Home > Blue Ridge Bank and Trust Co. > Income and Expense

Blue Ridge Bank and Trust Co., Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$33,264,0001,289
Total interest expense$9,529,0001,341
Net interest income$23,735,0001,260
Provision for loan and lease losses$2,200,000531
Total noninterest income$6,462,000998
Gross Fiduciary activities income$2,505,000362
Service charges on deposit accounts$2,731,000432
Trading account gains and feesNANA
Additional Noninterest Income$1,226,0002,082
Total noninterest expense$20,203,0001,206
Salaries and employee benefits$11,063,0001,245
Premises and equipment expense$2,979,000874
Additional noninterest expense$1,226,0002,082
Pre-tax net operating income$7,794,0001,422
Securities gains (losses)$0988
Applicable income taxes$1,584,0001,145
Income before extraordinary items$6,210,0001,481
Extraordinary gains, net$054
Net income$6,210,0001,497
Minority interest net income$088
Net income of bank and minority interests.$6,210,0001,484
Net charge-offs$1,326,000462
Cash dividends$6,476,000660
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,210,0001,514
2023-09-30 (YTD Data)Rank
Total interest income$23,807,0001,308
Total interest expense$6,358,0001,351
Net interest income$17,449,0001,288
Provision for loan and lease losses$1,550,000520
Total noninterest income$4,627,0001,046
Gross Fiduciary activities income$1,883,000363
Service charges on deposit accounts$2,072,000424
Trading account gains and feesNANA
Additional Noninterest Income$672,0002,368
Total noninterest expense$14,844,0001,217
Salaries and employee benefits$7,946,0001,289
Premises and equipment expense$2,226,000883
Additional noninterest expense$672,0002,367
Pre-tax net operating income$5,682,0001,506
Securities gains (losses)$0849
Applicable income taxes$1,215,0001,139
Income before extraordinary items$4,467,0001,585
Extraordinary gains, net$052
Net income$4,467,0001,598
Minority interest net income$081
Net income of bank and minority interests.$4,467,0001,585
Net charge-offs$1,220,000371
Cash dividends$6,076,000523
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,467,0001,603
2023-06-30 (YTD Data)Rank
Total interest income$14,976,0001,333
Total interest expense$3,551,0001,401
Net interest income$11,425,0001,314
Provision for loan and lease losses$824,000572
Total noninterest income$2,990,0001,004
Gross Fiduciary activities income$1,133,000375
Service charges on deposit accounts$1,388,000410
Trading account gains and feesNANA
Additional Noninterest Income$469,0002,264
Total noninterest expense$9,974,0001,195
Salaries and employee benefits$5,273,0001,288
Premises and equipment expense$1,470,000878
Additional noninterest expense$469,0002,260
Pre-tax net operating income$3,617,0001,552
Securities gains (losses)$0938
Applicable income taxes$773,0001,187
Income before extraordinary items$2,844,0001,625
Extraordinary gains, net$051
Net income$2,844,0001,644
Minority interest net income$081
Net income of bank and minority interests.$2,844,0001,624
Net charge-offs$1,094,000293
Cash dividends$5,826,000403
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,844,0001,641
2023-03-31 (YTD Data)Rank
Total interest income$7,107,0001,369
Total interest expense$1,388,0001,512
Net interest income$5,719,0001,316
Provision for loan and lease losses$450,000540
Total noninterest income$1,502,0001,002
Gross Fiduciary activities income$571,000382
Service charges on deposit accounts$699,000423
Trading account gains and feesNANA
Additional Noninterest Income$232,0002,267
Total noninterest expense$4,969,0001,212
Salaries and employee benefits$2,684,0001,286
Premises and equipment expense$788,000849
Additional noninterest expense$232,0002,267
Pre-tax net operating income$1,802,0001,583
Securities gains (losses)$0950
Applicable income taxes$391,0001,182
Income before extraordinary items$1,411,0001,670
Extraordinary gains, net$04
Net income$1,411,0001,670
Minority interest net income$048
Net income of bank and minority interests.$1,411,0001,670
Net charge-offs$33,000940
Cash dividends$5,826,000247
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,411,0001,687
2022-12-31 (YTD Data)Rank
Total interest income$23,965,0001,351
Total interest expense$2,180,0001,508
Net interest income$21,785,0001,338
Provision for loan and lease losses$355,0001,429
Total noninterest income$6,192,0001,038
Gross Fiduciary activities income$2,478,000379
Service charges on deposit accounts$2,854,000433
Trading account gains and feesNANA
Additional Noninterest Income$860,0002,504
Total noninterest expense$19,477,0001,212
Salaries and employee benefits$11,201,0001,216
Premises and equipment expense$2,770,000930
Additional noninterest expense$860,0002,504
Pre-tax net operating income$8,145,0001,466
Securities gains (losses)$0691
Applicable income taxes$1,847,0001,139
Income before extraordinary items$6,298,0001,573
Extraordinary gains, net$05
Net income$6,298,0001,571
Minority interest net income$063
Net income of bank and minority interests.$6,298,0001,572
Net charge-offs$637,000525
Cash dividends$550,0002,631
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,298,0001,596
2022-09-30 (YTD Data)Rank
Total interest income$17,187,0001,348
Total interest expense$1,381,0001,398
Net interest income$15,806,0001,353
Provision for loan and lease losses$30,0002,440
Total noninterest income$4,775,0001,038
Gross Fiduciary activities income$1,878,000374
Service charges on deposit accounts$2,211,000425
Trading account gains and feesNANA
Additional Noninterest Income$686,0002,454
Total noninterest expense$14,414,0001,215
Salaries and employee benefits$8,119,0001,244
Premises and equipment expense$2,182,000884
Additional noninterest expense$686,0002,454
Pre-tax net operating income$6,137,0001,463
Securities gains (losses)$0740
Applicable income taxes$1,386,0001,137
Income before extraordinary items$4,751,0001,552
Extraordinary gains, net$04
Net income$4,751,0001,551
Minority interest net income$057
Net income of bank and minority interests.$4,751,0001,552
Net charge-offs$510,000439
Cash dividends$300,0002,504
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,751,0001,584
2022-06-30 (YTD Data)Rank
Total interest income$10,940,0001,367
Total interest expense$839,0001,318
Net interest income$10,101,0001,376
Provision for loan and lease losses$30,0002,075
Total noninterest income$3,189,0001,030
Gross Fiduciary activities income$1,237,000341
Service charges on deposit accounts$1,476,000424
Trading account gains and feesNANA
Additional Noninterest Income$476,0002,442
Total noninterest expense$9,459,0001,225
Salaries and employee benefits$5,333,0001,242
Premises and equipment expense$1,456,000877
Additional noninterest expense$2,670,0001,266
Pre-tax net operating income$3,801,0001,467
Securities gains (losses)$0687
Applicable income taxes$849,0001,120
Income before extraordinary items$2,952,0001,532
Extraordinary gains, net$04
Net income$2,952,0001,531
Minority interest net income$060
Net income of bank and minority interests.$2,952,0001,532
Net charge-offs$339,000408
Cash dividends$200,0002,455
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,952,0001,568
2022-03-31 (YTD Data)Rank
Total interest income$5,215,0001,380
Total interest expense$425,0001,260
Net interest income$4,790,0001,403
Provision for loan and lease losses$30,0001,548
Total noninterest income$1,586,0001,030
Gross Fiduciary activities income$656,000326
Service charges on deposit accounts$735,000417
Trading account gains and feesNANA
Additional Noninterest Income$195,0002,598
Total noninterest expense$4,657,0001,233
Salaries and employee benefits$2,571,0001,284
Premises and equipment expense$711,000897
Additional noninterest expense$1,375,0001,231
Pre-tax net operating income$1,689,0001,512
Securities gains (losses)$0623
Applicable income taxes$379,0001,137
Income before extraordinary items$1,310,0001,601
Extraordinary gains, net$04
Net income$1,310,0001,600
Minority interest net income$050
Net income of bank and minority interests.$1,310,0001,601
Net charge-offs$-20,0004,154
Cash dividends$100,0001,984
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,310,0001,625
2021-12-31 (YTD Data)Rank
Total interest income$20,652,0001,442
Total interest expense$2,045,0001,308
Net interest income$18,607,0001,452
Provision for loan and lease losses$600,000874
Total noninterest income$6,341,0001,125
Gross Fiduciary activities income$2,557,000324
Service charges on deposit accounts$2,916,000404
Trading account gains and feesNANA
Additional Noninterest Income$868,0002,755
Total noninterest expense$18,211,0001,247
Salaries and employee benefits$10,031,0001,291
Premises and equipment expense$3,018,000858
Additional noninterest expense$5,162,0001,292
Pre-tax net operating income$6,137,0001,797
Securities gains (losses)$02,062
Applicable income taxes$1,342,0001,402
Income before extraordinary items$4,795,0001,940
Extraordinary gains, net$010
Net income$4,795,0001,940
Minority interest net income$074
Net income of bank and minority interests.$4,795,0001,941
Net charge-offs$660,000538
Cash dividends$1,000,0002,203
Sale, conversion, retirement of capital stock, net$0582
Net operating income$4,795,0001,915
2021-09-30 (YTD Data)Rank
Total interest income$15,797,0001,439
Total interest expense$1,611,0001,326
Net interest income$14,186,0001,459
Provision for loan and lease losses$600,000696
Total noninterest income$4,744,0001,148
Gross Fiduciary activities income$1,888,000329
Service charges on deposit accounts$2,178,000407
Trading account gains and feesNANA
Additional Noninterest Income$678,0002,747
Total noninterest expense$13,710,0001,250
Salaries and employee benefits$7,426,0001,316
Premises and equipment expense$2,420,000826
Additional noninterest expense$3,864,0001,293
Pre-tax net operating income$4,620,0001,873
Securities gains (losses)$02,015
Applicable income taxes$1,202,0001,324
Income before extraordinary items$3,418,0002,079
Extraordinary gains, net$08
Net income$3,418,0002,079
Minority interest net income$069
Net income of bank and minority interests.$3,418,0002,080
Net charge-offs$637,000434
Cash dividends$800,0001,920
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,418,0002,054
2021-06-30 (YTD Data)Rank
Total interest income$10,448,0001,455
Total interest expense$1,102,0001,356
Net interest income$9,346,0001,458
Provision for loan and lease losses$450,000658
Total noninterest income$3,068,0001,164
Gross Fiduciary activities income$1,222,000329
Service charges on deposit accounts$1,405,000406
Trading account gains and feesNANA
Additional Noninterest Income$441,0002,761
Total noninterest expense$8,979,0001,249
Salaries and employee benefits$4,910,0001,319
Premises and equipment expense$1,520,000866
Additional noninterest expense$2,549,0001,295
Pre-tax net operating income$2,985,0001,900
Securities gains (losses)$01,818
Applicable income taxes$779,0001,335
Income before extraordinary items$2,206,0002,112
Extraordinary gains, net$06
Net income$2,206,0002,112
Minority interest net income$067
Net income of bank and minority interests.$2,206,0002,112
Net charge-offs$597,000354
Cash dividends$200,0002,598
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,206,0002,077
2021-03-31 (YTD Data)Rank
Total interest income$5,256,0001,439
Total interest expense$564,0001,382
Net interest income$4,692,0001,440
Provision for loan and lease losses$225,000730
Total noninterest income$1,532,0001,169
Gross Fiduciary activities income$604,000328
Service charges on deposit accounts$643,000430
Trading account gains and feesNANA
Additional Noninterest Income$285,0002,505
Total noninterest expense$4,521,0001,235
Salaries and employee benefits$2,436,0001,317
Premises and equipment expense$750,000884
Additional noninterest expense$1,335,0001,220
Pre-tax net operating income$1,478,0001,894
