Home > Blue River Federal Savings Bank > Income and Expense
Blue River Federal Savings Bank, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,948,000 | 8,270 |
| Total interest expense | $983,000 | 8,057 |
| Net interest income | $965,000 | 8,364 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $239,000 | 6,950 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $239,000 | 4,574 |
| Total noninterest expense | $931,000 | 8,137 |
| Salaries and employee benefits | $481,000 | 8,265 |
| Premises and equipment expense | $213,000 | 6,602 |
| Additional noninterest expense | $237,000 | 8,342 |
| Pre-tax net operating income | $273,000 | 7,535 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $98,000 | 6,027 |
| Income before extraordinary items | $175,000 | 7,891 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $175,000 | 7,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 9,280 |
| Cash dividends | $52,000 | 6,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $175,000 | 7,779 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,960,000 | 8,445 |
| Total interest expense | $1,100,000 | 8,011 |
| Net interest income | $860,000 | 8,778 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $268,000 | 6,595 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $268,000 | 4,165 |
| Total noninterest expense | $934,000 | 8,209 |
| Salaries and employee benefits | $456,000 | 8,464 |
| Premises and equipment expense | $236,000 | 6,243 |
| Additional noninterest expense | $242,000 | 8,406 |
| Pre-tax net operating income | $194,000 | 8,388 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $74,000 | 6,870 |
| Income before extraordinary items | $120,000 | 8,579 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $120,000 | 8,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,307 |
| Cash dividends | $51,000 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $71,000 | 731 |
| Net operating income | $120,000 | 8,576 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,050,000 | 8,439 |
| Total interest expense | $1,197,000 | 7,654 |
| Net interest income | $853,000 | 8,947 |
| Provision for loan and lease losses | $259,000 | 2,989 |
| Total noninterest income | $279,000 | 6,640 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $279,000 | 4,183 |
| Total noninterest expense | $1,012,000 | 8,096 |
| Salaries and employee benefits | $481,000 | 8,453 |
| Premises and equipment expense | $237,000 | 6,230 |
| Additional noninterest expense | $294,000 | 8,163 |
| Pre-tax net operating income | $-139,000 | 9,565 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-70,000 | 9,870 |
| Income before extraordinary items | $-69,000 | 9,543 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-69,000 | 9,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,165 |
| Cash dividends | $50,000 | 6,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-69,000 | 9,516 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,210,000 | 8,426 |
| Total interest expense | $1,227,000 | 7,839 |
| Net interest income | $983,000 | 8,835 |
| Provision for loan and lease losses | $88,000 | 5,415 |
| Total noninterest income | $474,000 | 5,092 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $474,000 | 3,078 |
| Total noninterest expense | $948,000 | 8,279 |
| Salaries and employee benefits | $426,000 | 8,802 |
| Premises and equipment expense | $227,000 | 6,307 |
| Additional noninterest expense | $295,000 | 8,158 |
| Pre-tax net operating income | $421,000 | 7,757 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $175,000 | 6,496 |
| Income before extraordinary items | $246,000 | 8,269 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $246,000 | 8,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,514 |
| Cash dividends | $49,000 | 6,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $246,000 | 8,196 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,049,000 | 8,951 |
| Total interest expense | $1,132,000 | 8,311 |
| Net interest income | $917,000 | 9,380 |
| Provision for loan and lease losses | $171,000 | 3,847 |
| Total noninterest income | $391,000 | 5,799 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $391,000 | 3,325 |
| Total noninterest expense | $772,000 | 9,138 |
| Salaries and employee benefits | $397,000 | 9,276 |
| Premises and equipment expense | $153,000 | 7,732 |
| Additional noninterest expense | $222,000 | 9,151 |
| Pre-tax net operating income | $365,000 | 8,645 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $149,000 | 7,627 |
| Income before extraordinary items | $221,000 | 8,977 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $221,000 | 8,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,391 |
