Home > Blue Ridge Bank > Assets and Liabilities
Blue Ridge Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 59 | 3,205 |
| Assets and Liabilities | ||
| Total Assets: | $85,105,000 | 5,051 |
| Cash and due from depository institutions | $6,106,000 | 3,205 |
| Interest-bearing balances | $55,000 | 5,330 |
| Securities | $17,305,000 | 5,869 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $57,372,000 | 4,529 |
| Loan loss allowance | $563,000 | 5,435 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $906,000 | 6,333 |
| Other real estate owned | $52,000 | 3,205 |
| Goodwill and other intangibles | $2,380,000 | 849 |
| All other assets | $984,000 | 6,305 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,105,000 | 5,051 |
| Total liabilities | $73,863,000 | 5,197 |
| Total deposits | $67,243,000 | 5,359 |
| Interest-bearing deposits | $61,089,000 | 5,114 |
| Deposits held in domestic offices | $67,243,000 | 5,349 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,153,000 | 2,188 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $4,000,000 | 2,042 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $467,000 | 6,213 |
| Total equity capital | $11,242,000 | 3,903 |
| Total bank equity capital | $11,242,000 | 3,903 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $250,000 | 6,897 |
| Surplus | $11,175,000 | 1,455 |
| Undivided profits | $-183,000 | 10,970 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 10,351 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $384,000 | 5,841 |
| Earning assets | $74,732,000 | 5,245 |
| Long-term assets (5+ years) | $7,565,000 | 4,859 |
| Average Assets, year-to-date | $98,197,400 | 4,331 |
| Average Assets, quarterly | $92,789,000 | 4,671 |
| Volatile liabilities | $12,467,000 | 4,166 |
| Insider loans | $261,000 | 7,165 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $892,000 | 790 |
| Unused loan commitments | $2,748,000 | 6,666 |
| Tier 1 (core) risk-based capital | $8,846,000 | 4,706 |
| Tier 2 risk-based capital | $554,920 | 4,858 |
| Total risk weighted assets | $44,385,520 | 5,555 |
| Total unused commitments | $2,748,000 | 6,679 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 59 | 3,298 |
| Assets and Liabilities | ||
| Total Assets: | $80,957,000 | 5,309 |
| Cash and due from depository institutions | $2,907,000 | 3,298 |
| Interest-bearing balances | $87,000 | 5,491 |
| Securities | $17,881,000 | 6,009 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $55,813,000 | 4,566 |
| Loan loss allowance | $289,000 | 8,227 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $985,000 | 6,096 |
| Other real estate owned | $0 | 3,298 |
| Goodwill and other intangibles | $2,583,000 | 753 |
| All other assets | $788,000 | 7,364 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,957,000 | 5,309 |
| Total liabilities | $70,041,000 | 5,464 |
| Total deposits | $65,417,000 | 5,558 |
| Interest-bearing deposits | $60,228,000 | 5,275 |
| Deposits held in domestic offices | $65,417,000 | 5,548 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,366,000 | 1,618 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $258,000 | 8,864 |
| Total equity capital | $10,916,000 | 3,994 |
| Total bank equity capital | $10,916,000 | 3,994 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $250,000 | 7,258 |
| Surplus | $11,175,000 | 1,453 |
| Undivided profits | $-509,000 | 11,612 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $95,000 | 8,351 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $278,000 | 7,459 |
| Earning assets | $73,781,000 | 5,331 |
| Long-term assets (5+ years) | $9,086,000 | 4,289 |
| Average Assets, year-to-date | $97,150,000 | 4,362 |
| Average Assets, quarterly | $93,770,500 | 4,627 |
| Volatile liabilities | $8,949,000 | 4,904 |
| Insider loans | $246,000 | 7,560 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $1,709,000 | 654 |
| Unused loan commitments | $2,490,000 | 6,851 |
| Tier 1 (core) risk-based capital | $8,293,000 | 4,935 |
| Tier 2 risk-based capital | $289,000 | 7,474 |
| Total risk weighted assets | $42,307,400 | 5,717 |
| Total unused commitments | $2,490,000 | 6,865 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 67 | 3,011 |
| Assets and Liabilities | ||
| Total Assets: | $100,731,000 | 4,353 |
| Cash and due from depository institutions | $3,469,000 | 3,011 |
| Interest-bearing balances | $166,000 | 4,778 |
| Securities | $20,697,000 | 5,732 |
| Federal funds sold & reverse repurchase agreements | $11,075,000 | 858 |
| Net loans & leases | $59,998,000 | 4,202 |
| Loan loss allowance | $164,000 | 10,460 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,333,000 | 5,049 |
| Other real estate owned | $0 | 3,011 |
| Goodwill and other intangibles | $2,990,000 | 630 |
| All other assets | $1,169,000 | 6,035 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,731,000 | 4,353 |
| Total liabilities | $90,671,000 | 4,367 |
| Total deposits | $64,954,000 | 5,563 |
| Interest-bearing deposits | $60,987,000 | 5,133 |