Securities gains (losses)$01,392
Applicable income taxes$397,0001,313
Income before extraordinary items$1,081,0002,113
Extraordinary gains, net$03
Net income$1,081,0002,113
Minority interest net income$055
Net income of bank and minority interests.$1,081,0002,113
Net charge-offs$54,000799
Cash dividends$100,0002,102
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,081,0002,077
2020-12-31 (YTD Data)Rank
Total interest income$23,133,0001,311
Total interest expense$2,560,0001,679
Net interest income$20,573,0001,251
Provision for loan and lease losses$2,940,000814
Total noninterest income$6,268,0001,095
Gross Fiduciary activities income$2,220,000325
Service charges on deposit accounts$2,645,000422
Trading account gains and feesNANA
Additional Noninterest Income$1,403,0002,130
Total noninterest expense$17,064,0001,262
Salaries and employee benefits$9,841,0001,273
Premises and equipment expense$2,764,000913
Additional noninterest expense$4,459,0001,406
Pre-tax net operating income$6,837,0001,393
Securities gains (losses)$27,0001,983
Applicable income taxes$1,336,0001,229
Income before extraordinary items$5,528,0001,518
Extraordinary gains, net$04
Net income$5,528,0001,518
Minority interest net income$072
Net income of bank and minority interests.$5,528,0001,518
Net charge-offs$572,000893
Cash dividends$4,000,000901
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,506,1301,478
2020-09-30 (YTD Data)Rank
Total interest income$17,298,0001,322
Total interest expense$1,966,0001,724
Net interest income$15,332,0001,236
Provision for loan and lease losses$1,840,000933
Total noninterest income$4,154,0001,157
Gross Fiduciary activities income$1,585,000333
Service charges on deposit accounts$1,973,000419
Trading account gains and feesNANA
Additional Noninterest Income$596,0002,661
Total noninterest expense$12,669,0001,252
Salaries and employee benefits$7,317,0001,268
Premises and equipment expense$1,991,000934
Additional noninterest expense$3,361,0001,380
Pre-tax net operating income$4,977,0001,398
Securities gains (losses)$27,0001,806
Applicable income taxes$1,072,0001,130
Income before extraordinary items$3,932,0001,528
Extraordinary gains, net$04
Net income$3,932,0001,528
Minority interest net income$065
Net income of bank and minority interests.$3,932,0001,529
Net charge-offs$502,000756
Cash dividends$3,800,000690
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,910,6701,497
2020-06-30 (YTD Data)Rank
Total interest income$11,477,0001,342
Total interest expense$1,353,0001,775
Net interest income$10,124,0001,258
Provision for loan and lease losses$990,0001,103
Total noninterest income$2,719,0001,103
Gross Fiduciary activities income$1,066,000337
Service charges on deposit accounts$1,272,000424
Trading account gains and feesNANA
Additional Noninterest Income$381,0002,661
Total noninterest expense$8,463,0001,242
Salaries and employee benefits$4,971,0001,238
Premises and equipment expense$1,322,000934
Additional noninterest expense$2,170,0001,403
Pre-tax net operating income$3,390,0001,308
Securities gains (losses)$17,0001,730
Applicable income taxes$756,0001,025
Income before extraordinary items$2,651,0001,461
Extraordinary gains, net$04
Net income$2,651,0001,461
Minority interest net income$065
Net income of bank and minority interests.$2,651,0001,461
Net charge-offs$338,000753
Cash dividends$3,700,000540
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,637,5701,431
2020-03-31 (YTD Data)Rank
Total interest income$5,757,0001,333
Total interest expense$712,0001,823
Net interest income$5,045,0001,248
Provision for loan and lease losses$240,0001,334
Total noninterest income$1,421,0001,017
Gross Fiduciary activities income$519,000336
Service charges on deposit accounts$659,000470
Trading account gains and feesNANA
Additional Noninterest Income$243,0002,217
Total noninterest expense$4,395,0001,214
Salaries and employee benefits$2,575,0001,210
Premises and equipment expense$689,000919
Additional noninterest expense$1,131,0001,379
Pre-tax net operating income$1,831,0001,136
Securities gains (losses)$01,705
Applicable income taxes$412,000853
Income before extraordinary items$1,419,0001,242
Extraordinary gains, net$04
Net income$1,419,0001,241
Minority interest net income$056
Net income of bank and minority interests.$1,419,0001,242
Net charge-offs$310,000484
Cash dividends$3,700,000357
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,419,0001,222
2019-12-31 (YTD Data)Rank
Total interest income$22,886,0001,354
Total interest expense$3,176,0001,735
Net interest income$19,710,0001,275
Provision for loan and lease losses$840,0001,036
Total noninterest income$5,947,0001,002
Gross Fiduciary activities income$2,181,000328
Service charges on deposit accounts$2,761,000455
Trading account gains and feesNANA
Additional Noninterest Income$1,005,0002,239
Total noninterest expense$16,881,0001,227
Salaries and employee benefits$9,791,0001,223
Premises and equipment expense$2,622,000943
Additional noninterest expense$4,468,0001,373
Pre-tax net operating income$7,936,0001,236
Securities gains (losses)$-3,0004,646
Applicable income taxes$1,892,000932
Income before extraordinary items$6,041,0001,381
Extraordinary gains, net$011
Net income$6,041,0001,384
Minority interest net income$076
Net income of bank and minority interests.$6,041,0001,384
Net charge-offs$1,733,000462
Cash dividends$2,050,0001,549
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,043,3701,348
2019-09-30 (YTD Data)Rank
Total interest income$17,090,0001,374
Total interest expense$2,411,0001,730
Net interest income$14,679,0001,292
Provision for loan and lease losses$540,0001,091
Total noninterest income$4,500,000975
Gross Fiduciary activities income$1,635,000328
Service charges on deposit accounts$2,104,000443
Trading account gains and feesNANA
Additional Noninterest Income$761,0002,220
Total noninterest expense$12,754,0001,232
Salaries and employee benefits$7,351,0001,227
Premises and equipment expense$2,017,000926
Additional noninterest expense$3,386,0001,362
Pre-tax net operating income$5,885,0001,274
Securities gains (losses)$-3,0004,753
Applicable income taxes$1,404,000971
Income before extraordinary items$4,478,0001,409
Extraordinary gains, net$011
Net income$4,478,0001,409
Minority interest net income$072
Net income of bank and minority interests.$4,478,0001,411
Net charge-offs$183,0001,364
Cash dividends$1,300,0001,558
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,480,3701,385
2019-06-30 (YTD Data)Rank
Total interest income$11,267,0001,381
Total interest expense$1,573,0001,734
Net interest income$9,694,0001,301
Provision for loan and lease losses$240,0001,405
Total noninterest income$2,957,000974
Gross Fiduciary activities income$1,084,000335
Service charges on deposit accounts$1,383,000448
Trading account gains and feesNANA
Additional Noninterest Income$490,0002,231
Total noninterest expense$8,591,0001,227
Salaries and employee benefits$4,923,0001,223
Premises and equipment expense$1,322,000944
Additional noninterest expense$2,346,0001,330
Pre-tax net operating income$3,820,0001,284
Securities gains (losses)$-3,0004,772
Applicable income taxes$917,000957
Income before extraordinary items$2,900,0001,429
Extraordinary gains, net$011
Net income$2,900,0001,429
Minority interest net income$069
Net income of bank and minority interests.$2,900,0001,429
Net charge-offs$67,0001,636
Cash dividends$1,000,0001,417
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,902,3701,403
2019-03-31 (YTD Data)Rank
Total interest income$5,515,0001,394
Total interest expense$738,0001,772
Net interest income$4,777,0001,315
Provision for loan and lease losses$90,0001,533
Total noninterest income$1,392,000991
Gross Fiduciary activities income$517,000335
Service charges on deposit accounts$659,000460
Trading account gains and feesNANA
Additional Noninterest Income$216,0002,314
Total noninterest expense$4,296,0001,216
Salaries and employee benefits$2,499,0001,204
Premises and equipment expense$665,000941
Additional noninterest expense$1,132,0001,362
Pre-tax net operating income$1,783,0001,324
Securities gains (losses)$-3,0004,951
Applicable income taxes$429,000994
Income before extraordinary items$1,351,0001,477
Extraordinary gains, net$05
Net income$1,351,0001,476
Minority interest net income$052
Net income of bank and minority interests.$1,351,0001,476
Net charge-offs$66,0001,070
Cash dividends$800,000964
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,353,3701,451
2018-12-31 (YTD Data)Rank
Total interest income$21,523,0001,354
Total interest expense$2,145,0001,849
Net interest income$19,378,0001,276
Provision for loan and lease losses$180,0002,460
Total noninterest income$6,179,000959
Gross Fiduciary activities income$2,252,000323
Service charges on deposit accounts$2,852,000452
Trading account gains and feesNANA
Additional Noninterest Income$1,075,0002,172
Total noninterest expense$17,324,0001,188
Salaries and employee benefits$9,652,0001,201
Premises and equipment expense$2,811,000886
Additional noninterest expense$4,861,0001,268
Pre-tax net operating income$8,053,0001,216
Securities gains (losses)$01,125
Applicable income taxes$1,911,000900
Income before extraordinary items$6,142,0001,336
Extraordinary gains, net$06
Net income$6,142,0001,335
Minority interest net income$072
Net income of bank and minority interests.$6,142,0001,335
Net charge-offs$262,0001,428
Cash dividends$2,500,0001,251
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,142,0001,328
2018-09-30 (YTD Data)Rank
Total interest income$16,155,0001,336
Total interest expense$1,545,0001,834
Net interest income$14,610,0001,268
Provision for loan and lease losses$120,0002,455
Total noninterest income$4,610,000968
Gross Fiduciary activities income$1,627,000334
Service charges on deposit accounts$2,127,000453
Trading account gains and feesNANA
Additional Noninterest Income$856,0002,122
Total noninterest expense$13,003,0001,185
Salaries and employee benefits$7,300,0001,193
Premises and equipment expense$2,126,000875
Additional noninterest expense$3,577,0001,302
Pre-tax net operating income$6,097,0001,221
Securities gains (losses)$01,118
Applicable income taxes$1,454,000912
Income before extraordinary items$4,643,0001,337
Extraordinary gains, net$05
Net income$4,643,0001,336
Minority interest net income$066
Net income of bank and minority interests.$4,643,0001,336
Net charge-offs$157,0001,407
Cash dividends$1,600,0001,244
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,643,0001,322
2018-06-30 (YTD Data)Rank
Total interest income$10,778,0001,327
Total interest expense$994,0001,785
Net interest income$9,784,0001,266
Provision for loan and lease losses$120,0002,009
Total noninterest income$3,037,000974
Gross Fiduciary activities income$1,099,000332
Service charges on deposit accounts$1,406,000451
Trading account gains and feesNANA
Additional Noninterest Income$532,0002,205
Total noninterest expense$8,707,0001,188
Salaries and employee benefits$4,896,0001,190
Premises and equipment expense$1,421,000879
Additional noninterest expense$2,390,0001,302
Pre-tax net operating income$3,994,0001,218
Securities gains (losses)$0961
Applicable income taxes$949,000911
Income before extraordinary items$3,045,0001,348
Extraordinary gains, net$06
Net income$3,045,0001,347
Minority interest net income$065
Net income of bank and minority interests.$3,045,0001,347
Net charge-offs$141,0001,115
Cash dividends$1,000,0001,291
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,045,0001,335
2018-03-31 (YTD Data)Rank
Total interest income$5,119,0001,373
Total interest expense$461,0001,812
Net interest income$4,658,0001,309
Provision for loan and lease losses$90,0001,532
Total noninterest income$1,464,000985
Gross Fiduciary activities income$532,000339
