	5
Net income	$900,000	2,021
Minority interest net income	$0	52
Net income of bank and minority interests.	$900,000	2,021
Net charge-offs	$-82,000	5,165
Cash dividends	$500,000	1,319
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$900,000	2,005
2018-12-31 (YTD Data)		Rank
Total interest income	$11,659,000	2,261
Total interest expense	$1,744,000	2,119
Net interest income	$9,915,000	2,270
Provision for loan and lease losses	$270,000	2,073
Total noninterest income	$962,000	2,904
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$467,000	2,088
Trading account gains and fees	NA	NA
Additional Noninterest Income	$495,000	3,077
Total noninterest expense	$7,140,000	2,442
Salaries and employee benefits	$3,458,000	2,704
Premises and equipment expense	$645,000	2,706
Additional noninterest expense	$3,037,000	1,899
Pre-tax net operating income	$3,467,000	2,297
Securities gains (losses)	$-9,000	4,385
Applicable income taxes	$0	3,978
Income before extraordinary items	$3,458,000	2,108
Extraordinary gains, net	$0	6
Net income	$3,458,000	2,106
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,458,000	2,107
Net charge-offs	$-54,000	4,911
Cash dividends	$6,189,000	611
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,467,000	2,101
2018-09-30 (YTD Data)		Rank
Total interest income	$8,531,000	2,292
Total interest expense	$1,197,000	2,177
Net interest income	$7,334,000	2,297
Provision for loan and lease losses	$270,000	1,667
Total noninterest income	$697,000	2,978
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$349,000	2,106
Trading account gains and fees	NA	NA
Additional Noninterest Income	$348,000	3,202
Total noninterest expense	$5,167,000	2,503
Salaries and employee benefits	$2,489,000	2,785
Premises and equipment expense	$480,000	2,742
Additional noninterest expense	$2,198,000	1,957
Pre-tax net operating income	$2,594,000	2,338
Securities gains (losses)	$0	1,118
Applicable income taxes	$0	4,032
Income before extraordinary items	$2,594,000	2,116
Extraordinary gains, net	$0	5
Net income	$2,594,000	2,114
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,594,000	2,115
Net charge-offs	$-2,000	4,120
Cash dividends	$1,189,000	1,530
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,594,000	2,113
2018-06-30 (YTD Data)		Rank
Total interest income	$5,500,000	2,337
Total interest expense	$701,000	2,287
Net interest income	$4,799,000	2,327
Provision for loan and lease losses	$200,000	1,508
Total noninterest income	$430,000	3,090
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$229,000	2,120
Trading account gains and fees	NA	NA
Additional Noninterest Income	$201,000	3,390
Total noninterest expense	$3,509,000	2,487
Salaries and employee benefits	$1,693,000	2,771
Premises and equipment expense	$319,000	2,768
Additional noninterest expense	$1,497,000	1,924
Pre-tax net operating income	$1,520,000	2,503
Securities gains (losses)	$0	961
Applicable income taxes	$0	4,018
Income before extraordinary items	$1,520,000	2,293
Extraordinary gains, net	$0	6
Net income	$1,520,000	2,291
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,520,000	2,292
Net charge-offs	$66,000	1,576
Cash dividends	$697,000	1,650
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,520,000	2,292
2018-03-31 (YTD Data)		Rank
Total interest income	$2,672,000	2,380
Total interest expense	$324,000	2,337
Net interest income	$2,348,000	2,367
Provision for loan and lease losses	$105,000	1,394
Total noninterest income	$205,000	3,145
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$114,000	2,124
Trading account gains and fees	NA	NA
Additional Noninterest Income	$91,000	3,465
Total noninterest expense	$1,712,000	2,540
Salaries and employee benefits	$797,000	2,916
Premises and equipment expense	$159,000	2,805
Additional noninterest expense	$756,000	1,911
Pre-tax net operating income	$736,000	2,520
Securities gains (losses)	$0	735
Applicable income taxes	$0	3,948
Income before extraordinary items	$736,000	2,305
Extraordinary gains, net	$0	7
Net income	$736,000	2,303
Minority interest net income	$0	52
Net income of bank and minority interests.	$736,000	2,305
Net charge-offs	$41,000	1,295
Cash dividends	$329,000	1,522
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$736,000	2,293
2017-12-31 (YTD Data)		Rank
Total interest income	$10,211,000	2,409
Total interest expense	$1,198,000	2,241
Net interest income	$9,013,000	2,403
Provision for loan and lease losses	$295,000	2,015
Total noninterest income	$924,000	3,056
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$436,000	2,257
Trading account gains and fees	NA	NA
Additional Noninterest Income	$488,000	3,189
Total noninterest expense	$6,609,000	2,600
Salaries and employee benefits	$2,866,000	3,087
Premises and equipment expense	$650,000	2,790
Additional noninterest expense	$3,093,000	1,882
Pre-tax net operating income	$3,033,000	2,465
Securities gains (losses)	$0	2,243
Applicable income taxes	$0	4,135
Income before extraordinary items	$3,033,000	2,026
Extraordinary gains, net	$0	9
Net income	$3,033,000	2,024
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,033,000	2,026
Net charge-offs	$648,000	928
Cash dividends	$1,738,000	1,575
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$3,033,000	2,002
2017-09-30 (YTD Data)		Rank
Total interest income	$7,523,000	2,447
Total interest expense	$886,000	2,246
Net interest income	$6,637,000	2,451
Provision for loan and lease losses	$140,000	2,367
Total noninterest income	$648,000	3,193
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$319,000	2,302
Trading account gains and fees	NA	NA
Additional Noninterest Income	$329,000	3,354
Total noninterest expense	$4,771,000	2,684
Salaries and employee benefits	$2,063,000	3,170
Premises and equipment expense	$483,000	2,823
Additional noninterest expense	$2,225,000	1,951
Pre-tax net operating income	$2,374,000	2,445
Securities gains (losses)	$0	2,274
Applicable income taxes	$0	4,172
Income before extraordinary items	$2,374,000	2,114
Extraordinary gains, net	$0	9
Net income	$2,374,000	2,115
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,374,000	2,115
Net charge-offs	$564,000	741
Cash dividends	$1,289,000	1,456
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,374,000	2,087
2017-06-30 (YTD Data)		Rank
Total interest income	$4,833,000	2,506
Total interest expense	$578,000	2,244
Net interest income	$4,255,000	2,525
Provision for loan and lease losses	$70,000	2,522
Total noninterest income	$420,000	3,253
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$204,000	2,365
Trading account gains and fees	NA	NA
Additional Noninterest Income	$216,000	3,372
Total noninterest expense	$3,127,000	2,720
Salaries and employee benefits	$1,364,000	3,203
Premises and equipment expense	$302,000	2,942
Additional noninterest expense	$1,461,000	1,983
Pre-tax net operating income	$1,478,000	2,515
Securities gains (losses)	$0	1,906
Applicable income taxes	$0	4,189
Income before extraordinary items	$1,478,000	2,176
Extraordinary gains, net	$0	11
Net income	$1,478,000	2,177
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,478,000	2,177
Net charge-offs	$10,000	2,893
Cash dividends	$862,000	1,470
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,478,000	2,147
2017-03-31 (YTD Data)		Rank
Total interest income	$2,359,000	2,544
Total interest expense	$286,000	2,250
Net interest income	$2,073,000	2,579
Provision for loan and lease losses	$0	3,537
Total noninterest income	$181,000	3,427
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$100,000	2,381
Trading account gains and fees	NA	NA
Additional Noninterest Income	$81,000	3,762
Total noninterest expense	$1,495,000	2,828
Salaries and employee benefits	$628,000	3,394
Premises and equipment expense	$124,000	3,358
Additional noninterest expense	$743,000	1,953
Pre-tax net operating income	$759,000	2,390
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$759,000	2,063
Extraordinary gains, net	$0	8
Net income	$759,000	2,064
Minority interest net income	$0	55
Net income of bank and minority interests.	$759,000	2,064
Net charge-offs	$-63,000	5,522
Cash dividends	$483,000	1,265
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$759,000	2,037
2016-12-31 (YTD Data)		Rank
Total interest income	$10,347,000	2,330
Total interest expense	$1,272,000	2,032
Net interest income	$9,075,000	2,372
Provision for loan and lease losses	$400,000	1,679
Total noninterest income	$929,000	3,154
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$595,000	1,810
Trading account gains and fees	$0	170
Additional Noninterest Income	$334,000	3,814
Total noninterest expense	$5,616,000	2,962
Salaries and employee benefits	$2,483,000	3,418
Premises and equipment expense	$449,000	3,573
Additional noninterest expense	$2,684,000	2,169
Pre-tax net operating income	$3,988,000	1,947
Securities gains (losses)	$21,000	2,341
Applicable income taxes	$0	4,278
Income before extraordinary items	$4,009,000	1,653
Extraordinary gains, net	$0	5
Net income	$4,009,000	1,650
