Home > Blue Ridge Savings Bank, Inc. > Assets and Liabilities
Blue Ridge Savings Bank, Inc., Assets and Liabilities
| 2011-09-30 | Rank | |
| # of Employees: | 41 | 3,425 |
| Assets and Liabilities | ||
| Total Assets: | $161,430,000 | 3,672 |
| Cash and due from depository institutions | $14,056,000 | 3,425 |
| Interest-bearing balances | $12,590,000 | 2,639 |
| Securities | $2,848,000 | 6,775 |
| Federal funds sold & reverse repurchase agreements | $9,525,000 | 686 |
| Net loans & leases | $85,748,000 | 3,962 |
| Loan loss allowance | $4,752,000 | 1,586 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $4,087,000 | 2,725 |
| Other real estate owned | $41,239,000 | 3,425 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $3,927,000 | 3,607 |
| Life insurance assets | $3,048,000 | 1,868 |
| Total liabilities and capital | $161,430,000 | 3,672 |
| Total liabilities | $159,997,000 | 3,372 |
| Total deposits | $159,628,000 | 3,218 |
| Interest-bearing deposits | $157,598,000 | 2,790 |
| Deposits held in domestic offices | $159,628,000 | 3,217 |
| % insured | 97.97% | 703 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,648 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $369,000 | 5,325 |
| Total equity capital | $1,433,000 | 7,367 |
| Total bank equity capital | $1,433,000 | 7,367 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $5,953,000 | 792 |
| Surplus | $6,261,000 | 3,473 |
| Undivided profits | $-10,781,000 | 7,109 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $9,875,000 | 1,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $355,000 | 5,747 |
| Earning assets | $110,711,000 | 4,436 |
| Long-term assets (5+ years) | $1,060,000 | 6,579 |
| Average Assets, year-to-date | $163,463,250 | 3,615 |
| Average Assets, quarterly | $161,188,500 | 3,645 |
| Volatile liabilities | $4,097,000 | 5,004 |
| Insider loans | $0 | 6,691 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $1,443,000 | 6,526 |
| Tier 1 (core) risk-based capital | $1,433,000 | 7,357 |
| Tier 2 risk-based capital | $1,433,000 | 3,223 |
| Total risk weighted assets | $124,106,000 | 3,219 |
| Total unused commitments | $1,443,000 | 6,526 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 41 | 3,470 |
| Assets and Liabilities | ||
| Total Assets: | $161,229,000 | 3,669 |
| Cash and due from depository institutions | $14,099,000 | 3,470 |
| Interest-bearing balances | $9,137,000 | 3,055 |
| Securities | $2,846,000 | 6,864 |
| Federal funds sold & reverse repurchase agreements | $2,735,000 | 1,854 |
| Net loans & leases | $95,722,000 | 3,737 |
| Loan loss allowance | $5,144,000 | 1,523 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $4,381,000 | 2,604 |
| Other real estate owned | $37,152,000 | 3,470 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $4,294,000 | 3,434 |
| Life insurance assets | $3,028,000 | 1,859 |
| Total liabilities and capital | $161,229,000 | 3,669 |
| Total liabilities | $159,069,000 | 3,397 |
| Total deposits | $158,661,000 | 3,244 |
| Interest-bearing deposits | $156,255,000 | 2,834 |
| Deposits held in domestic offices | $158,661,000 | 3,242 |
| % insured | 98.12% | 667 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,735 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $408,000 | 4,987 |
| Total equity capital | $2,160,000 | 7,313 |
| Total bank equity capital | $2,160,000 | 7,313 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $5,953,000 | 807 |
| Surplus | $6,550,000 | 3,415 |
| Undivided profits | $-10,343,000 | 7,159 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $11,998,000 | 1,196 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $287,000 | 6,205 |
| Earning assets | $110,440,000 | 4,448 |
| Long-term assets (5+ years) | $1,111,000 | 6,618 |
| Average Assets, year-to-date | $164,235,000 | 3,613 |
| Average Assets, quarterly | $162,367,500 | 3,659 |
| Volatile liabilities | $4,385,000 | 4,942 |
| Insider loans | $0 | 6,748 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $1,643,000 | 6,520 |
| Tier 1 (core) risk-based capital | $2,160,000 | 7,296 |
| Tier 2 risk-based capital | $1,663,000 | 2,902 |
| Total risk weighted assets | $129,552,000 | 3,149 |
| Total unused commitments | $1,643,000 | 6,523 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 40 | 3,567 |
| Assets and Liabilities | ||
| Total Assets: | $165,564,000 | 3,626 |
| Cash and due from depository institutions | $15,645,000 | 3,567 |
| Interest-bearing balances | $13,140,000 | 2,521 |
| Securities | $2,845,000 | 6,910 |
| Federal funds sold & reverse repurchase agreements | $835,000 | 3,296 |
| Net loans & leases | $102,530,000 | 3,589 |
| Loan loss allowance | $5,467,000 | 1,465 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $4,441,000 | 2,609 |
| Other real estate owned | $35,084,000 | 3,567 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $4,184,000 | 3,537 |
| Life insurance assets | $3,007,000 | 1,866 |
| Total liabilities and capital | $165,564,000 | 3,626 |
| Total liabilities | $159,509,000 | 3,413 |
| Total deposits | $159,115,000 | 3,273 |
| Interest-bearing deposits | $156,470,000 | 2,897 |
| Deposits held in domestic offices | $159,115,000 | 3,270 |
| % insured | 98.28% | 648 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $394,000 | 4,947 |
| Total equity capital | $6,055,000 | 6,247 |
| Total bank equity capital | $6,055,000 | 6,247 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $5,953,000 | 815 |
| Surplus | $6,550,000 | 3,436 |
| Undivided profits | $-6,448,000 | 7,025 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $10,877,000 | 1,337 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $578,000 | 4,462 |
| Earning assets | $119,350,000 | 4,243 |
| Long-term assets (5+ years) | $1,060,000 | 6,655 |
| Average Assets, year-to-date | $168,488,500 | 3,580 |
| Average Assets, quarterly | $168,488,500 | 3,580 |
| Volatile liabilities | $3,689,000 | 5,265 |
| Insider loans | $0 | 6,813 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $2,016,000 | 6,377 |
| Tier 1 (core) risk-based capital | $6,055,000 | 6,175 |
| Tier 2 risk-based capital | $1,828,000 | 2,678 |
| Total risk weighted assets | $142,628,000 | 2,934 |
| Total unused commitments | $2,016,000 | 6,379 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 43 | 3,409 |
| Assets and Liabilities | ||
| Total Assets: | $171,413,000 | 3,546 |
| Cash and due from depository institutions | $17,303,000 | 3,409 |
| Interest-bearing balances | $16,112,000 | 1,973 |
| Securities | $2,843,000 | 6,920 |
| Federal funds sold & reverse repurchase agreements | $1,340,000 | 2,834 |
| Net loans & leases | $107,798,000 | 3,542 |
| Loan loss allowance | $5,377,000 | 1,484 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $4,512,000 | 2,602 |
| Other real estate owned | $33,394,000 | 3,409 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $4,223,000 | 3,598 |
| Life insurance assets | $2,987,000 | 1,856 |
| Total liabilities and capital | $171,413,000 | 3,546 |
| Total liabilities | $163,372,000 | 3,368 |
| Total deposits | $162,953,000 | 3,204 |
| Interest-bearing deposits | $159,773,000 | 2,836 |
| Deposits held in domestic offices | $162,953,000 | 3,201 |
| % insured | 97.95% | 716 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,983 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $419,000 | 4,939 |
| Total equity capital | $8,041,000 | 5,652 |
| Total bank equity capital | $8,041,000 | 5,651 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $5,953,000 | 819 |
| Surplus | $6,550,000 | 3,451 |
| Undivided profits | $-4,462,000 | 6,943 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $10,464,000 | 1,392 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $569,000 | 4,629 |
| Earning assets | $128,093,000 | 4,087 |
| Long-term assets (5+ years) | $1,236,000 | 6,673 |
| Average Assets, year-to-date | $195,166,200 | 3,160 |
| Average Assets, quarterly | $177,102,500 | 3,453 |
| Volatile liabilities | $39,234,000 | 3,092 |
| Insider loans | $0 | 6,907 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $2,118,000 | 6,332 |
| Tier 1 (core) risk-based capital | $8,041,000 | 5,562 |
| Tier 2 risk-based capital | $1,690,000 | 2,900 |
| Total risk weighted assets | $131,497,000 | 3,180 |
| Total unused commitments | $2,118,000 | 6,332 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 43 | 3,447 |
| Assets and Liabilities | ||
| Total Assets: | $182,792,000 | 3,408 |
| Cash and due from depository institutions | $23,577,000 | 3,447 |
| Interest-bearing balances | $20,067,000 | 1,724 |
| Securities | $2,841,000 | 6,970 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 2,778 |
| Net loans & leases | $115,441,000 | 3,424 |
| Loan loss allowance | $5,307,000 | 1,506 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $4,578,000 | 2,605 |
| Other real estate owned | $30,359,000 | 3,447 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $4,296,000 | 3,618 |
| Life insurance assets | $2,965,000 | 1,855 |
| Total liabilities and capital | $182,792,000 | 3,408 |
| Total liabilities | $173,666,000 | 3,233 |
| Total deposits | $173,266,000 | 3,057 |
| Interest-bearing deposits | $171,345,000 | 2,711 |
| Deposits held in domestic offices | $173,266,000 | 3,053 |
| % insured | 98.57% | 387 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $400,000 | 5,457 |
| Total equity capital | $9,126,000 | 5,490 |
| Total bank equity capital | $9,126,000 | 5,489 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $5,953,000 | 826 |
| Surplus | $6,550,000 | 3,460 |
| Undivided profits | $-3,377,000 | 6,996 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $10,427,000 | 1,402 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $705,000 | 4,267 |
| Earning assets | $140,049,000 | 3,892 |
| Long-term assets (5+ years) | $937,000 | 6,804 |
| Average Assets, year-to-date | $201,104,500 | 3,126 |
| Average Assets, quarterly | $187,425,500 | 3,331 |
| Volatile liabilities | $46,375,000 | 2,767 |
| Insider loans | $0 | 6,998 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $2,743,000 | 6,152 |
| Tier 1 (core) risk-based capital | $9,126,000 | 5,331 |
| Tier 2 risk-based capital | $1,732,000 | 2,895 |
| Total risk weighted assets | $134,844,000 | 3,170 |
| Total unused commitments | $2,743,000 | 6,156 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 43 | 3,486 |
| Assets and Liabilities | ||
| Total Assets: | $192,389,000 | 3,274 |
| Cash and due from depository institutions | $26,052,000 | 3,486 |
| Interest-bearing balances | $19,470,000 | 1,655 |
| Securities | $2,841,000 | 7,052 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 3,789 |
| Net loans & leases | $126,081,000 | 3,230 |
| Loan loss allowance | $7,818,000 | 1,079 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $4,643,000 | 2,595 |
| Other real estate owned | $28,053,000 | 3,486 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $4,219,000 | 3,692 |
| Life insurance assets | $2,943,000 | 1,863 |
| Total liabilities and capital | $192,389,000 | 3,274 |
| Total liabilities | $184,143,000 | 3,117 |
| Total deposits | $183,823,000 | 2,937 |
| Interest-bearing deposits | $181,620,000 | 2,563 |
| Deposits held in domestic offices | $183,823,000 | 2,934 |