Service charges on deposit accounts$692,000467
Trading account gains and feesNANA
Additional Noninterest Income$240,0002,273
Total noninterest expense$4,316,0001,196
Salaries and employee benefits$2,409,0001,215
Premises and equipment expense$726,000872
Additional noninterest expense$1,181,0001,302
Pre-tax net operating income$1,716,0001,346
Securities gains (losses)$0735
Applicable income taxes$402,0001,000
Income before extraordinary items$1,314,0001,473
Extraordinary gains, net$07
Net income$1,314,0001,473
Minority interest net income$052
Net income of bank and minority interests.$1,314,0001,473
Net charge-offs$110,000799
Cash dividends$700,000939
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,314,0001,459
2017-12-31 (YTD Data)Rank
Total interest income$19,285,0001,386
Total interest expense$1,530,0001,887
Net interest income$17,755,0001,334
Provision for loan and lease losses$04,227
Total noninterest income$6,232,000946
Gross Fiduciary activities income$2,231,000321
Service charges on deposit accounts$2,946,000442
Trading account gains and feesNANA
Additional Noninterest Income$1,055,0002,228
Total noninterest expense$16,341,0001,227
Salaries and employee benefits$8,869,0001,275
Premises and equipment expense$2,755,000890
Additional noninterest expense$4,717,0001,303
Pre-tax net operating income$7,646,0001,219
Securities gains (losses)$02,243
Applicable income taxes$3,293,000899
Income before extraordinary items$4,353,0001,510
Extraordinary gains, net$09
Net income$4,353,0001,510
Minority interest net income$076
Net income of bank and minority interests.$4,353,0001,510
Net charge-offs$836,000789
Cash dividends$2,150,0001,338
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,353,0001,498
2017-09-30 (YTD Data)Rank
Total interest income$14,406,0001,396
Total interest expense$1,083,0001,957
Net interest income$13,323,0001,342
Provision for loan and lease losses$04,088
Total noninterest income$4,637,000965
Gross Fiduciary activities income$1,607,000327
Service charges on deposit accounts$2,213,000446
Trading account gains and feesNANA
Additional Noninterest Income$817,0002,225
Total noninterest expense$12,147,0001,246
Salaries and employee benefits$6,616,0001,292
Premises and equipment expense$2,097,000888
Additional noninterest expense$3,434,0001,334
Pre-tax net operating income$5,813,0001,236
Securities gains (losses)$02,274
Applicable income taxes$2,020,000906
Income before extraordinary items$3,793,0001,437
Extraordinary gains, net$09
Net income$3,793,0001,436
Minority interest net income$071
Net income of bank and minority interests.$3,793,0001,437
Net charge-offs$281,0001,162
Cash dividends$1,950,0001,089
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,793,0001,416
2017-06-30 (YTD Data)Rank
Total interest income$9,401,0001,410
Total interest expense$681,0002,003
Net interest income$8,720,0001,359
Provision for loan and lease losses$03,871
Total noninterest income$3,044,000974
Gross Fiduciary activities income$1,064,000330
Service charges on deposit accounts$1,473,000446
Trading account gains and feesNANA
Additional Noninterest Income$507,0002,304
Total noninterest expense$8,149,0001,248
Salaries and employee benefits$4,436,0001,283
Premises and equipment expense$1,429,000868
Additional noninterest expense$2,284,0001,333
Pre-tax net operating income$3,615,0001,285
Securities gains (losses)$01,906
Applicable income taxes$1,218,000963
Income before extraordinary items$2,397,0001,477
Extraordinary gains, net$011
Net income$2,397,0001,477
Minority interest net income$071
Net income of bank and minority interests.$2,397,0001,477
Net charge-offs$93,0001,581
Cash dividends$1,450,000992
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,397,0001,460
2017-03-31 (YTD Data)Rank
Total interest income$4,613,0001,421
Total interest expense$334,0002,013
Net interest income$4,279,0001,374
Provision for loan and lease losses$03,537
Total noninterest income$1,404,0001,047
Gross Fiduciary activities income$469,000350
Service charges on deposit accounts$727,000452
Trading account gains and feesNANA
Additional Noninterest Income$208,0002,531
Total noninterest expense$3,998,0001,275
Salaries and employee benefits$2,187,0001,319
Premises and equipment expense$708,000887
Additional noninterest expense$1,103,0001,376
Pre-tax net operating income$1,685,0001,336
Securities gains (losses)$01,153
Applicable income taxes$561,000997
Income before extraordinary items$1,124,0001,534
Extraordinary gains, net$08
Net income$1,124,0001,534
Minority interest net income$055
Net income of bank and minority interests.$1,124,0001,534
Net charge-offs$84,0001,027
Cash dividends$1,200,000621
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,124,0001,514
2016-12-31 (YTD Data)Rank
Total interest income$17,577,0001,449
Total interest expense$1,306,0001,991
Net interest income$16,271,0001,393
Provision for loan and lease losses$400,0001,679
Total noninterest income$6,090,0001,002
Gross Fiduciary activities income$2,031,000336
Service charges on deposit accounts$2,983,000449
Trading account gains and fees$0170
Additional Noninterest Income$1,076,0002,313
Total noninterest expense$15,818,0001,270
Salaries and employee benefits$8,572,0001,300
Premises and equipment expense$2,754,000897
Additional noninterest expense$4,492,0001,389
Pre-tax net operating income$6,143,0001,374
Securities gains (losses)$03,212
Applicable income taxes$2,204,000966
Income before extraordinary items$3,939,0001,672
Extraordinary gains, net$05
Net income$3,939,0001,670
Minority interest net income$082
Net income of bank and minority interests.$3,939,0001,671
Net charge-offs$-541,0005,807
Cash dividends$2,448,0001,196
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,939,0001,641
2016-09-30 (YTD Data)Rank
Total interest income$13,112,0001,459
Total interest expense$980,0001,991
Net interest income$12,132,0001,402
Provision for loan and lease losses$400,0001,350
Total noninterest income$4,597,000987
Gross Fiduciary activities income$1,495,000341
Service charges on deposit accounts$2,241,000446
Trading account gains and fees$0169
Additional Noninterest Income$861,0002,231
Total noninterest expense$11,853,0001,274
Salaries and employee benefits$6,404,0001,302
Premises and equipment expense$2,050,000901
Additional noninterest expense$3,399,0001,369
Pre-tax net operating income$4,476,0001,429
Securities gains (losses)$03,160
Applicable income taxes$1,654,0001,006
Income before extraordinary items$2,822,0001,767
Extraordinary gains, net$05
Net income$2,822,0001,767
Minority interest net income$071
Net income of bank and minority interests.$2,822,0001,767
Net charge-offs$-751,0005,901
Cash dividends$2,148,000968
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,822,0001,724
2016-06-30 (YTD Data)Rank
Total interest income$8,604,0001,487
Total interest expense$646,0002,014
Net interest income$7,958,0001,423
Provision for loan and lease losses$400,0001,011
Total noninterest income$3,083,000976
Gross Fiduciary activities income$972,000341
Service charges on deposit accounts$1,475,000452
Trading account gains and fees$0157
Additional Noninterest Income$636,0002,068
Total noninterest expense$7,855,0001,283
Salaries and employee benefits$4,236,0001,316
Premises and equipment expense$1,342,000916
Additional noninterest expense$2,277,0001,366
Pre-tax net operating income$2,786,0001,494
Securities gains (losses)$02,835
Applicable income taxes$1,074,0001,028
Income before extraordinary items$1,712,0001,886
Extraordinary gains, net$016
Net income$1,712,0001,885
Minority interest net income$071
Net income of bank and minority interests.$1,712,0001,885
Net charge-offs$-292,0005,912
Cash dividends$445,0002,133
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,712,0001,836
2016-03-31 (YTD Data)Rank
Total interest income$4,256,0001,489
Total interest expense$321,0002,035
Net interest income$3,935,0001,437
Provision for loan and lease losses$300,000670
Total noninterest income$1,534,000944
Gross Fiduciary activities income$440,000356
Service charges on deposit accounts$723,000461
Trading account gains and fees$0142
Additional Noninterest Income$371,0001,843
Total noninterest expense$3,854,0001,302
Salaries and employee benefits$2,086,0001,337
Premises and equipment expense$675,000922
Additional noninterest expense$1,093,0001,410
Pre-tax net operating income$1,315,0001,542
Securities gains (losses)$02,077
Applicable income taxes$490,0001,070
Income before extraordinary items$825,0001,939
Extraordinary gains, net$012
Net income$825,0001,939
Minority interest net income$062
Net income of bank and minority interests.$825,0001,939
Net charge-offs$1,0002,929
Cash dividends$43,0002,682
Sale, conversion, retirement of capital stock, net$0659
Net operating income$825,0001,887
2015-12-31 (YTD Data)Rank
Total interest income$16,557,0001,488
Total interest expense$1,288,0001,999
Net interest income$15,269,0001,451
Provision for loan and lease losses$1,275,000651
Total noninterest income$6,211,000974
Gross Fiduciary activities income$2,040,000330
Service charges on deposit accounts$3,054,000440
Trading account gains and fees$0159
Additional Noninterest Income$1,117,0002,233
Total noninterest expense$15,842,0001,253
Salaries and employee benefits$8,397,0001,295
Premises and equipment expense$2,886,000855
Additional noninterest expense$4,559,0001,374
Pre-tax net operating income$4,363,0001,757
Securities gains (losses)$23,0002,161
Applicable income taxes$961,0001,625
Income before extraordinary items$3,425,0001,832
Extraordinary gains, net$023
Net income$3,425,0001,835
Minority interest net income$081
Net income of bank and minority interests.$3,425,0001,835
Net charge-offs$1,419,000515
Cash dividends$2,748,0001,055
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,407,0601,804
2015-09-30 (YTD Data)Rank
Total interest income$12,399,0001,502
Total interest expense$973,0002,011
Net interest income$11,426,0001,460
Provision for loan and lease losses$1,125,000534
Total noninterest income$4,636,000980
Gross Fiduciary activities income$1,465,000341
Service charges on deposit accounts$2,293,000444
Trading account gains and fees$0153
Additional Noninterest Income$878,0002,190
Total noninterest expense$11,738,0001,271
Salaries and employee benefits$6,226,0001,317
Premises and equipment expense$2,073,000899
Additional noninterest expense$3,439,0001,365
Pre-tax net operating income$3,199,0001,815
Securities gains (losses)$23,0001,941
Applicable income taxes$500,0002,017
Income before extraordinary items$2,722,0001,772
Extraordinary gains, net$021
Net income$2,722,0001,774
Minority interest net income$078
Net income of bank and minority interests.$2,722,0001,775
Net charge-offs$924,000531
Cash dividends$2,219,000902
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,702,6801,748
2015-06-30 (YTD Data)Rank
Total interest income$8,156,0001,526
Total interest expense$650,0002,013
Net interest income$7,506,0001,484
Provision for loan and lease losses$800,000512
Total noninterest income$3,107,000973
Gross Fiduciary activities income$993,000337
Service charges on deposit accounts$1,498,000448
Trading account gains and fees$0157
Additional Noninterest Income$616,0002,139
Total noninterest expense$7,778,0001,282
Salaries and employee benefits$4,144,0001,324
Premises and equipment expense$1,353,000914
Additional noninterest expense$2,281,0001,373
Pre-tax net operating income$2,035,0001,875
Securities gains (losses)$23,0001,643
Applicable income taxes$109,0002,968
Income before extraordinary items$1,949,0001,645
Extraordinary gains, net$022
Net income$1,949,0001,648
Minority interest net income$075
Net income of bank and minority interests.$1,949,0001,648
Net charge-offs$598,000551
Cash dividends$1,436,000930