Minority interest net income	$0	82
Net income of bank and minority interests.	$4,009,000	1,652
Net charge-offs	$171,000	2,098
Cash dividends	$1,815,000	1,526
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$3,988,000	1,626
2016-09-30 (YTD Data)		Rank
Total interest income	$7,866,000	2,316
Total interest expense	$987,000	1,982
Net interest income	$6,879,000	2,346
Provision for loan and lease losses	$400,000	1,350
Total noninterest income	$696,000	3,156
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$441,000	1,831
Trading account gains and fees	$0	169
Additional Noninterest Income	$255,000	3,803
Total noninterest expense	$4,152,000	2,992
Salaries and employee benefits	$1,873,000	3,394
Premises and equipment expense	$330,000	3,631
Additional noninterest expense	$1,949,000	2,226
Pre-tax net operating income	$3,023,000	1,952
Securities gains (losses)	$21,000	2,282
Applicable income taxes	$0	4,325
Income before extraordinary items	$3,044,000	1,671
Extraordinary gains, net	$0	5
Net income	$3,044,000	1,671
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,044,000	1,671
Net charge-offs	$44,000	2,670
Cash dividends	$1,332,000	1,393
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$3,023,000	1,630
2016-06-30 (YTD Data)		Rank
Total interest income	$5,354,000	2,272
Total interest expense	$692,000	1,926
Net interest income	$4,662,000	2,320
Provision for loan and lease losses	$300,000	1,234
Total noninterest income	$440,000	3,248
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$263,000	1,992
Trading account gains and fees	$0	157
Additional Noninterest Income	$177,000	3,761
Total noninterest expense	$2,747,000	3,027
Salaries and employee benefits	$1,193,000	3,515
Premises and equipment expense	$217,000	3,680
Additional noninterest expense	$1,337,000	2,195
Pre-tax net operating income	$2,055,000	1,898
Securities gains (losses)	$21,000	1,915
Applicable income taxes	$0	4,338
Income before extraordinary items	$2,076,000	1,605
Extraordinary gains, net	$0	16
Net income	$2,076,000	1,606
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,076,000	1,606
Net charge-offs	$243,000	1,002
Cash dividends	$786,000	1,531
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$2,055,000	1,578
2016-03-31 (YTD Data)		Rank
Total interest income	$2,653,000	2,297
Total interest expense	$349,000	1,913
Net interest income	$2,304,000	2,347
Provision for loan and lease losses	$150,000	1,146
Total noninterest income	$153,000	3,791
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$109,000	2,286
Trading account gains and fees	$0	142
Additional Noninterest Income	$44,000	4,532
Total noninterest expense	$1,343,000	3,085
Salaries and employee benefits	$555,000	3,683
Premises and equipment expense	$111,000	3,664
Additional noninterest expense	$677,000	2,152
Pre-tax net operating income	$964,000	1,973
Securities gains (losses)	$21,000	1,208
Applicable income taxes	$0	4,259
Income before extraordinary items	$985,000	1,644
Extraordinary gains, net	$0	12
Net income	$985,000	1,645
Minority interest net income	$0	62
Net income of bank and minority interests.	$985,000	1,645
Net charge-offs	$68,000	1,249
Cash dividends	$294,000	1,653
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$964,000	1,638
2015-12-31 (YTD Data)		Rank
Total interest income	$10,037,000	2,361
Total interest expense	$1,297,000	1,989
Net interest income	$8,740,000	2,394
Provision for loan and lease losses	$910,000	878
Total noninterest income	$517,000	4,128
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$301,000	3,030
Trading account gains and fees	$0	159
Additional Noninterest Income	$216,000	4,368
Total noninterest expense	$5,164,000	3,144
Salaries and employee benefits	$2,568,000	3,353
Premises and equipment expense	$452,000	3,661
Additional noninterest expense	$2,144,000	2,652
Pre-tax net operating income	$3,183,000	2,231
Securities gains (losses)	$6,000	2,777
Applicable income taxes	$0	4,402
Income before extraordinary items	$3,189,000	1,945
Extraordinary gains, net	$0	23
Net income	$3,189,000	1,946
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,189,000	1,947
Net charge-offs	$384,000	1,397
Cash dividends	$1,182,000	1,941
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$3,183,000	1,909
2015-09-30 (YTD Data)		Rank
Total interest income	$7,387,000	2,416
Total interest expense	$945,000	2,065
Net interest income	$6,442,000	2,439
Provision for loan and lease losses	$760,000	733
Total noninterest income	$377,000	4,202
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$213,000	3,155
Trading account gains and fees	$0	153
Additional Noninterest Income	$164,000	4,388
Total noninterest expense	$3,627,000	3,315
Salaries and employee benefits	$1,830,000	3,480
Premises and equipment expense	$338,000	3,727
Additional noninterest expense	$1,459,000	2,845
Pre-tax net operating income	$2,432,000	2,228
Securities gains (losses)	$6,000	2,557
Applicable income taxes	$0	4,489
Income before extraordinary items	$2,438,000	1,933
Extraordinary gains, net	$0	21
Net income	$2,438,000	1,935
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,438,000	1,935
Net charge-offs	$106,000	2,101
Cash dividends	$889,000	1,727
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,432,000	1,903
2015-06-30 (YTD Data)		Rank
Total interest income	$4,760,000	2,491
Total interest expense	$597,000	2,161
Net interest income	$4,163,000	2,515
Provision for loan and lease losses	$610,000	637
Total noninterest income	$249,000	4,228
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$138,000	3,186
Trading account gains and fees	$0	157
Additional Noninterest Income	$111,000	4,400
Total noninterest expense	$2,464,000	3,296
Salaries and employee benefits	$1,255,000	3,446
Premises and equipment expense	$240,000	3,631
Additional noninterest expense	$969,000	2,880
Pre-tax net operating income	$1,338,000	2,538
Securities gains (losses)	$6,000	2,180
Applicable income taxes	$0	4,497
Income before extraordinary items	$1,344,000	2,233
Extraordinary gains, net	$0	22
Net income	$1,344,000	2,235
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,344,000	2,235
Net charge-offs	$-21,000	5,481
Cash dividends	$587,000	1,765
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,338,000	2,188
2015-03-31 (YTD Data)		Rank
Total interest income	$2,273,000	2,584
Total interest expense	$274,000	2,329
Net interest income	$1,999,000	2,605
Provision for loan and lease losses	$455,000	439
Total noninterest income	$107,000	4,432
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$63,000	3,309
Trading account gains and fees	$0	152
Additional Noninterest Income	$44,000	4,655
Total noninterest expense	$1,207,000	3,357
Salaries and employee benefits	$652,000	3,394
Premises and equipment expense	$117,000	3,714
Additional noninterest expense	$438,000	3,089
Pre-tax net operating income	$444,000	3,215
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$444,000	2,941
Extraordinary gains, net	$0	13
Net income	$444,000	2,944
Minority interest net income	$0	64
Net income of bank and minority interests.	$444,000	2,944
Net charge-offs	$-4,000	5,028
Cash dividends	$294,000	1,571
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$444,000	2,864
2014-12-31 (YTD Data)		Rank
Total interest income	$8,806,000	2,693
Total interest expense	$1,003,000	2,568
Net interest income	$7,803,000	2,683
Provision for loan and lease losses	$700,000	1,131
Total noninterest income	$677,000	3,766
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$284,000	3,321
Trading account gains and fees	$0	180
Additional Noninterest Income	$393,000	3,630
Total noninterest expense	$4,751,000	3,431
Salaries and employee benefits	$2,511,000	3,465
Premises and equipment expense	$473,000	3,770
Additional noninterest expense	$1,767,000	3,161
Pre-tax net operating income	$3,029,000	2,265
Securities gains (losses)	$32,000	2,034
Applicable income taxes	$0	4,531
Income before extraordinary items	$3,061,000	1,988
Extraordinary gains, net	$0	17
Net income	$3,061,000	1,987
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,061,000	1,986
Net charge-offs	$1,233,000	756
Cash dividends	$1,175,000	1,849
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,029,000	1,963
2014-09-30 (YTD Data)		Rank
Total interest income	$6,618,000	2,705
Total interest expense	$742,000	2,626
Net interest income	$5,876,000	2,682
Provision for loan and lease losses	$450,000	1,237
Total noninterest income	$492,000	3,871
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$219,000	3,277
Trading account gains and fees	$0	174
Additional Noninterest Income	$273,000	3,779
Total noninterest expense	$3,392,000	3,553
Salaries and employee benefits	$1,828,000	3,539
Premises and equipment expense	$318,000	4,018
Additional noninterest expense	$1,246,000	3,307
Pre-tax net operating income	$2,526,000	2,127
Securities gains (losses)	$34,000	1,709
Applicable income taxes	$0	4,583
Income before extraordinary items	$2,560,000	1,814
Extraordinary gains, net	$0	15
Net income	$2,560,000	1,814
