Home > Blue Ridge Bank > Loan Charge- Offs and Recoveries

Blue Ridge Bank, Loan Charge- Offs and Recoveries

1998-12-31 (YTD Data)Rank
Total charge-offs$214,0002,963
Loans secured by real estate, total$04,620
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,613
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$03,812
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$68,0002,862
Loans to individuals$146,0001,880
Credit card loan charge offs$15,0001,689
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$131,0001,741
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,225
Total recoveries$29,0004,544
Loans secured by real estate, total$03,922
To non-U.S. addresseesNANA
Real estate loans in domestic offices$03,917
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$03,049
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$06,193
Loans to individuals$29,0002,407
Credit card loan recoveries$2,0001,704
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$27,0002,289
Loans to foreign governments and official institutions$014
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,322
Net charge-offs$185,0002,571
Loans secured by real estate, total$03,834
To non-U.S. addresseesNANA
Real estate loans in domestic offices$03,828
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$03,290
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$01,241
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$68,0002,327
To non-U.S. addresseesNANA
Loans to individuals$117,0001,718
Credit card loan net charge offs$13,0001,618
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$104,0001,579
Loans to foreign governments and official institutions$010
Other loansNANA
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,029
1997-12-31 (YTD Data)Rank
Total charge-offs$259,0002,766
Loans secured by real estate, total$11,0003,608
To non-U.S. addresseesNANA
Real estate loans in domestic offices$11,0003,608
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$11,0002,803
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$32,0004,115
Loans to individuals$216,0001,502
Credit card loan charge offs$16,0001,786
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$200,0001,322
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,269
Total recoveries$90,0002,483
Loans secured by real estate, total$7,0002,691
To non-U.S. addresseesNANA
Real estate loans in domestic offices$7,0002,692
Construction and land development$3,000402
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$4,0002,185
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$16,0003,302
Loans to individuals$67,0001,327
Credit card loan recoveries$2,0001,717
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$65,0001,198
Loans to foreign governments and official institutions$027
Other loansNANA
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,495
Net charge-offs$169,0002,828
Loans secured by real estate, total$4,0003,556
To non-U.S. addresseesNANA
Real estate loans in domestic offices$4,0003,553
Construction and land development$-3,00010,608
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$7,0002,660
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$01,405
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$16,0003,971
To non-U.S. addresseesNANA
Loans to individuals$149,0001,556
Credit card loan net charge offs$14,0001,721
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$135,0001,385
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,019
1996-12-31 (YTD Data)Rank
Total charge-offs$195,0003,460
Loans secured by real estate, total$05,176
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,167
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$04,217
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$59,0003,321
Loans to individuals$136,0002,077
Credit card loan charge offs$6,0002,681
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$130,0001,847
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,488
Total recoveries$48,0003,914
Loans secured by real estate, total$04,712
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,705
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$03,594
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$19,0003,299
Loans to individuals$29,0002,552
Credit card loan recoveries$1,0002,132
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$28,0002,377
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,588
Net charge-offs$147,0003,215
Loans secured by real estate, total$04,193
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,185
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$03,584
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$01,551
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$40,0003,047
To non-U.S. addresseesNANA
Loans to individuals$107,0001,938
Credit card loan net charge offs$5,0002,611
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$102,0001,673
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,236
1995-12-31 (YTD Data)Rank
Total charge-offs$125,0004,360
Loans secured by real estate, total$54,0002,326
To non-U.S. addresseesNANA
Real estate loans in domestic offices$54,0002,324
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$54,0001,507
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$02,210
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$13,0005,507
Loans to individuals$58,0003,274
Credit card loan charge offs$9,0002,155
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$49,0003,204
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$35,0004,920
Loans secured by real estate, total$05,162
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,149
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$03,910
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,0007,039
Loans to individuals$34,0002,299
Credit card loan recoveries$3,0001,552