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,927,1501,622
2015-03-31 (YTD Data)Rank
Total interest income$4,018,0001,544
Total interest expense$320,0002,047
Net interest income$3,698,0001,501
Provision for loan and lease losses$375,000519
Total noninterest income$1,451,000996
Gross Fiduciary activities income$441,000363
Service charges on deposit accounts$735,000449
Trading account gains and fees$0152
Additional Noninterest Income$275,0002,234
Total noninterest expense$3,824,0001,299
Salaries and employee benefits$2,075,0001,330
Premises and equipment expense$706,000888
Additional noninterest expense$1,043,0001,476
Pre-tax net operating income$950,0001,942
Securities gains (losses)$23,0001,179
Applicable income taxes$24,0003,446
Income before extraordinary items$949,0001,680
Extraordinary gains, net$013
Net income$949,0001,682
Minority interest net income$064
Net income of bank and minority interests.$949,0001,682
Net charge-offs$617,000286
Cash dividends$1,393,000508
Sale, conversion, retirement of capital stock, net$0697
Net operating income$926,4601,652
2014-12-31 (YTD Data)Rank
Total interest income$15,579,0001,598
Total interest expense$1,185,0002,289
Net interest income$14,394,0001,541
Provision for loan and lease losses$1,700,000542
Total noninterest income$6,459,000913
Gross Fiduciary activities income$1,985,000339
Service charges on deposit accounts$3,186,000437
Trading account gains and fees$0180
Additional Noninterest Income$1,288,0001,980
Total noninterest expense$15,571,0001,274
Salaries and employee benefits$7,977,0001,323
Premises and equipment expense$2,849,000863
Additional noninterest expense$4,745,0001,357
Pre-tax net operating income$3,582,0001,991
Securities gains (losses)$03,259
Applicable income taxes$-1,051,0006,427
Income before extraordinary items$4,633,0001,393
Extraordinary gains, net$017
Net income$4,633,0001,392
Minority interest net income$084
Net income of bank and minority interests.$4,633,0001,392
Net charge-offs$1,281,000737
Cash dividends$1,508,0001,556
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,633,0001,366
2014-09-30 (YTD Data)Rank
Total interest income$11,685,0001,602
Total interest expense$878,0002,354
Net interest income$10,807,0001,542
Provision for loan and lease losses$1,200,000559
Total noninterest income$4,477,000962
Gross Fiduciary activities income$1,366,000354
Service charges on deposit accounts$2,391,000439
Trading account gains and fees$0174
Additional Noninterest Income$720,0002,406
Total noninterest expense$11,555,0001,296
Salaries and employee benefits$5,917,0001,343
Premises and equipment expense$2,113,000880
Additional noninterest expense$3,525,0001,371
Pre-tax net operating income$2,529,0002,123
Securities gains (losses)$02,980
Applicable income taxes$54,0003,632
Income before extraordinary items$2,475,0001,866
Extraordinary gains, net$015
Net income$2,475,0001,866
Minority interest net income$081
Net income of bank and minority interests.$2,475,0001,865
Net charge-offs$878,000743
Cash dividends$879,0001,650
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,475,0001,825
2014-06-30 (YTD Data)Rank
Total interest income$7,894,0001,574
Total interest expense$581,0002,383
Net interest income$7,313,0001,506
Provision for loan and lease losses$875,000513
Total noninterest income$2,966,000948
Gross Fiduciary activities income$930,000347
Service charges on deposit accounts$1,582,000438
Trading account gains and fees$0172
Additional Noninterest Income$454,0002,446
Total noninterest expense$7,690,0001,290
Salaries and employee benefits$3,941,0001,349
Premises and equipment expense$1,403,000883
Additional noninterest expense$2,346,0001,372
Pre-tax net operating income$1,714,0002,042
Securities gains (losses)$02,580
Applicable income taxes$35,0003,627
Income before extraordinary items$1,679,0001,793
Extraordinary gains, net$020
Net income$1,679,0001,796
Minority interest net income$080
Net income of bank and minority interests.$1,679,0001,795
Net charge-offs$761,000626
Cash dividends$436,0001,961
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,679,0001,747
2014-03-31 (YTD Data)Rank
Total interest income$3,937,0001,574
Total interest expense$292,0002,409
Net interest income$3,645,0001,498
Provision for loan and lease losses$500,000452
Total noninterest income$1,422,000956
Gross Fiduciary activities income$429,000365
Service charges on deposit accounts$778,000436
Trading account gains and fees$0147
Additional Noninterest Income$215,0002,448
Total noninterest expense$3,748,0001,336
Salaries and employee benefits$1,958,0001,367
Premises and equipment expense$706,000895
Additional noninterest expense$1,084,0001,451
Pre-tax net operating income$819,0002,061
Securities gains (losses)$01,715
Applicable income taxes$11,0003,783
Income before extraordinary items$808,0001,802
Extraordinary gains, net$016
Net income$808,0001,806
Minority interest net income$066
Net income of bank and minority interests.$808,0001,805
Net charge-offs$698,000386
Cash dividends$93,0002,309
Sale, conversion, retirement of capital stock, net$0747
Net operating income$808,0001,770
2013-12-31 (YTD Data)Rank
Total interest income$16,454,0001,526
Total interest expense$1,327,0002,392
Net interest income$15,127,0001,432
Provision for loan and lease losses$2,500,000521
Total noninterest income$5,363,0001,073
Gross Fiduciary activities income$1,764,000345
Service charges on deposit accounts$3,277,000437
Trading account gains and fees$0184
Additional Noninterest Income$322,0004,001
Total noninterest expense$16,617,0001,221
Salaries and employee benefits$8,143,0001,306
Premises and equipment expense$3,066,000799
Additional noninterest expense$5,408,0001,242
Pre-tax net operating income$1,373,0003,558
Securities gains (losses)$282,000720
Applicable income taxes$-278,0006,593
Income before extraordinary items$1,933,0002,672
Extraordinary gains, net$029
Net income$1,933,0002,675
Minority interest net income$090
Net income of bank and minority interests.$1,933,0002,675
Net charge-offs$3,362,000492
Cash dividends$700,0002,356
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,651,0002,919
2013-09-30 (YTD Data)Rank
Total interest income$12,393,0001,524
Total interest expense$1,026,0002,398
Net interest income$11,367,0001,426
Provision for loan and lease losses$1,825,000538
Total noninterest income$3,579,0001,194
Gross Fiduciary activities income$1,256,000357
Service charges on deposit accounts$2,274,000468
Trading account gains and fees$0180
Additional Noninterest Income$49,0005,775
Total noninterest expense$12,341,0001,233
Salaries and employee benefits$6,153,0001,297
Premises and equipment expense$2,334,000790
Additional noninterest expense$3,854,0001,302
Pre-tax net operating income$780,0004,104
Securities gains (losses)$282,000667
Applicable income taxes$50,0003,723
Income before extraordinary items$1,012,0003,404
Extraordinary gains, net$025
Net income$1,012,0003,407
Minority interest net income$084
Net income of bank and minority interests.$1,012,0003,408
Net charge-offs$631,0001,375
Cash dividends$614,0001,899
Sale, conversion, retirement of capital stock, net$0868
Net operating income$744,1003,880
2013-06-30 (YTD Data)Rank
Total interest income$8,011,0001,566
Total interest expense$712,0002,361
Net interest income$7,299,0001,477
Provision for loan and lease losses$1,150,000606
Total noninterest income$2,426,0001,187
Gross Fiduciary activities income$875,000348
Service charges on deposit accounts$1,484,000471
Trading account gains and fees$0157
Additional Noninterest Income$67,0005,218
Total noninterest expense$8,289,0001,225
Salaries and employee benefits$4,060,0001,312
Premises and equipment expense$1,555,000789
Additional noninterest expense$2,674,0001,244
Pre-tax net operating income$286,0004,921
Securities gains (losses)$282,000586
Applicable income taxes$31,0003,745
Income before extraordinary items$537,0003,797
Extraordinary gains, net$022
Net income$537,0003,798
Minority interest net income$082
Net income of bank and minority interests.$537,0003,800
Net charge-offs$409,0001,425
Cash dividends$614,0001,508
Sale, conversion, retirement of capital stock, net$0838
Net operating income$269,1004,791
2013-03-31 (YTD Data)Rank
Total interest income$3,910,0001,614
Total interest expense$369,0002,359
Net interest income$3,541,0001,536
Provision for loan and lease losses$575,000631
Total noninterest income$1,315,0001,112
Gross Fiduciary activities income$414,000357
Service charges on deposit accounts$729,000476
Trading account gains and fees$0148
Additional Noninterest Income$172,0002,987
Total noninterest expense$3,996,0001,272
Salaries and employee benefits$2,022,0001,321
Premises and equipment expense$780,000795
Additional noninterest expense$1,194,0001,370
Pre-tax net operating income$285,0003,894
Securities gains (losses)$01,966
Applicable income taxes$13,0003,816
Income before extraordinary items$272,0003,742
Extraordinary gains, net$010
Net income$272,0003,742
Minority interest net income$076
Net income of bank and minority interests.$272,0003,744
Net charge-offs$166,0001,504
Cash dividends$451,0001,013
Sale, conversion, retirement of capital stock, net$0789
Net operating income$272,0003,639
2012-12-31 (YTD Data)Rank
Total interest income$16,761,0001,588
Total interest expense$2,005,0002,134
Net interest income$14,756,0001,484
Provision for loan and lease losses$1,750,0001,184
Total noninterest income$5,919,0001,016
Gross Fiduciary activities income$1,712,000337
Service charges on deposit accounts$3,394,000436
Trading account gains and fees$0166
Additional Noninterest Income$813,0002,660
Total noninterest expense$17,125,0001,179
Salaries and employee benefits$8,451,0001,240
Premises and equipment expense$3,211,000749
Additional noninterest expense$5,463,0001,244
Pre-tax net operating income$1,800,0003,016
Securities gains (losses)$281,0001,416
Applicable income taxes$-269,0006,821
Income before extraordinary items$2,350,0002,288
Extraordinary gains, net$029
Net income$2,350,0002,288
Minority interest net income$093
Net income of bank and minority interests.$2,350,0002,290
Net charge-offs$4,179,000667
Cash dividends$491,0002,811
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,069,0002,399
2012-09-30 (YTD Data)Rank
Total interest income$12,604,0001,620
Total interest expense$1,591,0002,111
Net interest income$11,013,0001,508
Provision for loan and lease losses$1,050,0001,390
Total noninterest income$4,471,0001,012
Gross Fiduciary activities income$1,228,000345
Service charges on deposit accounts$2,519,000443
Trading account gains and fees$0157
Additional Noninterest Income$724,0002,410
Total noninterest expense$12,843,0001,179
Salaries and employee benefits$6,295,0001,251
Premises and equipment expense$2,428,000747
Additional noninterest expense$4,120,0001,236
Pre-tax net operating income$1,591,0002,774
Securities gains (losses)$03,575
Applicable income taxes$33,0003,980
Income before extraordinary items$1,558,0002,580
Extraordinary gains, net$020
Net income$1,558,0002,580
Minority interest net income$086
Net income of bank and minority interests.$1,558,0002,581
Net charge-offs$954,0001,514
Cash dividends$327,0002,483
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,558,0002,447
2012-06-30 (YTD Data)Rank
Total interest income$8,426,0001,626
Total interest expense$1,122,0002,086
Net interest income$7,304,0001,526
Provision for loan and lease losses$600,0001,572
Total noninterest income$3,026,000981
Gross Fiduciary activities income$814,000351
Service charges on deposit accounts$1,644,000446
Trading account gains and fees$0153
Additional Noninterest Income$568,0002,165
Total noninterest expense$8,734,0001,143
Salaries and employee benefits$4,203,0001,246
Premises and equipment expense$1,612,000749
Additional noninterest expense$2,919,0001,183