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,560,000	1,813
Net charge-offs	$69,000	3,016
Cash dividends	$881,000	1,644
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,526,000	1,801
2014-06-30 (YTD Data)		Rank
Total interest income	$4,379,000	2,722
Total interest expense	$482,000	2,711
Net interest income	$3,897,000	2,681
Provision for loan and lease losses	$300,000	1,222
Total noninterest income	$265,000	4,236
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$158,000	3,127
Trading account gains and fees	$0	172
Additional Noninterest Income	$107,000	4,484
Total noninterest expense	$2,270,000	3,556
Salaries and employee benefits	$1,204,000	3,602
Premises and equipment expense	$224,000	3,946
Additional noninterest expense	$842,000	3,291
Pre-tax net operating income	$1,592,000	2,181
Securities gains (losses)	$15,000	1,782
Applicable income taxes	$0	4,568
Income before extraordinary items	$1,607,000	1,869
Extraordinary gains, net	$0	20
Net income	$1,607,000	1,873
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,607,000	1,872
Net charge-offs	$173,000	1,723
Cash dividends	$587,000	1,672
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,592,000	1,836
2014-03-31 (YTD Data)		Rank
Total interest income	$2,119,000	2,795
Total interest expense	$229,000	2,860
Net interest income	$1,890,000	2,769
Provision for loan and lease losses	$150,000	1,189
Total noninterest income	$138,000	4,116
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$77,000	3,142
Trading account gains and fees	$0	147
Additional Noninterest Income	$61,000	4,296
Total noninterest expense	$1,151,000	3,560
Salaries and employee benefits	$593,000	3,672
Premises and equipment expense	$124,000	3,777
Additional noninterest expense	$434,000	3,221
Pre-tax net operating income	$727,000	2,262
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$727,000	1,948
Extraordinary gains, net	$0	16
Net income	$727,000	1,951
Minority interest net income	$0	66
Net income of bank and minority interests.	$727,000	1,951
Net charge-offs	$223,000	877
Cash dividends	$294,000	1,484
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$727,000	1,904
2013-12-31 (YTD Data)		Rank
Total interest income	$8,192,000	2,890
Total interest expense	$908,000	3,164
Net interest income	$7,284,000	2,823
Provision for loan and lease losses	$545,000	1,740
Total noninterest income	$431,000	4,636
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$262,000	3,621
Trading account gains and fees	$0	184
Additional Noninterest Income	$169,000	4,825
Total noninterest expense	$4,135,000	3,839
Salaries and employee benefits	$2,273,000	3,784
Premises and equipment expense	$414,000	4,136
Additional noninterest expense	$1,448,000	3,741
Pre-tax net operating income	$3,035,000	2,152
Securities gains (losses)	$0	3,182
Applicable income taxes	$0	4,631
Income before extraordinary items	$3,035,000	1,881
Extraordinary gains, net	$0	29
Net income	$3,035,000	1,883
Minority interest net income	$0	90
Net income of bank and minority interests.	$3,035,000	1,883
Net charge-offs	$336,000	2,438
Cash dividends	$790,000	2,224
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$3,035,000	1,849
2013-09-30 (YTD Data)		Rank
Total interest income	$6,193,000	2,895
Total interest expense	$690,000	3,208
Net interest income	$5,503,000	2,819
Provision for loan and lease losses	$395,000	1,795
Total noninterest income	$314,000	4,742
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$200,000	3,605
Trading account gains and fees	$0	180
Additional Noninterest Income	$114,000	5,025
Total noninterest expense	$2,917,000	4,003
Salaries and employee benefits	$1,647,000	3,864
Premises and equipment expense	$295,000	4,281
Additional noninterest expense	$975,000	4,009
Pre-tax net operating income	$2,505,000	2,052
Securities gains (losses)	$0	3,040
Applicable income taxes	$0	4,713
Income before extraordinary items	$2,505,000	1,766
Extraordinary gains, net	$0	25
Net income	$2,505,000	1,770
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,505,000	1,771
Net charge-offs	$341,000	1,995
Cash dividends	$555,000	2,002
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,505,000	1,726
2013-06-30 (YTD Data)		Rank
Total interest income	$4,132,000	2,885
Total interest expense	$465,000	3,244
Net interest income	$3,667,000	2,809
Provision for loan and lease losses	$280,000	1,751
Total noninterest income	$205,000	4,794
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$134,000	3,553
Trading account gains and fees	$0	157
Additional Noninterest Income	$71,000	5,136
Total noninterest expense	$1,933,000	4,042
Salaries and employee benefits	$1,057,000	3,994
Premises and equipment expense	$213,000	4,153
Additional noninterest expense	$663,000	3,966
Pre-tax net operating income	$1,659,000	2,020
Securities gains (losses)	$0	2,791
Applicable income taxes	$0	4,679
Income before extraordinary items	$1,659,000	1,762
Extraordinary gains, net	$0	22
Net income	$1,659,000	1,767
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,659,000	1,768
Net charge-offs	$410,000	1,422
Cash dividends	$325,000	2,116
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,659,000	1,703
2013-03-31 (YTD Data)		Rank
Total interest income	$2,031,000	2,951
Total interest expense	$229,000	3,369
Net interest income	$1,802,000	2,859
Provision for loan and lease losses	$130,000	1,826
Total noninterest income	$91,000	4,989
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$64,000	3,631
Trading account gains and fees	$0	148
Additional Noninterest Income	$27,000	5,418
Total noninterest expense	$944,000	4,135
Salaries and employee benefits	$505,000	4,137
Premises and equipment expense	$116,000	3,975
Additional noninterest expense	$323,000	4,047
Pre-tax net operating income	$819,000	1,999
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$819,000	1,735
Extraordinary gains, net	$0	10
Net income	$819,000	1,737
Minority interest net income	$0	76
Net income of bank and minority interests.	$819,000	1,737
Net charge-offs	$-26,000	6,529
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$819,000	1,673
2012-12-31 (YTD Data)		Rank
Total interest income	$8,177,000	3,047
Total interest expense	$996,000	3,616
Net interest income	$7,181,000	2,920
Provision for loan and lease losses	$1,235,000	1,522
Total noninterest income	$337,000	5,055
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$258,000	3,780
Trading account gains and fees	$0	166
Additional Noninterest Income	$79,000	5,523
Total noninterest expense	$3,902,000	4,094
Salaries and employee benefits	$1,892,000	4,262
Premises and equipment expense	$473,000	3,944
Additional noninterest expense	$1,537,000	3,731
Pre-tax net operating income	$2,381,000	2,502
Securities gains (losses)	$1,000	3,729
Applicable income taxes	$0	4,751
Income before extraordinary items	$2,382,000	2,265
Extraordinary gains, net	$0	29
Net income	$2,382,000	2,265
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,382,000	2,267
Net charge-offs	$1,286,000	1,556
Cash dividends	$750,000	2,290
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,381,000	2,132
2012-09-30 (YTD Data)		Rank
Total interest income	$6,089,000	3,130
Total interest expense	$760,000	3,694
Net interest income	$5,329,000	2,988
Provision for loan and lease losses	$585,000	2,071
Total noninterest income	$226,000	5,264
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$189,000	3,873
Trading account gains and fees	$0	157
Additional Noninterest Income	$37,000	5,978
Total noninterest expense	$2,802,000	4,235
Salaries and employee benefits	$1,347,000	4,425
Premises and equipment expense	$364,000	3,944
Additional noninterest expense	$1,091,000	3,879
Pre-tax net operating income	$2,168,000	2,203
Securities gains (losses)	$1,000	3,476
Applicable income taxes	$0	4,802
Income before extraordinary items	$2,169,000	1,962
Extraordinary gains, net	$0	20
Net income	$2,169,000	1,961
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,169,000	1,963
Net charge-offs	$258,000	3,014
Cash dividends	$750,000	1,588
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,168,000	1,845
2012-06-30 (YTD Data)		Rank
Total interest income	$3,947,000	3,217
Total interest expense	$512,000	3,766
Net interest income	$3,435,000	3,092
Provision for loan and lease losses	$350,000	2,226
Total noninterest income	$145,000	5,359
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$119,000	3,981
Trading account gains and fees	$0	153
Additional Noninterest Income	$26,000	5,983
Total noninterest expense	$1,870,000	4,253
Salaries and employee benefits	$889,000	4,474
Premises and equipment expense	$237,000	4,010
Additional noninterest expense	$744,000	3,836
Pre-tax net operating income	$1,360,000	2,299
Securities gains (losses)	$0	3,178
Applicable income taxes	$0	4,770
Income before extraordinary items	$1,360,000	2,055
Extraordinary gains, net	$0	19
Net income	$1,360,000	2,052
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,360,000	2,055
Net charge-offs	$-1,000	6,120
Cash dividends	$750,000	1,216