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$31,0002,247
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,639
Net charge-offs$90,0003,985
Loans secured by real estate, total$54,0001,888
To non-U.S. addresseesNANA
Real estate loans in domestic offices$54,0001,886
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$54,0001,294
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$01,798
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$12,0004,218
To non-U.S. addresseesNANA
Loans to individuals$24,0004,059
Credit card loan net charge offs$6,0002,255
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$18,0004,070
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,114
1994-12-31 (YTD Data)Rank
Total charge-offs$52,0006,726
Loans secured by real estate, total$8,0004,899
To non-U.S. addresseesNANA
Real estate loans in domestic offices$8,0004,899
Construction and land development$2,000948
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$6,0003,860
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$02,579
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$6,0006,615
Loans to individuals$38,0004,076
Credit card loan charge offs$9,0002,076
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$29,0004,226
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$89,0003,153
Loans secured by real estate, total$05,649
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,631
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$04,282
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$31,0003,168
Loans to individuals$58,0001,614
Credit card loan recoveries$3,0001,578
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$55,0001,530
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$-37,00011,710
Loans secured by real estate, total$8,0003,967
To non-U.S. addresseesNANA
Real estate loans in domestic offices$8,0003,968
Construction and land development$2,000811
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$6,0003,228
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$02,119
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-25,00011,225
To non-U.S. addresseesNANA
Loans to individuals$-20,00012,323
Credit card loan net charge offs$6,0002,124
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-26,00012,348
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$319,0003,071
Loans secured by real estate, total$143,0002,032
To non-U.S. addresseesNANA
Real estate loans in domestic offices$143,0002,031
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$43,0002,234
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$100,0001,286
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$52,0004,423
Loans to individuals$124,0002,124
Credit card loan charge offs$11,0002,047
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$113,0001,948
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$48,0004,981
Loans secured by real estate, total$1,0005,487
To non-U.S. addresseesNANA
Real estate loans in domestic offices$1,0005,485
Construction and land development$0926
Secured by farmland$1,000730
Secured by 1-4 family residential properties - total recoveries$04,624
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$7,0006,303
Loans to individuals$40,0002,319
Credit card loan recoveries$02,866
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$40,0002,114
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$1,0001,777
Net charge-offs$271,0002,614
Loans secured by real estate, total$142,0001,748
To non-U.S. addresseesNANA
Real estate loans in domestic offices$142,0001,746
Construction and land development$01,117
Secured by farmland$-1,00010,940
Secured by 1-4 family residential properties- net charge-offs$43,0001,933
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$100,0001,129
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$45,0003,605
To non-U.S. addresseesNANA
Loans to individuals$84,0002,032
Credit card loan net charge offs$11,0001,813
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$73,0001,854
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$-1,0009,234
1992-12-31 (YTD Data)Rank
Total charge-offs$408,0003,355
Loans secured by real estate, total$175,0002,307
To non-U.S. addresseesNANA
Real estate loans in domestic offices$175,0002,307
Construction and land development$6,0001,499
Secured by farmland$82,000154
Total charge-offs secured by 1-4 family residential properties$21,0003,773
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$66,0001,993
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$88,0004,416
Loans to individuals$145,0002,345
Credit card loan charge offs$4,0003,059
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$141,0002,069
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$54,0004,918
Loans secured by real estate, total$15,0002,962
To non-U.S. addresseesNANA
Real estate loans in domestic offices$15,0002,962
Construction and land development$8,000668
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$7,0002,515
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$6,0006,850
Loans to individuals$33,0002,806
Credit card loan recoveries$1,0002,231
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$32,0002,645
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$354,0003,036
Loans secured by real estate, total$160,0002,175
To non-U.S. addresseesNANA
Real estate loans in domestic offices$160,0002,175
Construction and land development$-2,00013,519
Secured by farmland$82,000132
Secured by 1-4 family residential properties- net charge-offs$14,0003,814
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$66,0001,844
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$82,0003,715
To non-U.S. addresseesNANA
Loans to individuals$112,0002,180
Credit card loan net charge offs$3,0003,042
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$109,0001,863
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.