| % insured | 98.73% | 382 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $320,000 | 5,761 |
| Total equity capital | $8,246,000 | 5,747 |
| Total bank equity capital | $8,246,000 | 5,746 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $10,502,000 | 490 |
| Surplus | $0 | 7,286 |
| Undivided profits | $-2,256,000 | 6,896 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $12,709,000 | 1,257 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $655,000 | 4,433 |
| Earning assets | $148,892,000 | 3,739 |
| Long-term assets (5+ years) | $1,010,000 | 6,844 |
| Average Assets, year-to-date | $207,318,670 | 3,072 |
| Average Assets, quarterly | $200,530,000 | 3,169 |
| Volatile liabilities | $51,575,000 | 2,552 |
| Insider loans | $0 | 7,068 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $2,789,000 | 6,230 |
| Tier 1 (core) risk-based capital | $8,246,000 | 5,617 |
| Tier 2 risk-based capital | $1,813,000 | 2,801 |
| Total risk weighted assets | $139,030,000 | 3,126 |
| Total unused commitments | $2,789,000 | 6,236 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 45 | 3,387 |
| Assets and Liabilities | ||
| Total Assets: | $208,671,000 | 3,133 |
| Cash and due from depository institutions | $30,942,000 | 3,387 |
| Interest-bearing balances | $29,991,000 | 1,154 |
| Securities | $2,841,000 | 7,133 |
| Federal funds sold & reverse repurchase agreements | $3,251,000 | 2,319 |
| Net loans & leases | $135,100,000 | 3,112 |
| Loan loss allowance | $8,284,000 | 1,029 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $4,711,000 | 2,603 |
| Other real estate owned | $27,251,000 | 3,387 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $4,575,000 | 3,593 |
| Life insurance assets | $2,921,000 | 1,877 |
| Total liabilities and capital | $208,671,000 | 3,133 |
| Total liabilities | $202,670,000 | 2,930 |
| Total deposits | $202,256,000 | 2,724 |
| Interest-bearing deposits | $200,091,000 | 2,390 |
| Deposits held in domestic offices | $202,256,000 | 2,722 |
| % insured | 98.82% | 371 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $414,000 | 5,249 |
| Total equity capital | $6,001,000 | 6,526 |
| Total bank equity capital | $6,001,000 | 6,526 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $8,003,000 | 649 |
| Surplus | $0 | 7,393 |
| Undivided profits | $-2,002,000 | 6,914 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $8,684,000 | 1,653 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $932,000 | 3,455 |
| Earning assets | $171,183,000 | 3,406 |
| Long-term assets (5+ years) | $982,000 | 6,927 |
| Average Assets, year-to-date | $214,783,500 | 3,049 |
| Average Assets, quarterly | $214,783,500 | 3,049 |
| Volatile liabilities | $58,155,000 | 2,393 |
| Insider loans | $0 | 7,167 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $2,397,000 | 6,527 |
| Tier 1 (core) risk-based capital | $6,001,000 | 6,431 |
| Tier 2 risk-based capital | $1,901,000 | 2,740 |
| Total risk weighted assets | $145,693,000 | 3,077 |
| Total unused commitments | $2,397,000 | 6,532 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 45 | 3,426 |
| Assets and Liabilities | ||
| Total Assets: | $220,896,000 | 2,994 |
| Cash and due from depository institutions | $35,624,000 | 3,426 |
| Interest-bearing balances | $32,126,000 | 908 |
| Securities | $0 | 7,777 |
| Federal funds sold & reverse repurchase agreements | $643,000 | 3,839 |
| Net loans & leases | $147,896,000 | 2,932 |
| Loan loss allowance | $8,167,000 | 1,042 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $4,776,000 | 2,613 |
| Other real estate owned | $27,439,000 | 3,426 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $4,518,000 | 3,682 |
| Life insurance assets | $2,899,000 | 1,888 |
| Total liabilities and capital | $220,896,000 | 2,994 |
| Total liabilities | $213,083,000 | 2,802 |
| Total deposits | $212,763,000 | 2,586 |
| Interest-bearing deposits | $210,046,000 | 2,284 |
| Deposits held in domestic offices | $212,763,000 | 2,584 |
| % insured | 98.64% | 430 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $320,000 | 5,786 |
| Total equity capital | $7,813,000 | 5,924 |
| Total bank equity capital | $7,813,000 | 5,923 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $5,953,000 | 857 |
| Surplus | $2,050,000 | 5,422 |
| Undivided profits | $-190,000 | 6,593 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $9,735,000 | 1,520 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $856,000 | 3,849 |
| Earning assets | $180,665,000 | 3,261 |
| Long-term assets (5+ years) | $1,858,000 | 6,784 |
| Average Assets, year-to-date | $251,411,800 | 2,592 |
| Average Assets, quarterly | $225,892,000 | 2,925 |
| Volatile liabilities | $61,747,000 | 2,294 |
| Insider loans | $0 | 7,233 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $3,399,000 | 6,083 |
| Tier 1 (core) risk-based capital | $7,813,000 | 5,807 |
| Tier 2 risk-based capital | $2,044,000 | 2,615 |
| Total risk weighted assets | $157,433,000 | 2,933 |
| Total unused commitments | $3,399,000 | 6,085 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 45 | 3,467 |
| Assets and Liabilities | ||
| Total Assets: | $230,888,000 | 2,892 |
| Cash and due from depository institutions | $28,254,000 | 3,467 |
| Interest-bearing balances | $21,131,000 | 1,176 |
| Securities | $0 | 7,856 |
| Federal funds sold & reverse repurchase agreements | $1,368,000 | 3,354 |
| Net loans & leases | $167,323,000 | 2,677 |
| Loan loss allowance | $8,435,000 | 968 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $2,840,000 | 3,754 |
| Other real estate owned | $25,729,000 | 3,467 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $5,374,000 | 2,962 |
| Life insurance assets | $2,876,000 | 1,886 |
| Total liabilities and capital | $230,888,000 | 2,892 |
| Total liabilities | $221,170,000 | 2,701 |
| Total deposits | $221,099,000 | 2,461 |
| Interest-bearing deposits | $218,287,000 | 2,195 |
| Deposits held in domestic offices | $221,099,000 | 2,459 |
| % insured | 98.92% | 426 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $71,000 | 7,823 |
| Total equity capital | $9,718,000 | 5,428 |
| Total bank equity capital | $9,718,000 | 5,427 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $5,953,000 | 869 |
| Surplus | $0 | 7,543 |
| Undivided profits | $3,765,000 | 4,928 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $12,784,000 | 1,236 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,190,000 | 3,029 |
| Earning assets | $189,822,000 | 3,162 |
| Long-term assets (5+ years) | $1,563,000 | 6,921 |
| Average Assets, year-to-date | $259,040,750 | 2,536 |
| Average Assets, quarterly | $240,122,000 | 2,757 |
| Volatile liabilities | $67,718,000 | 2,152 |
| Insider loans | $0 | 7,285 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $7,170,000 | 4,922 |
| Tier 1 (core) risk-based capital | $9,718,000 | 5,275 |
| Tier 2 risk-based capital | $2,252,000 | 2,419 |
| Total risk weighted assets | $173,977,000 | 2,720 |
| Total unused commitments | $7,170,000 | 4,924 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 45 | 3,507 |
| Assets and Liabilities | ||
| Total Assets: | $249,356,000 | 2,669 |
| Cash and due from depository institutions | $25,094,000 | 3,507 |
| Interest-bearing balances | $19,432,000 | 1,098 |
| Securities | $0 | 7,935 |
| Federal funds sold & reverse repurchase agreements | $5,372,000 | 1,817 |
| Net loans & leases | $180,832,000 | 2,542 |
| Loan loss allowance | $9,627,000 | 845 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,882,000 | 3,763 |
| Other real estate owned | $29,314,000 | 3,507 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $5,862,000 | 2,803 |
| Life insurance assets | $2,853,000 | 1,907 |
| Total liabilities and capital | $249,356,000 | 2,669 |
| Total liabilities | $233,820,000 | 2,566 |
| Total deposits | $233,695,000 | 2,326 |
| Interest-bearing deposits | $230,462,000 | 2,097 |
| Deposits held in domestic offices | $233,695,000 | 2,324 |
| % insured | 90.69% | 805 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $100,000 | 5,467 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $25,000 | 8,147 |
| Total equity capital | $15,536,000 | 4,003 |
| Total bank equity capital | $15,536,000 | 4,003 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $5,953,000 | 873 |
| Surplus | $0 | 7,629 |
| Undivided profits | $9,583,000 | 3,048 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $16,873,000 | 950 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,431,000 | 2,442 |
| Earning assets | $205,636,000 | 2,962 |
| Long-term assets (5+ years) | $2,511,000 | 6,774 |
| Average Assets, year-to-date | $268,425,000 | 2,459 |
| Average Assets, quarterly | $256,578,500 | 2,585 |
| Volatile liabilities | $72,156,000 | 2,046 |
| Insider loans | $0 | 7,346 |
| FHLB advances | $100,000 | 5,160 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $9,731,000 | 4,427 |
| Tier 1 (core) risk-based capital | $15,536,000 | 3,875 |
| Tier 2 risk-based capital | $2,579,000 | 2,142 |
| Total risk weighted assets | $199,272,000 | 2,455 |
| Total unused commitments | $9,731,000 | 4,431 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 45 | 3,537 |
| Assets and Liabilities | ||
| Total Assets: | $263,801,000 | 2,536 |
| Cash and due from depository institutions | $23,889,000 | 3,537 |
| Interest-bearing balances | $22,035,000 | 856 |
| Securities | $0 | 8,001 |
| Federal funds sold & reverse repurchase agreements | $3,676,000 | 2,850 |
| Net loans & leases | $202,002,000 | 2,319 |
| Loan loss allowance | $7,553,000 | 991 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $2,927,000 | 3,760 |
| Other real estate owned | $25,835,000 | 3,537 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $5,472,000 | 2,925 |
| Life insurance assets | $2,829,000 | 1,915 |
| Total liabilities and capital | $263,801,000 | 2,536 |
| Total liabilities | $242,356,000 | 2,488 |
| Total deposits | $242,331,000 | 2,254 |
| Interest-bearing deposits | $238,957,000 | 2,016 |
| Deposits held in domestic offices | $242,331,000 | 2,252 |
| % insured | 91.79% | 643 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $25,000 | 8,191 |
| Total equity capital | $21,445,000 | 3,077 |
| Total bank equity capital | $21,445,000 | 3,077 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,953,000 | 877 |
| Surplus | $0 | 7,679 |
| Undivided profits | $15,492,000 | 2,125 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $14,542,000 | 965 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,559,000 | 2,297 |
| Earning assets | $227,713,000 | 2,694 |
| Long-term assets (5+ years) | $2,705,000 | 6,746 |
| Average Assets, year-to-date | $277,959,500 | 2,402 |
| Average Assets, quarterly | $277,959,500 | 2,402 |
| Volatile liabilities | $76,005,000 | 1,972 |
| Insider loans | $0 | 7,405 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $16,394,000 | 3,466 |
| Tier 1 (core) risk-based capital | $21,445,000 | 2,947 |
| Tier 2 risk-based capital | $2,802,000 | 1,980 |
| Total risk weighted assets | $219,447,000 | 2,228 |
| Total unused commitments | $16,394,000 | 3,467 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 45 | 3,564 |
| Assets and Liabilities | ||
| Total Assets: | $292,118,000 | 2,318 |