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,360,000	1,946
2012-03-31 (YTD Data)		Rank
Total interest income	$1,820,000	3,465
Total interest expense	$264,000	3,808
Net interest income	$1,556,000	3,353
Provision for loan and lease losses	$150,000	2,302
Total noninterest income	$71,000	5,415
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$56,000	4,084
Trading account gains and fees	$0	148
Additional Noninterest Income	$15,000	5,956
Total noninterest expense	$878,000	4,458
Salaries and employee benefits	$423,000	4,639
Premises and equipment expense	$117,000	4,039
Additional noninterest expense	$338,000	4,070
Pre-tax net operating income	$599,000	2,534
Securities gains (losses)	$0	2,210
Applicable income taxes	$0	4,704
Income before extraordinary items	$599,000	2,261
Extraordinary gains, net	$0	19
Net income	$599,000	2,263
Minority interest net income	$0	78
Net income of bank and minority interests.	$599,000	2,264
Net charge-offs	$-1,000	5,761
Cash dividends	$750,000	607
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$599,000	2,147
2011-12-31 (YTD Data)		Rank
Total interest income	$7,254,000	3,587
Total interest expense	$1,165,000	4,047
Net interest income	$6,089,000	3,428
Provision for loan and lease losses	$1,250,000	2,103
Total noninterest income	$334,000	5,039
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$270,000	3,813
Trading account gains and fees	$0	146
Additional Noninterest Income	$64,000	5,732
Total noninterest expense	$3,556,000	4,453
Salaries and employee benefits	$1,669,000	4,645
Premises and equipment expense	$529,000	3,884
Additional noninterest expense	$1,358,000	4,123
Pre-tax net operating income	$1,617,000	2,908
Securities gains (losses)	$0	3,838
Applicable income taxes	$0	4,719
Income before extraordinary items	$1,617,000	2,634
Extraordinary gains, net	$0	29
Net income	$1,617,000	2,635
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,617,000	2,635
Net charge-offs	$1,132,000	2,213
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,617,000	2,554
2011-09-30 (YTD Data)		Rank
Total interest income	$5,428,000	3,635
Total interest expense	$912,000	4,059
Net interest income	$4,516,000	3,468
Provision for loan and lease losses	$1,055,000	1,898
Total noninterest income	$253,000	5,093
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$216,000	3,685
Trading account gains and fees	$0	145
Additional Noninterest Income	$37,000	6,042
Total noninterest expense	$2,481,000	4,625
Salaries and employee benefits	$1,193,000	4,791
Premises and equipment expense	$322,000	4,459
Additional noninterest expense	$966,000	4,264
Pre-tax net operating income	$1,233,000	2,953
Securities gains (losses)	$0	3,555
Applicable income taxes	$0	4,740
Income before extraordinary items	$1,233,000	2,670
Extraordinary gains, net	$0	21
Net income	$1,233,000	2,672
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,233,000	2,672
Net charge-offs	$900,000	2,014
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,233,000	2,575
2011-06-30 (YTD Data)		Rank
Total interest income	$3,623,000	3,659
Total interest expense	$617,000	4,139
Net interest income	$3,006,000	3,476
Provision for loan and lease losses	$725,000	1,853
Total noninterest income	$181,000	5,015
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$162,000	3,451
Trading account gains and fees	$0	153
Additional Noninterest Income	$19,000	6,286
Total noninterest expense	$1,640,000	4,700
Salaries and employee benefits	$785,000	4,877
Premises and equipment expense	$202,000	4,636
Additional noninterest expense	$653,000	4,292
Pre-tax net operating income	$822,000	2,888
Securities gains (losses)	$0	2,914
Applicable income taxes	$0	4,697
Income before extraordinary items	$822,000	2,628
Extraordinary gains, net	$0	15
Net income	$822,000	2,628
Minority interest net income	$0	89
Net income of bank and minority interests.	$822,000	2,628
Net charge-offs	$902,000	1,561
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$822,000	2,549
2011-03-31 (YTD Data)		Rank
Total interest income	$1,797,000	3,693
Total interest expense	$308,000	4,228
Net interest income	$1,489,000	3,484
Provision for loan and lease losses	$375,000	1,701
Total noninterest income	$106,000	4,809
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$97,000	3,038
Trading account gains and fees	$0	158
Additional Noninterest Income	$9,000	6,441
Total noninterest expense	$818,000	4,734
Salaries and employee benefits	$399,000	4,872
Premises and equipment expense	$93,000	4,891
Additional noninterest expense	$326,000	4,309
Pre-tax net operating income	$402,000	2,959
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$402,000	2,647
Extraordinary gains, net	$0	9
Net income	$402,000	2,646
Minority interest net income	$0	86
Net income of bank and minority interests.	$402,000	2,647
Net charge-offs	$678,000	1,109
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$402,000	2,590
2010-12-31 (YTD Data)		Rank
Total interest income	$6,852,000	3,970
Total interest expense	$1,684,000	4,000
Net interest income	$5,168,000	3,867
Provision for loan and lease losses	$1,230,000	2,743
Total noninterest income	$347,000	5,173
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$273,000	3,822
Trading account gains and fees	$0	175
Additional Noninterest Income	$74,000	5,759
Total noninterest expense	$3,279,000	4,761
Salaries and employee benefits	$1,546,000	4,984
Premises and equipment expense	$409,000	4,701
Additional noninterest expense	$1,324,000	4,349
Pre-tax net operating income	$1,006,000	3,366
Securities gains (losses)	$0	3,793
Applicable income taxes	$0	4,655
Income before extraordinary items	$1,006,000	3,217
Extraordinary gains, net	$0	29
Net income	$1,006,000	3,214
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,006,000	3,217
Net charge-offs	$656,000	3,269
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,006,000	3,084
2010-09-30 (YTD Data)		Rank
Total interest income	$5,104,000	4,062
Total interest expense	$1,367,000	3,937
Net interest income	$3,737,000	4,022
Provision for loan and lease losses	$900,000	2,663
Total noninterest income	$238,000	5,411
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$198,000	3,978
Trading account gains and fees	$0	165
Additional Noninterest Income	$40,000	6,202
Total noninterest expense	$2,387,000	4,861
Salaries and employee benefits	$1,128,000	5,086
Premises and equipment expense	$301,000	4,834
Additional noninterest expense	$958,000	4,424
Pre-tax net operating income	$688,000	3,751
Securities gains (losses)	$0	3,651
Applicable income taxes	$0	4,726
Income before extraordinary items	$688,000	3,540
Extraordinary gains, net	$0	23
Net income	$688,000	3,538
Minority interest net income	$0	110
Net income of bank and minority interests.	$688,000	3,540
Net charge-offs	$429,000	3,272
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$688,000	3,408
2010-06-30 (YTD Data)		Rank
Total interest income	$3,389,000	4,104
Total interest expense	$978,000	3,863
Net interest income	$2,411,000	4,113
Provision for loan and lease losses	$600,000	2,565
Total noninterest income	$139,000	5,619
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$124,000	4,080
Trading account gains and fees	$0	152
Additional Noninterest Income	$15,000	6,644
Total noninterest expense	$1,542,000	4,981
Salaries and employee benefits	$740,000	5,150
Premises and equipment expense	$191,000	4,980
Additional noninterest expense	$611,000	4,539
Pre-tax net operating income	$408,000	3,967
Securities gains (losses)	$0	3,184
Applicable income taxes	$0	4,691
Income before extraordinary items	$408,000	3,749
Extraordinary gains, net	$0	19
Net income	$408,000	3,747
Minority interest net income	$0	105
Net income of bank and minority interests.	$408,000	3,748
Net charge-offs	$171,000	3,697
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$408,000	3,648
2010-03-31 (YTD Data)		Rank
Total interest income	$1,703,000	4,152
Total interest expense	$504,000	3,904
Net interest income	$1,199,000	4,164
Provision for loan and lease losses	$300,000	2,372
Total noninterest income	$66,000	5,727
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$58,000	4,200
Trading account gains and fees	$0	175
Additional Noninterest Income	$8,000	6,771
Total noninterest expense	$762,000	5,074
Salaries and employee benefits	$366,000	5,233
Premises and equipment expense	$86,000	5,286
Additional noninterest expense	$310,000	4,490
Pre-tax net operating income	$203,000	4,021
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$203,000	3,855
Extraordinary gains, net	$0	16
Net income	$203,000	3,852
Minority interest net income	$0	91
Net income of bank and minority interests.	$203,000	3,854
Net charge-offs	$62,000	3,547
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$203,000	3,737
2009-12-31 (YTD Data)		Rank
Total interest income	$6,625,000	4,338
Total interest expense	$2,448,000	3,955
Net interest income	$4,177,000	4,449
Provision for loan and lease losses	$860,000	3,740
Total noninterest income	$376,000	5,222