Pre-tax net operating income$996,0002,851
Securities gains (losses)$03,178
Applicable income taxes$22,0003,966
Income before extraordinary items$974,0002,665
Extraordinary gains, net$019
Net income$974,0002,665
Minority interest net income$084
Net income of bank and minority interests.$974,0002,665
Net charge-offs$440,0001,911
Cash dividends$163,0002,680
Sale, conversion, retirement of capital stock, net$0928
Net operating income$974,0002,530
2012-03-31 (YTD Data)Rank
Total interest income$4,177,0001,657
Total interest expense$593,0002,058
Net interest income$3,584,0001,560
Provision for loan and lease losses$300,0001,500
Total noninterest income$1,555,000954
Gross Fiduciary activities income$386,000351
Service charges on deposit accounts$804,000448
Trading account gains and fees$0148
Additional Noninterest Income$365,0001,871
Total noninterest expense$4,308,0001,161
Salaries and employee benefits$2,082,0001,254
Premises and equipment expense$838,000723
Additional noninterest expense$1,388,0001,213
Pre-tax net operating income$531,0002,761
Securities gains (losses)$02,210
Applicable income taxes$10,0003,991
Income before extraordinary items$521,0002,512
Extraordinary gains, net$019
Net income$521,0002,514
Minority interest net income$078
Net income of bank and minority interests.$521,0002,515
Net charge-offs$309,0001,460
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$521,0002,393
2011-12-31 (YTD Data)Rank
Total interest income$17,412,0001,631
Total interest expense$3,006,0001,957
Net interest income$14,406,0001,547
Provision for loan and lease losses$3,840,000979
Total noninterest income$5,357,000981
Gross Fiduciary activities income$1,766,000290
Service charges on deposit accounts$3,570,000428
Trading account gains and fees$0146
Additional Noninterest Income$21,0006,361
Total noninterest expense$16,844,0001,170
Salaries and employee benefits$8,356,0001,189
Premises and equipment expense$3,480,000711
Additional noninterest expense$5,008,0001,379
Pre-tax net operating income$-921,0006,556
Securities gains (losses)$353,0001,020
Applicable income taxes$-16,0006,621
Income before extraordinary items$-552,0006,496
Extraordinary gains, net$029
Net income$-552,0006,498
Minority interest net income$096
Net income of bank and minority interests.$-552,0006,497
Net charge-offs$2,661,0001,302
Cash dividends$491,0002,474
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-894,4106,585
2011-09-30 (YTD Data)Rank
Total interest income$13,073,0001,641
Total interest expense$2,337,0001,963
Net interest income$10,736,0001,568
Provision for loan and lease losses$2,325,0001,114
Total noninterest income$3,807,0001,034
Gross Fiduciary activities income$1,303,000290
Service charges on deposit accounts$2,686,000431
Trading account gains and fees$0145
Additional Noninterest Income$-182,0007,119
Total noninterest expense$12,706,0001,159
Salaries and employee benefits$6,292,0001,185
Premises and equipment expense$2,661,000712
Additional noninterest expense$3,753,0001,377
Pre-tax net operating income$-488,0006,597
Securities gains (losses)$353,000822
Applicable income taxes$33,0003,826
Income before extraordinary items$-168,0006,480
Extraordinary gains, net$021
Net income$-168,0006,483
Minority interest net income$087
Net income of bank and minority interests.$-168,0006,483
Net charge-offs$2,315,0001,104
Cash dividends$327,0002,250
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-521,0006,653
2011-06-30 (YTD Data)Rank
Total interest income$8,771,0001,652
Total interest expense$1,601,0001,983
Net interest income$7,170,0001,566
Provision for loan and lease losses$1,420,0001,184
Total noninterest income$2,619,0001,009
Gross Fiduciary activities income$954,000279
Service charges on deposit accounts$1,726,000446
Trading account gains and fees$0153
Additional Noninterest Income$-61,0007,147
Total noninterest expense$8,503,0001,175
Salaries and employee benefits$4,234,0001,184
Premises and equipment expense$1,775,000716
Additional noninterest expense$2,494,0001,408
Pre-tax net operating income$-134,0006,477
Securities gains (losses)$231,000663
Applicable income taxes$20,0003,829
Income before extraordinary items$77,0005,841
Extraordinary gains, net$015
Net income$77,0005,840
Minority interest net income$089
Net income of bank and minority interests.$77,0005,841
Net charge-offs$2,167,000869
Cash dividends$164,0002,442
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-105,4906,475
2011-03-31 (YTD Data)Rank
Total interest income$4,414,0001,653
Total interest expense$836,0001,977
Net interest income$3,578,0001,556
Provision for loan and lease losses$335,0001,815
Total noninterest income$1,391,000968
Gross Fiduciary activities income$496,000274
Service charges on deposit accounts$810,000462
Trading account gains and fees$0158
Additional Noninterest Income$85,0003,808
Total noninterest expense$4,344,0001,160
Salaries and employee benefits$2,186,0001,160
Premises and equipment expense$924,000707
Additional noninterest expense$1,234,0001,420
Pre-tax net operating income$290,0003,593
Securities gains (losses)$01,772
Applicable income taxes$44,0002,925
Income before extraordinary items$246,0003,619
Extraordinary gains, net$09
Net income$246,0003,617
Minority interest net income$086
Net income of bank and minority interests.$246,0003,617
Net charge-offs$419,0001,484
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$246,0003,556
2010-12-31 (YTD Data)Rank
Total interest income$19,583,0001,573
Total interest expense$5,282,0001,572
Net interest income$14,301,0001,565
Provision for loan and lease losses$1,900,0002,139
Total noninterest income$6,869,000843
Gross Fiduciary activities income$2,150,000246
Service charges on deposit accounts$3,523,000438
Trading account gains and fees$0175
Additional Noninterest Income$1,196,0001,956
Total noninterest expense$18,336,0001,090
Salaries and employee benefits$8,170,0001,205
Premises and equipment expense$3,869,000665
Additional noninterest expense$6,297,0001,176
Pre-tax net operating income$934,0003,493
Securities gains (losses)$253,0001,408
Applicable income taxes$149,0002,935
Income before extraordinary items$1,038,0003,150
Extraordinary gains, net$029
Net income$1,038,0003,147
Minority interest net income$0111
Net income of bank and minority interests.$1,038,0003,150
Net charge-offs$1,484,0002,192
Cash dividends$357,0002,753
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$817,8903,456
2010-09-30 (YTD Data)Rank
Total interest income$14,929,0001,579
Total interest expense$4,236,0001,528
Net interest income$10,693,0001,582
Provision for loan and lease losses$1,355,0002,118
Total noninterest income$5,108,000829
Gross Fiduciary activities income$1,580,000247
Service charges on deposit accounts$2,664,000429
Trading account gains and fees$0165
Additional Noninterest Income$864,0001,981
Total noninterest expense$13,997,0001,050
Salaries and employee benefits$5,989,0001,231
Premises and equipment expense$2,930,000657
Additional noninterest expense$5,078,0001,053
Pre-tax net operating income$449,0004,362
Securities gains (losses)$253,0001,198
Applicable income taxes$04,726
Income before extraordinary items$702,0003,506
Extraordinary gains, net$023
Net income$702,0003,504
Minority interest net income$0110
Net income of bank and minority interests.$702,0003,506
Net charge-offs$1,155,0002,031
Cash dividends$357,0002,169
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$449,0004,142
2010-06-30 (YTD Data)Rank
Total interest income$9,977,0001,589
Total interest expense$2,865,0001,575
Net interest income$7,112,0001,588
Provision for loan and lease losses$575,0002,656
Total noninterest income$3,420,000806
Gross Fiduciary activities income$1,079,000247
Service charges on deposit accounts$1,755,000436
Trading account gains and fees$0152
Additional Noninterest Income$586,0001,890
Total noninterest expense$9,381,0001,045
Salaries and employee benefits$3,937,0001,247
Premises and equipment expense$1,945,000669
Additional noninterest expense$3,499,0001,015
Pre-tax net operating income$576,0003,376
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$576,0003,139
Extraordinary gains, net$019
Net income$576,0003,134
Minority interest net income$0105
Net income of bank and minority interests.$576,0003,137
Net charge-offs$453,0002,558
Cash dividends$357,0001,720
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$576,0003,035
2010-03-31 (YTD Data)Rank
Total interest income$4,979,0001,621
Total interest expense$1,426,0001,657
Net interest income$3,553,0001,615
Provision for loan and lease losses$200,0002,974
Total noninterest income$1,727,000798
Gross Fiduciary activities income$560,000237
Service charges on deposit accounts$848,000443
Trading account gains and fees$0175
Additional Noninterest Income$319,0001,767
Total noninterest expense$4,857,0001,023
Salaries and employee benefits$2,265,0001,096
Premises and equipment expense$998,000674
Additional noninterest expense$1,594,0001,101
Pre-tax net operating income$223,0003,871
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$223,0003,685
Extraordinary gains, net$016
Net income$223,0003,682
Minority interest net income$091
Net income of bank and minority interests.$223,0003,684
Net charge-offs$97,0003,131
Cash dividends$164,0001,542
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$223,0003,556
2009-12-31 (YTD Data)Rank
Total interest income$21,495,0001,596
Total interest expense$7,185,0001,647
Net interest income$14,310,0001,566
Provision for loan and lease losses$14,007,000649
Total noninterest income$6,223,000921
Gross Fiduciary activities income$1,814,000267
Service charges on deposit accounts$3,736,000441
Trading account gains and fees$0211
Additional Noninterest Income$673,0002,726
Total noninterest expense$21,434,000978
Salaries and employee benefits$9,430,0001,044
Premises and equipment expense$3,712,000722
Additional noninterest expense$8,292,000950
Pre-tax net operating income$-14,908,0007,629
Securities gains (losses)$710,000673
Applicable income taxes$-1,081,0007,304
Income before extraordinary items$-13,117,0007,633
Extraordinary gains, net$034
Net income$-13,117,0007,631
Minority interest net income$0115
Net income of bank and minority interests.$-13,117,0007,632
Net charge-offs$13,245,000542
Cash dividends$616,0002,278
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-13,770,2007,647
2009-09-30 (YTD Data)Rank
Total interest income$16,165,0001,615
Total interest expense$5,553,0001,671
Net interest income$10,612,0001,578
Provision for loan and lease losses$11,735,000548
Total noninterest income$4,729,000919
Gross Fiduciary activities income$1,309,000270
Service charges on deposit accounts$2,819,000441
Trading account gains and fees$0212
Additional Noninterest Income$601,0002,521
Total noninterest expense$15,361,0001,004
Salaries and employee benefits$7,047,0001,057
Premises and equipment expense$2,826,000723
Additional noninterest expense$5,488,0001,028
Pre-tax net operating income$-11,755,0007,782
Securities gains (losses)$710,000527
Applicable income taxes$-933,0007,539
Income before extraordinary items$-10,112,0007,783
Extraordinary gains, net$027
Net income$-10,112,0007,781
Minority interest net income$0118
Net income of bank and minority interests.$-10,112,0007,782
Net charge-offs$9,408,000527
Cash dividends$453,0002,112
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-10,765,2007,799
2009-06-30 (YTD Data)Rank
Total interest income$10,605,0001,668
Total interest expense$3,767,0001,720
Net interest income$6,838,0001,654
Provision for loan and lease losses$8,807,000492
Total noninterest income$3,206,000911
Gross Fiduciary activities income$887,000270
Service charges on deposit accounts$1,843,000452
Trading account gains and fees$0193