| Cash and due from depository institutions | $29,647,000 | 3,564 |
| Interest-bearing balances | $27,249,000 | 430 |
| Securities | $0 | 8,058 |
| Federal funds sold & reverse repurchase agreements | $8,928,000 | 1,106 |
| Net loans & leases | $226,030,000 | 2,121 |
| Loan loss allowance | $6,907,000 | 1,030 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $2,974,000 | 3,749 |
| Other real estate owned | $19,144,000 | 3,564 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $5,395,000 | 2,984 |
| Life insurance assets | $2,806,000 | 1,934 |
| Total liabilities and capital | $292,118,000 | 2,318 |
| Total liabilities | $268,284,000 | 2,276 |
| Total deposits | $268,241,000 | 2,024 |
| Interest-bearing deposits | $265,202,000 | 1,815 |
| Deposits held in domestic offices | $268,241,000 | 2,020 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $43,000 | 8,181 |
| Total equity capital | $23,834,000 | 2,783 |
| Total bank equity capital | $23,834,000 | 2,783 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,953,000 | 871 |
| Surplus | $0 | 7,724 |
| Undivided profits | $17,881,000 | 1,839 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,064,000 | 897 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,659,000 | 2,287 |
| Earning assets | $262,207,000 | 2,350 |
| Long-term assets (5+ years) | $3,937,000 | 6,489 |
| Average Assets, year-to-date | $300,008,200 | 2,206 |
| Average Assets, quarterly | $295,262,500 | 2,277 |
| Volatile liabilities | $86,510,000 | 1,738 |
| Insider loans | $1,014,000 | 4,387 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $23,210,000 | 2,794 |
| Tier 1 (core) risk-based capital | $23,834,000 | 2,649 |
| Tier 2 risk-based capital | $3,121,000 | 1,795 |
| Total risk weighted assets | $245,897,000 | 2,035 |
| Total unused commitments | $23,210,000 | 2,796 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 49 | 3,361 |
| Assets and Liabilities | ||
| Total Assets: | $298,407,000 | 2,263 |
| Cash and due from depository institutions | $25,392,000 | 3,361 |
| Interest-bearing balances | $22,022,000 | 324 |
| Securities | $0 | 8,112 |
| Federal funds sold & reverse repurchase agreements | $5,582,000 | 2,073 |
| Net loans & leases | $249,561,000 | 1,950 |
| Loan loss allowance | $5,000,000 | 1,266 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $3,078,000 | 3,673 |
| Other real estate owned | $9,483,000 | 3,361 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $5,311,000 | 3,029 |
| Life insurance assets | $2,783,000 | 1,932 |
| Total liabilities and capital | $298,407,000 | 2,263 |
| Total liabilities | $268,404,000 | 2,261 |
| Total deposits | $268,355,000 | 1,993 |
| Interest-bearing deposits | $263,392,000 | 1,797 |
| Deposits held in domestic offices | $268,355,000 | 1,989 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $49,000 | 8,249 |
| Total equity capital | $30,003,000 | 2,288 |
| Total bank equity capital | $30,003,000 | 2,288 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $4,076,000 | 1,203 |
| Surplus | $1,673,000 | 5,942 |
| Undivided profits | $24,254,000 | 1,468 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,374,000 | 869 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,694,000 | 2,376 |
| Earning assets | $277,165,000 | 2,234 |
| Long-term assets (5+ years) | $4,096,000 | 6,441 |
| Average Assets, year-to-date | $301,980,750 | 2,201 |
| Average Assets, quarterly | $299,102,500 | 2,247 |
| Volatile liabilities | $88,001,000 | 1,649 |
| Insider loans | $985,000 | 4,457 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $37,201,000 | 2,118 |
| Tier 1 (core) risk-based capital | $30,003,000 | 2,187 |
| Tier 2 risk-based capital | $3,406,000 | 1,630 |
| Total risk weighted assets | $270,902,000 | 1,886 |
| Total unused commitments | $37,201,000 | 2,120 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 49 | 3,402 |
| Assets and Liabilities | ||
| Total Assets: | $299,798,000 | 2,244 |
| Cash and due from depository institutions | $18,757,000 | 3,402 |
| Interest-bearing balances | $15,209,000 | 438 |
| Securities | $0 | 8,159 |
| Federal funds sold & reverse repurchase agreements | $1,084,000 | 4,609 |
| Net loans & leases | $268,219,000 | 1,810 |
| Loan loss allowance | $5,000,000 | 1,188 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,686,000 | 3,942 |
| Other real estate owned | $3,789,000 | 3,402 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $5,263,000 | 3,002 |
| Life insurance assets | $2,759,000 | 1,934 |
| Total liabilities and capital | $299,798,000 | 2,244 |
| Total liabilities | $269,790,000 | 2,230 |
| Total deposits | $269,735,000 | 1,972 |
| Interest-bearing deposits | $265,520,000 | 1,766 |
| Deposits held in domestic offices | $269,735,000 | 1,968 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $55,000 | 8,274 |
| Total equity capital | $30,008,000 | 2,297 |
| Total bank equity capital | $30,008,000 | 2,297 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $4,076,000 | 1,199 |
| Surplus | $1,432,000 | 6,207 |
| Undivided profits | $24,500,000 | 1,468 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,216,000 | 731 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,612,000 | 2,402 |
| Earning assets | $284,512,000 | 2,183 |
| Long-term assets (5+ years) | $5,578,000 | 6,153 |
| Average Assets, year-to-date | $303,172,000 | 2,199 |
| Average Assets, quarterly | $304,852,000 | 2,209 |
| Volatile liabilities | $88,457,000 | 1,618 |
| Insider loans | $5,244,000 | 1,508 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $57,942,000 | 1,529 |
| Tier 1 (core) risk-based capital | $30,008,000 | 2,194 |
| Tier 2 risk-based capital | $3,649,000 | 1,504 |
| Total risk weighted assets | $290,540,000 | 1,770 |
| Total unused commitments | $57,942,000 | 1,529 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 49 | 3,402 |
| Assets and Liabilities | ||
| Total Assets: | $309,906,000 | 2,189 |
| Cash and due from depository institutions | $23,144,000 | 3,402 |
| Interest-bearing balances | $16,641,000 | 468 |
| Securities | $0 | 8,194 |
| Federal funds sold & reverse repurchase agreements | $1,199,000 | 5,584 |
| Net loans & leases | $272,897,000 | 1,745 |
| Loan loss allowance | $5,000,000 | 1,126 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $2,682,000 | 3,945 |
| Other real estate owned | $4,184,000 | 3,402 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $5,800,000 | 2,737 |
| Life insurance assets | $2,736,000 | 1,933 |
| Total liabilities and capital | $309,906,000 | 2,189 |
| Total liabilities | $279,906,000 | 2,164 |
| Total deposits | $279,840,000 | 1,910 |
| Interest-bearing deposits | $275,340,000 | 1,719 |
| Deposits held in domestic offices | $279,840,000 | 1,905 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $66,000 | 8,268 |
| Total equity capital | $30,000,000 | 2,353 |
| Total bank equity capital | $30,000,000 | 2,353 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $4,076,000 | 1,195 |
| Surplus | $1,121,000 | 6,467 |
| Undivided profits | $24,803,000 | 1,511 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,693,000 | 714 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,004,000 | 1,944 |
| Earning assets | $290,737,000 | 2,141 |
| Long-term assets (5+ years) | $3,349,000 | 6,615 |
| Average Assets, year-to-date | $304,859,000 | 2,195 |
| Average Assets, quarterly | $304,859,000 | 2,195 |
| Volatile liabilities | $95,273,000 | 1,510 |
| Insider loans | $2,464,000 | 2,699 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $73,605,000 | 1,294 |
| Tier 1 (core) risk-based capital | $30,000,000 | 2,195 |
| Tier 2 risk-based capital | $3,829,000 | 1,411 |
| Total risk weighted assets | $305,163,000 | 1,663 |
| Total unused commitments | $73,605,000 | 1,295 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 54 | 3,158 |
| Assets and Liabilities | ||
| Total Assets: | $299,812,000 | 2,223 |
| Cash and due from depository institutions | $12,294,000 | 3,158 |
| Interest-bearing balances | $4,154,000 | 1,268 |
| Securities | $0 | 8,234 |
| Federal funds sold & reverse repurchase agreements | $188,000 | 5,817 |
| Net loans & leases | $276,772,000 | 1,721 |
| Loan loss allowance | $3,894,000 | 1,439 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,811,000 | 3,824 |
| Other real estate owned | $1,710,000 | 3,158 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $6,037,000 | 2,671 |
| Life insurance assets | $2,714,000 | 1,929 |
| Total liabilities and capital | $299,812,000 | 2,223 |
| Total liabilities | $269,811,000 | 2,209 |
| Total deposits | $266,703,000 | 1,993 |
| Interest-bearing deposits | $266,703,000 | 1,756 |
| Deposits held in domestic offices | $266,703,000 | 1,988 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $3,000,000 | 4,109 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $108,000 | 8,018 |
| Total equity capital | $30,001,000 | 2,330 |
| Total bank equity capital | $30,001,000 | 2,330 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $315,000 | 4,875 |
| Surplus | $3,612,000 | 4,662 |
| Undivided profits | $26,074,000 | 1,456 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,735,000 | 876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,367,000 | 1,764 |
| Earning assets | $281,114,000 | 2,162 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $302,613,800 | 2,132 |
| Average Assets, quarterly | $303,652,500 | 2,172 |
| Volatile liabilities | $91,807,000 | 1,570 |
| Insider loans | $4,959,000 | 1,529 |
| FHLB advances | $3,000,000 | 3,964 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $79,230,000 | 1,245 |
| Tier 1 (core) risk-based capital | $30,001,000 | 2,195 |
| Tier 2 risk-based capital | $3,839,000 | 1,401 |
| Total risk weighted assets | $307,067,000 | 1,644 |
| Total unused commitments | $79,230,000 | 1,245 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 54 | 3,127 |
| Assets and Liabilities | ||
| Total Assets: | $307,493,000 | 2,142 |
| Cash and due from depository institutions | $14,564,000 | 3,127 |
| Interest-bearing balances | $2,999,000 | 1,443 |
| Securities | $7,996,000 | 6,484 |
| Federal funds sold & reverse repurchase agreements | $1,047,000 | 4,944 |
| Net loans & leases | $274,549,000 | 1,699 |
| Loan loss allowance | $3,140,000 | 1,689 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,111,000 | 3,554 |
| Other real estate owned | $383,000 | 3,127 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $5,843,000 | 2,740 |
| Life insurance assets | $2,691,000 | 1,899 |
| Total liabilities and capital | $307,493,000 | 2,142 |
| Total liabilities | $276,796,000 | 2,126 |
| Total deposits | $276,714,000 | 1,896 |
| Interest-bearing deposits | $276,714,000 | 1,686 |
| Deposits held in domestic offices | $276,714,000 | 1,891 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $82,000 | 8,260 |
| Total equity capital | $30,697,000 | 2,237 |
| Total bank equity capital | $30,697,000 | 2,237 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $315,000 | 4,878 |
| Surplus | $3,478,000 | 4,728 |
| Undivided profits | $26,904,000 | 1,395 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,831,000 | 1,189 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,264,000 | 1,997 |