| Cash dividends | $44,000 | 7,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $217,800 | 8,975 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,779,000 | 9,692 |
| Total interest expense | $822,000 | 9,578 |
| Net interest income | $957,000 | 9,674 |
| Provision for loan and lease losses | $22,000 | 7,876 |
| Total noninterest income | $296,000 | 6,999 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $296,000 | 4,103 |
| Total noninterest expense | $899,000 | 9,056 |
| Salaries and employee benefits | $380,000 | 9,743 |
| Premises and equipment expense | $132,000 | 8,482 |
| Additional noninterest expense | $387,000 | 7,988 |
| Pre-tax net operating income | $332,000 | 8,909 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $122,000 | 8,364 |
| Income before extraordinary items | $210,000 | 9,200 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $210,000 | 9,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $39,000 | 7,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $210,000 | 9,148 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,323,000 | 10,805 |
| Total interest expense | $590,000 | 10,703 |
| Net interest income | $733,000 | 10,743 |
| Provision for loan and lease losses | $7,000 | 8,542 |
| Total noninterest income | $218,000 | 8,150 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $218,000 | 4,873 |
| Total noninterest expense | $650,000 | 10,362 |
| Salaries and employee benefits | $328,000 | 10,518 |
| Premises and equipment expense | $117,000 | 9,135 |
| Additional noninterest expense | $205,000 | 10,353 |
| Pre-tax net operating income | $294,000 | 9,785 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $113,000 | 8,910 |
| Income before extraordinary items | $181,000 | 10,153 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $181,000 | 10,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $27,000 | 8,247 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $181,000 | 10,122 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,075,000 | 11,567 |
| Total interest expense | $416,000 | 11,496 |
| Net interest income | $659,000 | 11,522 |
| Provision for loan and lease losses | $-1,000 | 11,674 |
| Total noninterest income | $205,000 | 8,647 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $205,000 | 5,180 |
| Total noninterest expense | $618,000 | 11,040 |
| Salaries and employee benefits | $307,000 | 11,141 |
| Premises and equipment expense | $113,000 | 9,600 |
| Additional noninterest expense | $198,000 | 11,176 |
| Pre-tax net operating income | $247,000 | 10,519 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $94,000 | 9,503 |
| Income before extraordinary items | $153,000 | 10,780 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $153,000 | 10,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $31,000 | 8,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $153,000 | 10,832 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,057,000 | 12,163 |
| Total interest expense | $422,000 | 12,122 |
| Net interest income | $635,000 | 12,093 |
| Provision for loan and lease losses | $20,000 | 9,046 |
| Total noninterest income | $246,000 | 8,423 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $246,000 | 5,046 |
| Total noninterest expense | $712,000 | 11,102 |
| Salaries and employee benefits | $389,000 | 10,750 |
| Premises and equipment expense | $114,000 | 9,987 |
| Additional noninterest expense | $209,000 | 11,604 |
| Pre-tax net operating income | $149,000 | 11,480 |
| Securities gains (losses) | $26,000 | 4,293 |
| Applicable income taxes | $60,000 | 10,703 |
| Income before extraordinary items | $115,000 | 11,643 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $115,000 | 11,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 8,470 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $765,000 | 523 |
| Net operating income | $97,840 | 11,636 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,124,000 | 12,780 |
| Total interest expense | $521,000 | 12,671 |
| Net interest income | $603,000 | 12,699 |
| Provision for loan and lease losses | $10,000 | 11,168 |
| Total noninterest income | $272,000 | 8,140 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $272,000 | 4,709 |
| Total noninterest expense | $560,000 | 12,302 |
| Salaries and employee benefits | $304,000 | 11,968 |
| Premises and equipment expense | $103,000 | 10,619 |
| Additional noninterest expense | $153,000 | 12,907 |
| Pre-tax net operating income | $305,000 | 10,089 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $135,000 | 9,001 |
| Income before extraordinary items | $170,000 | 10,995 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $170,000 | 11,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 10,059 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $170,000 | 10,667 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.