Additional Noninterest Income$476,0002,286
Total noninterest expense$12,304,000866
Salaries and employee benefits$4,659,0001,083
Premises and equipment expense$1,911,000733
Additional noninterest expense$5,734,000675
Pre-tax net operating income$-11,067,0007,936
Securities gains (losses)$305,000756
Applicable income taxes$-933,0007,736
Income before extraordinary items$-9,829,0007,946
Extraordinary gains, net$021
Net income$-9,829,0007,945
Minority interest net income$0112
Net income of bank and minority interests.$-9,829,0007,945
Net charge-offs$5,664,000542
Cash dividends$289,0002,275
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-10,106,5507,956
2009-03-31 (YTD Data)Rank
Total interest income$5,175,0001,732
Total interest expense$1,932,0001,751
Net interest income$3,243,0001,708
Provision for loan and lease losses$2,270,000687
Total noninterest income$1,559,000911
Gross Fiduciary activities income$449,000270
Service charges on deposit accounts$889,000458
Trading account gains and fees$0171
Additional Noninterest Income$221,0002,378
Total noninterest expense$4,980,0001,013
Salaries and employee benefits$2,493,0001,014
Premises and equipment expense$970,000736
Additional noninterest expense$1,517,0001,106
Pre-tax net operating income$-2,448,0007,889
Securities gains (losses)$62,0001,207
Applicable income taxes$-715,0007,937
Income before extraordinary items$-1,671,0007,856
Extraordinary gains, net$015
Net income$-1,671,0007,857
Minority interest net income$0102
Net income of bank and minority interests.$-1,671,0007,857
Net charge-offs$727,0001,132
Cash dividends$164,0001,862
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-1,714,4007,858
2008-12-31 (YTD Data)Rank
Total interest income$25,502,0001,525
Total interest expense$10,390,0001,560
Net interest income$15,112,0001,483
Provision for loan and lease losses$6,635,000818
Total noninterest income$6,603,000842
Gross Fiduciary activities income$1,887,000275
Service charges on deposit accounts$3,620,000478
Trading account gains and fees$0154
Additional Noninterest Income$1,096,0002,002
Total noninterest expense$19,906,0001,001
Salaries and employee benefits$9,955,0001,002
Premises and equipment expense$3,970,000693
Additional noninterest expense$5,981,0001,081
Pre-tax net operating income$-4,826,0007,789
Securities gains (losses)$03,220
Applicable income taxes$-2,293,0007,955
Income before extraordinary items$-2,533,0007,514
Extraordinary gains, net$039
Net income$-2,533,0007,511
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,929,000702
Cash dividends$1,230,0001,999
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-2,533,0007,597
2008-09-30 (YTD Data)Rank
Total interest income$19,828,0001,508
Total interest expense$8,256,0001,534
Net interest income$11,572,0001,468
Provision for loan and lease losses$1,660,0001,338
Total noninterest income$4,914,000888
Gross Fiduciary activities income$1,386,000287
Service charges on deposit accounts$2,703,000487
Trading account gains and fees$0148
Additional Noninterest Income$825,0002,078
Total noninterest expense$14,441,0001,024
Salaries and employee benefits$7,468,0001,027
Premises and equipment expense$2,997,000693
Additional noninterest expense$3,976,0001,157
Pre-tax net operating income$385,0005,324
Securities gains (losses)$03,106
Applicable income taxes$105,0003,561
Income before extraordinary items$280,0005,308
Extraordinary gains, net$031
Net income$280,0005,306
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,347,000746
Cash dividends$966,0001,877
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$280,0005,476
2008-06-30 (YTD Data)Rank
Total interest income$13,706,0001,471
Total interest expense$5,813,0001,514
Net interest income$7,893,0001,418
Provision for loan and lease losses$515,0001,878
Total noninterest income$3,229,000908
Gross Fiduciary activities income$949,000289
Service charges on deposit accounts$1,754,000483
Trading account gains and fees$0149
Additional Noninterest Income$526,0002,165
Total noninterest expense$9,883,000997
Salaries and employee benefits$5,136,0001,011
Premises and equipment expense$2,004,000692
Additional noninterest expense$2,743,0001,096
Pre-tax net operating income$724,0003,639
Securities gains (losses)$03,233
Applicable income taxes$192,0002,738
Income before extraordinary items$532,0003,894
Extraordinary gains, net$021
Net income$532,0003,894
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,078,000547
Cash dividends$332,0002,820
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$532,0003,835
2008-03-31 (YTD Data)Rank
Total interest income$7,113,0001,448
Total interest expense$3,125,0001,506
Net interest income$3,988,0001,396
Provision for loan and lease losses$90,0002,858
Total noninterest income$1,564,000942
Gross Fiduciary activities income$457,000297
Service charges on deposit accounts$833,000497
Trading account gains and fees$0158
Additional Noninterest Income$274,0002,074
Total noninterest expense$5,006,000969
Salaries and employee benefits$2,603,0001,008
Premises and equipment expense$1,005,000697
Additional noninterest expense$1,398,0001,029
Pre-tax net operating income$456,0003,249
Securities gains (losses)$02,688
Applicable income taxes$119,0002,603
Income before extraordinary items$337,0003,560
Extraordinary gains, net$015
Net income$337,0003,563
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0001,764
Cash dividends$166,0002,503
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$337,0003,464
2007-12-31 (YTD Data)Rank
Total interest income$30,877,0001,389
Total interest expense$13,559,0001,476
Net interest income$17,318,0001,291
Provision for loan and lease losses$2,735,000668
Total noninterest income$6,255,000913
Gross Fiduciary activities income$1,728,000306
Service charges on deposit accounts$3,554,000483
Trading account gains and fees$0178
Additional Noninterest Income$973,0002,259
Total noninterest expense$18,681,0001,001
Salaries and employee benefits$10,003,0001,001
Premises and equipment expense$3,787,000704
Additional noninterest expense$4,891,0001,164
Pre-tax net operating income$2,157,0003,162
Securities gains (losses)$-6,0007,432
Applicable income taxes$346,0003,196
Income before extraordinary items$1,805,0003,039
Extraordinary gains, net$039
Net income$1,805,0003,038
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$789,0001,222
Cash dividends$1,100,0002,478
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,810,0403,036
2007-09-30 (YTD Data)Rank
Total interest income$23,282,0001,382
Total interest expense$10,084,0001,494
Net interest income$13,198,0001,273
Provision for loan and lease losses$825,0001,058
Total noninterest income$4,569,000931
Gross Fiduciary activities income$1,193,000313
Service charges on deposit accounts$2,653,000481
Trading account gains and fees$0184
Additional Noninterest Income$723,0002,271
Total noninterest expense$14,030,000991
Salaries and employee benefits$7,587,000985
Premises and equipment expense$2,833,000702
Additional noninterest expense$3,610,0001,147
Pre-tax net operating income$2,912,0002,160
Securities gains (losses)$-6,0007,659
Applicable income taxes$789,0001,923
Income before extraordinary items$2,117,0002,277
Extraordinary gains, net$033
Net income$2,117,0002,276
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$468,0001,139
Cash dividends$1,050,0001,924
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,121,3802,253
2007-06-30 (YTD Data)Rank
Total interest income$15,383,0001,412
Total interest expense$6,564,0001,528
Net interest income$8,819,0001,293
Provision for loan and lease losses$525,000992
Total noninterest income$2,963,000973
Gross Fiduciary activities income$796,000317
Service charges on deposit accounts$1,738,000499
Trading account gains and fees$0168
Additional Noninterest Income$429,0002,476
Total noninterest expense$9,246,0001,020
Salaries and employee benefits$4,982,0001,016
Premises and equipment expense$1,880,000727
Additional noninterest expense$2,384,0001,172
Pre-tax net operating income$2,011,0002,153
Securities gains (losses)$01,444
Applicable income taxes$538,0001,962
Income before extraordinary items$1,473,0002,237
Extraordinary gains, net$029
Net income$1,473,0002,236
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$371,000877
Cash dividends$684,0002,012
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,473,0002,221
2007-03-31 (YTD Data)Rank
Total interest income$7,638,0001,407
Total interest expense$3,263,0001,519
Net interest income$4,375,0001,305
Provision for loan and lease losses$175,0001,288
Total noninterest income$1,482,000960
Gross Fiduciary activities income$397,000323
Service charges on deposit accounts$855,000492
Trading account gains and fees$0195
Additional Noninterest Income$230,0002,347
Total noninterest expense$4,613,0001,021
Salaries and employee benefits$2,513,0001,013
Premises and equipment expense$927,000739
Additional noninterest expense$1,173,0001,163
Pre-tax net operating income$1,069,0002,048
Securities gains (losses)$01,187
Applicable income taxes$290,0001,892
Income before extraordinary items$779,0002,110
Extraordinary gains, net$022
Net income$779,0002,110
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$146,000914
Cash dividends$417,0001,620
Sale, conversion, retirement of capital stock, net$0885
Net operating income$779,0002,099
2006-12-31 (YTD Data)Rank
Total interest income$30,126,0001,308
Total interest expense$11,751,0001,432
Net interest income$18,375,0001,232
Provision for loan and lease losses$875,0001,178
Total noninterest income$6,413,000889
Gross Fiduciary activities income$1,579,000314
Service charges on deposit accounts$3,482,000492
Trading account gains and fees$0130
Additional Noninterest Income$1,352,0001,796
Total noninterest expense$18,805,000944
Salaries and employee benefits$9,802,000981
Premises and equipment expense$3,769,000685
Additional noninterest expense$5,234,0001,017
Pre-tax net operating income$5,108,0001,840
Securities gains (losses)$01,687
Applicable income taxes$1,567,0001,590
Income before extraordinary items$3,541,0001,999
Extraordinary gains, net$051
Net income$3,541,0002,000
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$783,000846
Cash dividends$904,0002,727
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,541,0001,986
2006-09-30 (YTD Data)Rank
Total interest income$22,074,0001,337
Total interest expense$8,457,0001,445
Net interest income$13,617,0001,267
Provision for loan and lease losses$725,0001,017
Total noninterest income$4,906,000892
Gross Fiduciary activities income$1,182,000314
Service charges on deposit accounts$2,572,000498
Trading account gains and fees$0126
Additional Noninterest Income$1,152,0001,640
Total noninterest expense$14,088,000956
Salaries and employee benefits$7,466,000980
Premises and equipment expense$2,803,000703
Additional noninterest expense$3,819,0001,060
Pre-tax net operating income$3,710,0001,966
Securities gains (losses)$01,388
Applicable income taxes$1,051,0001,820
Income before extraordinary items$2,659,0002,037
Extraordinary gains, net$045
Net income$2,659,0002,039
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$711,000601
Cash dividends$553,0002,784
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,659,0002,034
2006-06-30 (YTD Data)Rank
Total interest income$14,108,0001,370
Total interest expense$5,282,0001,473
Net interest income$8,826,0001,303
Provision for loan and lease losses$290,0001,568
Total noninterest income$3,323,000874
Gross Fiduciary activities income$828,000311
Service charges on deposit accounts$1,683,000502
Trading account gains and fees$0126
Additional Noninterest Income$812,0001,574
Total noninterest expense$9,247,000973
Salaries and employee benefits$4,793,0001,022
Premises and equipment expense$1,843,000720
Additional noninterest expense$2,611,0001,029