| Earning assets | $286,591,000 | 2,110 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $303,314,250 | 2,118 |
| Average Assets, quarterly | $302,606,500 | 2,165 |
| Volatile liabilities | $90,356,000 | 1,564 |
| Insider loans | $2,551,000 | 2,578 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $81,135,000 | 1,250 |
| Tier 1 (core) risk-based capital | $30,697,000 | 2,139 |
| Tier 2 risk-based capital | $3,140,000 | 1,648 |
| Total risk weighted assets | $308,826,000 | 1,609 |
| Total unused commitments | $81,135,000 | 1,251 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 50 | 3,380 |
| Assets and Liabilities | ||
| Total Assets: | $297,720,000 | 2,219 |
| Cash and due from depository institutions | $12,610,000 | 3,380 |
| Interest-bearing balances | $6,862,000 | 820 |
| Securities | $0 | 8,331 |
| Federal funds sold & reverse repurchase agreements | $1,834,000 | 4,364 |
| Net loans & leases | $273,755,000 | 1,709 |
| Loan loss allowance | $3,079,000 | 1,714 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,076,000 | 3,564 |
| Other real estate owned | $829,000 | 3,380 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $5,616,000 | 2,791 |
| Life insurance assets | $2,668,000 | 1,912 |
| Total liabilities and capital | $297,720,000 | 2,219 |
| Total liabilities | $268,625,000 | 2,195 |
| Total deposits | $268,558,000 | 1,992 |
| Interest-bearing deposits | $268,558,000 | 1,746 |
| Deposits held in domestic offices | $268,558,000 | 1,987 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $67,000 | 8,363 |
| Total equity capital | $29,095,000 | 2,342 |
| Total bank equity capital | $29,095,000 | 2,342 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $315,000 | 4,908 |
| Surplus | $2,675,000 | 5,172 |
| Undivided profits | $26,105,000 | 1,418 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,412,000 | 1,559 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,047,000 | 2,065 |
| Earning assets | $282,451,000 | 2,152 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $301,921,330 | 2,153 |
| Average Assets, quarterly | $300,941,500 | 2,187 |
| Volatile liabilities | $84,779,000 | 1,617 |
| Insider loans | $5,731,000 | 1,280 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $87,735,000 | 1,183 |
| Tier 1 (core) risk-based capital | $29,095,000 | 2,261 |
| Tier 2 risk-based capital | $3,079,000 | 1,676 |
| Total risk weighted assets | $265,629,000 | 1,836 |
| Total unused commitments | $87,735,000 | 1,184 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 49 | 3,429 |
| Assets and Liabilities | ||
| Total Assets: | $304,163,000 | 2,154 |
| Cash and due from depository institutions | $8,615,000 | 3,429 |
| Interest-bearing balances | $2,545,000 | 1,736 |
| Securities | $12,989,000 | 5,564 |
| Federal funds sold & reverse repurchase agreements | $33,000 | 6,724 |
| Net loans & leases | $273,362,000 | 1,695 |
| Loan loss allowance | $3,039,000 | 1,728 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,077,000 | 3,516 |
| Other real estate owned | $399,000 | 3,429 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $5,688,000 | 2,719 |
| Life insurance assets | $2,645,000 | 1,905 |
| Total liabilities and capital | $304,163,000 | 2,154 |
| Total liabilities | $275,621,000 | 2,133 |
| Total deposits | $270,543,000 | 1,972 |
| Interest-bearing deposits | $270,543,000 | 1,735 |
| Deposits held in domestic offices | $270,543,000 | 1,968 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $4,997,000 | 3,399 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $81,000 | 8,280 |
| Total equity capital | $28,542,000 | 2,382 |
| Total bank equity capital | $28,542,000 | 2,382 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $315,000 | 4,918 |
| Surplus | $2,675,000 | 5,152 |
| Undivided profits | $25,552,000 | 1,463 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,916,000 | 1,755 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,078,000 | 1,963 |
| Earning assets | $288,929,000 | 2,080 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $304,022,000 | 2,139 |
| Average Assets, quarterly | $304,022,000 | 2,139 |
| Volatile liabilities | $91,004,000 | 1,490 |
| Insider loans | $895,000 | 4,503 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $93,032,000 | 1,135 |
| Tier 1 (core) risk-based capital | $28,542,000 | 2,271 |
| Tier 2 risk-based capital | $3,039,000 | 1,684 |
| Total risk weighted assets | $263,413,000 | 1,835 |
| Total unused commitments | $93,032,000 | 1,135 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 48 | 3,491 |
| Assets and Liabilities | ||
| Total Assets: | $303,881,000 | 2,135 |
| Cash and due from depository institutions | $12,424,000 | 3,491 |
| Interest-bearing balances | $620,000 | 2,941 |
| Securities | $14,988,000 | 5,293 |
| Federal funds sold & reverse repurchase agreements | $91,000 | 6,247 |
| Net loans & leases | $267,651,000 | 1,721 |
| Loan loss allowance | $3,029,000 | 1,720 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,077,000 | 3,478 |
| Other real estate owned | $208,000 | 3,491 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $5,442,000 | 2,831 |
| Life insurance assets | $2,623,000 | 1,881 |
| Total liabilities and capital | $303,881,000 | 2,135 |
| Total liabilities | $275,968,000 | 2,114 |
| Total deposits | $270,922,000 | 1,939 |
| Interest-bearing deposits | $270,922,000 | 1,684 |
| Deposits held in domestic offices | $270,922,000 | 1,933 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $4,997,000 | 3,527 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $49,000 | 8,517 |
| Total equity capital | $27,913,000 | 2,388 |
| Total bank equity capital | $27,913,000 | 2,388 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $315,000 | 4,940 |
| Surplus | $2,675,000 | 5,138 |
| Undivided profits | $24,923,000 | 1,475 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,403,000 | 1,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,123,000 | 1,982 |
| Earning assets | $283,350,000 | 2,106 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $270,190,200 | 2,300 |
| Average Assets, quarterly | $293,685,500 | 2,198 |
| Volatile liabilities | $92,648,000 | 1,610 |
| Insider loans | $902,000 | 4,448 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $94,913,000 | 1,072 |
| Tier 1 (core) risk-based capital | $27,913,000 | 2,273 |
| Tier 2 risk-based capital | $3,029,000 | 1,683 |
| Total risk weighted assets | $256,576,000 | 1,868 |
| Total unused commitments | $94,913,000 | 1,073 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 48 | 3,508 |
| Assets and Liabilities | ||
| Total Assets: | $283,490,000 | 2,275 |
| Cash and due from depository institutions | $5,323,000 | 3,508 |
| Interest-bearing balances | $1,796,000 | 1,873 |
| Securities | $14,989,000 | 5,319 |
| Federal funds sold & reverse repurchase agreements | $2,351,000 | 3,664 |
| Net loans & leases | $251,767,000 | 1,791 |
| Loan loss allowance | $2,755,000 | 1,889 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,133,000 | 3,416 |
| Other real estate owned | $615,000 | 3,508 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $5,312,000 | 2,884 |
| Life insurance assets | $2,600,000 | 1,854 |
| Total liabilities and capital | $283,490,000 | 2,275 |
| Total liabilities | $256,658,000 | 2,247 |
| Total deposits | $256,565,000 | 2,018 |
| Interest-bearing deposits | $256,565,000 | 1,749 |
| Deposits held in domestic offices | $256,565,000 | 2,013 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $93,000 | 8,261 |
| Total equity capital | $26,832,000 | 2,455 |
| Total bank equity capital | $26,832,000 | 2,455 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $315,000 | 4,977 |
| Surplus | $2,675,000 | 5,133 |
| Undivided profits | $23,842,000 | 1,531 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,145,000 | 2,314 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,004,000 | 2,104 |
| Earning assets | $270,903,000 | 2,190 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $261,767,500 | 2,385 |
| Average Assets, quarterly | $270,589,500 | 2,350 |
| Volatile liabilities | $88,938,000 | 1,651 |
| Insider loans | $1,113,000 | 4,034 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $93,573,000 | 1,102 |
| Tier 1 (core) risk-based capital | $26,832,000 | 2,346 |
| Tier 2 risk-based capital | $2,755,000 | 1,834 |
| Total risk weighted assets | $238,543,000 | 1,970 |
| Total unused commitments | $93,573,000 | 1,103 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 48 | 3,488 |
| Assets and Liabilities | ||
| Total Assets: | $257,689,000 | 2,455 |
| Cash and due from depository institutions | $11,096,000 | 3,488 |
| Interest-bearing balances | $5,869,000 | 885 |
| Securities | $0 | 8,539 |
| Federal funds sold & reverse repurchase agreements | $4,833,000 | 2,301 |
| Net loans & leases | $233,401,000 | 1,906 |
| Loan loss allowance | $2,600,000 | 1,962 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,052,000 | 3,432 |
| Other real estate owned | $407,000 | 3,488 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $4,900,000 | 3,029 |
| Life insurance assets | $2,574,000 | 1,828 |
| Total liabilities and capital | $257,689,000 | 2,455 |
| Total liabilities | $232,167,000 | 2,447 |
| Total deposits | $232,014,000 | 2,214 |
| Interest-bearing deposits | $232,014,000 | 1,899 |
| Deposits held in domestic offices | $232,014,000 | 2,210 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $153,000 | 7,596 |
| Total equity capital | $25,522,000 | 2,469 |
| Total bank equity capital | $25,522,000 | 2,469 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $315,000 | 4,978 |
| Surplus | $2,675,000 | 5,119 |
| Undivided profits | $22,532,000 | 1,540 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,465,000 | 1,790 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,662,000 | 2,255 |
| Earning assets | $244,103,000 | 2,383 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $254,526,670 | 2,450 |
| Average Assets, quarterly | $254,067,500 | 2,465 |
| Volatile liabilities | $77,732,000 | 1,827 |
| Insider loans | $1,121,000 | 4,022 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $88,538,000 | 1,151 |
| Tier 1 (core) risk-based capital | $25,522,000 | 2,416 |
| Tier 2 risk-based capital | $2,600,000 | 1,893 |
| Total risk weighted assets | $221,571,000 | 2,080 |
| Total unused commitments | $88,538,000 | 1,152 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 47 | 3,538 |
| Assets and Liabilities | ||
| Total Assets: | $250,446,000 | 2,496 |
| Cash and due from depository institutions | $19,357,000 | 3,538 |
| Interest-bearing balances | $15,104,000 | 397 |
| Securities | $0 | 8,575 |
| Federal funds sold & reverse repurchase agreements | $1,376,000 | 4,765 |
| Net loans & leases | $219,592,000 | 1,957 |
| Loan loss allowance | $3,350,000 | 1,510 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,004,000 | 3,429 |
| Other real estate owned | $2,022,000 | 3,538 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $5,095,000 | 2,866 |
| Life insurance assets | $2,500,000 | 1,824 |
| Total liabilities and capital | $250,446,000 | 2,496 |
| Total liabilities | $226,118,000 | 2,489 |
| Total deposits | $226,025,000 | 2,246 |
| Interest-bearing deposits | $226,025,000 | 1,922 |