| Deposits held in domestic offices | $64,954,000 | 5,556 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,455,000 | 790 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $262,000 | 7,899 |
| Total equity capital | $10,060,000 | 4,019 |
| Total bank equity capital | $10,060,000 | 4,019 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $250,000 | 7,667 |
| Surplus | $11,175,000 | 1,389 |
| Undivided profits | $-1,365,000 | 12,258 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $35,000 | 10,057 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $515,000 | 4,095 |
| Earning assets | $91,936,000 | 4,361 |
| Long-term assets (5+ years) | $14,378,000 | 3,250 |
| Average Assets, year-to-date | $85,410,000 | 4,908 |
| Average Assets, quarterly | $103,212,500 | 4,218 |
| Volatile liabilities | $29,833,000 | 1,834 |
| Insider loans | $118,000 | 9,181 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $22,431,000 | 110 |
| Unused loan commitments | $3,257,000 | 6,111 |
| Tier 1 (core) risk-based capital | $7,415,000 | 5,332 |
| Tier 2 risk-based capital | $164,000 | 9,851 |
| Total risk weighted assets | $65,423,500 | 3,920 |
| Total unused commitments | $3,257,000 | 6,121 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 54 | 3,838 |
| Assets and Liabilities | ||
| Total Assets: | $66,615,000 | 6,305 |
| Cash and due from depository institutions | $2,817,000 | 3,838 |
| Interest-bearing balances | $391,000 | 4,747 |
| Securities | $34,703,000 | 3,949 |
| Federal funds sold & reverse repurchase agreements | $12,295,000 | 1,079 |
| Net loans & leases | $12,621,000 | 10,635 |
| Loan loss allowance | $37,000 | 13,021 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $432,000 | 9,187 |
| Other real estate owned | $0 | 3,838 |
| Goodwill and other intangibles | $3,288,000 | 546 |
| All other assets | $459,000 | 9,702 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,615,000 | 6,305 |
| Total liabilities | $59,653,000 | 6,369 |
| Total deposits | $58,350,000 | 6,274 |
| Interest-bearing deposits | $56,615,000 | 5,723 |
| Deposits held in domestic offices | $58,350,000 | 6,266 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $833,000 | 2,911 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $470,000 | 5,604 |
| Total equity capital | $6,962,000 | 5,625 |
| Total bank equity capital | $6,962,000 | 5,625 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $250,000 | 8,072 |
| Surplus | $7,475,000 | 1,924 |
| Undivided profits | $-763,000 | 12,766 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $52,000 | 12,351 |
| Earning assets | $60,010,000 | 6,401 |
| Long-term assets (5+ years) | $4,708,000 | 6,594 |
| Average Assets, year-to-date | $24,383,200 | 10,884 |
| Average Assets, quarterly | $42,777,500 | 8,441 |
| Volatile liabilities | $4,806,000 | 6,671 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $454,000 | 10,693 |
| Tier 1 (core) risk-based capital | $3,674,000 | 8,734 |
| Tier 2 risk-based capital | $37,000 | 12,858 |
| Total risk weighted assets | $22,930,900 | 8,546 |
| Total unused commitments | $454,000 | 10,707 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 11 | 11,407 |
| Assets and Liabilities | ||
| Total Assets: | $8,797,000 | 13,620 |
| Cash and due from depository institutions | $206,000 | 11,407 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $3,511,000 | 12,349 |
| Federal funds sold & reverse repurchase agreements | $2,175,000 | 6,191 |
| Net loans & leases | $2,452,000 | 13,766 |
| Loan loss allowance | $8,000 | 13,819 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $333,000 | 10,223 |
| Other real estate owned | $0 | 11,407 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $120,000 | 13,563 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $8,797,000 | 13,620 |
| Total liabilities | $6,994,000 | 13,706 |
| Total deposits | $6,555,000 | 13,707 |
| Interest-bearing deposits | $6,231,000 | 13,558 |
| Deposits held in domestic offices | $6,555,000 | 13,707 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $420,000 | 3,107 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $19,000 | 13,859 |
| Total equity capital | $1,803,000 | 11,855 |
| Total bank equity capital | $1,803,000 | 11,855 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $250,000 | 8,487 |
| Surplus | $1,750,000 | 5,992 |
| Undivided profits | $-197,000 | 12,862 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $8,000 | 13,713 |
| Earning assets | $8,138,000 | 13,555 |
| Long-term assets (5+ years) | $625,000 | 10,812 |
| Average Assets, year-to-date | $7,490,500 | 13,732 |
| Average Assets, quarterly | $7,490,500 | 13,739 |
| Volatile liabilities | $1,442,000 | 10,930 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $216,000 | 11,625 |
| Tier 1 (core) risk-based capital | $1,803,000 | 11,817 |
| Tier 2 risk-based capital | $8,000 | 13,644 |
| Total risk weighted assets | $3,016,400 | 13,762 |
| Total unused commitments | $216,000 | 11,643 |
| Derivatives | $0 | 651 |