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$313,000	3,803
Trading account gains and fees	$0	211
Additional Noninterest Income	$63,000	6,140
Total noninterest expense	$2,809,000	5,364
Salaries and employee benefits	$1,255,000	5,721
Premises and equipment expense	$379,000	5,127
Additional noninterest expense	$1,175,000	4,800
Pre-tax net operating income	$884,000	3,191
Securities gains (losses)	$1,000	3,653
Applicable income taxes	$0	4,388
Income before extraordinary items	$885,000	2,975
Extraordinary gains, net	$0	34
Net income	$885,000	2,975
Minority interest net income	$0	115
Net income of bank and minority interests.	$885,000	2,975
Net charge-offs	$598,000	3,563
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$884,000	2,917
2009-09-30 (YTD Data)		Rank
Total interest income	$4,829,000	4,467
Total interest expense	$1,871,000	4,029
Net interest income	$2,958,000	4,628
Provision for loan and lease losses	$555,000	3,647
Total noninterest income	$280,000	5,323
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$234,000	3,824
Trading account gains and fees	$0	212
Additional Noninterest Income	$46,000	6,305
Total noninterest expense	$1,987,000	5,534
Salaries and employee benefits	$909,000	5,843
Premises and equipment expense	$278,000	5,218
Additional noninterest expense	$800,000	5,065
Pre-tax net operating income	$696,000	3,343
Securities gains (losses)	$1,000	3,393
Applicable income taxes	$0	4,592
Income before extraordinary items	$697,000	3,131
Extraordinary gains, net	$0	27
Net income	$697,000	3,130
Minority interest net income	$0	118
Net income of bank and minority interests.	$697,000	3,132
Net charge-offs	$258,000	3,920
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$696,000	3,049
2009-06-30 (YTD Data)		Rank
Total interest income	$3,183,000	4,543
Total interest expense	$1,300,000	4,036
Net interest income	$1,883,000	4,753
Provision for loan and lease losses	$290,000	3,791
Total noninterest income	$171,000	5,497
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$144,000	3,944
Trading account gains and fees	$0	193
Additional Noninterest Income	$27,000	6,503
Total noninterest expense	$1,299,000	5,637
Salaries and employee benefits	$619,000	5,840
Premises and equipment expense	$184,000	5,282
Additional noninterest expense	$496,000	5,268
Pre-tax net operating income	$465,000	3,421
Securities gains (losses)	$1,000	3,011
Applicable income taxes	$0	4,657
Income before extraordinary items	$466,000	3,221
Extraordinary gains, net	$0	21
Net income	$466,000	3,218
Minority interest net income	$0	112
Net income of bank and minority interests.	$466,000	3,220
Net charge-offs	$90,000	4,361
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$465,000	3,115
2009-03-31 (YTD Data)		Rank
Total interest income	$1,571,000	4,620
Total interest expense	$674,000	4,055
Net interest income	$897,000	4,901
Provision for loan and lease losses	$105,000	3,786
Total noninterest income	$81,000	5,555
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$68,000	4,022
Trading account gains and fees	$0	171
Additional Noninterest Income	$13,000	6,619
Total noninterest expense	$620,000	5,716
Salaries and employee benefits	$300,000	5,972
Premises and equipment expense	$92,000	5,322
Additional noninterest expense	$228,000	5,211
Pre-tax net operating income	$253,000	3,619
Securities gains (losses)	$1,000	2,304
Applicable income taxes	$0	4,835
Income before extraordinary items	$254,000	3,416
Extraordinary gains, net	$0	15
Net income	$254,000	3,417
Minority interest net income	$0	102
Net income of bank and minority interests.	$254,000	3,417
Net charge-offs	$7,000	4,941
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$253,000	3,273
2008-12-31 (YTD Data)		Rank
Total interest income	$6,950,000	4,500
Total interest expense	$3,078,000	4,185
Net interest income	$3,872,000	4,680
Provision for loan and lease losses	$800,000	3,046
Total noninterest income	$374,000	5,404
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$290,000	4,079
Trading account gains and fees	$0	154
Additional Noninterest Income	$84,000	6,159
Total noninterest expense	$2,381,000	5,772
Salaries and employee benefits	$1,143,000	6,109
Premises and equipment expense	$458,000	4,710
Additional noninterest expense	$780,000	5,539
Pre-tax net operating income	$1,065,000	3,647
Securities gains (losses)	$21,000	2,144
Applicable income taxes	$0	4,979
Income before extraordinary items	$1,086,000	3,127
Extraordinary gains, net	$0	39
Net income	$1,086,000	3,126
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$373,000	3,222
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,065,000	3,314
2008-09-30 (YTD Data)		Rank
Total interest income	$5,339,000	4,500
Total interest expense	$2,391,000	4,209
Net interest income	$2,948,000	4,670
Provision for loan and lease losses	$525,000	2,660
Total noninterest income	$291,000	5,423
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$226,000	4,032
Trading account gains and fees	$0	148
Additional Noninterest Income	$65,000	6,256
Total noninterest expense	$1,769,000	5,796
Salaries and employee benefits	$860,000	6,110
Premises and equipment expense	$350,000	4,666
Additional noninterest expense	$559,000	5,610
Pre-tax net operating income	$945,000	3,789
Securities gains (losses)	$14,000	2,218
Applicable income taxes	$0	5,372
Income before extraordinary items	$959,000	3,193
Extraordinary gains, net	$0	31
Net income	$959,000	3,190
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$355,000	2,356
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$945,000	3,363
2008-06-30 (YTD Data)		Rank
Total interest income	$3,559,000	4,568
Total interest expense	$1,650,000	4,242
Net interest income	$1,909,000	4,758
Provision for loan and lease losses	$375,000	2,238
Total noninterest income	$200,000	5,432
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$150,000	4,054
Trading account gains and fees	$0	149
Additional Noninterest Income	$50,000	6,130
Total noninterest expense	$1,156,000	5,882
Salaries and employee benefits	$564,000	6,209
Premises and equipment expense	$229,000	4,749
Additional noninterest expense	$363,000	5,688
Pre-tax net operating income	$578,000	4,108
Securities gains (losses)	$14,000	2,273
Applicable income taxes	$0	5,627
Income before extraordinary items	$592,000	3,673
Extraordinary gains, net	$0	21
Net income	$592,000	3,674
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$279,000	1,865
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$578,000	3,664
2008-03-31 (YTD Data)		Rank
Total interest income	$1,857,000	4,538
Total interest expense	$863,000	4,298
Net interest income	$994,000	4,645
Provision for loan and lease losses	$150,000	2,123
Total noninterest income	$96,000	5,523
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$78,000	3,924
Trading account gains and fees	$0	158
Additional Noninterest Income	$18,000	6,579
Total noninterest expense	$536,000	6,123
Salaries and employee benefits	$280,000	6,260
Premises and equipment expense	$110,000	4,886
Additional noninterest expense	$146,000	6,249
Pre-tax net operating income	$404,000	3,530
Securities gains (losses)	$4,000	2,294
Applicable income taxes	$0	5,622
Income before extraordinary items	$408,000	3,150
Extraordinary gains, net	$0	15
Net income	$408,000	3,152
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,920
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$404,000	3,095
2007-12-31 (YTD Data)		Rank
Total interest income	$7,926,000	4,384
Total interest expense	$3,415,000	4,407
Net interest income	$4,511,000	4,286
Provision for loan and lease losses	$949,000	1,477
Total noninterest income	$342,000	5,794
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$299,000	4,084
Trading account gains and fees	$0	178
Additional Noninterest Income	$43,000	7,235
Total noninterest expense	$2,005,000	6,213
Salaries and employee benefits	$1,112,000	6,199
Premises and equipment expense	$322,000	5,615
Additional noninterest expense	$571,000	6,263
Pre-tax net operating income	$1,899,000	3,417
Securities gains (losses)	$1,000	1,983
Applicable income taxes	$0	6,070
Income before extraordinary items	$1,900,000	2,932
Extraordinary gains, net	$0	39
Net income	$1,900,000	2,931
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$856,000	1,147
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,899,000	2,925
2007-09-30 (YTD Data)		Rank
Total interest income	$5,934,000	4,402
Total interest expense	$2,510,000	4,473
Net interest income	$3,424,000	4,276
Provision for loan and lease losses	$254,000	2,588
Total noninterest income	$259,000	5,836
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$230,000	4,037
Trading account gains and fees	$0	184
Additional Noninterest Income	$29,000	7,362
Total noninterest expense	$1,570,000	6,077
Salaries and employee benefits	$829,000	6,203
Premises and equipment expense	$247,000	5,546
Additional noninterest expense	$494,000	5,835
Pre-tax net operating income	$1,859,000	2,990
Securities gains (losses)	$0	1,655