| Deposits held in domestic offices | $226,025,000 | 2,242 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $93,000 | 8,109 |
| Total equity capital | $24,328,000 | 2,555 |
| Total bank equity capital | $24,328,000 | 2,555 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $315,000 | 4,975 |
| Surplus | $2,675,000 | 5,054 |
| Undivided profits | $21,338,000 | 1,613 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,771,000 | 953 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,631,000 | 2,187 |
| Earning assets | $236,072,000 | 2,432 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $252,945,500 | 2,461 |
| Average Assets, quarterly | $252,945,500 | 2,461 |
| Volatile liabilities | $75,597,000 | 1,782 |
| Insider loans | $1,126,000 | 3,964 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $92,640,000 | 1,093 |
| Tier 1 (core) risk-based capital | $24,328,000 | 2,479 |
| Tier 2 risk-based capital | $2,654,000 | 1,825 |
| Total risk weighted assets | $211,603,000 | 2,107 |
| Total unused commitments | $92,640,000 | 1,093 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 46 | 3,601 |
| Assets and Liabilities | ||
| Total Assets: | $255,445,000 | 2,442 |
| Cash and due from depository institutions | $14,307,000 | 3,601 |
| Interest-bearing balances | $3,170,000 | 1,506 |
| Securities | $22,000,000 | 4,365 |
| Federal funds sold & reverse repurchase agreements | $7,506,000 | 1,767 |
| Net loans & leases | $203,338,000 | 2,079 |
| Loan loss allowance | $3,024,000 | 1,652 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,994,000 | 3,422 |
| Other real estate owned | $616,000 | 3,601 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,684,000 | 3,023 |
| Life insurance assets | $2,500,000 | 204 |
| Total liabilities and capital | $255,445,000 | 2,442 |
| Total liabilities | $231,433,000 | 2,425 |
| Total deposits | $231,297,000 | 2,181 |
| Interest-bearing deposits | $231,297,000 | 1,845 |
| Deposits held in domestic offices | $231,297,000 | 2,176 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $136,000 | 7,660 |
| Total equity capital | $24,012,000 | 2,539 |
| Total bank equity capital | $24,012,000 | 2,539 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $315,000 | 4,998 |
| Surplus | $2,675,000 | 5,033 |
| Undivided profits | $21,022,000 | 1,628 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,041,000 | 1,278 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,532,000 | 2,314 |
| Earning assets | $236,014,000 | 2,413 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $222,263,600 | 2,647 |
| Average Assets, quarterly | $239,425,000 | 2,551 |
| Volatile liabilities | $77,865,000 | 1,698 |
| Insider loans | $1,133,000 | 3,954 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $70,535,000 | 1,337 |
| Tier 1 (core) risk-based capital | $24,012,000 | 2,460 |
| Tier 2 risk-based capital | $2,439,000 | 1,942 |
| Total risk weighted assets | $194,557,000 | 2,229 |
| Total unused commitments | $70,535,000 | 1,337 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 45 | 3,655 |
| Assets and Liabilities | ||
| Total Assets: | $223,405,000 | 2,690 |
| Cash and due from depository institutions | $9,040,000 | 3,655 |
| Interest-bearing balances | $3,458,000 | 1,423 |
| Securities | $3,000,000 | 7,979 |
| Federal funds sold & reverse repurchase agreements | $3,565,000 | 2,838 |
| Net loans & leases | $201,641,000 | 2,055 |
| Loan loss allowance | $3,000,000 | 1,629 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,885,000 | 3,472 |
| Other real estate owned | $1,320,000 | 3,655 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,954,000 | 5,083 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $223,405,000 | 2,690 |
| Total liabilities | $201,443,000 | 2,667 |
| Total deposits | $201,314,000 | 2,428 |
| Interest-bearing deposits | $201,314,000 | 2,058 |
| Deposits held in domestic offices | $201,314,000 | 2,423 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $129,000 | 7,848 |
| Total equity capital | $21,962,000 | 2,742 |
| Total bank equity capital | $21,962,000 | 2,742 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $315,000 | 5,006 |
| Surplus | $2,675,000 | 4,989 |
| Undivided profits | $18,972,000 | 1,792 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,248,000 | 1,165 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,281,000 | 2,728 |
| Earning assets | $211,664,000 | 2,606 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $213,968,250 | 2,715 |
| Average Assets, quarterly | $218,123,000 | 2,719 |
| Volatile liabilities | $66,047,000 | 1,894 |
| Insider loans | $1,140,000 | 3,908 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $58,049,000 | 1,561 |
| Tier 1 (core) risk-based capital | $21,962,000 | 2,643 |
| Tier 2 risk-based capital | $2,361,000 | 1,971 |
| Total risk weighted assets | $188,207,000 | 2,260 |
| Total unused commitments | $58,049,000 | 1,561 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 43 | 3,791 |
| Assets and Liabilities | ||
| Total Assets: | $212,841,000 | 2,757 |
| Cash and due from depository institutions | $5,166,000 | 3,791 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $0 | 8,693 |
| Federal funds sold & reverse repurchase agreements | $2,000 | 5,766 |
| Net loans & leases | $201,682,000 | 2,008 |
| Loan loss allowance | $3,003,000 | 1,604 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,787,000 | 3,504 |
| Other real estate owned | $1,202,000 | 3,791 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $2,002,000 | 4,895 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $212,841,000 | 2,757 |
| Total liabilities | $192,256,000 | 2,740 |
| Total deposits | $191,729,000 | 2,499 |
| Interest-bearing deposits | $191,729,000 | 2,119 |
| Deposits held in domestic offices | $191,729,000 | 2,494 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $390,000 | 5,484 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $137,000 | 7,639 |
| Total equity capital | $20,585,000 | 2,847 |
| Total bank equity capital | $20,585,000 | 2,847 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $315,000 | 5,002 |
| Surplus | $2,675,000 | 4,967 |
| Undivided profits | $17,595,000 | 1,895 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,314,000 | 1,121 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,309,000 | 2,435 |
| Earning assets | $201,684,000 | 2,677 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $210,822,670 | 2,736 |
| Average Assets, quarterly | $210,343,000 | 2,764 |
| Volatile liabilities | $63,585,000 | 1,874 |
| Insider loans | $1,290,000 | 3,598 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $59,306,000 | 1,487 |
| Tier 1 (core) risk-based capital | $20,585,000 | 2,720 |
| Tier 2 risk-based capital | $2,370,000 | 1,938 |
| Total risk weighted assets | $188,999,000 | 2,197 |
| Total unused commitments | $59,306,000 | 1,488 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 43 | 3,771 |
| Assets and Liabilities | ||
| Total Assets: | $207,845,000 | 2,807 |
| Cash and due from depository institutions | $4,982,000 | 3,771 |
| Interest-bearing balances | $419,000 | 3,584 |
| Securities | $10,000,000 | 6,429 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $188,092,000 | 2,099 |
| Loan loss allowance | $2,800,000 | 1,693 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,590,000 | 3,674 |
| Other real estate owned | $271,000 | 3,771 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,910,000 | 4,987 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $207,845,000 | 2,807 |
| Total liabilities | $187,141,000 | 2,787 |
| Total deposits | $186,989,000 | 2,540 |
| Interest-bearing deposits | $186,989,000 | 2,156 |
| Deposits held in domestic offices | $186,989,000 | 2,535 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $152,000 | 7,384 |
| Total equity capital | $20,704,000 | 2,774 |
| Total bank equity capital | $20,704,000 | 2,774 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $315,000 | 5,034 |
| Surplus | $2,675,000 | 4,974 |
| Undivided profits | $17,714,000 | 1,841 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,800,000 | 923 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,201,000 | 2,554 |
| Earning assets | $198,511,000 | 2,704 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $209,813,500 | 2,757 |
| Average Assets, quarterly | $209,813,500 | 2,757 |
| Volatile liabilities | $64,894,000 | 1,760 |
| Insider loans | $982,000 | 4,179 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $52,558,000 | 1,574 |
| Tier 1 (core) risk-based capital | $20,704,000 | 2,670 |
| Tier 2 risk-based capital | $2,178,000 | 2,054 |
| Total risk weighted assets | $173,616,000 | 2,334 |
| Total unused commitments | $52,558,000 | 1,574 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 43 | 3,788 |
| Assets and Liabilities | ||
| Total Assets: | $211,782,000 | 2,739 |
| Cash and due from depository institutions | $11,342,000 | 3,788 |
| Interest-bearing balances | $2,126,000 | 1,976 |
| Securities | $7,500,000 | 7,001 |
| Federal funds sold & reverse repurchase agreements | $13,872,000 | 861 |
| Net loans & leases | $174,489,000 | 2,232 |
| Loan loss allowance | $2,785,000 | 1,670 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,553,000 | 3,682 |
| Other real estate owned | $321,000 | 3,788 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,705,000 | 5,252 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $211,782,000 | 2,739 |
| Total liabilities | $191,728,000 | 2,713 |
| Total deposits | $191,611,000 | 2,453 |
| Interest-bearing deposits | $191,611,000 | 2,059 |
| Deposits held in domestic offices | $191,611,000 | 2,449 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $117,000 | 7,713 |
| Total equity capital | $20,054,000 | 2,835 |
| Total bank equity capital | $20,054,000 | 2,835 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $315,000 | 5,050 |
| Surplus | $2,675,000 | 4,955 |
| Undivided profits | $17,064,000 | 1,936 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,887,000 | 924 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,052,000 | 2,902 |
| Earning assets | $197,987,000 | 2,695 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $202,853,000 | 2,738 |
| Average Assets, quarterly | $203,919,500 | 2,803 |
| Volatile liabilities | $64,657,000 | 1,717 |
| Insider loans | $995,000 | 4,139 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $49,025,000 | 1,613 |
| Tier 1 (core) risk-based capital | $20,054,000 | 2,699 |
| Tier 2 risk-based capital | $2,100,000 | 2,109 |
| Total risk weighted assets | $167,333,000 | 2,385 |
| Total unused commitments | $49,025,000 | 1,613 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 46 | 3,575 |
| Assets and Liabilities | ||
| Total Assets: | $196,057,000 | 2,894 |
| Cash and due from depository institutions | $6,694,000 | 3,575 |
| Interest-bearing balances | $185,000 | 4,576 |
| Securities | $7,500,000 | 7,047 |
| Federal funds sold & reverse repurchase agreements | $5,854,000 | 1,853 |
| Net loans & leases | $171,222,000 | 2,227 |
| Loan loss allowance | $2,802,000 | 1,655 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,596,000 | 3,593 |
| Other real estate owned | $581,000 | 3,575 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,610,000 | 5,380 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $196,057,000 | 2,894 |