Pre-tax net operating income$2,612,0001,883
Securities gains (losses)$01,185
Applicable income taxes$741,0001,777
Income before extraordinary items$1,871,0001,947
Extraordinary gains, net$039
Net income$1,871,0001,949
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$257,000927
Cash dividends$385,0002,775
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,871,0001,931
2006-03-31 (YTD Data)Rank
Total interest income$6,730,0001,402
Total interest expense$2,496,0001,470
Net interest income$4,234,0001,357
Provision for loan and lease losses$190,0001,193
Total noninterest income$1,731,000836
Gross Fiduciary activities income$339,000343
Service charges on deposit accounts$820,000501
Trading account gains and fees$0115
Additional Noninterest Income$572,0001,212
Total noninterest expense$4,635,000966
Salaries and employee benefits$2,376,0001,033
Premises and equipment expense$911,000715
Additional noninterest expense$1,348,000990
Pre-tax net operating income$1,140,0002,062
Securities gains (losses)$0955
Applicable income taxes$317,0001,946
Income before extraordinary items$823,0002,130
Extraordinary gains, net$021
Net income$823,0002,130
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$189,000642
Cash dividends$168,0002,610
Sale, conversion, retirement of capital stock, net$0648
Net operating income$823,0002,116
2005-12-31 (YTD Data)Rank
Total interest income$25,917,0001,286
Total interest expense$8,161,0001,386
Net interest income$17,756,0001,224
Provision for loan and lease losses$1,035,0001,016
Total noninterest income$5,539,0001,011
Gross Fiduciary activities income$1,293,000350
Service charges on deposit accounts$3,470,000496
Trading account gains and fees$0138
Additional Noninterest Income$776,0002,597
Total noninterest expense$18,314,000925
Salaries and employee benefits$9,008,0001,029
Premises and equipment expense$3,851,000637
Additional noninterest expense$5,455,000953
Pre-tax net operating income$3,946,0002,253
Securities gains (losses)$7,0001,594
Applicable income taxes$677,0002,869
Income before extraordinary items$3,276,0002,090
Extraordinary gains, net$046
Net income$3,276,0002,090
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,846,000429
Cash dividends$840,0002,763
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,270,1902,065
2005-09-30 (YTD Data)Rank
Total interest income$18,794,0001,296
Total interest expense$5,885,0001,366
Net interest income$12,909,0001,250
Provision for loan and lease losses$820,000922
Total noninterest income$4,155,0001,013
Gross Fiduciary activities income$973,000342
Service charges on deposit accounts$2,598,000494
Trading account gains and fees$0126
Additional Noninterest Income$584,0002,593
Total noninterest expense$13,507,000935
Salaries and employee benefits$6,749,0001,012
Premises and equipment expense$2,892,000629
Additional noninterest expense$3,866,000994
Pre-tax net operating income$2,737,0002,397
Securities gains (losses)$7,0001,597
Applicable income taxes$351,0003,527
Income before extraordinary items$2,393,0002,149
Extraordinary gains, net$035
Net income$2,393,0002,148
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$553,000774
Cash dividends$525,0002,716
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,386,9102,118
2005-06-30 (YTD Data)Rank
Total interest income$12,239,0001,288
Total interest expense$3,832,0001,315
Net interest income$8,407,0001,272
Provision for loan and lease losses$795,000642
Total noninterest income$2,822,000975
Gross Fiduciary activities income$669,000335
Service charges on deposit accounts$1,754,000473
Trading account gains and fees$0116
Additional Noninterest Income$399,0002,544
Total noninterest expense$9,009,000930
Salaries and employee benefits$4,447,0001,015
Premises and equipment expense$1,943,000617
Additional noninterest expense$2,619,000969
Pre-tax net operating income$1,425,0002,871
Securities gains (losses)$7,0001,472
Applicable income taxes$-15,0008,644
Income before extraordinary items$1,447,0002,292
Extraordinary gains, net$030
Net income$1,447,0002,290
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$387,000738
Cash dividends$420,0002,456
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,440,0002,264
2005-03-31 (YTD Data)Rank
Total interest income$5,965,0001,286
Total interest expense$1,825,0001,307
Net interest income$4,140,0001,286
Provision for loan and lease losses$265,000877
Total noninterest income$1,367,000986
Gross Fiduciary activities income$317,000341
Service charges on deposit accounts$859,000460
Trading account gains and fees$0115
Additional Noninterest Income$191,0002,555
Total noninterest expense$4,396,000950
Salaries and employee benefits$2,163,0001,042
Premises and equipment expense$984,000605
Additional noninterest expense$1,249,000995
Pre-tax net operating income$846,0002,459
Securities gains (losses)$6,0001,143
Applicable income taxes$172,0002,849
Income before extraordinary items$680,0002,381
Extraordinary gains, net$024
Net income$680,0002,382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,000977
Cash dividends$206,0002,154
Sale, conversion, retirement of capital stock, net$0491
Net operating income$675,2002,355
2004-12-31 (YTD Data)Rank
Total interest income$22,367,0001,261
Total interest expense$6,337,0001,301
Net interest income$16,030,0001,260
Provision for loan and lease losses$2,313,000477
Total noninterest income$4,821,0001,115
Gross Fiduciary activities income$1,175,000346
Service charges on deposit accounts$3,034,000568
Trading account gains and fees$0138
Additional Noninterest Income$612,0002,957
Total noninterest expense$17,062,000952
Salaries and employee benefits$8,505,0001,014
Premises and equipment expense$3,686,000636
Additional noninterest expense$4,871,0001,030
Pre-tax net operating income$1,476,0004,282
Securities gains (losses)$39,0001,925
Applicable income taxes$8,0006,812
Income before extraordinary items$1,507,0003,627
Extraordinary gains, net$034
Net income$1,507,0003,628
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,562,000555
Cash dividends$710,0002,937
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,468,3903,628
2004-09-30 (YTD Data)Rank
Total interest income$16,791,0001,241
Total interest expense$4,668,0001,292
Net interest income$12,123,0001,233
Provision for loan and lease losses$1,655,000479
Total noninterest income$3,764,0001,082
Gross Fiduciary activities income$886,000354
Service charges on deposit accounts$2,260,000575
Trading account gains and fees$0134
Additional Noninterest Income$618,0002,458
Total noninterest expense$12,529,000972
Salaries and employee benefits$6,441,000998
Premises and equipment expense$2,604,000670
Additional noninterest expense$3,484,0001,058
Pre-tax net operating income$1,703,0003,288
Securities gains (losses)$17,0002,413
Applicable income taxes$219,0004,308
Income before extraordinary items$1,501,0002,954
Extraordinary gains, net$026
Net income$1,501,0002,955
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,212,000497
Cash dividends$402,0003,004
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,486,2102,893
2004-06-30 (YTD Data)Rank
Total interest income$11,141,0001,235
Total interest expense$3,061,0001,295
Net interest income$8,080,0001,223
Provision for loan and lease losses$1,465,000395
Total noninterest income$2,389,0001,125
Gross Fiduciary activities income$621,000341
Service charges on deposit accounts$1,400,000622
Trading account gains and fees$0130
Additional Noninterest Income$368,0002,650
Total noninterest expense$8,245,000983
Salaries and employee benefits$4,273,0001,005
Premises and equipment expense$1,701,000686
Additional noninterest expense$2,271,0001,081
Pre-tax net operating income$759,0004,246
Securities gains (losses)$17,0002,130
Applicable income taxes$07,214
Income before extraordinary items$776,0003,605
Extraordinary gains, net$021
Net income$776,0003,605
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,122,000390
Cash dividends$272,0003,041
Sale, conversion, retirement of capital stock, net$0638
Net operating income$759,0003,566
2004-03-31 (YTD Data)Rank
Total interest income$5,575,0001,241
Total interest expense$1,535,0001,300
Net interest income$4,040,0001,230
Provision for loan and lease losses$300,000782
Total noninterest income$1,121,0001,150
Gross Fiduciary activities income$316,000339
Service charges on deposit accounts$678,000632
Trading account gains and fees$0121
Additional Noninterest Income$127,0003,230
Total noninterest expense$3,810,0001,066
Salaries and employee benefits$2,122,0001,014
Premises and equipment expense$693,000830
Additional noninterest expense$995,0001,213
Pre-tax net operating income$1,051,0001,924
Securities gains (losses)$02,934
Applicable income taxes$241,0002,253
Income before extraordinary items$810,0001,935
Extraordinary gains, net$016
Net income$810,0001,935
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$386,000511
Cash dividends$116,0002,743
Sale, conversion, retirement of capital stock, net$0464
Net operating income$810,0001,849
2003-12-31 (YTD Data)Rank
Total interest income$23,303,0001,225
Total interest expense$7,373,0001,206
Net interest income$15,930,0001,212
Provision for loan and lease losses$2,381,000573
Total noninterest income$4,570,0001,209
Gross Fiduciary activities income$1,083,000365
Service charges on deposit accounts$2,821,000604
Trading account gains and fees$0160
Additional Noninterest Income$666,0003,064
Total noninterest expense$15,440,0001,053
Salaries and employee benefits$8,486,0001,004
Premises and equipment expense$2,601,000859
Additional noninterest expense$4,353,0001,159
Pre-tax net operating income$2,679,0002,742
Securities gains (losses)$04,500
Applicable income taxes$485,0003,426
Income before extraordinary items$2,194,0002,669
Extraordinary gains, net$054
Net income$2,194,0002,672
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,314,000741
Cash dividends$757,0002,802
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,194,0002,539
2003-09-30 (YTD Data)Rank
Total interest income$17,700,0001,239
Total interest expense$5,707,0001,222
Net interest income$11,993,0001,214
Provision for loan and lease losses$1,496,000655
Total noninterest income$3,393,0001,255
Gross Fiduciary activities income$810,000376
Service charges on deposit accounts$2,108,000617
Trading account gains and fees$0153
Additional Noninterest Income$475,0003,219
Total noninterest expense$11,541,0001,057
Salaries and employee benefits$6,314,0001,027
Premises and equipment expense$1,934,000885
Additional noninterest expense$3,293,0001,150
Pre-tax net operating income$2,349,0002,508
Securities gains (losses)$04,204
Applicable income taxes$490,0003,066
Income before extraordinary items$1,859,0002,483
Extraordinary gains, net$040
Net income$1,859,0002,482
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,095,000650
Cash dividends$569,0002,498
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,859,0002,356
2003-06-30 (YTD Data)Rank
Total interest income$11,955,0001,234
Total interest expense$3,892,0001,231
Net interest income$8,063,0001,207
Provision for loan and lease losses$1,311,000533
Total noninterest income$2,210,0001,269
Gross Fiduciary activities income$539,000380
Service charges on deposit accounts$1,369,000625
Trading account gains and fees$0150
Additional Noninterest Income$302,0003,277
Total noninterest expense$7,732,0001,050
Salaries and employee benefits$4,214,0001,026
Premises and equipment expense$1,273,000899
Additional noninterest expense$2,245,0001,126
Pre-tax net operating income$1,230,0003,028
Securities gains (losses)$03,782
Applicable income taxes$214,0003,830
Income before extraordinary items$1,016,0002,939
Extraordinary gains, net$030
Net income$1,016,0002,938
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$667,000694