Applicable income taxes	$0	6,220
Income before extraordinary items	$1,859,000	2,536
Extraordinary gains, net	$0	33
Net income	$1,859,000	2,534
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,076
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,859,000	2,505
2007-06-30 (YTD Data)		Rank
Total interest income	$3,878,000	4,482
Total interest expense	$1,619,000	4,557
Net interest income	$2,259,000	4,339
Provision for loan and lease losses	$154,000	2,552
Total noninterest income	$173,000	5,867
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$153,000	4,045
Trading account gains and fees	$0	168
Additional Noninterest Income	$20,000	7,375
Total noninterest expense	$1,051,000	6,110
Salaries and employee benefits	$552,000	6,260
Premises and equipment expense	$175,000	5,426
Additional noninterest expense	$324,000	5,904
Pre-tax net operating income	$1,227,000	3,072
Securities gains (losses)	$0	1,444
Applicable income taxes	$0	6,265
Income before extraordinary items	$1,227,000	2,588
Extraordinary gains, net	$0	29
Net income	$1,227,000	2,587
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	7,767
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,227,000	2,568
2007-03-31 (YTD Data)		Rank
Total interest income	$1,883,000	4,571
Total interest expense	$790,000	4,603
Net interest income	$1,093,000	4,434
Provision for loan and lease losses	$79,000	2,365
Total noninterest income	$82,000	5,936
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$69,000	4,205
Trading account gains and fees	$0	195
Additional Noninterest Income	$13,000	7,127
Total noninterest expense	$535,000	6,112
Salaries and employee benefits	$274,000	6,313
Premises and equipment expense	$100,000	5,048
Additional noninterest expense	$161,000	5,913
Pre-tax net operating income	$561,000	3,271
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$561,000	2,778
Extraordinary gains, net	$0	22
Net income	$561,000	2,779
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	7,847
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$561,000	2,766
2006-12-31 (YTD Data)		Rank
Total interest income	$6,605,000	4,717
Total interest expense	$2,546,000	4,770
Net interest income	$4,059,000	4,623
Provision for loan and lease losses	$536,000	1,802
Total noninterest income	$288,000	6,257
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$250,000	4,505
Trading account gains and fees	$0	130
Additional Noninterest Income	$38,000	7,516
Total noninterest expense	$2,137,000	5,963
Salaries and employee benefits	$1,121,000	6,107
Premises and equipment expense	$391,000	4,992
Additional noninterest expense	$625,000	5,947
Pre-tax net operating income	$1,674,000	4,042
Securities gains (losses)	$0	1,687
Applicable income taxes	$0	6,600
Income before extraordinary items	$1,674,000	3,521
Extraordinary gains, net	$0	51
Net income	$1,674,000	3,519
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$481,000	1,207
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,674,000	3,502
2006-09-30 (YTD Data)		Rank
Total interest income	$4,808,000	4,790
Total interest expense	$1,826,000	4,814
Net interest income	$2,982,000	4,711
Provision for loan and lease losses	$363,000	1,842
Total noninterest income	$207,000	6,385
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$182,000	4,600
Trading account gains and fees	$0	126
Additional Noninterest Income	$25,000	7,685
Total noninterest expense	$1,600,000	5,951
Salaries and employee benefits	$848,000	6,064
Premises and equipment expense	$290,000	5,060
Additional noninterest expense	$462,000	5,994
Pre-tax net operating income	$1,226,000	4,247
Securities gains (losses)	$0	1,388
Applicable income taxes	$0	6,687
Income before extraordinary items	$1,226,000	3,682
Extraordinary gains, net	$0	45
Net income	$1,226,000	3,684
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$326,000	1,089
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,226,000	3,670
2006-06-30 (YTD Data)		Rank
Total interest income	$3,112,000	4,837
Total interest expense	$1,156,000	4,837
Net interest income	$1,956,000	4,778
Provision for loan and lease losses	$277,000	1,619
Total noninterest income	$133,000	6,458
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$118,000	4,641
Trading account gains and fees	$0	126
Additional Noninterest Income	$15,000	7,801
Total noninterest expense	$1,054,000	6,004
Salaries and employee benefits	$567,000	6,071
Premises and equipment expense	$183,000	5,213
Additional noninterest expense	$304,000	6,035
Pre-tax net operating income	$758,000	4,445
Securities gains (losses)	$0	1,185
Applicable income taxes	$0	6,706
Income before extraordinary items	$758,000	3,865
Extraordinary gains, net	$0	39
Net income	$758,000	3,868
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$293,000	845
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$758,000	3,854
2006-03-31 (YTD Data)		Rank
Total interest income	$1,501,000	4,897
Total interest expense	$545,000	4,871
Net interest income	$956,000	4,843
Provision for loan and lease losses	$117,000	1,801
Total noninterest income	$65,000	6,474
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$59,000	4,577
Trading account gains and fees	$0	115
Additional Noninterest Income	$6,000	7,952
Total noninterest expense	$531,000	6,005
Salaries and employee benefits	$284,000	6,099
Premises and equipment expense	$100,000	4,961
Additional noninterest expense	$147,000	6,114
Pre-tax net operating income	$373,000	4,437
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$373,000	3,862
Extraordinary gains, net	$0	21
Net income	$373,000	3,861
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$373,000	3,843
2005-12-31 (YTD Data)		Rank
Total interest income	$4,259,000	5,642
Total interest expense	$1,470,000	5,272
Net interest income	$2,789,000	5,729
Provision for loan and lease losses	$267,000	3,052
Total noninterest income	$279,000	6,467
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$221,000	4,832
Trading account gains and fees	$0	138
Additional Noninterest Income	$58,000	7,210
Total noninterest expense	$2,065,000	5,999
Salaries and employee benefits	$1,145,000	5,932
Premises and equipment expense	$324,000	5,516
Additional noninterest expense	$596,000	6,082
Pre-tax net operating income	$736,000	6,056
Securities gains (losses)	$0	2,296
Applicable income taxes	$166,000	4,899
Income before extraordinary items	$570,000	6,111
Extraordinary gains, net	$0	46
Net income	$570,000	6,116
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,882
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$570,000	6,084
2005-09-30 (YTD Data)		Rank
Total interest income	$2,926,000	5,876
Total interest expense	$949,000	5,583
Net interest income	$1,977,000	5,918
Provision for loan and lease losses	$230,000	2,673
Total noninterest income	$211,000	6,494
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$166,000	4,859
Trading account gains and fees	$0	126
Additional Noninterest Income	$45,000	7,190
Total noninterest expense	$1,505,000	6,069
Salaries and employee benefits	$876,000	5,849
Premises and equipment expense	$213,000	5,887
Additional noninterest expense	$416,000	6,258
Pre-tax net operating income	$453,000	6,558
Securities gains (losses)	$0	2,317
Applicable income taxes	$166,000	4,693
Income before extraordinary items	$287,000	6,988
Extraordinary gains, net	$0	35
Net income	$287,000	6,987
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,995
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$287,000	6,947
2005-06-30 (YTD Data)		Rank
Total interest income	$1,733,000	6,145
Total interest expense	$541,000	5,842
Net interest income	$1,192,000	6,205
Provision for loan and lease losses	$200,000	2,158
Total noninterest income	$139,000	6,485
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$107,000	4,896
Trading account gains and fees	$0	116
Additional Noninterest Income	$32,000	7,096
Total noninterest expense	$969,000	6,187
Salaries and employee benefits	$590,000	5,806
Premises and equipment expense	$115,000	6,391
Additional noninterest expense	$264,000	6,366
Pre-tax net operating income	$162,000	7,460
Securities gains (losses)	$0	2,146
Applicable income taxes	$166,000	4,096
Income before extraordinary items	$-4,000	8,384
Extraordinary gains, net	$0	30
Net income	$-4,000	8,384
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,290
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$-4,000	8,355
2005-03-31 (YTD Data)		Rank
Total interest income	$736,000	6,622
Total interest expense	$208,000	6,437
Net interest income	$528,000	6,565
Provision for loan and lease losses	$90,000	2,180
Total noninterest income	$58,000	6,821
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$50,000	4,996
Trading account gains and fees	$0	115
Additional Noninterest Income	$8,000	7,922
Total noninterest expense	$485,000	6,214
Salaries and employee benefits	$296,000	5,815
Premises and equipment expense	$62,000	6,259
Additional noninterest expense	$127,000	6,504
Pre-tax net operating income	$11,000	8,343