| Total liabilities | $177,026,000 | 2,876 |
| Total deposits | $176,955,000 | 2,615 |
| Interest-bearing deposits | $176,955,000 | 2,226 |
| Deposits held in domestic offices | $176,955,000 | 2,610 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $71,000 | 8,452 |
| Total equity capital | $19,031,000 | 2,954 |
| Total bank equity capital | $19,031,000 | 2,954 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $315,000 | 5,072 |
| Surplus | $2,675,000 | 4,925 |
| Undivided profits | $16,041,000 | 2,039 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,882,000 | 973 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,025,000 | 3,041 |
| Earning assets | $184,761,000 | 2,834 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $200,620,750 | 2,761 |
| Average Assets, quarterly | $201,045,500 | 2,801 |
| Volatile liabilities | $62,765,000 | 1,724 |
| Insider loans | $1,006,000 | 4,084 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $38,332,000 | 1,936 |
| Tier 1 (core) risk-based capital | $19,031,000 | 2,813 |
| Tier 2 risk-based capital | $2,015,000 | 2,162 |
| Total risk weighted assets | $160,403,000 | 2,450 |
| Total unused commitments | $38,332,000 | 1,938 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 41 | 3,953 |
| Assets and Liabilities | ||
| Total Assets: | $206,034,000 | 2,747 |
| Cash and due from depository institutions | $19,794,000 | 3,953 |
| Interest-bearing balances | $15,739,000 | 391 |
| Securities | $10,000,000 | 6,580 |
| Federal funds sold & reverse repurchase agreements | $836,000 | 4,611 |
| Net loans & leases | $170,396,000 | 2,189 |
| Loan loss allowance | $2,697,000 | 1,713 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,601,000 | 3,553 |
| Other real estate owned | $690,000 | 3,953 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,717,000 | 5,207 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $206,034,000 | 2,747 |
| Total liabilities | $187,505,000 | 2,711 |
| Total deposits | $187,360,000 | 2,456 |
| Interest-bearing deposits | $187,360,000 | 2,065 |
| Deposits held in domestic offices | $187,360,000 | 2,451 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $145,000 | 7,451 |
| Total equity capital | $18,529,000 | 2,913 |
| Total bank equity capital | $18,529,000 | 2,913 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $315,000 | 5,104 |
| Surplus | $2,675,000 | 4,918 |
| Undivided profits | $15,539,000 | 1,993 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,625,000 | 1,712 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,157,000 | 2,557 |
| Earning assets | $196,971,000 | 2,639 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $202,142,000 | 2,744 |
| Average Assets, quarterly | $200,882,500 | 2,787 |
| Volatile liabilities | $66,610,000 | 1,612 |
| Insider loans | $1,022,000 | 4,026 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $40,181,000 | 1,847 |
| Tier 1 (core) risk-based capital | $18,529,000 | 2,839 |
| Tier 2 risk-based capital | $2,029,000 | 2,119 |
| Total risk weighted assets | $161,632,000 | 2,391 |
| Total unused commitments | $40,181,000 | 1,852 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 43 | 3,816 |
| Assets and Liabilities | ||
| Total Assets: | $195,731,000 | 2,842 |
| Cash and due from depository institutions | $11,949,000 | 3,816 |
| Interest-bearing balances | $6,517,000 | 1,058 |
| Securities | $0 | 8,960 |
| Federal funds sold & reverse repurchase agreements | $4,139,000 | 3,181 |
| Net loans & leases | $174,383,000 | 2,074 |
| Loan loss allowance | $2,753,000 | 1,657 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,460,000 | 3,684 |
| Other real estate owned | $1,063,000 | 3,816 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,737,000 | 4,992 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $195,731,000 | 2,842 |
| Total liabilities | $178,798,000 | 2,793 |
| Total deposits | $178,660,000 | 2,541 |
| Interest-bearing deposits | $178,660,000 | 2,174 |
| Deposits held in domestic offices | $178,660,000 | 2,538 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $138,000 | 7,702 |
| Total equity capital | $16,933,000 | 3,238 |
| Total bank equity capital | $16,933,000 | 3,238 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $315,000 | 5,115 |
| Surplus | $2,675,000 | 4,902 |
| Undivided profits | $13,943,000 | 2,320 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,439,000 | 1,993 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,145,000 | 2,513 |
| Earning assets | $185,039,000 | 2,769 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $200,196,000 | 2,758 |
| Average Assets, quarterly | $200,196,000 | 2,758 |
| Volatile liabilities | $59,754,000 | 1,682 |
| Insider loans | $1,038,000 | 3,933 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $38,149,000 | 1,869 |
| Tier 1 (core) risk-based capital | $16,933,000 | 3,056 |
| Tier 2 risk-based capital | $2,033,000 | 2,074 |
| Total risk weighted assets | $161,894,000 | 2,301 |
| Total unused commitments | $38,149,000 | 1,875 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 38 | 4,223 |
| Assets and Liabilities | ||
| Total Assets: | $204,661,000 | 2,721 |
| Cash and due from depository institutions | $21,719,000 | 4,223 |
| Interest-bearing balances | $3,522,000 | 1,570 |
| Securities | $0 | 9,026 |
| Federal funds sold & reverse repurchase agreements | $7,807,000 | 1,520 |
| Net loans & leases | $169,723,000 | 2,115 |
| Loan loss allowance | $2,797,000 | 1,636 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,278,000 | 3,862 |
| Other real estate owned | $1,472,000 | 4,223 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,662,000 | 5,156 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $204,661,000 | 2,721 |
| Total liabilities | $188,867,000 | 2,661 |
| Total deposits | $187,777,000 | 2,419 |
| Interest-bearing deposits | $180,806,000 | 2,130 |
| Deposits held in domestic offices | $187,777,000 | 2,414 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $961,000 | 4,985 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $129,000 | 7,798 |
| Total equity capital | $15,794,000 | 3,373 |
| Total bank equity capital | $15,794,000 | 3,373 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $315,000 | 5,155 |
| Surplus | $2,675,000 | 4,885 |
| Undivided profits | $12,804,000 | 2,433 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,702,000 | 1,758 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,059,000 | 2,844 |
| Earning assets | $181,052,000 | 2,794 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $180,046,000 | 2,935 |
| Average Assets, quarterly | $196,708,500 | 2,780 |
| Volatile liabilities | $67,884,000 | 1,506 |
| Insider loans | $1,054,000 | 3,904 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $39,931,000 | 1,750 |
| Tier 1 (core) risk-based capital | $15,794,000 | 3,217 |
| Tier 2 risk-based capital | $1,982,000 | 2,123 |
| Total risk weighted assets | $157,728,000 | 2,356 |
| Total unused commitments | $39,931,000 | 1,753 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 43 | 3,839 |
| Assets and Liabilities | ||
| Total Assets: | $188,756,000 | 2,900 |
| Cash and due from depository institutions | $9,084,000 | 3,839 |
| Interest-bearing balances | $4,008,000 | 1,591 |
| Securities | $0 | 9,073 |
| Federal funds sold & reverse repurchase agreements | $10,545,000 | 1,359 |
| Net loans & leases | $164,427,000 | 2,159 |
| Loan loss allowance | $2,698,000 | 1,718 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,318,000 | 3,800 |
| Other real estate owned | $627,000 | 3,839 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,755,000 | 5,030 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $188,756,000 | 2,900 |
| Total liabilities | $174,785,000 | 2,819 |
| Total deposits | $174,634,000 | 2,588 |
| Interest-bearing deposits | $171,101,000 | 2,253 |
| Deposits held in domestic offices | $174,634,000 | 2,584 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $151,000 | 7,851 |
| Total equity capital | $13,971,000 | 3,751 |
| Total bank equity capital | $13,971,000 | 3,751 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $315,000 | 5,183 |
| Surplus | $1,675,000 | 5,899 |
| Undivided profits | $11,981,000 | 2,590 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,733,000 | 1,845 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,138,000 | 2,779 |
| Earning assets | $178,980,000 | 2,805 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $173,892,250 | 3,051 |
| Average Assets, quarterly | $184,130,500 | 2,945 |
| Volatile liabilities | $57,700,000 | 1,695 |
| Insider loans | $1,073,000 | 3,877 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $44,672,000 | 1,603 |
| Tier 1 (core) risk-based capital | $13,971,000 | 3,589 |
| Tier 2 risk-based capital | $1,885,000 | 2,185 |
| Total risk weighted assets | $149,991,000 | 2,444 |
| Total unused commitments | $44,672,000 | 1,608 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 36 | 4,424 |
| Assets and Liabilities | ||
| Total Assets: | $179,505,000 | 3,011 |
| Cash and due from depository institutions | $12,969,000 | 4,424 |
| Interest-bearing balances | $6,597,000 | 1,186 |
| Securities | $0 | 9,101 |
| Federal funds sold & reverse repurchase agreements | $6,943,000 | 2,289 |
| Net loans & leases | $154,700,000 | 2,245 |
| Loan loss allowance | $2,236,000 | 2,012 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,837,000 | 4,362 |
| Other real estate owned | $1,472,000 | 4,424 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,584,000 | 5,180 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,505,000 | 3,011 |
| Total liabilities | $166,474,000 | 2,930 |
| Total deposits | $166,385,000 | 2,698 |
| Interest-bearing deposits | $161,256,000 | 2,359 |
| Deposits held in domestic offices | $166,385,000 | 2,693 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $89,000 | 8,594 |
| Total equity capital | $13,031,000 | 3,974 |
| Total bank equity capital | $13,031,000 | 3,974 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $315,000 | 5,192 |
| Surplus | $1,675,000 | 5,893 |
| Undivided profits | $11,041,000 | 2,804 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $973,000 | 2,911 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,008,000 | 3,002 |
| Earning assets | $168,240,000 | 2,937 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $168,937,670 | 3,120 |
| Average Assets, quarterly | $174,110,500 | 3,068 |
| Volatile liabilities | $52,514,000 | 1,802 |
| Insider loans | $1,085,000 | 3,838 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $51,053,000 | 1,414 |
| Tier 1 (core) risk-based capital | $13,031,000 | 3,752 |
| Tier 2 risk-based capital | $1,767,000 | 2,256 |
| Total risk weighted assets | $140,902,000 | 2,539 |
| Total unused commitments | $51,053,000 | 1,425 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 40 | 4,051 |
| Assets and Liabilities | ||
| Total Assets: | $168,716,000 | 3,139 |
| Cash and due from depository institutions | $10,244,000 | 4,051 |
| Interest-bearing balances | $6,000,000 | 1,334 |
| Securities | $0 | 9,153 |
| Federal funds sold & reverse repurchase agreements | $5,150,000 | 3,126 |