Cash dividends$323,0002,774
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,016,0002,788
2003-03-31 (YTD Data)Rank
Total interest income$6,003,0001,232
Total interest expense$1,991,0001,228
Net interest income$4,012,0001,223
Provision for loan and lease losses$285,0001,003
Total noninterest income$1,115,0001,239
Gross Fiduciary activities income$287,000376
Service charges on deposit accounts$649,000636
Trading account gains and fees$0134
Additional Noninterest Income$179,0002,909
Total noninterest expense$3,679,0001,085
Salaries and employee benefits$2,055,0001,036
Premises and equipment expense$637,000905
Additional noninterest expense$987,0001,243
Pre-tax net operating income$1,163,0001,800
Securities gains (losses)$02,891
Applicable income taxes$308,0002,010
Income before extraordinary items$855,0001,848
Extraordinary gains, net$021
Net income$855,0001,847
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$399,000583
Cash dividends$106,0002,834
Sale, conversion, retirement of capital stock, net$0419
Net operating income$855,0001,734
2002-12-31 (YTD Data)Rank
Total interest income$24,909,0001,235
Total interest expense$9,206,0001,220
Net interest income$15,703,0001,227
Provision for loan and lease losses$1,350,0001,023
Total noninterest income$4,224,0001,198
Gross Fiduciary activities income$1,063,000397
Service charges on deposit accounts$2,553,000643
Trading account gains and fees$0153
Additional Noninterest Income$608,0002,943
Total noninterest expense$14,692,0001,055
Salaries and employee benefits$8,310,000974
Premises and equipment expense$2,393,000909
Additional noninterest expense$3,989,0001,212
Pre-tax net operating income$3,885,0002,031
Securities gains (losses)$80,0001,959
Applicable income taxes$1,047,0002,139
Income before extraordinary items$2,918,0002,057
Extraordinary gains, net$070
Net income$2,918,0002,056
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,173,000831
Cash dividends$446,0003,653
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,858,8002,021
2001-12-31 (YTD Data)Rank
Total interest income$28,911,0001,183
Total interest expense$14,048,0001,143
Net interest income$14,863,0001,189
Provision for loan and lease losses$695,0001,679
Total noninterest income$3,513,0001,305
Gross Fiduciary activities income$949,000433
Service charges on deposit accounts$1,904,000767
Trading account gains and fees$0177
Additional Noninterest Income$660,0002,665
Total noninterest expense$12,603,0001,166
Salaries and employee benefits$7,085,0001,046
Premises and equipment expense$1,977,0001,077
Additional noninterest expense$3,541,0001,318
Pre-tax net operating income$5,078,0001,412
Securities gains (losses)$04,612
Applicable income taxes$1,567,0001,442
Income before extraordinary items$3,511,0001,525
Extraordinary gains, net$0105
Net income$3,511,0001,529
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$822,0001,084
Cash dividends$2,228,0001,217
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,511,0001,465
2000-12-31 (YTD Data)Rank
Total interest income$28,690,0001,232
Total interest expense$14,269,0001,210
Net interest income$14,421,0001,217
Provision for loan and lease losses$1,009,0001,050
Total noninterest income$3,103,0001,317
Gross Fiduciary activities income$811,000466
Service charges on deposit accounts$1,713,000795
Trading account gains and fees$0180
Additional Noninterest Income$579,0002,683
Total noninterest expense$11,887,0001,173
Salaries and employee benefits$6,837,0001,026
Premises and equipment expense$1,755,0001,143
Additional noninterest expense$3,295,0001,364
Pre-tax net operating income$4,628,0001,593
Securities gains (losses)$01,956
Applicable income taxes$1,297,0001,701
Income before extraordinary items$3,331,0001,586
Extraordinary gains, net$038
Net income$3,331,0001,586
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$686,000987
Cash dividends$560,0003,345
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,331,0001,577
1999-12-31 (YTD Data)Rank
Total interest income$24,588,0001,321
Total interest expense$11,570,0001,308
Net interest income$13,018,0001,343
Provision for loan and lease losses$705,0001,312
Total noninterest income$2,845,0001,417
Gross Fiduciary activities income$814,000511
Service charges on deposit accounts$1,440,000917
Trading account gains and fees$0173
Additional Noninterest Income$591,0002,651
Total noninterest expense$11,118,0001,243
Salaries and employee benefits$6,408,0001,070
Premises and equipment expense$1,518,0001,339
Additional noninterest expense$3,192,0001,443
Pre-tax net operating income$4,040,0001,826
Securities gains (losses)$-4,0009,004
Applicable income taxes$1,255,0001,842
Income before extraordinary items$2,781,0001,907
Extraordinary gains, net$035
Net income$2,781,0001,908
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$516,0001,194
Cash dividends$477,0003,629
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,783,7601,876
1998-12-31 (YTD Data)Rank
Total interest income$23,432,0001,377
Total interest expense$11,318,0001,363
Net interest income$12,114,0001,392
Provision for loan and lease losses$410,0002,021
Total noninterest income$2,361,0001,619
Gross Fiduciary activities income$702,000542
Service charges on deposit accounts$1,226,0001,008
Trading account gains and fees$0224
Additional Noninterest Income$433,0003,262
Total noninterest expense$9,687,0001,357
Salaries and employee benefits$5,607,0001,168
Premises and equipment expense$1,428,0001,369
Additional noninterest expense$2,652,0001,620
Pre-tax net operating income$4,378,0001,682
Securities gains (losses)$04,449
Applicable income taxes$1,334,0001,813
Income before extraordinary items$3,044,0001,720
Extraordinary gains, net$032
Net income$3,044,0001,720
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$735,000939
Cash dividends$500,0003,496
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,044,0001,649
1997-12-31 (YTD Data)Rank
Total interest income$21,135,0001,556
Total interest expense$10,028,0001,546
Net interest income$11,107,0001,549
Provision for loan and lease losses$765,0001,232
Total noninterest income$2,057,0001,727
Gross Fiduciary activities income$613,000592
Service charges on deposit accounts$1,076,0001,176
Trading account gains and fees$0239
Additional Noninterest Income$368,0003,471
Total noninterest expense$8,324,0001,582
Salaries and employee benefits$5,133,0001,282
Premises and equipment expense$1,275,0001,521
Additional noninterest expense$1,916,0002,184
Pre-tax net operating income$4,075,0001,858
Securities gains (losses)$-2,0009,246
Applicable income taxes$1,255,0001,993
Income before extraordinary items$2,818,0001,867
Extraordinary gains, net$044
Net income$2,818,0001,866
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$332,0001,835
Cash dividends$476,0003,603
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,819,3801,819
1996-12-31 (YTD Data)Rank
Total interest income$20,070,0001,672
Total interest expense$9,717,0001,636
Net interest income$10,353,0001,707
Provision for loan and lease losses$230,0003,114
Total noninterest income$1,912,0001,913
Gross Fiduciary activities income$594,000653
Service charges on deposit accounts$1,025,0001,305
Trading account gains and fees$0262
Additional Noninterest Income$293,0004,131
Total noninterest expense$8,057,0001,758
Salaries and employee benefits$4,821,0001,394
Premises and equipment expense$1,260,0001,618
Additional noninterest expense$1,976,0002,487
Pre-tax net operating income$3,978,0001,809
Securities gains (losses)$14,0002,256
Applicable income taxes$1,192,0002,003
Income before extraordinary items$2,800,0001,770
Extraordinary gains, net$053
Net income$2,800,0001,771
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$245,0002,372
Cash dividends$570,0003,157
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,790,2001,742
1995-12-31 (YTD Data)Rank
Total interest income$19,040,0001,781
Total interest expense$9,563,0001,662
Net interest income$9,477,0001,886
Provision for loan and lease losses$204,0002,963
Total noninterest income$1,899,0001,924
Gross Fiduciary activities income$619,000674
Service charges on deposit accounts$945,0001,446
Trading account gains and fees$0522
Additional Noninterest Income$335,0003,733
Total noninterest expense$8,183,0001,716
Salaries and employee benefits$4,625,0001,433
Premises and equipment expense$1,219,0001,653
Additional noninterest expense$2,339,0002,119
Pre-tax net operating income$2,989,0002,446
Securities gains (losses)$-58,00011,256
Applicable income taxes$764,0002,997
Income before extraordinary items$2,167,0002,332
Extraordinary gains, net$065
Net income$2,167,0002,330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$260,0002,127
Cash dividends$120,0006,469
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,209,9202,255
1994-12-31 (YTD Data)Rank
Total interest income$17,230,0001,787
Total interest expense$7,086,0001,783
Net interest income$10,144,0001,780
Provision for loan and lease losses$255,0002,547
Total noninterest income$1,758,0002,020
Gross Fiduciary activities income$510,000725
Service charges on deposit accounts$923,0001,469
Trading account gains and fees$0475
Additional Noninterest Income$325,0003,880
Total noninterest expense$8,066,0001,805
Salaries and employee benefits$4,397,0001,527
Premises and equipment expense$1,202,0001,718
Additional noninterest expense$2,467,0002,158
Pre-tax net operating income$3,581,0001,994
Securities gains (losses)$17,0001,895
Applicable income taxes$952,0002,344
Income before extraordinary items$2,646,0001,838
Extraordinary gains, net$0249
Net income$2,646,0001,837
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$263,0002,094
Cash dividends$1,881,0001,175
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,633,4201,856
1993-12-31 (YTD Data)Rank
Total interest income$17,248,0001,813
Total interest expense$7,351,0001,782
Net interest income$9,897,0001,817
Provision for loan and lease losses$225,0003,650
Total noninterest income$1,764,0002,149
Gross Fiduciary activities income$582,000713
Service charges on deposit accounts$885,0001,540
Trading account gains and fees$0532
Additional Noninterest Income$297,0004,494
Total noninterest expense$7,651,0001,936
Salaries and employee benefits$3,945,0001,711
Premises and equipment expense$1,100,0001,887
Additional noninterest expense$2,606,0002,142
Pre-tax net operating income$3,785,0001,819
Securities gains (losses)$16,0004,943
Applicable income taxes$1,038,0002,167
Income before extraordinary items$2,763,0001,808
Extraordinary gains, net$86,0001,716
Net income$2,849,0001,825
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$387,0002,109
Cash dividends$910,0001,916
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,751,3201,705
1992-12-31 (YTD Data)Rank
Total interest income$18,277,0001,949
Total interest expense$8,906,0001,903
Net interest income$9,371,0001,947
Provision for loan and lease losses$440,0003,268
Total noninterest income$1,675,0002,196
Gross Fiduciary activities income$550,000728
Service charges on deposit accounts$833,0001,638
Trading account gains and fees$0504
Additional Noninterest Income$292,0004,505
Total noninterest expense$7,570,0001,957
Salaries and employee benefits$3,726,0001,784
Premises and equipment expense$1,001,0002,091
Additional noninterest expense$2,843,0002,087
Pre-tax net operating income$3,036,0002,044
Securities gains (losses)$166,0002,275
Applicable income taxes$616,0003,359
Income before extraordinary items$2,586,0001,765
Extraordinary gains, net$01,422
Net income$2,586,0001,783
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$566,0002,265
Cash dividends$826,0001,846
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,451,5401,707

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.