Securities gains (losses)	$0	1,685
Applicable income taxes	$0	6,892
Income before extraordinary items	$11,000	8,344
Extraordinary gains, net	$0	24
Net income	$11,000	8,343
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,435
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$11,000	8,317
2004-12-31 (YTD Data)		Rank
Total interest income	$1,675,000	7,712
Total interest expense	$420,000	7,610
Net interest income	$1,255,000	7,684
Provision for loan and lease losses	$128,000	4,513
Total noninterest income	$257,000	6,720
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$232,000	4,904
Trading account gains and fees	$0	138
Additional Noninterest Income	$25,000	8,078
Total noninterest expense	$1,158,000	7,513
Salaries and employee benefits	$658,000	7,444
Premises and equipment expense	$169,000	7,119
Additional noninterest expense	$331,000	7,522
Pre-tax net operating income	$226,000	7,690
Securities gains (losses)	$1,000	3,645
Applicable income taxes	$49,000	6,046
Income before extraordinary items	$178,000	7,749
Extraordinary gains, net	$0	34
Net income	$178,000	7,749
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	6,043
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$177,220	7,713
2004-09-30 (YTD Data)		Rank
Total interest income	$1,162,000	7,861
Total interest expense	$276,000	7,842
Net interest income	$886,000	7,806
Provision for loan and lease losses	$20,000	6,311
Total noninterest income	$206,000	6,619
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$174,000	4,932
Trading account gains and fees	$0	134
Additional Noninterest Income	$32,000	7,635
Total noninterest expense	$702,000	7,911
Salaries and employee benefits	$372,000	7,970
Premises and equipment expense	$95,000	7,622
Additional noninterest expense	$235,000	7,619
Pre-tax net operating income	$370,000	6,878
Securities gains (losses)	$0	3,710
Applicable income taxes	$95,000	5,402
Income before extraordinary items	$275,000	7,059
Extraordinary gains, net	$0	26
Net income	$275,000	7,060
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	5,418
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$275,000	6,991
2004-06-30 (YTD Data)		Rank
Total interest income	$754,000	7,962
Total interest expense	$171,000	8,006
Net interest income	$583,000	7,873
Provision for loan and lease losses	$13,000	6,215
Total noninterest income	$120,000	6,894
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$115,000	4,961
Trading account gains and fees	$0	130
Additional Noninterest Income	$5,000	8,618
Total noninterest expense	$397,000	8,213
Salaries and employee benefits	$218,000	8,224
Premises and equipment expense	$60,000	7,741
Additional noninterest expense	$119,000	8,102
Pre-tax net operating income	$293,000	6,554
Securities gains (losses)	$0	3,413
Applicable income taxes	$85,000	5,047
Income before extraordinary items	$208,000	6,816
Extraordinary gains, net	$0	21
Net income	$208,000	6,816
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	4,897
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$208,000	6,731
2004-03-31 (YTD Data)		Rank
Total interest income	$371,000	8,038
Total interest expense	$86,000	8,072
Net interest income	$285,000	7,941
Provision for loan and lease losses	$5,000	6,071
Total noninterest income	$56,000	7,006
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$53,000	5,065
Trading account gains and fees	$0	121
Additional Noninterest Income	$3,000	8,561
Total noninterest expense	$198,000	8,262
Salaries and employee benefits	$113,000	8,210
Premises and equipment expense	$31,000	7,720
Additional noninterest expense	$54,000	8,302
Pre-tax net operating income	$138,000	6,608
Securities gains (losses)	$0	2,934
Applicable income taxes	$38,000	5,155
Income before extraordinary items	$100,000	6,881
Extraordinary gains, net	$0	16
Net income	$100,000	6,883
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	3,876
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$100,000	6,781
2003-12-31 (YTD Data)		Rank
Total interest income	$1,975,000	7,566
Total interest expense	$583,000	7,440
Net interest income	$1,392,000	7,511
Provision for loan and lease losses	$40,000	6,511
Total noninterest income	$240,000	7,016
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$221,000	5,043
Trading account gains and fees	$0	160
Additional Noninterest Income	$19,000	8,467
Total noninterest expense	$1,467,000	6,953
Salaries and employee benefits	$663,000	7,453
Premises and equipment expense	$333,000	5,335
Additional noninterest expense	$471,000	6,724
Pre-tax net operating income	$125,000	8,104
Securities gains (losses)	$118,000	1,742
Applicable income taxes	$88,000	5,852
Income before extraordinary items	$155,000	7,979
Extraordinary gains, net	$0	54
Net income	$155,000	7,981
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$61,000	4,825
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$40,000	744
Net operating income	$79,480	8,213
2003-09-30 (YTD Data)		Rank
Total interest income	$1,593,000	7,515
Total interest expense	$494,000	7,350
Net interest income	$1,099,000	7,467
Provision for loan and lease losses	$25,000	6,589
Total noninterest income	$261,000	6,310
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$175,000	4,936
Trading account gains and fees	$0	153
Additional Noninterest Income	$86,000	6,352
Total noninterest expense	$1,066,000	7,039
Salaries and employee benefits	$461,000	7,605
Premises and equipment expense	$310,000	4,612
Additional noninterest expense	$295,000	7,184
Pre-tax net operating income	$269,000	7,336
Securities gains (losses)	$0	4,204
Applicable income taxes	$129,000	5,289
Income before extraordinary items	$140,000	7,975
Extraordinary gains, net	$0	40
Net income	$140,000	7,976
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$63,000	3,899
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$140,000	7,830
2003-06-30 (YTD Data)		Rank
Total interest income	$1,180,000	7,330
Total interest expense	$393,000	7,013
Net interest income	$787,000	7,318
Provision for loan and lease losses	$15,000	6,544
Total noninterest income	$151,000	6,634
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$136,000	4,529
Trading account gains and fees	$0	150
Additional Noninterest Income	$15,000	8,141
Total noninterest expense	$699,000	7,095
Salaries and employee benefits	$338,000	7,384
Premises and equipment expense	$162,000	5,400
Additional noninterest expense	$199,000	7,154
Pre-tax net operating income	$224,000	7,015
Securities gains (losses)	$68,000	1,796
Applicable income taxes	$119,000	4,879
Income before extraordinary items	$173,000	7,223
Extraordinary gains, net	$0	30
Net income	$173,000	7,226
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	5,273
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$129,480	7,483
2003-03-31 (YTD Data)		Rank
Total interest income	$665,000	7,048
Total interest expense	$236,000	6,650
Net interest income	$429,000	7,089
Provision for loan and lease losses	$7,000	6,361
Total noninterest income	$88,000	6,207
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$77,000	4,164
Trading account gains and fees	$0	134
Additional Noninterest Income	$11,000	7,783
Total noninterest expense	$373,000	6,929
Salaries and employee benefits	$182,000	7,209
Premises and equipment expense	$82,000	5,357
Additional noninterest expense	$109,000	6,915
Pre-tax net operating income	$137,000	6,658
Securities gains (losses)	$0	2,891
Applicable income taxes	$27,000	5,815
Income before extraordinary items	$110,000	6,717
Extraordinary gains, net	$0	21
Net income	$110,000	6,718
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	3,852
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$110,000	6,547
2002-12-31 (YTD Data)		Rank
Total interest income	$2,957,000	6,901
Total interest expense	$930,000	7,116
Net interest income	$2,027,000	6,584
Provision for loan and lease losses	$83,000	6,026
Total noninterest income	$360,000	6,032
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$326,000	4,046
Trading account gains and fees	$0	153
Additional Noninterest Income	$34,000	8,065
Total noninterest expense	$1,981,000	5,897
Salaries and employee benefits	$946,000	6,328
Premises and equipment expense	$407,000	4,587
Additional noninterest expense	$628,000	5,771
Pre-tax net operating income	$323,000	7,460
Securities gains (losses)	$12,000	3,495
Applicable income taxes	$113,000	5,841
Income before extraordinary items	$222,000	7,717
Extraordinary gains, net	$0	70
Net income	$222,000	7,718
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	6,133
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$214,080	7,678
2001-12-31 (YTD Data)		Rank
Total interest income	$2,805,000	7,447
Total interest expense	$1,006,000	8,008
Net interest income	$1,799,000	6,783
Provision for loan and lease losses	$95,000	5,715
Total noninterest income	$304,000	6,391
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$264,000	4,497
Trading account gains and fees	$0	177
Additional Noninterest Income	$40,000	8,001