| Net loans & leases | $149,391,000 | 2,287 |
| Loan loss allowance | $2,234,000 | 1,951 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,776,000 | 4,448 |
| Other real estate owned | $633,000 | 4,051 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,522,000 | 5,271 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $168,716,000 | 3,139 |
| Total liabilities | $156,704,000 | 3,044 |
| Total deposits | $156,628,000 | 2,806 |
| Interest-bearing deposits | $154,327,000 | 2,482 |
| Deposits held in domestic offices | $156,628,000 | 2,802 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $27,000 | 5,611 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $49,000 | 9,054 |
| Total equity capital | $12,012,000 | 4,164 |
| Total bank equity capital | $12,012,000 | 4,164 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $315,000 | 5,210 |
| Surplus | $1,675,000 | 5,888 |
| Undivided profits | $10,022,000 | 2,965 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,839,000 | 1,743 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $993,000 | 3,058 |
| Earning assets | $160,541,000 | 3,030 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $163,654,000 | 3,178 |
| Average Assets, quarterly | $163,654,000 | 3,178 |
| Volatile liabilities | $47,083,000 | 1,938 |
| Insider loans | $1,275,000 | 3,406 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $42,166,000 | 1,590 |
| Tier 1 (core) risk-based capital | $12,012,000 | 3,953 |
| Tier 2 risk-based capital | $1,682,000 | 2,309 |
| Total risk weighted assets | $134,038,000 | 2,626 |
| Total unused commitments | $42,166,000 | 1,599 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 37 | 4,296 |
| Assets and Liabilities | ||
| Total Assets: | $158,592,000 | 3,241 |
| Cash and due from depository institutions | $13,450,000 | 4,296 |
| Interest-bearing balances | $6,127,000 | 1,212 |
| Securities | $0 | 9,193 |
| Federal funds sold & reverse repurchase agreements | $4,099,000 | 3,232 |
| Net loans & leases | $137,652,000 | 2,437 |
| Loan loss allowance | $2,215,000 | 1,931 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,736,000 | 4,499 |
| Other real estate owned | $238,000 | 4,296 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,417,000 | 5,495 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $158,592,000 | 3,241 |
| Total liabilities | $147,684,000 | 3,145 |
| Total deposits | $147,636,000 | 2,911 |
| Interest-bearing deposits | $144,148,000 | 2,586 |
| Deposits held in domestic offices | $147,636,000 | 2,908 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $48,000 | 9,110 |
| Total equity capital | $10,908,000 | 4,431 |
| Total bank equity capital | $10,908,000 | 4,431 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $315,000 | 5,223 |
| Surplus | $1,675,000 | 5,870 |
| Undivided profits | $8,918,000 | 3,210 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,980,000 | 1,039 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $945,000 | 3,386 |
| Earning assets | $147,878,000 | 3,181 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $139,604,800 | 3,452 |
| Average Assets, quarterly | $151,930,000 | 3,307 |
| Volatile liabilities | $43,455,000 | 2,058 |
| Insider loans | $1,100,000 | 3,732 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $36,640,000 | 1,701 |
| Tier 1 (core) risk-based capital | $10,908,000 | 4,206 |
| Tier 2 risk-based capital | $1,535,000 | 2,484 |
| Total risk weighted assets | $122,145,000 | 2,835 |
| Total unused commitments | $36,640,000 | 1,707 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 25 | 5,661 |
| Assets and Liabilities | ||
| Total Assets: | $117,787,000 | 4,020 |
| Cash and due from depository institutions | $10,588,000 | 5,661 |
| Interest-bearing balances | $7,832,000 | 879 |
| Securities | $0 | 9,430 |
| Federal funds sold & reverse repurchase agreements | $1,412,000 | 5,375 |
| Net loans & leases | $100,742,000 | 3,126 |
| Loan loss allowance | $1,665,000 | 2,364 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,168,000 | 5,517 |
| Other real estate owned | $2,180,000 | 5,661 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,697,000 | 4,998 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $117,787,000 | 4,020 |
| Total liabilities | $109,457,000 | 3,916 |
| Total deposits | $109,283,000 | 3,646 |
| Interest-bearing deposits | $107,263,000 | 3,201 |
| Deposits held in domestic offices | $109,283,000 | 3,640 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $114,000 | 5,396 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $60,000 | 9,305 |
| Total equity capital | $8,330,000 | 5,210 |
| Total bank equity capital | $8,330,000 | 5,210 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $315,000 | 5,344 |
| Surplus | $1,339,000 | 6,363 |
| Undivided profits | $6,676,000 | 3,722 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,599,000 | 1,849 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $770,000 | 4,360 |
| Earning assets | $109,986,000 | 3,954 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $115,206,400 | 3,938 |
| Average Assets, quarterly | $118,263,000 | 3,973 |
| Volatile liabilities | $26,636,000 | 2,979 |
| Insider loans | $1,100,000 | 3,710 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $20,063,000 | 2,488 |
| Tier 1 (core) risk-based capital | $8,330,000 | 5,041 |
| Tier 2 risk-based capital | $1,143,000 | 3,011 |
| Total risk weighted assets | $90,975,000 | 3,490 |
| Total unused commitments | $20,063,000 | 2,496 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 21 | 6,388 |
| Assets and Liabilities | ||
| Total Assets: | $109,797,000 | 4,125 |
| Cash and due from depository institutions | $4,463,000 | 6,388 |
| Interest-bearing balances | $2,049,000 | 1,666 |
| Securities | $0 | 9,820 |
| Federal funds sold & reverse repurchase agreements | $12,350,000 | 978 |
| Net loans & leases | $87,630,000 | 3,402 |
| Loan loss allowance | $1,588,000 | 2,352 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $944,000 | 6,108 |
| Other real estate owned | $1,843,000 | 6,388 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,567,000 | 3,238 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,797,000 | 4,125 |
| Total liabilities | $102,797,000 | 3,984 |
| Total deposits | $102,524,000 | 3,700 |
| Interest-bearing deposits | $101,221,000 | 3,265 |
| Deposits held in domestic offices | $102,524,000 | 3,696 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $273,000 | 7,544 |
| Total equity capital | $7,000,000 | 5,790 |
| Total bank equity capital | $7,000,000 | 5,790 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $315,000 | 5,510 |
| Surplus | $1,214,000 | 6,635 |
| Undivided profits | $5,471,000 | 4,143 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,794,000 | 919 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $930,000 | 2,961 |
| Earning assets | $102,029,000 | 4,084 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $101,262,200 | 4,259 |
| Average Assets, quarterly | $109,918,500 | 4,084 |
| Volatile liabilities | $17,502,000 | 4,013 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $13,517,000 | 3,105 |
| Tier 1 (core) risk-based capital | $7,000,000 | 5,680 |
| Tier 2 risk-based capital | $994,000 | 3,306 |
| Total risk weighted assets | $78,898,000 | 3,812 |
| Total unused commitments | $13,517,000 | 3,106 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 19 | 6,908 |
| Assets and Liabilities | ||
| Total Assets: | $87,469,000 | 4,910 |
| Cash and due from depository institutions | $3,344,000 | 6,908 |
| Interest-bearing balances | $918,000 | 2,530 |
| Securities | $0 | 10,148 |
| Federal funds sold & reverse repurchase agreements | $4,330,000 | 2,169 |
| Net loans & leases | $74,745,000 | 3,773 |
| Loan loss allowance | $1,443,000 | 2,481 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $858,000 | 6,465 |
| Other real estate owned | $2,473,000 | 6,908 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,719,000 | 4,417 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,469,000 | 4,910 |
| Total liabilities | $81,624,000 | 4,779 |
| Total deposits | $81,023,000 | 4,514 |
| Interest-bearing deposits | $79,583,000 | 3,988 |
| Deposits held in domestic offices | $81,023,000 | 4,509 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $601,000 | 4,749 |
| Total equity capital | $5,845,000 | 6,357 |
| Total bank equity capital | $5,845,000 | 6,357 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $315,000 | 5,689 |
| Surplus | $1,109,000 | 6,951 |
| Undivided profits | $4,421,000 | 4,544 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,128,000 | 759 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $731,000 | 3,234 |
| Earning assets | $79,993,000 | 4,898 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $82,441,400 | 4,985 |
| Average Assets, quarterly | $86,286,000 | 4,931 |
| Volatile liabilities | $13,213,000 | 4,633 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $14,721,000 | 2,919 |
| Tier 1 (core) risk-based capital | $5,845,000 | 6,374 |
| Tier 2 risk-based capital | $774,000 | 3,924 |
| Total risk weighted assets | $61,290,000 | 4,552 |
| Total unused commitments | $14,721,000 | 2,925 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 16 | 7,609 |
| Assets and Liabilities | ||
| Total Assets: | $81,112,000 | 5,175 |
| Cash and due from depository institutions | $5,486,000 | 7,609 |
| Interest-bearing balances | $3,422,000 | 1,606 |
| Securities | $0 | 10,385 |
| Federal funds sold & reverse repurchase agreements | $10,030,000 | 1,712 |
| Net loans & leases | $60,451,000 | 4,273 |
| Loan loss allowance | $1,076,000 | 3,134 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $809,000 | 6,550 |
| Other real estate owned | $2,450,000 | 7,609 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,886,000 | 3,733 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,112,000 | 5,175 |
| Total liabilities | $76,233,000 | 4,976 |
| Total deposits | $75,991,000 | 4,729 |
| Interest-bearing deposits | $73,054,000 | 4,303 |
| Deposits held in domestic offices | $75,991,000 | 4,724 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $242,000 | 8,123 |
| Total equity capital | $4,879,000 | 7,191 |
| Total bank equity capital | $4,879,000 | 7,191 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $315,000 | 5,763 |
| Surplus | $1,109,000 | 6,959 |
| Undivided profits | $3,455,000 | 5,504 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,891,000 | 914 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $581,000 | 4,001 |
| Earning assets | $73,903,000 | 5,188 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $71,483,000 | 5,407 |
| Average Assets, quarterly | $78,440,000 | 5,207 |
| Volatile liabilities | $12,082,000 | 4,429 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,876,000 | 3,646 |
| Tier 1 (core) risk-based capital | $4,879,000 | 7,030 |
| Tier 2 risk-based capital | $668,000 | 4,228 |
| Total risk weighted assets | $53,017,000 | 4,864 |
| Total unused commitments | $9,876,000 | 3,653 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 16 | 7,935 |
| Assets and Liabilities | ||
| Total Assets: | $60,463,000 | 6,331 |
| Cash and due from depository institutions | $3,646,000 | 7,935 |
| Interest-bearing balances | $1,599,000 | 2,009 |
| Securities | $0 | 10,855 |
| Federal funds sold & reverse repurchase agreements | $2,090,000 | 4,864 |
| Net loans & leases | $49,764,000 | 4,998 |
| Loan loss allowance | $1,401,000 | 2,480 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $760,000 | 6,762 |
| Other real estate owned | $2,833,000 | 7,935 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,370,000 | 4,816 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,463,000 | 6,331 |
| Total liabilities | $56,058,000 | 6,173 |
| Total deposits | $55,603,000 | 5,983 |
| Interest-bearing deposits | $53,584,000 | 5,499 |
| Deposits held in domestic offices | $55,603,000 | 5,976 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $455,000 | 6,281 |
| Total equity capital | $4,405,000 | 7,692 |
| Total bank equity capital | $4,405,000 | 7,692 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $315,000 | 6,006 |
| Surplus | $1,109,000 | 7,119 |
| Undivided profits | $2,981,000 | 6,038 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,712,000 | 1,037 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $541,000 | 4,376 |
| Earning assets | $53,453,000 | 6,457 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $58,829,000 | 6,234 |
| Average Assets, quarterly | $59,468,000 | 6,332 |
| Volatile liabilities | $6,748,000 | 6,233 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $8,232,000 | 3,908 |
| Tier 1 (core) risk-based capital | $4,405,000 | 7,557 |
| Tier 2 risk-based capital | $573,000 | 4,687 |
| Total risk weighted assets | $44,986,000 | 5,480 |
| Total unused commitments | $8,232,000 | 3,910 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 15 | 8,534 |
| Assets and Liabilities | ||
| Total Assets: | $58,648,000 | 6,618 |
| Cash and due from depository institutions | $3,750,000 | 8,534 |
| Interest-bearing balances | $2,575,000 | 1,376 |
| Securities | $0 | 11,393 |
| Federal funds sold & reverse repurchase agreements | $2,830,000 | 4,010 |
| Net loans & leases | $48,534,000 | 5,141 |
| Loan loss allowance | $2,418,000 | 1,597 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $808,000 | 6,701 |
| Other real estate owned | $1,085,000 | 8,534 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,641,000 | 4,277 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,648,000 | 6,618 |
| Total liabilities | $55,179,000 | 6,412 |
| Total deposits | $54,980,000 | 6,206 |
| Interest-bearing deposits | $52,651,000 | 5,746 |
| Deposits held in domestic offices | $54,980,000 | 6,197 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $199,000 | 9,274 |
| Total equity capital | $3,469,000 | 8,704 |
| Total bank equity capital | $3,469,000 | 8,704 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $315,000 | 6,359 |
| Surplus | $1,109,000 | 7,341 |
| Undivided profits | $2,045,000 | 7,192 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,994,000 | 1,105 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $542,000 | 4,257 |
| Earning assets | $53,939,000 | 6,597 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $56,569,200 | 6,614 |
| Average Assets, quarterly | $57,192,500 | 6,667 |
| Volatile liabilities | $8,062,000 | 5,579 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,136,000 | 7,311 |
| Tier 1 (core) risk-based capital | $3,469,000 | 8,636 |
| Tier 2 risk-based capital | $524,000 | 5,077 |
| Total risk weighted assets | $41,875,000 | 5,780 |
| Total unused commitments | $2,136,000 | 7,325 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 15 | 8,895 |
| Assets and Liabilities | ||
| Total Assets: | $55,464,000 | 6,989 |
| Cash and due from depository institutions | $2,607,000 | 8,895 |
| Interest-bearing balances | $1,217,000 | 2,323 |
| Securities | $0 | 11,914 |
| Federal funds sold & reverse repurchase agreements | $1,230,000 | 6,860 |
| Net loans & leases | $49,214,000 | 5,035 |
| Loan loss allowance | $298,000 | 8,128 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $797,000 | 6,833 |
| Other real estate owned | $486,000 | 8,895 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,130,000 | 5,840 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,464,000 | 6,989 |
| Total liabilities | $52,135,000 | 6,792 |
| Total deposits | $49,023,000 | 6,856 |
| Interest-bearing deposits | $47,191,000 | 6,332 |
| Deposits held in domestic offices | $49,023,000 | 6,851 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $2,750,000 | 2,135 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $362,000 | 7,577 |
| Total equity capital | $3,329,000 | 9,077 |
| Total bank equity capital | $3,329,000 | 9,077 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $315,000 | 6,703 |
| Surplus | $359,000 | 10,138 |
| Undivided profits | $2,655,000 | 6,606 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $261,000 | 5,982 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $488,000 | 4,843 |
| Earning assets | $51,661,000 | 6,904 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $50,464,600 | 7,194 |
| Average Assets, quarterly | $54,241,000 | 7,028 |
| Volatile liabilities | $8,830,000 | 4,947 |
| Insider loans | $147,000 | 8,550 |
| FHLB advances | $2,750,000 | 621 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,757,000 | 6,605 |
| Tier 1 (core) risk-based capital | $3,329,000 | 8,978 |
| Tier 2 risk-based capital | $298,000 | 7,367 |
| Total risk weighted assets | $36,140,000 | 6,408 |
| Total unused commitments | $2,757,000 | 6,619 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 13 | 9,865 |
| Assets and Liabilities | ||
| Total Assets: | $44,100,000 | 8,076 |
| Cash and due from depository institutions | $1,709,000 | 9,865 |
| Interest-bearing balances | $682,000 | 2,939 |
| Securities | $0 | 12,560 |
| Federal funds sold & reverse repurchase agreements | $660,000 | 6,315 |
| Net loans & leases | $39,813,000 | 5,807 |
| Loan loss allowance | $328,000 | 8,019 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $803,000 | 6,902 |
| Other real estate owned | $153,000 | 9,865 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $962,000 | 6,904 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,100,000 | 8,076 |
| Total liabilities | $41,426,000 | 7,880 |
| Total deposits | $40,016,000 | 7,825 |
| Interest-bearing deposits | $39,001,000 | 7,210 |
| Deposits held in domestic offices | $40,016,000 | 7,816 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,000,000 | 3,112 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $410,000 | 5,975 |
| Total equity capital | $2,674,000 | 9,936 |
| Total bank equity capital | $2,674,000 | 9,936 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $315,000 | 7,081 |
| Surplus | $359,000 | 10,569 |
| Undivided profits | $2,000,000 | 7,156 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $847,000 | 2,993 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $394,000 | 5,256 |
| Earning assets | $41,155,000 | 7,969 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $38,418,000 | 8,650 |
| Average Assets, quarterly | $42,147,000 | 8,266 |
| Volatile liabilities | $6,192,000 | 5,980 |
| Insider loans | $148,000 | 8,775 |
| FHLB advances | $1,000,000 | 855 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,876,000 | 6,466 |
| Tier 1 (core) risk-based capital | $2,674,000 | 10,038 |
| Tier 2 risk-based capital | $328,000 | 7,109 |
| Total risk weighted assets | $28,491,000 | 7,466 |
| Total unused commitments | $2,876,000 | 6,477 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 13 | 10,317 |
| Assets and Liabilities | ||
| Total Assets: | $34,989,000 | 9,489 |
| Cash and due from depository institutions | $4,039,000 | 10,317 |
| Interest-bearing balances | $3,451,000 | 1,678 |
| Securities | $0 | 13,214 |
| Federal funds sold & reverse repurchase agreements | $2,450,000 | 5,071 |
| Net loans & leases | $27,142,000 | 7,434 |
| Loan loss allowance | $287,000 | 8,845 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $207,000 | 11,123 |
| Other real estate owned | $279,000 | 10,317 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $872,000 | 6,783 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,989,000 | 9,489 |
| Total liabilities | $32,712,000 | 9,304 |
| Total deposits | $32,386,000 | 9,182 |
| Interest-bearing deposits | $31,518,000 | 8,558 |
| Deposits held in domestic offices | $32,386,000 | 9,176 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $326,000 | 7,165 |
| Total equity capital | $2,277,000 | 10,895 |
| Total bank equity capital | $2,277,000 | 10,895 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $315,000 | 7,457 |
| Surplus | $359,000 | 11,015 |
| Undivided profits | $1,603,000 | 8,211 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $574,000 | 4,536 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $267,000 | 6,651 |
| Earning assets | $33,043,000 | 9,315 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $33,153,600 | 9,580 |
| Average Assets, quarterly | $34,332,000 | 9,512 |
| Volatile liabilities | $4,477,000 | 6,917 |
| Insider loans | $150,000 | 8,982 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,744,000 | 7,896 |
| Tier 1 (core) risk-based capital | $2,277,000 | 10,854 |
| Tier 2 risk-based capital | $253,000 | 8,301 |
| Total risk weighted assets | $20,209,000 | 9,099 |
| Total unused commitments | $1,744,000 | 7,921 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 13 | 10,697 |
| Assets and Liabilities | ||
| Total Assets: | $33,367,000 | 9,924 |
| Cash and due from depository institutions | $1,568,000 | 10,697 |
| Interest-bearing balances | $901,000 | 4,015 |
| Securities | $65,000 | 13,763 |
| Federal funds sold & reverse repurchase agreements | $2,775,000 | 5,305 |
| Net loans & leases | $27,551,000 | 7,450 |
| Loan loss allowance | $313,000 | 8,612 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $188,000 | 11,697 |
| Other real estate owned | $419,000 | 10,697 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $801,000 | 7,398 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,367,000 | 9,924 |
| Total liabilities | $31,644,000 | 9,691 |
| Total deposits | $31,199,000 | 9,616 |
| Interest-bearing deposits | $30,340,000 | 8,987 |
| Deposits held in domestic offices | $31,199,000 | 9,611 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $445,000 | 6,347 |
| Total equity capital | $1,723,000 | 11,993 |
| Total bank equity capital | $1,723,000 | 11,993 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $315,000 | 7,836 |
| Surplus | $359,000 | 11,374 |
| Undivided profits | $1,049,000 | 9,454 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $737,000 | 4,519 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $220,000 | 8,194 |
| Earning assets | $31,292,000 | 9,735 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $31,829,800 | 10,002 |
| Average Assets, quarterly | $32,407,500 | 10,008 |
| Volatile liabilities | $3,973,000 | 7,445 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $544,000 | 10,415 |
| Tier 1 (core) risk-based capital | $1,723,000 | 11,955 |
| Tier 2 risk-based capital | $260,000 | 8,235 |
| Total risk weighted assets | $20,777,000 | 9,121 |
| Total unused commitments | $544,000 | 10,438 |
| Derivatives | $0 | 651 |