Total noninterest expense	$1,759,000	6,219
Salaries and employee benefits	$901,000	6,366
Premises and equipment expense	$295,000	5,573
Additional noninterest expense	$563,000	6,074
Pre-tax net operating income	$249,000	7,643
Securities gains (losses)	$-20,000	9,375
Applicable income taxes	$28,000	7,125
Income before extraordinary items	$201,000	7,728
Extraordinary gains, net	$0	105
Net income	$201,000	7,730
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	4,890
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$218,600	7,487
2000-12-31 (YTD Data)		Rank
Total interest income	$2,400,000	8,011
Total interest expense	$984,000	8,259
Net interest income	$1,416,000	7,624
Provision for loan and lease losses	$10,000	7,963
Total noninterest income	$243,000	6,838
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$203,000	5,058
Trading account gains and fees	NA	NA
Additional Noninterest Income	$40,000	8,167
Total noninterest expense	$1,502,000	6,746
Salaries and employee benefits	$779,000	6,831
Premises and equipment expense	$261,000	5,893
Additional noninterest expense	$462,000	6,692
Pre-tax net operating income	$147,000	8,606
Securities gains (losses)	$-8,000	8,215
Applicable income taxes	$12,000	8,023
Income before extraordinary items	$127,000	8,544
Extraordinary gains, net	$0	38
Net income	$127,000	8,542
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	6,269
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$134,280	8,499
1999-12-31 (YTD Data)		Rank
Total interest income	$2,408,000	8,012
Total interest expense	$1,056,000	8,030
Net interest income	$1,352,000	7,862
Provision for loan and lease losses	$11,000	8,085
Total noninterest income	$245,000	7,002
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$201,000	5,104
Trading account gains and fees	NA	NA
Additional Noninterest Income	$44,000	8,263
Total noninterest expense	$1,484,000	6,818
Salaries and employee benefits	$805,000	6,729
Premises and equipment expense	$275,000	5,750
Additional noninterest expense	$404,000	7,233
Pre-tax net operating income	$102,000	9,066
Securities gains (losses)	$-4,000	9,004
Applicable income taxes	$-25,000	9,744
Income before extraordinary items	$123,000	8,815
Extraordinary gains, net	$0	35
Net income	$123,000	8,812
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	5,786
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$127,000	8,763
1998-12-31 (YTD Data)		Rank
Total interest income	$2,218,000	8,418
Total interest expense	$1,115,000	8,121
Net interest income	$1,103,000	8,567
Provision for loan and lease losses	$48,000	6,686
Total noninterest income	$200,000	7,571
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$158,000	5,783
Trading account gains and fees	NA	NA
Additional Noninterest Income	$42,000	8,456
Total noninterest expense	$1,269,000	7,355
Salaries and employee benefits	$658,000	7,433
Premises and equipment expense	$213,000	6,524
Additional noninterest expense	$398,000	7,234
Pre-tax net operating income	$-14,000	9,825
Securities gains (losses)	$0	4,449
Applicable income taxes	$0	9,340
Income before extraordinary items	$-14,000	9,864
Extraordinary gains, net	$0	32
Net income	$-14,000	9,862
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	7,842
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$352,000	608
Net operating income	$-14,000	9,822
1997-12-31 (YTD Data)		Rank
Total interest income	$2,097,000	8,889
Total interest expense	$1,050,000	8,549
Net interest income	$1,047,000	9,072
Provision for loan and lease losses	$0	8,829
Total noninterest income	$148,000	8,621
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$120,000	6,759
Trading account gains and fees	NA	NA
Additional Noninterest Income	$28,000	9,432
Total noninterest expense	$1,064,000	8,121
Salaries and employee benefits	$548,000	8,258
Premises and equipment expense	$199,000	6,876
Additional noninterest expense	$317,000	8,150
Pre-tax net operating income	$131,000	9,944
Securities gains (losses)	$-2,000	9,246
Applicable income taxes	$7,000	9,935
Income before extraordinary items	$122,000	9,819
Extraordinary gains, net	$0	44
Net income	$122,000	9,819
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	9,638
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$123,900	9,767
1996-12-31 (YTD Data)		Rank
Total interest income	$2,105,000	9,242
Total interest expense	$1,081,000	8,758
Net interest income	$1,024,000	9,491
Provision for loan and lease losses	$15,000	8,204
Total noninterest income	$201,000	8,209
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$122,000	7,023
Trading account gains and fees	NA	NA
Additional Noninterest Income	$79,000	7,772
Total noninterest expense	$1,077,000	8,412
Salaries and employee benefits	$547,000	8,518
Premises and equipment expense	$205,000	6,938
Additional noninterest expense	$325,000	8,619
Pre-tax net operating income	$133,000	10,193
Securities gains (losses)	$-17,000	10,550
Applicable income taxes	$-47,000	11,068
Income before extraordinary items	$163,000	9,665
Extraordinary gains, net	$0	53
Net income	$163,000	9,664
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$64,000	4,811
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$180,000	9,431
1995-12-31 (YTD Data)		Rank
Total interest income	$2,172,000	9,459
Total interest expense	$1,144,000	8,778
Net interest income	$1,028,000	9,866
Provision for loan and lease losses	$80,000	5,097
Total noninterest income	$208,000	8,310
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$120,000	7,313
Trading account gains and fees	NA	NA
Additional Noninterest Income	$88,000	7,639
Total noninterest expense	$1,306,000	7,842
Salaries and employee benefits	$489,000	9,211
Premises and equipment expense	$203,000	7,129
Additional noninterest expense	$614,000	6,453
Pre-tax net operating income	$-150,000	11,637
Securities gains (losses)	$0	3,831
Applicable income taxes	$-22,000	11,563
Income before extraordinary items	$-128,000	11,623
Extraordinary gains, net	$107,000	22
Net income	$-21,000	11,533
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$89,000	4,003
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$-128,000	11,605
1994-12-31 (YTD Data)		Rank
Total interest income	$2,289,000	9,281
Total interest expense	$1,083,000	8,345
Net interest income	$1,206,000	9,752
Provision for loan and lease losses	$212,000	2,915
Total noninterest income	$206,000	8,632
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$150,000	6,885
Trading account gains and fees	NA	NA
Additional Noninterest Income	$56,000	9,309
Total noninterest expense	$1,306,000	8,215
Salaries and employee benefits	$518,000	9,224
Premises and equipment expense	$242,000	6,652
Additional noninterest expense	$546,000	7,455
Pre-tax net operating income	$-106,000	12,206
Securities gains (losses)	$0	3,600
Applicable income taxes	$-9,000	12,080
Income before extraordinary items	$-97,000	12,153
Extraordinary gains, net	$0	249
Net income	$-97,000	12,154
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$200,000	2,500
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$-97,000	12,167
1993-12-31 (YTD Data)		Rank
Total interest income	$2,544,000	9,102
Total interest expense	$968,000	9,256
Net interest income	$1,576,000	8,881
Provision for loan and lease losses	$9,000	9,850
Total noninterest income	$179,000	9,625
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$130,000	7,580
Trading account gains and fees	NA	NA
Additional Noninterest Income	$49,000	10,159
Total noninterest expense	$1,199,000	8,893
Salaries and employee benefits	$479,000	9,872
Premises and equipment expense	$184,000	8,036
Additional noninterest expense	$536,000	7,902
Pre-tax net operating income	$547,000	8,322
Securities gains (losses)	$2,000	6,773
Applicable income taxes	$76,000	10,314
Income before extraordinary items	$473,000	7,764
Extraordinary gains, net	$0	3,149
Net income	$473,000	7,946
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$59,000	5,721
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$471,280	7,522
1992-12-31 (YTD Data)		Rank
Total interest income	$2,054,000	10,794
Total interest expense	$1,003,000	10,376
Net interest income	$1,051,000	10,887
Provision for loan and lease losses	$-50,000	13,611
Total noninterest income	$198,000	9,453
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$132,000	7,617
Trading account gains and fees	NA	NA
Additional Noninterest Income	$66,000	9,490
Total noninterest expense	$1,033,000	9,837
Salaries and employee benefits	$385,000	11,039
Premises and equipment expense	$139,000	9,430
Additional noninterest expense	$509,000	8,374
Pre-tax net operating income	$266,000	10,460
Securities gains (losses)	$205,000	1,983
Applicable income taxes	$125,000	9,233
Income before extraordinary items	$346,000	8,763
Extraordinary gains, net	$125,000	630
Net income	$471,000	7,676
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$79,000	6,489
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$196,350	10,311

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.